text:
How to deal with the Court of Appeals' decision in Aurora v. Taylor.
One of my favorite areas of the law is foreclosure defense, and I love helping attorneys create arguments that might save their clients' homes (see some of my work here).
Although it's difficult, I also love the challenge of trying to persuade the courts in New York that the laws relating to promissory notes and mortgages are specific and precise–and that lenders must follow them before they can take away a person's home. After all, as one justice in New York County likes to say, ours is nation of laws.
And, as I like to say, the rule of law is only as strong as the will to enforce it.
As foreclosure defense lawyers all over New York (and beyond) know, plaintiffs seeking to foreclose–who are more often than not merely mortgage servicers–love to go into court and say their capacity and standing is proven by a statement that someone on their payroll (or sometimes, just their attorney) reviewed the company records which show it is in possession of the note (thus creating a cause of action in foreclosure).
Sometimes the note has been properly indorsed and sometimes not; the effect of an indorsement (or the lack of it) on the determination of whether a note has been negotiated according to the procedure required by Article 3 of the Uniform Commercial Code (UCC) is another hotly contested legal issue (and one that I will deal with in a later post).
The question I want to highlight right now is whether a blanket statement on an affidavit that is clearly a form processed document (with blanks to be filled in by whoever is submitting it to the court) is enough to prove possession of the note?
Foreclosure defense attorneys say no for a variety of reasons, not least of which is the fact that it is now known that many notes were not properly transferred–or they were straight up lost–during the most chaotic parts of the subprime mortgage crisis. That is the (well-founded) point many are trying to persuade the courts to accept.
So I was disappointed to read the Court of Appeals' decision in Aurora v. Taylor, 2015 NY Slip Op 04872, which was rendered on June 11, 2015.
The case involved a promissory note that was part of a mortgage-backed security trust. Apparently, the evidence was sufficient to show the chain of ownership from the original lender to the trustee, Deutsche Bank. Sometime after Deutsche Bank became the owner of the note, Aurora became the servicer of the mortgage pursuant to a master servicing assignment and assumption agreement (the MSAAA). Deutsche Bank also granted a power of attorney to Aurora, which authorized it to execute documents relating to modification and foreclosure.
Aurora filed its foreclosure action a short time later. After submitting an answer, the Taylors filed a motion for summary judgment arguing that Aurora did not have standing.
The Taylors presented a few different arguments, but their essential point was that Aurora could not prove standing based upon an affidavit that merely states the date of delivery to Aurora (precisely the argument I summarized above). Aurora, of course, argued that its affidavit was sufficient, and that the Taylors had not presented any evidence to contradict its factual averments.
The trial court agreed with Aurora–and so did the Second Department (who said that no further detail was necessary to establish standing because Aurora provided the "exact delivery date" of the note to its possession).
The case was certified to the Court of Appeals to determine whether Aurora's affidavit was indeed adequate to prove its possession of the note.
The Court of Appeals was careful to say that physical delivery of a note to a plaintiff from its owner is sufficient to create standing to foreclose in certain circumstances. But, ultimately, it decided that the combination of facts–that Aurora's affidavit stated a specific delivery date, that it was abundantly clear that Deutsche Bank was the owner of the note, and that it was shown that Aurora had authority to pursue the foreclosure pursuant to the MSAAA–was enough to vest Aurora with standing in this case.
It doesn't appear the Taylors made any arguments relating to proper negotiation pursuant to UCC Article 3 (so that issue is still hotly ripe). But they did make the argument that Aurora should have produced the original, wet-ink, note for examination–a sensible argument given what many of us know about lenders' and servicer's history of fudging documents and making false statements in affidavits.
Curiously, the Court of Appeals disposed of this particular argument by pointing out the Taylors had never requested production of the original note, while also noting that "the better practice would have been for Aurora to state how it came into possession of the note in its affidavit in order to clarify the situation completely..."
Well okay, Court of Appeals. Duly noted.
So, let's adjust our arguments in light of this decision. Here is my proposal, a new best practice for all foreclosure defense cases going forward: as soon as a case is commenced and an answer filed, serve a demand to produce the original, wet-ink, note for examination (at the local offices of the servicer or their attorney, of course).
The demand could be a one-page document, so it will not require a huge amount of time or resources. But it could change the course of your client's case, and your ability to convince the courts that a servicer should not have standing to foreclose without actually proving it has physical possession of the note (even if that were enough to prove a proper UCC Article 3 negotiation).
What do you think about my proposal–might it help your clients? I would love to hear your thoughts, so please, leave a comment below.
If you are a foreclosure defense attorney and want to know if I can help you save your client's home with some of my first class legal research and writing, click the button to schedule a time to talk.
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DISCLAIMER: the information contained in this blog post is intended to be used by attorneys and the legal professionals that assist them. It is not intended as any form of legal advice, and you should not consider it as such. If you are a foreclosure defendant, you should not rely on anything in this post, but rather, should contact a foreclosure defense attorney to assist you.


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This morning I was disappointed to witness Stamford Bridge Parish Council Councillor Colin Clarke misleading Stamford Bridge residents with regards the proposed new prison for Full Sutton.
Cllr Clarke informed residents “I know about planning as I am a Stamford Bridge Parish Council Councillor”.
Despite this claim Cllr Clarke appeared unwilling to accept that successful objections to any planning application will only be as per legislation. The current application for a new prison is an Outline application and as such only access and scale will be considered. Everything else will be considered at reserved matters (next stage). Sadly Cllr Clarke continued to hand out misleading information to residents which failed to mention these fundamental facts.
Many concerns raised by residents need to be addressed to the Ministry of Justice. As such I highly recommend that Full Sutton and Skirpenbeck Parish Council invite a representative of the Ministry of Justice to attend a Q & A public meeting in Full Sutton.
I also recommend that they invite the six ERYC Ward Councillors, who represent Pocklington Provincial and Wolds Weighton, to this meeting to also make themselves available for a public Q & A.
I can confirm that if the other five Ward Councillors and the Ministry of Justice agree to attend I will also.

industry_corpus2: Law & Justice


text: It was 1986, the first year Dr. King's birthday was observed as a national holiday. Twelve-year-old Omega-Simone Trahan met, for the first time, the incomparable Coretta Scott King. Coretta's words touched and inspired Omega's little heart. But it would be her amazing biography that would forever change Omega's life. Behind every good and successful man is a strong woman. No better example would be more fitting than Coretta Scott King, who was the solid rock behind the good man, Martin Luther King Jr.

industry_corpus2: Others


text:
Churches-In.com assists you in your search for churches in Smithmill, Pennsylvania. A searchable directory of Christian churches in Smithmill, Pennsylvania with links to Church Profiles and maps. You may also see a list of all Churches in Smithmill, Pennsylvania.	Join the other 109816	churches in our directory.
Are you searching for churches in Smithmill, Pennsylvania? Churches-in.com brings the following church directory to you for free. If you belong to one of the Smithmill, Pennsylvania churches on our list and notice any errors, please let us know. If your church in Smithmill is missing from our directory, please add it.
Find a church in Smithmill including Baptist churches, Methodist churches, Roman Catholic, Pentecostal, non-denominational and all types of Christian churches. Click "View a Map" to see where the church location, and many listings have a link to the Church Profile on Church Finder. We pray you find the right church for you!
Be the first to add your church to the Smithmill, Pennsylvania directory of Churches.


text:
Looking for a new home is not only a matter of luck it is also a matter of skill. The agency team in Nashville is more than ready to make sure that you end up with the house of your dreams. The Nashville property auctions are a great place to start your search. They have offers of homes that are auctioned for the public at a competitive rate. The thrill of being at an auction for homes is the flexibility of bidding for properties based on your budget or better, winning bids for properties at a lower rate than that in the market.
To see what homes are up for auction, feel free to visit the site and see what they have in store for you. Homes are a complex investment. They come with strategic value such as its location to public facilities like the airport, supermarket, downtown and schools. Homes are also valuable in terms of material, like the type of flooring they are embedded with, the amount of land and the availability of swimming pools. The list goes on, but one thing for sure, every element that you looking for in a house they will be able to locate for you.
If you happen to be interested in the home offers for auction, you will not be sorry for viewing their splendid collection. The historic farmhouse located in the heart of Tennessee with luscious green land surrounding it is one offer you won’t want to miss out on. If the scenery is not enough, note that the land comes with a pond and pasture soil as well. With a magnificent classic touch for interior in every room plus a terrific view to wake up to or come home to every day, the Morrison Street farm house of Tennessee is the ultimate choice.

