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NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER, OR WIN OR CLAIM A PRIZE.
THIS SWEEPSTAKES IS INTENDED FOR PLAY IN THE UNITED STATES ONLY AND WILL BE GOVERNED BY U.S. LAW. DO NOT ENTER IF YOU ARE NOT ELIGIBLE AND LOCATED IN THE UNITED STATES AT THE TIME OF ENTRY. VOID IN PUERTO RICO AND WHERE PROHIBITED OR RESTRICTED BY LAW.
This Sweepstakes is sponsored solely by iHeartMedia + Entertainment, Inc. (“Sponsor”). Any questions, comments, or complaints regarding the Sweepstakes must be directed to the Sponsor. For a copy of the Official Rules, please visit the website at www.iheartradio.com/tide.
List of Winner(s): For the name of the winner send a stamped, self-addressed envelope to iHeartMedia + Entertainment, Inc., Win a Trip to See Your Favorite Sports Team Sweepstakes Winner List, 125 W 55th St 14th Floor, New York NY 10019.
1. ELIGIBILITY. This Sweepstakes is open only to individuals who are legal residents of the 50 United States or the District of Columbia who are 18 years of age or older at the time of entry (except, 19 in Alabama and Nebraska, 21 in Mississippi).
If you are not a legal resident of the 50 United States or the required age as of time of entry, you are not eligible to enter this Sweepstakes or win. Employees, contractors, officers and directors of Sponsor, The Procter & Gamble Company, its affiliates, parent companies, subsidiaries, divisions, suppliers, distributors and advertising, promotional and judging agencies, the Station, and any third party prize provider(s) and/or prize fulfillment service (collectively, the “Sweepstakes Entities”); and members of their immediate families (spouse and biological, adoptive or step-parents, grandparents, children, grandchildren and siblings, and each of their respective spouses regardless of where they reside) or households (whether related or not) are not eligible to participate in the Sweepstakes or win the prize.
2. DESCRIPTION OF SWEEPSTAKES/HOW TO ENTER.Sweepstakes begins on November 13, 2017 at 12:00:00 a.m. ET and ends at 11:59:59 p.m. ET on November 26, 2017 (“Entry Period”).
How to Enter: During the Entry Period, visit www.iheartradio.com/tide, and click on the entry form. Then, complete and submit the entry form electronically with all requested information (including your name, email address, phone number, and/or any other information requested by the Sponsor) and a short story telling how dirty and smelly your kids get when they are playing sports (“Story”) in the entry text box to receive one entry (“Entry”). An Entry includes the entry form and Story that an entrant submits to Sponsor in connection with the Sweepstakes. Limit: One (1) Entry per person/email address/household per Day during the Entry Period. For purposes of this Sweepstakes, a “Day” shall be defined as each calendar day, beginning at 12:00:00 am ET and ending at 11:59:59 pm ET on that same day. Entries must contain all information requested to be valid. Entries will not be judged. Winner will be selected at random from all eligible Entries received by Sponsor during the Entry Period. Sponsor’s computer shall serve as the official timing device. In the event an entrant exceeds the stated limit, only the earliest Entry will be accepted. No e-mail or fax Entry will be accepted.
The Released Parties (as defined below) are not responsible for lost, late, undeliverable, illegible, damaged, stolen, misdirected, mutilated, or incomplete Entries, regardless of cause. Multiple entrants are not permitted to share the same email address. Should multiple users of the same e-mail account or mobile phone number, as applicable to enter the Sweepstakes and a dispute thereafter arises regarding the identity of the entrant, the authorized account holder of said account at the time of entry will be considered the entrant. “Authorized account holder” is defined as the natural person who is assigned an e-mail account or mobile phone number by an Internet access provider, on-line service provider, telephone service provider or other organization which is responsible for assigning e-mail addresses, phone numbers or the domain associated with the submitted e-mail address. Proof of submission of an entry shall not be deemed proof of submission or receipt by the Sponsor for online entries. When applicable, the Sponsor’s computer will be deemed the official time keeping device for the Sweepstakes. Entries will be disqualified if incomplete and/or if prohibited multiple entries in excess of the states limit are received. All Entries become the property of Sponsor and will not be acknowledged or returned.
By participating, you agree (a) to be bound by these Official Sweepstakes Rules; (b) as between you and the Sponsor, that the decisions of the Sponsor is final on all matters relating to the Sweepstakes; (c) that you are not participating on behalf of any employer or third party; and (d) that in the event that you do not comply with these Official Sweepstakes Rules, that you will be disqualified and your prize (if any) will be forfeited.
By submitting your Entry, you warrant and represent that your Entry: (a) is your original work; (b) has not been previously published; (c) has not won previous awards; (d) does not infringe upon the rights of any person or entity (including such individual’s and/or entity’s copyrights, trademarks rights, rights of privacy or publicity or any other intellectual property); (e) that you have obtained permission from a person whose name and/or likeness is used in the Entry; and (f) publication of the Entry via various media including Web posting, will not infringe on the rights of any third party’s rights and will you indemnify and hold harmless, Released Parties (as defined herein) from any claims to the contrary. Any entrant whose Entry includes names or likenesses of third parties or contains elements not owned by the entrant (such as, but not limited to, depictions of persons, buildings, trademarks or logos) must be able to provide legal releases for such use including Sponsor’s use of such Entry, in a form satisfactory to Sponsor, upon request, prior to awarding of a prize and/or naming entrant as a winner. The Entry must be free and clear of any claims by any person whose writings, quotes, or ideas are embodied in the Entry, or any person rendering services in connection with the Entry. The Entry shall not contain any materials owned or controlled by a third party for which you have not obtained a license. The Sponsor reserves the right to remove or void any Entry that it deems to be in violation of these Official Rules, in its sole and absolute discretion.
By submitting an Entry you agree that your Entry disclosure (a) is gratuitous, unsolicited, and made without restriction; (b) will not place the Sponsor or Sweepstakes Entities under any fiduciary or other obligation; (c) that the Sponsor is free to use and otherwise disclose the ideas contained in the Entry on a non-confidential basis to anyone or otherwise use the ideas without any additional compensation to you. You acknowledge that, by acceptance of your Entry, the Sponsor and the Sweepstakes Entities do not waive any rights to use similar or related ideas previously known to Sponsor or Sweepstakes Entities, or developed by their employees, or obtained from sources other than you.
CONTENT MAY BE POSTED ON SPONSOR’S WEBSITE, OR ELSEWHERE ON THE INTERNET AS AUTHORIZED BY SPONSOR, IN SPONSOR’S SOLE AND ABSOLUTE DISCRETION.
Entry must be socially acceptable and in good taste, as determined by the Station in the Station’s sole discretion.
ALL DECISIONS REGARDING THE APPROPRIATENESS OF THE MATERIALS CONTAINED IN THE ENTRY AND ANY OTHER MATTERS INVOLVING THIS SWEEPTAKES SHALL BE AT THE SOLE DISCRETION OF THE SPONSOR. The Sponsor reserves the right to reject any Entry, in its sole discretion, based on the terms set forth herein as well as current broadcast standards and other programming and operating practices and policies established by the Sponsor and/or Station for airing advertising. Any waiver of any obligation hereunder by Sponsor does not constitute a general waiver of any obligation to entrants. Sponsor reserves the right to waive the Entry requirements set forth herein in its reasonable discretion. ENTRIES POSTED TO THE WEBSITE WILL NOT BE EDITED BY SPONSOR AND THE VIEWS/OPINIONS OF THE INDIVIDUAL ENTRANT DOES NOT REFLECT THE VIEWS OF SPONSOR IN ANY MANNER. If you think that any Entry infringes your intellectual property rights, click here if you wish to report it, contact us by mail at DMCA Designated Agent, c/o Legal Department, iHeartMedia, Inc., 200 East Basse Road, San Antonio, TX 78209,” by fax at (210) 832-3149, or by email at dmca@iHeartMedia.com and include the information required at iHeartMedia’s Term of Use.
By accepting a prize, the winner agrees that his or her Entry will be deemed a Work Made For Hire under the Copyright laws of the United States, but if it cannot be so deemed, then the winner irrevocably assigns and transfers to Sponsor all of his/her right, title and interest in and to his/her Entry, including all but not limited to all copyright and trademark rights which he or she may have worldwide for consideration, the receipt and sufficiency of which is hereby acknowledged. Winner hereby waives in favor of Sponsor, all rights of “Droit Moral” or “Moral Rights of Authors” or any similar rights or principles of law that winner may now or later have to their Entry. Sponsor reserves the right to alter, change or modify the winning Entry, in its sole discretion. Upon request of Sponsor, winner shall execute and deliver such additional instrument of assignment, as may be solely deemed by Sponsor, reasonably necessary to establish the ownership of record of the right, title and interest in and to the Entry. Sponsor’s failure to request said assignment as stated shall not be deemed a waiver of Sponsor’s rights and Sponsor may at a later time request the assignment.
3. WINNER SELECTION. On or about November 30, 2017, the Sponsor will randomly select one (1) potential winner from among all eligible Entries received during the Entry Period. Odds of winning a prize depend on the total number of eligible Entries received.
Potential winner is subject to verification, including verification of eligibility and will not be considered the winner until such verification is complete and potential winner is notified he/she is the winner. If potential winner is unable to verify his/her information, the potential winner will automatically be disqualified and his/her prize, if any, will be forfeited. The Sponsor reserves the right to determine an alternate winner in accordance with these Official Rules in the event that a winner is disqualified, cannot be contacted, is deemed ineligible for any reason, or is not available to participate in any applicable Sweepstakes events.
The potential winner will be notified by phone at the phone number provided during registration. THE SPONSOR WILL CALL THE POTENTIAL WINNER THREE (3) TIMES WITHIN TWENTY-FOUR (24) HOURS AFTER BEING SELECTED. THE POTENTIAL WINNER MUST ANSWER ONE OF THE CALLS. IF THE POTENTIAL WINNER DOES NOT PICK UP ONE OF THE CALLS WITHIN THAT HOUR, THE POTENTIAL WINNER WILL BE DISQUALIFIED AND SPONSOR WILL RANDOMLY SELECT THE NEXT POTENTIAL WINNER, WHO WILL ALSO BE NOTIFIED IN THE SAME METHOD. Sponsor is not obligated to and will not leave a voicemail or other message when contacting the potential winner. Notification is deemed to have occurred immediately upon Sponsor placing a phone call. The Sponsor is not responsible for any change of email address, mailing address, and/or telephone number of entrants. The Sweepstakes Entities are not responsible for and shall not be liable for unsuccessful efforts to notify a potential winner. If the winner does not claim the prize within the appropriate time given, the winner will automatically be disqualified and their prize will be forfeited without further obligation to such winner.
As a condition of participating in the Sweepstakes, entrants agree and acknowledge that in order to receive a prize and be deemed a winner, entrants must sign an official waiver form provided by the Sponsor and agree to the terms herein, including but not limited to the prize conditions. The potential winner will be required to sign and return a declaration of eligibility and any other form necessary to verify eligibility, along with the required releases within twenty four hours after the first delivery attempt to entrants e-mail address in order for the potential winner to be qualified for the prize. The potential winner’s failure to return all required forms within this time period may result in the potential winner being disqualified and, in such event, the Sponsor may randomly select an alternate potential winner from among all remaining eligible Entries, as determined by Sponsor in its sole and discretion.
A trip for two (2) to a destination of winner’s choice within the 48 contiguous United States for the Grand Prize Winner and one (1) eligible travel companion (“Prize Package”). If winner resides in Alaska or Hawaii the winner will be responsible for arranging and paying any and all costs/fees associated with travel from such residence to a major airport within the 48 contiguous US or DC. Travel must be booked no later than December 31, 2017.
A $1,000 gift card that can be used toward the purchase of tickets to a sporting event of winner’s choice.
Gift cards are subject to terms and conditions contained thereon. Prize value may vary depending upon departure location and time of travel. Other restrictions may apply.
No more than the advertised number of prizes shall be awarded. The prize is subject to certain terms and conditions as specified herein. A prize may not be sold, traded, bartered or commissioned, and is not exchangeable, transferable, substitutable, or redeemable for cash except in Sponsor’s sole discretion. Prize details and availability are subject to change. Sponsor is not the supplier or guarantor of any prize, unless otherwise specified. Prizing may be fulfilled by a third party fulfillment company. The prize will only be awarded if properly claimed according to the Official Rules. All costs and expenses related to the prize acceptance, the prize, and/or prize use not specified herein as being provided are solely the responsibility of winner. If, in the judgment of the Sponsor, air travel is not required due to winner’s proximity to the trip destination, ground transportation will be substituted for roundtrip air travel at the Sponsor’s sole and absolute discretion and the difference between the cost of air travel and ground transportation will not be awarded.
