-REGIONS<|endoftext|>Pimex - Công Ty Cổ Phần Đầu Tư Xuất Nhập Khẩu Xăng Dầu Việt Nam

Fed decided continuously to keep the current interest rates

With the reasons of growth rate of the US economy has remained in the low in the period of last year due to concerns the global economic slowdown, Federal Reserve Bank of the US (Fed) continues to retain the current interest rates.

In the statement released on the morning of 28/1 (Vietnam time) after a meeting of the  Federal Open Market Committee (FOMC) - the agency of Fed policy makers - Central Bank of the United States affirmed maintain interest rates at 0.25-0.5% announced in 12/2015, after many considerations, in the context appear more risks from the condition of China economic slowdown and plunged oil price.

Fed gives the decision on the condition investor is also careful by the market almost continuous decline since the Fed's last meeting.Announment confirmed Fed is monitoring the conditions in closely.

However, investors are still watching developments of the meeting to update the Fed's latest forecast on the US economy and rising interest rates in the future.The financial experts also concerned about the Fed's assessment of the risks if oil prices continue to fall.

After the Fed announcement, the important stock index of US as S&P 500 fell 0.6%, while the dollar also fell against the euro with the exchange rate $ 1.901/1 Euro.

Tin liên quan<|endoftext|>, which consists of bitcoin and several other major digital currencies, crumbled June 22 as the majority of the coins dipped by up to 10 percent due to six exchanges in Japan that were ordered by the Financial Services Agency, its financial watchdog, to improve their current practices, and as two exchanges were hacked within an 11-day periodBitcoin (BTC) has been engaged in a predictable up and down pattern where it absolutely crashes at the beginning of any year and then sky-rockets as the year nears its end. Bitcoin held steady at around $19,000 in December 2017, and then sure enough – crashed big time to around $6,000 at the beginning of 2018. At the time of writing, March 8th 2018, the price of Bitcoin is relatively stable between $10,000 and $12,000. In my opinion, the price will run again soon.
The natural inclination for crypto investors is to identify a new altcoin with the potential for growth, invest heavily when it's still inexpensive to do so, and then reap the rewards when the value increases. That being said, the altcoin market is growing so quickly that many new digital currencies hitting the market might not be good long-term investments.
Investors can get insights into the fund with the PentaView analysis platform. It’s basically an aggregation of the data regarding the investments and assets within the fund. The cryptocurrency space is constantly evolving and PentaView is a tool to keep users up-to-date. PentaView also gives investors a way to make suggestions to the PentaCore teamscreenshot below is a basic representation of these concepts, where the horizontal lines roughly mark zones where price either finds a ceiling or a floor, and generally, in an uptrend, past resistance zones can become supports later on (notice how candles earlier failed to breach the second-last horizontal line, but later bounce off from the same) and in downtrends, support zones can become resistance.
Litecoin, like all major altcoins, has depreciated substantially against BTC. This decline has been precipitous and nearly monotonic since May, with even the slightest corrective rally sold off immediately. However, we may find solace in the fact this pair appears to have found footing around 9070, which appears to be a very significant level of support. In the ...
There are a number of tools you can use to maximize profits and minimize risks, such as margin trading, leverage, and stop-loss orders. Shorting Bitcoin and other cryptocurrencies can be done in a variety of ways. Just looking at the Bitcoin price chart for early 2018, you can see that those that spotted the downward trend in mid January and made a short trade would have made 40% profits by exiting one month lateris is the perfect opportunity for investors with the available funds to buy the undervalued cryptocurrencies. As a trader, you use your expertise to assess the market conditions and fundamentals to predict when the market is most undervalued and likely to make a recovery soon. Then, just make your trades and hold out during the period of fear and uncertainty, all while making a nice profit when the market returns to sanity<|endoftext|>Dollar Index upswings unhurt

The USDIndex slipped slightly following the mix of data, where Q1 GDP came in slightly better than consensus, jobless claims were slightly higher, and the trade deficit was wider than expected. EURUSD edged over 1.1140 from 1.1135, while USDJPY was fractionally lower at 109.65 from over 109.70. Equity futures continue to indicate a moderately higher Wall Street open, while yields were little changed.

US initial jobless claims rose 3k to 215k in the week ended May 25 after holding steady at 212k in the May 18 week (revised from 211k), and tumbling 16k to 212k in the week before that.

US Q1 GDP growth was fractionally revised down to a 3.1% pace, beating forecasts, after posting a better than expected 3.2% gain in the Advance report. Remember, Q4 posted a 2.2% clip, with Q3 up 3.4%. For Q1, consumption was bumped up to 1.3% versus 1.2% initially. Fixed investment was nudged down to 1.0% from 1.5%, with nonresidential spending at a 2.3% rate from 2.7%, while residential spending was knocked down to -3.5% from -2.8%. Government consumption was revised up to 2.5% versus 2.4% previously. Inventories contributed $28.7 bln versus $31.6 bln. Net exports added $52.1 bln from $56.4 bln. The PCE price index slipped to 0.8% versus 0.9%. The core rate was 1.0%, down from 1.3%.

The USDIndex remains above the 98.00 barrier for the day, while it is holding strongly, close to year high of 98.24. The short term outlook has been denominated today with consolidation, however the overall picture remains on track with the upwards channel seen the past 2 months. The asset is currently set above 20-, 50- and 200-day SMA, with the 2nd one providing a strong Support in the near term future.

The intraday RSI has flattened at 63 due to the consolidation moves seen today, however in the higher timeframe continues to point to the upside. Interestingly, MACD lines in the near and long term formed a bullish cross, suggesting the continuation of the positive momentum. Hence a break of last week’s high could open the way towards the next barrier at the 99.00 Resistance level seen since May 2017. Support holds at the 20-day SMA at 97.50, however only a break of the 50-day SMA could develop concerns over the continuation of the up-channel<|endoftext|>Think Rates Are Going Up? Banks Don't

After years of waiting for interest rates to rise, some banks have started to lend as if they never will, loading up on a record amount of loans and securities that carry low rates for years.

The percentage of bank assets that won't mature or change rates for more than five years reached a new high in the second quarter, according to Federal Deposit Insurance Corp data released Tuesday. That means banks are allowing more borrowers to lock in low rates for long periods of time, a potential risk should rates move sharply higher.

"The interest-rate environment and competitive lending conditions continue to pose challenges for many institutions. Some banks have responded to this environment by 'reaching for yield' through higher-risk and longer-term assets," FDIC chairman Martin Gruenberg said in remarks accompanying the release of the quarterly data.

An added worry: Much of this lending for longer is in the booming area of commercial real estate, where borrowers finance offices and apartment buildings typically with loans that have fixed-rate periods from three to 10 years.

The rise in bank assets with longer maturities is a side effect of nearly a decade of historically low interest rates. Those have pinched bank profits and led more firms to lend for longer to try to capture more yield.

So far, that hasn't proven a problem as long-term rates have remained low, despite the Federal Reserve increasing short-term rates, and credit quality has stayed strong. Regulators have warned, though, that the growing share of longer-term and commercial-real estate loans at some banks could be risky.

Across all banks, the percentage of total assets that are at a fixed rate for more than five years was 27.5% in the second quarter of 2017, its highest since the FDIC started tracking it in 1984. The metric reached 33.7% in the second quarter at smaller banks with $1 billion to $10 billion in assets.

Commercial real-estate loans made up 31.5% of assets at those midsize banks in the quarter, up from 25


, businesses can find suppliers willing to collaborate on new ideas, ensuring they remain relevant and appealing to their customers.

In today’s interconnected world, understanding global trade is essential for businesses seeking to leverage international markets. Suppliers and manufacturers operate on a vast scale, often spanning multiple countries and regions. This globalization allows companies to source products at competitive prices while also giving them access to diverse markets. However, navigating this landscape requires knowledge of various laws, customs, and trade agreements that influence the way goods are exchanged and delivered.

Effective communication is crucial in establishing successful relationships with suppliers and manufacturers around the globe. Language barriers, cultural differences, and varying business practices can complicate interactions. To overcome these challenges, businesses must prioritize transparency and adaptability. Utilizing platforms like GlobalSource.com can facilitate these connections, providing resources that help businesses understand their partners’ needs and expectations, ultimately fostering smoother transactions and stronger collaborations.

Moreover, the rise of technology has transformed how businesses engage in global trade. Online platforms enable companies to compare suppliers and manufacturers, streamlining the sourcing process. With the ability to access a wide range of options and detailed information about each supplier, businesses can make informed decisions that align with their operational goals. Embracing these digital tools can empower companies to navigate the complexities of global trade more effectively, creating a more dynamic and responsive supply chain.

