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Authorities are requesting the same information from life insurers, as they have from banks, in the wake of a financial services royal commission exposing cases of grave misconduct in Australia.
The Financial Markets Authority (FMA) and Reserve Bank have released a letter they sent life insurers, essentially asking them to prove their practices are above board and they're complying with the law.
Many of the financial services firms in New Zealand are subsidaries of Australian companies.
Some of the big names in the industry include AIA, AMP, Asteron Life (owned by Suncorp), Cigna, Fidelity Life, Partners Life, Pinnacle Life, and Sovereign.
The regulators haven't contacted general insurers. Asked about general insurers, an FMA spokesman told interest.co.nz; "We’re comfortable that it is appropriate to prioritise our work on banks and life insurers, and at this point we haven’t made any decision as to whether that needs to be expanded in the future."
As you will be aware we met recently with the Board of the Financial Services Council. We discussed the issues raised at the Royal Commission that pertain to life insurance providers. At the meeting we reiterated our views that the nature and extent of the issues within financial services in Australia and the obvious cross-over in terms of entities, people and practices into New Zealand demands a strong response from the industry here, and from the regulators. We acknowledge the strong support and engagement we received from the FSC Board.
We would like to set out the expectations of the FMA and the Reserve Bank as to next steps and to clarify the information and actions required from your organisation. Our objective in this exercise is to understand what work you have undertaken to review your operations to promptly identify and address any conduct and culture issues. We expect you to show us what you have done in order to be comfortable that there are no material conduct issues within your business. We anticipate that you will be familiar with our Conduct Guide (published in February 2017) and may be extending or enhancing your work in response to the guide as it intersects with issues raised at the Royal Commission. There may also be issues you are looking at more broadly as a result of that inquiry.
We consider that the window for you to demonstrate to consumers, regulators and other stakeholders that they can have full confidence in the financial services industry in New Zealand is narrow, and you will have seen we have encouraged proactive leadership from the retail Banking sector. Given the breadth of your business activities here in New Zealand we would like to ask you for the same information that we have requested from the Banking sector.
Aspects of financial services conduct and culture fall within the regulatory remit of both the Reserve Bank and the Commerce Commission. This letter has been shared with and has the support of the Commerce Commission. In addition, we advise that the responses we seek from you will be shared with both of these agencies.
Any work underway to remediate any identified issues where conduct by your firm has resulted in detrimental outcomes for customers.
any other summary information that will help to provide us with a view on level and depth and focus areas of your current inquiries.
Please provide this overview to the FMA no later than Friday 22 June 2018. We will then assess this summary information and schedule a follow up meeting with your core team to discuss your response, agree next steps, timetable, further information requests and ongoing reporting. We will also work with you to schedule a meeting with your Board of Directors to discuss this work as appropriate.
We intend to be fully open and transparent in our inquiries and interactions with you and we expect the same approach from you. We encourage early discussion of any areas where you anticipate that some remediation may be appropriate or where you are considering changes to product offerings, sales practices or business structures.
Our stakeholder relationship management programme – we anticipate deepening our priority focus this year on governance and culture within financial services firms.
Please also share this letter with your Boards of Directors. We will publish this letter on our website in the interests of transparency.
The regulators are asking the industry if it needs regulation? It's their job to know...isn't it?
A long bow admittedly, but perhaps it is some grand strategy. A chance for each of these commercial areas to lay your cards on the table, before we pounce? That though, would be a highly undesirable and suspect precedent. There is no way in a good democracy that any government department should be allowed to set an ambush. If there is smoke, then be a good fire chief and go after the fire without delay.
I am glad that this is being addressed because I would prefer to have cheaper premiums with more coverage than send some brokers on an all expenses paid holiday!!!
I think these firms need to be open to the general public when we are "shopping around for quotes & maximum coverage!!" Some firms will not deal with you unless you are a broker. I see this as a huge disadvantage!!!
Jenée Tibshraeny "France to join NZ on world stage in fight against social media companies"


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-Foot Switch – to raise and lower the table.
This Replacement Omni Elevation Motor will upgrade SOME Omni tables send us a picture of your frame prior to ordering. This Replacement Omni Elevation Motor is a Hard fix and a service person is suggested to replace this part.

industry_corpus2: Manufacturing


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PTC sites is the easiest way to earn online without investment. by clicking ads or links provided, because you don’t require any technical skills to do this job.
Are you curious in knowing how to make money with paid to click sites, it is a very simple process. Remember that 99% from PTCs sites are scam or will be scam in a few months. Therefore, you should register a free membership account with these sites recommended in the list of paying ptc sites.
2.1 1. Direct Referrals Were Essential For Success!
2.2 2. How to get direct refferals?
2.3 3. Upgrade to Golden Membership.
Gmail account (recommended) / Another email account.
Remember, use only one account per computer per IP “Do not create multiple account if you do not want getting banned from PTC that you follow.
Bank account “to withdraw all your earning”. Payment processor Account: Payza, or Perfect Money, ect.
Never use your browser to save your passwords. If you are using passwords that are difficult to remember, you may try using good password managers. There are many free password managers available online. Go through the reviews before installing them.
After successful registration, login to your account and go to View Advertisement Section. In that page you will see the list of available ads to watch.
Just click one link at a time and it will be opened in a new browser. Wait until the timer or scroll bar ends and the browser automatically credits the money into your account.
Once you got the reply from the browser, close the AD Window and come back to the advertisement page and view next ad.
Repeat this process until watching all available advertisements. For each and every ad you are viewing you will be paid between $0.0001 USD to $0.01USD depending on the length of the AD.
Every PTC site have set a minimum payout threshold value as $2 at Neobux, or 10$ at ClixSense etc.
Once your account balance reaches the minimum payout threshold value you will be paid to your Payza account which is found in your profile.
Note: Never forget to update your Payza Email Address in your profile.
Some PTC sites payments are automatic and in some PTC sites you have to give a payout request. All payments are processed in 6Hrs to 6Working Days.
From there you can transfer the money to your local bank account in your local currency.
1. Direct Referrals Were Essential For Success!
If you don’t know what Direct Referrals are, let us briefly explain what/who they are and how they can benefit you.
Direct Referrals are real people you invited to join a Paid to Click site using your referral link. They can earn you commissions when they are earning or spending money at the website.
2. How to get direct refferals?
We recommend making a website and promote your refferal link, and startting as an affiliate marketing Business online. Read more at Creating website with wordpress for beginners. This guide explains everything you need to know from choosing a domain name to customizing your website.
3. Upgrade to Golden Membership.
When you have getten many direct refferals, you upgrade to Golden membership as soon as possible! Because you will get more profits and commissions from refferals. See more “Get free golden membership in neobux”.
It was a terrible plan that failed within a few days.
Joining too many PTC sites!
Not have the timeto click at 30+ PTC websites everyday!
Having 0 DR and 0 RR at the websites!
Most of the websites were either a scam, or they turned into a scam soon after. See more list of paying PTC sites recommended by us.
Conclussion, Paid to click is the easiest way to get start how make money with Paid to Click Sites, because you don’t require any technical skills to do this job. In PTC jobs you can earn by clicking ads or links provided by the PTC sites. And you can learn the other jobs and can get skilled in it.

industry_corpus2: Computing & Telecommunications


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Seymour Duncan SLS-1 Lipstick for Strat neck, middle and bridge pickup set.
The middle is rwrp and the Custom bridge is just slightly boosted.
Holy Mackerel these sound good.
Schematic and mounting screws included.

industry_corpus2: Others


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Applications should be submitted from September 1- December 1 each year for consideration for the following year.
Are new graduates welcome to apply?
Yes. Students and new graduates are encouraged to apply; however, one must be licensed to practice physical therapy in Texas prior to the start of the residency.
To gain admission to the program, do I have to complete and onsite interview?
Yes. Top candidates will be invited for an onsite review. Funding for travel, lodging and additional items are the responsibility of the candidate. Residency faculty and current residents are available to answer questions to ensure the best experience possible during the interview process.
Interviews will occur in January and February each year. Candidates will be notified of acceptance by March 1 each year. Candidates that are not accepted may be offered a position on the waiting list.
The program starts the 2nd Friday of August each year.
The residency program is 13 months. During the last month of the program, senior residents mentor the incoming residents to ensure a seamless transition from year to year.

industry_corpus2: Subject Education


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It might be annoying, but occasionally you cannot discuss one film without bringing up another. The history of the medium is relatively short, so influences abound, some more inescapable than others.
Such is the case with Violet, the debut feature from Belgian filmmaker Bas Devos, which carries the cinematic DNA of Gus Van Sant's Paranoid Park. That latter film – quiet, enigmatic, haunting – followed the exploits of bored teenage skaters in America skirting the boundaries of adulthood and the violent trauma of adolescence; Violet focuses on bored teenage BMX bikers in Belgium faced with essentially the same existential drama. The similarities shouldn't be interpreted as a knock of Devos, though – Van Sant's influence clearly looms large, but Violet acts as more than its own artistic statement.
At times alternately surreal, raw and serene, Devos's work will linger just as long as Van Sant's – a fact that's all the more scarily impressive considering it's his first film. Violet will remind you of the past, but, for Devos, it also points the way toward an exciting future.