Trip Prize Conditions: Actual value of trip may vary based on point of departure and airfare fluctuations. Any difference between stated ARV and actual value of Prize will not be awarded and is specified in these Official Sweepstakes Rules. Selection of airline and hotel are solely within Sponsor’s discretion. Winner may be required to present a major credit card at time of hotel check-in. Travel for the trip awarded must take place on and/or within the designated dates and is subject to schedule and availability, alternative travel dates will not be provided. If the winner is unavailable for travel on the designated dates the prize will be forfeited and may or may not be awarded to an alternate winner at the sole discretion of the Sponsor. Exact travel dates and arrangements may be subject to availability whether specified or not. Winner and travel guest must travel on same itinerary. A MINOR MAY ONLY ACCOMPANY THE WINNER AS A TRAVEL GUEST IF THE WINNER IS THE MINOR’S PARENT OR LEGAL GUARDIAN. ALL MINORS MUST BE ACCOMPANIED AT ALL TIMES DURING TRIP (INCLUDING, BUT NOT LIMITED TO, IN-FLIGHT, HOTEL STAY AND ALL PRIZE-RELATED EVENTS) BY MINOR’S PARENT OR LEGAL GUARDIAN. Both winner and travel guest must sign and return a travel release before any ticketing of travel occurs. Winner and guest must have all necessary identification and/or travel documents (e.g., a valid U.S. driver’s license) required for travel. If the winner and guest do not have necessary identification and/or travel documents, the trip may be forfeited and an alternate winner will be selected, in the Sponsor’s sole discretion. Airline tickets are non-refundable/non-transferable and are not valid for upgrades and/or frequent flyer miles. All airline tickets are subject to flight variation, work stoppages, and schedule or route changes. The Sponsor shall not be responsible for any cancellations, delays, diversions or substitution or any act or omissions whatsoever by the air carriers, hotels, venue operators, transportation companies, prize providers or any other persons providing any prize-related services or accommodations. Additional prize award details and travel information to be provided to the winner at the time of notification. Winner and guest will be required to complete and return the applicable forms and releases. Winner must sign a prize acceptance form, provide the information for their travel guest, a W-9 form, an affidavit or verification of eligibility, and a liability/publicity release (where permitted) signed by both the winner and travel guest. Winner and guest are also responsible for obtaining travel insurance (and all other forms of insurance) at their option and hereby acknowledge that the Sponsor has not and will not obtain or provide travel insurance or any other form of insurance. Lost, stolen or damaged airline tickets, travel vouchers or certificates will not be replaced or exchanged. If a winner cannot be contacted or is disqualified, the Sponsor reserves the right to determine an alternate winner in its sole discretion. An unclaimed prize will not be awarded. Certain travel restrictions and blackout dates may apply. Any and all airport transfers, ground transportation, meals, incidentals, gratuities, phone calls, luggage fees, travel insurance and applicable taxes (including, but not limited to all local, state and federal taxes) and any and all other expenses not specifically mentioned herein are the sole responsibility of the winner. If, for any reason, any part of the trip package is canceled or shall become unavailable, postponed or canceled, the Sponsor shall have no further responsibility for that portion of the prize and the prize will be awarded without the inclusion of the item on the same itinerary. The Sponsor is not responsible for late, lost, damaged or stolen luggage. The Sponsor is not responsible for any travel delays, flight cancellations or difficulty. If travel delays, cancellations or difficulty prevent arrival in time for any and all elements of trip, the Sponsor is not responsible for awarding any compensation in lieu thereof. Any changes to completed travel arrangements, once booked, are the sole responsibility of the winner, and are solely at the winner’s expense. All prize or prize voucher must be redeemed as stated in the prize notification or otherwise stated in the Official Rules. Failure to collect or properly claim any prize in accordance with these rules will result in forfeiture of the prize. If forfeited for any reason, winner will not receive any other prize substitution or compensation, and the prize will remain the property of the Sponsor and will not be awarded, except as provided herein. Winner agrees to accept all blackout dates, space availability requirements, etc. established by the Sponsor’s prize partner(s). Winner agrees that acceptance of any trip taken as a prize is done so entirely upon their own initiative, risk, and responsibility. BY ACCEPTING THE PRIZE, WINNER ACCEPTS THE INHERENTLY DANGEROUS NATURE AND RISK IN ANY TRAVEL OR TRANSPORTATION, INCLUDING PERSONAL INJURY AND/OR DEATH, ACKNOWLEDGES THAT HIS/HER PARTICIPATION IN THE PRIZE EVENT IS VOLUNTARY, ACKNOWLEDGES THAT THERE ARE NATURAL FACTORS AND OCCURRENCES WHICH MAY IMPACT ON OR AFFECT THE SAFETY OF THE ACTIVITIES HE/SHE IS PARTICIPATING IN AND HE/SHE ASSUMES THE RISK OF SUCH FACTORS AND OCCURRENCES AND AGREES THAT THE SPONSOR AND RELEASED PARTIES SHALL NOT BE IN ANY WAY RESPONSIBLE FOR ANY RESULTING INJURY AND/OR DEATH.
The Sponsor is not responsible for any delay, cancellation or rescheduling of any event and no substitution or compensation shall be awarded. Sponsor reserves the right to not award the prize associated with that canceled event or concert, without any payment or obligation to the winner or potential winner. Any provided tickets are subject to certain terms and conditions specified thereon. Location of seats and tickets are in Sponsor’s sole discretion or may be predetermined as supplied by the Sponsor. The Sponsor reserves the right to substitute a prize, in whole or in part, with another prize (or prize component) of equal or greater value or alternatively may substitute such prize with a comparable prize (or prize component) of like per the Sponsor’s discretion, if for any reason a prize, or any portion thereof, as described herein should become unavailable. The winner and guests agree to comply with all applicable venue regulations in connection with the concert and/or other Sweepstakes prize events. Sponsor and the applicable venue representatives reserve the right to remove or to deny entry to winner (and his/her guest) who engage in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person at the concert and/or other Sweepstakes prize event or in any other objectionable behavior. If, after a prize has been selected and ticketing has been completed, concert is cancelled, such portions of the prize will be forfeited and the Sponsor shall have no further obligation to winner. Winner must present state authorized identification prior to being awarded the prize. Winner may be required to present a copy of a valid social security card and valid identification as a condition of participating or receiving any prize when winner will be issued an IRS Form 1099 reflecting the actual value of all prizes won. If actual value of the prize is less than the stated ARV, or the winner and/or if applicable, his/her guest and/or eligible travel companion forfeit, do not use, or are determined ineligible for any portion of the prize, the winner will not receive the difference between the actual and approximate retail value, and such difference will be forfeited.
The Sponsor further reserves the right to: (i) cancel, terminate, suspend, declare null or void, amend, alter, or modify the Sweepstakes, void any suspicious Entries, rescind any prize, and/or determine absolute resolution, and/or an alternate method of conducting the Sweepstakes and/or awarding the prize at any time, for any reason, or if, in the sole discretion of the Sponsor, it is impossible or impractical to complete or conduct the Sweepstakes as planned for any reason, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures of any sort, programming associated with or used in the Sweepstakes, by any human error which may occur in the execution of this Sweepstakes, or any other causes which effect the operation of the Sweepstakes or the rules of the integrity of the Sweepstakes have been violated or compromised in any way, intentionally or unintentionally by any person whether or not a entrant in the Sweepstakes and/or (ii) stop or conclude the Sweepstakes at any time without prior notice. Material changes to the Official Rules will be broadcast on-air, when practical. In the event of termination of the Sweepstakes by Sponsor, Sponsor reserves the right to award the prize in a manner deemed fair and equitable by Sponsor.
6. PUBLICITY. Except where prohibited, by accepting a prize, winner grants the Sponsor and Station(s) permission to use his/her name, character, image, voice, and likeness worldwide, in perpetuity, in any and all media now known or hereinafter invented in any and all marketing and promotional materials and waive any claims to royalty, right, or remuneration for such use. The winner’s name may be included in a publicly available winners list.
8. RELEASES, CONDITIONS, AND LIMITATIONS OF LIABILITY. By participating in the Sweepstakes, each entrant agrees to release and waive any and all claims of liability against the Sweepstakes Entities and any applicable third party fulfillment service and each of their respective employees and agents (collectively, the “Released Parties”) from and against from any and all liability, loss or damage (including personal injury) incurred with respect to the conduct of or participation in the Sweepstakes, or the awarding, shipping/handling, receipt, possession, and/or use or misuse of any prize, including any travel related thereto. By accepting the prize, winner hereby agrees: (i) to release each of the Released Parties from any and all claims in connection with the Sweepstakes and the award or use of the prize; and (ii) where allowed by law, sign a publicity release confirming consent to use the winner’s name/likeness as set forth in Section 6 prior to acceptance of the prize. The Released Parties are not responsible or liable to any entrant or winner or any person claiming through such entrant or winner for failure to supply the prize or any part thereof, by reason of any acts of God, any action, regulation, order or request by any governmental or quasi-governmental entity (whether or not the action, regulations, order or request proves to be invalid), equipment failure, threatened terrorist acts, terrorist acts, air raid, blackout, act of public enemy, earthquake, volcanic eruption, war (declared or undeclared), fire, flood, epidemic, explosion, unusually severe weather, hurricane, embargo, labor dispute or strike (whether legal or illegal) labor or material shortage, transportation interruption of any kind, work slow-down, civil disturbance, insurrection, riot, or any other cause beyond the Sweepstakes Entities’ sole control. Upon awarding the prize, the Sponsor will have no further obligation to winner.
9. TAXES. Any valuation of the prize stated above is based on available information provided to the Sponsor, and the value of any prize awarded to a winner may be reported to the IRS as required by law. Winner is solely responsible for reporting and paying any and all applicable federal, state, and local taxes, related to prize acceptance and use not specified herein. Winner must provide the Sponsor with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Any person winning over $600 in prizes from the Sponsor in a calendar year will be issued an IRS Form 1099 reporting the value of those prizes to the IRS.
10. CONDUCT AND DECISIONS. All decisions of the Sponsor will be final and binding on all matters relating to this Sweepstakes. Persons who violate any rule, gain unfair advantage in participating in the Sweepstakes, or obtain winner status using fraudulent means will be disqualified. The Sponsor will interpret these Rules and resolve any disputes, conflicting claims or ambiguities concerning the rules or the Sweepstakes and the Sponsor’s decisions concerning such disputes shall be final. If, for any reason, more bona fide winners are notified than available, the prize will be awarded in a random drawing from among all such persons. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. Any reference in these Official Rules or as part of the Sweepstakes to the Sponsor’s and/or Station’s “discretion” and/or any exercise of discretion by the Sponsor or Station shall mean in Sponsor’s and/or Station’s “sole and unfettered discretion.” The Sponsor further reserves the right to terminate the Sweepstakes if in its sole judgment, the rules or the integrity of the Sweepstakes have been violated or compromised in any way, intentionally or unintentionally by any person whether or not an entrant in the Sweepstakes. In the event the Sweepstakes is terminated, Sponsor will award the prize in a random drawing from all eligible entries received prior to termination. If applicable material changes to the Sweepstakes rules will be broadcast on-air and available on-line at the Station’s website, when practical. The Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of this provision.
11. BINDING ARBITRATION. Any controversy or claim arising out of or relating to the Sweepstakes shall be settled by binding arbitration in a location determined by the arbitrator as set forth herein (provided that such location is reasonably convenient for claimant), or at such other location as may be mutually agreed upon by the parties, in accordance with the procedural rules for commercial disputes set forth in the Comprehensive Arbitration Rules and Procedures of JAMS (“JAMS Rules and Procedures”) then prevailing, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The arbitrator shall be selected pursuant to the JAMS Rules and Procedures. The arbitrator shall apply Texas law consistent with the Federal Arbitration Act and applicable statutes of limitations, and shall honor claims of privilege recognized at law. In the event that the claimant is able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Sponsor will pay as much of the claimant’s filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. If any part of this arbitration provision is deemed to be invalid, unenforceable or illegal (other than that claims will not be arbitrated on a class or representative basis), or otherwise conflicts with the rules and procedures established by JAMS, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, the portion that is deemed invalid, unenforceable or illegal is that claims will not be arbitrated on a class or representative basis, then the entirety of this arbitration provision shall be null and void, and neither claimant nor Sponsor shall be entitled to arbitrate their dispute. Upon filing a demand for arbitration, all parties to such arbitration shall have the right of discovery, which discovery shall be completed within sixty days after the demand for arbitration is made, unless further extended by mutual agreement of the parties. THE ARBITRATION OF DISPUTES PURSUANT TO THIS PARAGRAPH SHALL BE IN THE ENTRANT’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF OTHER PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED. DO NOT ENTER THIS SWEEPSTAKES IF YOU DO NOT AGREE TO HAVE ANY CLAIM OR CONTROVERSY ARBITRATED IN ACCORDANCE WITH THESE OFFICIAL RULES.


