text:
ANU Vice-Chancellor Professor Ian Young has announced that a renamed and expanded Crawford School of Public Policy will become the ANU ‘gateway’ to public policy, on the same model as Harvard University’s Kennedy School of Government.
Former Treasury Secretary Dr Ken Henry will be appointed as part time Executive Chair of the associated Institute of Public Policy, which will bring together, under the new Crawford School banner, a number of new and existing programs designed not only to advance the University’s traditional research, teaching and outreach roles, but to significantly enhance the professional development of the Australian Public Service and public sector more generally.
Building works now under way will bring together in a single physical precinct the former Crawford School of Economics and Government; the recently established National Security College, HC Coombs Policy Forum and Sir Roland Wilson Foundation; ANZSOG at ANU; and a major new Public Policy Fellows Program drawing on wider ANU and public sector expertise. The Australian Centre onChinain the World now commencing construction will also be part of the new public policy structure.


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This is an attempt to include healthy ingredients in your daily cooking. As I mentioned earlier, my Mum is from the healthcare industry and I have learnt most of the below through her and some through my own research or nutritionist's instructions/advice.
Avoid Type 1 and Type 2 Diabetes by including this simple ingredient in your daily diet: Fenugreek leaves (Methi or Uluva leaves). It is also good for lactating mums.
If heated in coconut oil, avoids premature greying.Take out the curry leaves from the heated oil, once the leaves turns black and turn off the flame. Store in a glass bottle and apply it on your hair (leave overnight). My grandma used to do this, she had shiny black hair till all so a decade ago and she is now in her late 80s :). It also nourishes the root of the hair. In Indian cooking, curry leaves is used with ginger in so many dishes and this helps to avoid stomach disorders and constipation. You need to consume the leaves though (as most people just set it aside).
Besides adding flavour to your dishes, Coriander Leaves too has many an advantage. It may not cost as much however it is precious to your health in so many ways. It helps to control nose bleeds, by applying a paste of the leaves to the forehead. The aroma too helps. It is also rich in Vit. C, Vit A, minerals such as phosphorus and antioxidants. It helps control eye disorders, nausea or morning sickness, mouth ulcers and cholesterol levels. And as most of you know it aids digestion.
How many times have you heard this Breakfast is the most important meal of the day?
Special omlette from my HD!
Carbs- based breakfast: In the morning, simple carbohydrates(sugary refined cereals, white breads, white bread toasts, etc) cause an immediate surge of blood sugar level which results in a substantial emission of insulin. The insulin removes sugar from the blood turning it into excess fat. This results in a decreased level of blood sugar and a thirst for more carbs. This vicious cycle repeats itself 2-3 more times during the day and is one of the major reasons for diabetes, high blood pressure and extra weight.
Skipping breakfast: When you skip breakfast, blood sugar drops below the normal level and you experience cravings and a drop in energy levels. You again revert to simple carbohydrates to achieve a quick surge of blood sugar and to overcome hunger and drop of energy. Then the same cycle repeats as explained in Carbs-based breakfast above.
Balanced Protein-based breakfast: This is the ideal type of breakfast that supplies our body with all vital nutrients and energy without increasing blood sugar and insulin levels. It helps to avoid dependence on carbs during the day. In this way, appetite stays under control, cravings for junk food such as pastries, soft drinks, chocolates,chips, etc diminish and the body uses its own stored fats to get more energy.
Pumpkin flesh and seeds both good for the soul!
Pumpkin is a rich source of protein. It also rich in essential fatty acids(protection again heart disease, high BP, arthritis, cancer, promotes healthy skin improves brain power), Vit. A(Both the seeds and flesh of pumpkin are good to improve immune system and improves health of the eyes), Magnesium, Potassium and Zinc, Fiber, etc. There are multitudes of reasons to use Pumpkin. I have named only a few.
In case of a BURN, and you do not have your handy Burnol, there are a couple of options. In case of hot water burn, apply some Johnson's baby oil (with Aloe Vera). It has been a life saver on many an occasion. In case of a burn from a utensil, oil splutter or oven, take the white of an egg and smear it on the burn. Sure shot remedy. Otherwise just keep the Burnol in a handy location so you do not have to go searching for it.