industry_corpus2: Film & Entertainment


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Reducing Inequalities in Water Supply, Sanitation, and Hygiene in the Era of the Sustainable Development Goals: Synthesis Report of the Water Supply, Sanitation, and Hygiene (WASH) Poverty Diagnostic Initiative. World Bank, August 2017.
The Water Supply, Sanitation, and Hygiene (WASH) Poverty Diagnostic Initiative focuses on what it would take to reduce existing inequalities in WASH services worldwide. This report, a synthesis of that global initiative, offers new insights on how data can be used to inform allocation decisions to reduce inequalities and prioritize investment in WASH to boost human capital. It also offers a fresh perspective on service delivery that considers how institutional arrangements affect the incentives of a range of actors.
Easing the Transition to Commercial Finance for Sustainable Water and Sanitation. World Bank, August 2017.
The Rising Tide: A New Look at Water and Gender. World Bank, August 2017.
The report reviews a vast body of literature to present a “thinking device” that visualizes water as an asset, a service, and a “space.” It shows water an arena where gender relations play out in ways that often mirror inequalities between the sexes. And it examines norms and practices related to water that often exacerbate ingrained gender and other hierarchies. Informal institutions, taboos, rituals, and norms all play a part in maintaining these hierarchies and can even reinforce gender inequality. The report’s key message is clear—interventions in water-related domains are important in and of themselves and for enhancing gender equality more broadly. The report discusses examples of initiatives that have had intended and unintended consequences for gender equality, and makes the important point that gender inequality does not always show up where we might expect.

industry_corpus2: Water Resources & Marine


text: Move in Ready! Great condition with laminate floors, new wood stairs, open concept living room/kitchen/eat in area, brand new over the oven microwave, 11.5'x10 deck, 6'x24' front porch, bigger than meets the eye with a huge finished basement and walkout to a LARGE fenced in back yard perfect for entertaining! Master bedroom w/master bathroom. 2 floors but could enjoy one floor living with all amenities on the main level. Pellet stove and pool table in basement stay. Great location only 5 miles from I-93 and less than a mile from downtown Franklin.

industry_corpus2: Real Estate & Construction


text: Do you like action games? Battle On Road is waiting for you! Play with mouse.

industry_corpus2: Gaming


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AddEventListenerOptions defaults passive to false. With this change touchstart and touchmove listeners added to the document will default to passive:true (so that calls to preventDefault will be ignored)..
If the value is explicitly provided in the AddEventListenerOptions it will continue having the value specified by the page.
In rare cases this change can result in unintended scrolling. This is usually easily addressed by applying a touch-action: nonestyle to the element where scrolling shouldn’t occur.


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When a search engine presents the results of a search to you, it will often show you the title of a page, a short snippet from the page or a meta description, and the URL of the page. While that information can help searchers choose which pages to visit, showing images from the pages listed may provide a helpful clue about what those pages are about.
But if a search engine started including pictures from web pages in search results, how would it go about deciding which image to show to searchers?
If you publish pages on the web, do you include pictures on those pages? How meaningful are those images by themselves, out of the context of your web page?
How well would they describe the content that might be found on your web page if they were presented alone, or with the title, snippet, and URL that might be shown in a search engine result? If those images were made thumbnail size, how well might they represent your pages? Would you want a search engine to show an image from your page next to a search result for your page?
If you’ve used the Cuil Search Engine, you probably noticed that they do try to include images with search results. You may have also noticed that the images they display aren’t always very helpful in providing information about the pages they are matched with, or may not be the best of choices from the pages they appear upon. Hopefully they are fine tuning their use of pictures.
If pictures in search results are something we will see more commonly in the future, we may need to think more about how the images we use on our pages will appear in places like search engine results.
Google will often show images associated with news articles in Google News, and in Google News results that sometimes appear in web search results, next to the snippet that accompanies the result. Those tend to be pretty relevant for the articles that show up next to.
Microsoft published a patent application today that discusses how they might choose images from web pages to show to searchers in search results. While the processes they use might not be what other search engines would use, the patent filing might help us think about how other search engines might also use pictures.
Microsoft’s approach not only discusses using pictures in search results, but also how those pictures might be chosen if there is more than one image appearing upon a page. Images are referred to in the document as “media elements” and the use of that phrase had me wondering if they would consider using other types of media in this method, such as videos.
A search engine might determine how dominant each image is on a web site in an automated manner – having people determine that would take too many people. But, human reviewers might be used initially to train a program that might then use what it learned in that training to make the determination on its own for other sites.
A dominance score would also be based upon features of the images. An image with the highest score might be considered the most dominant media element on the page, and might be used in search results alongside the title, description, and URL for the page. If a page has multiple dominant elements, the one that is most relevant to the search query might be the one used.
A method and system for determining dominance of the media elements of display pages is provided.
The dominance system provides a scoring mechanism for scoring the dominance of media elements of display pages based on features of each media element of the display page.
To generate the scores for the media elements of the display page, the dominance system first identifies the media elements and then identifies the features of the media elements.
The dominance system then scores the identified media elements using the provided scoring mechanism and the identified features.
A page about the White House, in Washington, D.C., might have a photo of the White House and a picture of the Presidential seal. The White House photo might be considered the dominant media element of the page, and the picture of the Presidential seal could be considered to be a non-dominant media element. The decision of which image to show would be based upon looking at different features.
Features that might be looked at could include things such as the size of the image, and its location on the page. In one version of the process described in the patent application, the dominance scoring system might consider three different types of features; image level features, page level features, and web site level features.
Microsoft explored using image level features, page level features, and website level features in a previous patent filing that described how images could be used to help rank web pages.
I wrote about that method in a post titled How Search Engines May Use Images to Rank Web Pages. There are some more details about features of images in that patent application that don’t appear in this one, but this one tells us more about the assumptions behind the features they might consider.
Image size – the width of the image times the height of the image (we’re told that dominant images tend to be bigger than non-dominant ones).
Aspect ratio – the minimum of the width and the height divided by the maximum of the width and the height. (again, we are told that dominant images tend to have larger aspect ratios than non-dominant images).
The patent makes a few assumptions in the section about image level features. One made for page level features is that the most important and informative images of web pages are often placed in a position where they will attract attention from visitors to the page.
Position of the image on the web page – the position might be identified by looking at the x and y coordinates of the image within the web page. We’re told that dominant images tend to be located at the center of the top of the web page.
Area ratio of the image to the web page – the ratio of the image size to the web page size. Again, dominant images supposedly occupy larger areas of their web pages than non-dominant images.
There are images that appear on a site in advertisments, logos, as decorations, navigation, bullet points, and so on. While some of these images may have high image qualities, and could be located in important areas of web pages, they may not help a searcher understand what a specific page might be about if seen next to a search result for that page.
Image is external to the site – advertisements tend to be hosted on other sites.
Image is duplicated on many pages of the site – non-dominant images such as logos tend to appear on many pages of a web site, or a certain percentage of pages.
The possibility of a search engine including images from your web pages in search engine results might get you to think about the quality of the images you’re using on your pages, and how well those images reflect the content of those pages.
If a search engine showed images from your pages in search results, would you be happy with the images that they show?
Images are very important aspect in Search Engine Optimization. Images could be used to gain more traffic to your website. Thus, you must your the best images for your contents with good alt description.
I do see pages where alt text is used for images that doesn’t actually describe the pictures, but is relevant for the terms and topics used on the page, and that’s not really a good approach.
While images and their associated alt elements, and captions can be helpful to SEO, I think it might be a good idea to focus first upon how those images actually make pages more informative.
The pictures you put on your pages can be a very helpful aspect of design and communication, providing people with a visual approach to communicating the ideas that you present on your pages. If your pages provide information, images can be used to present that information in a non-textual manner. If your pages describe and sell products, giving people a chance to see those products is essential.
The pictures that you use should be relevant to the content and focus of your pages. If they are, then any alt attribute descriptions you add to describe those images are going to be relevant to the pages as well, and should also help in the SEO of those pages.
Applying keywords into the Alt text is always a great idea. You must however do it sparingly. You do not want to take a black hat approach. Always only relate to the image.
Image optimization is great for both image search results and seo since alt tags are also counted as keywords. But as Nick Stamoulis mentioned you need to be careful of not overdoing it.
I would limit that even more. Images that are used for decorations or navigation should use empty alt text (alt=””). Images that are used to add value to the content of a page should ideally be relevant to the content of the page, and the alt text used for those should use keywords as appropriate. Alt text should be an alternative description for the image shown – so use images that related to what the page is about, and it’s more likely that it will be appropriate to use your keywords in the alt text for those images, and in a caption for the image as well.
Agreed – using an image that can be found in image search can help bring people to your pages, and optimizing that image well can help your page be found in organic web search. I think this patent application points to an even more interesting idea – that the images you choose might be displayed besides the search result for your page – which means that choosing unique, interesting, and engaging images for you pages may be a way in the future to get more visitors to your site.
Most of the website have implemented this technology to make search result more user attractable and colorful. In some cases search engine users may not know what kind of thing they are looking for in search engines. In this case this will help a lot. Going in advance Yahoo! (Glue Pages) has implemented result providing most information in a single page (News, blogs, images, videos, Yahoo answers, sponsored links).
This kind of new implementation will attract users of search engines and visit website.
I do like the idea of a search engine including images with some of their results – it can make those search results pages more interesting and engaging, and it may just make it easier for people to find what they are looking for within those results.
As you mention, in many searches, the people performing the search are trying to discover new information rather than visiting sites they’ve seen before or trying to find something they already know a lot about, and pictures associated with pages that show up in search results may be helpful to them.


