text:
The theme of the environment and the reduction of polluting emissions is finally back to being one of the key themes of the international agenda, especially after the recent events that took place all over the world.
Even the world of transport must play its part: it is no coincidence that the European Union’s transport policy has declared that by 2030 30% of freight traffic over 350 km will have to travel by rail (source: “2050 Transport : white paper of the Commission on transport“).
Among all the types of freight transport, that one by train turns out to be the mode for medium-long distances with the minimum impact on the environment.
In particular, intermodal transport (i.e. carried out using different modes of transport, in particular the train) reduces CO2 emissions by 55% on average compared to road transport only.
That’s why by Furlog we focus particularly on this mode of transport.
Through the European EcoTransIT software it is possible to compare the amount of CO2 emitted by the trucks with that emitted by the trains, with the same route and tons transported.
For example, with a load of 100 tons on a journey from Modena to Moscow (about 2,500 km) the train emits up to 75% less CO2 than the truck, with great benefits for the environment.
At Furlog we have always been among the priorities to offer the best transport services with special attention to eco-sustainability.
In fact, most of our activity takes place by rail because, as we have seen, the train is cleaner and cheaper than other vehicles such as trucks, planes and ships. Find out why we care about the environment.

industry_corpus2: Transportation


text:
Decorate your home with the tree skirt to create a nice Christmas!
Beautiful and stylish faux fur skirt white tree 36inches, very warm and soft, stuffed animals. in the winter, christmas.
Easy to install quickly and easily, which fits around the base of the tree because of the velcro is setting on the edge of the skirt of a christmas tree.
Very perfect for winter and christmas decorations on the theme of dreams. note: - hand washing, cold and dry in the air.
We offers different selections of christmas decorations, please kindly check our store and take a look at the most popular christmas decorations.
If you have any questions about this product by FDY MY, contact us by completing and submitting the form below. If you are looking for a specif part number, please include it with your message.

industry_corpus2: Others


text:
Exopedianism is the philosophy of focusing on the encyclopedic side of Wikipedia (articles and related content) rather than the social and institutional side of the project. Users who practice the philosophy are called exopedians and fall on the opposite end of the spectrum from metapedians. Mesopedians lie somewhere between the two.
Exopedians may seem cold and aloof to some other users, due in part to a personal focus on contributing and editing content on Wikipedia rather than interacting with users. They may not even bother having a Wikipedia account, instead making all their edits anonymously. However, they may interact on certain internally related areas of Wikipedia when articles they focus on are altered in some fundamental ways: merging, deletion, becoming a Featured Article, etc.
There is currently no organized group for exopedians (as there is for metapedians), and it is unlikely that there will ever be one since an organized group would be contrary to exopedianism itself.
There is, however, a category and a userbox -- Wikipedia:Category:Exopedianist Wikipedians -- for users who identify as Exopedianist.
This page was last edited on 24 April 2018, at 17:43.

industry_corpus2: Computing & Telecommunications


text:
Christmas is such an exciting time in our home, as I’m sure it is in yours too. We want to seize this exciting time to tell our children over and over again about Jesus. To praise His name, to speak of our love, to tell His story. It naturally provides even more opportunities than our normal days. I’m praying for my whole family (including myself) to have ears to hear as we reflect and prepare and celebrate Jesus’ birth. I find that planning some advent activities helps our intentions become reality.
Here’s how we’re doing it this year.
1. Advent Candles and Wreath. As you probably know, Advent starts four Sundays before Christmas. Growing up my family lit candles and read scripture in preparation of Christmas every year, and it’s a tradition my husband and I are happy to continue with our littles. In the past, we’ve used various books – all good. This year we’re using the Kids Read Truth Advent Cards from She Reads Truth. One card for each day. Each card has a Bible verse and three questions for different age ranges. This has been very helpful for us to include all of our children (ages 11, 9, 7, 5, and 2) with little effort on our part. Because the cards are simple, we don’t feel stuck to a script and can really lead or follow where the conversation goes. I also like their modern design. Because they’re so good looking, after we’ve read them, we clip them to twine hanging in our dining room. The pictures on the front serve as reminders of what we’ve already read.
2. Bartholomew’s Journey. My in-laws gave us this book a few years back, but we just never got started with it. But this year it fits our family rhythm perfectly. We read this during our read-aloud time in our school day, and I can tell you my children are excitedly following along. I haven’t read to the end, so the anticipation is there for me too. This book addresses hard topics like war and slavery, so please screen before introducing to your family. So far, I’ve really appreciated how it puts us in the mind frame of the Jewish people looking for the Messiah.
3. Advent Calendar. We have a wooden advent calendar with doors that we bought early in our marriage, I think around the time our first son was born. In the past, this box has held little trinkets, candies, and fun family ideas. As my kids have grown, I continue to use those ideas, but also add in acts of service and kindness. I also put some of our regular traditions in there, so they aren’t forgotten and aren’t in addition to more activities.
Make & deliver neighbor gifts. We made these yummy treats this year. In the past, simple ornaments like these and edible wreaths.
Write letters and pray for the children we sponsor.
Film our nativity story reenactment.
Shop for toys to donate to our church nursery. We’re a church plant and some new toys are needed.
Make and deliver surprise snow balls to friends.
Serve a family member today.
Have a restful school day. This is assigned a specific day, but really we might be sneaking a bunch of these in for December. I can’t be the only one to lose motivation during December, right?
Beyond that, we’ll visit Christmas lights, create cards for grandparents, watch our favorite Christmas movies, and more.
I realize I’m sharing this late, but if you want to get started, there is still time! 15, 10, or 5 days of Advent focus would be great. If your family does special Advent activities or tries any of these, I’d love to hear about it from you.

industry_corpus2: Subject Education


text:
Computer errors like D32Uplc075.dll error is really annoying, as it really affects the performance of your computer system. Many people like you have encountered this error every so often. This article is designed to explain what D32Uplc075.dll is, what causes this D32Uplc075.dll error and the most important thing is how to fix this error. So let's begin.
Profibus DP S7 Series PLC Driver.
D32Uplc075.dll file is an important DLL file which belongs to Designer PLC Driver. by Designer PLC Driver.. This file ensures the Windows system and Designer PLC Driver. perform properly. If you receive this error when you try to run a software or use a system function, you should know that your software or Windows system may have some issue. The corruption or deletion of D32Uplc075.dll file will lead to D32Uplc075.dll error when the software or Windows system call this file. Usually, you will not receive D32Uplc075.dll error unless there is some issue with your file or Windows system.
There are many possibilities that cause this D32Uplc075.dll error.
D32Uplc075.dll file was deleted when another program was uninstalled from your computer.
A new version of D32Uplc075.dll file installed by another program is overwritten and is not compatible with other programs giving D32Uplc075.dll error.
The D32Uplc075.dll file was deliberately or mistakenly deleted by another computer user or program.
The registry entries of D32Uplc075.dll file are corrupted.
How to Fix D32Uplc075.dll Error?
The first thing you need to ensure is that this error is not caused by computer malware. There are a lot of computer malware that could really attack your computer causing various issues. Malware infection may be the cause of D32Uplc075.dll error. They are able to change or delete program files, and change program and system settings. To ensure this D32Uplc075.dll error is not caused by computer malware, you'd better use your antivirus software and run a virus scan over your computer system.
Step 2. Re-register the D32Uplc075.dll file.
2.3 After D32Uplc075.dll is registered, it will give you a message telling you that it's successfully registered.
If you've tried the steps above but cannot get D32Uplc075.dll error fixed, then you can try to repair the registry. As it's known to all, the registry is the most important database where all settings of hardware and software on your computer is stored. Improper or incomplete software uninstallation can modify the registry and leave some invalid entries in the registry. When there is an issue in the registry, you can see some symptoms, such as DLL errors, EXE errors, and slow PC performance. It's not wise to manually look through the registry and fix it unless you're an experienced computer professional. A slightest mistake in the registry will lead to further damage to your system. The best and most recommended way to get your registry problems fixed is to run this brilliant fix tool. It will help you repair your registry and improve your PC performance.


text:
Published October 30, 2015, 8:03 am at 930 × 300 in gulfshore_oct2015.
Gulf Shore Consolidated School – Classes at Gulf Shore participated in the Great Canadian Shoreline Clean-up along the beautiful North Shore. This is part of our “Gulf Shore Gives Back” program where students look for opportunities to give back to their community.


text:
Tips & Facts - THIRST FOR KNOWLEDGE® INC.
I guess that even with my experience, I am somewhat perplexed on the attitudes toward beer. Since ancient Roman and Greek times, beer has taken second place to wine. While it is wonderful on a hot day to quench thirst or to enjoy with friends, it is and can be much more than that.
This page is about ways for you to enjoy a variety of different beer occasions. The concept of a 'beer belly' is a fabricated myth. Beer, in moderation is very healthy. Just quit eating all the high calories foods that taste so great with beer and you might be surprised.
You too can be a beer ambassador. Embrace the nectar of the gods and help us to appreciate this wonderful drink.


text:
1892 House Bill 0313. An Act To Regulate The Procedure Before State Boards And Commissions.
Title 1892 House Bill 0313. An Act To Regulate The Procedure Before State Boards And Commissions.

industry_corpus2: Politics & Administration


text:
Out in this month’s Schön! magazine, is the editorial I did for Filep Motwary and Maria Mastori’s latest collections.
Quinta is a disciplined and inspiring collaborator. A huge pleasure working with her.
Preparing for the upcoming editorials.
From my line of limited edition, luxury mohair wig and wiglet sets, meet “Joyeux” #YLW007. Made in soft, butter blond baby mohair, with a realistic hand tied part, giving the appearance of rooted hair. Available now, at the store.
To Paris, to see shows and enjoy the food.
This ancient little old lady was walking incredibly fast, yet slowly.
New York for a few days, Armory Show, food, friends, shows, exhibitions, explore.
Did an episode of The Brini Maxwell Show, coming out soon. Took Brini from a shorter platinum blond to a softer, longer, ash ‘do.
This month’s Votre Beauté. I gave Quinta Witzel a black bob.
Did a story for Votre Beauté the other day, working with an older model, Vanessa, a top model in her prime. I had been longing to work with a body that’s not 18 years old. It triggered an unfamiliar empathy and tenderness in me, as I handled her.
..and a mohawk kind of thing, for another story and cover try.