Case Studies of Successful Partnerships

One remarkable success story involves a small eco-friendly startup that sought to create sustainable packaging solutions. After struggling to find manufacturers aligned with their environmental values, they discovered GlobalSource.com. Through the platform, they connected with a manufacturer specializing in biodegradable materials. This partnership allowed the startup to scale their production while maintaining their commitment to sustainability, leading to a significant increase in sales and customer satisfaction.

Another example features a tech company that wanted to diversify its product line. With limited resources to travel and attend trade shows, they turned to GlobalSource.com to explore manufacturers from various regions. They found a reliable partner in Southeast Asia who provided high-quality components at competitive prices. This collaboration not only enhanced their product offerings but also optimized their supply chain, ultimately resulting in a stronger market presence and improved profit margins.

Lastly, a fashion brand aiming to expand its reach faced challenges sourcing ethically made materials. GlobalSource.com helped them connect with a network of manufacturers who prioritize fair labor practices. With this new partnership, the brand was able to launch a new collection that resonated with consumers increasingly aware of ethical sourcing. This collaboration not only boosted their brand reputation but also fostered a loyal customer base dedicated to supporting sustainable fashion.<|endoftext|>Can you make money with AI marketing

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Can affiliate marketing be automated

It’s natural to wonder if you can automate your affiliate marketing efforts for maximum profit with minimal effort. The good news is that many aspects of affiliate marketing can be effectively automated, allowing you to focus on strategy instead of mundane tasks. However, beware of the dangers of over-automation, which can lead to missed opportunities … Read more

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What is the best free AI website builder for affiliate marketing

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Can you realistically make money from affiliate marketing

There’s a world of opportunity in affiliate marketing, but not all who venture into this realm will find success. As you navigate this landscape, you need to consider important factors like choosing the right niche, building an audience, and maintaining transparency. While many people enjoy lucrative incomes from affiliate programs, the journey requires patience, strategy, … Read more

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AI technology is reshaping numerous industries, and affiliate marketing is no exception. You might be wondering how artificial intelligence can streamline your affiliate marketing efforts. From identifying lucrative niches to optimizing your campaigns, AI tools can offer insights and automation that significantly enhance your results. However, it’s important to be aware of potential pitfalls, such … Read more

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Just imagine launching your very own affiliate marketing website without spending a dime. Building a free website can be an excellent way to kickstart your journey into the world of affiliate marketing, allowing you to showcase products and earn commissions with minimal investment. In this guide, you’ll learn the crucial steps to create a professional-looking … Read more

How can I make a website with AI for free

It’s easier than ever to create a stunning website using AI tools available at no cost. With numerous platforms offering user-friendly interfaces, you can build a professional-looking site without any coding knowledge.AI-driven templates can streamline the design process, while features like automated content generation can save you time and effort. However, be aware of any
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Turns on site high speed to be attractive for people and search engines.<|endoftext|>Metro Bank, the first high street bank to be launched in the UK in over a century, opened its first branch in July with a company-wide outsourced, pay-as-you-grow IT infrastructure.

Craig Donaldson, chief executive of the bank, told Computerworld UK that having an efficient IT system was “crucial” to the bank’s launch. Metro Bank is attempting to offer an improved banking experience with services including instant credit or debit card issuing in-branch, and long opening hours covering seven days a week.

The bank has four branches and will have opened 40 more by the next four years, eventually hitting a total of 200 stores by 2020. But it only has five in-house IT staff, because of the outsourcing arrangement. Metro Bank outsourced its IT setup and maintenance to Niu Solutions, a company formed by the merger of Telinet, EVD, Pasporte and Ipitomi. The bank has a ‘pay as you grow’ contract that will cost more and provide more services as it expands.

Under the contract, for which financial details were not disclosed, services include infrastructure and software management, on-site and hosted voice, data, virtual desktop services, mobility, connectivity, website, user helpdesk and data centre services.

Metro Bank operates principally on the Temenos banking platform, widely used in the industry. Its other applications, including a mixture of Oracle, SAP and IBM software, are hosted in two data centres, one in London and one outside.  The bank said the applications were secure and servers were highly virtualised.

“New customers can open accounts with a rapid opening procedure and are issued permanent bank cards instantly, and we employ the best that technology can offer to achieve this,” said Donaldson, who added that the IT platform would expand with the company’s growth and be adaptable to changing financial industry regulation.

Availability was key, he said. “We wanted one company to go to for our service. The IT has to work, if it goes down you know about it and so do the customers.” The bank has a service level agreement for 99.99 percent availability.

As with other banks, Metro Bank already offers online services but will add mobile phone banking next year. Other projects include personalisation of cards in-store and RFID tags for mobile phones, enabling them to be used for contactless payments.<|endoftext|>Aim higher, reach further.
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Why IT Hates the iPhone

Corporate information-technology departments say the phone poses security risks. But they seem powerless to stop employees from using it.

In less than a year, the iPhone has won the hearts of users, who speak of the combination cellphone, Internet device and music player with reverence.

Indeed, the iPhone, which maker Apple Inc. AAPL 0.88 % says has captured 28% of the U.S. smart-phone market, seems to be loved by everyone -- everyone, that is, except those who work in corporate information-technology departments.

The Journal Report

Chevron's CIO discusses information overload, consumer tech at work and IT project management. Plus, planning corporate gatherings is getting a lot easier -- and a lot less expensive.

Designed with the consumer in mind, the iPhone is less secure than business-oriented smart phones such as those from Nokia Corp. NOK -1.63 % or Research In Motion Ltd.'s BlackBerry, according to IT professionals. But that isn't stopping people from using the device for work-related tasks such as checking email, managing sales contacts and getting information about prospective clients. In fact, market researcher Nielsen Co. estimates that one-quarter of iPhone owners over the age of 18 pass their phone bills on to their employer, suggesting significant use of the device for business.

Many IT groups have banned the iPhone from their workplaces, complaining that there is no way to force employees to protect their iPhones with passwords and that they can't erase sensitive corporate data from remote locations if the device is stolen or lost. Additionally, they


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How to Convert Real Estate Leads into Sales [An SEO’s Playbook]

Chris Kirksey

CEO, Direction.com

The ability to effectively convert real estate leads is what separates thriving brokerages from those struggling to survive.

In the real estate industry, generating leads is only half the battle. The true challenge lies in converting those leads into closed deals.

As digital marketing continues to evolve, search engine optimization (SEO) has emerged as a powerful tool for attracting high-quality leads. However, many brokerages struggle to effectively nurture and convert these valuable prospects into clients.

We understand the importance of not only driving organic traffic to your website but also implementing strategic lead conversion techniques. We’ve witnessed firsthand the transformative impact of combining SEO with a well-crafted lead nurturing process.

In this guide, we’ll provide proven strategies on how to convert real estate leads. We’ll explore the influence of local search on brokerage visibility, compare the quality of SEO leads to other sources, and provide a step-by-step roadmap for turning those leads into signed contracts.

The Power of Local SEO in Real Estate Lead Generation

The vast majority of prospective homebuyers and sellers begin their search online. Gone are the days of flipping through the Yellow Pages or relying solely on word-of-mouth recommendations.

Today, local search is king, and it’s essential for brokerages to understand its power in attracting high-quality leads.

How most users find brokerages through local search

When someone is looking for a real estate agent in their area, they often turn to search engines like Google. They might type in phrases such as “real estate agents near me” or “top brokerages in [city name].”

This is where local SEO comes into play.

By optimizing your website and online presence for local search, you increase the likelihood of appearing at the top of search engine results pages (SERPs) for these valuable queries.

The Influence of SEO on Local Rankings

Local SEO involves a variety of strategies, from claiming and optimizing your Google My Business listing to building local citations and earning high-quality backlinks.

By implementing these tactics, you signal to search engines that your brokerage is a trusted and authoritative resource in your local market. As a result, your website is more likely to rank higher in local search results, putting your brand in front of potential leads actively seeking your services – a major benefit when considering how quickly you can convert real estate leads.

Comparison of SEO leads vs. leads from other sources (e.g., ads)

While paid advertising can certainly generate leads, it’s important to recognize the unique value of SEO leads.

When someone finds your brokerage through organic search, they are actively seeking out your services based on their specific needs and interests. This inherent intent makes SEO leads more inclined to convert into clients quickly as to those generated through more interruptive methods like ads.

Why SEO Leads are More Likely to Convert

SEO leads are often further along in the buying or selling process, having already conducted some research and narrowed down their options. They are more likely to be genuinely interested in your services and working with your organization.

Additionally, the trust and credibility established through your strong organic presence can contribute to higher conversion rates compared to leads from other sources.

Step-by-Step Guide on How to Convert Real Estate Leads Generated via SEO

Now that you understand the importance of SEO in generating high-quality leads, it’s time to focus on the critical steps for converting those leads into closed deals.