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Hello! You have stumbled upon my little corner of the world wide web. I’m Sasha, and I’ve been riding horses for the majority of my life; but you can read more about that in the “About Me” section of this blog.
I set up this blog to document the progress of myself and my horses to run alongside my various social media channels, which you will find linked throughout this website. Enjoy!

industry_corpus2: Agriculture & Fisheries


text:
If You Baffled About How to Write an Article Critique, come to Us and Our Highly Competent and Reliable Essay Writers Will Help You Out!
Literary works – Novels, Short Stories, Essays, Poetry, Drama, Journals and any other written work.
Media Reports – News Items, Newspaper Reports, Newspaper Articles, Reviews and other features\on video, radio and newspapers.
Arts – Fine and performing : Painting, Films, Exhibitions of art, Sculpting, Dance performances, musicals, Stage shows etc.
Research work: Research work conducted on topics published in journals, Dissertations, monographs etc.
Writing a critique usually requires an advanced level of analysis. Students usually find all types of writing to be challenging, and writing a really high scoring critique can be even more unnerving. However, our critique writing experts offer the students help with their critique writing.
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Utilize The Writing Skills of Our Essay Writers to Ensure That All the Demands of the Article Critique Are Fulfilled Including All Its Features So You Get Significantly High Scores in Your Essays!
The main elements of a critique actually depend on the subject that is being written about. Since the components of the subject vary, the components of the critique too, vary accordingly. A film critique would have a set of components that differs from that of a book. So first of all, students need to take note of the various elements of the subject and its corresponding elements highlighted in the critique. Some of the common components that a critique is likely to have include its positive and negative elements, the purpose, the relevance of the article for its targeted audience and of course the quality, the organization and the referencing. Most of the writing in the Article Critique category is written in the APA format.
Prove facts with evidences and assess the adequacy of the evidences.
Explore to check if all the questions raised have been answered.
Evaluate if the article has achieved its objective and if there is a message.
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The students get 100% plagiarism free essays on Article Critique.
The style format and referencing are taken care of accurately as the Article Critique writers have a vast experience in writing them.
The Essay Writers are academicians and are accustomed to the procedures required for wiring Article Critique essays.
The students are guaranteed prompt delivery of the finished Article Critique essay by our essay writers.
Repeated revisions are offered by our Article Critique writers until the student is completely satisfied.
Native speakers of English usually do the writing work so the language is never compromised with.
Is Our Article Critique Service Legit?

industry_corpus2: Literature & Emotions


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Dr. DD's Blog: In Kali Yuga are idealistic people a rare species?
In Kali Yuga are idealistic people a rare species?
Many complain that most of us today go only after money. Is wealth or ambition a sin?
- Gautama Buddha came out of the palace and went into the forests in pursuit of peace. Today most of the Swamiji's came out of forests and enter into their own palaces in the name of the same peace!
- Most Middle class going after money, most elderly people still under attachment phase and all go after money & fame.
- " We can win" feeling has been raised in the minds of youngsters who are not rich. Young minds wear dreams on their sleeves even though they may be from poor backgrounds. Such people have made it big.
- Materialistic comforts have increased all over.
Is wealth or ambition a sin? Is sinless wealth an optic illusion? In Kali Yuga are idealistic people a rare species?
- Let's us start with first remedy.
Artha, Kama, Dharma . Indian scholars recognized and debated the inherent tension between active pursuit of wealth (Artha ) and pleasure (Kama), They proposed "Artha " & “ Kama” are to be exercised with dharmic means. -dharma-driven action", also called Nishkam Karma as a possible solution to the tension.
The countless inventions of Edison, cosmic genius of Charlie Chaplin, the magic of boundless compassion of Mother Teresa , the charisma of mahatma Gandhi - all of them seem awe inspiring to us. Yet to the leaders themselves their reaction was spontaneous and natural expression. It is not extra ordinary knowledge of a super man , but only an exemplary conduct of an ordinary man that gave the leadership status to them. Leaders realize the ideal,the followers idealize the real. We need more leaders to realize the ideal and we do not alienate ourselves from the leaders on the ground of idealism, while many leaders lived a simple living.
Do you want to be a leader or a follower?
True learning is like lightening a lamp. You can light fire from the same first lamp without diminishing the original flame. You can be the first lamp lightening millions of lamps around you with the of hope & positivity , without diminishing the original flame.
- Blessed is he who has learned to admire but not envy, to follow but not imitate, to praise but not flatter, to lead but not manipulate, to win without sin".
Are we the generators of hope & positivity for the young generation? Or we the ever brooding defeated souls dragging philosophy as our companion in our downfall?


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The Left-handed Lyman™ Deerstalker Flintlock Rifle is the ideal muzzleloader for those who shoot left-handed when muzzleloader hunting. Like all Lyman black powder guns, the Deerstalker Flintlock has an impressive slate of top-quality rifle features. The left-hand walnut stock is esthetically attractive and exclusively designed for lefties with minimal drop for improved sight picture, and comes with handsome, comfortable black pad to lessen recoil.
The Left-handed Lyman™ Deerstalker Flintlock Rifle is the ideal muzzleloader for those who shoot left-handed when muzzleloader hunting. Like all Lyman black powder guns, the Deerstalker Flintlock has an impressive slate of top-quality rifle features. The left-hand walnut stock is esthetically attractive and exclusively designed for lefties with minimal drop for improved sight picture, and comes with handsome, comfortable black pad to lessen recoil. The rifle comes standard with high-visibility optic sights for enhanced viewing.
The Flintlock barrel and all metal parts are specifically blackened to avoid glare. All Lyman locks employ a rugged, reliable coil mainspring. The rifle's 24" blued barrel with 1:48" twist is ideal for roundball or maxi hunting bullets. The Left-handed Deerstalker™ Flintlock combines all these traditional qualities with modern features that the serious hunter needs and demands.
This rifle features a beautifully designed left-handed walnut stock with Lyman front and rear hunting sights for improved sight picture. The shorter barrel and lighter weight make the Deerstalker Flintlock ideal for carrying on an all day hunt. All Lyman™ rifles come standard with sling swivel studs, and handsome rubber pad that adds comfort and reduces recoil. The ultra quiet single trigger is fast and efficient so you won’t miss out on that quick shot to tag your game.
Left Hand Lyman™ Deerstalker Rifle - Flintlock.
"This looks MUCH nicer in the pictures. To being with the stock is NOT WALNUT. It is cleap Beech with marks pressed into it.The key is cheesy pot metal, and the trigger guard appears to be aluminum. Instead of a nice, sharp oiled finish it is a plastic looking. The recoil pad looks cheesy and is not well fitted. The stampings on the barrel are modern looking and crude. The lock is about the nicest part, and it does have reliable ignition from the factory. The touch-hole plug works well. The accuracy seems good enough with patched .490 round ball. The SIGHTS are awful, which is surprising from a company like Lyman. Why anyone would put fiber optic sights on a flintlock is beyond me, and they just don't work well. The front bead doesn't line up well at all with the rear U-notch. The fiber optic rear pipes make your pupil shrink down. Worse: the sights are not easily changed. While the front is .360 dovetail, the rear is a D&Ted hole. You need to have a gunsmith cut a dovetail before you can put on proper sights like 37ML and 16AML. If you are a lefty and want to shoot a practical hunting flintlock (and not 10 pound long rifle), things are pretty grim. "


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Whether you’re a new homeschooler not sure how to get started or an experienced homeschooler looking for a little planning inspiration, these simple strategies will help you get organized for the learning year ahead.
Include your kids in the planning process. When they are active participants in planning, they take on some responsibility for their own educations and take more pride in their accomplishments. Start an end-of-the-year tradition hanging out together at coffee shop or diner to conduct a post mortem of the school year. Which curriculum did your child like or not like — and why? Which publishers’ texts would he like to use again? What area of study is he most interested in exploring further? If you have multiple kids, try to make time for a separate sit-down with each one. This simple tradition can give you direction and focus when planning the next year. It can be helpful to bring a list of classes and activities to consult during your conversation — it’s easy to forget things that happened back in October after your second mint-chocolate-chip frappe.
Invite a few homeschooling friends over for a casual curriculum party. Keep it simple — open a bottle of wine and order in dinner — and ask your guests to bring their favorite curricula from previous years and new material they’re excited about using. These informal get-togethers can be a great way to get inspired and to discover curricula you never knew existed. These planning parties are also a great way to clear some space on your bookcases — keep a giveaway stack of books and materials, and pass on outgrown or not-quite-right materials. This is also a great opportunity to chat about everything from organizing your day to keeping track of lessons to finding the best calculus teacher. The real experts in homeschooling are the parents who do it every day, so you’re much more likely to find a brilliant system from a fellow homeschooler than you are from a generic organization website. If you’re still building your local homeschool community, a planning party can be a great way to get to know other homeschoolers, but you can also get planning support from Facebook groups and online forums. If your homeschool pals are scattered far and wide, consider hosting a Facebook curriculum party instead of an in-person get-together.
Make a love it-need it-hate it list.
Whether it’s your first year homeschooling or your fifteenth, you’re your own best inspiration. Get oriented by making three simple lists. Start with a list of all the things that are going great, whether it’s making Monday baking day, doing narrations with Story of the World, or starting the morning with yoga. You already know that these things work well, so when you’re stuck between two choices, opt for the one that’s closest to something that’s already a perfect fit. Next, make a list of all the things you need to cover in the coming year — maybe it’s time to get serious about multiplication, or your daughter’s dream college requires a lab science for sophomore year. You’ll want to find materials to help you fill these needs. Finally, do yourself a favor and make a list of all the things you just plain haven’t enjoyed, whether it’s your drill-and-drone math curriculum or your way-too-busy Monday schedule. Get rid of the things that aren’t working for you, and fill that space with books and activities you do like.
Set up a DIY homeschool retreat.
Sometimes, you just need a little inspiration before you dive into another year. Book a hotel room for the weekend, and pack your suitcase with some of those books you’ve been dying to read (On our list: Lighting Their Fires: How Parents and Teachers Can Raise Extraordinary Kids in a Mixed-up, Muddled-up, Shook-up World by Rafe Esquith, Teaching What Really Happened: How To Avoid The Tyranny of Textbooks and Get Students Excited About Doing History by James W. Loewen, Heaven on Earth: A Handbook for Parents of Young Children by Sharifa Oppenheimer, and Pocketful of Pinecones: Nature Study With the Gentle Art of Learning: A Story for Mother Culture by Karen Andreola) and lectures you want to hear (consider Susan Wise Bauer’s Homeschooling the Real (Distractible, Impatient, Argumentative, Unenthusiastic, Non-Book-Loving, Inattentive, Poky, Vague) Child,” The Homeschool Scholar’s A Homeschool Parent’s Guide to Grades, Credits and Transcripts, Pam Sorooshian’s Unschooling and Math, or Donna Simmons’ Talking Pictorially and Living Actively with your Young Child.) Feel free to add your favorite inspiration sources in the comments.
This was originally published in the spring 2014 issue of home/school/life magazine.
Our step-by-step guide to creating the customized curriculum of your dreams from scratch.
My homeschool organization method: A bullet journal and an as-we-go planner than lets me keep up with what we've done instead of trying to anticipate what we're going to do.