text:
When it comes to dressing your windows, we strongly believe there should be no compromising. Thats why we've created this gorgeous Double Roller toffee blind.
With a soft neutral blackout roller to the front and a soft white Magic Screen to the rear, this combination not only looks delightful, but is full of practicalities too.
Very good quality, quick delivery! Very happy with my new blind thankyou !
Delivered promptly without any problems. Looks great.
Quick delivery and accurate dimensions. Blind fits well and wood quality, value for money!
Fantastic, quick and easy service. Great fitting instructions and free fabric sample helped get the right shade.
Great service. Fast delivery - less than a week from date of order. I'm very pleased with the blinds and they were easy to put up.
Beautiful white wooden blinds ,fit perfectly , arrived sooner than stated and an amazing price , totally recommend this company ... thank you .

industry_corpus2: Manufacturing


text:
In the past blog series I talked about how online fundraising is about engagement, new donor acquisition and pipeline build up. For every 100 new donors, maybe a few will eventually turn into major donors (IF you are lucky!). Well, those new donors will most likely be the younger generations who expect a different experience when interacting with your organization and building a relationship.
You should expect that these Generation Xers and Yers will seek a strong online presence from any organization they are going to build a relationship with. In fact, this is probably one of the top, if not the most important baseline requirement a gen X/Y and millennial supporter will look for. If a nonprofit doesn’t have this, it’s unlikely they will even consider them.
On a global scale, It’s estimated that 63-65% of millennials and 51-66% of gen Xers use a smartphone or tablet when shopping for products or services. In the United States alone, 64% of all adults own a smartphone and 7% have been deemed the “smartphone-dependent generation”, with the majority of this subset consisting of gen Xers. From directions to the nearest coffee shop to ordering the latest technical gadget, you can bet that these individuals will only interact with mobile-friendly websites.
We’re in an on-demand world, which means people want instant access to information, products and services from wherever and on whatever device they’re using. Even for those who aren’t considered smartphone-dependent, many circumstances can limit us to only smartphone access, meaning that if your site isn’t mobile, you don’t exist!
Pew research reports reveal that social media is used by 65% of all U.S. adults, and of the younger population (ages 18-29), 90% of them use social media! These newer generations are especially social online, so it’s in any organization’s best interest to make their information easy to find through these social channels.
Fortunately, it’s much easier to tap into supporters’ networks, especially if you leverage p2p fundraising. Younger generations are much less likely to share information over the phone than they are with social media channels. Plus, with social networks there’s potential for viral supporter-based growth. Without online, without mobile, this type of growth probably won’t happen.
With so many online scams, paired with heightened awareness surrounding them, our increasingly tech-savvy population expects complete transparency with online transactions. Clear and honest pricing invokes trust, which equals more donors who donate more often.
Let donors (or potential donors) know who else is giving by mentioning the number of donors on your website, where they’re from, etc.
More campaigns + more transparency + more content + more viewers = more continued and potential supporters!
The cost of running a crowdfunding campaign is much less than running a direct mail or call campaign, executing outbound donor development, etc.


text:
It's Time To Come Alive, by Andreas Moritz.
The Soul's Journey, by Hazrat Inayat Khan.
The Book of Secrets, by Osho.
Ageless Body, Timeless Mind, by Deepak Chopra.
The Essential Rumi, by Coleman Barks.
Living With The Himalayan Masters, by Swami Rama.
Stalking the Wild Pendulum, by Itzhak Bentov.
The Power of Now, by Eckhart Tolle.
A New Earth, by Eckhart Tolle.
Everyday Grace, by Marianne Williamson.
Build A Better Buddha, by James Robbins.
Words To Live By, by Eknath Easwaran.
Your Sixth Sense, by Belleruth Naparstek.
Power Healing, by Dr. Zhi Gang Sha.
The Future of the Body, by Michael Murphy.
Lifting The Veil of Duality, by Andreas Moritz.
The Power of Myth, by Joseph Campbell.
Lessons From The Light, by Kenneth Ring.
The Mysticism of Sound and Music, by Hazrat Inayat Khan.
The Five Tibetan Rites, by Peter Kelder.
The Book of Secrets, by Deepak Chopra.
Tao Te Ching, by Stephen Mitchell.
The Light Inside The Dark, by John Tarrant.
Soul Stories, by Gary Zukav.
Healing Mantras, by Thomas Ashley-Farrand.
Mystics, Magicians, & Medicine People, by Doug Boyd.
The Holotropic Universe, by Michael Talbot.
The Book of Mirdad, by Mikhail Naimy.
Love Whispers, by Swami Rama.
Living From The Heart, by Puran Bair.
The Soul of Rumi, by Coleman Barks.
The 72 Names of God, by Yehuda Berg.
Minding the Body, Mending the Mind, by Joan Borysenko.
Sacred Contracts, by Carolyn Myss.
The Power of Silence, by Don Campbell.
The Tibetan Yogas of Dream & Sleep, by Tenzin W, Rinpoche.
Caught In The Fading Light, by Gary Thorp.
Kundalini Yoga, Books 1 & 2, by Osho.
The Way of Passion, by Andrew Harvey.
Bhagavad Gita, by Stephen Mitchell.
The Royal Path, by Swami Rama.
Angels & Endangered Species, by Malcolm Godwin.
At The Eleventh Hour, by Pandit Rajmani Tigunait.
The Path to Tranquillity, by The Dalai Lama.
Far Journeys, by Robert Monroe.
Be As You Are: The Teachings of Sri Ramana Maharshi.
The Way of Qigong, by Kenneth Cohen.
Healing Dreams, by Marc Barasch.
From Medication to Meditation, by Osho.
Yoga Nidra, by Swami Satyananda Saraswati.
Open Secret, by Wei Wu Wei.
Stillness Speaks, by Eckhart Tolle.
The Essential Mystics, by Andrew Harvey.
Conscious Living, by Swami Rama.
Sacred Journey, by Swami Rama.
I Am That, by Sri Nisargadatta Maharaj.
Zen Questions, by Robert Allen.
Saved By The Light, by Dannion Brinkley.
The Heart of Sufism, by Hazrat Inayat Khan.
The Way of the Wizard, by Deepak Chopra.
Anatomy of the Spirit, by Carolyn Myss.
Soul Study, by Dr. Zhi Gang Sha.
The Art of Being And Becoming, by Hazrat Inayat Khan.
Illuminated Prayers, by Marianne Williamson.
Anyone Can See The Light, by Diane Morrissey.
Sweeping Changes, by Gary Thorp.
The Power of Kabbalah, by Yehuda Berg.
Nine-Headed Dragon River, by Peter Matthiessen.
Paths Of Fire & Light, Books 1 & 2, by Swami Rama.
Free Play, by Stephen Nachmanovitch.
Star Wave, by Fred Alan Wolf.
The Sufis, by Idries Shah.
How To Know God, by Deepak Chopra.
Brief Tour of Higher Consciousness, by Itzhak Bentov.
Crystal Power, Healing Power, by Michael Gienger.
The Way of Energy, by Master Lam Kam Chuen.
Meditation And Its Practices, by Swami Rama.

industry_corpus2: Literature & Emotions


text:
90% OFF Portal 2 !
this page work the same like old csgolounge?
what is the name of website that youre betting?
kids waiting for drop, sad.
How is this even posible. ho was so bad so far. Now he's carrying whole team. amazing performence..

industry_corpus2: Gaming


text:
November 9, 2009 - Make sure you like EcoJoes on Facebook to stay updated on green ways to save money and help the environment. Just click the "like" button below. Muchas gracias!
Posted in eco hero, global warming, science, water, world	on Monday, November 9th, 2009 at 7:58 PM.

industry_corpus2: Power & Energy


text:
Everybody knows that saving is a good idea, but getting around to setting up a savings plan – that sounds like hard work!
Glasgow Credit Union makes it easy, allowing you to pay into your savings account on a regular basis via Direct Debit, or if you work for one of our 90+ Employer Partners, via payroll deduction. You can save between £10 and £1,000 per month, and because we’re covered by the Financial Services Compensation Scheme (FSCS) you know your money is just as safe as with a UK bank or building society.
To reward members for saving we pay an annual dividend, and we also offer a Junior Savings Account to help you encourage your little ones to save.
Searching for the best loan deal can be tricky and frustrating. High street lenders advertise their best rates but can offer you a higher rate upon application, depending on how they rate your creditworthiness.
At Glasgow Credit Union, the rate we advertise is the rate you’ll get if your application is successful. All our personal loan interest rates are fixed for the duration of your loan and there are no admin or early repayment fees.
As the largest credit union in the UK, Glasgow Credit Union’s scale and success means that we’re able to offer a wider range of products than you might expect – including mortgages.
We have a range of mortgages to suit all needs – from first time buyers, those looking to move home, or members simply looking to remortgage.
All Glasgow Credit Union mortgages also come with our Mortgage Guarantee – our promise to provide our best service, or we’ll pay you £100!
If you’ve got balances on credit cards, store cards, loans with other lenders or even overdrafts, you’re probably managing several different repayments, all at different rates of interest, all at different dates throughout the month.
Our Consolidation Loan could help you combine these debts into one monthly repayment at a fixed rate, making it less stressful to manage. You could even save money if your existing interest rates are higher than our Consolidation Loan rate.
At first glance banks and credit unions seem quite similar, but look a little closer and you’ll find the two financial institutions are very different.
One of the key differences is who benefits from the profits. Banks use their profits to pay out to their investors, but at Glasgow Credit Union, when we’re successful, we share this success with our members in the form of an annual dividend paid on savings.
We also invest back into the business to allow us to continuously improve products and services, and because we’re a social enterprise we believe in investing in our community. We do this by providing financial education, and by supporting local charities and good causes.