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SINN Féin says it is developing policy for a 32-county health service to protect medical services affected by Brexit.
Speaking on the second day of the party's 'think-in' event in Co Cavan, TD Louise O'Reilly said they have been examining how to "deepen and develop" current levels of north-south cooperation.
She said that in the context of Brexit, the issue of how health services will be affected is one that keeps coming back.
"We are developing policy on a 32-county health service, which is available for all the citizens on this island," she said.
"Disease does not recognise borders, our health service shouldn't.
"We have been discussing the level of cooperation that exists currently and how we can deepen and develop that."
Meanwhile, former Ulster Unionist leader Reg Empey has called on the British government to return powers for Northern Ireland's health service to Westminster.
Lord Empey urged the government to bring powers back temporarily to Westminster on "humanitarian grounds" to "offset what could be a potential humanitarian crisis in the winter as the health service is totally unable to cope".
The government had an "over-arching responsibility" to the people of Northern Ireland and could not "keep hiding behind the fact that there is no movement between the parties".
Decisions had to be taken, Lord Empey told peers at question time in the Lords.
Northern Ireland has not had a power-sharing government since the Stormont executive fell apart early last year.
For the government, Viscount Younger of Leckie said no option was "off the table" and the government "is prepared to step in to protect the interests of Northern Ireland to ensure the country is stable economically".
He said the government's single most important priority remained to restore an executive at Stormont.
"The people of Northern Ireland deserve this," he added.
Lord Younger said the return of the parties to Stormont remained a "credible and achievable option" and the issues dividing them were not "insurmountable".
For Labour, former secretary of state Lord Murphy of Torfaen said Northern Ireland had been without a government longer than Belgium and it was time for fresh thinking.
He urged the British prime minister to get involved and called for intensive all-party talks and the possible involvement of an independent chairman.
"If we don't do any of these things inevitably we will drift to direct rule, which will be a total and utter disaster," he warned.
Lord Younger said the prime minister remained fully committed to bringing about the restoration of the executive and kept in close touch with what was going on.