industry_corpus2: Health & Medicine


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As a self-employed individual, you are required to file a Schedule C along with your income tax return. The Schedule C details the income and expenses of your business. What individuals tend to forget is making their estimated quarterly tax payments as well as their portion of self-employment tax. Self-employment tax refers to the company’s portion of Social Security and Medicare taxes.
How To Make Estimated Quarterly Tax Payments?
Form 1040-ES is used to calculate these taxes. Use the worksheet found within the form to find out if you are required to file quarterly estimated tax. Blank vouchers are also included within the form to mail your payments, or you may utilize the Electronic Federal Tax Payments System.
If you didn’t pay enough tax throughout the year you may have to pay a penalty for underpayment of estimated tax. Generally, most taxpayers will avoid this penalty if they owe less than $1,000 in tax after subtracting their withholdings and credits, or if they paid at least 90% of the tax for the current year, or 100% of the tax shown on the return for the prior year, whichever is smaller. Use Form 2210 to calculate any penalty owed for underpaying your estimated tax.
There are several types of business entities, each designed for different situations. The different types of entities are: Sole Proprietorship, Partnership, Corporation, C Corporation, S Corporation, and Limited Liability Company. Advantages and disadvantages exist for them all. Having a trusted advisor review your business structure may save you money.
Having current data to analyze your business should help you make informed decisions. Tracking mileage expenses, separate business and personal expenses, maximizing your Schedule C deductions, and estimating quarterly taxes timely can all benefit you and your business. Finding a sustainable solution to accomplish all this is not as hard as you may think.
We recommend utilizing QuickBooks Self-Employed to maintain all your records and keep a snapshot of your business only fingertips away. Leveraging this software will save you money and time. Some of the benefits include: Automatic mileage tracking, separate business and personal expenses efficiently, maximize your Schedule C deductions, Quarterly estimated taxes calculated automatically, send and track simple invoices.
Partnering with a professional to assist you with the initial set-up and ongoing tracking is recommended. The Certified Public Accountants at Clark Sclater, LC offer these services for only $49-$99 a month including the software. Not only do we strive to provide maximum value to our clients, we will even give you the First Month Free!
Posted in QuickBooks and tagged QuickBooks Online, QuickBooks Self-Employed, Self-employed on March 28, 2018 by John Alexander.

industry_corpus2: Finance & Economics


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Blockade 3D is a free to play first person shooter set in a changeable cubic world. Similar to games like Block N Load and Guncraft, players can build their own map or play on developer created maps in multiple modes, including team-based PvP, Zombie Mode, and Tank Mode. Characters can be leveled up and customized with cosmetic items, equipment, and upgradeable weaponry. The game also boasts it will support a worldwide ranking system and clan tournaments.
Description: Gear up and gank in this indie cubic shooter with multiple game modes, player-created maps, and more.

industry_corpus2: Gaming


text: Congratulations to Riccardo Terzi for winning the highest number of votes from his peers for the best journal Club presentation for the academic year. Riccardo gave his talk on a pore-forming toxin implicated in enterocolitis in foals, which is the topic of his MRes project. Riccardo is with working on a project supervised by Simon Hardy.

industry_corpus2: Subject Education


text:
Further information is available from the Transport Section, Devon County Council. A full policy statement is available from the Transport Section.
In the event of exceptional weather we may be forced to close. Announcements about school opening times or special arrangements will be made on the local radio stations and the school website www.tiverton.devon.sch.uk. . Announcements will also be made through the school Twitter account http://twitter.com/tivertonhigh.
However if it is a school transport issue, the school will be open for all who can get here on foot.
Students will be given advice on safer journeys to school either by bus, car, bicycle, or on foot. This has been drawn up by staff and the local police.

industry_corpus2: Transportation


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I know its been way too long since I've posted anything, and i'm sorry. Lots has happened since last post, to start i'm 11 now. The other day I had to get my 11 year old vaccines, which hurt allot. My new favorite food is a DBLP (double bacon lettuce peppers) from subway,and remember my "Sweet, little, adorable" cat Penelope? we call her Lucy, short for Lucifer, because she is evil. She attacks my dog, knocks everything down, and its just plain mean when your petting her and she attacks you. I'm currently going to feeding therapy with Rachel Best at Small Steps Therapy. Rachel is really nice. and is helping me with my picky eating.
Sorry it has been a very long time since I have posted anything. All last week I wave been sick, from Sunday to now. I've had the stomach bug, but i'm not contagious. My sugars have been going wild! One minute I am 300, the next i'm 40, and the worst part is my doctor said it could last up to a week! Well, my neighbor Chrissy found 3 kittens under her sisters porch. Ones name is Biter, she is a girl, Echo, he is a boy, and Penelope, she is also a girl. The best part of that is that I get to keep Penelope! She is so sweet and so gentle. Did I mention there only 3 or 4 weeks old?
Hi! Sorry I haven't blogged in a while. I've been kind of busy. Today I would like to tell you about my trip to Alabama. Just this Sunday mom and I arrived in Huntsville Alabama to see my nana and papa. It was an especially long trip because we didn't get there by plane or jet,we got there by car. We had to go through lots of states like Connecticut, New York, New Jersey, Pennsylvania, Maryland, West Virginia, Virginia, and Tennessee. And finally we got to Alabama. But driving to Alabama is such a long trip we needed to stop at a hotel in VA. Long story short never stay at Howard Jonson. Every time I checked my BG in the car it was always in the 300's and mom had to give me extra insilin. That's because when I am not active my BG rises. Well I have to go now,but check back soon for a new post about whats happening in Alabama. Bye!