industry_corpus2: Finance & Economics


text: More thoughts about what Disneyland will be like in 2055. Which will survive: Haunted Mansion or Pirates? Will the people of 2055 even want to go to a theme park? Join us!

industry_corpus2: Film & Entertainment


text:
It is important for you to know the risks that you need to take to the insurance policy by taking up the risks that you need from the insurance companies. How do you know this? You should ensure that you do your research on the given risk before you can make your choice when looking for the best options that exists within the market. Through the process, you will always know the best insurance company that take up your risk and cover it well within the market.
You should understand the reputation of the best company from a pool of companies that exists within the market. Through looking at the reviews of the customers that exists within the market, you will always be in a position of making that perfect choice of what you need when looking for the deals and options that the market provides. Depending on the nature of reviews, you should make your choice since this will always enable you get the best insurance policies that you need.
You must understand the rate of insurance when thinking about making that perfect choice within the market. Since you will pay premiums in terms of money, you should understand the rates that you will pay as a way of ensuring that you do get the best deals right within the insurance market.
As a policyholder who need to take the insurance product, you should be aware of the terms and conditions stated within the insurance contract before signing it. This will also determine the amounts of money that you will pay as well as efficiency in the process of getting that perfect insurance product that you need according to the risk that you need to cover.
You should ensure that you seek help from the insurance products when looking for the best rates that exists within the market. Since they have experience, they will give all the information that you need when thinking about that perfect choice of the insurance product that you should buy depending on the types of risk that you need to cover. This should enable you take the best cover in the market.
In the end, it is important that you do have a ni card since this will always enable you get the best insurance that will protect you from the perceived risk that you need to cover yourself from by taking up the policy.


text:
Recent price reduction! Lovely collection of 14 assorted sea shells. They could be used for shell craft or table decor or for using in a fish tank/aquarium. Collection only due to their fragile nature.
White tropical aquarium with biological filtration unit. H58cm x W38cm x D26cm (23" x 15" x 10"). Acrylic. As new. (Standard biOrb LED lighting unit can be purchased for £18/22 on internet).
Approx. 41cm in length 35cm depth 41cm tall No fish included.
Rs-109a. As new. Collection only NW London.

industry_corpus2: Agriculture & Fisheries


text:
You may already know, within the occasion that this suggests beginning a agency on-line or possibly from the true, there’s some funds essential a terrific office, use employees, along with get the basic important devices so as to introduction your model-new business.
3. Major a part of mortgage reimbursement gets into the form of curiosity. It’s best to search for the lowered fixed rate of interest interest loan. Avoid a variable rate of interest plan. However, it is a tedious process in case of adverse credit historical past to acquire low interest.
Backside line right now… be open and versatile in understanding how receivables finance works. Seek out and speak to a trusted, credible and skilled Canadian business financing advisor who can assist you in establishing a facility that works on your company.
Starting a pot hole repair franchise with Dr Pot Gap can even give you the alternative to receive expert coaching for a full month. While many franchises simply send you a dvd and some instructional manuals, you will actually obtain actual training from pothole restore specialists. It is a enormous benefit that can ensure your success. Why sign on with firms that give you minimal coaching when you possibly can sign on with Dr Pot Hole and receive a full month of training with a specialist.
Franchisors earn money from the sale of a franchise – it is what they do. They have a product, a franchise business model, that they want to “lease” to you. Bear in mind, you never really personal a franchise, only the appropriate to function the business.
??? Virtually all web users are somehow related to one another through social networking sites. This implies any message shared via social media profile has an opportunity of being re-circulated amongst limitless members for limitless occasions. This renders an enormous advertising and marketing opportunity which isn’t doable by means of different means.
You identify it and they have it, sure!! A virtual employee can efficiently handle transcription providers, designing and upkeep of websites, setting appointments, desktop support training, answering your calls, travel and transport arrangement and much more. Even all varieties of secretarial and private assistant jobs are dealt with perfectly by this virtual service supplier.
The modes of communication: Follow up: Crew (Presentation): Always ask should you might avail a free trial to check their services. Nevertheless, not many organizations have taken the subsequent steps to develop the substantial benefits of OPD. Analysis has made it clear that the majority organizations haven’t had successful outsourcing engagements up to now.


text:
Favorite Beaches: Any Mountain with snow and wind.
Brand Affiliation: NONE, Be yourself and fly what you like... I do like Ozone People tho!
Got to enjoy a new mountain spot with SW CO locals. Drive and Fly conditions located off highway 149 at 10,000 feet. One may wonder why it took so many years to be discovered by kiters, but a look on a map will reveal this highway is hidden in the heart of the state, with no direct access without driving around a mountain range. Awesome place, the nearby town is Creede, and it is surrounded by the amazing San Juans.
So far the local kiters have had consistent and strong mountain winds up there. It blew the last few days every day. Yesterday we had high 20mph winds, lit on 9-12m kites. Huge wide valley with slopes and terrain on both sides. Wind seems to funnel both north and south. Definitely on a road tripping hit list... chalk up another easy access mountain spot!
Beautiful! Thanks for sharing that.
What a weekend in the high country! Psyched you guys road tripped for it but sorry we didn't get to ride together.
This looks like a good Creede/Lake City area thread. Here are a couple of Google earth images of other spots along Hwy 149 I've checked out in the last few years.
Looking NE at Slumgullion Pass. A 45 minute skin or easy snowmobile tow gets you up to launches on either side of the pass. Cannibal Plateau to the north is named for Alfred Packer who near here got the protein from his fellow travelers to make it thru the cold winter. Don't forget snacks!
Rambouillet Park to the south and west extends for miles along the continental divide. No GPS tracks from two days of kiting up there. I've hitched a ride on the snowcat that grooms the trails up here.
Looking east at Spring Creek Pass. Creede in the distance. After a skin up onto Snow Mesa I was racing towards the summit of Baldy Cinco when the wind suddenly died. There's a summer road (groomed snomo trail?) at the very right side of the image.
From Rito Hondo I went downwind and up valley almost to Rambouillet Park then took a groomed snomo trail to the highway at Spring Creek Pass.
Anyone else have spots along Hwy. 149?
Local Beach: Garrett County Md.
Man guys, thanks for researching and finding those killer spots. Unless the wind forecast is bunk for the weekend, a couple of us will be coming down from Salida/Buena Vista to hopefully score a sesh at Rito Hondo or elsewhere.
Anyone else thinking of coming out??
After several failed solo attempts in the last few years because of light (or lack of) wind we totally nailed the conditions. Just as forecast we found 15-25 WSW all afternoon while it was calm on the way past Rito Hondo at 10:30 and 5:30.
JA and I skinned about an hour up to the east from Spring Creek Pass on a groomed snomo trail. We launched on the corduroy at treeline and kited right up a sort of incision in the edge of the tabletop.
Once on top the views of kiting terrain extend seemingly as far as the eye can see in every direction.
We spoke with two locals slogging around up there on snowshoes who fortunately had a sense of humor as we raced around laughing maniacally.
One tack was a non-stop 4.5 miles. Uncompahgre Peak in the background.
When we'd finally had enough of that we kited right up Baldy Cinco in about 5 minutes and parked our kites 150' away from the 13420 foot summit. The approach incision is just off Jonny's right elbow.
Snow Mesa is only one of at least three vast plateaus east of Spring Creek Pass and west of Creede that are all connectable by kite on the right day.
I researched that spot after your first post a while ago about the failed attempt to make it to Baldy Cinco in a dying wind. It looks badass and is great to have as a Plan B in case we drive over from Salida and Rito is dead. Thanks for doing the legwork and posting the sweet pics!
We may come down to ride if Saturday's wind predictions stay good.

industry_corpus2: Sports


text: If the rush of adrenaline is not enough then take the IRON MAN Challenge. Two opponents face a run covering per 85′ each including: obstacle walls, squeeze plays, tunnel crawls, etc. Each opponent changes sides before climbing up and over the biggest obstacle and slide down through the Iron Man’s legs. This beach themed obstacle course is perfect for both adults and children. Compete with your opponent to see who is the real Iron Man!!

industry_corpus2: Travel & Geography


text:
A place where you can feel at one with Nature.
recycling, pollution and energy use, I want to celebrate the Earth’s beauty and the close relationship we all have with correlating colors and emotions to the natural world around us!
It is simple to pick up any paint deck or fabric book and see how we connect a color to the familiarities of our environment. Colors also reflect an inner feeling we have when we apply them to our interiors.
When a we describe blue, is it sky blue or ocean blue?
When we talk about green is it grass green or olive green?
And when we refer to red, is it clay red or rose red?
I bet you all know what color I am referring to when I just say sky, clay or olive!
Are feelings attached to colors?
Olive green; safe.. and hungry!
And rose red; love and passion.
There is no mystery why we have color annalists around the globe working to prepare the colors for the entire world of merchandise that is presented to us each year in advertising, clothing, furnishings and decor.
There are professional color theory designers, who work on color theory to decorate your home and office to evoke the desired level of energy, assurance and emotion to make a business successful or a home peaceful for each individual personality or group.
nor would you use pinks and tranquil colors to wake up a crowd and get them pumped up about the day!!!
it is the color that allows the left and right brain to communicate!!
Have fun this Earth Day and enjoy the colors of your world!!!
Well, well, well….in recent light of a big loss for Interior Designers in Florida, I have decided not to rejoin ASID. I have paid my member ship dues annually, mainly to protect the integrity of our profession. Then it happened, a law suit was created by the National Kitchen and Bath Association (NKAB) pleading that it was unfair for them not to be able to advertise members in their association as Interior Designers – They won!
It has recently been deemed “unconstitutional” to reserve the words and title “Interior Designer” to only licensed practitioners. Any one with a “flair” for decorating are now allowed to use this title personally or for their business.
SO, in short, don’t be fooled or trust the title anymore. As you can see I have replaced my ASID affiliation with my actual license numbers. Look for the licensed numbers from the Board of Architecture and Interior Design, as I have presented mine, to confirm that you are using a professional.
Never heard of it? Neither have I, until recently!
In a nutshell it is the environmental health of your home.
Everyone has heard of Feng Shui to achieve good Chi.
Feng Shui is a principal designed to orientate your living quarters to achieve a better life balance.
before electricity and the everyday conveniences we now have in our home that may affect our health.
…we should ask: how healthy is it?
We all make our own choices: we try to eat healthy, change some household products and even try a CFL light bulb or two, but we rarely think about our house as having its own “Building Biology”.
If you want to improve your building biology for a healthier home, feel free to ask me what changes you can make in your existing house or what good planning tips can be implemented when you decide to build new or remodel.
There are some really easy options you can embrace that would be better for your family’s health and would not have to sacrifice your style.
Decking the Halls this Holiday Season?
A little story of Christmas tree lights!
Until the late 19th century candles were the only way to light a Christmas Tree.
by the General Electric Co. and licensed from Disney, showing Silly Symphonies, Snow White, and later Cinderella etc. There were also Bubble Lights which were little colored glass tubes with an oil inside, which began to bubble as the light heated up.
that use 80% less electricity!