industry_corpus2: Health & Medicine


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This isn’t a full version – there are a bunch of different sections in the original Entertainer, and the original is also quite difficult (constant left hand octaves, lots of syncopation) – this arrangement is shortened and simplified to one page. I’d say it’s appropriate for people at a grade 1-2 level in piano.
National Federation of Music Clubs 2014-2016 Selection. Composed by Scott Joplin (1868-1917). Piano. Ragtime. Songbook. With introductory text (does not include words to the songs). 196 pages. G. Schirmer #LB2020. Published by G. Schirmer (HL.50482729).
So in this video we’re going to talk backstory, music theory, and play through it.
Backstory. The Entertainer is one of the most famous rags of all time, written in 1902 by the now legendary Scott Joplin. It’s only recently been popular since 1973, though – it was used as the theme song in the movie The Sting.
Check out the PianoTV video for our version of The Entetainer easy piano. If you want to hear the full-length, full-difficulty video, check out the one below.
This song – and much of ragtime – makes for a simple study of chords and harmony. In a previous video, we had talked about the prevalence of I, IV, and V chords in music, and this piece is no exception.
The intro is all single-note stuff, so I’m going to investigate the end of the song. I can see that the final chord of the song is C, and a quick glance through shows me that there are lots of C chords, and no A minor chords. That gives us our answer.
So now that we know the song is in the key of C, we can figure out the main chords and then hunt them down.
This entire introduction is the dominant (V) harmony – we’re starting and landing on G with each group of notes, and the chord at the end of the intro is a G7 chord.
After the introduction, we hit the tonic harmony (I), which moves to I7, then IV, and back to I again. These are very quick progressions, and you’ll notice that 7 chords aren’t uncommon.
As a quick refresher, 7 chords are when you add the 7th note to a chord (but lowered a semitone).
And then we lower it a semitone (otherwise it’s a major 7 chord, not a 7).
Quickly glancing through the rest of the harmony, you can find the same chords repeated again, some G7s (V7), and the unusual chord choice of D major. This is a tonicized chord, and the reasons it is used goes into some complex harmony. For our purposes, we just need to know that it’s a chord that works really well with the V chord (G) – It’s the 5th of the 5th (V/V).
I want to talk about this harmony at the very end because I really like it. First of all, you’ll notice the lowest note of the chord is descending one by one.
The reason for the/Bb is to show that the lowest note in the chord should be a Bb, instead of a C like it is in root position.
Then another familiar chord, but rearranged – we have an F chord that would be written F/A.
For a fun new chord, we have an F minor (F Ab C), but written Fm/Ab.
And finally, to cap off our downward progression, we land on an inversion of C chord (C/G), followed by a G7 chord.
This whole downward bass pattern, where the notes of the chords go down one by one, is called a sequence.
It’s amazing what a difference a good sequence can make. I’m going to play those chords now – you’ll notice they move seamlessly together, and it feels exciting. Sequences can add some flair and zest to a piece, while also tying things together very well.
If we were to just play all those chords in root position, it’ll still sound okay, but it doesn’t have the same feel. They’re the same chords, but they don’t have the same “oomph” as when the bass note links everything together.
One thing that people can be tempted to do with ragtime is add swing, like you would with jazz. But if you listen to recordings of The Entertainer or other ragtime hits, you’ll notice the 8th notes are played straight.
So that’s one pitfall to listen for when you’re learning how to play this tune.
One quick note about the dynamics. In this piece, the dynamics are very “call and response”. So you have your first phrase (which we can imagine goes from right after the intro to the dotted half note – generally, pauses and held notes indicate the end of a phrase), and the first phrase is played soft. The second phrase, equal in length, is played loud.
An identical thing happens in the next section. Another way to think of it is “question and answer”. I think these dynamics are important to weave into the piece right from the beginning stages, and I wanted to point them out because dynamics often get the cold shoulder.
I hope you enjoyed this Scott Joplin piano tutorial! Ragtime is generally very difficult, so it’s great for beginner and intermediate players to get into the style with simplified versions before diving into the advanced originals.

industry_corpus2: Subject Education


text:
Kirchner Group was founded 35-years ago on what was back then an unusual commitment to the philosophy of a values-based business, including what we termed ‘earning and returning’. This approach has been documented in previous articles and during a PBS interview which was chosen as ‘Interview of the Year’.
To put it another way, our entire team has devoted our careers to creating real value – not using our talents to create the perception of value or short-term versions of value.
In this blog post I will put forth the preposterous explanation, while part two will describe still more explanations for the dichotomy that is making and taking, as introduced initially in the work of Rana Foroohar.
The perversion here reflects a thought or action that goes against our natural instinct for survival and self-preservation. It is the act of self-sabotage that is equivalent to jumping off a cliff or letting go of the wheel while driving. Poe himself defined it as the defiance of all consequences or doing wrong for wrongs sake. He described the perverse as “a shadow that flits across the brain”.
Carey has pointed out that this topic occurs in several places in the world of literature. The exploration of perverse urges has a rich history from Poe to the Marquis de Sade to Freud’s repressed desires and Darwin’s observation that many actions are performed “in direct opposition to our conscious will.” (Carey) Is this part of human behavior?
In short, what I am suggesting is a literary perspective on a business behavior.
Does Being a Taker Qualify?
What evidence exists to illustrate that the decision to be a “taker” is indeed perverse? If we accept the proposition that empathy is a fundamental human characteristic (Einfühlung) then is not a decision to “exploit or disadvantage others” clearly an imp of the perverse?
How absurd is the construct that I am building here? Well, while I would agree succumbing to the typical example of an imp, temptation to jump off a cliff is truly not in one’s best interest. I would propose that exploiting people, resources etc. is equally self-destructive or at the least wrong minded. While I admit one has repercussions directly to an individual, the other has consequences to the world around. It is, of course, a world for which we are all responsible.
I end this section with what I would describe as an operational definition from Carey: “The visions seem to swirl up from the brain’s sewage system.” Could this explain the smell that is ‘taking’?
In other words, the leap of logic that I am proposing here is that while the imp of the perverse is easily grasped in the context of the direct impact on yourself, similarly, the perversity can be extended to the impact on the world around you.
How about some examples of documented outcomes of “takers” that seem to qualify for Poe’s definition of doing wrong for wrongs sake?
Rather than funding the new ideas and projects that create jobs and raise wages, finance has shifted its attention to securitizing existing assets (like homes, stocks, bonds and such), turning them into tradeable products that can be sliced and diced and sold as many times as possible.
As a sign we have not figured it out: Every recovery of the post-World War II period has been longer and weaker than before.
Finance would rather invest in areas like real estate and construction which are far less productive but offer quicker more reliable short-term gains (as well as collateral that can be sold in a crisis or secure ties in boomed times).
The share of national income captured by the richest 10 percent of Americans rose from 34 percent in 1980 to 47 percent in 2016.
Between 1980 and 2016, the share of America’s income going to the top 1 percent nearly doubled, while that going to the bottom plunged 50 percent.
After declining following the Depression, the top 1 percent’s share of wealth in the U.S. has shot back up roughly to where it was in the 1930s.
Between 1970 and 2016, the gap between the richest and poorest Americans jumped 27 percentage points.
As of 2017, by some measures, CEOs at large companies on average earned more than 300 times what the typical worker made, up from 58 times in 1989 and 20 times in 1965.
In 2015 the combined wealth of the planet’s sixty-two richest individuals was estimated to be about the same as that of the bottom half of the world’s population – 3.5 billion people.
Are We Trying to Make it Right?
Perhaps my premise as a version of The Imp of the Perverse is incorrect and it is simply that some people are just bad – ________________ (you fill in the blank).
Or – Are We Trying to Rationalize It?
Further evidence of the sense that ‘taking’ is wrong is the efforts that have been put forward to rationalize it (kind of like when a kid rationalizes taking a cookie because it ‘looked lonely’).
In what may well be one of the more preposterous propositions I have written about – at least (I hope) this will cause some reflection.

industry_corpus2: Finance & Economics


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I am trying to flash and boot from the SD card in i.MXRT1050 EVK. I followed the steps as per this document "How to Enable Boot from HyperFlash and SD Card " https://www.nxp.com/docs/en/application-note/AN12107.pdf . I was able to do all the steps without any error. I used the hello.world.out file from IAR IDE and converted into sb file and flashed using the Flash Loader [Flashloader_i.MXRT1050_GA] . Everything was successful including the MFGTOOL flashing.
But when I try to boot , the hello world output is not coming in the debug console . I have few queries regarding the SD card flashing.
1. After the flashing using MFGTool, when I checked the SD card , the card is empty. Is the tool flashing the boot_image.sb to the raw partition of the SD card ?
2. We could probed the SD clock during MFGTOOL flashing, but no data line pulses are being generated. But the voltage level is seen upto 3.3V .Whether this shows no data is being written to the SD card. ?
Clock generated during boot time is 25 MHz.
3. Is there any way to make sure that boot_image.sb is written to SD card ?
PS : The hello world program is working fine for Hyperflash. Do I need to make any further code changes ,other than vector table change, for SD card boot?
are you enabling generation of .srec file in IAR and using this file?

industry_corpus2: Computing & Telecommunications


text:
The hotel was given a seven-day notice Thursday to repair the lift station that removes wastewater from the hotel or be shut down, but with the Friday evening damage to the gas line, residents were told to find other lodgings, according to Naresh Khatana, the hotel’s owner.
An employee answered the phone Saturday evening to say that the gas line had been repaired but sewage was still a problem and that work would begin anew today.
Mary Tyndall, city spokeswoman, said Saturday that police and city officials had not returned to the hotel but the seven-day order was in place.
Residents told The Journal Gazette that Khatana had refunded rent money but that it was left up to them to find different lodgings.
Two residents who left Thursday for another Coliseum Boulevard hotel said the problem had been going on for about a week and a half. Water from the faucets was available on a spotty basis, and residents were not able to flush their toilets.

