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On 4th September, Robert-Jan Smits, the Open Access Envoy of the European Commission, and Marc Schiltz, the President of Science Europe, announced Plan S, a radical new initiative designed to ensure that by 2020 all research papers arising from funding provided by 11 (now 13) European funders are made open access immediately on publication.
The plan is based on 10 clear principles but short on detail as to how those principles will be implemented. If successful, however, Plan S could have a dramatic impact on both publishers and researchers. For instance, reported Nature, as written the 10 principles could see European researchers barred from publishing in 85% of journals, including influential titles such as Nature and Science.
The ‘S’ in Plan S can stand for ‘science, speed, solution, shock’, Smits told Nature. Shock would certainly seem to be an appropriate word, and shock was surely what publishers felt when Plan S was announced. After all, they have successfully managed to delay and subvert open access for some 25 years now. They perhaps assumed they could continue doing so. But if successful, Plan S could bring this dilly-dallying to a dramatic end. Alternatively, Plan S could fail to achieve its objectives.
That publishers do not like Plan S is, of course, no surprise. That was doubtless what the architects of the initiative anticipated. What they perhaps did not anticipate was that they would face pushback from researchers. Yet just a week after the announcement nine researchers published a critical article entitled, A Response to Plan-S from Academic Researchers: Unethical, Too Risky! This appears to have shocked the Plan S architects as thoroughly as their plan must have shocked publishers. Smits immediately summoned two of the authors to Brussels, and Schiltz took to Twitter to suggest that the article was “slanderous”. [See comment below for more on this].
Since then there has been a torrent of commentary and critique of Plan S, and the initiative is proving uncomfortably divisive. While publishers (and at least some researchers) are appalled by Plan S, open access advocates, as could be expected, have welcomed the initiative.
The problem right now, however, is that there is too little information on how Plan S would work in practice. This means it is nigh impossible for informed commentary to take place, and we are seeing frequent calls for clarification.
On 12th September, therefore, I invited Smits to do an interview with me, in the hope that he could provide that clarification. I suggested we do this either by telephone or email. Smits agreed and said he would prefer to do it by email. So, I emailed him a list of questions and waited for his replies. These arrived on Monday this week.
I have to confess to being disappointed on reading them. From my perspective, they do not provide the clarification I was hoping they would. I accept that my questions are long and somewhat sceptical (some might say tendentious) but, as I saw it, they offered Smits a chance to dispel some of the confusion around Plan S and to demonstrate that my scepticism is misplaced. I didn’t feel he did either.
When I shared my disappointment with Smits he expressed surprise and replied, “I looked once more to the replies I sent to your questions and remain of the opinion that they address the issues you put forward.” He added that he is getting over 300 emails a day and tries to reply to each one – signalling that time is in short supply for him.
I am, of course, entirely sympathetic to the challenge Smits faces with Plan S, and the huge demand it must be making on his time. Nevertheless, there is a great deal of confusion out there, and on reading his replies I could not help but feel he had missed an opportunity to clarify matters.
This seemed the more striking given his assurance to me that, “my door is open to anyone who wants to drop by to discuss Open Access and Plan S”. He added that he prefers a ‘face to face’ approach to using email. Perhaps it might have helped, I thought, if he had taken up my offer of a telephone interview – or even a face to face on Skype.
Presumably, it is only after publishers have done this that cOAlition S expects to publish the implementation plan that Smits talks about below. And while he says he is happy to discuss Plan S with “all interested groups”, Smits insists that cOAlition S will “stand by the principles set out in Plan S”. We might wonder what benefit there is in discussions if cOAlition S is immoveable on the 10 principles. And in the meantime, of course, researchers can expect to face a great deal of uncertainty.
That said, at first blush, this might seem like a good approach. In fact, I have myself on a number of occasions argued that publishers should not be treated as stakeholders, but as service providers. As such, the research community should be telling them what services it would like them to provide, and then inviting them to quote for providing them. Only if the conditions and the price are acceptable should the research community then proceed to contract any particular publisher to provide the service tendered for.
The problem with the way in which Plan S seems intent on doing this, however, is two-fold. First, regardless of the talk of (unspecified) APC caps, it is not clear how these can be effectively applied – particularly if the rest of the world does not follow Europe’s example. As a result, the research community may find it has to shell out even more money for publishers’ services, regardless of any caps. And what happens if publishers decide not to engage with Plan S in any meaningful way?
Second (and more importantly), it could be argued that European funders are not part of the research community. They are its paymasters. And in the neoliberal environment in which universities now have to operate, researchers’ interests are not fully aligned with those of research funders. This means that in its battle with publishers, cOAlition S may end up punishing European researchers as, or more, brutally than it punishes the real target – publishers. Researchers will be the meat in the sandwich of Plan S, collateral damage in a war that the vast majority of them never signed up to, or wanted to see take place. There are also very real concerns that Plan S will wreak havoc on learned societies.
It is for these reasons, I believe, that in opposing Plan S researchers often do so in terms of a threat to academic freedom.
That OA advocates tend to ridicule and deride those who fret over academic freedom suggests to me that they have become so focused on the ends of OA that they are blind to the damage that the means might inflict on their peers, and on many societies.
My answer is this: It doesn’t matter whether the terms Green or Gold are used. Principle 1 of Plan S states, “Authors [must] retain copyright of their publication with no restrictions. All publications must be published under an open license, preferably the Creative Commons Attribution Licence CC BY.” And cOAlition S insists that this applies to both gold and green OA, and in all cases OA must be immediate.
It seems highly unlikely to me that for-profit legacy publishers will offer green OA on those terms. Instead, they will focus on gold OA and seek to extract as much money as possible from the research community, caps or no caps, even as many non-profit learned societies face an existential financial threat.
Importantly, as Peter Suber has pointed out, there is no acknowledgement in Plan S that repositories can provide OA. This suggests they are seen as archival tools alone.
The good news is that when I expressed my disappointment with his answers Smits said he would be happy to meet with me when he is in London next month. If that meeting takes place perhaps I will be able to get a clearer view of how Smits sees Plan S achieving its objectives, and why he routinely pooh-poohs any talk of academic freedom in relation to his initiative.
RP: As I understand it, the background to Plan S is that during the Dutch Presidency of the Council of the European Union in 2016 the EU issued the Amsterdam Call for Action on Open Science. (At the time you were Director-General for Research and Innovation at the EU). This called for “immediate” open access to all scientific papers by 2020. But by the end of 2017 it was clear that this goal was not going to be achieved unless more drastic action was taken, not least because the Amsterdam Call offered no specific strategy for achieving OA by 2020. Earlier this year, therefore, you were appointed Special Adviser on Open Access and Innovation and charged with making sure it happened. Plan S is your solution and it consists of 10 principles, the key one being that “After 1 January 2020 scientific publications on the results from research funded by public grants provided by national and European research councils and funding bodies, must be published in compliant Open Access Journals or on compliant Open Access Platforms.” In fact, Plan S is a list of principles, not a detailed action plan. That is, it is not a mandate but what OA advocate Peter Suber describes as “a plan for a mandate”. I realise that some transition arrangements are envisaged, but how realistic is it to expect that in 15 months’ time all European research will be made immediately available on an OA basis, particularly if legacy publishers prove reluctant to co-operate in a meaningful way?
R-J S: The 2016 Amsterdam Call set the 2020 target and, since little progress is being made, Plan S provides the specific strategy which you mention to achieve that target. However, Plan S cannot and will not override contracts which are in place before 1/1/20 and of course, we are willing to respect short-term transitional arrangements and on-going discussions on such arrangements.
R-J S: We expect publishers to come forward with offerings which comply with the principles outlined in Plan S. We make no statement about whether publishers are ‘legacy’ or whether they are new providers with new platforms.
RP: I assume you anticipated there would be pushback from publishers, but perhaps you did not expect pushback from researchers? Either way, we are seeing pushback. Last week, for instance, one of the leading open access advocates Stevan Harnad called for Plan S (and all OA policies) to drop any requirement for gold OA publishing and focus exclusively on mandating green OA (self-archiving). This would seem to envisage Plan S being reversed since it is currently almost exclusively focused on gold OA. Three days earlier, eight researchers published a highly-critical article about Plan S, denouncing it as unethical and too risky. I assume such criticism is of concern as I am told you called the lead author of the article Lynn Kamerlin and invited her to Brussels to discuss Plan S. How confident are you that you can address her and other researchers’ concerns? They clearly feel they are becoming the meat in the sandwich in the struggle between research funders and legacy publishers. And might we see resistance amongst researchers grow as the implications of Plan S are more widely publicised and become clearer? Combined with publisher resistance might this necessitate significantly watering down or even abandoning key Plan S principles?
