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Are you looking for the best multi-purpose themes for your WordPress website? Multi-purpose themes are flexible WordPress Themes that can be used to create almost any kind of website imaginable. In this article, we have hand-picked the best WordPress multi-purpose themes for your site.
The Newsmag is a modern WordPress theme that lets you write articles and blog posts with ease. We offer great support and friendly help!
jewelry Responsive WordPress Themes is perfect for a range of different projects, including creating a jewelry website.
Jewelry Woocommerce Themes is Responsive WordPress Themes and its clean and modern design will help you create a stylish e-commerce store for your jewelry business.
WP Residence Real Estate WordPress Theme is a premium theme designed for independent agents and agencies, but you can also use it to allow users to submit their properties for free, for a fee or based on a subscription.our site will be a thing of beauty. Let’s be honest, the problem with most of those sites, while highly functional, is that many of them aren’t very pretty. It’s why the beautiful ones are so popular, because they match great photography with fantastic functionality.
The story is a sharp, modern and cleans WordPress theme. The theme is very flexible and it comes with some awesome features, such as a fullscreen slider, custom headers and custom background sections, which make it perfect for showcasing and selling your work and products.
Yoga Club WordPress themes – Here is our Newest Responsive WordPress Theme for people who love to create a website. The Theme is designed especially for Yoga and Meditation Techniques.
The ROSA is a daring WordPress theme build to help restaurant and other culinary owners to shape an experience that people love and remember. It gives enough freedom to make it your own by tailoring to a specific set of bold needs and preferences.
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Minimal Studio Premium Responsive WordPress Themes comes with 20+ShortCodes, Testimonials, Team Section, Blog Section, Social sharing icons, Working contact form and much more. A Brand New Minimal Studio – Responsive WordPress Themes is live now with Image Gallery, Social media sharing Icons Mega Menu.
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Our new Popular Responsive WordPress Themes is so gorgeous and it is very easy to use when you begin with using the Photography Studio theme you will definitely love it and not going to use any other theme.
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Awesome WordPress Sports Themes For Your Business. A Sports Themes is a brand new WordPress theme for creating great looking e-commerce Websites.


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I brought my husband here for a surprise birthday outing. We had a great time! 'Bugsy's Nightmare' was challenging but great fun. We can't wait to bring some friends and try another room. The staff was amazing and very attentive. We hope to one day make it on the leaderboard.
Reviews of escape game "Bugsy's Nightmare"
Went here with a group of 4 others for our first escape room experience. We played Bugsy's Nightmare and had a blast! Cant wait to go back.

industry_corpus2: Hospitality & Catering


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Home / Local / Showbiz / Look at Senator Manny Pacquiao's luxurious car collection!
Before going to politics, Senator Manny Pacquiao was well-known as the People's champ because of his unbelievable boxing prowess. He has competed in many international boxing tournaments and earned a spot in the world rankings.
Because of his hardwork and perseverance, Pacquiao is a well-known fighter across the globe.
With his earnings, he is able to help a lot of his countrymen, provide enough for his family, and even have enough top splurge for himself!
Unsurprisingly, the "Pambansang Kamao" is also known for his outstanding collection of cars.
This is one of the senator's first cars ever. It's priced around PHP 2.6 million.
This badboy was acquired by the senator after winning the senatorial bet. He got this for security purposes. It should provide adequate security since it costs 1.3 - 3 million pesos.
This luxury car can cost up to 4 million pesos and is said to be the senator's favorite.
This is one of the most expensive cars owned by Manny Pacquiao. Being a sports car, it costs almost 6 million pesos!
Last year alone, this SUV is at 8 and a half million persos. Pacquiao gave this to himself as a gift for defeating Erik Morales back in 2006.
This luxury vehicle is the king of Pacquiao's collection. Priced at a whopping 12.3 - 15.8 million, it's certainly not a car for everyone. Other celebrities who own a car like this is Ozzy Osbourne, Justin Bieber and Nick Mason.
Manny Pacquiao certainly earned these cars because of the sacrifice he did. What's your favorite from the list?

industry_corpus2: Sports


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From 6 to 11 December 2006, Acharya Swamishree, sants and a large group of disciples visited the coastal holiday resort of Mombasa. During this 6 day visit, Acharya Swamishree accepted the humble requests of the disciples of Mombasa and visited their homes, workplaces and farms.
From 6 to 11 December 2006, Acharya Swamishree, sants and a large group of disciples visited the coastal holiday resort of Mombasa. During this 6 day visit, Acharya Swamishree accepted the humble requests of the disciples of Mombasa and visited their homes, workplaces and farms. He also blessed the Indian Ocean by swimming in its water. Panchamrut snan was performed to Shree Harikrishna Maharaj and Acharya Swamishree. Rangotsav was performed during which Acharya Swamishree sprayed coloured water over all the sants and disciples. Acharya Swamishree also visited a school that has recently been built to accommodate 5000 primary level students.
Acharya Swamishree returned to Nairobi on Monday 11 December 2006.

industry_corpus2: Others


text: 12th and a was our first home in nyc. located on a dusty block in the east village, our fifth floor walk-up had hot pink walls and a shower in the kitchen. we moved in together as roommates shortly after meeting as fellow assistants in the fashion closet at lucky, and the rest, as they say, is history. we might not share a sink-less bathroom anymore, but not much else–be it a shared penchant for a stiff drink, clothes we can’t afford or a general belief in playing just as hard as we work–has changed.


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Truth be told I am utterly broke at the moment, which is why I've been mainly hitting up the charity shops/eBay for bargains. Actually it's quite theraputic finding things which I know no one else will have, but my heart skipped a beat when these beautiful sandals dropped into my inbox! I can dream, eh!
I am thinking about doing a blog sale. I've seen a couple of my favourite beauty bloggers doing this very thing with products they no longer want; but would anyone be interested in my cast offs? I'm not thinking of doing anything expensive, most items would be under £10 and you could pay by Paypal. I'm interested to see if there would be a reaction and also what sort of things people would want to buy; I know my clothing and shoes may not be to everyone's taste, so maybe accessories would be a better bet? What are we all thinking? I'd love to know!
Just to let you know I won't be posting tomorrow since it's my Uncle's funeral. I will try and post Friday but if not I'll definitely be back on Saturday. Enjoy the rest of your week!
I can totally relate to the wish for a moneytree ;) Very pretty sandals!


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Alabama’s own Pink Box Burlesque invite you to “That 90’s Show,” an old school throwback evening featuring music and costumes from the best decades ever!
This 21 and up show will be chocked full of slapstick humor, comedy skits, hooping, crooning, and live jazz from Mama Dixie & The Prize Inside.
advance and $15 at the door, available at saturnbirmingham.com.
Come celebrate the movies, music, and fashion of the 1990s with the Pink Box Burlesque for “That 90’s Show” at Saturn Birmingham on Friday, March 22nd.

industry_corpus2: Film & Entertainment


text: By kind arrangement of Peter Young, Janet presented her History of Knickers to a gathering in the Community Centre on Friday evening. From her exhaustive supply of samples in a never ending suitcase she produced pair after pair of drawers, bloomers, and knickers of nearly every material and hue. This was accompanied by amusing and informative comment, and a fun time was had by all.


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Tom first joined Camp Dudley at Kiniya in the spring of 2015. He had attended the 2014 open house in San Francisco to learn more about camp and decided to make the move back east to join the Kiniya family as a Trekking Program Director. For two summers Tom, alongside his wife #24015 Jenn, worked to redevelop and streamline camp’s overnight trekking trips. He also played a role in team building and ropes course facilitation.
Tom received his bachelor’s degree in Management and the Environment from the University of Vermont’s School of Business in 2009. He is honored to join the year-round staff at Camp Kiniya as the Director of Operations and Sustainability and is excited to help make each year at camp better than the last.

industry_corpus2: Subject Education


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This hostel is not available for your chosen number of guests on your selected dates. Find more Hostels in Vancouver, or contact us for a live hostel recommendation!
Free all-you-can-eat breakfast! Bagels and cream cheese, cereals, muffins, scones, toast, fruit, juice, milk, tea and coffee, served every day from 8 - 10 AM. It's at least a $5 value, and we know you've got better places to spend that money - like on beer!
What's going on this week? Bowen Island Tour, Comedy Night, Stanley Park Tour, Pub Crawls, Granville Island Tour, Ryan's Kitchen Karaoke, Capilano Canyon Tour...and more!
Free wireless! Recently upgraded, and in all our rooms. Private bathrooms!
Every bathroom in our hostel is a private bathroom. Sometimes it's good not to share.
Rates quoted are for HI members. Non-members may purchase a membership at check-in or pay a surcharge $4/person/night for dorm beds or a $10/room/night for private rooms .
Check us out... Smack dab in the middle of Granville Street's pub-and-club party district, we're Vancouver's newest hostel -- and if you're angling for access to all the good times you could want, without compromising on security, comfort, and cleanliness, we're where you want to be!
Our hostel has awesome daily activities that'll have you hanging out with travellers from all over the world while you teeter across the Capilano Suspension Bridge or sip a pint on one of our pub crawls.
After a long day, you want a comfortable bed. Ever slept at a hostel where the mattress felt like a couple of plastic-wrapped, lumpy, old cushions? Well we have, and that's why we wouldn't settle for anything but the best, here. Our mattresses are first-rate -- thick and comfy. Oh, and all the linen is free. Towels are free, too! Want to treat yourself?
Book into one of our private rooms, all with cable TV and some with ensuite.
There are no recent reviews for HI-Vancouver Central. Book this hostel in Vancouver and be the first one reviewing HI-Vancouver Central.
Do you have any question about HI-Vancouver Central? Please contact us directly via Live Chat here.
Take the Canada Line train from the Airport to Vancouver City Center Station. Walk South down Granville street for 3 blocks to the hostel. The train costs $8.75 and takes about 40 minutes to the hostel. OR a taxi will cost about $25 plus tip, 30 minutes.
Go out the front door of Pacific Central Station and walk across the park diagonally to your left to the elevated Skytrain track. Buy a ticket from the machine and go two stops westbound to Granville Station. Take the Granville St exit and walk 4 blocks south. This trip will cost you $2.50 and will take approximately 25 minutes.