industry_corpus2: Real Estate & Construction


text:
Jehoshaphat was one of the God-fearing kings of Judah. The Bible says Jehoshaphat sought the LORD, and even describes him as “courageous in the ways of the LORD.” (2 Chronicles 17:1-6) The Bible says Jehoshaphat sent trained theologians to teach the “Book of the Law” throughout Judah (2 Chronicles 17:7-9). The Bible describes Jehoshaphat’s noble attempts to establish justice and equity in Judah (2 Chronicles 20:4-11). The Bible describes Jehoshaphat as a man of deep faith and heartfelt prayer (2 Chronicles 20:4-11). Like I said, Jehoshaphat was one of the God-fearing kings of Judah.
However, this God-fearing king had one significant weakness. Jehoshaphat regularly allowed ungodly people to influence his life and his decisions. 2 Chronicles 18 describes Jehoshaphat’s strange relationship with king Ahab, a king who was certainly not “courageous in the ways of the LORD.” One wonders why Jehoshaphat was spending with Ahab in the first place? Was he trying to be a good influence in Ahab’s life? Was he trying to be a light in a dark nation? We can only speculate about Jehoshaphat’s motivations. What we know is that Jehoshaphat took advice from the wicked, idol-worshiping king of Israel.
Jehoshaphat and Ahab went into battle together (2 Chronicles 18:1-34). Ahab went in disguise but convinced Jehoshaphat to dress as king, essentially putting a giant target on his back. God tried to warn Jehoshaphat through the prophet Micaiah, but apparently Jehoshaphat was more interested in impressing Ahab than heeding Micaiah’s warning. To his great shame, Jehoshaphat did not say a word when Ahab threw Micaiah in prison (2 Chronicles 18:4-27). Despite Jehoshaphat’s folly, God took care of the situation, and Ahab was the one killed in battle by a “random” arrow (2 Chronicles 18:33-34). Even though Jehoshaphat survived the battle, a prophet of the LORD made it clear that God was not amused with Jehoshaphat’s relationship with Ahab (2 Chronicles 19:1-3).
You would expect this experience to teach Jehoshaphat a lesson. He nearly died in battle. He saw Ahab killed in battle. He even saw Micaiah’s warning come to pass. All of this should have stopped Jehoshaphat from taking advice from wicked kings. But it didn’t. In 2 Chronicles 20:35 we read, “Jehoshaphat king of Judah joined with Ahaziah king of Israel, who acted wickedly.” Ahaziah had a plan to get rich through trade over the seas, and Jehoshaphat wanted a piece of the action. Again, God was not amused, and the Bible calmly reports that the ships were wrecked and not able to sail (2 Chronicles 20:37).
Never underestimate the power of ungodly influences. For the most part, Jehoshaphat was a God-fearing king. He made many God honoring decisions that pleased the LORD. Nevertheless, he clearly had a habit of allowing ungodly influences into his life. These influences led him to make decisions that did not please the LORD. In an attempt to be culturally relevant, many Christians invite ungodly influences into their lives. When pressed, they retort, “But Jesus hung out with the worst sinners!” Yes he did. But you’re not Jesus. Do not underestimate the power of ungodly influences.
Your children are listening and watching. The Bible says Jehoshaphat made his eldest son Jehoram the next king (2 Chronicles 21:1-3). Jehoram grew up watching his dad serve the LORD. In many ways Jehoram saw a man who was courageous in the ways of the LORD. In other ways Jehoram saw a man who allowed ungodly kings to make his decisions. Unfortunately, Jehoram chose to follow in the footsteps of the ungodly kings of Israel. The Bible says he slaughtered his brothers and, “walked in the way of the kings of Israel, as the house of Ahab had done, for the daughter of Ahab was his wife. And he did what was evil in the sight of the LORD.” (2 Chronicles 21:4-7). Why didn’t Jehoram grow up to serve the LORD? Part of the problem was the inconsistent example set by his father.
The big take away? Be courageous in the ways of the LORD, and be careful who you allow to have influence over your life.
Originally published July 24, 2015 on landoncoleman.com.


text:
Riley Surface World announces agreement with new USA trading partner.
Riley plays major role in bringing redundant costume jewellery manufacturing site back to life.
Riley assists Irish sheet metal company with its expansion into paint and powder coating.
Riley recycles former GKN robots for the benefit of Midlands skip manufacturer.
Riley Surface World at Advanced Engineering, NEC, Birmingham, UK. November 7  8, 2012.
FINANCE available on all new and used machinery!
02/11/2015 - Fokker anodising plant, sale closing next week.
01/06/2015 - SUR/FIN USA opens in 5 days!
22/09/2013 - Surface World opens today!
18/09/2013 - Surface World opens next Tuesday!
12/08/2013 - 138 machines on special offer from today!
18/02/2013 - Latest used machinery magazine now online!
03/12/2012 - Special Offers ending tomorrow!
20/11/2012 - Site clearances ending in 2 days!
05/11/2012 - Advanced Engineering exhibition opens tomorrow!
12/10/2012 - Latest News from Riley Surface World.
28/09/2012 - Latest News from Riley Surface World.
14/09/2012 - Direct Site Clearances now online!
19/08/2012 - See our latest stock in one click!
31/07/2012 - See our latest stock in one click!
02/07/2012 - Direct from site clearances now online!
25/06/2012 - Direct from site clearances now online!
20/02/2012 - Riley's Machine World magazine now online.
04/10/2011 - Rectifier stocks to be liquidated in Online Auction!
11/04/2011 - Special Offers end this Friday!
16/02/2011 - Surface Finishing stock clearance ending soon!
15/11/2010 - Over 50 machines added in last 30 days!
02/11/2010 - Special Offers ending on Friday!
29/07/2010 - We pay cash for unwanted surface finishing machinery!
28/07/2010 - Sell us your unwanted surface finishing machinery!
22/03/2010 - Final 3 days of aerospace disposal!
16/03/2010 - Factory Clearance Now On!
12/03/2010 - Final Cobham viewing days next week!
02/03/2010 - Aerospace Disposal Viewing Next Week!
02/03/2010 - Dont Miss Viewing The Aerospace Finishing Plant!
16/11/2009 - Riley Surface World at Metalex Thailand this week!
16/10/2009 - Special Offers with Big Discounts now online!
22/09/2009 - You can now view prices at Riley Surface World!
24/06/2009 - Complete used remanufacturing plant for only £9000!
25/02/2009 - Used multi-stage spraywash systems from only £10,000!
20/02/2009 - 40% discount on USED spray and jet cleaning systems!

industry_corpus2: Manufacturing


text:
The Women’s Getaway recognizes the important role women play in nation building. The first edition of this event was held on March 8 - 9, 2019 at Mestil Hotel, with a purpose to deliver a combination of personal, emotional and social wellbeing to women from all walks of life in the form of professional development, confidence building, motivational speeches, mentorship and networking opportunities.
The launch dinner on 8th March was graced by her Royal Highness the Queen of Buganda; Sylvia Nagginda and the Keynote speech was made by Caroline Mutoko who is a powerful inspirational speaker and the CMA Radio Africa group Nairobi, Kenya.
On 9th March, we had a day full of interesting sessions on Health, Personal image, Women & Money, Wellness, Home decor, Public speaking, Wine and Tea tasting delivered by some of the best in the field.
We look forward to the next edition of The Women's Getaway.

industry_corpus2: Subject Education


text:
Could you have Severe Asthma?
See your doctor for an asthma review and ask about a referral to a respiratory specialist to investigate ways of improving your asthma.
Call the 1800 ASTHMA Helpline (1800 278 462).
You can also visit the Severe Asthma Toolkit website for more information on management and medications.

industry_corpus2: Health & Medicine


text:
Upload resumes/ CV to Knack from CleverReach using resume/ CV parser.
Upload resumes to Knack from CleverReach using resume parser. This is an automated process and needs one-time setting using Zapier. Once setting is done, the system works seamlessly and you will see all your resumes will be uploaded to Knack from CleverReach using resume parser. All fields will be filled with relevant values.
Once all steps done you just need to get file. Assign them to given lable which you selected at Step 2 while configuring CleverReach. And with in few minutes that attachment data will be inserted into your Knack.
CleverReach, Knack, Zapier, and others are among the trademarks of respective companies. Other names and brands may be claimed as the property of others. Candidatezip doesn't own and represent any of these brands/trademarks.
Upload resumes to Knack from CleverReach using resume parser. This is an automated process and needs one-time setting using Workato. Once setting is done, the system works seamlessly and you will see all your resumes will be uploaded to Knack from CleverReach using resume parser. All fields will be filled with relevant values.
CleverReach, Knack, Workato, and others are among the trademarks of respective companies. Other names and brands may be claimed as the property of others. Candidatezip doesn't own and represent any of these brands/trademarks.