R-J S: You probably have seen the many positive reactions from researchers and representatives of the science community to Plan S. Of course, there are also critical voices. I have indeed invited Britt [J Britt Holbrook, one of the co-authors of the above paper] and Lynn for a meeting to see why it is we differ of opinion. In developing the implementation plans there will, of course, be discussion with all interested groups. We will, however, stand by the principles set out in Plan S.
RP: One of the concerns being expressed is that Plan S portrays green OA and repositories as having little more than an archival role, not as providers of OA. This is one of the concerns expressed by de facto leader of the OA movement Peter Suber, who has written of Plan S, “There's no acknowledgement of their [repositories and green OA] importance for OA itself! This is the same mistake made by the Finch Group in 2012, which was inexcusable even at the time, and should never be repeated by informed, high-level policy-makers.” I assume, however, that the reality is that green OA inevitably conflicts with the principles of Plan S, which calls, amongst other things, for papers to be made OA “immediately” and with a CC BY licence attached. I cannot envisage many legacy publishers agreeing to this. So I guess the point is that if green OA cannot conform to the principles of Plan S then it cannot be viewed as providing open access, and that is presumably why Plan S does not view it as such. Would that be right? If not, how can this circle be squared?
R-J S: Plan S does not talk about Gold, Green, Diamond or Platinum Open Access. Plan S is entirely supportive of pre-prints and repositories and welcomes those journals where the final publication is published without paywalls and no embargo, being also published under a CC-BY or similar licence.
RP: Another concern that has been raised is that Plan S is contrary to long-standing principles of academic freedom. For instance, since Plan S says that hybrid OA is not compliant with its principles European researchers will be banned from publishing in a great many journals that they currently publish in and love. As Nature put it, “as written, Plan S would bar researchers from publishing in 85% of journals, including influential titles such as Nature and Science.” This concern about academic freedom might seem a genuine grievance in light of a 1997 UNESCO document that states, “higher-education teaching personnel should be free to publish the results of research and scholarship in books, journals and databases of their own choice”.
Concern about academic freedom is also being cited as one of the reasons why some countries (notably Germany) have not signed up to Plan S. Indeed, researchers at the University of Konstanz have taken their university to court for simply trying to mandate them to self-archive their papers in their institutional repository, which might seem far less of an imposition than telling them that they are henceforth barred from publishing in 85% of the journals they currently publish in.
Some also argue that requiring researchers to publish their work with a CC BY licence attached raises issues of academic freedom.
How do you respond to the claims that Plan S threatens to infringe researchers’ academic freedom? And how does Schiltz’s statement about freedom to choose fit with the principles of Plan S? Once again, how can this square be circled?
R-J S: Strong mandates have been in place from many funders in different countries for many years so the principle of funder mandates in the research system is well-established. See what Peter Suber writes about this. It is for publishers to provide Plan S-compliant routes to publication in their journals so that researchers can choose where to publish when accepting funding from those who sign Plan S.
RP: Plan S also argues that current researcher evaluation systems need to be changed so that publishing in prestigious legacy journals is no longer encouraged. Might it not have been better to change evaluation systems before banning publication in subscription journals? Would this not have been fairer than suddenly telling them to stop publishing in 85% of the journals that their universities are still incentivising them to publish in, and have been doing for many decades?
R-J S: The San Francisco Declaration on Research Assessment and the Leiden Manifesto both pre-date the Amsterdam Call for Action. There is nothing ‘suddenly’ happening. That during all years not much action was undertaken, is exactly the reason why Plan S was developed.
RP: Another reason why some European countries appear to be dragging their heels over signing up to Plan S is that they assume it will increase the costs of publishing rather than reduce it. The DFG, for instance, says that “it surmises that open access mandates can lead to increased article processing charges (APC), an effect that the DFG strives to minimise.” I understand Plan S envisages APCs being capped, but what in your view is a reasonable APC? And how would a cap work in practice? (Presumably, for instance, universities and researchers could decide to themselves pay more than the cap in order to have their papers published, and indeed to publish them in expensive hybrid journals produced by Springer, Wiley, Taylor & Francis, and Elsevier?).
R-J S: Caps on APCs will be considered as part of the implementation of Plan S. Publications arising from our funding must be Plan S-compliant.
RP: Plan S says that it will support the creation of open access journals or platforms and open access infrastructures where necessary. Another concern raised by Suber is that this does not include a commitment to creating and supporting open infrastructure. I.e., he says, “platforms running on open-source software, under open standards, with open APIs for interoperability, preferably owned or hosted by non-profit organizations.” As such, Suber says, Plan S, will not prevent open infrastructure being appropriated by legacy publishers in the way that SSRN and bepress were acquired. As you will know, a number of funders (Wellcome, Gates etc.) have created their own publishing platforms but outsourced fulfilment to the for-profit company F1000. The F1000 platform, I believe, is a proprietary, and details of what it charges funders are secret, which does not seem to fit with the ethos of open science. The EU also plans to create its own publishing platform. I wonder, therefore, if the reference to platforms and OA infrastructures in Plan S is essentially a reference to the planned EU Open Research Publishing Platform? As I understand it, this will not necessarily be open source, and some believe that the exacting requirements specified in the tender document means that it could only be operated by a large legacy publisher or similar. Can you comment on these points?
R-J S: Plan S sets out the principles for an open access funding system. It says nothing about the ownership of journals and platforms. It does not mention any particular platform.
RP: Open access is a hugely complex topic. I believe you suggested to Kamerlin that in order to better understand the issues she should watch the movie Paywall. However, I wonder if the issues are more complicated than either Paywall or Plan S assumes? The movie, we could note, was made by an OA advocate, funded by an OA advocacy organisation, and consists of interviews primarily with other OA advocates. It includes interviews with just two legacy publishers. As such, as I pointed out in the review I did for Nature, Paywall is an advocacy film, not one intended to explore the complexities of open access. At no point, for instance, does the movie mention APCs or explain how OA can be funded. As such, it tells us what OA advocates want, but fails to explain how this can be achieved financially. The OA movement has a history of making declarations, issuing calls, and offering up what in the movie John Wilbanks calls “witness and testimony” but it has consistently failed to come up with financially feasible solutions. Is there a danger that Plan S has fallen into the same trap?
R-J S: Plan S does not mention the Paywall movie. All of the parties involved in Plan S will have their own views about the publishing industry but Plan S states what we have collectively signed up to.
RP: How likely do you think it is that all European countries will sign up to Plan S? Neither Germany nor Switzerland has yet done so, and researchers in Norway are asking whether the likely consequences of the proposed changes are proportionate to what can realistically be achieved in such a short period of time. Meanwhile, those European countries with limited research budgets will surely be unhappy to commit to paying for gold OA. I understand you also hope to get the US to buy into the Plan, which would seem to be an even greater challenge since the US has historically preferred green OA and it does not have the same centralised system as Europe. As Roger Schonfeld has put it, “[T]he higher education sector in most of North America is very different from Europe, in one key element: North America is as decentralized as Europe is, at a national level, centrally coordinated.” The challenge here surely is that Plan S can only achieve its objectives if the whole world signs up to it, or at least all those countries with large research budgets? Unless they do, for instance, Europe will find it is having to pay for gold OA plus continue to pay subscriptions in order to access the research produced in countries that do not sign up. Would you agree? How hopeful are you that you will manage to sign up a sufficient number of countries to make Plan S workable?
R-J S: Why do you keep on saying that Plan S is about Gold Open Access? Do read the 10 principles again and you will notice that the plan does not use Gold or Green terminology. The plan welcomes self-archiving and repositories. I am confident that Plan S is workable.
RP: On the other hand, if Plan S does succeed it will further marginalise and disadvantage those in the global South. If all the world’s subscription journals flipped to gold OA, for instance, where today researchers in the global South are not able to afford to access the world’s research, in future they would be unable to afford to publish their own research – which might seem a worse position to be in. Does Plan S have a solution to this problem? Will it provide money to enable those in the global South to publish their research? I am not aware that this issue is discussed in the various Plan S documents.
R-J S: Getting rid of paywalls will help researchers in the global South to access publicly funded research without charge. This huge advantage cannot be denied. Furthermore, there are many routes to publishing research available to all countries including no-embargo open access.
RP: It seems to me that one thing most people agree on today is that legacy publishers have become too powerful and have acquired indefensible monopoly powers. Is it not time to hand the matter over to the EU Commissioner for Competition Margrethe Vestager with a view to, say, breaking up these monsters?
R-J S: I still am optimistic that through plan S, we can accelerate the transition to full and immediate Open Access in partnership, including in partnership with the publishers you are referring to.
RP: I understand that on 1st March you will be moving on, to become President of TU-Eindhoven. Would it not be better to stay with the project until it is clear that it has been a success?
R-J S: Plan S is carried by a consortium of funders under the umbrella of Science Europe. It is not the work of one person. Furthermore, I am far from being indispensable.