By following this proven process, you can maximize the value of your marketing efforts and build a thriving real estate business.

Step 1: Respond Promptly to Inquiries

When a lead reaches out to your brokerage through your website or online listings, time is of the essence. Prospects expect quick responses to their inquiries.

By implementing systems and processes that enable you to reply promptly, you demonstrate your professionalism and commitment to exceptional service.

Consider using automated email responses to acknowledge receipt of the inquiry and set expectations for when a more detailed response will follow.

Advantages of Working with Direction.com

We have extensive experience manufacturing and optimizing lead flow automations using CRMs like HubSpot. When you partner with us for SEO, our extensive knowledge in this arena becomes another tool you can leverage to convert real estate leads to great effect.

Step 2: Qualify Leads and Understand Their Needs

Not all SEO leads are created equal. To maximize your conversion rates, it’s essential to qualify leads and gain a deep understanding of their unique needs and preferences.

Start by asking targeted questions that help you determine the lead’s

  • selling/buying requirements

This information will allow you to tailor your approach and provide the most relevant guidance and resources.

Step 3: Provide Value, Build Trust

Once you’ve qualified a lead, focus on building trust and establishing yourself as a knowledgeable resource.

Share valuable insights about the local market, provide helpful guides and tools, and offer personalized recommendations based on the lead’s needs.

By consistently delivering value and demonstrating your expertise, you position yourself as a trusted advisor and increase the likelihood of conversion.

Effective SEO is the Way Forward

If you’ve already invested in effective SEO — how else would you be getting all of these great leads, right? — then you likely have an amazing library of local guides to share with your leads. By sharing resources from your website that answer their exact questions, you further enhance that line of credibility, which will translate to faster time to close.

Step 4: Nurture Leads Through Personalized Follow-Up

Not every SEO lead will be ready to make a decision right away. That’s why it’s crucial to develop a lead nurturing strategy that keeps your brokerage top-of-mind and continues to provide value over time.

Implement personalized email campaigns and drip sequences that share relevant content, market updates, and success stories.

Engage leads through multiple channels, such as phone calls, text messages, and social media, to build relationships and maintain a consistent presence.

Step 5: Set Up Appointments and Property Viewings

As you nurture your SEO leads, be proactive in setting up appointments and property viewings. Offer flexible scheduling options and make it easy for leads to book time with you or your agents.

When preparing for these meetings, gather relevant information about the properties or neighborhoods of interest, and anticipate any questions or concerns the lead may have.

By being well-prepared and focused on the lead’s needs, you increase the chances of moving them closer to a decision.

Step 6: Close the Deal

When it comes time to close the deal, be prepared with strong negotiation skills and a deep understanding of the local market.

Guide your clients through the process with transparency and professionalism, ensuring a smooth and successful transaction.

Once the deal is closed, don’t forget to maintain those hard-earned relationships. Stay in touch with past clients, provide ongoing value, and ask for referrals and reviews.

By nurturing these relationships, you lay the foundation to attract and convert real estate leads to great effect.

Ideal CRM Infrastructure to Manage and Convert Real Estate Leads

To effectively manage and convert real estate leads, a robust Customer Relationship Management (CRM) system is essential.

Here’s what you need to know:

  • A well-designed CRM system helps you centralize lead data, track interactions, and automate key aspects of your lead nurturing process.
  • When evaluating CRM options, look for features such as:
    • Lead capture and segmentation capabilities
    • Automated lead nurturing and drip campaign functionality
    • Integration with your website, email marketing platform, and other tools
    • Robust reporting and analytics to track your lead conversion efforts
  • Popular CRM options for real estate professionals include:
    • Follow Up Boss
    • Zillow Premier
    • Agent CRM
  • To maximize the value of your CRM, implement best practices such as:
    • Consistently logging all lead interactions and notes
    • Segmenting leads based on source, stage, and other key criteria
    • Setting up automated drip campaigns to nurture leads over time
    • Regularly reviewing analytics to identify opportunities for improvement
  • By investing in a CRM system and committing to its effective use, you can streamline your lead management process, improve conversion rates, and ultimately grow your real estate business.

Remember, a CRM is only as powerful as the data you put into it and the processes you build around it. By making your CRM a central part of your lead conversion strategy, you can effectively manage and convert your valuable SEO leads.

Transform Your Marketing Strategy to Convert Real Estate Leads into Close deals

SEO is a powerful tool for generating high-quality real estate leads. By understanding the importance of local search, implementing effective lead conversion strategies, and leveraging the power of a robust CRM, you can transform your brokerage’s online presence into a lead generation machine.

Throughout this guide, we’ve explored the key components of a successful SEO lead conversion strategy, from the initial response to closing the deal and beyond.

By focusing on providing value, building trust, and nurturing relationships over time, you can differentiate yourself from the competition and attract a steady stream of loyal clients.

At Direction.com, we’re passionate about helping real estate professionals unlock the full potential of their online presence.

Our team of SEO experts understands the unique challenges and opportunities facing brokerages in today’s market, and we’re committed to delivering customized solutions that drive results.

Contact us for a free SEO consultation and online presence analysis. Our experienced team will review your current strategies, identify areas for improvement, and provide actionable


 more questions to understand what he was seeing, sensing and hearing from others on his team. In this post, I will be sharing my reflections sparked by this conversation and take you deeper into our approach to culture transformation.

What is culture?

  • Culture is a set of learned beliefs, values and behaviors that have become the way of life in an organization.
  • It results from the messages that are received about what is really valued around here.
  • Most of these messages are nonverbal.
  • People pick up on these messages and adapt their behavior to fit in.

Your workplace culture is either an enabler or detractor of success, fulfillment and well-being. Leaders set the tone, showing what is valued in an organization through behaviors, symbols and systems. Most simply, people are watching those who are successful and have status in a group and then ask themselves, “What do I need to do to fit in and succeed in this environment?”

Your workplace culture is either an enabler or detractor of success, fulfillment and well-being.

Three warning signs your workplace might need a detox

1. People don’t feel sufficiently safe to take risks and are on the defensive.

When people don’t feel safe, their energy is spent trying to protect themselves, which leads to avoiding risks, less creativity and innovation — and most damagingly, distrust in their relationships. What are some common threats to feeling safe in the workplace that would cause you or others to go on the defensive?

Behaviors such as put-downs, sarcasm, negative tone of voice or body language, bullying, inconsistency, rigidity, exclusion, favoritism, controlling, lying, blaming, shaming and manipulation are some examples. At various times, we have all probably been the recipient and the deliverer of some of these threatening behaviors, even if it was unintentional.

Defensive patterns happen unconsciously. When we are overwhelmed and stressed or feeling threatened, the higher-order “executive functions” of our brains shut down. Critical decision making reverts to the more primitive and reactive brain centers, which increases our tendency to fight, flight or freeze. If the record of experiences stored in the hippocampus tells the amygdala that it is a fight, flight or freeze situation, then the amygdala hijacks the rational brain, which can lead a person to react irrationally and destructively.

Unfortunately, these types of behaviors happen all too frequently in the workplace and contribute to creating toxic relationships and conversations. Taking ownership for how you could be contributing to the problem either through action, inaction or tolerance is the first step. Being open to assessing your own thinking and behavior patterns and comparing them with how you are perceived by others can help you to identify Passive/ and Aggressive/Defensive styles that sabotage your effectiveness, as well as Constructive styles that are more effective. These can also be assessed at a team or enterprise level to identify specific change levers for culture transformation.

2. People don’t have clear plans or goals and are working in silos.

If there is misalignment at the highest level in the organization regarding strategy and business priorities, this cascades down to the rest of the organization. I have seen executive leaders and managers, depending on defensive styles, begin working aggressively toward competing goals and commitments, positioning and posturing themselves in their silos or passively “going along to get along” to avoid conflict. Even with the best of intentions, people often repeat ineffective defensive patterns out of habit during change.

In the face of uncertainty and lacking information, people make assumptions about what is happening and why. These stories often fuel feelings of fear, unhappiness and frustration, leading to disempowerment and resignation. People are less productive, they disengage, and both execution and collaboration suffer.

How can you best respond to this challenge? Working with your leaders to understand the business priorities and establishing clear goals, plans and expectations in alignment with the strategy reestablishes focus and purpose for team members. The majority of people want to do their best and will take initiative and propose solutions when there are clearly defined objectives, plans to achieve them and structures for mutual accountability.

3. Managers don’t know what is important to people on their team.

Think about the worst manager you have worked with during your career and their characteristics. Typically, when I ask people to reflect on this, they say things like, “they don’t know me,” “they don’t care,” “they don’t have time to meet,” “they don’t listen to me,” “they know it all,” and “they seem most concerned with their own accomplishments and success.”