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Father Edward J. Manning died on Friday morning, August 11, 2000 at St. Teresa’s Residence, Maryknoll, New York. He was 87 years of age and a Maryknoll priest for 62 years.
Edward Jerome Manning was born in Richmond Hill, Queens, New York on March 21, 1913, son of James and Bertha Heid Manning. One of six children, he had three sisters and two brothers, one of whom, James V. Manning, became a Maryknoll priest (ordained in 1935) and served 47 years in Chile until his death in 1990. Upon graduation from the parochial school of Holy Child Jesus parish in Richmond Hill, Edward entered Maryknoll Junior Seminary at Clarks Summit, Pennsylvania on September 8, 1926. In his early years of seminary he wrote in his autobiography the following – “A short autobiography of this type is, I suppose, bound to be concerned almost entirely with the story of the gradual development of the divine vocation to the priesthood. Certainly this may be said to be true of any seminarian, since his vocation is, or should be, the integral part and the future ideal of his life and a good many years of his life are devoted towards the fulfillment of the ideal… Even when we were still very young, my brother Jim and I both had thoughts of the priesthood. This idea was fostered and encouraged by my mother although it meant a great sacrifice for her… The diocesan idea appealed to me naturally at first since I knew I would not be far from home. Still, I felt drawn to the missions and the reading of the life of Theophane Venard helped me decide… Five years I spent at the Venard and now I feel that I am really on my way to the priesthood and finally China and the field ripe for the harvest.” Father Manning was ordained at Maryknoll, New York on June 14, 1938.
Following ordination, Father Manning was assigned to the Maryknoll mission in Fushun, Manchuria, where after the 1941 Japanese bombing of Pearl Harbor, he was interned as an enemy alien. In mid-1942, Father Manning returned to the United States aboard the Swedish repatriation ship, Gripsholm, and in the expectation of returning to Manchuria after the end of what had become World War II, and with the approval of the Superior General, he enlisted in the Chaplain Corps. After a period of training at the Chaplain School at Harvard University, he was assigned to the B-17 Bomber facility at Smoky Hill Army Air Corps Base in Salina, Kansas, where he served as a Base Chaplain (and later in the same capacity at other Bases in the United States) until the end of the War and his discharge in March 1946. In 1946 Father Manning was assigned as Vice Rector at the Maryknoll Junior Seminary in Akron, Ohio for one and a half years. In 1947, he became Rector of the Maryknoll Junior Seminary at Los Altos, California, where he remained for two years prior to his assignment to special studies in accounting at Pace University, New York City, in 1949.
Father Manning was a man who loved his priesthood and being a missioner. The Eucharist and his daily prayer life were central to his faith. Father Manning’s years of ministry and service in the U.S. made it possible for so many generations of Maryknoll priests and Brothers to serve overseas in mission. Everyone who knew Father Manning had great respect and admiration for him and he will be missed by many as brother priest, missioner and friend.
Wake services were held on Wednesday, August 16, 2000 at 7:00 p.m. at St. Teresa’s Residence and 7:30 p.m. in Queen of Apostles Chapel where Father Richard Baker officiated and Brother Donald Miriani read the biography. Mass of Christian burial was concelebrated at Queen of Apostles Chapel on Thursday, August 17, 2000 at 11:00 a.m. Father Richard Callahan was principal celebrant and Father Charles Huegelmeyer was homilist. Burial followed at the Maryknoll Cemetery with Father Jeremiah Burr conducting the graveside service.


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Remember how we established you shouldn’t lower your prices for clients who promise you future work?
Working for ages with the same client at a significantly lower rate than your market rates only because they hired you early on in your freelance career, isn’t a viable option either.
The client to whom you are so loyal occupies a significant portion of your working hours. As a result, you decline higher paying offers simply because you don’t have the time to carry out the work, should you accept a new project.
No matter how interesting a project is, if you don’t get paid what you think is fair, you will start hating it. And at that moment, you will start doing your job because you have to, not because you like it or want to. It will turn into an undesirable or tedious task, which by the way is one of the most common reasons for procrastination among freelancers. If you develop the habit of procrastination because of this one project, your whole time management is doomed.
You will find yourself constantly re-arranging your calendar to fit more paying work in it, to compensate the forgone profits you suffer from that one project under your market rates. Your working day will grow and you will soon realize you started working full day while your goal when becoming a freelancer was just the opposite – to make good money and have more time for hobbies and non-clients work. You may even try harder to fit everything in your calendar, not realizing how you cripple your own time management skills by putting yourself on an impossible schedule. When you need more time, no tactic can stretch your calendar. There are just 24 hours in the day, no matter how much work you have or want to do.
When the demand of your freelance services starts growing, so do your freelance prices. As a result, you adjust your lifestyle – you buy more expensive things, travel more or just prefer to work less and have more time to spend on non-client work or hobbies. However, when you work so many hours below your market rates, you are left with the feeling that you work very hard all week and don’t get much in return. You are constantly pressured by the lack of time or by the desire to make more money when spending less time working. Naturally this feeling of being pressured creeps in all other areas of your life – your physical and emotional health, your relationship, and your personal projects.
When you no longer enjoy what you do and constantly feel pressured by lack of time or not enough money, you ultimately ask yourself – what am I doing? Is it worth it? How did I get here? Was this part of the deal when I became a freelancer? Will it always be this way?
You think this is what it is and you simply have to deal with it. And you can’t – because you are no longer satisfied with your freelance lifestyle. And you start questioning everything you do.
Sounds bad, right? There is an easy way out though.
You have to face the fact that it was all your decision – that you triggered this chain of events when you chose to work way below your market rates for this client. And what’s worse, you only did it because they gave you a chance back in the day when you were a newbie and they could afford hiring you. You thought staying loyal to them was the right thing to do. But was it?
They didn’t hire you because you needed a chance – they hired you because they liked you and they could afford your services. So is it fair to stay with them out of loyalty or should you put your best interest first?
Let me illustrate my point with a personal story.
It’s worth mentioning that my rates were growing rapidly because my services were in high demand. So I kept increasing my rates every other month to filter out potential clients on a tight budget. And this client was on a tight budget, but she was one of my favorites nevertheless.
At first the money was fine and I didn’t mind doing more for less (e.g. working at a discounted rate out of loyalty) because I really enjoyed the project and the client. Also, I had the freedom to experiment and learn new things “on the job”. I was developing my managerial skills, too and gathering insights on how starting freelancers work which was helping with my blog and book materials. I definitely had more pros than cons at that stage, despite the lower rate.
However, a day came when I was no longer satisfied. I was swamped with other clients’ work and personal projects. I was traveling a lot and spending more money than usual as a result. Working at that discounted rate started causing me grief because I didn’t have enough time to do everything I wanted. I needed to make more money to be able to spend more time working on my projects and traveling. I started losing my work-life balance.
At first I didn’t realize this was the problem. I just felt the consequences. I started not enjoying the work on this project. I started not sleeping well because I constantly had less time than needed to do all the tasks I had planned for the day. My personal projects were getting behind schedule because of that. Come end of the week, I always felt I was not getting enough money for all the hard work I was putting in across the board.
A bad feeling started settling in that I was not appreciated – which was not the case. This favorite client did appreciate me – she just couldn’t afford to pay my regular rates. It was all my choice to stay and work for less money. I just didn’t see it that way, yet.
I was close to hating that project when it hit me – I had to maximize my efficiency. Loyalty shouldn’t have been part of the equation at all!
This of course meant I had to let go that one client who was paying me way below my market rates. And so I did. Till day I follow that company, take interest into their work and progress, keep in touch with the client, from time to time they hire me to do something quick for them (at my regular rates) but the message I am trying to convey here is simple.
Be very careful where and how you place your loyalty to your clients.
As long as you think through your approach and willingly and knowingly give a discount (or throw in an extra service for the same price), it is OK. But do not do it out of misplaced loyalty to your client because when you start feeling unsatisfied, you risk ending up hating both the client and the work.
Anyone been in this situation? How did you handle it?
I couldnt disagree anywhere.. i might not have been able to explain this situation better.. U have a deeper understanding and knowledge base in this .. kudos to you for sharing this master piece..
Thanks for reading and donating, Shyam – I am glad my insights resonate with you and I hope they’ll help you now and in the future to be better at whatever you do!
I understand the loyalty thing completely. But I have always said that the people that really like you will want to see you succeed! As you have pointed out in earlier posts, communication is key. Maybe the discounted rate should have come with the understanding that she wold become a lesser priority!
I agree, Jacquie, but even if lesser priority is in place, it still could be a problem in the long run as you know all too well time is simply not enough sometimes. The line between loyalty and misplaced loyalty to freelance clients is very very thin. My hope is this post will raise awareness of the issue.
Diana — you are spot on. If you can afford to drop the low-paying client then you should. It’s possible that a client doesn’t know he’s paying you below your normal rate. Have a conversation first and explain that you can’t afford to keep working at the lower rate. If he values your services you may find that he’s agreeable increasing your fee. Of course, that may make you feel resentful that he could have done that long ago. A very delicate situation, no doubt.
Spot on comment, Jeannette – thank you. You raise a good point which may or may not be clear in the post – communication above all. Everything can and should be communicated clearly. Only then freelancers can keep their reputation in tact and continue building healthy relationships with former, current or future clients.
I haven’t really found any material about this subject but your article really explains everything well. I was once in a similar position with a client. I still, to this day, claim that she is one of the best clients I ever had, and that’s why it was so hard for me to actually quit the job. But what must be done must be done. Eventually you realize that these jobs just keep holding you back, materially and in terms of growing and gaining experience.
Alexandra, I couldn’t have said this better – thanks for your brilliant comment! I am glad to hear this post is somewhat innovative for the available materials on the topic 😀 It is an important issue and we should raise awareness of it.