industry_corpus2: Subject Education


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industry_corpus2: Film & Entertainment


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industry_corpus2: Travel & Geography


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industry_corpus2: Computing & Telecommunications


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On Wednesday, I mentioned that the executive assistant at my former workplace called me "Sandy" during those five consecutive Halloweens I showed up for work en femme.
The first of those five Halloweens occurred shortly after Hurricane Sandy wreaked havoc throughout the Northeast in October 2012. We were lucky and only lost power after the storm.
The night before Halloween, power was restored, so I was able to carry out my plans to dress for work en femme even though there were no Halloween activities planned at work that day.
To make a long story short, when I showed up for work, my boss was ecstatic and gushed over my appearance. She also distributed a photo of me to all her acquaintances in the company and described the photo as "Sandy blew into town."
The name stuck and a lot of my co-workers called me Sandy during my Halloween appearances en femme.
By the way, tonight is a girls' night out for me. I will be dining with two of my former bosses (both female) at a local restaurant to celebrate the holidays. And they will call me "Sandy."
Santa is an anagram of Stana and so is Satan!
Alisha Jameela femulated to attend her company Christmas party.
I have plenty of cool weather red casual dresses I wear around the house.
Today you have inspired me!
I am not sure if you have decided on 'who' will attend the office Christmas party next week. Will either of the former bosses you will be dining with tonight be there? Will the subject of Stan or Sandy attending the party be discussed tonight? Inquiring minds want to know.
One former boss (K) still works at my place, so she is invited and probably will attend. The other former boss (L) is retired and I dunno if she was invited.
But there's more! I received a text this morning from K asking me to change our restaurant reservation and add one more person: the executive assistant (J) who invited me to the office party and called me "Sandy." So I assume J knows that I present as a woman on days that are not Halloween.
I knew the Sandy story would be fun! Hugs Allison!

industry_corpus2: Others


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KOCHI : Kerala Chief Minister Pinarayi Vijayan had pointed out lack of serious criticism towards the police in the last session of the Legislative Assembly as a definite sign of improvement in the functioning of the law and order machinery.
The claim he made at the delegate meeting of the 30th annual conference of the Kerala Police Officers Association (KPOA) on April 5 was proved wrong within a week when a youth died while in police custody and another committed suicide allegedly due to police harassment.
Sreejith (26), who was picked up from his house at Varapuzha in Ernakulam district on April 6 night in connection with the suicide of his 55-year-old neighbor following a gang attack, died of severe internal injuries three days later.His relativeshave alleged custodial torture behind the death. They are awaiting the detailed report of autopsy for confirmation.
The victim of the police harassment was 27-year-old dalit youth, S Santhosh, an accused in a case related to pelting stones on a state transport corporation bus at Pallatheri in Palakkad district. His relatives alleged that Santhosh resorted to the extreme step on April 7 following repeated harassment by the police to pay the compensation for the damage he caused to the bus.
The two incidents occurred barely within a fortnight of a training programme conducted by the state police to teach the cops good conduct. The mass training was launched on the orders of the chief minister, who holds the home portfolio, following a series of cases of misbheaviour by the police with common man on the street.
The death of Sreejith has triggered a big uproar after it was revealed that the youth was not among the 14-member gang that attacked his neighbor, Vasudevan. Sreejith, who was close to the family of Vasudevan, was picked up along with others after the latter committed suicide.
Vasudevan’s son Vineesh told the media that they had not named Sreejith in the complaint they lodged with the police following the attack. He said that they had complained against another Sreejith, who is son of one Sasi. Human rights activists believe that the arrest of the youth killed in police custody could be a case of mistaken identity.
However, the police have denied the claim. Ernakulam Rural Superintendent of Police A V George claimed that Vineesh had clearly identified Sreejith, who died in the custody, in the statement he gave to the police. He alleged that Vineesh may have lied to the media following Sreejith’s death. He denied any torture on Sreejtih by the Varappuzha police.
The preliminary postmortem stated that Sreejith had died due to septicemia, developed after his intestines had ruptured following intense pressure on his abdomen. The report has also hinted that the cause of death could be cardiac arrest due to stress.
Kerala State Human Rights Commission acting chairperson P Mohandas, who visited Sreejith’s house and the hospital, where Sreejith died, said there were several lapses on the part of the police in the arrest and subsequent detention of Sreejith in custody.
“Police officers have neither recorded the arrest of Sreejith nor issued the arrest memo. They also failed to produce him before a magistrate. There was no reason for the police not to follow the mandatory provision if they had not adopted any third-degree method against him. This shows that the youth could be a victim of custodial torture,” he added.
State police chief Loknath Behra has descried the death very serious and has set up a special investigation team under Crime Branch Inspector General of Police Sreejith. He has asked the team to investigate all the recent cases of police excesses. The police have suspended three civil policemen in connection with Sreejith’s death.
The incidents of the recent police highhandedness have put the Left Democratic Front government in a tight spot as it is gearing for a crucial by-election at Chengannur. Political observers said that the fallout of the incidents will be felt in the election.
The opposition Congress-led United Democratic Front and the Bharatiya Janata Party have termed the incidents due to the failure by the state government to reign in the rogue cops. Opposition leader Ramesh Chennithala said that cases of brutality has been on the rise ever since the LDF came to power.
BJP spokesman J R Padmakumar said that the top brass of the police had lost control over the force due to politicization of the police by the LDF government. He said that the police were taking orders from Chief Minister Pinarayi Vijayan’s private secretary M V Jayarajan, who is a senior CPM leader from Kannur.
“The police are divided on political lines. They have no qualms in even openly displaying their political affiliation. About 50 policemen had attended a meeting of police officers’ association at Kottayam last week in red shirt. Neither the top brass of the police nor the government has questioned this,” he added.
He said that the DGP was allowing this because these men have the patronage of the political bosses. This police-political nexus may plunge the state into the stranglehold of various forms of mafia and criminal gangs, he added.
Latest available data shows that there are over 950 police men continuing in service with criminal cases, including attempt to murder, sexual abuse of women and graft, pending against them. The human activists this as a sign of politicization leading to criminalization of the police.

industry_corpus2: Law & Justice


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industry_corpus2: Health & Medicine