industry_corpus2: Computing & Telecommunications


text:
A sixteen-valve pocket rocket, imported from California.
There was a time when engines with fuel injection, double overhead cams, and four valves per cylinder could be found only in breathlessly expensive cars built in tiny volumes by manufacturers most car people worshiped as gods. When GM tried to mass-produce such technology, the experiment ended in dismal failure. The General went off to lick its wounds and forced American car owners to do penance by selling them tired old four-bangers (Iron Dukes) that should have been retired when spats went out of vogue.
It doesn't do our national pride much good to know that it took Toyota to mass-produce a truly sophisticated engine and to get it right the first time. What we're talking about, of course, is the 4A-GE four-valve, twin-cam four-cylinder. This 1.6-1iter high-revver made its first U.S. appearance in late 1984 in the rear-drive Corolla GT-S, then reappeared a few months later in the mid-engined MR2. Now the same powerplant has found a home in the engine bay of the front-drive Corolla FX16, a car that defines the term "pocket rocket."The amazing thing about all this is that Toyota is pretty casual about the introduction of these various models. Most carmakers would shuffle around and give you a million reasons why it would be impossible to transplant a four-valve head onto any particular engine or to put a four-valve engine into another chassis. They'd bring up market studies, cost considerations, engineering problems, and the big-time equivalents of "My dog ate my homework." Even VW found the four-valve route paved with technological boulders and delayed the introduction of its four-valve engine more than two years. Toyota, on the other hand, seems to be run by a bunch of gonzo back-yard tinkerers who happen to have all the money and engineering resources in the world to pull off any kind of car that strikes their fancy. You can imagine these guys bench-racing over Sapporo beers and asking one another, "Hey, wouldn't it be neat to . . . ?" And then they go ahead and do it.
The FX16 treatment seems to be the product of such a session. It doesn't exactly make for the kind of car that will stop your heart or have a great impact on the evolution of the automobile. It just happens to be a neat thing to do to a hatchback—the kind of thing a good aftermarket guy would do if he had CAD/CAM equipment and an assembly plant at his disposal.
Fortunately for us, Toyota does have CAD/CAM and an assembly plant. The factory in this instance is the new NUMMI facility in Fremont, California, the same place where GM and Toyota jointly assemble the Chevrolet Nova. Although Novas and FX16s will be rolling out of the same building, Toyota emphatically states that the FX16 will be strictly a Toyota model; it will not be sold in Chevy dealerships. It will go on sale this September and will be offered in but one body style: a three-door hatchback that is halfway between a feisty fastback and an everyday econobox in shape. Two trim levels will be available: base and GT-S. The NUMMI plant is programmed to produce a total of 13,000 FX 16s by the end of this year; in 1987, the total FX 16 production should be around 37,000. Obviously, this isn't a high-volume car for Toyota, but it is an excellent end run around the voluntary quota system, which limits the number of cars Toyota can import from Japan.
The heart and soul of the FX16 is its motor. The 1.6-liter, twin-cam, sixteen-valve, fuel-injected four-cylinder produces 108 horsepower at 6600 rpm. Interestingly, when this same engine is assigned to duty in the MR2 and the rear-drive GT-S, it produces 112 hp. Toyota attributes the modest power loss to a redesign of the four's intake and exhaust manifolds, which had to be modified to fit in this Corolla's engine compartment. Except for plumbing, however, the 4A-GE engine is unchanged. The redline remains at the blender-level 7500 rpm.
The gearbox is so slick, as we've come to expect from Toyota, that it feels as if it were machined from solid billets of Teflon. We wonder what kind of shift-mechanism secrets Toyota possesses that the rest of the car world can't seem to copy. The five-speed is further blessed with close-ratio gears, exploiting the engine's high-revving capabilities.
An automatic transmission is available as an option, but no FX16 so equipped was available during our brief test sessions with the new Toyotas. The automatic is an electronically controlled four-speed, with a lockup torque converter that engages in second, third, and fourth gears. It's also equipped with a button that changes the shift points on demand. In the meditation mode, the transmission upshifts at lower rpm, improving fuel economy; in the banzai mode, shifts occur at higher rpm, improving both your quarter-mile ET and your spirits.
The suspension has been substantially improved over any previous Corolla's. For starters, Toyota has abandoned the common nationalistic practice of specifying home-grown tires. Instead, the FX16 gets premium rubber in the form of Goodyear Eagle GTs: 175/70HR-13s for the base model and 185/60HR-14s for the GT-S. The shorter supply route from Akron to Fremont probably had some influence on decision. Even so, Eagles are far from cheap, even at the OEM price, and their use is indicative of Toyota’s serious intentions for the car.
The front suspension consists of strut units, stamped-steel control arms, and a 23mm anti-roll bar. The rear has struts, dual transverse links, trailing links for longitudinal location, and a 16mm anti-roll bar. A transverse brace is bolted across the top of the front strut towers to minimize chassis flex during heavy side loadings. A second brace is bolted longitudinally between the front-suspension cradle and the floorpan to limit cradle movement in the fore-and-aft direction. A third structural brace is bolted between the pivot points of the rear suspension's twin transverse links. Four-wheel disc brakes (vented at the front) and a power-assisted rack-and-pinion steering system complete the underbody hardware.
None of this is what you'd call supersophisticated. We're not talking Weissach axle, four-wheel steering, or ABS. Quite the contrary. The approach is simple, low-dollar, and straightforward, but eminently effective. Although the suspension is firm, for example, Toyota seems to have done a great job of canceling out all the noise, vibration, and harshness sometimes associated with "sport" suspensions.
Toyota designed the interior with the same straightforward approach, spending its money where it would do the most good. You won't find digital ashtrays or tufted radio knobs. What you will find is an excellent A-spoked steering wheel with an appropriately thick rim and, in the GT-S, a hand-stitched leather cover. An adjustable steering column is standard with either trim level. The standard driver's seat in the GT-S is adjustable for height as well as for rake, and the optional sport seat also features adjustable lumbar support and upper-back bolsters. Instrumentation includes a tach, a 140-mph speedo, and engine-temperature and fuel gauges. Idiot lights perform early-warning functions for low fuel, battery condition, and brake failure. You'll find a storage bin in each door, two smallish bins in the center console, and a fairly deep glove box. There is plenty of headroom for both front and rear occupants, but rear passengers with long legs will probably complain of inadequate kneeroom. Split, folding rear seats are standard equipment. While lacking the machined, technoid look of the GTI, the FX 16's main competitor, this interior is very livable and on a par with that of any other car in its class.
On the superslab as well, the FX 16 doesn't give up much to any of its nickel-rocket competition. It offers excellent directional stability, a good on-center feel, a comfortable ride, and decent bump absorption.
Like its 4A-GE–equipped stablemates, though, the FX 16 doesn't have much low-and midrange torque. The engine revs freely and easily, but nothing very spectacular starts happening until about 4700 rpm. A fast launch from a stop requires a merciless foot on the gas and a quick step off the clutch pedal.
On the narrow two-lane courage-verification roads of Southern California's Angeles Forest, the FX16 is either exhilarating or frustrating, depending on whether the road goes uphill or downhill. The car leans eagerly into a corner and provides a gradual increase of steering effort with increasing cornering loads. The Eagle GT tires stick impressively (they generate 0.77 g on the skidpad). In really tight corners, the dominant characteristic is pronounced understeer. You can cancel some of the front scrub by gently lifting off of the throttle or by trail-braking into turns, but we found it was much too easy to induce sharp oversteer by braking hard and long into a corner. In fact, the transition from under-steer to oversteer caused by overenthusiastic use of the brakes caught us by surprise the first few times. With a little stick time to learn the FX16's characteristics, though, it soon became easy to apply just the right amount of braking to get the car properly rotated for any given corner.
On steep uphill stretches, the FX16 cries out for more torque. In tight uphill corners, we found ourselves dropping down at least one gear lower than we normally would, and even that was more a holding action than a means of increasing momentum. Because of this lack of reserve power, the FX16 demands to be driven smoothly. If your line is a little ragged and you scrub off a lot of speed, it's hard to get it back for a quick exit.
In fast sweepers the car's behavior is excellent, telegraphing every twitch of its tail and giving the driver plenty of early warning to make all the right body moves and facial gestures of truly fast motoring.
Whatever the FX16 may lack in sheer horsepower, it compensates for handsomely in handling, in ride quality, and in overall fun-to-drive personality. In comparison with its competition, it has most of the bases covered. It's slightly quicker than the GTI to 60 mph, and the two are neck and neck at the end of the quarter-mile. It's slower by only 0.6 second to 60 mph than the Mitsubishi Mirage Turbo. Although the FX16's price hasn't been officially announced, we expect the base car to cost around $9000—roughly $600 cheaper than the GTI and about $800 more expensive than the Mirage Turbo. The upmarket GT-S should start at about $10,000.
There are a couple problems with the FX16. We'd love to see the engine produce more low-rpm torque, and the brake balance and modulation could be improved to shorten the stopping distance. But overall, the FX16 is a worthy achievement. If you're in the market for a moderately priced sporty hatchback, this car deserves your serious consideration.

industry_corpus2: Automobiles


text:
FREEDOM: Parenting. – Hope is Hard.
It’s 9:33 AM and not only is my daughter parked on the couch in front of a full-length movie with a ginormous bowl of popcorn, but she is also wearing 18-month-old jammies she started wearing on Sunday.
Folks, it’s Tuesday and she’s 3.
Sure, I’ve fed her breakfast and sure, I’ve braided her plastic pony’s mane and sure, I’ve talked her off the ledge when she burst into tears because she spoiled my birthday surprise (“Mommy! We bought you new shoes for your birthday!) but shouldn’t I be at a park exploring the great outdoors? Shouldn’t I be conducting a toddler science experiment, or reviewing letter sounds, or doing laundry, or making a grocery list, or something else that looks a little more engaged and productive than a bowl of popcorn, Pixar, and no real pants?!
And as I sit and attempt to battle these guilt-ridden thoughts that bombard the ship of my mama mind, I am reminded (again) by the lack of freedom that comes when we, parents, impose these crazy standards and unrealistic expectations on ourselves.
Since when does popcorn with no real pants in front of a movie make me the “world’s worst mom”?!
Since when does popcorn and no pants get lumped in a category where abuse and consistent neglect should be found?
That’s crappy crap. And I think we ALL (yes, I’m assuming that one, or twelve, or all of ya) need to stop whispering that lie out loud and inside your parent-head because it’s just not true, or fair, or kind.
And we do it ALL the time about ALL kinds of things.
I serve them mac-n-cheese with a side of MSG laden fruit snacks… world’s worst mom!
I skip out on swim lessons for the second summer in a row… world’s worst mom!
I let them stay up until 10:45 PM… world’s worst mom!
I forget choose not to take the time to brush their teeth… world’s worst mom!
I buy them Luna Bars at the beginning of a grocery trip to keep them quiet… world’s worst mom!
I pour soda/pop (or whatever the heck your part of the country calls it) straight into their sippies… world’s worst mom!
I turn off the monitor and let them scream it out… world’s worst mom!
I am the only mom who forgot to send my kid with a long-sleeve undershirt to wear under his soccer jersey… world’s worst mom!
I feed them a meal without remembering to bow our heads… world’s worst mom!
I didn’t use the discipline as a moment to preach the Gospel… world’s worst mom!
I lose my temper, yell, and emulate all the things that do NOT grow on the Spiritual Fruit tree… world’s worst mom!
I lie and give them some shady excuse because I’m completely OVER shepherding their hearts… world’s worst mom!
I care more about outward obedience than inward change on a Tuesday morning before school… world’s worst mom!
On and on it goes. Feel free to insert your “worst-parent-ism” if you haven’t already; those are just a few of the many that have threatened to beat down my mama heart.
Parent comrades, I think this name-calling and parent-labeling is all kinds of UN-helpful and distorted; I really do. But more importantly, I believe it’s ANTI-GOSPEL.
I believe it produces an environment of comparison among parents. I believe it feeds us this distorted and sinful belief that “We can… and we should… always have it together.” I believe it creates a space for us to find our identity in our “goodness,” our “abilities,” and in our “togetherness.” And bottom line, I believe it shackles us to the very slavery He rescued us from and the costly freedom He bought.
Friends, He came to set us free from our sin and our shame. He died to fulfill the Law and overcome our efforts. He laid it ALL down, so that we could have a NEW NAME. He became what we couldn’t and still can’t.
And because He sacrificed and shed His sinless blood, we no longer have to attain any kind of status, label, or title in any area of our parenting lives. We don’t have to be the “best parent,” and we don’t have to fear being “the worst.” We no longer have to strive to be “good enough,” “on enough,” or “spiritual enough.” We no longer have to do “all the perfect things” the magazines parade, our friends post, and our distorted thoughts scream. We no longer have to shackle ourselves to a set of earthly expectations that seek to steal the joy and squelch the peace that He came to bring.
And because of all THAT, our identity as believers (an identity that trumps the “Dada” and “Mama” card) isn’t based on us being “good enough”, because we aren’t. It isn’t about “the good we do”, because we don’t. And it isn’t about our “togetherness”, because we can’t.
Our “good enough” is based on HIS goodness and HIS grace.
Our “good we do” is based on HIS sacrifice and HIS sanctifying work.
Our “togetherness” is based on HIS promise and HIS person.
I will never and can never be the “perfect parent” (not by the world’s standards, not by my personal standards, and certainly not by His standards), and I don’t have to be. I can fumble the “parent ball,” and there is grace. I can fall short in my “mama game,” and there is mercy. I can downright fail at being the kind of parent I hope and want to be, and there is still FREEDOM.