Human beings want to be seen and valued for their contributions. Linking people’s work to something that is meaningful to them is the strongest foundation you can build for engagement. Connection to personal values provides a sense of purpose and a compass to orient individuals when times get tough. Values are the point of greatest leverage for people because they remind them who they want to be and what is important to them when things aren’t going the way they hoped.

Human beings want to be seen and valued for their contributions. Linking people’s work to something that is meaningful to them is the strongest foundation you can build for engagement.

Creating a culture that promotes listening to what matters to people will help your organization to better care for them, validate and appreciate their strengths, and offer them opportunities to continue to stretch, learn and grow. When people sense you care about them and want the best for them, they feel safe and respected, and they will usually bring the best of themselves to the challenge.

How to Begin a Detox

The purpose of a detox is to cleanse or reset the system. Here are some tips to get you started.

Raise your awareness: A detox begins by acknowledging what isn’t working and creating a desire for transformation. This is an invitation to look within yourself and your organization more deeply to diagnose and surface what’s happening with both qualitative and quantitative data. This will help you to understand the current culture challenges and opportunities, as well as the “from – to” mindset shift needed to enable sustainable behavioral change and the key levers for organizational transformation.

Alignment: Partner with key stakeholders to build the business case for change, identifying a clear connection to how a toxic culture undermines execution of business strategy. Design a customized culture transformation plan, integrating values-based mindsets, behaviors, systems and symbols needed to execute in alignment with your business priorities.

Action and accountability: Support leaders and teams in embedding desired mindsets and behaviors into the day-to-day rhythm of the business with coaching, pulse checks and metrics to measure impact.

Culture transformation can take years. However, one positive change or choice typically leads to other positive changes and choices. How you choose to respond can influence and impact those you work with in significant ways over time.

If your culture feels toxic—or even just a bit unhealthy—take the time to assess it and get data to help you identify the best culture to meet your goals. Doing so will set you on the path to shaping a culture that drives performance, supports team members, and fosters collaboration, innovation, and personal growth.

Adapted and reprinted with permission from Axialent.com.

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Customer Connections: The Latest Strategies for Small Business Engagement

As a small business owner, building strong connections with your customers is crucial to the success of your venture. In today’s digital age, there are countless ways to engage with your audience and create meaningful relationships that go beyond transactions. In this blog post, we will explore some of the latest strategies for small business engagement that can help you foster customer loyalty and drive growth.

1. Personalize Your Communication

Customers appreciate when businesses take the time to understand their needs and preferences. Personalizing your communication is a powerful way to show your customers that you value them as individuals. Use their names in emails, tailor your offers to their interests, and provide relevant content that resonates with their unique needs. By doing so, you can enhance the customer experience and build stronger connections.

2. Leverage Social Media

Social media platforms offer a wealth of opportunities for small businesses to engage with their customers. Create a strong presence on platforms that are popular among your target audience and use them as a tool for communication, branding, and customer support. Regularly share valuable content, respond to comments and messages promptly, and encourage user-generated content to foster a sense of community.

3. Implement Live Chat Support

Providing real-time support is essential for enhancing customer satisfaction. Implementing a live chat support feature on your website allows customers to reach out to you instantly with any questions or concerns. This not only improves the customer experience but also helps you build trust and credibility. Be sure to have knowledgeable staff available to respond promptly and provide helpful solutions.

4. Offer Loyalty Programs

Loyalty programs are a great way to reward your customers for their continued support and encourage repeat business. Consider offering exclusive discounts, freebies, or special perks to loyal customers. This not only incentivizes them to choose your business over competitors but also makes them feel valued and appreciated. Loyalty programs can also help you gather valuable customer data and insights for future marketing efforts.

5. Engage in Email Marketing

Email marketing remains one of the most effective ways to engage with your customers directly. Build an email list of interested customers and send regular newsletters or updates that provide value. Personalize your emails, segment your audience based on their preferences, and use compelling subject lines to increase open rates. Be sure to include a clear call to action that encourages customers to interact with your business.

6. Host Virtual Events

In the era of remote work and social distancing, virtual events have become increasingly popular. Hosting webinars, workshops, or online Q&A sessions allows you to connect with your customers in a more intimate and interactive way. Use these events to share valuable insights, answer questions, and showcase your expertise. Virtual events can help you build credibility, establish thought leadership, and foster a sense of community among your customers.

7. Collect and Act on Customer Feedback


 pages that collect emails.

When your customer support or sales team interacts with your customers, the link will directly be sent to them automatically

Use social media

As mentioned above, having incentives or contest is a great way to create excitement and action to grow your email list. You can use social media and social media advertsing to get visitors from social media platforms like Facebook, Instagram and LinkedIn (depending who your target market is).

Have engaging captions, high-quality images or videos, and instructions on how they can sign up. Be sure your landing page is optimized for the highest number of conversions.

Guest Blogging

Guest blogging is a great way to get in front of new customers. Most guest blogs will allow you to place your website links on their website to attract new customers. Not only does it allow you to gain new customers, it also helps with your SEO (search engine optimization) as it improves your backlinks.

You want to create engaging content that shows your expertise in that industry. Also, consider targeting highly searched keywords and optimizing the content for search engines.

When reaching out to other websites, try and find websites that are in your industry or have a similar target market. Searching “write for us” on google is a great way to find these kinds of opportunities

Gather Emails from events

If you hold online events (and hopefully in-person events when COVID is done), you can take this opportunity to collect emails! Since your customers are already interested in your events, there’s a good chance they’ll be interested in your product or service.

Whether this is a free or paid event, they’re still taking time out of their day to attend your event. If it’s online, have a simple landing page to collect emails and send them the link. If it’s in-person, a signup sheet will work just fine! You’ll just need to put the emails in manually.

Gather emails in your storefront

If you have a storefront where your customers can purchase your products or services, use this time to collect emails!

You should only ask for their email if they purchase something, this way you can tell if they’re part of your target market. You can ask if they want to create a profile to collect points or some sort of incentive.

Your Point of sale system should be able to do this. If not, a signup sheet will work just fine, (just have to manually place them).

Create a QR code

For your landing page, create a QR code so your customers can easily scan the code with their mobile phone and be directed straight to the page.

You can place the code on posters, business cards, brochures, menus or on any of your print advertising materials. Be sure to test the code that it works properly before distributing them.

Grow your email list today!

Now that you know how to grow your email list. Take action today!

Both small and large businesses can benefit from an email list. It allows you to directly market your products or services to your target audience. This is a great way to generate both new and repeating customers!

In order for your email marketing campaign to be successful, you’ll need an effective email marketing software that’ll allow you to manage and send emails to your customers.

We think you’ll enjoy Moment, not only will it allow you to send emails, but it also has live chat, session recording replays, and is a full CRM software. The great thing about Moment is you can register for free and get all of these features right away!

How will you grow your email list?<|endoftext|>Objective At-Sunrice GlobalChef Academy, an EduTrust-certified institute that advances the culinary arts and F&B professionals, holds an annual Open House to reach out to graduating ‘N’ and ‘O’ Level students. To help potential students with their decision to sign up for a diploma programme, we created a closed-loop integrated campaign that brings them on a journey of discovery and helps them understand what it takes to become a global chef. A need to automate the creation of personalised and relevant digital content to guide potential students through the awareness, engagement and conversion phases was the driving factor for a new digital marketing solution. The goal? To better align the recruitment and marketing efforts by driving higher qualified leads to sales and shorten the time taken for an applicant to enrol.
With the help of marketing automation, we created a comprehensive series of digital content to raise awareness and reach out to our potential culinary, pastry and F&B service students. We created ads and content on social media, driving to our Open House landing page. After registration, a series of EDMs were sent to further engage and educate our potential students. At the event, we created a check-in page to facilitate registration as well as track the turnout rate.
Throughout the event, we were able to monitor the performance of the campaign and content, and analyse the digital performance of the Open House, including turnout and sign-up rates. The database collected was then fed into At-Sunrice’s Salesforce CRM system for further lead nurturing communication.<|endoftext|>Kralovopolska Total Quality Management (TQM)

After the revolution, Kralovopolska’s management team sought to ensure that quality assurance was integrated in all processes of manufacturing and company management. With this goal, the company forged forward to achieve ISO 9000 certification and other relevant certifications by the end of 1994 (cited in Newman & Nollen 117). Quality can be divided into two main categories; product quality and process quality … thus the goal of process quality is to produce error-free products through total quality management (Siegel & Shim, 1999).
As the technical director, Vladimir Relich said, “Our products were always high quality, but they did not meet West European standards. Now we have certificates of quality according to West European standards. Our products are higher in quality than Italian products. ” Quality and customer satisfaction may not be disintegrated or separated. When a product is of high quality, it’s bound to create a market niche and give the customer the satisfaction that would produce brand loyalty. This would be Kralovopolska goal in the current markets and mission for any new markets to be explored. Financial stability
In 1991, the Czech government allowed the market to set prices in the equipment industry that Kralovopolska operated. This opened a wide gap for inflation which soared up to about 58 percent. Short-term financing was scarce, nominal interest rates were 14-15 percent between 1991 and 1993. Matters did not get better since in 1991, the government devalued the currency. However, the company would be able to survive these financial challenges by its good history of loan interest repayments. Financial stability is not only a goal for any business but a critical and aspect of any company’s survival.