industry_corpus2: Hospitality & Catering


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Is Dropping Free Checking a PR Blunder for Wells Fargo?
When Bank of America and Chase dropped free checking for existing customers, they did it all at once. In this manner, the negative publicity and resulting media stories came and went within a day or two.
So, why would senior management at Wells Fargo bank make the decision to drop free checking for its customers over a period of at least two years?
This means that each time it announces dropping free checking for customers in certain states, it must endure a flurry of negative media stories for a couple of day. On Thursday, March 08, 2012, stories flooded the Internet announcing that Wells was eliminating the free checking accounts for customers living in Georgia, New Jersey, Delaware, Connecticut, New York, and Pennsylvania.
In the most recent articles it was mentioned that Well Fargo eliminated free checking for customers in 24 Western states during 2011. And now, it’s working its way across the country into the Eastern states.
It makes you wonder why the bank didn’t simply eliminate free checking at the same time in every state where it has customers. This would seem to be the best approach from a PR perspective. Get it over with and move on.
In the Wells Fargo approach, it is continuously reminding both customers and non-customers alike that the bank is eliminating its free checking account – replacing it with the “Essentials” checking account. You simply got to love that name – Essentials.
I’ve taken the time to look up the word “essential” in the dictionary. According to Webster’s Ninth New Collegiate Dictionary, the word “essential” means: “of the utmost importance: Basic, indispensable, necessary.” I’m sure most of the bank’s former free checking customers would argue that their new “Essentials” account is much less essential than FREE CHECKING which better qualifies as an essential account.
Free checking was of the utmost importance to them. It was an indispensable, basic checking account free of a minimum balance requirement and free of a monthly service fee.
Now, these same customers will have an “Essential” checking account that burdens them with a $7 monthly service fee unless they maintain a minimum daily balance of $1,500 or arrange a monthly direct deposit of at least $500 or more. Oh, and let’s not forget a $2 fee discount for agreeing to replace paper statements with online statements.
Now here’s the ultimate irony.
For the past few years we’ve heard over and over from the four mega-banks – Chase, Citibank, Wells Fargo, and Bank of America – that they must eliminate free checking as they are losing money providing this account. They need to start charging for checking accounts to replace the lost fee income from recent overdraft legislation, the rollback in debit card interchange, and the anticipated compliance costs of the Dodd-Frank law.
Okay, so Wells Fargo replaces Free Checking with an Essentials account with a $7 monthly fee.
Yet, in one online article posted to the Internet on Thursday, March 08, 2012, it was stated that the bank expects 80% of its customers to waive the monthly fee by keeping a minimum balance and taking other actions.
If 80% of these formerly free checking customers won’t be paying the $5 or $7 monthly fee, then the “we need more fee revenue argument” appears to be false. It’s a red herring.
When I read media stories like those being written about Wells Fargo’s latest move with free checking it makes me wonder if anyone really looks at the big picture before making decisions and speaking to the media?
Here we have a story about an “Essentials” account replacing the ultimate “Essentials” account in order to collect more fee income that won’t actually be collected as 80% of the customers will find a way to avoid the fee.
It makes you wonder how these big banks got so big in the first place.
Bank of the West is owned by the large French bank, PNB Paribas. It is very likely the decision to no longer offer free checking accounts wasn’t made locally, but in France. With the Euro under attack and Greece about to fail, most of the big European Banks are at high risk with all the money they’ve loaned Greece to help keep the country solvent.
We have a California-based bank, Bank of the West, which is really owned by a large French Bank making the decision to drop free checking. Why? How much influence did the French owners have over this decision? At least the four mega-banks are not owned by any foreign banks.
Letters went out to customers on January 3rd and accounts will begin converting from Free Checking to Easy Checking in March. One customer, Gary Dotzler, decided to take a stand and contacted us for help.
I recently learned that Bank of the West (BOTW) was changing its “Free Checking” and will soon be charging $10-a-month for their checking account service, calling it “Easy Checking”.
After a decade banking with them, I was pretty upset at the change but not surprised. It seems that banks are scrambling for new sources of revenue.
But consider recent events for a minute. A different bank, Bank of America announced a new $5 debit card fee on Sept 28th of 2012. There was a public revolt over it. By November 1st, the bank relented and cancelled plans for the new fee.
Chalk one up for the customers.
So, I’m figuring, Bank of the West saw the debacle that was the debit card fee increase and has decided on a different approach. Start charging for checking accounts. A lot of banks already do it. Maybe they’ll be able to slip this one by us.
Have a $250 per month auto deposit.
That’s all fine and dandy but the problem is the people who don’t have the means to do these things, the less fortunate, are the ones who will disproportionally be forced to pay the fees. Even if you can avoid the fees, we should all stand in solidarity with those who cannot avoid them.
Consider this analogy. Would you shop at a gas station that offered a discount of 20-cents a gallon to those who could prove $200K in income. Of course not. It wouldn’t matter if you made over $200K a year or not. It just wouldn’t feel right. That, to me, is how this change in checking feels at BOTW. If you can afford it, you can get a discount. If you can’t, tough luck, pony up.
It also really got under my skin when I learned that BOTW was offering $100 to sign up for Free Checking as late as Sept 2011. That’s not a typo. In Sept. 2011 you got $100 to sign up for Free Checking then in Feb. 2012 they ended Free Checking. I won’t even expound on this fact because I begin to shake and it gets hard to type.
Well, I for one, am not taking it sitting down and I call on you to consider standing up too. Here’s what we can do.
Tell Bank of the West you’re going to change banks unless they drop the new fee. Give them four weeks notice. (March 1st, 2012 is National “Flee The West Day”).
If BOTW doesn’t drop the fee, change banks. My research suggests that checking is still free at more banks and credit unions than not.
Let’s try to chalk another one up to the customer not sitting idly by. Let’s let BOTW know we’re not happy and that we can and will take our business elsewhere. With the concerted effort of customers all throughout the west, maybe we can make a difference the same way the Bank of America customers did.
Personally, I’d love, I mean LOVE to not have to change banks. Keep in mind it only took Bank of America one month to drop its new debit card fee. That’s something to shoot for. With luck, this protest will catch on and we’ll make a difference and maybe we won’t even have to change banks. Maybe other banks will take notice and keep their free checking.
Bank of the West is a financially strong regional financial services company headquartered in San Francisco, California. With community bank roots dating back more than 135 years, Bank of the West is the third-largest commercial bank based in California, and operates a network of more than 700 commercial and retail banking locations throughout 19 Western, Rocky Mountain and Midwestern states as well as representative offices in New York, Tokyo and Taipei. The Bank has 9,400 employees serving the needs of 1.6 million customers.
Bank of the West is a member of the BNP Paribas Group, which is among the six strongest global banks in the world, according to Standard & Poor’s.
Through four major business areas – Commercial Banking, Regional Banking, National Finance and Wealth Management – Bank of the West and its subsidiaries offer clients a broad range of retail, small business and commercial banking products and services to fit their evolving financial needs.
In addition to banking products, the Bank and its subsidiaries provide clients with comprehensive investment services through BancWest Investment Services, and insurance products and services through BW Insurance Agency, Inc.
It’s important to distinguish between online-only banks that offer a free checking account and being able to apply for a free checking account online.
This brief article will cover the internet-only banks offering free checking online.
A case can be made that ING Direct is no longer an online-only bank as it operates a few brick and mortar branches across the country. But for a majority of Americans, ING Direct remains basically an online-only bank.
Perhaps the most unusual online-only bank is the Redneck Bank located at www.redneckbank.com. It’s free checking account is named “flat out free™ checking.” If you’ve never visited this online bank’s website, you are in for a treat. It’s unlike any consumer bank you’ve ever encountered.
USAA Savings Bank named its free checking account Free Checking. Why not? It’s free of a minimum balance requirement and free of a monthly service fee. It’s honestly free checking.
The marketing folks at E*Trade Bank named its free checking account E*Trade Checking Account. It’s not a very original or descriptive name for a free checking account. Yet, this account has no minimum balance requirement and no monthly service fee. So it qualifies as free checking.
ING Direct named its free checking account Electric Orange Checking while the marketing folks at Ally Bank named their free checking account Interest Checking.
While Charles Schwab offers a free checking account, it isn’t called free checking. And, it is extremely difficult to locate it on the website. First, you won’t find it by going to the Schwab Bank website. You have to search the schwab.com investment site. And even on this site, it’s not easy to find. Once you do locate the appropriate landing page, you’ll find copy advising you that free checking at Schwab comes with a Schwab One Brokerage Account. Therefore, Charles Schwab isn’t the best choice if you are seeking a standalone free checking account.
Most online-only banks can offer free checking – even though they may not call their accounts free checking – because they don’t have expensive brick and mortar branch networks. Such branch networks are extremely costly and these costs are generally allocated to the banks’ checking accounts. Today, allocating branch costs to checking accounts seems like an irony given that the banks have been driving checking customers from the branches since the first ATM was installed at Chemical Bank in 1968.
…free of a monthly service charge or fee.
Some banks claim to offer free checking if you agree to direct deposit. If you are able to arrange a direct deposit then for you, the account will be free checking. But, there are millions of Americans who do not qualify for a direct deposit from their employer or from the government (e.g. social security payments or similar payments).
If you are aware of any other online-only bank or credit union that offers free checking, be sure to send us an email with the information so we can add it to our list. You can contact us via the link at the top of the home page or any landing page.
ATTENTION CONSUMERS: Not all free checking accounts have the word “free” in them. Yes, I agree it doesn’t make sense for a bank or credit union to offer a free checking account yet call it something other than free checking.
But, this is exactly what the two hottest online banks have done.
The free checking account at Ally Bank is called Ally Bank Interest Checking. And it’s free. In fact, it’s better than free as you’ll discover below.
The free checking account at ING Direct goes by the name of Electric Orange Checking. And, it, too, is a free checking account.
What this means is that you’ll have to work a bit harder when searching for a new bank that offers you free checking.
If you’re one of the many consumers whose bank has betrayed you by eliminating your free checking account, you are probably fed up to the point where you want to find a new bank. You want to fire your old, mega-bank and take your business elsewhere.
But just remember, today you’ll have to look beyond the account name to determine if it is, in fact, a true free checking account.
First, stay away from the four big mega-banks of Citibank, Chase, Bank of America, and Wells Fargo. They were late comers to the free checking world and are now the first to abandon this account. Contrary to what they might tell you, they put their interests ahead of your interests. Of course, most of you know this by now.
Second, immediately consider becoming a customer of a smaller community bank or credit union in your neighborhood. These guys were the first to offer free checking in the early 1980s and most still offer it today. They tend to put your interests before their interests.
Third, decide whether or not you prefer to bank with an online bank or need a local bank or credit union with brick and mortar branches. If you prefer an online bank, your selection process is extremely easy. If you qualify to bank with USAA, you can add this bank to the Ally Bank and ING Direct choices. A quick Google search of “online only banks” will turn up a few more candidates for your consideration.
Fourth, if you prefer a brick and mortar branch in your neighborhood or near where you work, make a list of local community banks and credit unions in these areas and go online and check their website listings for checking accounts. Most bank and credit union websites present their menu of checking accounts in a comparison chart format. Remember, their free account may not be called free checking.
Fifth, ask your friends, co-workers, and family members if they have free checking and if so, where do they have their account. And don’t forget to ask about the service they receive.
Sixth, if you are a member of the website Angie’s List or a similar site, checkout what others are saying about free checking and the banks and credit unions in your area. Check out Yelp to see what people are saying about a particular bank or credit union in your area.
Seventh, make a free checking inquiry on the website www.bankrate.com. This is a great “go to” site for information on banking products.
While searching for the best bank or credit union free checking account, you may encounter one or more accounts with names like the four shown below. Rest assured, with very minor exceptions, all are free checking accounts.
Totally free checking is a name that continues to be used by a number of community banks and credit unions. This was the original name for free checking when it was first introduced in 1982. Most banks and credit unions have shortened it to free checking.
Free interest checking is often the name used when a bank or credit union enhances its free checking account by paying interest on the balance in the account. Other banks use names like VIP Interest Checking and 50+ Checking on some of their free checking accounts.
Rewards checking accounts are almost always free checking. You earn a higher rate of interest on the balance in the account as the bank or credit union includes the balances in all of your deposit accounts in your rewards account. In addition, to earn interest monthly you must meet the activity criteria for your rewards checking account. Generally this requires using your debit card a certain number of times each month. You can see a list of the highest yielding rewards checking accounts at http://www.depositaccounts.com/checking/reward-checking-accounts.html.
As mentioned above, online banks like Ally Bank and ING Direct offer free checking but don’t use the word “Free” in the account name. There are other banks and credit unions that do the same thing. This means you must verify whether or not the checking account has no monthly service fee or minimum balance requirement. Generally, this is easy to do when viewing the checking account comparison charts presented on most bank and credit union websites.
Based on the federal government’s definition of free checking, these stealth free checking accounts cannot legally use the word “free” in their name.
Because these accounts, like eBanking and MyAccess from Bank of America and Chase Total Checking from Chase Bank have a monthly service charge and may have a minimum balance requirement attached to them.
Yet, you can AVOID having to meet the minimum balance requirement and AVOID the monthly service fee simply by using your account each month as required by the bank.
For example, while Chase Total Checking has a $12 monthly service fee, it is easily avoidable by simply establishing a monthly direct deposit of $500 or more. A less desirable option is to avoid the fee by maintaining a $1,500 minimum daily balance. Consumers seeking free checking should avoid Chase Total Checking unless they are easily able to meet the simple direct deposit requirement.
Still, legally, these stealth checking accounts do not meet the government’s requirement for being called or labeled free checking.
They are only free if you meet the monthly activity requirements.
On the other hand, there is no reason to choose a stealth free checking account offered by one of the four big mega-banks when you can get a truly free checking account with no strings attached at many community banks and credit unions in your neighborhood.
Just remember, the free checking account is alive and well and readily available at most of the community banks and credit unions in your neighborhood. With a little research effort, you should be able to find a free checking account to replace the one you had at your neighborhood mega-bank branch.
The banner ads are all over the Internet.
Compared to a majority of free checking accounts on the market today, the Ally free checking account is superior in that it pays interest on any balance.
Since the word “free” is one of the most powerful words in marketing, it’s surprising that senior management elected not to use it to name the account or describe it on its website.
Of course, he’s a prime target for Ally Bank being a computer-savvy member of the Gen Y group.
Me, I’m sticking with my free checking account from my local credit union.
As for why senior management at Ally Bank elected to avoid using the word “free” to name their exciting checking account, I have an idea as to the reason.
In May, 2009, when Ally Bank launched its new online bank, it was paying some of the highest rates in the banking industry. This quickly became an issue for a large number of competitors in the industry. For some reason, they felt Ally Bank shouldn’t be allowed to pay such high rates given that the bank had originally been the GMAC Bank and that General Motors had been rescued by the government.
Apparently, these competitor banks got their banking lobbyists to complain to the appropriate folks in congress and it wasn’t long before senior management was asked to lower the rates to be more in line with the rates paid by the complaining banks.
After this incident, it’s my belief that perhaps senior management is very sensitive to the rates it pays, what it names its products, and how it markets its products and services to consumers.
Given all the media publicity surrounding the future of free checking and the fact that the four mega-banks have recently eliminated free checking from their product lines, senior management decided it was best to introduce free checking but not call it such or promote it as free.
But, one quick trip to the bank’s website landing page for free checking here, and you’ll quickly discover that the account is a free checking account – in fact, it’s actually better than a standard free checking account.
If you spend any time on the Internet, you’ll discover that the majority of marketing dollars spent by Ally Bank is on website banner ads. They are everywhere.
And Ally Bank isn’t the only online bank offering free checking.
Free checking is also available on the ING Direct website. Like Ally Bank, senior management at ING Direct decided against naming their new account Orange Free Checking.
Instead, their new free checking account goes by the name of Electric Orange Checking.
To me, this is proof that the free checking account isn’t headed for extinction but will be around for many years as it is the best value in checking accounts today.
You can read more about free checking at FreeCheckingInformation.com – an independent resource not owned or maintained by any bank or credit union or third-party vendor serving the financial services industry.