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Does the person of the focused machine know they’re being spied on? I don’t know maybe It’s all in my thoughts or maybe not. A state supreme court docket has just authorized the use of a special police counterterrorism phone tracking machine and not using a warrant. Telephone Call Monitoring and Recording: Remotely monitor and record telephone calls made over the device. As a part of the demonstration, the researchers intercepted text messages despatched by some of those at the presentation and replayed audio of a telephone name made by one of many researchers through the demo. And Viber is proscribed to one Phone Solely. Enterprise transactions where one particular person desires to have a companion listen in and have a recording of it. These kind of connections are not out there everywhere telephone corporations have to put in special ISDN digital switching equipment. So before shopping for the application from the spy application service provider, be sure that they’ve a superb status out there.
Buy The appliance From A Nicely Reputed Company: There are a lot of corporations on the market available in the market, who provide good high quality spy utility for parents. A mailing record is simply a listing of e-mail addresses of individuals that are keen on the identical topic, are members of the identical work group, or who are taking class together. 1. It’s essential bodily entry the goal phone for that technique to work. Every thing you must say is entered right here, and that is what the recipient will probably be studying. For testing the callout we need to send some message to the calloutReceiver on Oracle B2B. The text message may link to a web site or a phone quantity that connects to automated voice response system. If If you want to how to intercept text messages from another phone without installing any software, you can go to NEXSPY to find more is the case, I do not assume it’s possible, because the message is reaching both the channel/personal chat at the same time that hubot is receiving it.
Ham it up, act the part, convince them they’re going to get something awesome and they’ll usually offer you access shortly (even if they suppose they’ll change their code later). Though, because it makes use of iCloud storage to assemble knowledge, you won’t get full performance and it offers fewer monitoring options than the standard version. As a substitute of doing such a radical factor, a much better choice is to use a monitoring software program in your child’s cellphone. It is comparatively new application, being on the market for only a few years, but it has already shown some great outcomes and thousands of consumers use it often. What’s the perfect app for cellphone monitoring? Google Authenticator is arguably probably the most recognizable, however it’s not essentially one of the best. Getting the app is straightforward in spite of the cell platform. You’ll be capable to sniff YOUR packet traveling from your cell phones to by way of your router to the world (internet) as any attacker would.
He signed up – for £5 plus VAT – and he supplied his girlfriend’s phone quantity. Legality Jammers are illegal to operate in the United States. Newman, Lily Hay. “A Cell Community Flaw Lets Hackers Drain Bank Accounts. Here is How to repair It”. While that is the first main infiltration to contain cellphones, the scheme didn’t rely upon the wireless nature of the community. System and person level passwords must be modified each 90 days. The abbreviation WC2 stands for WEALTHYCLUSTER 2, which is apparently the second generation of a system that’s used to course of low knowledge charge signals: it sessionizes all of them after which forwards them to XKEYSCORE. Moscow has lengthy denied any direct role in the combating in Ukraine, despite a wealth of evidence to the contrary. Is that arduous to do? The SS7 vulnerability was uncovered several years in the past in the course of the 2014 31C3 (31th Chaos Communication Congress) convention.


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Speaker of the House Paul Ryan’s plan for healthcare was pulled on Friday, March 24, 2017. There wasn’t enough support to even hold a vote in the House of Representatives.
It wasn’t a very good plan, anyway: too many vested interests.
However, the media and other opponents of President Donald Trump said he failed.
The real story is happening in parallel with the healthcare story, and that’s what renders it invisible. Something enormous is happening that has nothing to do with anything you are seeing in the news. In fact, you’ll probably read it here for the first time.
I’m dragging this out to see if you can guess the big news before I tell you. It is something I predicted would happen. It is something the country needs MORE than healthcare. It was, until yesterday, perceived as the biggest problem in the United States, if not the entire world.
However, we have a video of Chuck Schumer (D-NY) on CNN calling Trump incompetent. Way to go!
Let’s hope Adams is right with his prediction of ‘Competent, but we don’t like it’.
Thank you for the reblog, Michael. Glad you and your readers liked the post.
I’m so grateful I live in the UK! The NHS is far from perfect and there are times when one must go private, but, on the whole, it’s brilliant.
When I was growing up in the US, until the 1980s, general practitioners (family doctors) had their own practices. You made an appointment and paid for it. The doctors also made house calls, when necessary. The charges for both were reasonable. Those men knew you, your family, your health problems. They were also friendly and reassuring. There also used to be community hospitals in most towns, even small ones. Now everything is run by Big Pharma or big clinics. If Trump could persuade the Republicans to return to the older model, more people would be able to afford healthcare. I plan to post on that in a few days’ time.
I feel very sorry for Trump. To work day to day in a place where you know most of the people around you loathe you because they are corrupt must be difficult, to say the least.
I can fully agree with you! Also in Germany it was a long time as you described it for GB in the 1980s.
Now the clinics are still partly state-owned, but the abolition of welfare in 2003 (Hartz IV) has made millions of people to slaves. Health insurance is mandatory. This only will be paid if you work, no matter what kind of work. Especially in Bavaria are companies – founded by the Roman Catholic Church – which offer only precarious work, and get themselves the money from the state over other channels. In this way, the state and the population are completely dependent on the Roman Catholic Church.
In the region in which I live (Oberpfalz), a system of psycho-institutions is built up by regional politicians. Here, the Roman Catholic Church is closely cooperated.
Anyway, it does not look good at all. In two years i expect the first unrest among the citizens in Germany.
Sorry, I should have clarified regarding the general practitioners and community hospitals bit was in the US. Edited accordingly.
Wow, Michael, what a situation.
I think health insurance is mandatory in France, too. Agree that that sort of system works only if you’re employed at a decent wage.
Thank you for explaining the influence of the Catholic Church in your region. Sounds as if there could be a lot of corruption there between church and state. Gosh!
If Merkel gets re-elected (probably), I don’t think unrest by Germans will be allowed. I hope I’m wrong.
Happy to continue the discussion. It’s fascinating.


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8 Jomica Way (MLS #4687287) is a contemporary, walkout lower level, tri-level, modern architecture, detached single family home located in Waterville Valley, NH. This single family home is 6,000 sqft and on a lot of 32,670 sqft (or 0.75 acres) with 6 bedrooms, 4 baths and is 19 years old. This property was listed on 12/31/2018 and has been priced for sale at $1,347,000.
Listing Last updated 04/10/2019 8:30 AM CDT . Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. Walk Score provided by Walk Score. Mapping data provided by Google and Bing.

industry_corpus2: Real Estate & Construction


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Why Phlox should be the backbone of your garden. They're beautiful. They're easy. And no matter what else you grow, you can’t beat their display. In fact, probably no group of plants adds more color to American perennial gardens than phlox. They just happen to be the perfect plant--tall enough to show the flowers over the others, heavy bloomers at the right time with big colorful flower heads, and best of all--a nice long season of bloom. Most every good perennial garden has an extra measure of phlox plants. In yours, plant a few and then notice which do the best, and then get more of those. Repeated color groups in the garden assure the great colorful display everyone wants.
The one problem: Mildew. Be ready. There's no escaping it. All Tall Garden Phlox (except the famously mildew-resistant David) are usually attacked by powdery mildew. It’s a sort of gray dust-like blight you'll start noticing on the leaves, just as the plants have grown up and are getting ready to bloom. The minute you see it, go directly to the garden center and buy a container of fungicide for phlox mildew. I know it sounds like trouble, but it’s really not, and believe me, it’s worth it. If you ignore the mildew, your beautiful phlox plants will be an ugly shriveled mess in just a couple of weeks. It doesn't kill the plants, it just ruins them for the year. Some say good air circulation prevents it, but don't you believe it. Phlox simply get mildew, and you need to spray, probably just once...then your plants will go right on and bloom all summer for you with beautiful leaves and flowers.
They're great for cutting, too. Need a big bouquet? Just of few of these multi-flowered stems will do the trick, with lovely fragrance and fabulous color. Add a few lilies, and you have a knock-out arrangement anyone can do. So be sure to grow enough phlox for cutting, too.
After bloom, simply cut down the flower stems about halfway, (It’s not botanically correct, but lots of gardeners snap them; the strong stiff stems snap off easily) and your tough, hardy plants will be ready to light up for you again next year.
Yes, they're North American Natives. Very few American gardeners know it, but almost all phlox species are North American wildflowers, as native as our goldenrods and black-eyed susans. But since we ignored them for years, European hybridizers (mostly German) took the wild versions back to Europe and created the fantastic hybrids we all enjoy today.

industry_corpus2: Agriculture & Fisheries


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Traffic, construction and other unexpected problems all can delay your drivers en route to your customers. When your customer calls and asks about the whereabouts of a delivery, or your driver is late returning to your pharmacy, GPS tracking allows you to know exactly what happened. You can rule out issues such as side trips or personal trips, all while providing customers with accurate, updated delivery times. With Track Your Truck, you can see instantly where your drivers are and what traffic events they are experiencing. This improves both employee accountability and customer confidence in your pharmacy.
Fleet tracking is not just for large companies such as UPS and FedEx anymore; we have made this technology available to everyone at a reasonable price. GPS truck tracking software lets you manage your fleet wherever you are with tools that run on your smartphone or mobile device. Without spending a lot of money, you can have peace of mind that comes with knowing your employees and vehicles are safe.
The black market for prescription drugs is incredibly active, and as a pharmacy with a delivery service, you must be vigilant to protect your assets form potential thieves. Pharmacy asset tracking from Track Your Truck makes it easier not only to track your assets en route to a customer, but also to provide law enforcement officials with help in locating assets if they are stolen. With Track Your Truck, you have another piece of the puzzle to help keep your assets secure as you work to protect your business. Learn more today about our GPS tracking for pharmacies and how it can help your pharmacy delivery service thrive.

industry_corpus2: Biopharmaceuticals


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For over 25 years, Haas Builders has provided cost effective, quality custom home building solutions to clients in the mountain west. Owned and operated by John Haas, Haas Builders is a boutique custom home building company located in Big Sky, Montana. From complex and finely detailed new residences to simple, straightforward remodels or renovations – we have the expertise to complete any home construction project.
We are certified and accredited in the nation’s top green building sectors and can provide earth-friendly solutions to reduce environmental impact throughout your construction project.