text:
to figure out how to map it down to physics.
world. You have mechanical systems.
have to change everything here in the middle, just one.
able to reuse a lot of the work that we've done along the way.
the physics and turn it into applications that humans want.
directly takes physics and gets pushed up into an application.
otherwise people build lots of abstraction layers in between here.
in modern day computing systems. We start off here, physics.
devices. So, what do I mean by devices?
We have transistors, and we can build different types of transistors.
circuits, bigger circuits out of this, and out of those we go and build gates.
course is about, which is different types of architecture.
instruction set architecture, which gives us some portability on top of that.
people call organization, of computing systems.
the abstraction layers above and below here.
tran-, the technology and the gates influences the computing system.
because different constraints and different applications are changing.
So, people have new applications that they come up with.
They come up with ways, or people come up with different applications.
I now want to have a smart phone. Well, that didn't exist twenty years ago.
requirements actually suggest how to change the architecture.
new architecture possible. So, what do I mean by that?
for instance fit a lot more computation on one chip.
provides feedback up and down this abstraction layer stack.
influence different applications that are possible.
a technology perspective. But that might take a few years.
of Advanced Study, which is maybe about a mile and a half away from this classroom.
that this machine is actually built out of vacuum tubes.
So, everyone thinks about transistors today.
computer architecture and these sorts of technologies even before vacuum tubes.
switches, similar sorts of ideas to transistors.
And even before that people had looked at building mechanical systems.
So there's mechanical adding machines for instance.
And now of days we, of course, have transistors.
applications. And computing looks very different.
So, we have computing, let's say, in small systems.
distributed. We have fancy cameras.
We have smartphones. We have mobile audio players and iPods.
computer architecture, has been very, very broad.
that can basically fit on your wrist these days and tell you exactly where you are.
E books, tablets, set-top boxes and the list goes on and on and on.
get the next generation computer architecture.
People, and, and it used to be you know, you want your faster desktop computer.
that you weren't able to do before. So, it continues on and on.
It is very relevant today, and it has a very rich history.
architecture classes, they have much more emphasis on the history.
log plot is an exponential increase in performance.
So, we've seen computing going up exponentially faster.
industry and why computer architecture is so important.
this is from getting, better, better technology.
is even if you have better and better transistors.
same amount of dollars. That was what was originally said.
transistors for a certain amount of dollars.
across, this, this is all across transistor based technologies.
like vacuum tube technologies, and relay based technologies.
And it also fits on this, this graph relatively well.
So sort of, if you continue down here, you're gonna see vacuum tubes show up.
And it's sort of still on this exponentially increasing curve.
the slope changes a little bit. Well, what, what happened here?
there when people came out with the first risk.
did this happen? So, what, what happened here?
multi-core processors or multiple cores on a single chip.
our sequential performance tapering, tapering off.

industry_corpus2: Technology & Research


text:
Osseon Therapeutics has announced that it has named Ron Clough as chief operating officer.
Clough has extensive experience with several companies that develop and market medical devices for the treatment of spinal disease and deformities. Most recently, he served as VP of Operations at Theken Spine and was a key executive in the acquisition and integration of Theken Spine into Integra LifeSciences. Integra LifeSciences acquired Theken for US$200 million dollars in a two-year earn out in July 2008.
“Osseon has a terrific opportunity to focus on the customer in the VCF marketplace. We plan to leverage the depth of expertise within our employees to the benefit of patients, physicians, and distributors in our arena,” said Clough.
“Osseon is very excited that Clough has joined the management team. He brings unparalleled experience and expertise in the spinal device market,” said John Stalcup, president, Osseon.

industry_corpus2: Biopharmaceuticals


text:
"Earth Algebra: College Algebra With Applications to Environmental Issu" by Christopher Schaufele, Nancy Zumoff et al.
This innovative approach to college algebra focuses on modeling (primarily by curve fitting) real data related to environmental issues such as global warming and the greenhouse effect. Intended for a course requiring the use of a graphing calculator, this text's emphasis on group work builds student confidence and engages them in critical thinking and decision making.
Schaufele, Christopher, Nancy Zumoff, Marlene Sims, and Stan Sims. Earth Algebra: College Algebra With Applications to Environmental Issues. 3rd ed. Boston: Pearson Custom Pub, 2003. Print.


text:
It is very rare that I write to a company, this is the third time that I have felt compelled to write following service beyond expectation. Excellent service should be recognised in my view. I wish to bring to your attention the excellent service that I received whilst buying my car at Dacia Renault Gloucester recently. My closest Dacia dealer is walking distance from where I live. However, they were so disinterested in selling me a car that I looked to the next nearest � Gloucester. Right from the start the impression was good. Both the sales exec and his manager, could not have been more attentive or accommodating. Indeed, they personified excellence in customer service. The rest of the staff that I met were also engaging, generally a good atmosphere. I was, and remain, 100% satisfied with the service I received. Happy Christmas to all at Bristol Street Motors.
On the market for a new Renault Twizy? Browse our extensive range of new Renault Twizy cars for sale and find our latest deals at your local Bristol Street Motors Renault dealership.
The Twizy has to be seen to be believed. It is a revolutionary city car with petite proportions that still manages to comfortably fit two passengers makes it the ultimate commuters� car. The engine is modest, putting out 17 bhp, but a large engine isn�t required in this lightweight city vehicle, which tips the scales at just 475kgs � half the weight of your average city car. The car delivers an incredibly smooth ride experience and you will be the envy of inner city motorists everywhere you go as you swoop into previously impossible parking spaces.
Experience the two-seater, city friendly Twizy at your local Bristol Street Motors today.

industry_corpus2: Automobiles


text:
The mission of the Hampton County Board of Voter Registration and Elections is to ensure every eligible citizen has the opportunity to register to vote, participate in fair and impartial elections, and have the assurance that their votes will count.
To access Voter Registration forms and information, please see our Forms menu.
There is no copy/scan fee for records in electronic format.
Staff may waive fees if the total fee is less than $1.00.
All fees must be paid in full prior to delivery of records.


text: Drilling operation in order to produce from Coalbed methane (CBM) is prone to various geomechanics related problems not only within the coal seam but also across the overburden layers. Wellbore instability in the form of shear failure (breakout) and washout in one hand and mud loss and fracturing in other hand are examples of failures which a wellbore may experience if a proper mud weight is not used for drilling. In order to conduct such an analysis the input data required includes mechanical properties of formations as well as the magnitude and direction of in-situ stresses and pore pressure. It is well known that mechanical properties of formations are related to their physical characteristics. For example, the formation Young’s Modulus or strength is expected to be higher in formations with larger sonic velocities or lesser porosities. Petrophysical logs reflect various rock physical properties from which continuous curves of rock mechanical properties could be estimated using several correlations developed in similar fields. Similarly, continuous logs of in-situ stresses (i.e. vertical as well as minimum and maximum horizontal stresses) could be estimated, for example from poroelastic formulae, in conjunction with rock physical properties. The estimated logs could be calibrated against lab tests on cores and field test data. For example, performing triaxial tests in the lab on cores obtained at different depths, the elastic and strength properties such as Young’s Modulus, Poisson’s ratio and uniaxial compressive strength (UCS) could be measured and this is used to correct the corresponding estimated logs. Similarly, the minimum horizontal stress log could be calibrated against any existing leak-off-test data whereas pore pressure curve can be calibrated if any MDT data is available.The direction of horizontal stress can be estimated from the image logs, for example FMI. The combination of continuous curves of formation mechanical properties and magnitude of in-situ stresses together with stress directions is referred to as rock mechanical model (RMM). The RMM is constructed for a drilled well and then it is used for prediction of events in a new planned well in a nearby area. The RMM includes the input data for any geomechanics study such as wellbore instability analysis, fracturing design or sanding prediction. In this study the RMM was constructed for data corresponding to Well Ridgwood 2 drilled in Surat basin in Queensland, Australia. The results indicate how the mechanical properties are changing across the coal seam comparing to other intervals and that the stress magnitudes experience significant changes accordingly. The results are used to predict the fraccability of the CBM for stimulation purposes using a hydraulic fracturing operation. Other applications of the constructed RMM will be discussed and the results interpreted.

industry_corpus2: Mining


text: A window to the world - For universities, community colleges and technical schools, LifeSize video conferencing delivers new and engaging tools to improve collaborative learning and prepare students for a productive future. LifeSize video conferencing has taken a leading role in extending learning across campuses and across the globe. The possibilities for rich content and interactivity are endless. Today, the best professors can live and work anywhere, and students can connect to the classroom anytime from any location via their laptops or mobile devices. Learn how LifeSize can help with Video Conferencing Applications for Higher Eudcation.