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Although it is home to Amazon and has seen soaring home prices in recent years, Seattle has been experiencing a huge slowdown in rental rates. What’s more is that this trend isn’t unique to Seattle.
Across the nation, rents in cities like Nashville and Portland have been falling. Overall, July’s national average gain was just .5%, which marks the lowest increase since 2012. In July, Seattle’s rates didn’t move, after increasing by 5% last year and 10% the year before.
The market is turning in tenants’ favor, as owners are being forced to offer concessions because while experts believe there is high long-term demand, there is also an inundation of current supply. Many projects that have just opened were in their inception when rental rates were at their hottest at an annual gain of 6.6%.
Rising home prices and mortgage rates mean the cost of homeownership has increased, but at the same time, there’s been a rise in millennials owning homes. All of these factors are contributing to a rental slowdown across the U.S.

industry_corpus2: Real Estate & Construction


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My son is trying to start his xt after replacing the cap and rotor. something went wrong and the new rotor broke. He has put the old parts back on but it does not start. Sounds like its trying, but no go. I want to make sure the wires are correct. can you tell me the firing order and how the wires should be on the distributor. Any help will be appreciated.
163254. Odd numbers passenger side, even numbers driver's side.
some caps are numbered - so look on the cap as well .
the spark plug wires need to be installed in the correct position on the cap - corresponding to the cylidner the other end is attached too.
Distributor itselfif this was physically removed or pulled up even a little bit - there's a gear in the bottom that has to be exactly engaged the way it was when it's reinstalled - if he pulled it up (or out/off) at all the teeth likely aren't properly aligned. i prefer just matching another vehicle's set up to get it pointed in the right direction but can't do that without another vehicle available.
Thanks for the replies. How do you know distributor is correct without another car to verify. Any settings, marks?
Was the distributor pulled? Have you checked for spark? Don't understand how the rotor was damaged. Is the distributor shaft loose? Did anyone mess with the coil?

industry_corpus2: Automobiles


text:
Benchmark’s team of engineers helps our customers conquer their electro-optical design challenges—and complexity never gets in our way. We have unique optical design experience, from simple modulators or lasers to intricate medical applications with stringent requirements. With our support, customers can concentrate on their core competencies and outsource this specialized function to reduce their staff and facility requirements. With machine shops and cleanrooms worldwide, Benchmark has the talent, processes and infrastructure in place to get the job done.
Talent, processes and infrastructure to get the job done.

industry_corpus2: Technology & Research


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Does this brand have menaquione-7 in it on the ingredients on the back?
I have a platelet count of 25,000! Will this help increase my platelet count?

industry_corpus2: Biopharmaceuticals


text:
Department of Postgraduate Studies is a structural unit of University, that is headed by Popkova Olha Mykolaivna.
organization of educational process for candidates scientific degree of Doctor of Philosophy.
185 people are studying in postgraduate studies in the 2015/2016 academic year.


text: Family entertainment center featuring a 7000 Square foot 2 story Laser Tag arena, large arcade, miniature bowling, Spin Zone bumper cars, Lazer Frenzy, the largest HDTV in the area. Open for walk-ins. 7 party rooms available for reserved parties with full catering available.


text:
An ideal listing will include the the name of the event (ex. Ebenezer United Methodist Church Annual BBQ Fundraiser), short menu, cost to dine-in, cost of takeout, how to place large orders and if delivery is available, hours, days, address, phone number, website.
Please also send the information and an organizer’s contact information to Andrea Weigl at aweigl@newsobserver.com in case there are any questions about your listing.

industry_corpus2: Others


text:
Two people, born on the same day, yet worlds apart.
Yonas was born in Eritrea, Africa and has grown up in a world of conflict, war and unspeakable inhumanity.
Jude grew up in London and is a human rights lawyer, trying to make a difference to the lives of people who need the most help.
This is a debut novel with a huge heart. It examines the realities of being a refugee; the indefinite detention centres; the legal obstacles; the tabloid press portrayal of immigrants and the stories behind some of these invisible faces. Wiles has experience in this area as she is a qualified barrister, has a MA in law and Human Rights and has worked with Burmese refugees. She writes with a sense of knowing the true tales behind the headlines.
Each chapter is assigned a character and the reader is invited into their world.There are tales from Eritrea; from the entrapped refugees; from the workers in the dentition centres; from the people who assist the immigrants and the ones that are determined to expose them to government officials. Each chapter begins with a quoted headline from a red-top newspaper. Shockingly, these are referenced at the end of the novel, showing the mass-hysteria that can be created by a frenzied attack on minorities.
The Invisible Crowd is a poignant and powerful tale that will gnaw at your insides. It is all the more shocking by its accurate portrayal of a system that is seriously flawed. I read over 200 pages in one sitting and most of this was spent picturing the horrors of fleeing from one form of torture, to another. While there is little lagging toward the end, this is a wonderful novel which may leave a bitter aftertaste: It's the aftertaste of ignorance and compliance.
The Invisible Crowd is published by HQ and is available in HB and ebook format.
You can order your copy, with Free Worldwide Postage, HERE.