text:
Lindbergh's high industrial clothing brand creates selected products with a story behind them and wants to convey those stories to the customers. Our brand creates clothing and accessories for today’s informed men, making them look good. We create clothing for men who are interested in acquiring a wardrobe based on problem solving, finding something cool that fits into their lives.
Lindbergh provides different styles of clothing, the main reason why the brand is represented by three labels : the Black, the Blue & the White Label.
The Black Label is the preppy and classic formal collection of lindbergh. A label containing all garment groups where the most essential ones are shirts, suits, jackets and knits. This label also contains a broad range of accessories to include socks, shoes & scarfs.
The Blue Label is the rugged and casual collection of lindbergh. The look is signified by the inspiration of americana – sporty and army clothing – combined with a vintage denim identity. designed with the highest industrial quality available with key emphasis on the working man.
The White Label is the fashion formal collection of lindbergh, with a look that reflects simplicity and coolness. The most dominating garment groups are shirts, suits, jackets and knits.

industry_corpus2: Others


text:
When Ivoclar first came out with their Emax abutment block, I was determined to do all implant restorations in house. I didn’t care that it took 2.5 hours, I was determined. Over time I have taken a bit of a staged approach and scanned and maybe milled and tried in on day one and then sintered and assembled the ti base and framework when the patient was gone and brought them back. I figured the ti base cost about $80, the block about $70 and cement and glaze was another $10 or so if you factor labor, so that was still a good deal. I was doing one of my 3D Printing Parties and I met Neal from Imagine Labs. Imagine is a milling center, a lab, and a distributer of DOF scanners and mills as well as the awesome NextDent 5100 and resins. He told me that he could either do a custom abutment or a screw retained crown from a digital file for $134, that includes the ti base, the milling, sintering stain and glaze and cementing to the ti base! Plus you can use a Sirona scan post!!! Well this I had to ty!!. A bit of a tough case, #3 was lost and #2 drifted mesial, a bit of a defect on the buccal so the Legacy 2 implant is a bit lingual.
A 3D printed model can be provided but there is an extra charge. No adjustments at all!!! TBH it just doesn’t make sense to me to do these in house if I am doing them at a two appointment procedure at $160 just for parts and labor!!
Wanna learn more about using milling centers and getting FREE crowns or saving a ton on lab bills? Want to learn the latest and greatest in 3D Printing? Come to a Printing Party!! Next week April 4 and 5 I will be in Sonoma at the Klim institute and July 19 and 20 in Vegas!! Register below!!