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Expressed sequence tags from cultured cells of rice Oryza sativa L. under stressed conditions: analysis of transcripts of genes engaged in ATP-generating pathways, 1994, Plant Mol Biol.
Cytosolic triosephosphate isomerase is a single gene in rice, 1993, Plant Physiol.
A cytosolic triosephosphate isomerase is a key component in XA3/XA26-mediated resistance., 2018, Plant Physiol.


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Check out our range of fun pigs facts for kids. Learn about their senses, what they eat, wild boar and much more.
Read on and enjoy a variety of interesting information about pigs.


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As a dietary supplement, take 3 capsules with each meal. Refrain from taking Chitosan 4 hours before or after the ingestion of fat soluble vitamins (i.e. A,D,E,K) or any medications.
Each ULSAKIT contains: two softgels (brown color) of Omeprazole BP 20mg, two softgels (green color) of Clarithromycin BP 250mg and two softgels (red color) Tinidazole BP 500mg.

industry_corpus2: Health & Medicine


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Knowledge is power. The more you know about the dynamics of the market, the better the decisions you make.
SunGard's Astec Analytics delivers valuable market information and benchmarking tools to financial institutions involved in securities borrowing and lending. Drawing on the world's most powerful database of daily transaction data, Astec offers analytic solutions for trading, performance measurement and program management.
Lender Review gives you an independent comprehensive analysis of your securities lending. Market Research reports analyse size, profitability and risks in the wider market. Lending Pit and ShortSide.com provide daily market colour on both sides of the trade.
I would like someone to contact me with more information regarding Astec Analytics: Market information solutions for the global securities financing industry. I saw it in the Wall Street & Technology Online Buyer's Guide.

industry_corpus2: Finance & Economics


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Is your brand living up to expectation?
Thanks to the openness of social platforms, the old freedoms which enabled some brands to hide a different internal reality to their projected public persona have been stripped away; leaving some businesses uncomfortably exposed and marketing left to pick up the pieces.
Social media platforms are now enabling consumers to look inside brands, giving them access to the inner workings of a company’s culture, as well as a broader view of how the business is performing in the eyes of their peers.
This shift means that a brand is no longer just about the product, but also about the wider business’ internal cultures and process, all of which are affecting customer perception.
And this may mean forcing fundamental change within your business, but if your brand’s persona isn’t a true reflection of what’s happening under its skin, customers are now in a position to call you on it. It’s time to get your house in order because in today’s social and transparent world the word of marketing is no longer enough.
Many brands bare still struggling to understand the value of social; how to get it into the business, who owns it and how to achieve integration inside and outside of the company.
It too easily becomes a lone silo of the marketing department, with the wider business unaware or unable to access the wealth of customer insight and knowledge being pulled in from their external communities.
With social media touching on everything a company does, not just marketing, it makes sense that it should be integrated into the wider business, but how can we make this happen?
I listened in on a panel discussion at TMF&A in the hope of uncovering the secrets of ownership and integration, however much of the focus of the discussion centred more on the struggle many are still facing to even get social through the door in the first place.
Many of the panellists talked about the fear of social media and how organisations are running scared of not only what their customers might say about them, but also about employees and colleagues going rogue once they’ve been let loose.
Panellist Kestrel Lemen, Marketing Strategist, Bronto Europe made the point that “if you can engage with people who are vocal about being unhappy and you can make them happy, they’ll be an instant brand advocate for you. It’s about making lemonade from lemons”.
On the side of employees, moderator Lynsey Sweales, CEO, SocialB was clear in her opinion that if businesses are letting people pick up the phone, send email and meet clients, then it’s not such a big leap to being comfortable around them using social media. But it is essential that the business has a clearly communicated strategy, run training, and has set boundaries of expectation around behaviour.
Another major theme up for discussion was around integration with existing marketing programmes and how social shouldn’t be treated as a bubble. The panel felt that social needs to be better aligned with email campaigns so that not only do you raise awareness of your branded social channels to your database, but that you’re also sending out a consistent message across all of your customer touch points.
And this consistency needs to be applied to way we communicate with customers on an individual basis as well.
Julie Atherton, Strategy Director, Indicia talked about how “as a customer I expect companies to know quite a lot about me. We need to be aware that when we ask people for their identity, people expect us to remember that and use it in some way.” And why CRM systems, as David Beard, Sage CRM Principle, Sage UK stated, are important as they are needed to underpin this knowledge and make it actionable.
For companies who are embarking on their social journey, whether they’re just getting it through the door or are further on down the line, the advice from the panel was clear: Have a strategy, go to the social platforms where your communities are, train and educate your staff, integrate social with your exiting marketing campaigns, and guide your communities back to a conversion on your site so that you can demonstrate that all important business ROI.
For the near future at least, it appears that social media will continue to be confined to its marketing silo in the majority of companies until systems, processes and cultures catch-up with the benefits that this digital connectivity can offer the wider business.
The digital and social revolution has democratised the advertising landscape. Marketing has to work harder and smarter to engage, delight, and entice our communities into our brands. But do we really understand how to make the most of the social media opportunity and what does the future hold?
Here’s my presentation from TFM&A in which I discuss my perspectives. There’s also a bit more of a write-up available on TFM&A Insights.
Data from social media is incredibly rich and can reveal crucial information about your event communities, helping predict the trends which will affect your show in the future and enable you to make those critical decisions faster. Social data is fascinating stuff as it can provide us with real-time, actionable customer intelligence. Put simply, it’s the best piece of customer insight that you never commissioned.
Despite being in a digital format, don’t confuse social data with machine data. Machine data includes things like web analytics, user logs, clicks which, while they can tell us about what a user is doing, they don’t give us the why, they don’t give a deeper insight into what our communities are thinking or feeling.
Social data on the other hand is much richer as it enables us to tap into the trends, patterns, thoughts and feelings of our communities. It’s straight from the horse’s mouth, it’s what people are saying about themselves and their experiences.
We can break social data down in to main segments, sentiment and profile data.
Sentiment relates to what people are saying about your brand, industry, or specific topic. This data could be telling you how your customers have arrived at a purchase decision, how they’re feeling about your brand, or what products you could be developing for them in the future.
Profile data is what people are signalling about themselves through their profile and connections. This data is super exciting as it’s highly accurate and can give you a more rounded view of an individual customer or segment.
In an industry where people come to our events with the primary of objective of being social, we can really start to use this data to our advantage.
What our communities are talking about – which speakers, topics, sessions, exhibitors were they interested in?
What was missing from the show? What were people talking about which wasn’t covered by the agenda?
Who are our most influential participants?
How are our attendees connected to one another?
At UBM we’re just starting to scratch the surface of what’s possible with social data. It certainly hasn’t been easy to get where we are and we’ve still got a long way to go. Like many exhibition companies we realised that digital had changed things for us. The increased connectivity our communities have with one another and with the content they need, there was a real risk that we could be superseded.
Therefore, we knew that we needed to better understand the challenges our customers are facing and to be as responsive as possible to the needs of the community. While we’ve long been using traditional surveys to try and get the information and feedback about our shows, social data is really starting to give as the edge. It’s live, it’s real-time, and in the main it’s honest and unbiased. In essence, it’s helping us put the customer right at the heart of everything we do.
We’re currently using two main tools to capture and analyse our social data.
We believe that Twitter is the strongest platform for the social data around our events; the platform is conversational, real-time and most importantly, open. As a result we’re using GleanIn’s Twitter marketing tool to get us the community insight we need. By proactively collecting the Twitter handles of our speakers, exhibitors and pre-reg we’re able to build up an in-depth picture of our show community. We can start to see the why and the who not just the what – from why people are registering to who’s influencing attendance.
The second social string to our bow is our show Apps. Within the app people are able to create a personalised agenda, check into seminars, rate and review speakers, network with other attendees, and submit posts and contributions to the live stream. The data we get provides us with an additional layer of data, which once combined with our Twitter data starts to give us an honest appraisal of the show from which to draw more accurate conclusions.
There are a lot of Twitter users who are following two or more of our speakers and exhibitors. These are great visitor prospects for us as they’re obviously interested in the subjects, topics and products on offer at the show.
Once people have registered for the show and are following one or more of our speakers or exhibitors on Twitter, these people have a higher rate of conversion to going from a pre registered visitor to onsite attendee than those who don’t.
Both these facts tell us that if we can get our speakers and exhibitors to talk about us to their followers, not only do we increase our pre reg prospects but that our overall conversion rate is going to go up to – and that’s something we are able to measure, prove and act on (An example of this from our TFM&A event is our speaker Dave Chaffey, which you can read more about here). This kind of advanced reporting is currently helping us to shape our content programmes, identify and target influencers, monitor real-time sentiment around the show, and be proactive in our decision making.
We’re also just starting to experiment with social registration, which not only makes the registration process a smoother user experience, but also adds a layer of social proof – the positive influence created when someone finds out that others are doing something. This can be as simple as encouraging your pre-reg to share the fact they’ve just registered with their networks, influencing more people to register. Or to highlight to your pre-reg who else they know if going to the event by harvesting about their connections, helping to influence on site conversion. All of which is helping us to drive pre-reg and improve our onsite conversion rates.
I’m not going to lie, we are still facing challenges in getting social data to work as hard and as effectively as possible for us. Our biggest challenges centre around our legacy customer database which makes it difficult to be as responsive and agile as we’d like to be when it comes to social data. The additional data which we’re able to capture through social, such as interests, work history, connections, and sentiment does not always fit with our existing fields and is constantly changing. And because of this we’re not currently able to combine our social data with our CRM data to get a truly 360 view of the customer.
However, social data does now form part of our wider customer intelligence strategy. Our next steps on the journey involve working with business intelligence specialists to help us aggregate all of the insight we get across the business – manual reporting such as surveys, financials, machine data, and all the social stuff into an active intelligence engine – helping us to really visualise and understand what’s actually happening across our communities.
Social data is the future. Whether it’s implementing a strategy to better understand what content your communities prefer to receive, what’s driving conversions from your social audience, listening to conversations about your market to improve new product development, linking the buzz of a particular event, conversation or single tweet to an uplift in sales, or delivering a better customer service, big data from social media can do all of those things.