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A new research brief summarizes findings from START’s Profiles of Radicalization in the United States (PIRUS) database, which now includes information on 1,867 Islamist, far-left, far-right, and single-issue extremists who have radicalized to violent and non-violent extremism in the United States from 1948 through 2016. Read more and download the data.
Using START’s newly developed Chemical and Biological Non-State Adversaries Database (CABNSAD), a new study recently examined the influence of personal, ideological and situational factors on the likelihood of a perpetrator choosing to pursue the use of chemical or biological weapons. Read more.
In light of National Preparedness Month, START recently published this infographic highlighting findings from a study of tornado warnings, which was designed to help improve risk communication practices in severe weather events. Read more.
START’s Terrorism and Extremist Violence in the United States (TEVUS) database and portal were updated to include terrorism data for 2016. The TEVUS portal compiles behavioral, geographic and temporal information about violent extremist crime in the United States from four databases. Read more and access the portal.
START interns recently spent an afternoon with the FBI in Quantico, Virginia at a demonstration by the FBI Terrorist Explosive Device Analytical Center. Read more.
Global Terrorism Minor Program Apply by September 29.
Gary LaFree and Brent Smith are quoted in this article from the New York Times about recent violence in Charlottesville. Read more.
Alejandro Beutel and Peter Weinberger are quoted in this article from the Huffington Post about recent violence in Charlottesville. Peter Simi is also featured in the accompanying video. Read more.
Erin Miller is quoted in this article from NBC News about vehicles as a weapon used by terrorists. Read more.
New Scientist: What makes normal people become extremists?
Martha Crenshaw is quoted, and Vera Mironova featured, in this article from New Scientist about radicalization. Read more.
The GTD is mentioned in this article form Bloomberg News about the recent terrorist attack in Barcelona. Read more.
Bryan Arva co-authored this blog post from the Washington Post comparing news coverage of the recent Barcelona and Charlottesville terror attacks. Read more.


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DC Nitelife had the pleasure of reviewing the Prime Street Grille in White Plains, MD!
Talk about a WELL-KEPT SECRET and the FOOD was MAGNIFICENT!!
The Prime Street Grille is an award winning and locally owned restaurant specializing in fresh seafood and steaks! They have a diverse menu that includes something for everyone!
The ambiance is so inviting and according to one of their regular patrons, you will spend several hours there before you know it!!!
It’s also a great place to book all your parties, weddings, events, luncheons and meetings in one of their private rooms! They can accommodate from 20 to 100 or more.
Stop by soon and have a great time. TELL THEM DC NITELIFE SENT YOU!!

industry_corpus2: Hospitality & Catering


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Macy's is partnering with b8ta to expand its pop-up concept, Market @ Macy's.
B8ta allows shoppers to try out technology before they buy it.
Macy's launched Market earlier this year in 10 stores.
As part of the expanded relationship, Macy's is taking a stake in b8ta.
Macy's on Tuesday announced it is partnering with b8ta to expand Market @ Macy's, a pop-up shop within its stores. As part of that partnership, Macy's has taken a minority stake in b8ta, which helps brands build out physical stores.
B8ta, founded in 2015 by Nest alums Vibhu Norby, William Mintun and Phillip Raub, helps shoppers try tech gadgets before buying them, even if those products aren't yet in stores. With its new Macy's partnership, it will sell items, such as a digital art canvas, that Macy's typically would not offer.
B8ta will also provide the back-end support for Macy's constantly rotating pop-up store.
For Macy's, the announcement is the latest in a series of moves to transform the shopping experience with technology and investments. The retailer has some of the best real estate compared with its department store peers, but has had to rethink the use of that space, as the draw of merchandise is no longer enough to bring shoppers to stores.
Macy's just last month announced its acquisition of New York-based Story, a shop that rotates merchandise based on a theme every few months.
"We are deeply committed to creating an in-store experience that is new, compelling and exciting," said Marc Mastronardi, Macy's EVP of business development. "The model that Story has built in their location [in New York] is entirely about experiential retail ... [and] the same concept is behind Market @ Macy's and b8ta."
Market originally launched in February as a pop-up concept in just 10 of Macy's stores. As part of the program, the retailer opened its ground floor to brands that don't yet have their own locations. After positive initial feedback, Macy's now plans to expand Market more broadly, Mastronardi told CNBC, though he did not provide details around scale or a timeline.
"We learned that the idea of newness for the consumer [in] physical retail is really attractive to our customer and to our brand partners," he added.
It's "too early" to answer whether shoppers in Market are translating into more spending elsewhere in the store, said Mastronardi, but the pop-up concept is creating an "overall halo" for the store's shopping experience.
Meantime, taking an equity stake in b8ta allows Macy's to further deepen its relationship with the company.
For b8ta, which has nine standalone stores across the U.S., the Macy's deal provides it a path to quickly expand its footprint. It also works with Lowe's to run stores within its stores for smart-home products.
Prior to Macy's investment, b8ta had raised $19.5 million in funding. The two did not disclose the size of the stake.


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Being respected by the therapist, involved in treatment choices and negotiating variations supports the development of much more mature, stronger elements of the self.
Anxiety disorders are different than this because they are persistent, seemingly uncontrollable, and overwhelming. Interestingly, research has also shown that when singing, drumming or dancing, this level of engagement increases your discomfort threshold, in comparison to just listening.
What is Behavioral Psychology? Behavioral psychology, also known as behaviorism, research the link between sensory skills, thought processes, perceptions, feelings, and behaviors, of course.
So, when stress dominates our lives, someplace along the way we have lost our capability to trust in God.
So, just like the essential problems that brought you into treatment, your analyst will encourage you to share your thoughts and feelings concerning your partnership with him or her.
A doctoral degree to practice psychology requires at least 4-6 years of complete-time study following finishing an undergraduate degree.
The clearer it gets, the much more effortlessly you can see what’s happening around you, and your function in it, and sometimes that is enough to give us the viewpoint to get un-stressed.
CBT is different from many other kinds of psychotherapies because the sessions are highly structured and objective oriented. The luxury, Native American wisdom and beautiful views on offer sufficed to entice Tiger Woods and Ringo Starr.
When the pressure becomes excessive, he or she can succumb to stress, anxiety and unhappiness. Once I pointed it out, we could speak about it.
Essential things to keep in mind about psychological treatments are that it can be hard work to change feelings, thoughts and behaviour - you have to be ready to commit yourself to attend sessions frequently and adhere to via on recommendations.
They might really feel guilt or shame about some thing that is not their fault. According to a survey from the American Psychological Association, much more than 1 third of American workers experience chronic work stress—and this is costing American companies billions of dollars a year in lost work hours and healthcare bills.
Both healthcare college and graduate college are rigorous and need a substantial investment of time, resources, and power. Great job management not usually indicates hard working. Great time management indicates high quality work rather than quantity.
The best way to resolve an problem? Compromise topped the list. But so did looking at pictures on Houzz. There will be an enhanced emotional and intellectual understanding, in addition to seeing matters from the viewpoint of different periods of life.
While many psychologists pull long hours, once you have established your own practice your schedule becomes very versatile. The indicators and symptoms of depression can manifest themselves differently in every individual, but tiredness, sleep disruption, changes in eating habits, listlessness, and feelings of hopelessness are all fairly typical.
Did you know that an unhappy marriage can improve your probabilities of getting sick by about 35% and can even shorten your lifespan by about 4 years?
Two of the most essential elements of restoring balance in Ayurveda is tuning in to the all-natural rhythms of your body and also bringing your lifestyle into sync with nature and its cyclical patterns.
Longer-term therapists may ask you to start the sessions and to place all of your thoughts and feelings into words (even if they appear irrelevant, silly, or embarrassing).
Take these dangers seriously. Honestly assess your emotional, psychological and spiritual well becoming on a normal basis. We’ll recommend a couple of suggestions for you to adhere to.
Research research clearly show that when our most intimate bond is threatened, we slide into an intense primal worry. Take time for yourself and handle your anxiety and stress successfully.
Paring down, cleaning home, and living a “less is more” lifestyle is massively helpful in learning how to overcome stress. Try creating a written work schedule, breaking your tasks down into manageable chunks and preparing accordingly.
Those working straight with clients need to discover efficient and ethical methods of treating individuals in distress.
It can also place much more distance between you and your spouse, and maybe even permanently harm your partnership, if you force him/her into therapy.
What we can all aim towards nevertheless is experiencing much less stress. Clinical psychologists might have specialized training in performing psychometric assessment. How It Addresses Anxiety: CBT addresses the feelings and thoughts that trigger counterproductive reactions and examines the partnership between those thoughts and behaviors.
It`s throughout www.drannafekete.com that you can then discover the fundamentals of your partnership, listen to every other and know how they`re feeling.
A want to know the criminal thoughts - or just a wholesome adore of psychology and psychopaths - will come in handy. Students will discover theories of criminal behavior from a selection of perspectives and comprehend how these approaches are utilized in the criminal justice system.
Clutter in the home can create stress for everybody who lives there. A messy home equals a stressy home!
Nervous habits (e.g. nail biting, pacing). These indicators and symptoms of stress can also be brought on by other psychological and healthcare issues.