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Call Evergreen Cannabis Caregivers or stop by today!
Cannabis is a growing industry. EverGreen Cannabis Caregivers relies on this unique plant resource to create specialized strains that provide relief from many ailments.
Ready to find out if cannabis can help you? Visit us today. You can rely on our medicinal marijuana caregivers in Belgrade, ME to help you find a therapy that fits your needs and budget.
Call 207-458-7961 now to learn about the medicinal marijuana accessories available at our location.
HAVE YOU HEARD ABOUT OUR LOYALTY PROGRAM?
CONTACT TODAY TO LEARN MORE!
Don’t miss out on the opportunity to speak with Tonia about your needs. Contact EverGreen Cannabis Caregivers today to schedule a consultation.
When you purchase cannabis oils and medicinal marijuana accessories from our Belgrade, ME location, you can rest assured that the products will be safe. We carry products from Blue Bird Botanicals and Green Roads. Each item we sell comes with a batch number and test results to guarantee quality.
To find out more about the products we sell, contact EverGreen Cannabis Caregivers today.

industry_corpus2: Biopharmaceuticals


text:
Powermine - The Worlds first decentralised mining contracts. Each Token is a representative of hashing power to enter the Powermine Pool, as the pool grows so will the value of your token too. Receive Ethereum airdrops directly to your wallet twice weekly.
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"I've been a CFD & FX trader since 2013, and a crypto assets' trader since 2015. I believe in Internet & Cryptocurrency to be the solutions that will make this world a better place. My core values go hand in hand with the vision of the Powerhouse Network, and I am happy and excited to be part of this amazing team!
"I've been in the industry living the laptop lifestyle and earning multiple 6 figure incomes for 6+ years, but the biggest enjoyment comes from supporting others to break through to financial freedom and live the lifestyle they want and deserve!"
Powerhouse Network offers the ultimate in security and protection of your business with our passive income streams running through the blockchain. Complete decentralisation's.
Pure transparency, well known and trusted owners. We do regular livestreams across Facebook and YouTube, ensuring all our members are up to date and know who is steering the ship. Also we have a full support team in place, to help if ever you need them.
Powerhouse Network is a fully registered British Limited Company found under registration number 10698064, with a Fully registered Croatian Branch Office. Both can be found on the relevant countries public file.
Our vision in Powerhouse Network is To give people the opportunity to change their lives and reach that goal of financial freedom. We all see the huge and ever growing market of crypto currencies to be the future of money as we know it and as innovators in this market we use that power to provide high quality income streams for our members. We offer everything an individual needs to be successful online, passive income streams that are professionally managed, training packages, traffic packages and of course the tools themselves to fast track your success. The industry has changed many, many lives already and our vision is to keep that going for a very long time to come. We share the vision of our members as we truly want what is best for you. We're a team that has lots of experience in Trading, Marketing and Programming to bring you a highly successful system, that will fast track your success.

industry_corpus2: Petrochemicals


text: The book starts with the statement about Crusoe's marriage in England. He bought a little farm in Bedford and had three children: two sons and one daughter. Our hero suffered distemper and a desire to see "his island." He could talk of nothing else, and one can imagine that no one took his stories seriously, except his wife. She told him, in tears, "I will go with you, but I won't leave you." But in the middle of this felicity, Providence unhinged him at once, with the loss of his wife.

industry_corpus2: Literature & Emotions


text: New Year’s Resolutions…. I don’t think I’ve ever really made any resolutions, but this year I’ve decided too… As for how many of them I will stick too, that all depends on just how willing and motivated I am to change. I’m really willing and determined to change, I just hope that lasts.


text:
Some psychological professionals suggest that we have a plan to organize. And although it seems logical our behavior shows otherwise. For example, you have a basket by the front door to your home to drop your hat and gloves when you return. However, you seem to most often, drop your hat and gloves on the chair instead.
The basket is a great idea, but your behavior suggests that you should perhaps leave the basket on the chair to drop the hat and gloves in, or move the basket to the location of the chair. The location of the basket may look better aesthetically, but not when your hat and gloves always end up a mess on your chair. So move that basket and have yourself a happy day!
Cleaning Secrets of Successful Moms: Never Have to Spring Clean Again!


text:
Finally! it’s taken me until late afternoon to write about yesterday… wow, where has the day gone? It’s been devoured by children I think, and rain, and slow but early starts.
I managed to make it all the way through to the end of the comments on Lifelines yesterday, which felt like a nice achievement, and today I’ve been making chapters. It feels easier than I expected, which suggests I’ve spent far too long over-thinking chapters, and perhaps from now on won’t be too worried about them!
This gentle easing into editing was chosen deliberately. It’s been… well, a year since I finished the second draft of this novel and I’ve managed to avoid it one way or another since then, but I really want this to be the last push. I don’t want to set it aside for another project until it’s ‘ready’ for submission.
Okay, since starting this post I’ve almost finished with the chapters, which means I can start on the more in depth editing stuff tomorrow. I think I’ll pause though and try to get the Great Escape finished as I’d love to get that ticked off the list this week. I’m really feeling like I have some balance going at the moment, and managing to get the household stuff done while Lauren is awake means that as soon as I manage to get her down for a nap I can get stuck into my writing.
here and there little habit do begin to take hold. well done on getting those chapters sorted!!
I’m glad to hear that you’re making progress. I did Starbreaker in a manner similar to your Lifelines project; working on a scene-by-scene basis and worrying about how to divide up the novel later. I’d switch to a new scene every time I wanted to change viewpoint characters, as I wrote from a third-person viewpoint within a given character’s head.


text: "All you need is Love & Chocolate" Luxury Prosecco Truffles 100g. Hand finished luxury truffles, with real Prosecco! Coated in the finest smoothest milk chocolate and finally lightly dusted in icing sugar! A real treat and absolutely delicious! The silver foil embossed message on the front of the box reads "All you need is Love & Chocolate" and makes the perfect gift for all occasions.