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Facts that should not be avoided when trying to find a mold restoration company are the situations when a company both tests and removes mold. Why do you want to avoid a mold inspection and mold remediation company? It’s a conflict of interest; the person can easily say that you have more mold than is actually there. They are not certified to do testing, if they are certified ask them how long the course was that they took and what certification they have. Most reputable companies won’t do both because it’s not legitimate to test and remove the mold and test yourself to give you a pat on the back for the good work you may or may not have completed.
Don’t do it! There are ways to budget like going to a grocery store to buy discounted food with a coupon, or shopping around for the cheapest gas. When trying to get the lowest price for mold remediation, you’ll end up with a higher cost. It’s like buying Tuna, but getting home and realizing it’s expired and you can’t return it. The mold restoration project needs certain steps to be followed. One step is setting up containment and putting the area under negative air and removing it properly with the right treatments. Setting up the containment is one of the biggest costs to a mold restoration project, it’s also the first area which a company would cut when providing a reduced price. Without a containment, the mold can spread and contaminate other areas of the home and over time the home would be twice as bad as when you hired the first mold remediation company.
Sadly, the industry has many certifications which look reputable but just don’t hold any weight and should be banned. Many companies offer a one-day Internet only course which provides a certification. If it was a home which needs to be livable, having someone who has an online only-certification and no real experience would not be someone I would let into a home which needed mold restoration. Two reputable certifications which require an in-person training are the IICRC and ACAC. Both are good organizations and some contractors prefer one over the other but a contractor with either one of these should be a good pick.
In this area, most contractors will “yes” you to death but it’s important to ask to see the insurance papers. Any legitimate company will provide them for you without any problems, the ones which don’t carry it will make excuses and try to sell you before you ask to many times to see them. Insurance coverage you should be aware of and look for when dealing with mold restoration is Pollution Control Insurance and General Liability Insurance.
This one gets me every time because people read and believe very easily what reviews say and speak. Always be cautious when reading reviews. Be sure to look at how many reviews a person has left, if it’s less than 5 and a negative review than chances are it could be a competitor. Companies will typically have one or two customers who weren’t fully satisfied but look at the overall rating. If the rating is less than a 3 out of 5 stars and the company has 5 or more reviews, I would avoid that company. Don’t be afraid to look and review different sites for reviews for a company, one site is not always the answer.
CRD Restore is a local company who services New Jersey, Pennsylvania and Delaware with water remediation and mold remediation services. The company is trained by the IICRC and has EPA certifications as well as the proper insurance coverages for the industry.
Great article! As a water restoration company the only thing I would add is to do your research on approximate costs. Down in our area, restoration companies are known to rip people off. Compare prices, don’t go with the cheapest but be ware of the most expensive estimates. They may be using unnecessary equipment. Ask for a price list of some sort so you have an idea. Sometimes damage is minimal and you can easily resort to videos and articles online to get the job done. But to know all this you need to be informed to gauge the severity of your situation and make an educated decision.
These are great examples of how to choose a mold remediation company to resolve your issues. Here at Eradicator we also suggest that a client do there due diligence by acquiring as much information about the topic of mold before making a decision. We also suggest that you consult at least 3 firms at minimum before making a decision. This unfortunately is not a cheap industry and whatever you can save by comparing and contrasting is always best for the client. We also have noticed that clients sometimes fall prey to the term “free inspection”, realistically there is nothing free in this world and if a remediation firm offers a free inspection we can guarantee that they will convince you to spend on mold testing for something that is visible and obvious to the inspector. What we do suggest is that a remediation firm should meet these qualities that we have compiled.
I like your tip on finding a mold remediation company that is reputable and certified. I would imagine that finding someone that is certified would be a good way to ensure that they will do a good job. My wife and I recently found mold in our home so maybe we should hire a certified company to come and get rid of it.
I think it’s interesting that there are many certificates that look reputable, but don’t hold any weight and should be banned. I always try and look to see if a person is certified before I hire them. I wouldn’t want them to have a certificate that holds no weight, and then come work on something in my house as serious as mold.
I appreciate your tip on finding a mold inspection company with reputable certifications. I would imagine that finding someone who is certified by a good organization would prove they will do a good job. My husband and I are considering buying a home so before we do we should probably find a reputable mold inspection company to inspect it.
Thanks for outlining some of the steps in what to expect as far as the containment step of mold remediation. I imagine when looking for a company you could ask them what their process is, and if they don’t mention containment you could take that as a red flag. My mom’s basement was flooded last month and she is worried she may have mold down there now. I’ll pass along your suggestions for her to use while searching for a company.
Thank you for all this great information about choosing a mold company! One thing that really stood out to me is that you say to make sure that the company is certified in the end. It would be nice to know that they have proof of the training they went through.
This is some really good information about mold remediation. It is good to know that it would be smart to make sure that you don’t go with someone who does super cheap work. That is good for me to know because I am scared of my new home getting mold.


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I have long been a fan of the more malt-forward styles of beer, and the Scottish 80 Shilling Ale (also known as the Scottish Export Ale) is no exception. The roasty and toasty, caramel, and dark fruit flavors of the malt combine with just enough hop bitterness to bring the beer to a perfect balance. The 80 Shilling is a stronger version of the Export Ale, meant to have enough alcohol to stand transatlantic voyages.
I've made three Scottish Ale versions before this. The first version fared poorly in competition, scoring an average of 27 out of 50. The second, to me, was much better. The judges disagreed, scoring it 25.5. The third never made it to competition, so I don't know how it would have scored. To me, it was the best of the three.
This, the fourth version, is actually a recipe from Jamil Zainasheff and John Palmer's book Brewing Classic Styles. The recipe in the book scales between a 60, 70, or 80 Shilling Ale. According to the authors, the difference between a 60, 70, and 80 Shilling ale is the amount of base malt. You only change the specialty malt percentages, they say, if you're increasing or decreasing the volume of beer. It makes sense to me, but it's the first I'd heard that.
After the boil, the Brewie+ was told to chill the wort to 64F.
01/26/2019: The Brewie performed flawlessly on this one, with no errors or other issues. The wort chilled to 64F easily. The wort volume as delivered into the fermenter was above 2.5 gallons and the gravity came in at 1.060 SG. I added distilled water to bring that back down to 1.055 SG, which resulted in a volume of just under 2.75 gallons. Clarity Ferm and the Mangrove Jack's yeast were added, then the temperature control system was set to keep the fermentation at 69F, which is roughly the middle of the range for the yeast.
01/27/2019: Gravity has dropped from 1.055 SG to 1.025 SG over the past 24 hours. Temperature has held at 67F. That's approximately 53% attenuation.
01/28/2019: Gravity has dropped from 1.020 SG to 1.020 SG. This is 63.6% attenuation.
01/29/2019: Gravity is holding at 1.020 SG. This is well above the expected 1.012 SG. The 63.6% attenuation is well below the yeast's reported 70-75% rating.
02/03/2019: A half-teaspoon of gelatin was bloomed, heated to 155F, and added to the beer. The mini-fridge was busy, so I moved the beer outside. Unfortunately, current outdoor temperatures are expected to range between 15F and 60F over the next week, so I don't know how much clarity I'm going to get out of it.
02/05/2019: The beer is currently registering 1.018 SG (6 points higher than the originally-estimated final gravity from BeerSmith) and 45F. Our current outside temperature is reported to be 40F, which is almost as low as it's expected to get overnight (the forecast calls for a low of 39F).
02/09/2019: The beer has been left in an insulated container outside with a heating element to keep it from freezing (but let it get as close as possible to ensure clarity). With our warm temperatures in Central Ohio this week, the beer has been in the mid-to-upper 40F range, but today has dropped down to 23F. I've got the temperature control system holding it close to this figure to allow the gelatin to do its thing before bottling. When I bring this fermenter in for bottling, I'll take out the Irish Red or Dark Mild to allow those to clarify as well.
02/12/2019: The beer is currently registering 1.018 SG (which it has for over a week now) and a temperature of 43F (though it's been as low as 25F since it went outside). The beer was bottled with four small carbonation tablets (medium carbonation). Yield was 27 twelve-ounce bottles. A taste of the beer from the final few ounces in the fermenter was very good. I'm looking forward to tasting the finished version with some carbonation.