text:
sweetwildbianca TeressaRey jasmin. Sexydivvahxx. AmySmith23. SexyWILDfiona.
dreamslovexVoronolieShennaRishelleJake425 .SamanthakLatinbaby18xFANTSYGIRLCOCKNIcePrime .LindaSofi4MiyuuKissHeavenBlaisea0NickolasPrime .cucaio21MiyuuKissErikaKlara3KennySexxy .HeavenBlaiseMiyuuKissJohnRonaldLaraEvansXXX .TimDickcristalsquirfederickanDANNYJake425 .Jake425TanweySForgetMeNotSCherryCourtney .SamanthakCherryCourtneyTimDickJohnRonald .SamanthakKennySexxyemlana00a0NickolasPrime .AllyJayBelleMonniquekonfetkaonneClarkJarvis .Jake425MattPowellNurFazuraLolaFoxxx .
MistressChantellFANTSYGIRLCOCKSexydivvahxxAneysMiller .BrookeBabyPoshMiyuuKissSoCuteMelindaKarinaHotbody .cucaio21GarryReyNiceKathleenemlana00 .NaughtyMAGDAanalCarmelSaintAimeeXoNafigaLia .emlana00NafigaLiaa0NickolasPrimeBelleMonnique .TorridMichelleGarryReyClarkJarvisNaughtyMAGDAanal .JewelGoldSemiasianGarryReya0DouglasPrince .AmySmith23InnesCarinaCamiSubSluFoxyLadyNaty .JaddenJayAneysMillercucaio21CamiSubSlu .ErikaKlara3LizzyHunterpassionforkissKarinaHotbody .RoxanMeierYUMMYnNAUGHTYRoxanMeierGruckMyll .

industry_corpus2: Others


text:
Please note: Cancellation is effective 30 days from the date that this form is received.
We are truly sorry that you have decided not to continue your membership.
We would greatly appreciate your feedback on your personal experience at the Katz JCC. This survey will help us to understand how we can better serve our community. Please contact us if we can be of any assistance now or in the future. We hope that one day you will choose to rejoin the Katz Jewish Community Center.
Rank the following aspects of the Katz JCC. 1 being the least satisfying and 5 the highest and best rank.
Please let us know if there were other programs/services you utilized. How would you rank them?
Were there any programs or services you were looking for that we did not offer?
If such programs or services were offered in the future, would you consider rejoining?
Were you aware that the Katz JCC provides financial assistance? If no, would you be interested in someonecalling you about these options? (The scholarship process is confidential).
Do you have any additional suggestions on how the Katz JCC could better serve you and other members?


text:
We are hiring group fitness instructors, certified personal trainers, massage therapists and certified TRX and Pilates reformer instructors to be a part of Fitness at the Brea Community Center. We are searching for a highly motivated, professional, responsible, certified, and experienced professionals.
Our new team member should be extremely friendly, positive, upbeat, and energetic and have great communication skills. This person needs to be passionate about working with people from all walks of life. They must be a team-player committed to the mission to motivate, educate, and inspire people to be their best. This person must have a passion for learning and must be committed to attending educational conferences and ongoing learning.
At least one current certification from an accredited organization.
Positions may include working mornings, evenings and weekends.
Possess honesty, integrity, a positive attitude, ethical, and high-energy.
Must have at minimum a year of experience working with individuals of all ages & levels.
A bachelor’s degree in kinesiology, exercise science, or related field a plus.
Experience in training/coaching football, baseball, volleyball a plus.
Kettlebell, TRX, FMS, Pilates, Massage and other related fitness/wellness training certifications a plus for positions.
For job inquiries or to apply for a position, email us here.


text:
mention pregnancy and me in the same thought again until after the wedding. Just not good timing for that. Thanks!!
Wrote a whole post earlier, but blogger was down all day. So that's gone and I'm really not feeling retyping it all! Will say that Trav and I watched 40 Year Old Virgin for the first time last night and it was damn funny. Not my favorite movie ever, but definitely funny, and the condom scene made it all worthwhile. That was both of our favorites.
Hey, you try... its really hard!!
Okay, off I go. Tomorrow you will be "rewarded" with something special. Lol. Okay.


text:
We at zeb maintain close contact to the press, journalists and the media. Whether it is via e-mail, telephone or face-to-face, we are happy to provide information about our company. Simply ask!
Did you know that zeb is the first German consulting company to found a university business school? And did you know that zeb has been presented the award for best place to work in Germany on many occasions? Do you know the results of the newest zeb studies, for example about personnel management? This and other information can be found in our press releases. We hope you have fun while browsing!
Both branch and direct banks can considerably improve their profitability if they concentrate on their traditional strengths. If they head “back-to-the-future” and follow the right strategy, they will create genuine added value for their customers and also compensate current revenue deficits. These are the key results of the current European Retail Banking Study from zeb. For the study, the strategy and management consultancy specializing in the European financial services industry conducted customer surveys and comprehensively analyzed income flows on the European banking market. The study can be seen as a guideline for retail banks who wish to return to long-term and sustainable profitability.
All retail banks responded that they want to put their customers at the center of all efforts. However, the contrast to what customers say about banks could not be any larger: the exclusive survey results show that there is a major gap between the expectations customers have of banks and the reality from their point of view. There is consensus that banks should offer their customers tailor-made solutions. Respondents, however, criticized that banking products did not offer much personal benefit and they are therefore unwilling to pay more for the existing offers.
“Our study shows that most customers see the banks' claim that they are customer-centric as a promise they hardly ever keep. Customers also believe that banks put corporate interests first and have little understanding for their needs. It would be easy to read the survey results as predicting a dark future for retail banks. But that is not the case. On the contrary, branch and direct banks can expect a more profitable future if they act in a more customer-centric way in the digital economy,” said Dr. Florian Forst, zeb Partner and co-author of the study.
Retail banks in most European countries are facing revenue stagnation caused by falling credit and deposit margins in an ongoing low interest rate environment. If institutions do not fundamentally overhaul their business model, the study predicts a dark future for the most important European banking markets: based on current trends, zeb expects a decrease in deposit revenues by more than 40 percent over the next five years.
Regardless of national differences, the persisting low interest rates will ensure that revenues from fee-generating products will become more important within the overall bank income pool. New perspectives are required in order to understand the full scope of challenges European retail banks are facing and to find new paths for customer-centric business models.
The European Retail Banking Study identifies three pathways for traditional branch and direct banks to achieve more profitability: branch banks should focus on the only traditional offer that has revenue growth potential—holistic advice on complex banking products. Digital solutions such as big data and artificial intelligence make returning along this path easier than ever before. Banks that follow this course will be able to offer customers significant value generation potential as “trusted advisors” long-term.
Direct banks can use their size domestically and abroad to achieve cost efficiency and become B2B product specialists with B2B partnerships to accompany their core B2C business. A modern brand, a growing customer base as well 24/7 accessibility to own services, technologically advanced banking and operational excellence can serve as levers which result from scale and cost efficiencies.
Moreover, branch and direct banks that successfully become trusted advisors or product specialists can develop into ecosystem players. They can then offer a full customer journey that uses B2B partnerships and contains both banking products and services as well as non-banking offers.
In the study, zeb calculated the potential effects of this kind of process on typical branch and direct banks. The P&L statement improved by approx. 19 percent, while product specialists and/or direct banks achieved P&L growth of 23 percent. For players within a functioning ecosystem, the study authors even calculated a positive P&L effect of 25 percent.
“Branch banks are excellently positioned to return to their traditional role as trusted advisors and to address customer needs even better by using new, digital technologies. Direct banks can quickly scale, compete in pricing as B2B product specialists and gain market shares. Our analysis shows that each of these pathways promises a return to long-term profitability for large branch banks or a boost to profitability for direct banks,” remarked Dr. Olaf Scheer, Partner at zeb and co-author of the study.
Request more detailed information about the European Retail Banking Study 2019 from zeb at www.zeb.eu/retailbanking.
zeb was founded in 1992 and is one of the leading strategy and management consultancies for financial services in Europe. More than 1,000 employees work for the zeb group at 18 office locations in 14 countries. zeb operates offices in Amsterdam, Berlin, Copenhagen, Frankfurt, Hamburg, Kiev, London, Luxembourg, Milan, Moscow, Munich, Münster, New York, Oslo, Stockholm, Vienna, Warsaw and Zurich. Clients include European large-cap and private banks, regional banks as well as insurers. Several times already, zeb has been classed and acknowledged as “best consultancy” for the financial sector in industry rankings.
This Thursday (March 21), the strategy and management consultancy zeb launches this year’s zeb.Uni, an innovative knowledge forum for the more than one thousand employees of the Münster-based group that operates all over Europe. As in previous years, the well-established meeting of experts takes place at the Halle Münsterland congress center and offers a two-day program full of top-class speakers, interactive formats and the opportunity to meet colleagues from all of the 18 zeb offices and to discuss the latest topics and projects.
This year’s zeb.Uni focuses on the financial services industry’s digital transformation and the possibilities for banks and insurers to offer attractive products to their customers in light of regulatory requirements and the zero interest rate environment. The zeb experts will closely examine innovative fintech companies such as solarisBank but also established and successful players such as Deutsche Apotheker- und Ärztebank. In addition, they will gain insights into the latest financial services activities of Amazon Web Services and envision the bank branch and financial products of the future together with retail and marketing experts.
As in the past, zeb.Uni is once again supported by top-class speakers from various sectors and institutions, including Ulrich Sommer (Chairman of the Board of Directors at Deutsche Apotheker- und Ärztebank eG), Dr. Jörg Howein (Chief Product Officer at solarisBank), Dr. Stephan Schmidt-Tank (Head of Business Development Financial Services Amazon Web Services), Raimund Röseler (Chief Executive Director of Banking Supervision at the German Federal Financial Supervisory Authority), Dr. Enrique Strelow (Head of Shopper Neuroscience Ferrero Germany) and Frank Briegmann (CEO Universal Music Europe and Deutsche Grammophon). In numbers, zeb.Uni 2019 boasts 50 modules and more than 100 speakers. The zeb knowledge forum takes place for the 17th time.
Faced with shrinking margins, the European asset management industry needs to become more focused and cost-efficient to ensure profitable growth. A new study conducted by the strategy and management consultancy zeb as data provider reveals that after decades of continuous growth the asset management industry is confronted with major structural challenges, particularly where innovation, product design and sales management are concerned. The study analyzes 46 European asset managers with a strong footprint in Europe who are looking after a total of EUR 29.3 trillion—and thus roughly one third—of global institutional assets under management.
Due to the higher fee levels compared to institutional business it is often assumed that an expansion in retail business in itself will result in a more profitable business model. This could not be confirmed by the study as it did not reveal any significant correlation between the share of retail business in a player’s total assets under management and their profit margin. Neither was there any evidence of a significant correlation between the share of higher priced, non-traditional investment strategies in the asset base of asset management companies and their profit margins.
The absolute costs of asset managers have continuously increased in recent years. The industry’s cost issues were, however, mostly hidden by the strong performance of the capital markets over the period of observation which meant that the cost margins remained largely constant. A significant decrease in assets as in 2018 and simulations conducted as part of the study and based on differing assumptions regarding market growth reveal asset managers’ vulnerability. By contrast, asset management product prices have dropped across almost all asset classes both in retail and institutional business within the same period. The reasons for this are obvious and will, according to the authors of the study, further increase the price pressure: apart from the persistent low yield environment, especially the below-average performance of active managers; higher cost transparency, for instance due to MiFID II; and increasing competitive pressure, mainly driven by low-cost passive investment strategies.
The shift from active to passive asset management has become ever more apparent in recent years. The strong growth of ETFs in particular shows just how attractive passive strategies have become for investors. While passive investments offer access to market performance at virtually no costs, active strategies often come with high product fees and show below-average performance overall. This gives passive strategies a competitive edge and will continue to put fees for active products under pressure. “Many players now offer passive strategies and will participate disproportionately in their growth, provided they are able to produce them at low costs,” says zeb co-author Carsten Wittrock.
InsuranceERM.com, the well-known information platform for European insurers, has honored strategy and management consultancy zeb with an award (2018/19) for its innovative Solvency II software. As part of the comprehensive zeb.control management software, the winning software module offers insurers valuable support in implementing the complex Solvency II directive. More than 60 insurance companies have already opted for the user-friendly, pragmatic zeb software module.
All insurers in the EU have had to deal with extensive and highly varied regulatory requirements since Solvency II came into force in January 2016. For three years now, zeb.control.regulatory - Solvency II has helped companies ensure compliance with all three pillars of the directive. Supported by process-based advice, they are successfully provided with all the necessary means to fulfill the requirements regarding own funds, governance and risk management within the defined time frames as stipulated by the European Union.
The InsuranceERM awards are regarded as one of the most prestigious prizes in the European insurance sector, especially with regard to risk and capital management. The award winners are selected by a jury consisting of senior industry experts from all over Europe and celebrated at an annual award ceremony in London in front of a European expert audience. This year, the awards will be presented on March 7.
zeb.control is a modular software suite that supports all relevant Solvency II functionalities and offers both group and solo entities standardized processes to deal with issues such as calculating measures and complying with reporting obligations. With zeb.control, zeb supports clients in creating and submitting the required quantitative reporting templates as well as implementing their own risk and solvency assessment. zeb.control’s integrated approach significantly reduces complexity for clients by minimizing the number of interfaces and automating processes within the application.
The strategy and management consultancy zeb has once again been recognized for its excellent recruiting activities and support of interns. The Münster-based company, which ranks among the leading consultancies for the financial services industry in Europe, has lately been declared industry winner in the “management consulting, audit and legal“ sector and hidden champion by the renowned “CLEVIS Future Talents Report”. zeb has thus achieved top positions in two of the study’s three relevant award categories.
The data for the latest “Future Talents Report” was gathered between May and November 2018 by the Munich-based HR management services provider CLEVIS in collaboration with the employer rating platform kununu. More than 7,500 interns have already rated the quality of their employers and the brand image of the 69 participating organizations. The study represents the largest survey focusing on future talents and interns in Germany and has been conducted for the domestic labor market every year since 2010.
zeb was founded in 1992 and is one of the leading strategy and management consultancies for financial services in Europe. More than 1,000 employees work for the zeb group in 18 international locations. In Germany, zeb operates offices in Frankfurt, Berlin, Hamburg, Munich and Münster (HQ). Its international locations are in Amsterdam, Copenhagen, Kiev, London, Luxembourg, Milan, Moscow, New York City, Oslo, Stockholm, Vienna, Warsaw and Zurich. Its clients include European large-cap and private banks, regional banks as well as insurers. Several times already, zeb has been classed and acknowledged as “best consultancy” for the financial sector in industry rankings.