When other companies’ finances were dwindling, Kralovopolska was no exception. However, because of a good history with its previous credits, the company was more fortunate than other companies as it was able to obtain short-term credit and long-term financing by the government. Plans to go onto a joint venture with a technologically advanced company seem more viable now more than ever. The company’s technological abilities have to be advanced either by joint venture or purchase of high tech systems and machinery.
This then translates to the need already noted need for financial resources to enable the company acquire the required technological resources. Management’s flexibility By studying the Kralovopolska case, one is readily made aware of the style of employment and promotion that was used. Political affiliation was not applied but rather merit. The ability to change the management when required to bring on board the right skilled person for the right position would see the company progress successfully through phases of economical, political and social changes.
Competitive organizational structure Similar to most local firms, Kralovopolska’s organizational structure was based on function till 1991. However, for the company to successfully compete with the changing trends in the market and industry both locally and internationally, it needed to adopt a different structure – probably an operational structure that would ensure that the company’s operational units were sufficiently managed. In order to achieve this, the company’s top management restructured departments to ensure they adequately served the growth needs of the company.
Panek, Kralovopolska general director, was a trained economist and with his skills he would help transform the company’s finances and ensure strategies adapted were consistent to the company’s profitability goals. The rest of the team was mostly composed of engineers with professional lifelong experience in the company. This would work to the company’s advantage since the team would carry on the original dream and goal the company has all through the years.
Continuity of the company’s business would largely depend on this and looking into the future the same team would be best suited to note what the company lacked and what would need to be done to ensure the company achieved a market leadership position in the industry. Research and high technology capability Research and development (R & D) was previously done as an integral central component under CHEPOS, the holding company. With time, Kralovopolska moved onto be independent in R & D.
Through an internal research and development group, alliances with universities and technical colleges, the company was able to work on their own research and development. Through commercial agreements with companies outside the Czech government, Kralovopolska, sought to make long-term purchases of high-technology components to enable it make, sell and deliver new products. “Location of the machines and equipment within the operation will determine the pattern of its flow, but the nature of its technology will determine its capacity”, states Pycraft (2000).
This is a fact that the Kralovopolska top management noted seriously and sought to ensure the company’s technological needs were sufficiently catered for as the team sought to be a part of a joint venture initiated by the Realization of Investment Activities (RIA) with a French firm. Though this joint


Here’s a quick little breakdown of the top social platforms, their (very) general demographics, and use cases:

The platform of authenticity — TikTok is the platform of choice for Generation Zed (and Millenials too).

With a focus on celebrating the individual in a very “come as you are” way, the platform thrives off of not only being yourself but being a part of a global community. With an algorithm that is finely tuned to virality, with metrics focused more on views and likes than followers in many cases, trending sounds give opportunities for individuals to be a part of a larger conversation while experimenting with their contributions in order to craft them to cater directly to their audiences.

Though the platform has been around since 2016, it is still very much figuring out its identity, and many new entrants are finding ways to carve their own niches into the platform — with dedicated communities like #cryptok finding a way to leverage the platform as a means of educating their audiences rather than simply following trends and sounds.

Due to the iterative nature of the platform, TikTok provides an incredible space for experimentation and learning as communities form around projects. During the course of 24 hours, a post can go viral and accumulate millions of likes and views to provide valuable insights and impressions within the community which you can then leverage across other channels and create optimizations for in your strategy.

As with all channels, messaging must be carefully crafted to cater specifically to the culture that is TikTok to ensure that trust isn’t broken with the audiences there. Creating content that is too product-driven, or feels too much like a traditional ad, can be counterproductive and cause audiences to lose faith.

This isn’t to say that promoting products is completely off-limits. Product-driven content on TikTok should be more demonstrative in showing the benefits of the product itself rather than simply informing the community about what the product is — showing how something works, or what the results are will get you much farther than simply telling the community what it does. And as an extension of this, educational content is equally as welcome as audiences will feel more comfortable supporting a product or service if they feel as though they have a fundamental understanding of not only the product, but how it’s made, and whether or not the messaging is authentic.

The short-form text platform, in recent history, has been starting to go long-form — with Twitter threads turning the epicenter for internet-hot-takes into a destination for comprehensive overviews, how-tos, and case studies. Gone are the days of the platform serving simply as a means to make snarky comments to celebrities, and here has arrived the new era of Twitter as a hub for information.

Aside from flexing your brain muscles in order to share expert insights into the field or product you’re looking to break into, Twitter conversations are a fantastic means of developing an audience and creating organic community.

Nothing particularly revolutionary about the practices in place here, aside from the urgency which exists for certain conversations to be had. As we’ve recently witnessed with Elon Musk setting Twitter ablaze, many leveraged the conversations happening in real-time to chime in, share their perspective, and engage in conversations happening throughout relevant communities to help magnify their perspective and encourage others to join their own communities.

A well-placed response to a Twitter thread can significantly boost interactions and reach for your brand, establish thought leadership, or simply align your brand with a certain perspective within the community you’re seeking to build upon.

Social listening tools such as Sprout, Feedly, or RSS, can be immensely helpful in tracking conversations in real-time, gauging community sentiment towards certain topics, and recognizing trends to capitalize on as they develop. Success on Twitter is very much time-sensitive in the early stages of your community development, so dedicating time to ensure you’re monitoring the right hashtags and accounts, and being where the conversations are happening, when they’re happening, will be the greatest key to your success.

The OG visual sharing platform, Instagram is still the premier destination for users aged 25-34, which is still seeing steady growth year over year despite its super-lean team of under 500 people.

With a recent return to the chronological scroll that made the platform a household staple back in 2010, Instagram offers a great opportunity for discovery for those willing to do a bit of hashtag research and manual outreach and engagement as a part of their organic marketing strategy.

The platform has also been nipping at the heels of TikTok with the introduction of Reels in August of 2020 — more or less copying the homework of the seemingly unstoppable juggernaut that has taken the Gen Z demographic by storm.

Despite attempts to compete with TikTok, Instagram has retained its legacy of being a platform for pretty things and finds its own authenticity in maintaining its reign as the only place for sharing things “Instagram worthy” (read: really pretty) — with TikTok users preferring a more authentic approach to content (more on this later).

This makes Instagram a natural choice for any aesthetic-driven brand, particularly in graphic design, branding, interior design, and beauty spaces — through brands in the fintech and crypto space are actively finding success in making learning about their products a visual experience.

Also worth noting is that, while chronological scrolling has made a return, this is likely due in part to the fact that the Instagram algorithm (or digital deities as we like to call them) heavily favors those users sharing Reels and Stories — so your organic marketing strategy may be somewhat limited depending upon your audience and how they interact with the space if you were only posting still images.  There is also heavy encouragement for brands to leverage paid media for their channels, and while there’s no quantifiable evidence, it is widely accepted that business accounts have their engagement throttled by the digital Instagram deities as a means for the Meta parented platform to encourage brands to spend their ad dollars for growth.

As a general best practice, it’s recommended to begin building your brand presence without the additional features provided for business accounts if at all possible during the early stages of your business. The algorithm will initially boost your performance as a non-business account to encourage further interactions on the platform, rather than throttling it to encourage ad spending. You can then make the move to a business account once an audience is established and actively engaged to the point where it’s worth leveraging having a shoppable account and access to the other features for businesses that Instagram offers.

A tried and trusted flow for audience development has been to launch an Instagram organic marketing strategy 3-6 months prior to the launch of your business to gauge community interest, perform organic outreach and engagement, and tease out your product to the public pre-launch. This not only capitalizes on the early stages of boosted traffic from the algorithm for the new account but does so without sacrificing potential sales during the period before product is available.

Messaging during this period can be geared towards education on your particular product or vertical, while also presenting organic community driven content to receive actionable feedback from the community as product is being finalized and packaged for ship.

With a demographic that is 77% aged 30-49, Facebook is actually more popular among millennials than any individual millennial would ever admit to. While that is just a single data point to consider, it still tells us a lot about the type of audience that we could potentially reach there.

While Facebook pages may not be too heavily utilized as a means of building community — Groups have become the latest craze in the community building architecture on the platform.