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For over a decade we've been seen a useful source in the motorcycle industry press for our maps and knowledge of events.
Biker InCite® Maps are now part of the University of Wisconsin Milwaukee's Digital Map Collection.
Laconia 2007 Rally review article, written by Biker InCite® for Cycle Source Magazine.
March Issue of V-Twin Magazine, the Daytona Survival Guide 2007.
2007 August Issues of V-Twin and Easyriders Magazines, the Sturgis Survival Guide.
March 2006 Issue of Biker Magazine.
We at Biker InCite® are often referred to in the biker press as a handy resource for those who are always on the lookout for places to ride to .

industry_corpus2: Automobiles


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Perfect home in the county! 3 bedrooms 1.5 bathrooms, first floor laundry room. 2 car garage and beautiful lot. Call today to see this great country living home!
IDX provided courtesy of Realcomp II Ltd., via Foundation Realty, Llc-Tecumseh and Lenawee County AOR MLS, ©2019 Realcomp II Ltd. Shareholders.


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Nobody wants to return to prison except people like Joseph Hughes, who spent 13 years locked up. On a recent spring day, he fished a beaded necklace out from under his collar and showed it to the inmate seated across from him in the prison cell.
Hughes, who has been drug-free for eight years, is one of 30 former inmates and addicts who now work as peer health navigators in the Intensive Recovery Treatment Support (IRTS) program at Rutgers University Behavioral Health Care. In their new roles, they help society fight the opioid epidemic, reduce crime and recidivism, improve public health and save tax dollars.
The IRTS program was launched at Rutgers in January 2018 in partnership with the New Jersey Department of Corrections and Division of Mental Health and Addiction Services. The program pairs peer health navigators with current inmates who have a history of opioid abuse. Six months before their release date inmates meet with their peer health navigator to build a relationship and develop a plan to reenter society to stay clean and sober.
For more than a decade, Rutgers has provided physical and mental health care to more than 19,000 of New Jersey’s inmates. The NJDOC asked Rutgers to create the IRTS program because few inmates who received treatment referrals for addiction were following through after they were released.
Opioid use disorders are highly prevalent among criminal justice populations. According to data from the U.S. Department of Justice, approximately half of state and federal prisoners meet the criteria for substance use disorder.
The Rutgers IRTS program can serve up to 600 people, 200 of whom receive medication-assisted treatment and 400 who receive other addiction treatment services, such as psychotherapy. The support team includes peer health navigators, case managers and a nurse.
To prepare a qualified workforce to provide peer support, Rutgers School of Health Professions launched an academic-based Peer Support Certificate training program in 2018, the only one of its kind in the country. Currently, five IRTS peer providers are enrolled in the program.
“The program developed at Rutgers speaks powerfully to the connection between the university and the Department of Corrections,” said Herbert Kaldany, director of mental health and addictions for NJDOC. “By providing a pillar of support to released offenders, the peer health navigators create a stable environment in which offenders can thrive as members of society and thus are helping the state address the opioid epidemic and reduce crime."
"Putting programs like this in place...not only impacts and benefits the individual, but it really does benefit society as a whole."
Of the drug offenders who are convicted and sent to prison, approximately 75 percent return within three years of release.
The IRTS program also helps the peer health navigators maintain their own sobriety, Hughes said.
"There's a difference between saying, 'I understand,' and saying, 'I've been where you've been and there's another way out.'"
Rutgers services for behavioral health.


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Benjamin Franklin was the first US Postmaster General.
The beginnings of democracy were seen in around 400 B.C.
The beginnings of democracy were seen in Athens around 400 B.C.
Choose the true statement. Children were required to attend educational programs about Nazism. Hitler announced that gypsies and Slavs were exempt from the fascist "purging." Nazism is actually a form of democracy. Mussolini turned France into a Fascist government.
Which statement is true? The term "ascribing" is the work of writing on parchment. A vassal could buy out his lord. The system of cooperation known as feudalism ended around the 15th century. King Richard was a king who later became a knight before going bankrupt.


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Mandala wall art can be an investment in your home and says a lot about your preferences, your own appearance should really be reflected in the piece of furniture and wall art that you buy. Whether your tastes are contemporary or classic, there are many updated options available on the market. Do not purchase wall art and furniture you never need, no problem the people suggest. Remember, it's your home so you should love with home furnishings, decoration and feel.
Just like anything else, in current trend of endless items, there seem to be endless options as it pertains to get mandala wall art. You might think you understand specifically what you wish, but once you walk into a store or search photos on the internet, the designs, shapes, and customization choices may become confusing. Better to save the time, money, effort, also energy and work with these tips to obtain a smart concept of what you want and things you need when you begin the search and contemplate the appropriate designs and choose correct colors, here are some guidelines and inspirations on deciding on the best mandala wall art.
The look should good impression to the selection of wall art. Is it modern or contemporary, luxury, minimalist, or classic? Contemporary and modern interior has sleek/clean lines and usually combine with white color and other basic colors. Classic design is elegant, it can be a slightly conventional with shades that vary from neutral to variety hues of yellow and other colors. When considering the decorations and types of mandala wall art also needs to useful and proper. Moreover, get with your individual design and what you select as an personalized. All of the items of wall art must harmonize one another and also be in line with your current space. In cases you have an interior design ideas, the mandala wall art that you add should squeeze into that ideas.
Are you interested in mandala wall art to become a comfortable environment that reflects your own characters? Because of this, why it's very important to make sure that you have all of the furnishings parts which you are required, which they harmonize each other, and that provide you with advantages. Piece of furniture and the wall art is focused on making a comfortable and cozy space for homeowner and friends. Unique preferences could be amazing to provide inside the decor, and it is the small unique variations that give unique styles in a room. In addition, the suitable placement of the wall art and old furniture additionally creating the space look more wonderful.
Good quality material is designed to be relaxing, comfortable, and may therefore make your mandala wall art feel and look more stunning. When considering to wall art, quality always be most valuable things. Top quality wall art may provide you relaxed experience and also last longer than cheaper products. Stain-resistant fabrics may also be an excellent material especially if you have children or usually have guests. The paints of your wall art play an important factor in touching the nuance of your interior. Neutral paint color wall art works wonders as always. Playing around with extras and different pieces in the space will personalized the room.


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Oracle supports cloning and users can easily clone existing Oracle installations. But you need to understand why cloning is useful.
very interesting article I feel very enthusiastic while reading and the informationprovided in this article is so useful for me. Content in this article guides in clarifying some of my doubts.
Its really helpful to know about Webinars and your efforts are great.


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The over all population of Noria Sector Dos B Concordia in Mexico is about 4 inhabitants.
In Noria Sector Dos B Concordia exist 1 households.
Do You know the places close to Noria Sector Dos B Concordia ?


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a narrow window compressed into rock – so alone!
This entry was posted in 46.0: NO THEME III and tagged Helen Hagemann. Bookmark the permalink.


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Illinois Democrats say they are confident they will ride a “Blue Wave” to victory Nov. 6th, and recent poll numbers have bolstered that confidence — Democrat JB Pritzker is currently leading Gov. Bruce Rauner by a full 20 points, and Pritzker’s money has bolstered races up and down the ballot.
But despite this good news for the state’s Democratic Party, there are still major questions that its members will have to grapple with after the ballots have been counted and the victory party balloons have deflated.
How does the party deal with Demographic shifts that keep turning rural areas more and more Republican? How do Democrats bridge the tensions between the emerging left wing of the party while not turning off more moderate voters? And how will Democrats in Illinois chip away at the public perception that it’s the party of corruption and old school Chicago Machine™ politics?
State Rep. Christian Mitchell, a Hyde Park Democrat, has been in the Illinois House since 2013, and this summer was tapped to become the Executive Director of the Democratic Party of Illinois after a leadership shakeup involving House Speaker Mike Madigan’s top deputy, who was ousted after being accused of sexual harassment in June.
Mitchell told The Daily Line that the key to both growing the Democratic party and shedding any negative connotations is through effective recruitment of candidates.
The Madigan question — Gov. Bruce Rauner will leave a lasting impact on Illinois politics for many reasons, but calling public awareness to longtime House Speaker Mike Madigan through television advertisement and constant name-checking has changed the conversation about the 13th Ward boss, and even caused some members of his own party to put distance between themselves and him. But Mitchell claimed Rauner and others who may blame the speaker for decades’ worth of Illinois’ ills are not standing on their own records. “You’ve got individuals who choose to scapegoat issues they have themselves on the Speaker because millions of dollars have been spent trying to make him the boogeyman of Illinois,” Mitchell said.

industry_corpus2: Politics & Administration


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Wonder if halved or chopped pistachios would add some texture (and a dash of protein). Thoughts?
OK, you've already made your pignoli version.
I think the pistachios would be good. Also, they make me think of Sicily where they're popular.
Possibly use (instead of or in addition to original) Sicilian cheeses, and other foods if you want to enjoy that local food profile.
Thanks, Nancy. I will try the pistachios next time. Also, I think I was a bit nervous about the amount of garlic, so when I roughly doubled the recipe I didn't double the garlic and it could have been more flavorful. I guess boiling the garlic maybe dulls the flavor a bit.
And I love the idea of switching up the cheese. I love ricotta but it can be a bit bland.
Pistachios added would add protein and texture. A squeeze of citrus juice would add flavor without calories.
Thanks! I ended up sprinkling some pine nuts no top. Will try pistachios next time. And I like the lemon suggestion.