text:
Researchers from Rice University developed new Li-Ion anode material from graphene nanoribbons (GNR) and SnO2 (Tin Oxide). They are combining the Tin-Oxide with the GNRs and they say that batteries made with the new material has double the storage capacity compared to traditional graphite anodes.
Basically to create the new material, the researchers mixed the GNRs with tin oxide particles (about 10 nanometer wide). Using cellulose gum binder and water, they apply the new material to a current collector and place it in Li-ion batteries. In the lab tests, the prototype battery had an initial charge capacity of more than 1520 milliamp hours per gram (mAh/g). After repeated charge-discharge cycles that number began to plateau at about 825 mAh/g.
The researchers say that their GNRs can be made in bulk quantities. To make the ribbons they "unzip" carbon nanotubes (CNTs).
Carbon nanotubes are expensive and they are the starting ingredients for graphene nanoribbons.
XG Sciences demonstrates impressive silicon graphene anode material!

industry_corpus2: Petrochemicals


text: Can you believe the end is already here!?! In this episode we recap part 1 and 2 of the Real Housewives of Beverly Hills Season 8 Reunion. Enjoy!


text:
Niagara-on-the-Lake, Ont. – Streaks come and go across the sporting realm, but one that has stood the test of time over the years is that of the Western men’s squash team, who will once again bring their winning ways to the courts for the latest installment of the OUA Squash Championships. The Mustangs, along with the Queen’s Gaels women’s team, will have their eyes on keeping their streaks intact and once again bringing home the gold to their respective schools when they head to the White Oaks Resort & Spa from February 8 to 10.
The Mustangs men have galloped through the university competition for several decades now to the tune of 35 straight championships, and like last year, David Mill (Windsor, Ont.) will be among those representing the purple and white on the courts. The reigning OUA men’s MVP and all-star stood tall once again at last year’s event, finishing 6-0 at the provincial finale in 2018, and his dominance has continued over into this year. At Jester’s Crossover #1, the Mustangs star went undefeated in Western’s No. 1 spot and he’ll have his eyes on the prize in a similar role this weekend.
Another of last year’s all-stars and championship standouts, Matt Henderson (Victoria, B.C.), should also be a key contributor in Western’s quest for their 36th straight banner and 46th overall.
The women’s team, meanwhile, rounded out the purple ponies’ results a year ago in the bronze medal position, and if they are eyeing similar, if not greater, success at White Oaks this year, a rookie will be a major contributor. Catherine Giachino (Ottawa, Ont.) picked up nine wins and just one loss throughout the season – with the loss coming against one of the province’s best – and she’ll be tasked with maintaining that impressive play in the No. 1 spot this weekend.
The aforementioned loss suffered by Giachino came at the hands of Queen’s Gaels Sydney Maxwell and the Tricolour’s No. 1, along with the team as a whole, will be a tough competitor this weekend as well. The Gaels have been among the truly elite squads over the years on the women’s side, earning 14 banners to date (including a 41-4 gold-medal winning record a year ago), and they’ll turn to Maxwell and company to bring their grand total to 15 and extend their current championship streak to five straight.
Alongside Maxwell is Amelia Knapp, who like her teammate, shone at the last Jester’s Crossover event, playing out of the No. 2 position. Together, this duo has helped Queen’s secure the top spot in the league heading into this final weekend.
The men’s side should see contributions from reigning OUA Rookie of the Year, Alex Collins, who was among those that earned the Gaels a bronze medal finish at last year’s event.
The reigning silver medalists on the women’s side will be back in action and eyeing another podium result despite the loss of five-time OUA all-star Evelyn Moorhouse. With an 8-3 record through the 2018-19 Jester’s league schedule, the Toronto Varsity Blues have shown their ability to succeed on the court, and second-year Rhea Dhar (Toronto, Ont.) has been a big reason for that continued success. The Toronto native has stepped into U of T’s No. 1 position this season and notched a 6-5 record in Jester’s play.
Juana Chaves (St. Catharines, Ont.) and Emma Kent (Calgary, Alta.) round out Toronto’s top three this weekend, both moving up a spot from their positions at last year’s championship event.
While their female counterparts cracked the podium last year, the Blues men came just short with a fourth-place finish. With a top-ranked result in the Jester’s league, however, finishing at 12-1, there is plenty of optimism for the Toronto squad heading into Niagara. Leading the Blues this season has been first-year standout Josh Hollings (Nobleton, Ont.), and he’ll bring his undefeated record into the championships as Toronto’s No. 1 player. Yusuf Shalaby (Mississauga, Ont.) and Matt Lau (Mississauga, Ont.) are expected to round out the Blues contingent this weekend.
Flipping the script from the Varsity Blues results a year ago, the Waterloo Warriors will bring their silver-medal winning men’s squad to White Oaks for a shot at replicating their podium success for another year. Thomas Manley (Barrie, Ont.) should be a significant factor in the black and gold’s championship aspirations, and in his second year of action, the 2017-18 OUA all-star enters championship play as the top-ranked player. Ravi Seth (Fergus, Ont.) will be another one to watch for the third-ranked team heading into this weekend’s festivities.
Another reigning all-star will be at the helm of the women’s team, as former OUA all-rookie Charlotte Copas (Toronto, Ont.) headlines the Waterloo squad’s attempt at their second ever women’s squash title. The third-year player won all of her matches at the Jester’s Crossover in November, while the women as a whole sit fourth going into championships, which should help them build on their sixth-place finish at last year’s provincial finale.
Heading down the road to this year’s event are the Brock Badgers, who will be clawing for their spot on the podium as well this weekend. For the St. Catharines squad, they’ll turn to one of the most decorated players in their program to lead the charge, as Andrea Chaves (St. Catharines, Ont.) is once again ready to hit the courts. The fourth-year star already has a pair of OUA all-star nods under her belt, in addition to the conference’s Rookie of the Year award and school MVP honours for two years, so she’ll certainly be looking to add to her resume with another strong championship effort.
Just like Chaves has shone for the Badgers program, Mohammed Hamour (Niagara Falls, Ont.) has done the same and his accolades prove it. A four-time OUA all-star and four-time Brock MVP, Hamour has been leading the charge once again for the Badgers this year, and along with a talented group of incoming players, will make up one of the best teams they’ve had to date. This men’s group will be looking to bring home the school’s first medal in program history, while the exponentially expanding women’s side is looking to add to their bronze from 2017.
Like the Badgers, the McMaster Marauders will be focused on rising the ranks at this year’s event. The team finished fifth and seventh, respectively, a year ago, but there will be plenty of talent chomping at the bit to bring the Marauders to the forefront this time around.
Emily Terry (Halifax, N.S.) will buoy the women’s squad, and while she is a first-year Marauder, Terry has plenty of experience on her side after previously competing at St. Lawrence College in New York. She joins the maroon machine in a leading role this year and given the injection of Terry to the roster that already includes returnees Marina Botros (Mississauga, Ont.) and Olivia Waite (Toronto, Ont.), McMaster has a possible podium finish on the horizon.
The men’s squad will be led by player-coach Mikale Reddy (Ancaster, Ont.). The fifth-year veteran is a seasoned competitor with four OUA championships under his belt, and that experience should bode well for the team’s previous No. 2, as he looks to help the transitioning program that is largely made up of a young group of players.
Rounding out the squash contingent at this year’s event will be the Guelph Gryphons, who placed sixth a year ago on the men’s side with a 16-38 record.
The first matches of the weekend will get underway on Friday, February 8 at 2:00pm and will continue on throughout the three days of championship play. The final matches will wrap up the schedule on Sunday afternoon.