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As well as being a founding partner of this firm, Alan was a loved team member. We will miss his leadership, sense of humor, professionalism, and great instincts. Although the loss is great, we will work to honor Alan’s legacy through our continued commitment to clients and philanthropy!
Alan was a proud graduate of Charlotte Country Day School and of Washington & Lee University in Lexington, Virginia, where he earned a B.A. in English. He continued his education at The University of North Carolina–Charlotte, where he earned an M.A.T. Alan taught English and coached football at both Christ School in Arden, NC and at Charlotte Country Day School, where he also served as a development officer, a career he went on to pursue at Davidson College and eventually as Vice President of Development at Queens University. Alan was most recently a founding partner of Capstone Advancement Partners.
Alan touched many lives and will be greatly missed by those who knew and loved him. He had a surgical wit, a quiet charm, and a penchant for mischief. He was as astute a reader of fiction as he was a follower of sports. That he could often be an enigma, even to family and close friends was, paradoxically, one of his more endearing qualities.


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Here’s why (even empathetic) marketers fail at customer empathy and how to fix it.
Dr. Johannes Huttula did a research with 480 experienced marketing managers.
They asked marketers to step into their customer’s shoes and predict what they would reply in a market test.
BTW – The scientists already knew what the customers would say because they captured the customer’s preferences before the test.
Surprisingly, the more empathetic the marketers felt, the worse they did on predicting customer preferences and motivations. They utterly failed.
According to Huttula, the marketers used their own biases and personal preferences (thinking it’s empathy) to predict what will appeal to customers.
Huttula found that telling marketers about their bias helped the correct marketers course. Develop awareness about your own preferences to help you step back and apply customer empathy better.
Dr. Antonio Damasio said, we not thinking machines that feel rather, we’re feeling machines that think.
Damasio discovered that we make our decisions emotionally. His research showed every decision we make grounded in emotion every single one. This is huge.
As marketers, we’re almost self-centered to a fault when we approach customers.
Today we have more ways of reaching our customers, we have more channels and more content than ever before. But, connecting with our customers (really connecting with them and building trust) has never been harder.
That’s why I believe empathy is a superpower. It’s a superpower for sellers and marketers to connect – to understand another person’s feeling and experience. If we can do that we can relate.
In sum, our personal assumptions kill empathy. And we don’t even realize we’re doing it.
Focus on building a connection before you focus on conversion.
Ask yourself, is what you’re communicating really grounded in customer insights?
Share your thoughts. What did I miss or what else would you add?
The post Why marketers are bad at empathy and what to do about it appeared first on B2B Lead Blog.
How fascinating — and revealing and humbling — that even marketers who believe they are MORE empathic with their customers are LESS likely to be right about them.
This mirrors my experience that even companies that INVENT categories are often WRONG about why their customers buy — or don’t. Our research has ALWAYS uncovered something really interesting and important about what clients didn’t know they didn’t know.
Hi Wayne, I’m glad you found it helpful. It really surprised me because I was telling others to practice empathy but that wasn’t the right advice. I find that I need to remind myself of my own bias. A marketer I know has a coffee cup that has the quote “I’m not my customer” which is terrific reminder.


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Phaidon Beach Resort is located Off Boracay, in Pandan, Antique; only 40 minutes from Caticlan and 70 minutes from Kalibo. The resort is nestled between a virgin rain forest and a golden white sand beach, amid a tropical garden. All rooms are air conditioned, equipped with a hot and cold shower, and HD TV with 135 channels. The resort has its own private beach, ideal for travellers looking for privacy and quiet relaxation. This is an ideal place to stay for scuba divers wherein dive sites are approx. 5 – 15 minutes from the resort. They have at least 6 spots, coral garden, walls, and sanctuaries. They do offer scuba diving packages.
Phaidon Beach Resort was built in 2006, renovated and upgraded in 2014. The resort has a total of 3 Bungalows, 1 Villa Pandan Bay and 2 Standard Rooms.
Phaidon Beach Resort is 7km outside of Pandan Town. Caticlan is 40 minutes away, accessible by Ceres bus. From Kalibo, it is 70 minutes away. Shuttles and Taxis are available for hire at the airport.
A choice of Continental and Filipino types of breakfast are available. Additional breakfast is at PHP 200.00 per person.
A maximum of 2 children below 10 years old may stay free of charge for accommodation, as long as sharing the existing bedding and exclusive of breakfast.
Phaidon Beach Resort has free WiFi access at the front desk and bar.
Phaidon Beach Resort offers airport or seaport transfer at an additional cost. This can be arranged directly with the resort.
A safety locker is available in each room, and a hair dryer is available upon request with no additional charge.

industry_corpus2: Hospitality & Catering


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The National Institute of Mental Health (NIMH) estimates that 26.2% of American adults (age 18+) about one in four adults — will have a mental illness at one point in their lives.
3 times faster rate of acknowledgement and willingness for support.
Statistically participants attend ET sessions with more regularity than traditional therapy sessions.
Equine Therapy is a non-judgmental experience that does not feel like therapy. On average, participants prefer to attend an ET session.
Equine Therapy provides a self discovery solution vs a diagnosed solution using metaphors through the horses. Participants acknowledge the source of their emotional or behaviors issue through the horses and help develop their own plan of growth and hope.
Why horses? Any equestrian knows the impacting influence horses have on humans. Throughout the years, from early European history, it’s been proven time and time again that people easily develop relationships with these 1,000 lb+ animals. Horses naturally affect people in powerful ways to promote a positive attitude. Not only that, but horses mirror us. Because horses mirror our behaviors and reflect them back to us, we can better understand our emotions and moods and the way we are outwardly showing them to others. This is something we teach at Hope Remains: how our internal emotions come out through our external actions and how that effects other people. Horses help break down the walls that individuals have built which helps us get to the root of the problem that is being presented and more effectively solve the issue, and share that there is hope for them through Jesus Christ.
Click below to view our merchandise offerings, that help others receive the gift of Hope Remains.
In order to keep Hope Remains Ranch operating smoothly, we rely on your donations. We are a 501(c)(3) not-for-profit organization. Your donations are tax-deductible to the extent allowed by law. We thank you in advance for touching the lives of children, their families and adults in need with your generosity.


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6DDD. (1) An application for notification of a recognised association (as per clause (j) of section 2 of the Forward Contracts (Regulation) Act, 1952) as a recognised association for the purposes of clause (e) of the proviso to clause (5) of section 43 may be made to the 77[Member (Income Tax)], Central Board of Direct Taxes, North Block, New Delhi.
(iv) such other information as the recognised association may like to place before the Central Government.
(4) The Central Government, after examining the information furnished by the recognised association under sub-rule (2) or sub-rule (3), shall notify the recognised association as a recognised association for the purposes of clause (e) of the proviso to clause (5) of section 43 or issue an order rejecting the application before the expiry of four months from the end of the month in which the application is received.
(5) The notification referred to in sub-rule (4) shall be effective until the approval granted by the Forward Markets Commission is withdrawn or expired, or the notification is rescinded by the Central Government.

industry_corpus2: Politics & Administration


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Casual crustacean-inspired chain serves up diet-defying seafood dishes in a family-friendly environment.
Posted by Contributor on August 13, 2008. Brought to you by yellowmoxie.