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As part of the RSA’s commitment to bringing road safety into all communities, it has set up a Nationwide Road Safety Education Service. A team of road safety educators are available to travel to your pre-school, school, college, community, place of work, sporting organisation etc and deliver established and effective programmes to everyone which tackle all elements of road safety including walking, cycling, travel by public transport, being a passenger, urban rural transport issues and the practicing of safe road behaviour in general.
‘Play it Safe’ was developed by the RSA in association with the FAI, IRFU, GAA and Cycling Ireland. It presents information on organising sporting events with road safety in mind by encouraging the use of high visibility clothing, safe driving practices etc. Through the provision of these guidelines the RSA will assist all relevant personnel in sporting organisations with information on how to be road safety aware when organising sporting activities or travelling to and from sporting events.
‘Seatbelt Sheriff’ is aimed at children in 1st class. The children become Seatbelt Sheriffs by taking a pledge to always wear their safety belt and to make sure that everyone else in the car is buckled up. They are given a sheriff’s badge and a certificate, which gives them the power to instruct passengers and drivers to ‘Buckle Up’ in any vehicle they are travelling in. This message of always wearing your safety belt can be encouraged through trainers and coaches in a sporting context.
‘Hi-Glo Silver’ was introduced to help Seatbelt Sheriff’ with his duties. He is the Seatbelt Sheriff’s horse and his message is one of visibility. He encourages children to remind their parents that they should wear their high-visibility jackets or belts when they are out walking. Hi-Glo Silver will be sent to children in 2nd who have received the Seatbelt Sheriff’s message the previous year. He brings the message of high visibility through a number of fun educational messages including a free high visibility armband for each child. This message of always wearing high visibility clothing when out walking can be reinforced by parents, coaches and trainers in a sporting context throughout the year.
This is an activity based interactive resource for the Junior Certificate Programme as part of CSPE. Streetwise is designed in a lesson plan format so that a teacher can pick up the resource and immediately start the programme. It is an easy to follow resource and students are involved in each lesson. This message can be reinforce by sporting organisations regarding young people travelling to and from sporting events.
‘Wrecked.ie’ is both an online and offline computer based programme which target at the high risk 17-24 year old age group as they are three times more likely to be killed in a collision on Irish roads compared to the rest of the population. It features a series of vodcast which illustrated with high tech animation the key points in each speaker’s testimony. ‘Wrecked.ie is accompanied by a ‘discussion guide’ that includes additional exercises for each topic. This provides an opportunity for participants to look at themselves and their behaviour in relation to road safety. The vodcasts focus in the themes such as driver distraction, drug driving, road user impairment, living with the effects of spinal or brain injury, buying and using company car, driving without insurance, overcrowding in a car, modified cars, driving when using a mobile phone and driver fatigue. The Road Safety Authority run free ‘train the trainer’ sessions on how to deliver this programme.
If you would like to take part in this training programme, please email education@rsa.ie Training lasts two hours.
f pedestrians, cyclists, motorcyclists and drivers. Core topics covered include: Speed and speeding, Road user impairment, Unsafe behaviour towards and by vulnerable road users, safety belts, child restraints and safety on buses and the emergency services.
Each topic is presented as a thirty minute ‘session plan’ which can be delivered to the community groups. Sessions are highly interactive and activity based. A purpose built DVD has been designed to accompany the programme.
If you would like to take part in this training programme, please email education@rsa.ie. The training (5 hours) usually takes places over two evenings to facilitate volunteers but other arrangements can be made for individual cases.
Mobility Matters is an awareness programme on road safety for older people which is made up of a resource pack and an accompanying DVD. The programme deals with the following topics of information buying a car, driving safety: knowing what is happening around you, bus safety, pedestrian safety, cycle safety, safety belts and child restraints, medicines, driver fatigue etc.
This programme is developed over a 2 hour workshop. Sessions are highly interactive and activity based.
The RSA can run a free ‘train the trainer’ session for trainers involved in older groups in the community.
If you would like to take part in this training programme, email education@rsa.ie.


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Shawn Convey's doc profiles a Bosnian biker club whose mission is surprisingly civic-minded.
Those seeking examples of positive masculinity in the world would not, chances are, look to a biker club made up of Bosnian war veterans. Or to a town like Livno, whose economic distress makes it the sort of environment we expect to bring out the worst in groups of people, if not in individuals. But this is the picture painted by Among Wolves, a gracefully photographed first film by Shawn Convey, whose subjects have found unlikely ways to heal in the shadow of wartime. The unshowy but welcome documentary, after a well-received festival run, will take a short victory lap theatrically before its impending video release.
Branco “Lija” Lijovic, who sometimes looks like a Balkan Shea Whigham, was a leader in the paramilitary groups that defended Livno during the war of the early 1990s. Now he is president of the Wolves Moto Club, which looks from afar like any gang of exhaust-belching toughs you might meet at Altamont. But beneath their black leather and club patches, the group (as shown here, anyway) is well-behaved: Early on in the doc, we sit in on a meeting in which Lija scolds some members, by name, for riding through town in too uproarious fashion.
What can he do — they're youngsters. More than once, Lija reflects on the differences between his generation and younger ones, which "are not even similar to us." In general, young people are fleeing the area, which has no factories and is seeing regular school closures. As we see during a something-for-everybody bike rally/festival, townfolk appreciate the excitement the Moto Club brings to the area.
But excitement isn't what Lija and many of his cohort are after. The president claims that without the group's charitable focus, he'd see no reason to participate. We watch them stage a blood drive and help distribute donated medical gear; at a small school, they do heavy electrical work for nuns who praise their feel for communal values.
More than anything, we watch them with horses. The Wolves have taken responsibility for a wild herd that roams what used to be the war's front lines — mine fields and areas that these men remember well. For some time after the war, Lija says, he preferred being in these hills to being in town: Here, nobody expected him to talk about anything.
The doc mostly addresses trauma and healing from afar, referring to combat experience without dwelling on it, never saying much about what difficulties men then faced in peacetime. Lija does note that the charitable work his comrades do is not any kind of atonement; he doesn't feel guilty for protecting his village. But being responsible for fixing things and helping the poor is clearly doing something for his soul. As we spend long scenes watching the horses play and graze with him, some of that psychic soothing may rub off on the viewer, as well.

industry_corpus2: Film & Entertainment


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It was a light reading week for me this week. I picked up and put down several books before I settled into anything. I also blame the World Equestrian Games. I’ve been spending my normal reading time obsessively watching reining and dressage online.
The Last Olympian by Rick Riordan- This is the fifth and final Percy Jackson book. It covers the final battle for Mt Olympus which is currently residing on the 600th floor of the Empire State Building. The end of the book sets up his new series of Camp Half-Blood books which are going to cover a new set of demigods. He did a nice job of expanding the characters available for his use in future stories in a way that fit perfectly into the current story. I also love that the last Olympian refers to Hestia, Goddess of the Hearth, who stays on war-torn Olympus to literally keep the home fires burning. She’s always been my personal favorite Goddess.
I got a copy of this book because a coworker’s nephew decided that he outgrew the series at 13. He gave them to her even though she is 21 then I begged for the last book since I was on a long library waiting list. Guess this means that I haven’t grown up yet!
I started The Passage after Percy Jackson. I’m about halfway through but it is a long one so that’s it for completed books this week.
I am going to read The Passage but after the hype dies down. Interestingly, Percy Jackson does seem to be an American phenomenon, as although you can buy them here in Australia, the receive almost no critical acclaim or serious promotion from booksellers.
A shame, because I’m sure there’s plenty of kids & adults who’d enjoy them.
.-= Amanda´s last blog ..It’s Monday- What Are You Reading =-.
You are not alone. I read one other blogger’s post this morning talking about coming back from a reading slump. And I’ve been there as well. The important thing is we’re still reading. This is my first time visiting your blog; and it seems like a great place to visit.
.-= Donna´s last blog ..Its Monday! What are you reading 5 =-.
I’ve been very curious about the Percy Jackson books — glad to know they’re fun to read! The Passage has long been on my TBR — I’ve heard the ending is a bit maddening, so I look forward to your review!
.-= Audra´s last blog ..Short Fiction Friday- October 1 =-.
Thanks for having already stopped by my blog. I’m also very glad to know I’m not the only losing time because of WEG!! I didn’t watch too much of the reining, but I watched almost all of the dressage and loved every second of it. And then the eventing. Being a Brit those were the two disaplines I was most interested in, but I’m going to try and watch more of the rest this week anyway 😉 Happy watching!!

industry_corpus2: Literature & Emotions


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Whether it is a single garage, double garage, a multi car garage, or even a workshop for residential, domestic or commercial use we can help you come up with a design that is right for you.
This makes it very easy for you to choose what best suits your needs.
11, 15, 22, 30 and 45 degree. With the Mansard style offering unique storage and living solutions. This range allows you to fit in with the design of your current home or simply make better use of available head room.
Do you want a large garage but only one door? With a Fair Dinkum shed, you can customize where you want your doors, and how many you need.
Ideal for projects and securing your dream cars.
Add a pool table and a bar and you’ve got the ultimate blokes haven.
Available insulation will also make it more comfortable when you need to live in the dog house.
Adding a roller door to both ends allows you to build a garage and still maintain access to the rear of your yard.
Different colour flashing to wall and roof sheeting allows you to blend your garages design with that of your home, increasing the value of your home and making it more attractive to future owners.
Extremely space efficient design, which can be customised further to your specific needs.
Increasing the length of the garage allows greater room that hobby or special project.
Side or front roller doors allow the garage to be customised to suit your block of land and required layout.
Increased roof area equals more water in your tank.
Extremely efficient cost effective design for simple household storage.
Ideal for the protection of that special car, boat or bike.
Removable centre mullion makes two front doors into one large door.
Polycarbonate Skylights are available for providing natural light.
Flexible design allowing the movement of personal access doors and windows to suit your specific requirements.
A two car garage is fine, until you get that boat. Add on as many doors as you like.
Roller door size not big enough? Make it taller. With a Fair Dinkum shed you can make the height of your shed and/or roller doors as high as you like.
Combine your car garage with a storage area. Make your shed as large as you like, more room equals more toys.
Ideal for self storage centres and other commercial applications.