text:
Technical Support 30 minutes of the most reliable service in the industry.
Technical Support 30 min will save you valuable time. With over 30 years of experience we bring you Certified Technicians to guide you. We are an industry leader in delivering efficient and effective resolutions to your problem.
Technical Support 30 min can be an important key to your ongoing success. ID Badge Center understands the daily challenges facing business today, not to mention the endless effort it takes to stay on top of the changing technology. We have a wealth of knowledge regarding all facets of the identification industry, therefore providing you with viable solutions. Consider early on connecting with one of our technical support representatives.
Consider our Technical Support 30 min plan. Tap into a wealth of knowledge today!


text: Hello all and welcome, there is a good chance if you are reading this you have either been recruited by me or you are MrVelocity.... So anyway as the title says we are going to be forming a new CS Source team for Fun or Comp play if available. Any questions feel free to reply here or PM me thanks.


text:
Dated between 200 B.C. and 100 A.D., the Book of Enoch is an apocalyptic text written, according to the tradition, by Noe´s grandfather. It is part of the Jewish culture but it is considered an apocryphal text by Cristian Churches, excepting Orthodox Church.
It is divided in some books. The second, entittled the Guard´s Book, narrates the fall of a second group of angels after Lucifer´s uprising.
The Guards, commanded by Shemihaza, were sent to the earth to control human activities. However, because of their desire and passion for mortal women, they were expelled from heaven and chained in hell. Their sons spread the violence over the earth so they were considered guity of the Flood that Good sent to destroy humanity.
I decided to write this article because I want to share this beautiful, romantic and tragic story that it is not very known.
A few years before the Flood, God decided to sent two hundred angels to the earth. They were called Grigori or Guards, because their mission was safeguard and stay awake for humans and supervise their activities.
These angels travelled through the earth, visiting human settlements, but they felt sad. The could only watch people but they were not allowed to related with them.
Time passed, and the Grigori began to neglect their mission, attracted by the beauty of mortal women. Their leader, Shemihaza, fell in love with a young woman who found bathing in a river. He desired to be with her but he could not do it because their union was prohibited by heaven.
Afraid that someone could denounce him, he decided to convince the other angels to take mortal women as wifes. He gathered Grigori at the top of Hermon mountain, where they made an oath. Shemihaza also promises to assume the fault in case they were discovered.
Because of the passionate love the angels felt, they began to reveal celestial secrets to their wives. Shemihaza taught them how to cut roots; Asael taught them about antimony, makeup, precious gems and dyes; Hermony about magic and witchcraft; Baraquiel and Zequiel about the signs of the lightnings and the thunders; and Baraquiel, Shamsiel and Sahariel about the omens in the stars, the sun and the moon.
At the same time, they revealed some secrets to mortal men. Asael showed them how to make swords, shields and armors and how to extract gold and silver from the earth and use them to make bracelets and other ornaments.
The women got pregnant and they gave birth a generation called Nephilim or Giants. The daughters of the angels and the mortal women were taller and more intelligent and beautiful than their mothers, while their sons were very tall too and strong but also cruel and violent.
Nephilim lived by human works, eating their food and stealing their properties. When humans could not maintain them, Giants started killing and eating men. Humans try to defend themselves, fighting agains Nephilim, but they could not face up to them because of their strength. The horror ande the violence spread over the earth and mankind begged God for help.
The archangels, who were watching what was happening in the earth from the sanctuary of heaven, heard their pleas.They decided to put an end to the war and they knelt opposite the throne of God, asking for a solution to that situation.
Michael and Gabriel, the warrior angels, received the order to fight against the revel angels and their sons. Rafael, was ordered to chain Asael under Dudael desert. And Sariel received the mission of meet Noe, and warn him about the Flood that would send to the earth to destroy the people who had been corrupted by the secrets revealed by the Grigori.
Enoch, who felt sadness because of the terrible punishment that awaited Grigori, went to the refuge of the fallen angels, to warm them about their destiny. He reproached them their decision of leaving heaven, taking mortal women as wives and revealing prohibited secrets to humans.He told them that they could never come back to heaven and they would be condemned to see the dead of their loved ones and then they locked up in Hell for the rest of the eternity.
The fright spread among the Grigori, who begged God forgiveness, but it was not given to them. The angels, crestfallen, stayed near the Fountain of tears, wich was located between Libano and Senir, criying and with their faces covered with their hands. They did not dare to look up to the sky because of the shame they felt.
After inform the angels, Enoc returned to heaven where a vision of a deep abyss was shown to him. There was a desert in there, surrounded by fire pillars, with seven starts similar to huge mountains burning. It has not got a firmament over there, nor earth below. It was the end of the sky and the earth, the prison of the starts.
This was the place were Grigori were locked up. After being defeated by the archangels, they were inmobilized with strong chains, made with bronze and iron by the angels of the punishment. These angels, carriying whips, led them to their prison.
As some Nephilim have survived to the fight and the mandkind were corrupted, God decided to sent a flood to finish of them.
The Grigori could not do anything to save their sons and wifes. They spent the eternity prisoners in the depths of the earth, crying for everything that they had love and then had lost forever.
Do The Nephilim Live Today?
This is interesting. I love stories about angels. The drawings are beautiful.


text:
The West African Examinations Council (WAEC) has introduced new security measures to prevent the leakage of examination questions in all of its examinations.
“We cannot divulge the security arrangements because we want to ensure the sanctity and credibility of our examinations,” the Head of National Office of WAEC, Very Rev. Samuel Nii Nmai Ollennu, told the Junior Graphic.
The measures, he said, were based on recommendations from a committee set up to investigate the Basic Education Certificate Examination (BECE) leaks last year.
Last year WAEC cancelled five subject papers in the BECE which were Papers 2 of English Language; Religious and Moral Education; Integrated Science; Mathematics, and Social Studies.
The cancellation followed the discovery by the council that those papers had leaked.
Very Rev. Ollennu said the new security arrangements had worked well and expressed the hope that it would help prevent any form of examination leaks this year and beyond.
The measures, he said, were used during the General Business Certificate Examination (GBCE), Advanced Business Certificate Examination (ABCE) and the November-December West African Senior School Certificate Examination (WASSCE) last year as well as the 2016 private BECE.
“We wish to assure the public that all is being done to have this year’s series of examinations conducted leakage-free,” he added.
Very Rev. Ollennu said no one could escape blame for the BECE leaks last year, and that in the course of investigations some candidates mentioned parents, teachers and school authorities as having given them the leaked questions.
“In some of the cases, the candidates mentioned that the questions were given to them by their parents,” he said.
According to Very Rev. Ollennu, it was important that stakeholders joined the fight to deal with the canker of examination malpractices, and that nobody should think that it was the responsibility of the WAEC alone.
Failure to do that, he said, would not augur well for national development since the wrong people would be put in good and responsible positions.

industry_corpus2: Subject Education


text:
How do we teach our children the all-important lesson of saving for their future? One-way is to start with one of our Piggy Banks from Piggy Bank Express. It’s a great way to teach your kids the importance of saving, while giving them a memorable and easy way to begin.
In our home, we started with setting goals. When our girls were old enough to learn about savings, we gave them three Piggy Banks: one for spending, one for saving, and one for giving. For every $3 in allowance, one-dollar bill would be placed in each jar, providing their first lesson in how to budget money.
Now the save jar (probably the most important of the three) doesn’t teach kids about saving money. Goals help with that. Start with having your children make a list of the goals they want to accomplish. This could be the purchase of a toy, money to buy a musical instrument, or saving for a Thanksgiving Turkey for a person in need.
Teaching Weekly savings goals for a new Barbie Dream House was much more interesting and a better teaching tool than anything else we tried. Each week our daughters would note how much money was in their savings Piggy Bank, and they would see how much closer they were to their goal.
To see the full benefit to saving money, one must understand the concept of interest and how interest payments make your money grow. I played the role of bank and set my own interest rate. At the end of every month, I provided a 10% interest payment for any money the girls had in their savings Pig. This was enough to encourage our kids to keep setting money aside.
Share a few personal stories with your kids to help them understand and see how saving works in the real world, like saving for a house or your first car. The goal is to help your kids see the difference and value between the Saving Pig and the Spending Pig.
Starting kids out at a young age cements these important lessons in young minds and starts them on the path to becoming a champion saver. You can start in on the lessons with the kids and we’ll ship the Piggy Banks to your door.