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Every repair we make has the support of our lifetime warranty. With this assurance you can relax and know your vehicle is in good hands.
Your Carolinas Collision Center representative can provide you details about this program.

industry_corpus2: Automobiles


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Uncle Pipeline has been a Financial Pipeline contributor since 1996. He’s an expert in investments and has a wealth of financial information. From investing in bonds to managing your personal finances, Uncle Pipeline is the kindly uncle who is always there for you with great financial advice. Always opinionated but never boring, his insightful anecdotes and simple explanations will help you to make better decisions about your money. He’s like a stiff pull of hard liquor – a little hard to swallow, but remarkably warming and helpful in the end.
Here are the physical highs and lows your body goes through when faced with the stress of investing.
Free trade helps countries exchange goods and services through agreements that everyone can work with. But when protectionism takes hold and tariffs start piling up, trade partners can find themselves in a full-out trade war.
Why do I need to understand negative equity before I sign a car lease?There’s more to car leases and loans than how much you pay each month. Before you sign anything, make sure you understand the math.
CDOR vs. CORRA – who should get the final rose?
Would you choose reliable underdog CORRA, or can fan-favorite CDOR be reformed? After cheating rumours turned fans sour on CDOR, will they cheer for little-known CORRA, or push for CDOR's redemption?
The history of economic thought has undergone significant changes as money has morphed and internationalized, with the role of central bankers becoming politicized.
Get your foreign currency from your bank before leaving on your travels, otherwise with tourist exchange rates you will end up paying a lot more to exchange your loonies.
Preferred shares offer plenty of variety for yield-seeking investors.
Investment manager selection requires one to be free with your patience and time.
Christmas teaches important lessons about living within your means and ways to reduce debt.
Hatch up a lesson in economics with 2016’s hottest toy.
The financial industry’s acceptance of the CFA charter as the most recognized investment designation in the world goes hand-in-hand with low CFA pass rates.
Bond spreads are the common way that market participants compare the value between separate bonds. Find out more about what are bond spreads here.
Holiday Shopping on a Budget during the Christmas season can be made easier by planning ahead, comparison shopping – and an honest conversation.
The bond market has a language all its own and these are some of the key aspects.
Stock pickers use three main approaches for finding the best equities.
Preferred shares are stock in a company which have a defined dividend, and a prior claim on income to the common stock holder.
Analysts use the statistical tools and econometric techniques to try to model the economy.
Companies can borrow money through either public or private placement, two investment options investors need to look carefully at.
Putting a value on a mutual funds valuation can be complicated when some securities provide hard to value and illiquid.
Should investors lock into a longer term such as a five-year or should they choose a short-term investment?
Sector rotation focuses on individual sectors, where sector rotators pick stocks reflecting the economic and political outlook for markets.
What Is A Sector Rotation Strategy in Bonds?
Clients’ bond portfolios are fine-tuned from time to time using a sector rotation strategy as an investment manager weighs a variety of data.
The term structure of interest rates or yield curve reflects markets’ interest rate expectations.
Mutual Fund Bible: Does Size Really Matter?
Attempts to explain performance in terms of fund size are dangerous, what is truly important in evaluating a fund’s long-term potential is their discipline.
Convexity an important tool used to show how changes of yield effect duration of a bond.
It is best to leave market timing strategies to the professionals.
Bond covenants are utilized to restrict the borrowing firm from making decisions which will deteriorate its financial health from the time of borrowing.
When opening an investment account, how your money is managed and how much you pay in fees depends largely on how much you have to invest.
Inflation is the change in the level of prices and the corresponding change in purchasing power that results.
Getting to know the professionals: the investment manager oversees portfolios of stocks, bonds, mutual funds.
Frequency, Interest Rates and Maturity are important considerations for bond payment terms bond payments.
How the housing collapse of early 1990s and Hot-Air ballooning can teach us about irrational exuberance. Surprising how history tends to repeat itself.
Monetary policy insights are important to the investor.
The variety of mutual fund investment strategies only limited by regulatory issues, ability of money managers and investor demand.
Even friendly red monsters aren’t exempt from the law of supply and demand. It may not always be about Elmo, but the kind of craze shoppers saw during the 1998 holiday season happens again and again - and teaches us an important economic truth.
Cash flow understanding is essential in household budgeting and knowing where your cash is going.
A look at how hedge funds are structured and the characteristics that define the structuring of hedge funds, as well as common practices by managers.
What are dividends? The history of dividend payments began when companies were deemed to be legal entities in their own right under the law.
The Black-Scholes formula includes some key assumptions about option pricing that are important for traders to understand.
A handy glossary to help you sift through some of the more advanced language of our derivatives articles.
There are no surprises for the Financial Risk Manager – she’s already familiar with all possible scenarios on how to react when things go wrong.
Financial calculators are an essential tool for CFA Candidates, university business students and industry professionals.
A secured loan offers consumer lower interest rates since borrowers are protected from default.
Investment banking jobs cover a wide range of financial institutions, tasks and markets.
The importance of conducting preliminary research on the wholesale value of the vehicle & how to negotiate car price final sales.
An annuity can pay back your investment over a set period of time, which makes it a good option for retirement income.
There are a number of different vehicles to use when saving for retirement that can provide ample income well into your retirement years.
Keys to investing for retirement – start investing early to reap the benefits of compound interest.
How Do Student Loans Work? Student loans a useful vehicle for financing post-secondary education but should be used in conjunction with other forms of assistance.
Understanding the importance of the bid-ask spread of big benefit to investors and consumers.
Long term loans can be a positive exercise for the consumer and a business.
Understanding roaming charges and knowing your needs for personal phone usage are critical when planning vacation.
Asset allocation models are important to consider for the management of mutual funds and other investments. This article outlines their uses and importance.
Types of financial advisors like external and internal financial advisors have advantages and disadvantages, it all comes down to the needs of the investment firm and its objectives.
Credentials an important aspect of a financial manager’s track record – but the only true indication of skill is fund performance in good times and bad.
When determining an investment track record for professionals, you must ensure that the parameters used to define her history of management are relevant to whatever fund is currently being considered.
When employing equity portfolio management strategies, investment Managers combine stock picking and sector rotation to allow them to move into defensive stocks and cash in overvalued markets, weighting stocks and industries that are relatively attractive.
What is equity, and how can investors can buy a piece of corporate ownership?
Technical analysis of stock trends charts historical movements to ascertain where financial markets are headed.
This article examines various popular forms of Equity Management Styles and their distinct characteristics.
A fiscal policy definition is an important aspect of government spending. Here you can find a brief description of how such a definition is used.
There are two types of mutual funds – open and closed ended – and they are widely different.
When leasing a car, the decision should be based on the financial attractiveness of the lease compared to borrowing the funds to buy the same car: lower payments do not a better financial decision make.
This article outlines yield curve strategies, which are used in the evaluation of interest rates.
This article provides a brief overview of what is a stocks, their basic premise and how they function as a financial product.
Treasury bills an important way for governments to raise money without raising taxes – but there is also a risk of borrowing too much.
Portfolio managers can use several techniques to get the most out of a client’s investments by making predictions about bond yield.
A zero coupon bond is a reliable security for investors wanting predictable income at a fixed time.
This article outlines the interest rate components that affect investments, and specifically investment in bonds.
A frank and informal look at the implications of credit and bond ratings, with implications for investors and portfolio managers.
This article focuses on the bond valuation and the different factors that go into considering their value.
Creditworthy corporations have a variety of means to access capital beside bond markets, with different types of bank loans including term loans.
Junk bonds speculative but investors find them attractive as credit risk can be more than compensated for by their higher yields.
An extendable or retractable bond offers investors the opportunity to take advantage of movements in interest rates.
Convertible bonds give holders the benefits of fixed income, but can provide a higher current yield and less downside.
Issuing a foreign bond in another currency is a common way to fund corporate, government needs at lowest rate.
Inflation-linked bonds provide protection against inflation.
Asset Backed Securities a useful tool to manage risk.
Corporate bonds an attractive alternative to other means of raising money, generally offer higher yields.
Pooled Funds aimed at larger investors, are similar to mutual funds but offer lower fees.
There are two basic reasons to buy a house: 1) to provide shelter and 2) as an investment, to provide an investment return through rental income.
Financial Ratios important for ascertaining the value of a company’s stock – but context is everything.
There are certain options that differ from traditional investments. This article looks at Royalties and Income Trusts in terms of their uses and value.
Forecasting interest rates is an involving process that takes a multitude of different factors into consideration.
There are several bond portfolio management strategies investment mangers and investors can use make the most of a portfolio, including interest rate anticipation and sector rotation.
Segregated Funds an insurance contract similar to mutual funds.
For many living pay check to pay check the thought of a quick cash advance is tempting. Yet one must avoid the practise of pay day loans at all costs!
Why in some cases do stock prices seem to plummet in value out of nowhere? In this video we explain how investor worries and bad press can send a relatively stable stock into a nose dive.
Compounding interest rates aren't hard to calculate!
Think preferred shares are way beyond the average investor’s bailiwick? Learn more by taking a look at this video.
Check out our top 3 books for Wall Street wannabes who want to make it as opposed to fake it!