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Nurturing a lead involves careful and consistent communication with the lead, as you try and convert them into your customer. If you’re in SaaS, the problem statement could look like this: somebody just signed up for my product, so 30 days from now, how do I get them to sign on the dotted line? You use a tool like email. Well-compiled emails, sent at regular (but unobtrusive) intervals, have a very good chance of gaining your reader’s mindshare and making them invested in your product. With each interaction, you take a step towards bringing the lead closer to your business.
Autoresponder allows you to easily map out and automate processes in order to engage leads quicker while also making day-to-day communication more efficient. With Autoresponder, you are able to use a variety of drag-and-drop elements to create workflows automatically to determine which messages are sent and when exactly they are sent. Once you have a workflow structure set up with all the elements and delays required, you are able to create and customize content for each of the email messages using a drag-and-drop editor to create custom, appealing emails for each lead.
The Modern Marketing lead generation process begins much earlier in the buying cycle than it used to. Through social media and sharing, educational webinars, and search, marketers seek to be found wherever their prospective buyers may be looking for relevant information on the business challenges that the marketer’s solutions can solve. As a prospect engages with the organization, the education process can move into lead nurturing. By providing valuable content over time, the marketer will be able to remain top-of-mind and slowly educate the prospect on key considerations for the purchase decision.
In marketing, lead generation is the initiation of consumer interest or enquiry into products or services of a business. Leads can be created for purposes such as list building, e-newsletter list acquisition or for sales leads. The methods for generating leads typically fall under the umbrella of advertising, but may also include non-paid sources such as organic search engine results or referrals from existing customers.
Did you know that 74% of companies that weren’t exceeding revenue goals didn't know their visitor, lead, MQL, or sales opportunities numbers? How about that over 70% of companies not achieving their revenue goals generate fewer than 100 leads per month, and only 5% generate more than 2,500 leads per month? These are just a few examples of what you’ll find in the report.
Cost per click advertising (e.g. AdWords, Yahoo! Search Marketing) overcomes this problem by charging advertisers only when the consumer clicks on the advertisement. However, due to increased competition, search keywords have become very expensive. A 2007 Doubleclick Performics Search trends report shows that there were nearly six times as many keywords with a cost per click (CPC) of more than $1 in January 2007 than the prior year. The cost per keyword increased by 33% and the cost per click rose by as much as 55%.


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The Automotive Specialists present automotive service specifically automotive providers in Melbourne Additionally they provide wonderful auto repairs and vehicle inspections. Good article on the Nissan Leaf electrical automobile, /leaf-electrical-car , in Automotive News, June 21, 2010 by James B. Treece. The article states that the Nissan Leaf advertising will deal with the autos zero emissions and that the advertising communications will focus on the fact that the Nissan Leaf does not have a tailpipe. The partnership model is just like above, the difference is that you just join a bunch of like minded individuals who provide enterprise consultancy companies, you share the networking and enterprise administration in some manner and everyone promotes one another. This generally is a formal or an informal association.
Further enhancing the Land Cruiser’s permanent four-wheel drive know-how, an Active Traction Control system (A-TRC) uses each brake and engine control to distribute torque appropriately to all four wheels. Media Ecology was very much about making that distinction. Other packages, such because the Annenberg School in Philadelphia, had been additionally vitally involved with communication. But their thought of communication research was primarily analysis of content material.
Will anyone nonetheless drive automobiles in years to come back, or will the cars do all the driving themselves? How may know-how rework our urban environments? And what does it really imply for a city to be sensible”? Deloitte Evaluation’s 20th issue from Deloitte College Press looks ahead to explore two science-fiction futures which might be fast becoming reality: smart cities and the future of mobility.
The Governor’s Academy for Engineering Research is an award-winning STEM specialty center that helps palms-on engineering schooling. The main goal of the automotive imaginative and prescient was to spin off local (particularly Bumiputra) suppliers, create job opportunities, upgrade the know-how of our workforce, and in the end to create an area identity for the Malaysian automobile sector. The governments actions, whether or not judged successful or not, have proved that to this administration – legally binding contracts are usually not worth the paper they’re written on.
Earn an MSc in Biomedical Engineering from one of the tuition free universities in Germany. Tuition-free European countries like Germany offer grasp’s in Biomedical Engineering with no tuition charges. Alfonso Albaisa, Nissan’s new design director, relishes his relationship with engineering. The Grand Caravan is dead on the vine and their rebates are as much as $5,250 off ALL trim ranges, so once more, individuals who need it but cannot afford a Sienna/Odyssey go that route.
Contemplate this: As we speak’s automobiles are more superior than ever. Because of this, vehicles are even more exciting to work on. And they’re solely getting an increasing number of interesting annually. Your training can get you up-to-speed whereas additionally giving you the talents that make it doable to get pleasure from staying on prime of all the interesting changes.
This commercial is provided by Bankrate, which compiles charge data from more than four,800 monetary establishments. Bankrate is paid by monetary establishments each time users click on on show ads or on price table listings enhanced with features like logos, navigation links, and toll free numbers. Dow Jones receives a share of these revenues when users click on a paid placement.
Average first-yr scholar SAT score. SAT scores are at the moment on the 2400 scale until faculties release scores on the new 1600 scale in 2018. Physicists have developed a new technique that makes use of electrical voltages to manage the electron spin on a chip. The newly-developed technique provides safety from spin decay, meaning that the contained info may be maintained and transmitted over comparatively massive distances, as has been demonstrated by a team from the College of Basel’s Department of Physics and the Swiss Nanoscience Institute. The outcomes have been published in Bodily Review X.
FRANKLIN, Tenn. (March 16, 2009) – March would be the month identified for madness, lions and lambs, but at Nissan North America, Inc. (NNA), the largest roar is coming from the early introduction of the brand new 2010 Nissan GT-R supercar, together with quite a few important enhancements. Particularly, 5 extra horsepower, a revised suspension, updated wheel finishes and commonplace front seat- and roof-mounted curtain facet-impact supplemental air baggage.
You will get them from the library of Congress, I’ve. I provides you with several examples why the numbers don’t work. At present FDNY firefighter out of the acadamy starts at $39,370, in 1978 beginning salary out of the Academy was $27,450. That’s not 150% An air-conditioning service technician in 1978 was making $16 per hour, as we speak that very same technician is making $26 an hour, and that relies on where you reside, right here in Texas A/C technicians make as little as $15 an hour.

industry_corpus2: Automobiles


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At DumpsterWise, we strive to bring you the best service at the best price available. We have a wide selection of dumpster sizes in stock in Hope Hull, AL, with flexible & timley pickup and delivery. Give us a call today for all your dumpster rental and roll off needs.
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text:
BRIGHT GREEN KIDS – A NEW Website that brings together cool eco ideas.
All around the country people like you are doing their bit for the planet. And here at Bright Green Kids we've been busy speaking to some of you.
Lots of you have told us how you're sick of waiting for the adults to get their act together. You've told us that you're worried about the planet and want to do something.
So here for the first time is the one and only website that brings together young people around the UK to share ideas about the planet.
A place where you can inspire, learn from others and have your say.
What's more, if you've got a BRIGHT GREEN IDEA then we would like to hear from you. It could be about anything – weird, wacky, inventive, practical – so long as it helps turn the planet green.


text:
well.. Harley, would say that is just doyler..
He really is a nice guy, once you get past the gruff exterior..
Had a good discussion with Harley about fave Thxgiving foods, while on one my gwf alts.
wife and sis-in-law vote for fruit salad, the recipe made with the whipping cream.
Solid chat. Keep up the good vibes, Harley!!
1. Who is you favorite historical figure and why?
Keep checking back here and continue the banter. You'll do fine!
Screenshot, or it didn't happen.
I agree with Learned, screenshot or it didnt happen!


text:
Here at Essence of Lily we pride ourselves on giving the highest level of service and using the best quality products for all of our customers.
We provide all aspects of beauty therapy, everything from anti-ageing facials, relaxation spa treatments and pregnancy massage; to traditional services of makeup application, facials, waxing, tinting, spray tanning, manicures and pedicures; as well as services for men. We use world renowned cosmetic products such as Thalgo for facials and body treatments; and The Face Atelier, a vegan friendly makeup brand used by professional makeup artists and celebrities. Visit us in our salon located in the heart of Cottesloe on Eric Street.
We offer a broad range of services from everyday beauty treatments to anti-ageing, to relaxing and revitalising spa treatments.
Revitalise your body and soul by booking a spa treatment with us, book now to experience the highest quality beauty services.
Give the gift of relaxation, healing, beauty and radiance by purchasing an Essence of Lily gift voucher for someone special.