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The balcony offers breathtaking views to the south and west.
Not everyone has $28,000 a month to drop on rent, but for those that do, enticing apartment options abound.
This Greenwich Village condo, 165 Charles St., #13, with a private balcony perched above the Hudson River, makes for a tantalizing look, whatever your bank balance. The listing has been on Zillow for 62 days, and the asking rent recently went down, so there may be room to negotiate.
The apartment is advertised as a three bedroom, three bath, but the floor plan shows it to be more like two bedrooms and two and a half bath, with a partially partitioned off nook (above) that the floor plans indicate could be used as a study.
That aside, the floor plan is plenty spacious. Other main attractions include the 11-foot ceilings, and the floor-to-ceiling views over the West Side Highway, and south to the new World Trade Center.
The sprawling apartment has an open kitchen and living room at its most picturesque, west-facing end, lined on one side by a 35-foot balcony (pictured at top).
The kitchen itself has Sub-Zero appliances and a striking white island.
The master bedroom has its own long hall lined with closets, two of them walk-in, and the entrance to an en-suite bathroom.
The second bathroom is substantially smaller, but it too has a spacious closet, and an en-suite bathroom with a tub and high-end fixtures.
There are wood floors throughout, and the building, built in 2004, has 24-hour doorman and concierge service, a gym, a lap pool, a movie screening room, and a residents' lounge.
Ask an Expert: Is it normal to treat luxury condo renters like third-class citizens?
Would more buildings fix our affordable housing problems?
Would you rent this Greenpoint one bedroom for $2,285 to be near Champion Coffee?


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TRENTON – Attorney General Gurbir S. Grewal announced that an Ocean County construction contractor pleaded guilty today to purposely not paying prevailing wages on a government contract valued over $75,000. As part of his criminal activity, the contractor falsified payroll records for the public contract to cover up the fact that he paid most of his employees only a fraction of the wages required under the Prevailing Wage Act, while not paying others at all. It is believed that many of the defendant’s employees were undocumented immigrants and he took advantage of their status.
Albert Chwedczuk, 45, of Toms River, N.J., pleaded guilty to an accusation charging him with second-degree false contract payment claims before Superior Court Judge Morris G. Smith in Camden County. Under the plea agreement, the state will recommend that Chwedczuk be sentenced to three years in state prison. He must pay a total of up to $200,407 in restitution to his workers. Sentencing for Chwedczuk is scheduled for Sept. 6.
Deputy Attorney General Christopher J. Keating prosecuted the case and took the plea for the Division of Criminal Justice Specialized Crimes Bureau. The case was referred to the Division of Criminal Justice by the New Jersey Department of Labor and Workforce Development (NJLWD), Division of Wage and Hour Compliance, which initially investigated the violations of the Prevailing Wage Act.
The state investigation revealed that Chwedczuk knowingly failed to pay his employees up to $200,407 in wages on a prevailing wage public contract in 2015 and 2016. As of 2014, Chwedczuk was legally barred from obtaining or performing work on public contracts due to his prior violations of the Prevailing Wage Act with respect to his businesses Ren Construction LLC and Real Construction LLC. Nevertheless, he used a new business entity he created, Bella Group LLC, to obtain a public subcontract worth $400,000 to provide masonry work for the Cooper Camden Student Housing project on South Broadway in Camden. Once Chwedczuk obtained the public subcontract using Bella Group LLC, he paid most of his employees only a fraction of the prevailing wages they were entitled to be paid, while not paying others at all. To cover up his violations of the Prevailing Wage Act, he submitted certified payrolls containing false information to the general contractor on a weekly basis. In addition to producing false records, Chwedczuk instructed several employees to provide false information to an NJLWD investigator regarding the wages they were receiving.
Detective Christine Sullivan and Deputy Attorneys General Christopher J. Keating and Jeffrey J. Barile conducted the investigation for the Division of Criminal Justice Specialized Crimes Bureau, under the supervision of Acting Deputy Chief of Detectives Rich King, Deputy Chief of Detectives Weldon Powell, Bureau Chief Andrew Johns, and Acting Deputy Bureau Chief Valerie Butler.
Senior Field Representative Raul Virella conducted the investigation for the Department of Labor and Workforce Development, Division of Wage and Hour Compliance, under the supervision of Section Chief Kevin Triplett of the Public Contracts Section of the Division of Wage and Hour Compliance.
Robert M. Perry, Esq., and Ehsan F. Chowdhry, Esq., Neptune, N.J.


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In episode 72, Carolyn Siegel interviews Elena Morgan and Rachel Frenkil about the content-based approach that they have taken in their upper-level Spanish IV course. In this course that they developed, they weave advanced language study together with the history of Latin America, political theory, and Jewish identity to create a learning experience that is educationally rich and also personally meaningful for their students.
Carolyn Siegel is a volunteer contributor to We Teach Languages. You can reach out to her on Twitter @carolynrsiegel or by email.
Elena Morgan has been teaching for 40 years and wants her students to develop linguistic tools to speak about politics, history, and ideologies. You can reach out to Elena by email.
Rachel Frenkil has been teaching for six years, and her main goal is that students learn about parts of history that are not addressed in other classes and then use that knowledge to deepen their understanding of the world. You can contact Rachel on Twitter @srtafrenkil or by email.
In November, Gann Academy and the Hadassah-Brandeis Institute’s Latin American Jewish & Gender Studies (LAJGS) will partner with JCC Greater Boston to bring A Latin American Pen, A Global Memory: Imagining Anne Frank Today, Thursday, November 1, 7:30 p.m., LSJCC, 333 Nahanton Street, Newton. The event will feature a dramatic reading of Chilean author Marjorie Agosin’s Anne: Imaging the Diary of Anne Frank, accompanied by a multimedia art presentation and a panel discussion about the relevance of Anne Frank in Latin America today. The panel includes Dalia Wassner, Marjorie Agosín, Francisca Yanez, Nisha Sajnani, and Sandra Mayo. Click here to purchase tickets: students/free; general public/$18.
Thanks a lot for this podcast. I´m Argentinian and it was a lovely surprise to hear an Argentinian colleague is doing such a great job .
So glad you were able to listen, Fabiana!


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Hold LIC Housing Finance Ltd. at a price target of Rs 572.0 .
Emkay Global Financial Services has a hold call on LIC Housing Finance Ltd. with a target price of Rs 572. The current market price of LIC Housing Finance Ltd. is Rs 493.8 Time period given by the brokerage is a year when LIC Housing Finance Ltd. price can reach the defined target.
LIC Housing Finance Ltd., incorporated in 1989, is a largecap company with a market cap of Rs 25117.08 crore.
Heightened competition in the Individual Home Loan segment could put pressure on LICHF’s growth/margins. Considering this, pure Housing Finance companies like LICHF have faced pressure in the form of higher pre-payments and margin compressions. Although being primarily wholesale funded, LICHF has gained the maximum advantage from the recent fall in yields, we continue to remain conservative due to the company’s slowing growth and increasing non-core housing book. We maintain our HOLD with a TP of Rs572, corresponding to ~1.8x P/Adj. FY20E book.

industry_corpus2: Finance & Economics


text: The Kinks and Destroyer fill the top chart song spot this week. No Reply At All by Genesis is at number two on the chart. Tryin' To Live My Life Without You by Bob Seger & The Silver Bullet Band comes in at number three.


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Comment from discussion Pixels will have no headphone jack!.
There are tons more on that page (6149 comments in 9 hours!) so you should really check it out yourself.
My answer to the first category is easy: this happens all the time, Apple kills something other manufacturers say is essential and then in a year or two everyone else just magically agrees and follows suit. I was told “this time it’s different” last year, but here we are less than 12 months later and it’s happening in a big way. Not everyone has removed the headphone jack yet, but it’s happening and I’d be surprised to see many mainstream phones with them in 2 years.
The second point is fair, and I don’t doubt that many people do use their headphone jacks daily. I personally used mine regularly as well before I got the iPhone 7 Plus, but today it’s literally not even something I think about anymore. I used my headphone jack mostly for…well headphones, and that use case was not interrupted at all by switching. The iPhone had a pair of Lightning headphones in the box, which is what I used sometimes, and they had an adapter as well.
But wired headphones are a pain in their own right so I started using Bluetooth headphones all the time. I personally think the AirPods are the best headphones I’ve ever owned, and Phiaton, who I had never heard of until recently, has a nice set of over-the-ear headphones I really love. I don’t think they’re great, but I have also used these $15 headphones and they’re okay for spoken word content. Oh yeah, and AirPod work great with Android too, so don’t think you can’t enjoy them with your Pixel 2!
I even bought an extra headphone adapter in case I needed to use it somewhere. That extra adapter is sitting on my desk unused since last September. I use one with my car to plug into its AUX plug, but that’s it.
And on the third point yeah, it looks bad for Google that they poked fun at Apple for doing something last year, but this is just how things go. It’s easy to make fun of someone for going first. It’s as true in life, and it’s true in business. Apple is not always right, and using #courage as a way to describe yourself is a little gross, but they are the sort of company who does this thing over and over and takes the hits for doing it. In 2016 having a headphone jack was seen as a competitive advantage over the iPhone, but in 2017 Google may not be seeing it that way anymore.