industry_corpus2: Finance & Economics


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Once you've asked for (or been asked for) a divorce, your life feels very unsettled. Even if you want a divorce, whatever your reasons, it signifies the end of an important life milestone, a marriage. There will be a period of mourning in which you try to come to terms with and reconcile your feelings. In the midst of all this turmoil, you also have the job of trying to find not only a good lawyer, but a divorce lawyer, someone who's got experience in that field. Picking the wrong lawyer to handle your divorce can have devastating and lasting effects on your future.
That said, there are a few caveats about how to go about your search. Don't rely solely on advertisements or word of mouth. Somebody who did a great job for a friend, may not be the "perfect" choice for you. Every case is individual and unique.
First, find a lawyer who specializes in divorce. There will usually be one in a family law practice. A lawyer who specializes in divorce will have more extensive knowledge and experience than a lawyer who just takes an occasional divorce case. It's perfectly acceptable to ask a lawyer what his or her actual experience is. Your divorce lawyer should have several years experience in handling divorce cases and specifically in your state. (Lawyers move, like anyone else.) A new divorce lawyer in a firm might have lots of experience in the state he just left, but not be "up to speed" in his new state.
Secondly, make sure your potential lawyer has extensive courtroom experience. (Don't just assume that all lawyers have it.) A lawyer with years of courtroom experience will understand the complexities of the system and may even know how best to best deal with certain judges in the court. Additionally, she's more apt to know when it's in your best interest not to go to court because you're likely to fail. This can save you unnecessary time and conflict. A good divorce lawyer should be flexible, in other words, and able to succeed for you both in and out of the courtroom.
Thirdly, make sure your potential divorce lawyer has experience with the intricacies of your case, such as extensive assets, children and custody, etc.
Finally, make sure you like him as a person, and that you agree with his philosophy and ideas on how best to handle your case. You don't want to constantly be at odds with him, making the entire process more difficult than it already is. And importantly, a lawyer who's easy to get along with will also be likely to communicate well with others involved in your case, from secretaries to court judges.
If you're in the process of searching for a good divorce lawyer in the Worcester area, contact us for a consultation. We're committed to always protecting your best interests in and out of the courtroom, and will do so with empathy and discretion.

industry_corpus2: Law & Justice


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Adult Programs are $35 for Guests, $30 for Club Members.
Space is limited! Please sign up in advance!
All players must sign up in advance!
Our Dynamic Doubles package is available to groups of 4 or more players for 2- or 3-day sessions August through May. It includes two hours of Doubles Strategy clinics each day, a 2-hour Round Robin, beverages, a gift bag, t-shirt and discounts in the Pro Shop. We keep our groups small in order to give exceptional service and instruction. We offer some of the best Doubles Strategy you will find anywhere. We promise personal and team improvement.


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We understand that there have been a lot of questions and concerns raised recently about the Multi-Tiered System of Supports (MTSS) in our district. As with any fairly new initiative, we expect that questions will come up, and we wanted to share more about MTSS and related topics with our community. We also expect that as we continue to implement and formalize MTSS, review data and learn more about how MTSS works for Upper Perk, adjustments will need be made to ensure that all of our students thrive and succeed.
First, a bit about MTSS, which was introduced at a state and district level over the past two years. MTSS is a whole school, data driven, prevention-based framework for improving learning and behavioral outcomes for every student. MTSS ensures that we are intervening in all areas—academic, emotional, social and behavioral—where and when it is needed for any student, to assist in determining who should be considered for Special Education Services.
MTSS is not a wait to fail model, but rather enables the district to intervene whenever necessary. While the state provides guidelines for the timeline between interactions throughout the three-tiered system (Tier 1 = entire school, Tier 2 = targeted students, Tier 3 = students with intensive needs), these are simply guidelines, and one of the strengths of MTSS is that interventions can happen whenever necessary.
Over recent years, and even before MTSS was implemented, the district has invested time and resources in our Pupil Services and Special Education areas. Because we are doing more programming in the district, we are actually able to provide more, better support for our students by spending less money than before. Some of these investments include adding behaviorists and a full-time social worker to our staff, implementing crisis teams in every building, offering school-based outpatient therapy, adding an additional HS guidance counselor, refining referral procedures, implementing the Elementary Student Assistance Program (SAP), investing in core and intervention academic programs, formalizing crisis procedures and more.
As we move forward, we will continue to make investments in this area. This will include formalizing aspects of MTSS such as timelines and data collection methods, adding more crisis-trained staff, and streamlining social, emotional, and behavioral skills instruction. We are also bringing in a third-party consultant through the Montgomery County Intermediate Unit (MCIU) to offer initial training and ongoing in-district support during the 2018-2019 school year. This partnership would allow for experts in the area of MTSS and tiered intervention models to review our current procedures and offer recommendations for improvement as we continue to formalize MTSS.
While we know that we have made a lot of progress on MTSS and in our Pupil Services and Special Education areas as a whole, this is a process, and we still have work to do. Please do not hesitate to contact us if you have additional questions or concerns.