Into cycling? There’s a group for that. Baking? There’s a group for that. Crochet? There’s a group for  that. Crypto? There’s probably at least a million groups for that at this point.

The beauty of Facebook groups is that they provide a qualified segment for organic interactions. When building organic content strategies, the biggest obstacle is testing hypotheses, measuring data, and then adjusting your deployment accordingly in order to reach your preferred audience — while these groups have already verified that these individuals are actively engaged in whatever segment it is that you’re aiming to break into.

Reddit, or ‘The Front Page of the Internet’ as they’ll call themselves, is a website dedicated to messaging boards for any topic you could possibly imagine, and even those you couldn’t. The site thrives off of community-driven content, and so is a wonderful place to interact with those dedicated to your cause, similar to the previously mentioned Facebook groups, or even building your own community around your product.

Primarily composed of users aged 19-29, the website skews to a younger male audience, though this isn’t to say that there’s no opportunity outside of this demographic. The site boasts 52M daily active users, with 130K active communities that are comprised of 2.8M subreddits — there’s literally a subreddit for everything.

From meme subs like /r/superbowl, which is dedicated to images of owls rather than the pinnacle of American sports events, to /r/eyebleach, a sub specifically for sharing photos of cute animals to cleanse your ocular palette whenever you’ve had a bit too much internet for one day, if a sub for your particular audience doesn’t exist, you can build one yourself.

Brands can leverage a dedicated subreddit to engage with their communities and audiences in a meaningful and impactful way, as users on the site will often search to see if a subreddit exists for a particular brand or product as part of their own discovery journey. This is a great opportunity to funnel an audience into a dedicated space where you can then share insights, learnings, wins, and other brand-driven metrics directly with your pre-qualified community.

Similarly, Reddit as a channel for customer service is a proven approach to leveraging the platform to build community and plus-up customers into advocates. Verizon,


 integration for companies already using other HR software application.
2. CloudPay
CloudPay is an international payroll option focused on supplying smooth payroll processing and compliance throughout 130+ nations. It is especially strong in delivering cloud-based options that incorporate payroll, HR, and finance.

back and in today’s video I’m gon na be speaking about Gusto a popular payroll software that provides services with a range of payroll services and solutions it helps organizations enhance their payroll procedures and conserve them time and money so without more Ado let’s begin likewise if you have an interest in Gusto you’ll discover a link in the description down below and if I do discover any discount rates I’ll ensure to include them in the description also now Gusto offers a range of functions that can assist businesses improve their payroll processes among the crucial functions is it’s easy to use user interface which makes it easy for employers to manage staff member payroll and advantages the software application likewise uses automatic payroll processing which assists to minimize the danger of errors and save time in addition Gusto provides a variety of tax services including tax estimations filing and Reporting likewise it uses Staff member Self-Service feed features enabling workers to access their pay stubs and other payroll information from anywhere at any given time Gusto likewise uses a series of HR services including employee onboarding time off management and compliance this implies that businesses can handle their HR

Secret Features:

Payroll processing in 130+ nations.
Unified platform for payroll, HR, and financing.
Real-time data analytics and compliance tools.
Integration with leading ERP and HR systems.

Strong concentrate on combination with financial systems.
Real-time compliance updates.
Comprehensive information and analytics tools.

A steeper learning curve is needed to master the advanced functions. The expense is reasonably high, making it less available to smaller sized organizations. 3. Paylocity
Paylocity is a US-focused payroll and HR platform with some worldwide capabilities, offering effective tools compliance.

Key Functions:

Payroll processing and tax filing.

Compliance assistance for US and some global markets.
Advanced reporting and analytics.

Strong suite of worker engagement tools.
Comprehensive payroll and HR abilities.
Great for small to medium-sized services.

Restricted international reach compared to Papaya Global.
Does not have substantial international compliance assistance.
4. Paychex
Paychex uses payroll, HR, and advantages services, catering primarily to small and medium-sized organizations in the US, with some worldwide abilities.

Secret Functions:

Payroll processing and tax services.
HR management and advantages administration.
Time tracking and worker scheduling.
Compliance assistance for US companies.

Pros of Gusto payroll software include its comprehensive services for small businesses, integrated HR and and first-class consumer assistance. It likewise insurance coverage and retirement plans to assist services attract and retain gifted workers. In general, Gusto is an user-friendly payroll option with automated processing and tax services, making it an excellent choice for companies seeking to simplify their payroll procedures. Its series of HR services and dedicated client support make it an important partner for companies aiming to attract and keep leading skill. If requirement of a trustworthy payroll solution, Gusto is an excellent alternative.

Restricted worldwide assistance.
Not as feature-rich for global payroll as Papaya.
5. Neeyamo
Neeyamo concentrates on international payroll, HR outsourcing, and compliance, supporting business in over 150 countries. It uses extensive payroll and compliance management services, making it ideal for large enterprises.

Key Features:

Payroll and HR outsourcing in 150+ countries.
Multi-country payroll solutions.
Compliance and threat management.
Adjustable reporting and analytics.

Comprehensive nation coverage.
Strong compliance and danger management tools.
Scalable for large business.

Complex platform may need dedicated assistance.
Rates structure can be complicated for smaller sized organizations.
6. Mercans
Mercans supplies international payroll and HR services in over 160 countries. Its platform uses payroll processing, compliance management, and HR outsourcing, concentrating on automation and integration.

Main Benefits and Highlights

Payroll services in 160+ countries.
Automated payroll and compliance management.
HR and skill management options.
Real-time reporting and analytics.

Wide geographical coverage.
Automated compliance management.
Competitive prices for detailed services.

Interface can be less user-friendly.
Limited consumer support for smaller sized clients.
7. TMF Group
TMF Group concentrates on multi-country payroll, accounting, and HR services, offering compliance and regulatory assistance for services running in complicated international environments.

Key Features:

Payroll and HR services in 100+ nations.
Compliance and tax services.
Business secretarial and accounting support.
Integrated payroll and HR platform.

Strong focus on compliance and regulatory support.
Ideal for services in extremely controlled markets.
Extensive global experience.

Greater prices compared to some competitors.
Complex procedures can be challenging for brand-new users.
8. iiPay
iiPay focuses specifically on worldwide payroll services, providing a merged platform for payroll processing throughout multiple countries with real-time reporting and compliance support.

Secret Functions:

Guarantee your global team earns money quickly with the best internal worldwide payroll for direct workers, EOR, and specialists. It’s the seamless experience you and your group should have in one location with 24/7 support.

Payroll services in over 150 countries.
Single platform for multi-country payroll.
Real-time reporting and compliance updates.
API integrations with HR and financing systems.

Strong concentrate on multi-country payroll.
Comprehensive reporting and compliance tools.
Scalable for growing services.

Minimal HR functionalities beyond payroll.
Can be cost-prohibitive for smaller sized companies.
9. Immedis
Immedis provides worldwide payroll and tax services, with a focus on compliance and real-time reporting. Its platform incorporates payroll, HR, and finance systems, supporting business in over 150 nations.

Secret Features:

Payroll services in 150+ countries.
Compliance and tax management.
Real-time analytics and reporting.
Combination with leading HR and finance systems.

Strong compliance and tax know-how.
Real-time analytics and data visualization.
Ideal for complex payroll needs.

jurisdictions this makes it an important service for business that are scaling their remote teams or running throughout borders enabling them to concentrate on development without worrying about compliance concerns oyster HR streamlines the procedure by supplying knowledge on local policies and guaranteeing that services can work with leading talent from anywhere in the world while staying certified another benefit of oyster HR is its employee Centric approach the platform makes onboarding seamless by offering localized employment contracts benefits and payroll customized to each nation’s particular requirements additionally oyster HR supports both full-time employees and specialists giving companies the flexibility to work with the right tax camping tent regardless of work type the platform’s userfriendly interface makes it easy for HR groups and supervisors to manage remote teams track employee efficiency and gain access to payroll and tax files in a single dashboard this level of Automation and central management helps in reducing the administrative concern on HR departments nevertheless oyster HR does feature some challenges among the primary issues is the complexity of implementing the platform especially for companies with distinct HR requirements or complex Worldwide operations while oyster HR simplifies lots of elements of international hiring companies with specific compliance requirements or highly customized workflows might discover the platform’s flexibility limited additionally the expense of using oyster HR can be an issue particularly for smaller sized businesses or start-ups with tight

Restricted HR functionalities compared to Papaya Global.
Pricing can be greater for smaller sized organizations.
10. Paycor
Paycor provides payroll and HR services mostly for the US market, with some worldwide abilities. It offers an easy to use platform for payroll, tax, and compliance management.