text:
Diet and diverticular disease in Oxford cohort of European Prospective Investigation into Cancer and Nutrition (EPIC): prospective study of British vegetarians and non-vegetarians.
Generous intake of vegetarian and high-fiber diets may cut down diverticular disease risk.
This study evaluated the correlation between diet and the occurrence of diverticular disease. Using validated food frequency questionnaires, researchers examined the diets of 47,033 English and Scottish men and women recruited from the Oxford cohort of the European Prospective Investigation into Cancer and Nutrition (EPIC). The diverticular disease odds ratio of each subject was also measured.
Researchers found a low incidence of diverticular disease among subjects who regularly consumed vegetarian and high-fiber diets compared to those with high dietary meat intake. Consistent consumption of vegetarian and high-fiber diets was observed to lower diverticular disease risk by 31% and 41% respectively in this study. The results of this study suggest that high intake of vegetarian and high-fiber diets may play a significant role in the prevention of diverticular disease.

industry_corpus2: Health & Medicine


text:
Unlimited downloads of music, sound effects & video files!
Simple and elegant opener with pizzicato strings and marimba.
Use in one end product, free or commercial. Most web uses. 10,000 copy limit for a downloaded or physical end product. No broadcast use. The total price includes the item price and a buyer fee.
Use in one end product, free or commercial. Most web uses. 10,000 copy limit for a downloaded or physical end product. Plus up to 1 million broadcast audience. The total price includes the item price and a buyer fee.
Use in one end product, free or commercial. Most web uses. Up to 1 million broadcast audience. Plus unlimited copies of a downloaded or physical end product. The total price includes the item price and a buyer fee.
Use in one end product, free or commercial. Most web uses. Unlimited copies of a downloaded or physical end product. Plus a broadcast audience of up to 10 million. The total price includes the item price and a buyer fee.
Use in one end product, free or commercial. Most web uses. Unlimited copies of a downloaded or physical end product. Plus an unlimited broadcast audience, or a theatrically released film. The total price includes the item price and a buyer fee.
This author is affiliated with the "Italy SIAE" P.R.O.


text:
Do the bottles come with spray nozzles?
No, this product is a professional use product and has to be applied through a hand pump sprayer. It does not come with a pump sprayer.

industry_corpus2: Manufacturing


text:
LadyboyPussy: Only $14.95 for a 30-Day Pass!
30Day Exlcusive Offer - Gasm 4.95 + 30Free Credits!
NipponHD: 30Day Pass Just 9.95!
JapanHD: Just 9.95 for a 30Day Pass!
AsaAkira: 30Day Pass Just 9.95!


text:
Two ports operated by Global Ports Holding (GPH) welcomed the Symphony of the Seas on her maiden voyage.
Malaga Cruise Port and Barcelona Cruise Port Creuers Terminals hosted the Symphony of the Seas on inaugural calls last week.
Malaga Cruise Port was her first port of call on March 27 after leaving the STX France shipyard. A plaques and key exchange ceremony took place onboard and the Levante pier was open for an entertainment programm that included a draw in support of charitable foundation Andrés Olivares, which helps children with cancer and other chronic diseases, according to a statement.
The Symphony of the Seas then arrived in Barcelona on the March 29 for a two-day call, part of a 33 call season for the ship at the port.

industry_corpus2: Transportation


text:
From being embarrassed about her full lips to launching a lipstick line and cosmetics company, media personality Maria Okan is ready to take over the beauty world with her newly launched matte liquid lipstick collection. The new collection is crafted to flatter and accentuate the fuller lip with its highly pigmented, non-cracking and non-crumbling formula. Currently available in three stunning shades; Queen Elizabeth”, “Kudi’s Chocolate” and “Magnetic”, the carefully crafted lipstick formula is vibrant in colour, smooth in texture and animal-cruelty free.
Queen Elizabeth: A chilli red, sassy, yet royal shade.
Kudi’s Chocolate: A delicious, sophisticated, deep brown shade.
Magnetic: An alluring greyish-purple shade.


text: A fresh alternative to basic sweat pants. Spacer fleece and tall cuffs give these guys' track pants an urban-tech look. Sewn-in side panels add structure to the slim fit..


text:
When you think about a global enterprise distributing internal mobile solutions, you’re talking about regional divides with different carriers, bands, and technologies used across different countries. Accounting for these divisions, global industrial players are demanding longer firmware lifecycles, as they realise that upgrades for a given solution may not be available for all devices across an enterprise every year.
Against this backdrop, it’s critical to look at worldwide mobile OS trends and make informed predictions about user needs and how best to meet the global demand. When support for a platform ends, applications used by businesses need to be rewritten for a new platform.
Windows 10 has been designed to meet the needs of enterprise, including enterprise-grade security, identity, and information protection features, and simplified management and deployment. As such, the OS could prove a viable enterprise option for those wishing to stay in the Microsoft camp (albeit with the aforementioned re-build if, coming from a sunsetting OS).
Android, though, with nearly 80 per cent of the worldwide market according to IDC (iOS is a distant second with roughly 20 per cent of the market), is perhaps best positioned to be the dominant mobile OS in enterprise settings. Enterprise developers have been flocking to adopt Android: a Vision Mobile report finds that Android is now the OS most commonly targeted by enterprise developers, with iOS and HTML5 also used by the majority of developers (who, on average, develop for 1.75 platforms – and in the case of HTML5, develop code that is translated into native apps).

industry_corpus2: Computing & Telecommunications


text:
Musical Feasts "Euro Folk 2011" - The world is television are held in different European cities and countries during the whole year 2011.
Musical Feasts “Euro Folk 2011” comprise thirty five musical festivals and are held under the aegis of European Association of Folklore Festivals - EAFF.
Typical feature of Musical Feasts “Euro Folk 2011” is, that all performances are recorded with professional audio and television technics and the best of them will be broadcasted in Europe. All this activities realize the main purpose of Musical Feasts “Euro Folk 2011” – The world is television to make popular through the media the traditional folk arts.
Stara Planina Fest "Balkan Folk 2011"
The Folklore Celebration of Abov "Euro Folk - Rozhanovce 2011"
International Folklore Festival " Lloret de Mar 2011"


text:
Payment Terms - 60% for provisionary booking of yacht. For day charter, yacht cannot be confirmed until 7 days prior to day charter commencement. Balance of charter cost to be received upon confirmation of booking (7 days prior tocharter). Payments can be made via bank transfer or cash.
Built in 2008. These Yachts accomodate a maximum of 8 Guests On Board. Available for Daily or Weekly Charters.


text:
Some of the relatively minor updates needed for home may have led the seller to undervalue his or her home – often after the poor presentation in question has undermined a number of showings. Appearances are important, but they can also be deceiving. By stretching your imagination in the right direction, you might very easily spot a diamond in the rough.
Flaking walls, dirty floors and cloudy windows are immediate turnoffs for homebuyers, but often the problems with these crucial items are far from chronic. When you find a place in your price range that offers many of the qualities you are looking for, don’t allow yourself to be swayed unduly by the current owners’ lack of attention to the finer things in life.
Walls can be repainted – you almost certainly would want to repaint them anyway! Outmoded wallpaper can be covered over. Windows and floors can be scrubbed to a shine. An ugly, stained, or pet-hair infested carpet can be easily removed – and replaced with a beautiful new carpet or rug of your choosing.
The important thing to remember is this: your new home does not have to look the way you want it to before you buy it, it just has to offer the right canvas for your homemaking artistry.
Likewise, a home’s exterior appearance can be improved without breaking the bank. Lackluster, chipping paint can receive a glorious new coat. Unkempt grass and unruly bushes can be tamed. Ugly or ridiculous lawn ornaments will be leaving with their owners, to create an eyesore in some other neighbourhood. Even a dull or unimaginative landscape design can be transformed for a reasonable price. You can do wonders with a few perennial bulbs and a bit of effort, if there’s a good spot for a flower bed. The important thing to remember is this: your new home does not have to look the way you want it to before you buy it, it just has to offer the right canvas for your homemaking artistry.
Again, if everything else about the house seems right and the price is on your radar – don’t let a rusty faucet, broken doorknob or awkward chandelier stand in the way of a great purchase. Of course, it’s nice to find satisfactory fixtures already in place, but the cost of replacing them is negligible in the grand scheme of things – and besides, buying new ones will only help to personalize your home.
The same can be said of the kitchen in general. Everyone knows exactly what they want their ideal kitchen to look like, and no one, outside of the 1970s, has any place for chipped linoleum or olive green appliances in that dream. However, presumably, you’ll be bringing your own appliances with you – or buying brand new ones to suit your taste – and that linoleum can also be replaced without much hassle.
Even a minor variation from your desired floor plan need not necessarily put the house out of the running. Don’t let the current owners’ way of using the space interfere with your imaginative enterprise. Just because they’ve turned a perfectly good child’s bedroom into a junk depot doesn’t mean you’d have to carry on the dubious legacy.
If there doesn’t seem to be enough closet space in the master bedroom, perhaps building a new open concept closet right onto the wall would do the trick. This might wind up costing you a lot less than holding out for a house that already has that massive walk-in closet you always wanted.
Or perhaps you might discover that they’ve converted a much-needed second car garage into a storage room that you would never use. That garage can probably be converted back to its original state for much less than you think. Of course, if the house really isn’t big enough for your family’s needs, that’s another matter entirely, but sometimes the layout can fool you, especially when the seller hasn’t done anything to help you to visualize the possibilities.
However, astute homebuyers can turn that ugly presentation to their advantage by making an imaginative leap that will leave them sitting pretty, when it comes time to calculate the mortgage.
If you are on the market for a new home and want to ensure that you get the best value for your money, the services of a real estate broker can make all the difference. I invite you to contact me for a no-obligation consultation.

industry_corpus2: Real Estate & Construction