text:
Signature Auto Group is one of the fastest growing leasing companies in the United States. Signature is a leader in automobile leasing company that will strive to fit the needs of any client. There are a number of reasons for our success. Customer satisfaction is one of the biggest reasons, we will make sure each customer will be 100% satisfied with our service.
One of the fastest growing auto brokers in New York, we thrive for new opportunities and invite dealers to join our company.


text:
Ensure your Health and protect your Finances by Aditya Birla Activ Assure â€“ Diamond Plan, It Comes with a Comprehensive range of sum insured from 2 lakhs to 2 crores.
With active living earn Health Returns up to 30% of your policy premium.
Covers International /Domestic services including Air Ambulance.
586 Day Care procedures covered.
Get Unlimited reload of Sum Insured upto 150% as an Optional Cover.
In case of Critical Illness get a second e-Opinion from well qualified Specialists.
Get Health coaching on better lifestyle management to take care of chronic conditions.
Pre- Existing diseases covered after 48 months.

industry_corpus2: Finance & Economics


text:
I've been hit with a wave of nostalgia recently, so bear with me. William Beery died this week. He owned the venerable Burke's Cafe on Light Street.
I remember when I was a little kid, my Mom and I would go downtown just about every Saturday to shop at the big department stores - Hutzler's, Hecht's, Hoschild Kohn, & Stewart's. One of the highlights of our excursion was always lunch (and a trip to the toy department, natch). There used to be a sandwich shop on Howard Street between Fayette and Baltimore that we'd sometimes go to, but it closed in the early 70s. We then switched to eating at the basement lunchroom at Hutzler's. We liked the fancier upstairs lunchroom, but it was usually closed by the time we were ready to dine. And every rare once in a while, we'd hike to Burke's. I was probably 8 or 9 at the time, so it really was a hike for me.
We'd also hit Burke's if we were wandering around the harbor area, back when it was a waterfront with nothing but tugboats, McCormick belching out spices, and a seafood shack on Pier 5 called Connolly's. Now the area is completely unrecognizable. About the only thing downtown that's pretty much the same as it was when I was a kid is the McDonald's on Fayette and Howard. We went there too on rare occasion, for fries. But I digress.
I liked Burke's. It was dark in there and I liked sitting in the high-backed burgundy pleather booths across from Mom. For some reason, I seem to remember eating corned beef sandwiches there. (I also remember corned beef from the sandwich place on Howard that I mentioned above. I liked corned beef. A lot.) We'd get the onion rings too.
I think the last time I ate at Burke's I was going to a comedy show upstairs, and that had to be, oh, the early 90s? Has anyone been there more recently?
My first job in downtown Baltimore was working in the computer center of Commercial Credit at 300 St. Paul Place. I was a computer operator back in the days when what now sits on your desk needed a whole room and frigid air conditioning, and a team of people to run it. We worked shifts - 8-4, 4-12, 12-8. There were many nights when we'd hit Burke's for dinner after the 4-12 shift. I remember the burgers, and fantastic onion rings.


text:
Part of the East on Byron complex, Beach Villa 17 is the perfect place to unwind and indulge. Located at peaceful Belongil Beach where a short 12 minute stroll along the beach will see you arrive at the heart of the action in Byron Bay.
This beach villa oozes style and comfort. The spacious interior opens onto a large private balcony overlooking the pool.
If you enjoy cooking, whip up a feast using the extravagant outdoor kitchen facilities or fully self-contained kitchen boasting the highest quality appliances. If cooking isn’t quite your thing, enjoy a leisurely meal or snack at the resort’s café which is open from 7.30am to 4.30pm daily. Alternatively, just next door, the funky cafe Treehouse offers a fantastic menu with the occasional live music for your enjoyment.
Or simply relax and enjoy a refreshing dip year round in the billabong-style resort pool and spa. This modern and spacious two bedroom, two bathroom apartment features a large outdoor entertaining terrace plus a spectacular private rooftop observation deck.


text:
You'll know everything soon enough, baby.
You'll know what that means soon enough.
You'll know soon enough, Brian. The world will know soon enough.
Soon enough. Soon enough you'll want it.
You'll know soon enough, at the meeting of the Society.
You'll die soon enough, dog.
You'll find out about that soon enough.
- Oh. - You'll meet him soon enough.
You'll be outta the field soon enough.
I promise you'll find out soon enough.