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Tongaat Hulett’s total sugar production for the 2011/12 year grew by 14% to 1,150 million tons. This included increases of 42% in Mozambique, 12% in Zimbabwe and 7% in South Africa. The cane supplied to all the sugar mills grew to 9,6 million tons, with significant momentum building in the various on-going cane supply initiatives. The starch operations benefitted from world competitive maize costs and improved co-product recoveries. An increasing number of hectares of land are moving towards becoming active developments, with the first sales of industrial land in Cornubia having been concluded in March 2012.
Revenue for the year of R12,081 billion was 24,8% above the prior year, mainly as a result of increased sugar production together with improved realisations in the regional and European Union sugar markets. The total profit from the various operating areas grew by 53% and exceeded R2 billion for the first time. Headline earnings grew to R891 million (2011: R806 million).
Good progress is being made across all the sugar operations to drive growth in future cane supply (including hectares under cane, cane yields and cane quality) in order to fully utilise the existing sugar milling capacity and reduce unit costs as volumes increase. New plantings in the past year increased the area under cane by some 13 520 hectares and the replanting of existing roots is being accelerated for the benefit of future milling seasons. The many initiatives underway to improve root age, farming practices and crop positioning are aimed at improving cane yields and sucrose content.
Profit from the Mozambique sugar operations grew by 198% to R402 million (2011: R135 million), with sugar production having grown by 42% to 233 000 tons (2011: 164 000 tons). Following the previous expenditure on establishing the cane, it is now being harvested and the sugar produced and sold, with the operating cash flow in Mozambique having increased by more than R400 million over the previous year. Both the Mozambique and Zimbabwe operations benefitted from higher export realisations and domestic prices in line with regional pricing levels. The Zimbabwe sugar operations generated profit of R621 million (US$84 million) compared to the previous year of R454 million (US$63 million). Sugar production in Zimbabwe increased by 12% to 372 000 tons (2011: 333 000 tons), with the majority of the increase coming from Hippo Valley.
Operating profit from the South African sugar operations including the downstream sugar value added activities increased by 51% to R354 million (2011: R234 million). Raw sugar production increased by 7% to 486 000 tons (2011: 455 000 tons). The gap between the hectares under cane and the hectares milled was unusually large as a result of the substantial cane root planting following the drought in the previous two years and the approximate 15 month lead time required from planting to first harvesting. New cane planting driven by Tongaat Hulett in the last year totalled 8 687 hectares, following the 9 696 hectares planted in the previous two years. Sales by Tongaat Hulett into the local market increased by 10%. Tongaat Hulett’s share of industry production increased from 23% to 26%. Operating profit in the South African agriculture, sugar milling and refining operations started recovering and improved to R93 million (2011: loss of R7 million). The various downstream sugar value added activities recorded profit of R261 million (2011: R241 million). The Voermol animal feeds operation experienced pressure on sales volumes and margins.
In Swaziland, the Tambankulu sugar estate’s operating profit recovered to R51 million (2011: R17 million), returning to 2009/10 levels. The raw sugar equivalent production increased to 59 000 tons (2011: 54 000 tons), with higher cane yields and sucrose content being achieved. Export pricing levels improved, as did exchange rates.
In the land conversion and development activities, various sales strategies (bulk sale, partnership or own development) are constantly reviewed for each land holding and implemented as appropriate. Offers for bulk and semi-bulk land sales received over the past two years that did not represent optimal value were turned down. Revenue was generated from 22 developable hectares sold in Cornubia and a further 20 developable hectares that were sold primarily in the Umhlanga Ridge, Zimbali, Bridge City and Izinga areas. Operating profit grew by 30% to R215 million (2011: R166 million) with a further R3 million in capital profits (2011: R23 million) being realised.
Profit from the starch operations increased by 20% to R363 million, compared to R303 million last year. Improved co-product revenues and local maize costs that were previously contracted below Chicago (CBOT) prices resulted in an improvement in starch and glucose processing margins. Manufacturing plant performance has continued to improve and sales volumes in the local market were 1,4% above last year.
The “centrally accounted and consolidation items” component of the income statement reflects the effect of the pension fund employer surplus account allocation of 2010/11 not being repeated in 2011/12. Profit from operations, after centrally accounted items, grew by 43,6% to R1,921 billion.
Finance costs increased to R507 million from R472 million in the 2011/12 year and are commensurate with the level of borrowings.
Operating cash flow, before working capital, improved by R863 million to R1,757 billion for the year. This follows the previous absorption of cash in the various expansion and on-going sugar cane establishment programs. The net cash outflow, after dividends, of R293 million reflected an improvement of R534 million over the prior year. Tongaat Hulett’s net debt at 31 March 2012 was R4,404 billion. A first long-term bond issuance of R750 million was successfully concluded.
Total net profit was R1,021 billion (2011: R871 million). The gain in respect of the pension fund accounting of R288 million and the R129 million employer surplus account allocation in the prior year did not arise again in the current year. The minority shareholders’ interests increased to R132 million (2011: R38 million) as a result of higher profits at the sugar milling operations in Mozambique and at Hippo Valley in Zimbabwe. Headline earnings were R891 million, compared to the R806 million earned in the prior year.
The Board has declared a final dividend of 170 cents per share, bringing the annual dividend to 290 cents per share (2011: 250 cents per share).
Tongaat Hulett’s drive to increase the cane available for its mills is continuing to build momentum (including hectares under cane, yields and cane quality), towards fully utilising its existing milling capacity of more than 2 million tons of sugar. At full capacity utilisation, sugar production would increase by more than 75% over the 1,150 million tons of the 2011/12 season. Unit costs will benefit substantially from increasing volumes and yields, as milling costs are mostly fixed and many of the agricultural costs are fixed per hectare, countering the effect of current cost pressures including wage increases.
The strategy to increase cane supply in South Africa is focused on commercial farmers, small scale farmers and increasing Tongaat Hulett’s influence in cane development through leasing additional land and collaborating with Government to rehabilitate cane supply on land reform farms that have gone out of cane. The gap between hectares under cane and hectares milled will remain a feature of the next three years as a result of accelerated root replanting to improve cane age, generate better yields and increase the crop’s ability to withstand variable weather conditions. Hectares available for milling in 2012/13 will increase as a result of the 9 696 hectares which were planted in the 2009/10 and 2010/11 years. The additional 8 687 hectares that were planted in the 2011/12 season in the catchment areas of Tongaat Hulett’s South African mills will largely be harvested for the first time in the 2013/14 season.
Co-operation between the Zimbabwe Government, the eastern lowveld communities and Tongaat Hulett is focused on the “Successful Rural Sugar Cane Farming Community” project. Some 15 900 hectares have been allocated to approximately 870 indigenous farmers. In this past season, these farmers delivered 532 000 tons of cane (equivalent to 65 000 tons of sugar) from some 9 000 hectares. The target is to uplift this to over 1,4 million tons of cane (equivalent to 180 000 tons of sugar) from the available hectares, with the pace of planting new roots being targeted to average some 4 000 hectares per annum. It is thus pleasing that some 6 000 hectares were planted in the 2011/12 year. This, together with Tongaat Hulett’s improvement of its own agricultural yields, is key to achieving the target of increasing sugar production in Zimbabwe to full milling capacity of some 640 000 tons per annum.
High levels of South African maize exports in the past season and dry weather conditions during the current maize season have resulted in local maize prices rising to levels slightly above international maize prices and this is expected to place some pressure on starch margins. Exposure to future movements of the maize price in the forthcoming year has been reduced with 59% of maize requirements having been priced with customers or hedged below the international maize price.
Tongaat Hulett has targeted some 8 600 developable hectares (13 607 gross hectares) for development in South Africa. There are on-going processes on most of the developable land to enhance its usage and value to all stakeholders. The extent and pace of planning, in collaboration with Government, has increased substantially. Cornubia industrial (80 hectares still to be sold) and Sibaya node 1 (49 hectares) have recently become available for sale. Tongaat Hulett continues to explore bulk land sale opportunities within its land holdings. The exact timing of land sales, including bulk sales, remains variable in the current economic climate.
Overall, as one of the main drivers of revenue and earnings, sugar production is expected to increase by between 12% and 25% in the 2012/13 season. It is anticipated that regional sugar prices will be stable and export realisations into the European Union should remain attractive, with the business’s direct exposure to the more volatile world sugar market being of the order of 10%. Tongaat Hulett’s financial results remain sensitive to movements in exchange rates, which impact particularly on export realisations and the conversion of profits from Zimbabwe and Mozambique into Rands.
Tongaat Hulett is an agricultural and agri-processing business which includes integrated components of land management and property development. Through its sugar and starch operations, Tongaat Hulett produces a range of refined carbohydrate products from sugarcane and maize. Renewable energy, in the form of biofuel production and electricity generation, is of increasing importance to the business. The energy-food-water nexus is an evolving dynamic. Tongaat Hulett balances the operational requirement for sugarcane supplies to its cane processing operations with the transition of agricultural land to other uses at the appropriate times. The business is well placed to capitalise on emerging opportunities for expansion and growth in Africa, with unconstrained access to sugar markets, its independent position, established business platform and size.

industry_corpus2: Agriculture & Fisheries


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Wow, where to begin?! Thanks to you and your generosity, our campaign had a total of 91 amazing donors and raised a total of $10,360! While these are certainly numbers worth celebrating, the impact you have left on the students of Century High is beyond measure. Watching the community and nation band together to support and invest in their success is life-changing!
We now have the opportunity to not only create sustainability, but also continue growing the NOW program - that is all because of you.
Please stay in touch for more ways you can stay involved and continue to support the NOW Program. Thank you for all you have done for these amazing students and family of Century High!
On behalf of myself and all the amazing students at Century High, Happy Holidays!
The difference you are making!
I have been blown away by your amazing support and generosity. The way our community (near and far) has come together to support Century High is inspiring and has made such an impact on our students!
Here are some of the ways your donations are making an immediate impact. For this week’s distribution, we put together some special snack packs since our students will be out of school for a longer period of time. The snack packs included larger portions and ingredients for full meals, as well as, hygiene items and a new pair of socks. With the holiday season in mind, we even added in some fun holiday treats!
All this couldn’t be done without you!
Thank you so much for all your continued support and remember to share this opportunity to make a difference with your friends and family.
A message from one of our students!
My name is Everardo and I am a student at Century High. I want to say thank you for all you have done for us! Your donations are making an immediate impact in the quality of healthy options in our snack packs.
Please don't stop sharing our link with everyone you know! Together we can grow this program and help more students!
I can't wait until we hit our goal!
29 Donors, 30% of the way - Thank You!


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Jaspers Brush is a suburb located in the City of Shoalhaven to the south of Berry, New South Wales. The population of Jaspers Brush is approximately 359 people. Jaspers Brush‘s nearest beach is Greys Beach and nearest park is Camp Quality Park. Some suburb around Jaspers Brush are Berry Mountain, Bolong, Meroo Meadow, Back Forest, Far Meadow, Bellawongarah, Bundewallah, Berry and Bomaderry.
Why Jaspers Brush should compare energy prices using Econnex?

industry_corpus2: Power & Energy


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If you wish to keep wholesome, choosing a superb main care doctor might be key.
In a report printed final week, researchers discovered that American adults with main care physicians usually tend to obtain “excessive worth” companies similar to common most cancers screenings, diagnostic testing, diabetes checkups, and counseling, in comparison with these with out main care.
These seemingly routine companies might be lifesaving, particularly within the case of most cancers screening.
However for many individuals, discovering a main care doctor to see frequently might be tough. The analysis authors hope by drawing consideration to the long-term advantages of main care, medical and authorities officers can take steps to enhance entry to care.
The report authors carried out what they name a first-of-its-kind comparability examine by quantifying the experiences of 49,286 adults with main care and 21,133 adults with out. They wished to see how Individuals with comparable well being standing, demographics, and different elements answered when requested about these main care visits, together with questions on the “4 C’s” of main care: first contact, complete well being care, and steady and coordinated care.
These with main care reported higher affected person expertise and total healthcare entry in comparison with those that didn’t see a main care doctor frequently, in keeping with the examine, which was printed within the Journal of American Medical Affiliation Inner Drugs. Researchers mentioned these experiences remained steady from 2002 to 2014.
“Individuals who have main care are essentially totally different from those that don’t; they are typically older, higher insured, extra white, and so on.,” mentioned Dr. Jeffrey Linder, senior examine creator and chief of basic inside drugs and geriatrics on the Northwestern College Feinberg Faculty of Drugs, in a Northwestern information report.
Linder mentioned the outcomes validated what main care physicians have identified all alongside in regards to the significance of constant care in the case of prevention. He and the co-authors of the examine conclude the outcomes ought to present why policymakers and well being techniques ought to take into account rising investments in main care.
Different research have discovered that whereas the USA spends probably the most on healthcare, a small quantity goes into main care in comparison with specialty care companies.
Whereas preventative care is commonly touted as a serious purpose within the U.S. healthcare system, the system and the way in which the insurance coverage market is ready up makes that purpose a problem for sufferers to entry main care physicians.
Whereas an annual bodily is roofed with minimal or no co-pay by many medical health insurance plans, some sufferers could have excessive co-pays after they go to their main care physician for different considerations. Others could have excessive deductibles, which means they’ll need to shell out tons of of earlier than their insurance coverage begins to cowl physician appointments.
As well as, on the supplier facet, younger medical college students are extra doubtless to enter specialty care as a substitute of main care. The incentives to enter household drugs, for instance, are few and people physicians are even much less prone to follow in rural areas.
A report printed by the Affiliation of American Medical Schools estimated a shortfall of between 14,800 and 49,300 main care physicians by the top of 2030.
Dr. Sterling Ransone, a training household doctor in Deltaville, Virginia and member of the board of administrators of the American Academy of Household Physicians, mentioned he returned to his rural hometown to follow. Ransone mentioned he understands not each younger doctor out of medical college and in debt can try this.
He was not shocked by the outcomes of the examine that discovered sufferers with constant main care are likelier to obtain high-value and personalised care.
He identified that as a result of he’s identified his sufferers for years, he sees their entire well being historical past and understands find out how to navigate their care higher. However Ransone agreed that entry to main care stays difficult, for each physician and affected person.
“I want I might spend extra time seeing sufferers, however the way in which the system is designed, it’s all about effectivity and quantity,” he mentioned.
For each hour he sees a affected person, he estimates he has two hours of administrative work.
The findings additionally discovered, nonetheless, that sufferers with main care have been additionally extra prone to obtain care that could be supplemental and will not actively assist their well being, similar to getting pointless antibiotics.
Each Linder and Ransone mentioned that, too, wanted to enhance.
“Now we have additional work to do to optimize the quantity of high-value care and reduce the quantity of low-value care we’re delivering to sufferers,” Linder mentioned.
Speak to your pals and see who they belief.
If the physician you need isn’t listed in an insurance coverage community, name that physician’s workplace and verify. Typically a doctor’s title is by accident unnoticed.
Test to see how simple it’s to contact the physician throughout workplace hours and after hours.
Have a look at the hospital the physician is affiliated with and ask: Is it a hospital that you simply like?
Arrange an appointment to take a seat and discuss with the physician. Ask your self: Does this particular person sound like the fitting doctor for me?