Secret Features: Globalization Partners Uk

Payroll processing and tax filing.
HR and advantages administration.
Time tracking and scheduling.
Compliance support for US and some worldwide areas.

Easy to use with strong consumer support.
Comprehensive HR and payroll features.
Appropriate for small to medium-sized companies.

Limited global reach and compliance support.
Does not have substantial international payroll capabilities.
11. NGA Human Resources (Alight Solutions).
NGA Human Resources, now part of Alight Solutions, offers international payroll and HR outsourcing services. It is known for offering multi-country payroll and labor force administration services.

Key Functions:.

Multi-country payroll services.
HR outsourcing and workforce administration.
Compliance and danger management.
Combination with significant HR and ERP systems.

We’re making international team management so easy, businesses don’t need to hesitate. We take the difficulty out of payroll and compliance in 100+ countries, so you can focus on the important stuff. Unequaled protection. Dedicated support. No covert fees.

Remote.com is generally popular by users, earning a 4.5 out of 5 score on G2 and 4.2 out of 5 on Trustpilot. Customers appreciate its user-friendly user interface, substantial remote work functions, and exceptional client assistance. Lots of users highlight how Remote.com has actually helped them enhance cooperation, productivity, and overall remote work experience. However, some customers point out occasional technical glitches and an absence of particular sophisticated functions. Nonetheless, Remote.com is commonly applauded for its thorough service for managing remote teams effectively.<|endoftext|>Why a carbon tax won't cause a recession - Macleans.ca

Why a carbon tax won’t cause a recession

Opinion: Doug Ford insists the federal price on carbon is a Liberal tax grab that will inflict serious economic hardship. But none of that is true.

Ontario Premier Doug Ford speaks at the Economic Club of Canada in Toronto on Monday, January 21, 2019. THE CANADIAN PRESS/Nathan Denette

Mark Cameron is Executive Director and Michael Bernstein is Senior Vice-President of Canadians for Clean Prosperity.

Ontario Premier Doug Ford chose a luncheon at the Economic Club of Canada to make one of his most economically uninformed statements ever, suggesting that a modest, fully refunded carbon price could somehow lead to a recession.

In fact, economists are almost unanimous that a revenue neutral carbon tax is the lowest cost, most market friendly approach to dealing with climate change. British Columbia, which has had a carbon tax for


 $1000.00
Maximum Loan Amount The maximum amount that you can borrow with a loan $5000.00
Max APR Maximum interest charged for borrowing that shows the yearly cost of the loan as percentage 225.00%
Collateral The need to provide any kind of collateral to apply for a loan None, unsecured
Terms The term for which the loan is issued Min loan term: 90.00 day(s)
Max loan term: 1095.00 day(s)
Turnaround Time The time it takes for the loan to reach your account 1 business day

Application Process of Installment Loans in Mississippi

To apply for an installment loan in Mississippi, borrowers typically start by filling out a pre-qualification form online. This form usually requires basic personal information, such as name, address, phone number, and social security number. Once the borrower has been pre-qualified, they can complete a full application that typically asks for more detailed financial information, such as employment status, income, and expenses.

Borrowers may also need to provide documentation to support their application, such as recent pay stubs or bank statements. Lenders will use this information to determine the borrower’s ability to repay the loan and to set the loan terms.

After reviewing the application and supporting documents, the lender will either approve or deny the loan. If approved, the borrower will be presented with a loan offer that outlines the loan amount, interest rate, and repayment terms. If the borrower accepts the offer, they will need to sign a loan agreement and provide their bank account information for the loan funds to be deposited.

Once the loan is funded, the borrower will begin making regular payments over the loan term until the loan is fully repaid. It’s important for borrowers to carefully review the loan terms and to make timely payments to avoid late fees and damage to their credit score.

Eligibility Requirements for Installment Loans in Mississippi

To become eligible for an installment loan in Mississippi, there are certain criteria that borrowers need to fulfill. These eligibility requirements may vary from lender to lender, but some common requirements include:

  • Age: You must be at least 18 years old to apply for an installment loan in Mississippi.
  • Income: You must have a regular source of income, such as a job or self-employment income, to demonstrate that you can afford the loan payments.
  • Credit history: While bad credit is not necessarily a barrier to getting an installment loan in Mississippi, lenders may still consider your credit history when deciding whether to approve your application.
  • Residency: You must be a resident of Mississippi to be eligible for an installment loan in the state.
  • Bank account: You will need to have a valid bank account in your name to receive the loan funds.

While meeting these requirements does not ensure loan approval, it can raise your odds of getting a Mississippi installment loan. Before submitting an application for a loan, it is crucial to inquire with the lender about any particular eligibility requirements.

Other Ways to Improve My Chances of Being Approved

In addition to meeting the basic eligibility requirements for an installment loan in Mississippi, there are several other ways to improve your chances of being approved:

  • Improve your credit score: If you have poor credit, consider taking steps to improve your credit score before applying for a loan. This can include paying down debt, making timely payments on bills and credit cards, and disputing any errors on your credit report.
  • Provide accurate and complete information: Be sure to fill out your loan application accurately and completely, providing all required documentation and information. This can help speed up the application process and improve your chances of approval.
  • Consider a co-signer: If you have a friend or family member with good credit, consider asking them to co-sign on your loan. This can help strengthen your application and increase your chances of approval.
  • Shop around: Compare rates and terms from multiple lenders to find the best deal. Be sure to read the fine print and understand all fees and charges associated with the loan before accepting an offer.
  • Borrow only what you need: While it may be tempting to borrow more than you need, only borrow what is necessary to avoid overextending yourself financially. This can also improve your chances of approval, as lenders may be more willing to lend to borrowers with reasonable loan amounts.

Documents Required for Installment Loans in Mississippi

To apply for an installment loan in Mississippi, borrowers will typically need to provide the following documents:

  • Valid government-issued ID: A driver’s license, passport, or other government-issued ID can be used to verify the borrower’s identity.
  • Proof of income: This can include pay stubs, bank statements, or tax documents that show the borrower’s income and employment status.
  • Bank account information: Borrowers will need to provide their bank account details, including the routing number and account number, so the lender can deposit the loan funds and set up automatic payments.
  • Proof of residency: This can be established by providing a utility bill or lease agreement that shows the borrower’s name and address.
  • References: Some lenders may require references that can vouch for the borrower’s character and financial stability.

It’s crucial to note that based on the lender and the borrower’s unique circumstances, different documents might be needed. To find out precisely what paperwork is required to file for an installment loan in Mississippi, borrowers should consult the lender.

Benefits of Installment Loans in Mississippi

Installment loans in Mississippi offer several benefits, including:

  • Quick access to funds: Many lenders offer quick turnaround times, with funds often available within one business day.
  • Predictable monthly payments: With a set payment schedule and term length, borrowers can budget and plan accordingly.
  • Flexibility: Installment loans offer more flexibility compared to other types of loans, allowing borrowers to choose the loan term and amount that works best for their financial situation.
  • No collateral required: Most installment loans in Mississippi are unsecured, meaning borrowers do not need to provide collateral such as a car or house to secure the loan.
  • Credit building opportunities: Timely payments on installment loans can help improve a borrower’s credit score, which can lead to better rates and terms on future loans and credit applications.

How to Repay an Installment Loan in Mississippi?

To repay an installment loan in Mississippi, you must make regular payments on the agreed-upon schedule. Each payment will be for a fixed amount, which includes both the principal amount borrowed and the interest accrued. The loan agreement will outline the payment schedule, and it’s essential to make payments on time to avoid late fees and damage to your credit score.

There are several ways to make payments on an installment loan in Mississippi. Many lenders offer online payment options, which can be convenient and easy to use. You can typically set up automatic payments to ensure that you never miss a payment. Alternatively, you can make payments in-person at a physical location or through the mail by sending a check or money order.

It’s essential to keep track of your payment schedule and ensure that you have enough funds in your bank account to cover each payment. If you’re struggling to make payments on time, contact your lender as soon as possible to discuss your options. Some lenders may be willing to work with you to modify your payment plan or offer other solutions to help you avoid defaulting on your loan.

The Bottom Line

Installment loans in Mississippi are a flexible and convenient financing option that offers higher loan amounts and longer repayment terms. These loans are unsecured and accessible to borrowers with poor credit, providing an opportunity to improve their credit score. However, it is crucial to carefully review loan terms and affordability before accepting any loan offer. Comparing rates and terms from different lenders can help find the best deal. In conclusion, taking out and repaying installment loans responsibly can lead to financial stability and security for borrowers in Mississippi.

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Since the days of Web 1.0, social media has grown in tandem with internet communications technology. According to market-research and business-intelligence specialists Statista, worldwide social network users grew from 0.97 billion in 2010 to 2.46 billion in 2017. Based on their data analysis, Statista expects similar growth going forward.