text: MUNKSJÖ OYJ, INTERIM REPORT, 26 OCTOBER 2016 AT 7:30 AM CEST Munksjö Oyj's Interim Report for January-September 2016: All-time high third quarter profitability and cash flow Highlights of the third quarter 2016 - Net sales were EUR 269.6 (269.3) million. - Adjusted EBITDA was EUR 29.5 (20.0) million and the adjusted EBITDA margin was 10.9% (7.4%). Items affecting comparability (IAC) amounted to EUR 0.0 (-4.9) million. - Operating result was EUR 15.5 (1.9) million and net result EUR 8.3 (3.2) million. - Earnings per share (EPS) were EUR 0.16 (0.07). - Operating cash flow was EUR 32.6 (9.8) million. - In addition to the annual maintenance and vacation stops the planned maintenance stop was carried out at the production facility for specialty pulp. Highlights of January-September 2016 - Net sales were EUR 860.5 (840.7) million. - Adjusted EBITDA was EUR 100.6 (71.5) million and the adjusted EBITDA margin was 11.7% (8.5%). Items affecting comparability (IAC) amounted to EUR 0.0 (-7.3) million. - Operating result was EUR 58.5 (24.2) million and net result EUR 31.5 (15.6) million. - Earnings per share (EPS) were EUR 0.62 (0.30). - Operating cash flow was EUR 73.0 (11.0) million. KEY FIGURES Jul-Sep Jan-Sep Jan-Dec MEUR 2016 2015 Chang 2016 2015 Change, % 2015 e, % Net sales 269.6 269.3 0% 860.5 840.7 2% 1,130.7 EBITDA (adj.*) 29.5 20.0 48% 100.6 71.5 41% 93.6 EBITDA margin, % (adj.*) 10.9 7.4 11.7 8.5 8.3 EBITDA 29.5 15.1 95% 100.6 64.2 57% 86.3 EBITDA margin, % 10.9 5.6 11.7 7.6 7.6 Operating result (adj.*) 15.5 6.8 128% 58.5 31.5 86% 40.0 Operating margin, % 5.7 2.5 6.8 3.7 3.5 (adj.*) Operating result 15.5 1.9 n.m. 58.5 24.2 142% 32.7 Operating margin, % 5.7 0.7 6.8 2.9 2.9 Net result 8.3 3.2 159% 31.5 15.6 102% 22.8 Earnings per share (EPS), 0.16 0.07 129% 0.62 0.30 107% 0.44 EUR Interest-bearing net debt 199.8 264.1 -24% 199.8 264.1 -24% 227.4 * Adjusted for items affecting comparability (IAC) A change marked as n.m. indicates that the percentage change is not meaningful Unless otherwise indicated, the figures in parentheses refer to the figures for the equivalent period in 2015. This financial report is unaudited. It is published in Swedish, Finnish and English. In case of any discrepancies between the three versions, the Swedish text shall prevail. Comment from Munksjö’s President and CEO, Jan Åström “Our year has developed positively and according to our ambitious targets. Our clearly improved profitability was already visible during the first six months. Our underlying performance was even stronger in the quarter reaching an all-time high level for a third quarter, even though it was impacted by the planned maintenance stop at the production facility for specialty pulp, which reduced EBITDA with approximately EUR 4 million. Last year the maintenance stop at the facility was made in the second quarter. The total EBITDA improvement during the first nine months amounted to EUR 29 million. Approximately half of this improvement was a result of our own actions related to our profitability improvement plan. The rest was mainly related to favourable cost conditions. We estimate that the demand situation continues to be on the current good level also during the last quarter of the year. We have during the first nine months of 2016 been able to show that our offering of high-quality and sustainable customer solutions have resulted in an increase in delivery volumes by 4 per cent. The improved financial result has increased our operating cash flow and has clearly strengthened our balance sheet. Our net debt is on the lowest level since the company was formed and our gearing is clearly below our target level, which supports our strategic growth agenda. In September we announced an investment amounting to EUR 14 million in Arches, France in order to secure our leading position within abrasive backings. The investment will be made due to an increased customer demand, and includes a rebuild of a paper machine to allow for new product applications and a more efficient production. After the rebuild, the paper machine is planned to be ramped up during the first quarter of 2018. Our performance during 2016 has further strengthened the company and I look positively at our development for the rest of the year and the years to come.” Outlook The demand outlook for the last three months of 2016 for Munksjö’s specialty paper products is expected to remain stable compared with the current good level and to reflect the seasonal pattern. The seasonal shutdowns at the end of 2016 are expected to be carried out to about the same extent as in 2015. The EBITDA margin in 2016 is expected to further improve compared with 2015 driven by the on-going profitability improvement plan. The cash flow effect of capital expenditure for fixed assets for 2016 is expected to be approximately EUR 40 million. Plan to reach profitability target at the end of 2016 Munksjö’s profitability target is to reach an EBITDA margin of 12 per cent at the end of 2016. The drivers for the profitability improvement include continued operational efficiency, profitable growth, product and service quality leadership and utilising the position as a market and innovation leader. Within operational efficiency, the majority of the planned actions include measures to adjust our cost structure. Of the realised actions in the financial result in January-September 2016, the majority were related to operational efficiency. Further information on the actions related to the profitability improvement plan and their effect on the financial result can be found under the heading Munksjö Group. Events after the end of the reporting period - There are no significant events after the end of the reporting period. The Munksjö Group Jul-Sep Jan-Sep Jan-Dec MEUR 2016 2015 Change, 2016 2015 Change, 2015 % % Net sales 269.6 269.3 0% 860.5 840.7 2% 1,130.7 EBITDA (adj.*) 29.5 20.0 48% 100.6 71.5 41% 93.6 EBITDA margin, % 10.9 7.4 11.7 8.5 8.3 (adj.*) EBITDA 29.5 15.1 95% 100.6 64.2 57% 86.3 EBITDA, margin % 10.9 5.6 11.7 7.6 7.6 Operating result 15.5 6.8 128% 58.5 31.5 86% 40.0 (adj.*) Operating margin, % 5.7 2.5 6.8 3.7 3.5 (adj.*) Operating result 15.5 1.9 n.m. 58.5 24.2 142% 32.7 Operating margin, % 5.7 0.7 6.8 2.9 2.9 Net result 8.3 3.2 159% 31.5 15.6 102% 22.8 Capital expenditure 10.6 10.9 -3% 28.5 30.9 -8% 39.8 Employees, FTE 2,784 2,808 -1% 2,756 2,782 -1% 2,774 * Adjusted for items affecting comparability (IAC) A change marked as n.m. indicates that the percentage change is not meaningful Third quarter 2016 Total group delivery volumes increased and were higher than in the corresponding period last year. The positive volume development in most of the product segments, especially the Brazilian paper business in Business Area Release Liners, more than compensated for the lower volume for the specialty pulp business, which was affected by the maintenance stop at the production facility. Net sales increased to EUR 269.6 (269.3) million, as higher volumes more than compensated for the lower average price. EBITDA adjusted for IAC increased to EUR 29.5 (20.0) million and the adjusted EBITDA margin was 10.9% (7.4%). The positive result effect of lower variable costs, driven mainly by operational efficiency related actions, more than compensated for the negative result effect of the lower average price and higher fixed costs, which were mainly related to the maintenance stop at the pulp production facility and accruals for incentive plans. The annual maintenance and vacation shutdowns in the third quarter were carried out to about the same extent as in 2015. The planned maintenance stop at the production facility for specialty pulp had a negative EBITDA effect of approximately EUR 4 million. IAC amounted to EUR 0.0 (-4.9) million. The operating result was EUR 15.5 (1.9) million and net result EUR 8.3 (3.2) million. In the reporting period, the currency hedging result impacting operating profit amounted to EUR -0.9 (-1.1) million. Exchange losses on financial assets and liabilities were EUR 0.1 (profit of 4.0) million and are reported in financial items. January-September 2016 Total group delivery volumes increased in all four business areas. The delivery volume development was particularly strong in the specialty pulp business and the Brazilian paper business in business area Release Liners. Net sales increased to EUR 860.5 (840.7) million, as higher volumes compensated for the lower average price, mainly driven by the lower sales price for long fibre specialty pulp and a different product mix compared to corresponding period last year. EBITDA adjusted for IAC increased to EUR 100.6 (71.5) million and the adjusted EBITDA margin was 11.7% (8.5%). Higher delivery volumes had a positive effect of EUR 11 million. This was offset by EUR 11 million as an effect of the lower average price. Lower variable costs, driven mainly by operational efficiency related actions, the lower energy price and lower raw material prices had a positive result effect of EUR 41 million. Higher fixed costs had a negative result effect of EUR 13 million, mainly as a result of accruals for incentive plans and increased manning related to higher production volumes. Out of the total profitability improvement, amounting to EUR 29 million, approximately half was related to actions related to the plan to reach the profitability target. The annual maintenance and vacation shutdowns in the third quarter were carried out to about the same extent as in 2015. The maintenance shut down at the pulp production facility in Aspa, Sweden was carried out in September 2016 and had a negative EBITDA effect of approximately EUR 4 million in the third quarter. IAC amounted to EUR 0.0 (-7.3) million. The operating result was EUR 58.5 (24.2) million and net result EUR 31.5 (15.6) million. In the reporting period, the currency hedging result impacting operating profit amounted to EUR -0.9 (-4.7) million. Exchange losses on financial assets and liabilities were EUR 3.1 (profit of 8.2) million and are reported in financial items. Webcast and conference call A combined news conference, conference call and live webcast will be arranged on the publishing day news conference, conference call and live webcast will be arranged on the publishing day 26 October 2016 at 10:00 a.m. CEST (11:00 a.m. EEST, 8:00 a.m. GMT) at Munksjö’s headquarters in Stockholm (WTC, Klarabergsviadukten 70, Elevator D, 5th floor). The report will be presented by President and CEO Jan Åström. The event will be held in English. The conference call and live webcast can be followed on the Internet and an on-demand version of the webcast will be available on the same webpage later the same day. To join the conference call, participants are requested to dial one of the numbers below 5-10 minutes prior to the start of the event. Webcast and conference call information Finnish callers: +358 (0)9 7479 0404 Swedish callers: +46 (0)8 5664 2793 US callers: +1 719 325 2213 UK callers: +44 (0)20 3043 2024 Conference ID: 6795982 Link to the webcast: http://qsb.webcast.fi/m/munksjo/munksjo_2016_1026_q3/ For further information, please contact Jan Åström, President and CEO, tel. +46 10 250 1001 Pia Aaltonen-Forsell, CFO, tel. +46 10 250 1029 Made by Munksjö - Intelligent paper technology Munksjö is a world-leading manufacturer of advanced paper products developed with intelligent paper technology. Munksjö offers customer-specific innovative design and functionality in areas ranging from flooring, kitchens and furnishings to release papers, consumer-friendly packaging and energy transmission. The transition to a sustainable society is a natural driving force for Munksjö's growth as the products can replace non-renewable materials. This is what "Made by Munksjö" stands for. Given Munksjö's global presence and way of integrating with the customers, the company forms a worldwide service organisation with approximately 2,900 employees and 15 facilities located in France, Sweden, Germany, Italy, Spain, Brazil and China. Munksjö's share is listed on Nasdaq in Helsinki and Stockholm. Read more at www.munksjo.com.

industry_corpus2: Manufacturing


text:
Kate heard her doorknob turn, and the door open. Niall stood inside her room in bare feet, dressed only in his dress pants.
His skin was darkened from the summer months of working without a shirt. His body was muscled from the heavy work a ranch required. His dark hair was tousled as if he, too, had been lying awake in bed, unable to sleep. His arms hung limp at his sides. His expressive green eyes bored into hers as she turned to face him.
…Now he was in her room, half dressed, and wanting nothing more than to pick her up and take her to bed. He advanced slowly, waiting for her to make a sound, to tell him to stop, but she just watched him advance.
Kate said nothing, just continued to stare into those dark pools of emerald green. Niall stopped a couple of feet away.

industry_corpus2: Literature & Emotions