industry_corpus2: Health & Medicine


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My choice is a tribute to The Grand Tour Season 2, Episode 6 "Jaaaaaaags" -- this 2004 Jaguar XJR offered here on eBay for $5,500 buy-it-now located in Canoga Park, CA.
What would you pick for the three not-so-wise men?
How about a Fast and Furious remake with an orange Supra a green Eclipse and a Black Charger?
They would have to dress like early 2000s street racers and do F&F challenges.
That is an amazing idea, I'd watch it!
Also for the Hammster, who seems to love the crazier one offs, this STI swapped Beetle that sold last year.


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General Hospital (GH) spoilers tease that Ryan Chamberlain (Jon Lindstrom) will struggle in his current state. He’s used to being in total control of the situation, but his sudden blindness has thrown off that plan. Ryan has no idea that he left a crucial clue at the scene of the crime – and now that clue is in Ava Jerome’s (Maura West) hands.
The cops also have the murder weapon, so they believe the killer’s getting sloppy. In reality, Kevin’s excruciating headache and eventual loss of sight are to blame. Nevertheless, the cops will use these hints to their advantage. Now that another prominent Port Charles resident has been attacked, catching the murderer is more important than ever.
Jordan Ashford (Briana Nicole Henry) suggested if they find the shoe that made the bloody footprint, they’ll have their killer. She’ll be eager to track it down, but Ava took the bagged shoes home to exchange them for slippers. Will Ava open the bag and get a shock? If so, this could make her rethink a few things about the man in her life.
General Hospital spoilers say Ava might develop suspicions, but she may ultimately brush them off. She won’t want to believe the one person who truly cares about her could do something so horrible.
Ava has been warned about Dr. Kevin Collins’ previous psychotic break, but she’s seen no signs of it firsthand. She only knows a doting and kind “Kevin,” so she may be looking for another explanation.
Ava might even mention the blood to Ryan, but he could play dumb and suggest he must’ve stepped in it in the elevator. Lulu Falconeri (Emme Rylan) was bleeding in there just before Ryan entered, so it’d be a reasonable explanation.
However, this should be a pivotal moment in Ava’s journey to the truth. Now that suspicions are surfacing, there’ll be thousand little ways for Ryan to trip himself up.
General Hospital spoilers suggest that like Anna Devane (Finola Hughes), Ryan’s vision will be restored. That means Ryan can get up to his old tricks again. He’ll most likely try to finish Lulu off in her hospital room at GH.
General Hospital buzz says that Ryan will pretend to still be blind after his sight is restored. This will make the perfect cover for him to slip into Lulu’s room and turn off her life support!
Of course, the pressure will also get worse thanks to Ryan’s errors. If he makes another mistake, Ava will surely notice. Ryan’s fun could be over in an instant if he faces Ava’s wrath!
Will Ava be the one to crack the case? What will finally connect the dots for the PCPD? We’ll give you updates as other GH news comes in. Stay tuned to the ABC soap and don’t forget to check CDL often for the latest General Hospital spoilers, updates and news.
General Hospital Spoilers: Baby James in Danger, Becomes Pawn in Ryan’s Scheme – Maxie and Felicia Panic Over Kidnapping?


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High heels have been a staple of traditional women's fashion for decades. Some women hate them, some women can't leave the house without them. However, whether you wear them every day or just on special occasions, there are things everyone who wears heels should know.
It's pretty safe to say that high heels are not usually the most comfortable option on the planet, and according to The Washington Post they contribute to the $3.5 billion spent annually in the United States for women's foot surgeries. Podiatric surgeon and spokesperson for the American Podiatric Medical Association Marlene Reid told The Post that many of her female patients push through pain caused by heels for months, only to come to her when they have torn ligaments and stress fractures.
It's important to know the basics of what high heels are actually doing to your body both long and short term so that you can make well-informed decisions about both your health and style. And in the spirit of making informed daily choices, here are five things every woman should know about high heels.
According to the Spine Health Institute in Florida, high heels knock us off balance, forcing our bodies to compensate by forward bending your hips and spine and tensing your back, hip, and leg muscles to remain upright. There is also excess pressure placed on the knees and balls of our feet (aka the space between our arch and our toes). Basically, when we wear heels our bodies are doing a lot of unconscious balancing and correcting so that we don't fall flat on our faces.
Heels don't just cause our spines to tilt forward; they actively knock our backs out of alignment. According to the Spine Health Institute, our spines normally sit in an S-shape, helping with our bodies natural shock absorption as we walk. When we walk with a bent spine, shock absorption is reduced, and more pressure is put on the nerves in our back. Long-term heel use can lead to chronic lower back pain, tingling, and cramping. Ouch.
According to a 2013 study in the International Journal of Biomedical Engineering and Technology, running in heels (like to catch a subway train, for example) causes a significant increase in the lateral movement of the knees — meaning the angle at which they move towards and away from each other as we move — definitely straining the knee joint and potentially causing permanent arthritis.
According to the American Osteopathic Association, with every inch of height added to the heel, there is an increase in how hard your toes are being crammed into the point of the shoe. And according to both the AOA and The Washington Post, this can cause corns, bunions, and hammertoe, not to mention permanent nerve damage in the foot.
OK, so I've been spending a lot of time hating on high heels in this article, but there are some definite things you can do to reduce the amount of damage they wreak on your body when you wear them. The American Osteopathic Association recommends limiting your heels to an inch and a half or less, and if you do wear a higher heel, try to avoid pointy stilettos, instead opting for a thicker heel that will distribute your body weight more evenly. They also recommend purchasing insoles for all of your heels to help with shock absorption, and to take the time to stretch your calves daily.
If you've been noticing a lot of back pain and discomfort during or after wearing high heels, you may want to seriously consider what they could be doing to your body long term. Because as osteopathic physician Dr. Natalie Nevins said in an article for the American Osteopathic Association, "Your feet are, quite literally, your base of support. If your feet aren’t happy, nothing above them will be."


text: Keep the modern vibe going with this Skye stainless steel table set. This set features architectural bases with a sculptural design that's chic and contemporary. The tops of each table feature genuine marble tops for durability and remarkable style. These tables are available individually or as a set for a cohesive look.

industry_corpus2: Manufacturing


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The Cape Town Cycle Tour Lifecycle Week is a nine-day celebration of all things cycling, where a world-famous city embraces human power and celebrates the healthy lifestyle and freedom of movement the humble bicycle offers all its inhabitants and visitors.
The Lifecycle Week kicks off with the MTB Challenge, held out in the Cape Winelands on the Saturday, and then the Junior cycling event on the Sunday. This future-star event is hosted in the Cape Town Stadium Precinct, in the shadow of Table Mountain, which is also the venue for the registration process each entrant must follow to collect their race number for Sunday’s main event, before taking in South Africa’s biggest cycling exhibition, the Cape Town Cycle Tour Expo.


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A high-speed Amtrak train traveling from Boston to Washington, D.C., fatally struck a person who had been on its tracks in Delaware County on Thursday afternoon.
The Acela train struck the person in the area of SEPTA Regional Rail's Norwood Station around 4:20 p.m., SEPTA and Amtrak officials said.
Amtrak officials said there were no reported injuries to crew members or the 293 passengers on board.
SEPTA Regional Rail's Wilmington-Newark line was suspended around 4:30 p.m. as authorities responded to the scene. Service on the line resumed just before 6 p.m., a spokesperson for the authority said.
Residual delays on the Wilmington-Newark line are expected to remain throughout the evening commute.
Delays of up to an hour are also expected for Amtrak commuters, officials said.

industry_corpus2: Transportation


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The first treatment technique of its kind from Saryna Key Professional. Ampoules that rehabilitate and treat hair damaged from dyeing, highlights, straightening, permanents or other chemical treatments.
This unique treatment complex contained in a spray ampoule rehabilitates and coats the hair shaft, creates a protective layer against climate damage, nourishes and restores hair’s natural moisture, which is compromised by chemical treatments.
Boha Shea will dramatically improve the hair structure; restore its vitality, luster and the natural moisture that it lacks.
Direction for use: Shake the ampoule prior to use. After shampooing, squeeze all excess water from hair and spray it with Boha Shea, lather well, wait approx. 5 minutes and rinse thoroughly. At low temperature product may solidify, remove the closed ampoule from the container prior to use and warm it under a stream of warm water (it will return to a liquid state).