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Travel with Kevin and Ruth!: Another mouse problem!
A couple of weeks ago, the "Check Engine" light had come on, and I hadn't really thought much about it because it's such a common thing. Usually related to an emissions problem like a bad oxygen sensor, but can be as simple as a faulty or loose gas cap.
But now, I understood why it had come on.
As I looked under the car, I noticed that the wiring to the oxygen sensor wasn't right. I had only taken a quick glance, and most of it was hidden under a splash shield, but it looked like there was a broken wire. So I took the little blue car up to the shop yesterday for a closer look.
Yikes! That doesn't look right!
And I knew right away what caused it.
You could easily see their little teeth marks on the wiring. I thought maybe I could repair the wiring, but when I took it off, one of the wires was broken right where it went into the sensor itself and it didn't leave any room to repair it.
This is what it's supposed to look like!
And so I decided the best repair route would be to buy a new oxygen sensor.
I called Canadian Tire ($99.99 plus 11% tax), Napa Auto Parts ($105.00 plus 11% tax) and the local GM dealer ($205.00 plus 11% tax) before checking where I figured would be the best deal anyhow... the American website RockAuto.com. I've used RockAuto quite a few times in the past for parts for the motorhome, and they always come through with the best deal.
Sure enough, including shipping to Canada, duty, and taxes... $62.74, and that's for the exact identical original equipment item that I removed from the car! Not aftermarket.
How is it that we are so badly ripped off for most things up here in the great white north? Especially RV parts and car parts. I can't figure it out.
Anyhow, I reinstalled the old one for now. The car is still driveable without any issues. The 2006 Chev Aveo and Pontiac Wave had two oxygen sensors, one that is ahead of the catalytic converter and one below it. This one is the "downtream" one that apparently only senses exhaust temperature, or so I've read. So it doesn't affect fuel economy as much as the upstream one would if it was bad.
Should arrive here by September 8th, the shipping info says.
Mice are sure destructive little critters. Being in the car business, I've seen some vehicles badly damaged by mice. Hopefully poor old Sherman has survived being parked by our daughter Lindsey's for a whole year. We'll find out next month!
We have dozens of squirrels and chipmunks that neighbors feed. Have a friend that lost a wiring harness to them.
Yep, they can be almost as much of a nuisance as mice!
Those critters can do some damage alright. A few years ago our on board gas generator could not get gas from then fuel tank and did not find the problem until we had the in tank fuel pump replaced, dropped the gas tank and a 2ft section of gas hose had been chewed, That replaced and all is good now.
No compassion here for the mice when they are destroying your hard-earned investment in your property. When you store the car for the winter in the garage, I wonder if sprinkling some rat poisoning around the outer perimeter of the car would help the situation.
We haven't had a problem yet with storing it over the winter in the shop. Kevin thoroughly goes over it with rust protection oil and then we park it on a sheet of plastic and then put thick goopy greasy on the plastic all around the tires. There is no way the mice can get to the car. This damage was done when the car wasn't stored for the winter. During our working season it sits either in the shop or outside from one week to the next as it really is only used once a week to go to Swift Current for the recycling and our groceries.
The problem is that the car is usually up in the shop and the kitty last year was in the house with us.
Love RockAuto...we get our car parts from them, too. Mice are bad, but rats are worse!
So far Kevin is liking Rock Auto! We are glad that we can use them and still get the parts shipped up here to Canada for less than buying them anywhere here in Canada. I just doesn't make any sense at all!
Since our trip to Canada I have often wondered what drives prices so high there for everything. With all the internet purchasing and people crossing the border it must add up to a lot of lost Canadian business.
Chris, Canada has a population of around 36 million, and US has a population of around 320 million. I wonder if economies of scale have anything to do with it. Cost per unit is higher because of smaller scale for a smaller population. I'm sure I couldn't isolate that reason as the only reason, for example, duties and import taxes for out-of-country products.
Those mice can get anywere:( I leave mice bait permanently in several locations, just in case.
Unfortunately if the car is sitting outside this isn't possible with it being a campground that has children and dogs around. If it is up in the shop then yes, we have some poison blocks up there but not sure how much that helps to keep the mouse population down.
Yes, but this isn't really an item that you would by used.
Mice are horrible little creatures. I am glad we have Bella. They seem to stay away when she is on duty.
I usually click on LIKE on your post on Facebook before I get to read it on your blog. But when I saw "Another Mouse Problem", I just couldn't LIKE it - dang lil destructors!!!!!!!!!!!!!
I can totally understand you not wanting to like that post! I don't know why facebook hasn't come up with a "don't like" button yet.
I love RockAuto too! Especially their very reasonable shipping prices. And guess what I found in one of MY recycling bottles the other day???
No Way, you didn't really find a mouse in your bottle, did you?
Glad that you know that it was no squirrel that did that. Anything bad that happens, it's due to dem mice or perhaps a dirty rat. Squirrels on the other hand are cute and deserving of being given handouts and access to bird feeders.


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Controlling or eliminating weeds is an ongoing task but the recent release of four free publications will assist landholders in their weed management.
The Weed Control Handbook for Declared Plants in South Australia has colour photos clearly identifying the pest plants and outlining methods of weed control including herbicide options.
Weed Management Guides for Brooms and Asparagus which are Weeds of National Significance (WoNS) have also been produced. These garden escapees can tolerate diverse environmental conditions and invade native bushland and agricultural landscapes.
A Guide to Weed Biological Control in South Australia describes how a weed’s natural enemies can be used to reduce the density of infestations.
‘They are clearly laid out and the information will be useful whatever the size or purpose of your property’ he said.
Most of these weed resources are available online at BiosecuritySA or can be obtained in hard copy together with the other guides, from the Natural Resources Centre Kangaroo Island.

industry_corpus2: Agriculture & Fisheries


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* 1. I will be participating as a patient advocate on a panel entitled “The Wearable and Apps: Show Me the Data” at Heart Rhythm 2019 in May 2019. The other panel members, and the workshop audience, are medical professionals in the arrhythmia field.
To help me share a broad patient perspective, I’d greatly appreciate your thoughts on wearable/portable devices/apps that provide AFib-related information. Your input may influence what new devices or apps are developed.
All answers will be held confidential. Survey results will be compiled in an anonymous way to share with the Heart Rhythm 2019 audience. No individual information will be shared.
This survey should take no longer than 10 minutes to complete. This survey will close April 15, 2019.
* 6. What made you decide to regularly use the wearable/portable device/app?
If it was your personal decision, please explain WHY you decided to regularly use a wearable/portable device/app.
* 8. Does having AFib-related information from your wearable/portable device/app change your behavior? If so, how?
If yes, which data do you share with your doctor? What does the doctor do with that information?
* 10. Think about the AFib-related information you wish you could get from a wearable/portable device/app.
What would you like someone to design for you?
How would this feature/information improve your quality of life and/or change your behavior?
* 11. Is there anything else you’d like me to share with the Heart Rhythm 2019 audience about wearable/portable devices/apps and AFib-related information?
* 12. OPTIONAL: Please leave your name and contact information, in case I’d like to follow up on any of your answers. You do not need to answer this question, and I promise not to use your name or contact information for any other purpose.


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A congressional staffer for House Minority Leader Nancy Pelosi took part in a Black Lives Matter protest that shut down traffic on I-395 in Washington D.C. Saturday.
Taylor Griffin, who is listed as a press assistant for the California Democrat, posted videos and pictures on social media of the event, which was dubbed Blackout DC.
According to the International Business Times, hundreds of protesters blocked the major highway en route to the Capitol.

industry_corpus2: Politics & Administration


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“Shake The Cage” by Freddie Nelson, love, lust, decadence and rock!
What do you get when you get a freak of nature(I mean that complimentary) that has worked with Paul Gilbert of Mr. Big to create some music? You get Freddie Nelson, and he has recently released “Shake The Cage” to the masses. In the world that needs more pop/guitar rock, Freddie Nelson provides that cure like an Arctic breeze would provide the fix for global warming in Antarctica.
“Shake The Cage” starts off with the hips shaking, lip licking, sexified track entitled “Turn You On”, let me tell you it’s a track that turns the listener on to where eargasms occur and frisson gets that feeling back to a time where you long for the rock music of yesteryear. Strangely, enough, the midtempo song of “Hey Doll”, showcases Freddie’s vocals where he is known for his virtuoso in the guitar world. The harmonies and background vocals where it has that lit cigarette, finger snapping, swag style in “Light” showcases Freddie’s absolute strength and that is guitar picking, the swagger of soul, the strutting of blues, and the ability to melt your face. The background vocals, while subtle, is absolutely that extra glitter that is on the swankiest fabric or the sprinkles on that Sunday morning doughnut. A bit of humor is injected as a voiceover in “Whatever happened to decent music” kicks off the song in “Never Fight Alone”.
In a world that is calloused and superficial, Freddie Nelson comes to bring the “extra, extra read all about it” vibe back into music. Before we know it, people are going to be clamoring to him to hear his voice croon, his guitar swoon, as the soul of the music makes you feel over the moon on a delightful afternoon. Okay, enough rhyming schemes, Get the damn album already. Check out the track listing below.
Check out Freddie Nelson at www.freddienelson.com for the latest news and info on Freddie Nelson!