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Columnist Judith Graham speaks with Sarah Szanton, director of the Center for Innovative Care in Aging at Johns Hopkins School of Nursing, about helping people age with independence.
This Facebook Live discussion explores an aspect of the health care cost continuum that often flies below the radar.
Californians and Americans are living longer with cancer — but some are living longer than others. California Healthline’s Facebook Live addresses disparities in cancer diagnosis, treatment and care — and what can be done about them.
Kaiser Health News senior correspondent Fred Schulte talks about a cache of files detailing Purdue Pharma’s early OxyContin marketing plan.
About 2,000 Californians died of opioid overdoses in 2016, but access to medications that treat addiction is limited in some parts of the state.
Listen and learn from this Kaiser Health News’ Facebook Live event. “Navigating Aging” columnist Judith Graham led a discussion about dementia, one of the most challenging chronic conditions for individuals and their families — which affects millions of American families.
Facebook Live: It’s 2018, Can Big Pharma Hold The Line Against Pricing Controls?
In this Facebook Live chat, KHN senior correspondent Jay Hancock discusses how drug-pricing battles could play out this year in D.C., state legislatures and beyond. What do we know about the drug industry’s agenda to quiet the drumbeat of cost control and transparency proposals? How will they officials target their efforts? Will the battles take place at the state level? Senior editor Stephanie Stapleton moderates.


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With eTrainCenter LCMS Solutions, you can create online assessments/exams. Our content management based solutions are excellent for distance education and distance learning programs. Multiple versions of an exam can be created.
View our demo to see how.
Exam & Question Versioning & Beta Questions eTrainCenter supports multiple exam versions, as well as question versioning and beta questions.Beta questions are those that are scored but are not used in the final student grade. These are used to determine the accuracy and effectiveness of a question. Once approved, these questions can be "promoted" to production questions while retaining the reporting of the original beta question.
Assign questions to Topics Assign questions to topics. You can also group questions by topics while randomizing questions within those topics.
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Multiple Attempts Assessments can be set to allow Multiple attempts - optional. Administrator can also allow users additional attempts if necessary.
Real-Time Grading and Certification Assessments are graded in real- time. An optional feature allows learners access to exam question feedback. Learners will receive an email with their grade and further instructions. If applicable, users will receive a printable certificate.
Copyright © 2016 eTrainCenter.com, All Rights Reserved.


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Peckish Secret Garden Squirrel Proof Peanut Feeder, this feeder features a decorative leaf design with an antique finish, and with a strong metal cage this feeder has been designed to deter squirrels from accessing the bird peanuts inside.
This feeder has been made from hard wearing metal with stainless steel, small sized mesh to make the peanuts safe for younger birds as it stops them from choking on large chunks of peanut. This feeder can hold up to approximately 510 grams of peanuts.
This Peckish feeder has a screw top lid for easy filling and a quick release base to remove the inner tube for thorough cleaning. The peanut feeder can be hung from a branch or hook using the hanging loop at the top of this feeder.
A good strong feeder which is easy to fill. So far the squirrels have not been able to get into the feeder but all the small birds can. Definitely a good purchase.


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The retooled service offers an array of operational and instructional benefits.
Arkansas is overhauling the way it delivers its K–12 distance learning courses, from live video conferences to a fully web-based model.
For the past 10 years, students taking courses through Arkansas Distance Learning Services watched lectures and interacted with their teachers through a live, two-way feed using high-end video conferencing equipment.
The new delivery system — which includes web-based learning management systems and online video conferencing software tools — uses less bandwidth, is more cost-effective, and provides students a more interactive and personal distance learning experience, says Cathi Swan, state coordinator of K–12 digital learning services.
"We're trying to make learning interactive with audio, video and electronic textbooks, and to provide different forums for discussions and group projects," she explains.
Arkansas initially developed its K–12 distance learning program to address a teacher shortage, supplement each district's regular classroom courses and provide students access to classes that may not be available in their individual districts, Swan says.
But a new state law requires every high school student to take at least one online course before they graduate. The goal is to prepare students for college and the workforce, where they may have to take online courses or use online collaboration tools.
Over the past year, the distance learning program began transitioning from real-time video conferencing courses to a web-based delivery model through a new website called Virtual Arkansas. To date, the program serves 187 school districts and teaches about 12,000 students.
The distance learning program's 87 teachers have received professional training on building an online curriculum. All distance learning courses will be fully web-based in the 2014–2015 school year, Swan says.
The online courses — accessible any time, day or night — will mix synchronous and asynchronous learning. Teachers will still meet with their students occasionally through online video conferencing software, but students also will be asked to watch video lectures and then complete assignments. The move will allow teachers to provide more personalized instruction to their students, Swan says.


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Sometimes, the reason for the abdominal pain or cramps might be an upset stomach, manifested by swelling or inflammation of the stomach lining and intestines, or simply due to the consumption of large meal or too many drinks.
This pain might also be caused by a virus or allergic reactions, fatty foods, or alcohol.
According to Healthline, the most common symptoms of an upset stomach include nausea, chills, heartburn, gas, vomiting, belching, and an increase in bowel movements.
Yet, if the abdominal pain you are experiencing is too intense and severe, you might suffer from some severe health issue, so we recommend visiting your doctor.


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Typical Rails convention will tell you to send email like using the ActiveMailer API using #deliver_later. This is not a very good idea, and let me tell you why.
subject: "You've got a notification"
Next: Let's look at how this can cause problems.
A notification is triggered for user Joe, who is [email protected], by creating a new Post.
A background job is created.
Before an email could be sent, the Post is deleted.
The mailer now fails because @post is nil.
Next: So how can we fix this?
The mailer will now not need to hit the database to fetch any data, eliminating any race conditions. Even if the post is modified or deleted later on, the email will still send just fine.
You have just read Rails mailer conventions are silly, written on June 06, 2017. This is Today I Learned, a collection of random tidbits I've learned through my day-to-day web development work. I'm Rico Sta. Cruz, @rstacruz on GitHub (and Twitter!).


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The monarch of Okemesi Ekiti, Oba Micheal Adedeji has honoured the Head of Civil Service of the Federation, Mrs Winifred Oyo-Ita, with the chieftaincy title of Mayegun of the town.
The monarch announced the honour when Oyo-Ita visited the palace on Thursday.
Newsmen report that Oba Adedeji commended her hard work and diligence. He said he was delighted to receive her in his palace at Okemesi Ekiti.
” I wish to state categorically that the Buhari led-administration was the most powerful one, that we have ever had in Nigeria.
” And with the support that Mrs Oyo-Ita has given to my son, Ayodele Folayan, I am giving her the chieftaincy title of Mayegun of Okemesi as a sign of gratitude to her.
” I also believe that she will continue to support our town and our son to climb the ladder of success during her tenure,” he said.
Mrs Winifred Oyo-Ita, said she was highly delighted about the honour, even though it came to her as a surprise.
” I want to assure his Royal Highness that he will never regret giving me a chieftaincy title and also I promise to take the title to my people in order to inform them to start preparing for my installation,” she said.
The post Oyo-Ita, becomes Mayegun of Okemesi appeared first on Vanguard News.


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At the front of this farmhouse design, the master suite includes a sitting bay, two walk-in closets, a door to the front porch, and a compartmented bath with a double-bowl vanity. The formal dining room in the second bay also features a door to the front porch. Access the rear porch from the great room, which opens to the breakfast room under the balcony. On the second floor, three family bedrooms share a bath that has a double-bowl vanity. One of the family bedrooms offers a walk-in closet. A bonus room over the garage can be used as a study or game room.
323 sq/ft width 20' 8" x depth 15' 8"
115 sq/ft width 9' 6" x depth 12' 2"
429 sq/ft width 46' x depth 9' 4"
291 sq/ft width 46' x depth 6' 4"
130 sq/ft width 6' 4" x depth 20' 8"


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If you are searching for broadband wireless Internet in Altona, IN, Zing! Broadband is the provider for you. Committed to providing the very best rural Internet solution, Zing! brings you fast Internet that allows you to do anything and everything you want to do online, from anywhere, as often as you want.
Zing! rises to the top when it comes to providers of rural wireless Internet. Altona, IN users in the 46738 area are increasingly discovering the benefits of Zing! over the other Internet providers. The speed, portability and unlimited access are unmatched in the world of rural high speed Internet.
- Internet that goes where you go with a plug and play device.
As Zing! Broadband delivers super fast Internet in Altona, IN and in every corner of the nation users are discovering that it really is the rural Internet solution. Today's online world requires speed and yet, cable and DSL do not reach a large portion of the rural United States. This means people living there have had to choose between dial-up and satellite Internet. However dial-up is so time-consuming that it is not even practical for use anymore.
Satellite Internet is a much better option than dial-up but also has drawbacks. Lag time with satellite transmission means that many online activities like fast-twitch gaming are not possible. With the data allowances required by the Fair Access Policy, heavy Internet users find they can easily run out of data and are therefore limited in what they can do. Zing! solves both issues. Lightning fast and responsive, Zing! lets you enjoy fast-twitch gaming and much more. The option of unlimited Internet access means that even the heaviest user will never again have to worry.
Break through the barriers that have been holding back the broadband wireless Internet for you. Zing! Broadband offers two plans with incredible connection speeds, so that no matter how much or how little you use the Internet, there is an ideal plan for you. Z-25 offers a generous 25GB allowance for the average user who likes to stream music or videos, search the web, use Facebook or send email. Unlimited Zing is for everyone else. If you have a household with more than 1 user, a business, love to game or watch movies online, unlimited Zing! lets you do what you want, when you want.
Zing! Wireless broadband in Altona, IN is the very best in high speed rural Internet. With its plug and play device, you can even bring it with you wherever you go: to work, on vacation, to the cottage or on a boat. Do more, enjoy more with Zing! Broadband rural Internet.
Get Zing! Broadband now by calling 1-866-976-4052 and speaking with one of our agents.