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Vip Service Warsaw offers you a first-class limousines and vans hire with a driver. Perfect for any kind of business trips, domestic and foreign, and support for events (concerts, conferences, conventions).
We are a legally operating company with rich experience in the transportation industry. Fleet of our vehicles will provide passengers a high level of comfort and safety. The main direction of our activity is transportation to the airport and the handling of foreign guests during their visit to Poland.
We serve individuals and companies, limousine rental prices starting from 100 pln per hour.


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Take I-35W south to I-494 east. Travel east on I-494 to the Highway 5 exit. Terminal 1 is located directly off Highway 5. Follow the highway signs to Terminal 1. The exit will be on the left beyond the Post Road exit.
Take I-35E south to the W. 7th Street/MN-5 exit. Turn right onto W. 7th Street/MN-5. Continue traveling west on MN-5. Terminal 1 is located directly off MN-5. Follow highway signs to the Terminal 1 exit.
From I-35E, travel north to I-494 west. Exit onto I-494 and travel west to the Highway 5/Terminal 1 exit. Follow the highway signs to the terminal. The terminal exit will be on the left beyond the Post Road exit.
Take I-494 east to the Highway 5 exit. Exit onto Highway 5 and follow the signs to Terminal 1. The terminal exit will be on the left beyond the Post Road exit.


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This Week at the FLEET & Beyond ~ September 11, 2013!
Back to School Edition - Education News, Great Programs, Chocolate Unwrapped & UAV Day!
Did You Know That California’s 8th Grade Students Rank 47th in Science Scores Out of 50 States––According to the 2012 National Assessment of Educational Progress? The Fleet is Working to Change That Status and You Can Help.
We want to change this equation by providing vital science education (STEM) programs to students in need, and donations to the School Scholarship Program can help.
California students outperformed only Mississippi, Alabama and the District of Columbia. Only 22% of California students scored proficient or above, and only 11% of Hispanic 8th graders scored proficient or above. In a community like ours in which science and technology plays such important economic, cultural and societal roles, these results raise more than mere concerns. The demand for STEM professionals in the U.S. and locally outpaces supply. Currently too few students have the skills that could lead to careers in the field or to even meaningfully participate in the political and social conversations that will arise if we are to meet a range of new and emerging challenges.
The Fleet wants to be part of the solution by implementing a new strategic vision to provide experiences, support and programming designed to advance the competency not only of our future STEM workforce, but our community as a whole. The Fleet aspires to change the equation by inspiring and educating students and teachers through our hands-on approach to science education that will feed and maintain a steady pipeline of STEM-capable graduates and lifelong science learners. With your help we can change these statistics by making science accessible to as many local students as possible who otherwise would not have the opportunity to take part in Fleet science programs.
Your generosity can be its own reward, and ensure our children’s future. Please help by making a donation today!
Our YOUNG SCIENTISTS Return This Week! Our Tiniest Geologists Will Be EXPLORING EARTH in Session 1, Running September 12–October 6; with Sessions Featuring ASTRONOMY ADVENTURES, WACKY WEATHER and KID CHEMISTRY Coming Up.
Young Scientists Session 1: Exploring Earth will delve into Landforms, Geology Rocks!, Water Wonders and Awesome Animals. Subjects for remaining sessions this year include Astronomy Adventure, Wacky Weather and Kid Chemistry. Preschoolers age 3–5 (and a parent) explore the scientific wonders of the world through experimentation, investigation and scientific questioning. Four 4-week sessions run monthly. Limited to eight students per class. Thursday, Friday, Saturday or Sunday morning. See more at: http://www.rhfleet.org/events/young-scientists.
PICOCRICKETS Make Things Happen at SATURDAY SCIENCE CLUB for GIRLS, as Participants Learn to Design and Program the Tiny Computers, SEPTEMBER 14!
PicoCrickets STEaM* it up with science, art and technology to build gadgets that light up, spin, make music and even purr! You plug lights, motors, sensors and other devices into a PicoCricket and program them to react, interact and communicate as familiar and fun things––from a kitty to a birthday cake. Girls in grades 5–8 join the Fleet on the second Saturday of each month to investigate exciting science topics. *STEaM=Science, Technology, Engineering, Arts and Math.
Members $12, nonmembers $14; must pre-register by calling (619) 238-1233 x806.
FAMILY SCIENCE SATURDAYS Builds BRIDGES Between Even the Toughest Siblings in September.
Tinkering Studio Coordinator Bruce Gemmell is an architect who will share his knowledge of building bridges. Learn the fascinating history and nature of bridges, the integral concepts underlying their construction and the various types of bridges in common uses today. Challenge Saturday, the last Saturday of each month, will culminate in two visitor contests. Build bridges to cross our challenging chasm and compete in an ultimate strength challenge to see whose bridge will support the most weight OR explore the ratio of strength to load-bearing capability (or whose bridge can support the most times its own weight).
UAV DAY––Multi-rotor Experts and Hobbyists Alike Will Share Their Knowledge on SUNDAY, OCTOBER 6, in conjunction with ON THE FLY: Technology Takes Off!
Aerial filmmakers, quadricopter designers, search & rescue experts, educators, wind tunnel testers, military aviators and pilots––experts from all these fields and more will bring their multi-rotor creations and share their expertise with the San Diego community. It promises to be a full day devoted to this forward-thinking technology and its many applications, with displays of the newest toys and creations, expert panels on related topics—and perhaps even the premiere of a UAV Search & Rescue documentary! Our new exhibit, On the Fly: Technology Takes Off, has attracted a unique following in the Southwestern multi-rotor industry, with its fascinating display highlighting the unique characteristics of UAVs and how they fly, multiple daily performances by small-scale unmanned aerial vehicles and the chance for every visitor to apply the principles of aerodynamics to create their own aircraft. Join us to learn more about the constantly evolving uses of unmanned flight technology from our exhibits and on October 6, from our experts in the field!
IMAX® en Español Takes You TO THE ARCTIC Once More This SUNDAY, SEPTEMBER 15!
Un viaje extraordinario a la cima del mundo, To The Arctic es el cuento supremo de supervivencia. La pelicúla lleva audiencias a un viaje nunca experienciado en las vidas de una osa blanca y sus dos cachorros de siete meses de edad, mientras navegan por los cambios del ártico un lugar que ellos llaman hogar. En esta presentación de IMAX en español. IMAX en Español es una oportunidad para usted y su familia que disfruten las películas IMAX en español cada tercer domingo del mes. Adicionalmente audífonos sin costo para quienes deseen escuchar el audio en español siempre están disponibles para las películas que se presentan con el audio original en Ingles. El costo de admisión para las películas incluye acceso a todo el museo Fleet y las más de 100 exhibiciones científicas a la mano de todas edades. Varias de nuestras exhibiciones ofrecen explicaciones en español.
An extraordinary journey to the top of the world, this ultimate tale of survival film takes audiences on a never-before-experienced journey into the lives of a mother polar bear and her two seven-month-old cubs as they navigate the changing Arctic wilderness they call home. Captivating, adventurous, and intimate footage brings moviegoers up close and personal with this family’s struggle to survive in a frigid environment of melting ice, immense glaciers, spectacular waterfalls, and majestic snow-bound peaks. IMAX en Español is an opportunity for you and your family to enjoy IMAX films in Spanish. Additionally, headsets are always available free of charge for audiences to listen to available Spanish soundtracks when films with English soundtracks play. Admission includes one film and the Fleet’s exhibit galleries, which feature more than 100 hands-on exhibits for all ages. Many of our exhibits feature bilingual explanatory text.
With the Central Library On the Move, Don’t Forget to “CHECK IT OUT ~ The Reuben H. Fleet Science Center’s” Free Family Membership Program Is Available at Every SD City Library, Courtesy of SCHOLARSHARE!
The Fleet is delighted to continue its very popular “Check It Out ~ The Reuben H. Fleet Science Center” program in partnership with San Diego Public Library, sponsored by ScholarShare College Savings Plan. This innovative program provides families with unlimited access to the Fleet, through circulating “Exhibit Experience Membership Cards” available for checkout at each of 36 city libraries. When library patrons check out a Fleet membership card, they receive full membership benefits for two full weeks; including free gallery admission for two adults and up to six children, discounts on IMAX® films and digital shows and discounts at Galileo’s Café and the North Star Science Store.
Available at a San Diego Public Library near you; two week family membership free to check out with your library card.
We Know Who Will be Pouring for SCIENCE ON THE ROCKS on OCTOBER 17: Aztec Brewing, Helm’s Brewing Company, Manzanita Brewing Company and St. Archer’s! Our Fave Eclipse Chocolate Returns for CHOCOLATE UNWRAPPED: The SCIENCE of FLAVOR! Tickets On Sale Now—Don’t Miss Out!
Brews from Aztec Brewing, Helm’s Brewing Company, Manzanita Brewing Company and St. Archer’s will be flowing at the Fleet’s next Science on the Rocks, along with yumminess from local chocolatier Eclipse Chocolate! Chocolate Unwrapped—The Science of Flavor will feature their chocolate with another exquisite beer pairing, along with wine tasting and flavorful samples from local restaurants including Ritual Tavern. In addition to enjoying the delicious fare, partygoers will discover the facts about flavor from Dr. Francisco Villarreal on the health benefits of chocolate and an expert from Senomyx on the science behind our taste buds. DJ Will Hernandez and drummer Dre (Drumbeats by Dre) will be performing—these guys know how to get a party rockin'! As always, there will be fun, scientific chocolate- and beer-related hands-on activities!
Rocky Mountain Express propels audiences on a steam train journey through the breathtaking vistas of the Canadian Rockies and highlights the adventure of building a nearly impossible transcontinental railway. Spectacular IMAX aerial cinematography, archival photographs and maps, and the potent energy and rhythms of a live steam locomotive immerse audiences in this remarkable story form the age of steam.
OCTOBER—Kids Free Month free gallery admission for kids 12 and under with a coupon from http://www.sandiegomuseumcouncil.org/.
OCTOBER 7–– Senior Monday lecture on Deep Sea Challenge; lecture begins at 10:30AM, with IMAX film Deep Sea at 12noon (NEW time, Fleet location & price). On March 26, 2012, James Cameron (National Geographic Explorer-in-Residence) became the first person in history to reach the Earth's deepest known point as a solo pilot, successfully piloting the DeepSea Challenger nearly 36,000 feetdown in the Mariana Trench. The dive was part of the DeepSea Challenge Expedition, a series of dives to investigate the New Britain and Mariana Trenches. Bruce Sutphen will be presenting on behalf of James and the Expedition Team. He will be giving a brief overview of the technical elements, fabrication, assembly and operation of the DeepSea Challenger submersible. San Diegan Bruce Sutphen has 25 years in scaled modeling and technical project management, including composite, design, fabrication, hydrodynamic stabilization and subsea robotic programs. As U.S. Project Manager for DeepSea Challenge, his responsibilities ranged from running the scaled-model vehicle dynamic stability testing to managing the U.S. composite development, Lower Pod robotics fabrication, including the Lander Systems. He was also a member of the DeepSea Challenge Expedition Team in the successful dives to the Mariana and New Britain Trench. The first Monday of the month, seniors 65+ enjoy the Science Center exhibits, a lecture and a Giant Dome Theater show at a discount! Please note new time & price: 10:30AM lecture (doors open for snacks courtesy of ScholarShare at 9:30AM); 12PM theater show; $8. The lecture now takes place in the Heikoff Giant Dome Theater.
OCTOBER 7-8—Astronomy Event: Draconids Meteor Shower—Meteor shower that will be visible after 12am. Shower originates out of the constellation Draco. Remnants of Comet 21P Giacobini–Zinner.