Where the public goes, enterprise follows. For example, corporate resource investment in direct advertising on social media platforms is rising. In the United Kingdom alone, advertising expenditures have increased at a much faster rate than the number of users, surging almost eight-fold between 2011 and 2017.

The Problem With Social Media Advertising

Implementation of the General Data Protection Regulation (GDPR) throughout the European Union since the end of May 2018 is the latest in a series of events that highlights the growing public concern about data privacy on the internet.

Advertising in social media has taken a big hit. Bad actors such as Cambridge Analytica have exposed the questionable ethics surrounding the relationship between user data and advertising at an infrastructural level on platforms such as Facebook and Twitter. This undoubtedly makes it more challenging for both aspiring and existing entrepreneurs to leverage the potential of such mediums, and the burden of proof in terms of transparency and ethics has appreciated considerably.

It’s a Matter of Trust

It’s one thing to bait readers or potential customers into visiting a piece of content on your web page or associated profiles. However, the real challenge comes in converting visitors into customers or subscribers and ensuring that the rate of conversion and retention remains on a positive trajectory.

These are matters of reputation and trust, and you can’t fake integrity. If you


 framework sharleen
In essence, gamification is another way for companies to indirectly enforce value rules to a vast communications infrastructure.  And rather than penalizing users for bad behavior, the positive re-enforcement rewards in gameplay may be enough to moderate the majority of participants, providing a scalable, efficient, and cost-effective system.  Ultimately some people will try gaming the system, so providing a method of constant feedback, either through analytics or surveys, will help you evolve the mechanics as necessary.

Promoting positive social interaction reduces the stress and overhead of community management, and creates a welcoming environment for your community to grow.  It can potentially transform a environment where people are reluctant to interact due to fear of negative reaction, into a more welcoming atmosphere that encourages participation.  There is a great amount of potential in the use of mechanics in this manner, and the associated savings from community management resources should appeal to most institutions.  We hope to see more of this implementation in future gamified sites.

Clay Shirky’s TED presentation: Institutions and Collaborations:
Reprinted with permission from Strategic SynergySharleen Sy brings a hands-on perspective to issues and trends facing MMOs, virtual worlds and social entertainment. Armed with both an engineering degree and an art/comic book background, Sharleen has been involved in the graphics software and digital media industry since 1988 with a strong focus on game-based marketing, product management, UI/UX design and strategic business development.Sharleen was co-founder and Chief Creative Officer for CYBERWORLD International Corp, an early software developer of virtual worlds with innovative 3D technology for the web.  Sharleen was responsible for the executive management and marketing of the entertainment business unit and content studio. She built up strategic relationships with leading studios including Warner Bros, Universal Pictures, Stan Lee Media, and the Discovery Channel.Prior to CYBERWORLD, Sharleen held senior product management roles for companies such as Delrina (WinFax), MGI Software(PhotoSuite) and Alias|Wavefront (Maya).

Related posts<|endoftext|>I moved to Spain, can I open another British bank account without coming back to the country?

I am British and live in Spain, I have a bank account in UK and I would like to open another in UK with a different bank. Is there anyway I can do this without a visit?

Up the villa: But if you move out to Spain can you open a British savings account without coming back.

Linda Mckay, of This is Money, replies: There may be a few nervous expats in Spain who wish to move funds from the country into a safe haven. So I asked our banking experts for advise.

Brian Capon, of the British Bankers Association, replies: Banks must comply with strict legal obligations that are designed to prevent the risk of money laundering and fraud so they will need to carry out various checks before opening an account.

Verifying your name and address would normally be done by seeing documents such as your passport or driving licence, together with sight of a recent utility bill, but where this is not possible alternative arrangements can sometimes be made.

Some checks can be made electronically through databases such as those held by credit reference agencies, but as you are currently living abroad there may be insufficient information available to the bank in this way.

As you already have a bank account in the UK, this might make it easier to open an additional account with another bank, but it would be worthwhile asking any prospective new bank about its requirements before applying for an account.

This can be done online in most cases via general enquiry.

Simon Lambert, of This is Money, adds: One point where you may get caught out is that some accounts and banks demand a British address or residency.

For example, Halifax's Reward Current Account, which is once again offering those who join £100, has a condition that says 'Available to people aged 18 or over who must be resident in the UK.'

HSBC, on the other hand, does not have a UK residency clause in its current account terms and conditions.

You should check up on requirements before applying for accounts. Many expats point out that they didge residency clauses by using a family or friend's address, but remember if you break terms and conditions on accounts you may find yourself not fully protected if things go wrong.<|endoftext|>Survey Management with Digital HRMS in Islamabad

PeopleQlik #1 HRMS in Islamabad ever since remote work has become the new norm, things have been different at the workplace. While it has been more than a year and employees across the globe have adjusted to the new way of work, one cannot deny the fact that remote work does come with its own set of challenges for the employees as well as the HR department in enterprises today. The feeling of isolation and the monotony of working from home that remote work brings is translating to lower levels of employee motivation and affecting employee morale. This is because employees are increasingly feeling disconnected from the workplace and their colleagues, and this is affecting their motivation levels.

PeopleQlik #1 HRMS in Islamabad

HRMS in Islamabad

So, what is the solution? Well, the HR departments across the globe believe that this is the time when you need employee engagement exercises more than ever. Since surveys are a significant element of enhancing employee engagement levels, an online Survey Management platform is what enterprises need today to connect with their employees on a virtual platform. Here are some advantages that an online Survey Management software like Digital HRMS in Islamabad can bring to your organization.

Managing Remote Employee Surveys with Digital HRMS

Employee engagement surveys serve a vital purpose: they assist the HR department in having constructive interactions with employees. Digital HRMS in Islamabad is an example of a survey management software that comes with a dedicated module for planning and executing surveys, and when used in times of remote work, can bring the following benefits.

1] Making Employees Feel Connected

Employees who work from home frequently feel out of sync with the rest of the team. They may work in a different time zone, making it difficult for them to feel involved or have an equal say in team decisions. Remote employees can make their voices heard using a company-wide employee survey platform, which allows them to share their experiences. Surveys can help them express their problems, provide feedback to their superiors, and make suggestions that can benefit the organization in the long run.

2] Effective Planning of Team Building Activities

Team building activities are an essential part of employee engagement as they allow employees to take a much-needed break from the daily routine and spend time connecting with their teammates and colleagues. But what kind of team-building activities do your teams look forward to? The survey management platform of Digital HRMS in Islamabad allows the HR team to take a quick survey to find out what the employees want.

3] Providing a Platform for Employees to Share their Experience

When we venture out on something new, we are bound to face challenges, and the same applies to the employees who are trying to be their productive best in times of remote work. So, an online survey management platform like Digital HRMS in Islamabad is what your HR team needs in order to allow the employees to share their experience, including the challenges they are facing and the things they need to enhance their productivity during remote work. The provision for anonymous surveys allows the employees to share their thoughts without any hesitation.

HRMS in Islamabad Price in and this was updated on 2024-09-12T03:41:2403:41:24+00:00

4] Effective Management of a Covid Vaccination Drive

Yes, a Survey Management platform like Digital HRMS in Islamabad can be a great way to manage a successful Covid vaccination drive in your organization. You can use the survey platform to gather important information, such as the vaccination status, current location of the employees, number of members in their family, and more. With this information, you can easily plan a vaccination drive in your premises, and since all of your employees are aware of it, it is sure to be a success.

5] Streamlined Approach towards Infrastructure Allocation

When you have employees working from home, one of the major challenges that your employees are likely to face is the lack of infrastructure. Are your employees struggling with desktops and laptops? Are they in need of high-speed broadband for seamless access to MS Teams meetings? Do they need a RAM upgrade on their system? With the help of the Digital HRMS in Islamabad Survey Management platform, you can run a survey to find out the equipment and devices your employees need and procure them accordingly.

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Disruptive Innovation

A few weeks ago, we explored how disruptive innovation and digital cameras have changed the industry. Disruptive innovation is defined as a new product or service that has challenged incumbent businesses by finding a better solution that meets modern requirements, unarticulated needs, or existing market needs. However, disruptive innovation creates new market demand and adds value to the need for new products or services. Industry disruptors change everything about the industry:

  • How customers view or engage with the industry
  • How competitors move into the market in response to disruptors
  • How disruptors maintain the market in their interest
  • How consumer power shifts

In this generation, there have been countless innovations that have changed how we engage with these products or services. For example, the internet has changed the way we communicate. Video-streaming services have challenged broadcast networks. Music-streaming has changed the way consumers engage with artists and musicians, challenging record labels, and their value to both consumers and artists. One industry that has felt a mass disruption over the years is the hospitality industry with Airbnb’s rise