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It is messy, too spicy and too oily. In many Mala Hotpot eateries, you also end up smelling like the hotpot.
I get cravings for Mala anything. The Sichuan peppers in the soup seriously pack an Oh So Tasty punch. They flavour the meats so deliciously, leaving a tingle on the tongue.
I just had it for lunch today, and I want some MORE.
i LOVE mala hotpot toooooo!
I like everything that goes in! haha. Not very discerning I am.
I LOVE them too! :) My favorite place to have them is the one at Suntec. Their prawns are always so fresh. Man, I feel like eating it now!
Ooh, is there one at Suntec? My favourite is Ting Yuan at Liang Seah Street. I also like the Magic of Chongqing Hotpot at Tanglin Shopping Centre. Recently found a new restaurant at West Coast Plaza too - does it well for a good price!
i love any kind of hotpot :) yes, there's a chong qing hot pot in suntec in the basement around the fountain. it's pretty good too!
Yup,as what BeanBean said, the suntec one is operated by the same people as the Tanglin one. Love it!
Ah! I remember now. The one around the fountain! They have nice fried mantous. I actually slipped and fell in there once! Almost hit my head on a tray of food! =P Never went back since.

industry_corpus2: Hospitality & Catering


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The purpose of this workshop is to familiarize users with the online IBC review process and build or complete a protocol application. All attendees must have completed the training requirement to begin work on an actual protocol submission.
Register for the program is required as seating is limited. Submit advance questions or comments to ibo@pitt.edu.
Wednesday, February 27 at 10:00 a.m. to 12:00 p.m.


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Logline: A teenage girl finds herself – and her family – trapped in a supernatural time-loop within the home, reliving each day over and over, until she makes an even more frightening discovery.
Like a less-than-stellar episode of The Twilight Zone, Haunter meanders into frame and quickly wanders into the foggy wilderness of mediocrity. It’s a cliché-ridden ghost story that relies on its twist to keep the bar raised, but the bar was never high enough in the first place. This is strictly haunting-by-the-numbers, with a saccharine feel-good ending.
Lisa (Abigail Breslin) is the moody teenager who becomes aware of a supernatural glitch in the time-space continuum of her home. She is forever washing the same clotches, being accused of losing clothes by her mother, who’s baking the same cake over and over and over; her birthday cake. It seems Lisa’s birthday will never, ever arrive.
After a few wash, rinse and repeats Lisa makes contact with another girl, Olivia (Eleanor Zichy), from the future. Olivia and her family are to be the next set of victims of a sinister serial killer, Edgar Mullins (Stephen McHattie). Yup, Lisa is a ghost. But unlike the rest of her family, she’s worked out she’s one, and it’s up to her to wriggle free from the dark spectral force that has surrounded and infiltrated the house. She’ll need help from Olivia, and the spirits of other previous victims.
Haunter is about waking up to the fact that you’re dead. It’s a spiritual thriller, weaving dangerously close to Christian territory. There is sweet little nightmare edge in this safe-as-houses horror; I’ve seen episodes of Antiques Roadshow that were more disturbing. Even the presence of McHattie (a wasted opportunity, if ever there was!) fails to provide any genuine menace.
Abigail Breslin is in a similar boat to Chloë Grace Moretz. They were great as child actors, but as they enter late adolescence they are not exhibiting much acting range. Of course, it could have a lot to do with the director whose previous movies have featured some very wooden performances. Natali is a former storyboard artist, and certainly his movies have a visual narrative that is so slick as to be like a television advertisement. But they leave me cold. Haunter is no exception.
What scares me the most is Natali is directing William Gibson’s Neuromancer.
Haunter is released in Australia by Umbrella Entertainment.


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4 Simple Texas Hold'Em Rules That Will Get You Taking Part In Today!
It's that time of the yr once more! Where we don our jackets and cheer for our preferred teams in the rain, sleet, snow, and hail, and oh yeah, the sunshine occasionally. Football fever is here, and there are ways to scratch that itch that is football. You can also go online and play football, as well as other games for free at BRADY GAMES!So many starting traders appear at the international exchange as some mysterious market that could by no means be lucrative. In reality, some individuals believe that the international trade is absolutely nothing but a scam. This just isn't the situation!If you are playing online poker make sure you are taking advantage of the on-line poker bonuses the websites offer. Most if not all poker websites provide a initial deposit bonus, which is generally the greatest bonus they will provide you. Attempt to max out the reward as much as possible. If the site is providing a one hundred%twenty five match reward up to $1000, try to deposit as near to that $1000 as possible so that you get the biggest bonus available to you.One of the greatest mistakes is a sport with center and reduced power playing cards not from the position. In the start of the tournament and in the middle of it we can't play Under the Gun (UTG), Middle place (MP), and most of the situations Late Position (LP) with hands like A9, AK, KJ, Q8. These type of playing cards cant be performed by players, which are not sure about their postflop play.When the Pac-12 awards come out later this week, don't be surprised if there are a number of gamers from WSU that make it on to this checklist. It was simply an outstanding game all about for WSU, and this is the kind of soccer that Cougars fans have been waiting around to see for the last four many years.There are numerous other live shows to see that would be just as good as this one and you would be able to see about 5-10 of those exhibits for the cost of 1 night with Bon Jovi. A lot of people say that NFL games are a great deal of cash but these are equivalent throughout the board. You don't go to one and have to spend the equal of what your computer set you back again and go to another stadium exactly where the tickets cost the price of a large pizza. They are fair. The music globe is not.Don't you have to question why Billiard Games are usually becoming displayed on numerous Television shows and Films? You would think that with all of these plugs the activity as a occupation would be more well-liked.When searching for teams to make a play on early, think about the subsequent characteristics and in this order: pitching, offensive manufacturing and coaching. A college baseball group that enters the NCAA College Globe Sequence with hot pitching, is much like an NHL group in the Stanley Cup Playoffs with a scorching goalie. Pitching is the number 1 key for a team to advance to the last 7 days at Rosenblatt Stadium.Let it snow, allow it snow, allow it snow! It's a snow celebration! This 1 is for the kids and kids-at-coronary heart. Know a ideal hill for sleigh using in your community? Or maybe a great place for building snowmen? Have your guests deliver their own sleigh or have a few on hand. Set up sleigh races, a best snowmen contest and a very best snow angel contest. Consider pictures with your digital digital camera during the enjoyable. Head inside for a warm cup of cocoa and share the pictures with your visitors. There's sure to be much laughter at their snow antics.This may, and occasionally does, result in a less skilled participant being elected to the team, but at times there is this kind of a evident foul up of who made it and who didn't, it tends to make the whole seriousness and validity of the sport a joke.Chad Pennington is a warrior. The man hobbled his way around the field to complete as many passes as he could. Nonetheless, the Jets fans cheered when his backup entered the game. New York usually lauds its warriors. Sorry Chad, no Willis Reed therapy for you.Although there are numerous limitations that not all games should be gambled on, the authorities or authority figures have no way of telling who are betting and who are not in a sports stadium. There are others who bet amongst themselves just viewing a sport they adore just for fun. And nonetheless, there are others who also bet for cash. A activity Situs poker is just like any gambling game you can find on and off the internet. The only distinction is gamers get to bet on sports activities and not on figures or colours. Not even on playing cards or chances.There are also a lot of advanced attributes like; push to talk, Java MIDP, calendar, calculator, Television out, Voice memo and numerous more. It also has many multimedia attributes, such as MP3, AAC and AAC+ participant that allow the customers to enjoy of listening latest tunes. An FM radio with RDS is also 1 of the enjoyment sources that arrive with the handset. You can also pass your leisure time by playing the games on your cellular telephone.


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Help Temporary Emergency Services help those in need in the community. We provide services for the homeless, tornado victims, the disabled, the elderly, and anyone else in the community facing hardships.
We are always in need of canned goods, frozen meat products, clothing, furniture, and personal items. The items will be given to any individual that is in need and presents a valid referral with a proper letterhead from another agency or church. We do not accept unclean items or items that may be deemed unusable.
If your business, church, or neighborhood would like to donate, we’ll bring our truck to your location and leave it for you to fill with donations. We can also bring our truck to estate sales, corporate events, or your location to pick up larger items. There’s no more convenient way to donate goods!
Items can also be donated at the TES donation center behind our Thrift Store. Monies from the Thrift Store are also used to support our services. All donations are tax deductible.
If you made a donation of goods to TES and need a donation receipt, please click here.
Temporary Emergency Services is always in need of monetary donations. We provide many services to people in the Tuscaloosa County area that require funds. We help pay for people to get driver’s licenses, birth certificates, gas for doctor’s appointments, utility assistance, medication refills, and food. This temporary assistance helps our clients survive the immediate crisis they are encountering. We accept check, cash, credit card, or money order donations.