text: 12. The Municipal Council or the Governing Board of the Redevelopment Agency will consider a motion to close the meeting for the purposes of holding a strategy session to discuss pending or reasonably imminent litigation, and/or to discuss the purchase, sale, exchange, or lease of real property, and/or the character, professional competence, or physical or mental health of an individual in conformance with � 52-4-204 and 52-4-205 et. seq., Utah Code.

industry_corpus2: Real Estate & Construction


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Are you going back to the movies?
The movies are once again in fashion and Village Roadshow, with plans to have 3,000 screens in operation around the globe by the end of 2001, is poised to take advantage of it. This aggressive growth plan comes at a time when compared with other forms of entertainment, the movies are seen as relatively cheap.


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Realtimely loads tweets from Twitter. Follow #hashtags fastest ever.
Realtimetter is a simple Twitter Streaming API client. It receives real-time updated tweets without clicking Refresh button. So you can easily follow fast-updated #hashtags. And it's completely free. Enjoy!

industry_corpus2: Computing & Telecommunications


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93% of the flats to rent have pictures. On average an advert for Flats To Rent Area Cockfosters has 4.75 pictures.
The most common number of bedrooms for properties in Cockfosters is 1, followed by 3 and 4.
We found flats in Cockfosters in En4 and N22.
Estate agencies in Cockfosters with flats to rent include Peter Michael Estates, BURGHLEYS and Statons - Barnet.


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SILVER FALLS STATE PARK, OREGON: Famous for its breathtaking waterfalls, old buildings, and temperate rainforest, Silver Falls State Park is the largest of five beautiful State Parks in Oregon’s central Cascade region. I can’t promise you that you will be able to finish it in days or just weeks. It’s because you can do variety of outdoor adventures here as well as spend relaxed family time out in the nature. Play by the lake, spend a night under the stars, or just pack your lunch for a picnic in the forest.
TIME of TRAVEL: First time we were there was with some friends in 2010 or 2011. We only walked around and behind the South Falls then. This time we were there for a community picnic. Although most of the time we were in the picnic ground, I managed to sneak out couple times to get a distant view of the falls and its trail. But didn’t really manage to go too close to it. If you are a photographer, I would highly recommend coming here during the fall season…should be beautiful looking at the bright colors surrounding the soft veil of the falls.
EATING and SHOPPING: There aren’t much of shops in the park (of course) but I saw a café/restaurant very close to the South Falls. Best thing to do here is to bring your own food and a blanky and sit down on the soft grass or use a picnic bench for meal.
PLACES WE’VE VISITED: For now, I am only adding South Falls of this park in my blog. There are at least ten falls you come across when you start walking on Trail of Ten Falls….a true paradise for the hikers or nature lovers or photographers. I will keep adding them every-time I visit a new falls. We were at a picnic there, so I couldn’t hike on this trail.
SOUTH FALLS: One of the most gorgeous falls of Silver Falls State Park is the South Falls. You can see the exposed rock in the waterfalls and creek bed with layers of rock laid down over the course of 26 millions years. Either you are looking from a distance or walking right behind the falls or just standing on the wooden bridge in front of it and looking high…this falls is breathtaking from every possible angle.
I am not sure how long is the walk from top of the falls to all the down near the water and coming back to top again, but this is a bit steep hike in some areas. Some places are wet and muddy too. I even saw a thin and small snake on the upper portion of this trail. I am not saying these to scare you or anything…if my friend’s toddler boy can do it, then anybody can do it. Just use some cautions and wear comfortable shoes…it will be a sight to enjoy for all ages.
What a beautiful and relaxing place with nature! Looks like a great place for a walk.

industry_corpus2: Travel & Geography


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I think I found her (@PatriciaParis1) … or she found me by twittering via someone else. I went to her blog and found loads of witty, interesting blog stories. Some read more like a short story, others sounded like the story of my life. Not just my writing life, my life!
“Set all for these goals for yourself then slope off to have another cup of coffee and fill the birdfeeder?” she asks. Yikes, I think, I forgot to fill the birdfeeder. “That’s procrastination because you’ve set too many goals,” she says. “Break them down into smaller ones and then into little chunks.” I know that, I used to teach time management when I ran management training courses. “I used to be a corporate trainer, I ran time management courses,” she says. Ah. Yes. With you there, Patricia!
Another one… “Why didn’t I just knuckle down and study Marine Biology like my father told me?” she asks. “Because I had these characters that needed to be unfolded on the page, that I needed to tell the world about, that’s why.” (I paraphrase). Well, I’m with you there as well, except I did study Marine Biology as part of my Oceanography course. Gives you even more possibilities for characters if you ask me. Mmm, now there’s an idea… an underwater Princelings book… maybe not. But I still ended up writing – eventually.
Then there’s the Healthy Lifestyle post. “Take half an hour each day to do something active. Lift weights, go for a walk, go to the gym if you need to.” Well, I was just saying yesterday to someone who had got himself swamped in self-employment. “Take an hour off every day and get out of the house. Or take Friday afternoons off. No-one will miss you and I give you permission to do so.” Funny how we need to give ourselves permission to do healthy things when we are self-employed. You and I are of one mind, Patricia.
And recipes on your website! Well, I know someone called Eppingstrider who puts those on hers. With mouthwatering pictures too. And she likes sailing (lives on Chesapeake Bay, so why not) and birds!
Patricia, if you ever come to England, you’ll love Norfolk.

industry_corpus2: Literature & Emotions


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The Quilotoa Loop through the central highlands is a great trek to experience the beautiful countryside of the Andes. During this trekking you will pass indigenous and mestizo villages, meet local farmers, and enjoy spectacular sceneries with deep canyons, paramo highlands and snow-capped peaks.
During this special trekking we spend the nights in cosy hostels with fireplaces, so it is the perfect trek for those who love rough nature, but don’t like camping. The trek finishes at the village of Quilotoa, close to the lake with the same name. The Quilotoa Lake is one of the most impressive crater lakes of South America.
9:00 Am – Departure by car from Latacunga. After about 1,5 hours of driving on a very scenic road we reach the village of Sigchos, the starting point of a 3- to 4-hour hike at 2900 m. / 9514 ft. altitude. We hike down to an altitude of 2560 m. / 8399 ft. and then we go up again to Isinlivi, a tiny and very authentic village, at 2950 m. / 9678 ft. With clear weather you can see the snowcapped peaks of the Ilinizas. We can enjoy the patchwork of fields with corn and the purple colored flowers of the lupine, known locally as chocho. Along the whole loop we will encounter this plant, which has edible seeds. If it is the right season, we can taste the super healthy chochos in one of the villages.
Accommodation in a cosy mountain lodge.
After a healthy breakfast you leave with your guide in the direction of Chugchilan, the next village on our trip. The hike will first go down, through the Rio Toachi Canyon and then back up to get to the road that takes us to Chugchilan. During this 5-hour hike you will have excellent views on the Toachi Canyon, and you will get good impressions what’s life like on the countryside in the Andes. Arrive at Chugchilan (3200 m. / 10499 ft.) and accommodation in small hostel.
Today we leave Chugchuilan after breakfast to hike up to Quilotoa crater. It is about 5 to 6 hours hike, going up from 3200 m. / 10.499 ft. up to 3900 m. / 12.796 ft. Once at the crater rim you will have an amazing view of the lake and its ever changing colors. We can enjoy our box lunch at the crater and hike to the village of Quilotoa where our driver will be waiting to take us back to the Panamerican Highway. If there is enough time we will visit the Tigua painters.
Optional: it is also possible to organize this trek for 275 US$ p.p. In that case you will sleep in more basic hostels, you will travel by public transport and will have to carry all your luggage during the trek.