text:
3.1 What are some typical applications for active noise control?
The most successful demonstrations of active control have been for controlling noise in enclosed spaces such as ducts, vehicle cabins, exhaust pipes, and headphones. Note, however, that successful demonstrations are many, but successful commercial products are few.
One exception, active noise control headphones, has achieved widespread commercial success. Active headphones use destructive interference to cancel low-frequency noise while still allowing the wearer to hear mid- and high-frequency sounds such as conversation and warning sirens. The system comprises a pair of earmuffs containing speakers and one or more small circuit boards. Some include a built-in battery pack, and many allow exterior signal inputs such as music or voice communications. Used extensively by pilots, active headphones are considered indispensable in helicopters and noisy propeller-driven aircraft. Prices have dropped in recent years. (See Section 3.2 for information about an active control conversion kit available for US$100.) Passenger headsets, which lack the microphone boom found on pilots headsets, are even cheaper. Some sell for less than US$100, and are readily found in catalogs and specialty gift shops such as "Brookstone".
Another application that has seen some commercial success is active mufflers for industrial engine exhaust stacks. Active control mufflers have seen years of service on commercial compressors, generators, and so forth. As unit prices for active automobile mufflers have fallen in recent years, several automobile manufacturers are now considering active mufflers for future production cars. However, if you ask your local new car dealer about the active muffler option on their latest model, you will likely receive a blank stare: no production automobiles feature active mufflers as of this writing.
Large industrial fans have also benefited from active control. Speakers placed around the fan intake or outlet not only reduce low-frequency noise downstream and/or upstream, but they also improve efficiency to such an extent that they pay for themselves within a year or two.
The idea of canceling low-frequency noise inside vehicle cabins has received much attention. Most major aircraft manufacturers are developing such systems, especially for noisy propeller-driven aircraft. Speakers in the wall panels can reduce noise generated as the propeller tips pass by the aircraft fuselage. For instance, a system by Noise Cancellation Technologies (NCT) now comes as standard equipment on the new Saab 2000 and 340B+ aircraft. The key advantage is a dramatic weight savings compared to passive treatments alone.
Automobile manufacturers are considering active control for reducing low-frequency noise inside car interiors. The car stereo speakers superpose cancellation signals over the normal music signal to cancel muffler noise and other sounds. For example, Lotus produces such a system for sale to other automobile manufacturers. Unit cost is a major consideration for automobile use. While such systems are not at all common, at least one vehicle (currently offered only in Japan) includes such a system as a factory option.
The following list of applications for active control of noise and vibration was compiled by Colin Hansen and is used by permission; see IS&VD 1(2). The list includes topics which are currently being investigated by research groups throughout the world.
Control of aircraft interior noise by use of lightweight vibration sources on the fuselage and acoustic sources inside the fuselage.
Reduction of helicopter cabin noise by active vibration isolation of the rotor and gearbox from the cabin.
Reduction of noise radiated by ships and submarines by active vibration isolation of interior mounted machinery (using active elements in parallel with passive elements) and active reduction of vibratory power transmission along the hull, using vibration actuators on the hull.
Reduction of internal combustion engine exhaust noise by use of acoustic control sources at the exhaust outlet or by use of high intensity acoustic sources mounted on the exhaust pipe and radiating into the pipe at some distance from the exhaust outlet.
Reduction of low frequency noise radiated by industrial noise sources such as vacuum pumps, forced air blowers, cooling towers and gas turbine exhausts, by use of acoustic control sources.
Lightweight machinery enclosures with active control for low frequency noise reduction.
Control of tonal noise radiated by turbo-machinery (including aircraft engines).
Reduction of low frequency noise propagating in air conditioning systems by use of acoustic sources radiating into the duct airway.
Reduction of electrical transformer noise either by using a secondary, perforated lightweight skin surrounding the transformer and driven by vibration sources or by attaching vibration sources directly to the transformer tank. Use of acoustic control sources for this purpose is also being investigated, but a large number of sources are required to obtain global control.
Reduction of noise inside automobiles using acoustic sources inside the cabin and lightweight vibration actuators on the body panels.
3.2 Are all 'active headphones' the same?
No. Two types are often called "active," but only one actually uses noise cancellation. For the sake of discussion, let's call the two types "active headphones" and "amplified earmuffs".
Active headphones rely primarily on noise cancellation for low-frequency quieting. In some, the earmuffs themselves provide relatively little passive noise reduction. In others, the earmuffs provide as much passive reduction as possible, using noise cancellation to get even better performance at low frequencies. In any case, the unit includes a microphone inside each earcup to monitor the "error"-the part of the signal that has not been cancelled by the speakers. A pilot's headset also includes a microphone boom to transmit the pilots voice, and an input jack to transmit communication signals into the earcups. The noise cancellation works best on tones or periodic noise like that from an aircraft propeller. Some models, such as the NoiseBuster Extreme! from Noise Cancellation Technologies (www.nct-active.com), retail for less than US$100.
Amplified earmuffs have also been suggested for use by sufferers of tinnitus ("ringing of the ears"), a condition that can be aggravated by loud noises. But amplified earmuffs should not be confused with true active noise control headphones.
Numerous microphone-based products, such as cell phones and computer microphones, use electronic cancellation methods to reduce background noise.
3.3 What are the benefits of active control?
The many practical benefits of active control technology are not all obvious at first glance. The main payoff, of course, is low-frequency quieting that would be too expensive, inconvenient, impractical, or heavy by passive methods alone. For example, the lead-impregnated sheets used to reduce aircraft cabin propeller noise impose a severe weight penalty, but active control might perform as well with a much smaller weight penalty.
Of these, the potential for reduced maintenance and increased material fatigue life have received new emphasis in recent years. In the long-term, however, benefits may extend far beyond those mentioned above. The compact size and modularity of active systems can provide additional flexibility in product design, even to the point of a complete product redesign.
3.4 What was that short story by Arthur C. Clarke?
Arthur C. Clarke's short story entitled "Silence Please" appeared in his 1954 collection "Tales from the White Hart" (reprinted in 1970 by Harcourt, Brace & World Inc., New York). In it, Harry Purvis recounts the tale of the ill-fated "Fenton Silencer," an anti-noise device that goes disastrously awry.
3.5 How can I do a simple, inexpensive active control demo?
From this site you can download a simple Windows-compatible program that conducts a demonstration of sound cancellation (which, in a narrow sense, is a form of active noise control.) All you need is a PC, a sound card, and two speakers. The program plays a "disturbance" sound from one speaker and a "control" sound from the other, and demonstrate that one speaker can cancel sound from the other. No fuss, no mess.
Of course, you can demonstrate cancellation without the software if you have a stereo amplifier, two speakers, and a way to generate a send a pure-tone signal to the amplifier (such as a signal generator). First, play a pure tone through both speakers. Move the speakers close together and far apart; you'll notice no real change in the sound level. Then, cross-wire one of the speakers (i.e., swap the positive and negative wires). Move the speakers close together and you'll hear the sound level fall dramatically. Experiment with different frequencies to find what works best for your particular setup.
Again, these setups only demonstrate that one sound wave can cancel another, and some would argue that this is not truly active noise control.
A simple analog system for feedback active control consists of a microphone sensor, a loudspeaker actuator, and an equalizer to correct for the delay from the speaker to the microphone and for the transfer function of the speaker itself. The microphone is usually placed close to the speaker, since the system transfer function (from power amplifier to output of mic preamp) is increasingly difficult to equalize as the mic moves away from the speaker. (The phase change goes from gradual to rapid as frequency increases). A disturbance input at the sensor (low frequency acoustic noise) can be attenuated by the proper choice of equalization. The zone of silence around the sensor is approximately 1/10th of the wavelength of the noise to be attenuated. The system can be equalized by taking data into a sound card on a PC, determining the transfer function, and equalizing it with a biquad op-amp circuit using, for example, 4 op-amps.
• Ostergaard, P.B., "A simple harmonic oscillator teaching apparatus with active velocity feedback," Journal of the Acoustical Society of America, Vol. 99, No. 2, February 1996.

industry_corpus2: Automobiles


text:
All of my professional decisions are based on the following question: Will the action or direction I take help others to learn, and to apply their learning? This purpose drives me and fuels my passion for everything I do. I align myself with organizations that I feel allow me to fulfill this goal, while at the same time stay nimble enough to be prepared and anticipate the inevitable changes life will require.
I earned my bachelor’s degree in International Studies/Asian Studies from the University of South Florida. My first master’s degree, a Master of Education in Multilingual/Multicultural Education, is from Florida State University. I also hold an M.S. and Ph.D., both in Organization and Management, from Capella University and the SHRM-SCP and SPHRi certifications.
Please see my Google Scholar page for a listing of my publications.


text: 7x9 Area Rug Stylish Rugs New Excellent Cievi Home Intended For 7 X 9 Regarding 11 | Tissustartares.com overstock area rugs 7x9. 7x9 area rugs gray. 7x9 area rugs.


text:
Town Full of Babies, Parody Song Lyrics of Gene Pitney, "Town Without Pity"
Song Parodies -> "Town Full of Babies"
This is the inspiration for this parody: "A Town Full of Babies"
That could mean Hollywood, but I think you missed the baby boom in '08. Look up Another One's on the Way.
Oh well, it takes all kinds!
The address of this page is: http://www.amiright.com/parody/60s/genepitney29.shtml For help, see the examples of how to link to this page.

industry_corpus2: Film & Entertainment


text:
Our fully air-conditioned trains have spacious seats to keep you comfortable and relaxed.
We make travelling with luggage easy. Our extra-spacious carriages have plenty of room for you and your cases, so your belongings are never out of sight. There’s no charge for your bags, no matter how many you bring.
Get comfortable and plug in: you’ll find electric sockets next to your seat, so you can charge your phone or laptop on the journey. And with free Wi-Fi throughout the train, you can stay connected the whole way.

industry_corpus2: Transportation


text:
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In this study, we show that the transmembrane glycoprotein Trop-2 is up-regulated in human prostate cancer (PCa) with extracapsular extension (stages pT3/pT4) as compared to organ-confined (stage pT2) PCa. Consistent with this evidence, Trop-2 expression is found to be increased in metastatic prostate tumors of Transgenic Adenocarcinoma of Mouse Prostate mice and to strongly correlate with α5β1 integrin levels. Using PCa cells, we show that Trop-2 specifically associates with the α5 integrin subunit, as binding to α3 is not observed, and that Trop-2 displaces focal adhesion kinase from focal contacts. In support of the role of Trop-2 as a promoter of PCa metastatic phenotype, we observe high expression of this molecule in exosomes purified from Trop-2-positive PCa cells. These vesicles are then found to promote migration of Trop-2-negative PCa cells on fibronectin, an α5β1 integrin/focal adhesion kinase substrate, thus suggesting that the biological function of Trop-2 may be propagated to recipient cells. In summary, our findings show that Trop-2 promotes an α5β1 integrin-dependent pro-metastatic signaling pathway in PCa cells and that the altered expression of Trop-2 may be utilized for early identification of capsule-invading PCa.


text: Caring Transitions of Menifee keeps your family’s best interests at heart by acting as your on-site advocate, coordinating the liquidation of your loved one’s estate. We carefully manage the items in the home, treating them like our own, to ensure they’re sold or liquidated in a timely manner. As your family’s trusted partner, we manage the process efficiently and maximize returns. We give families peace of mind by minimizing the stress of estate sale planning.

industry_corpus2: Law & Justice


text:
Agassiz Elementary a leader in "thinking green"
USAgain's Earth Day event at Agassiz Elementary in Chicago was featured on the homepage of the Chicago Public Schools website. See the original story.
Today, students from Agassiz Elementary will host a daylong Recycle-A-Thon for the entire Lakeview community – a part of the school’s Earth Day celebration and one of several environmentally-friendly initiatives that Agasiz has launched in order to become “greener”.
This event, which will include a clothing drop-off, the shredding of sensitive documents, and the collection of used technology, is just the latest in Agassiz’ efforts to reduce its carbon footprint.
Agassiz students participate in school-wide composting, as well as FoodShare, a CPS program that collects leftover lunch food from school dining centers for redistribution to community organizations. The school also conducts a community litter collection, wherein students walk the neighborhood collecting trash, then return it to school to be sorted for recyclables.
The environmentally-sound programs are being led by a group of Agassiz students known as The Green Team, and include a contest in which 138 schools from the Chicago area are currently competing to see who can compile the greatest number of clothing and shoes to be recycled. This competition is being sponsored by USAgain, a Chicago-based textile recycling company that helps divert millions of pounds of recyclables from landfills each year.
"It's wonderful to see our students so enthusiastic about giving back to their community," said Ian Overway, the Agassiz teacher who coordinates The Green Team. "They're inspired with the range of possibilities that recycling offers, from clothing and shoes to food or even used electronics, and we hope they continue to be leaders for their generation."