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The cover article of the May 9-16th issue of The Nation Magazine is an article entitled “What Happened To Sandra Bland?” It takes the words first used by alumni of Prairie View A&M University who were mourning Sandra Bland the week of her death, and ultimately used to express a movement, and repurposes them to make whi te people more comfortable. In a rhetorical move as equally unconscious of bias as the #AllLivesMatter shift, the author uses her platform as a journalist and award-winning author to write an opinion piece masquerading as an investigative piece. The article takes the discomfort that has been rising amongst White liberals and defuses it. It converts it from White responsibility back to White guilt.
It does so not by honoring the intention of the words – a persistent and yet unanswered question – but by delivering the author’s answer.
I was there in the Opal Johnson Smith Auditorium when Debbie Nathan requested an insider interview from Sandra’s family. I was there when she was turned down. I was there when she said she would write the article with or without them. At the time, I did not understand their response. I liked Debbie well enough. Now I understand.
What would motivate her to dig more deeply into the personal affairs of the grieving family than she dug into the circumstances surrounding Sandra’s death in a Texas jail?
Debbie Nathan had already decided the culprits. She committed one of the biggest errors of investigative journalism, she investigated in order to prove her theory rather than to find the truth.
I first met Debbie Nathan when she came to the Houston area with the conviction that she was the one who would write about Sandra Bland. She had become so fixated on Sandra, seeing her as a daughter figure; and consequently had become a student of my work as well. She had studied both of us on Facebook, and felt so attached to me that she had brought me a red scorpion made of beads that she had picked up for me while on vacation. She felt like she knew me. She did not. She felt like she knew Sandra. She did not.
Through a narrative filled with assumptions, such as the assumption that Sandra Bland cut herself in response to Dylann Roof’s murders, Nathan provides the nation with a way out of the discomfort that has become almost unbearable for many. She works to subtly convince the reader that the only intelligent, educated, reasonable answer is that Sandra Bland killed herself, while simultaneously emphasizing the refusal of many in the African American community, especially Sandra’s close family and friends, to accept those results at face value. She even uses a Black child’s refusal to accept that ‘truth’ as the closing line of the article. Pair such logic with the subtle racism of White liberalism, and the results are obvious: A translation of the experience of the Black community utilized to discredit rather than empower their perspective.
Nathan communicates that it was oppressive systems and structures that killed Sandra inch by inch, wearing down her psyche until she was primed for suicidal thoughts: Sandra Bland died from a “thousand tiny cuts.” Diffusion of responsibility.
This rhetorical move will conveniently remove the thing that the dominant culture abhors most: holding individuals responsible for the actions that they carry out as willing participants in racist and oppressive structures. This terrifies us, because to hold any of us accountable raises the possibility that any of us may be held accountable.
Let me be clear, we do seek to hold the system accountable. We do seek to dismantle the system of white supremacy. However, in order to dismantle the system, there must be accountability for the individuals within it. Without accountability, there can be no motivation to change. First, we made corporations people so they can bear our rights, will we next make systems people so they can bear our sins?
Fundamental to the Christian faith, and many others, is the concept of both corporate and individual fault or sin. While we must seek to deal with the crimes we commit as a corporate body, we cannot lose sight of the sins we commit as individuals. Both are important. Repentance for our corporate wrong-doing does not relieve of us accountability for our individual wrong-doings.
By framing her answer in such a manner, Nathan does dishonor to the reason why we sat in front of a jail for 80 days with a sign that said, “What Happened To Sandra Bland?” We were not asking what happened to Sandra Bland before she got to Texas. We were asking specifically what happened to her from July 10-13, 2015. By using the words of our question to avoid the intent of our question, she relocates the answer from Sandra’s present to her past. She colonizes our query, seeking to replace its original inhabitants.
She takes a big question: “What Happened To Sandra Bland?” and makes the reader believe there are only two answers, A or B; homicide or suicide. That binary is exactly what we have been trying to avoid and expand.
Arun Venugopal (substituting for Leonard Lopate): “In terms of the time [Sandra Bland] spent, the last few days, you’ve really tried to clarify and sorta get past the conspiracy theories. What are some of the conspiracy theories that you were trying to sort of put to rest?
There it is: the bias. Without even giving notice to the shade thrown at HBCU’s, her belief that it is not possible that footage has been edited would contradict Selma producer Ava Davurnay’s absolute confidence that it has been. Her presentation of the Facebook activity of the guards has portrayed them as saints focused on “Martin Luther King food drives.” She seems to have missed their sinister joking about cell 95 where Sandra Bland died: “Be nice, or else you’re going in 95 and talk with your friend” (Dormic Smith to Elsa Magnus).
So where did Debbie Nathan go astray? To understand that, you have to look at another article that she wrote for the Boston Review. In the article, she writes affectionately of Sandra Bland: “Watching the footage these past few weeks, I have felt like one of her queens, and I wish we could all experience the royalty she offered us.” It is there that she shows her cards.
See, the thing is those words were not for us; they were not meant for Debbie and I. They were not meant for white women at all. And that is perfectly okay.
When Sandy was addressing white people, she made it clear, “To my white folks…” and she usually had a loving but firm challenge to go with it. When she was addressing her African American brothers and sisters, she made it clear as well, “My Kings and My Queens” and she also usually had a loving but firm challenge to go with it. But her advice was different for the different audiences. Her challenge for white people was different from her challenge for black people.
She stepped outside her lane. She forgot that the Lemonade being served up in our culture right now is for Black women. It belongs to them. They do not have to share with us. They do not have to give us the recipe. We will not be able to figure out how to make it by watching them. It is not ours.
There are many things I have seen, heard and witnessed about the experiences of Black women in America, but I’m not going to be the one to analyze it. Why? One simple reason: Black women in America are fully capable of doing so themselves. It is not my place. Not my lane. There are plenty of Black women talking about the pain and burden of Black women. Our role as White women is to amplify their voices, not to silence them by telling their stories for them.
Our role is to speak from our own experience: How have we experienced privilege? How can we talk about the impact of racism with other White people? We need to stop thinking that the only way to talk about racism is from the perspectives of those suffering from its effects; we have to start talking about how we benefit from its effects economically and socially, even as it wounds us spiritually.
The amount of effort that it must have taken to dig into the struggle of the woman who had been the most supportive of her sister’s Sandy Speaks videos and activism could have been put to so much better use in seeking the truth in Texas. Yet, maybe that was not the goal.
Sometimes it takes a whole lot of facts to distract people from seeing the truth.
The pain and struggle of Black women in America is not one more possession for white women to claim. Their lives and minds are not ours to pick apart, to analyze, to interpret. We have our own work to do. Clearly.

industry_corpus2: Media & Journalism


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Traffic map and road conditions in Jining, China. Check traffic reports, freeway closures.
Traffic map provides accurate and fresh information about traffic jams, current traffic conditions. Traffic congestion on public roads (traffic jam) is a condition on transport networks that occurs as use increases, and is characterized by slower speeds. Check accident report on city's roads today. Stay updated with real-time Jining traffic maps.
Do not waste time standing in the traffic jams - use the online map of traffic jams in Jining, China. Save petrol. Find actual information on the map right now: the speed of the traffic flow in color, the places of accidents, the places of repair works.

industry_corpus2: Transportation


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We’ve had some interesting conversations with Mr14 relating to motivation. He’s been wanting to save money to buy his own gaming computer, but he doesn’t have a good track record with saving. This gaming computer is a frequent subject of Mr14’s conversation and research, and with school holidays on us again, Matt reminded him of his holiday spending habit. That is, ending up with $0 at the end.
We’re the types of people who like to dangle carrots, but it doesn’t seem to work on Mr14. I recently tried offering him money in exchange for paying more attention in class, but he wasn’t interested. We’ve also offered to match any income he may raise through busking. He said no to that too. So, it prompted us to ask last night, “do you prefer carrots or sticks?”. After explaining what we meant, he said that he responds better to sticks. He’d rather avoid losing something by getting the work done than to get the work done and gain something.
That’s consistent with the evidence of the past month. He’s managed to save some money purely through not having access to it— because we hadn’t topped up the parent funds on our Spriggy account. That’s what we call forced savings, and adults achieve that through tax or utility bills by routinely overpaying, or by channeling automatic payments into an interest-bearing account.
For now, Mr14 is swimming in cash. He’s finished a big letterbox drop and he’s just had his delayed allowance payments drop into his card. We’ve got two weeks for this school holidays. Let’s see how he responds to Matt’s latest carrot: if there’s at least $200 left in the account at the end of the holidays, he’ll give Mr14 $100.
Does your teenager respond to sticks or carrots?
We do not have a commercial arrangement with Spriggy, except as customers, but if you sign up with this affiliate link, your account will come pre-loaded with $5 and our account will be topped up with $5, too.


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Dmitry (32kda) added a comment to T56087: Building Generator.
Dmitry (32kda) updated the task description for T56087: Building Generator.
Dmitry (32kda) created T56087: Building Generator.


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Mike is the executive director of Sustainability CoLab, a non-profit that helps communities across Ontario build a more sustainable economy, born out of the success of Sustainable Waterloo Region.
Mike founded Sustainable Waterloo Region in 2008 and launched a program that, within five years, had engaged 14 per cent of Waterloo Region's workforce, supported businesses to reduce 27,000 tonnes of greenhouse gas and become financially self-sufficient. It has become a model that CoLab has helped replicate in communities across Ontario. Named an Ashoka Fellow in 2012, Mike is one of 52 Canadians within a global community of leading social entrepreneurs, each with a new ‘knock-out’ idea and high potential to scale their impact. CoLab was awarded the Minister’s Award for Environmental Excellence in 2015 and Mike was recently named to the 2017 Clean16 for CoLab’s contributions to “clean capitalism” at the city level across Canada.


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The Yealink Headset Adapter EHS36 provides the technical interface between Yealink SIP-T48G/T46G/T42G/T41P/T40P/T29G/T27P telephones and a compatible wireless headset. It is approved for use with wireless models made by major manufacturers, including Jabra, Plantronics, and Sennheiser. The unit is easy to install via a simple link from the EHS36 to the EXT phone port. Its `plug-and-play’ mode gives you direct control of your Yealink phone, with the ability to answer and hang-up calls remotely. It has been designed specifically to ensure maximum effectiveness in reception areas, call centers, and general telephone use. The EHS36 is ideal for corporate, financial, health, government, educational, industrial and SME/SoHo market sectors.
The Yealink T5 Series no longer uses the EHS36 headset adapter. It natively supports Bluetooth connections of headsets and also supports direct connections of certain headsets. Please see the attached document for tested wired and wireless USB headsets.


text: At Salamander Resort & Spa, our restaurants are as impressive as their countryside surroundings. Indulge in the in finest cut of local steak or try a housemade jam with your extensive cheese board. Top off an evening with a specialty cocktail in the Living Room or venture out to our fire pits with your favorite local wine. Lead by Executive Chef Ryan Arensdorf, the culinary adventures are endless.