industry_corpus2: Literature & Emotions


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Acoustic Engineer Tim Trewin, secretary of the Association of Australian Acoustical Consultants confirms that the ComfortHush from Viridian New World Glass significantly boosts the acoustic performance of a home.
ComfortHush is a unique range of acoustic glazing products from Viridian comprising of two layers of glass sandwiching a unique 3-layer laminate. ComfortHush is part of a comprehensive range of acoustic glazing solutions offered by Viridian that combines superior noise reduction with high efficiency to provide highly effective acoustic insulation.
Tim explains that the increasing density of Australian cities has fuelled demand for acoustic glazing products, which have a dramatic effect on a building’s internal acoustics in high noise environments.
Though Australian cities are still low-density by world standards, Councils are currently rezoning certain areas for higher-density populations as it makes sense to concentrate the new population around public transport hubs.
The increased density comes with problems such as increasing noise transference between neighbours, especially when single homes are being replaced by high-density developments.
Viridian’s ComfortHush is designed to improve the acoustic properties of Australian homes. Tim explains that ComfortHush’s special laminated interlayer design provides additional internal dampening, and significantly boosts acoustic performance by cutting out unwanted noise and reducing the negative effects caused by resonance.
In addition to these noise attenuation properties, ComfortHush acoustic glazing incorporates a durable Low E (low emissivity) coating to help keep the home cooler in summer and warmer in winter. The laminated glass is a Grade A safety glass and reduces fading of interior furnishings by eliminating 99% of UV light.
The laminated construction of ComfortHush provides marked acoustic benefits over monolithic glass of the same thickness, especially in controlling low frequency sounds, which are the hardest to reduce. The significant frequency filtering abilities of ComfortHush eliminate or reduce a wide range of noise sources including heavy road traffic noise.


text:
We are a taxi company based in Eindhoven. We offer different types of transport, among others: Eindhoven Airport Transport, Eindhoven Passenger Transport, Eindhoven Group Transport and Eindhoven Business transport. We put our customers first. We try to fulfill the wishes of the customers optimally. If you order a taxi from TaxiStar(Taxi Eindhoven), You are assured of fast service and competitive prices. Order a taxi in Eindhoven here below.
Competitive prices, long distances rides up to 50% discount.
Taxi within 12 minutes in Eindhoven.
24 hours 7 days a week to meet your needs.


text:
Delmas is a specialist in high-quality women's handbags, men's bags, suitcases and fashion accessories.
In the stores and in our eshop you can find handbags by fashion brands GUESS, OILILY, ARCADIA and ELEGA BY DANA M., men's bags STRELLSON, GREENLAND and Czech men's briefcases SNĚŽKA NÁCHOD and GONG KLATOVY that perfectly fit the suit.
For comfortable travelling we offer top Samsonite suitcases with up to ten-year guarantee or exclusive aluminum suitcases RIMOWA.
You can also choose wallets made by BRAUN BÜFFEL, TONY PEROTTI or THE BRIDGE, which will surprise you with top quality workmanship and many years of durability. The offer includes Czech leather gloves and belts, jewel boxes, umbrellas, SOLINGEN manicures, shawls and scarves and walking sticks.


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I have to say that I am enjoying this new note 9..really enjoying it. Heck even the curved screens and lack of removable battery isn't really bothering me as much as I thought it would.
Don't get me wrong, I would still prefer to have a flat screen and removable battery and hope one day they will come back, but I can survive if they don't.
I still have some tweaking to do but nothing major.
This phone has great reception, is very loud and easy to hear from the speakers, takes excellent pictures, performance is awesome, and gets excellent battery life. Plus it's a Note..
kct1975, mustang7757, skatergirl and 1 others like this.
Welcome , glad your liking it .
lot good people here, can learn some nice tips in this forum help you along learning your note 9. Hope to see you around.
kct1975, skatergirl and Beansr519 like this.
Same here, got mine 1 week ago this past Sat. I'm still finding tweaks to do and tips here and there. My last Note was the 5 and have missed it, I was using an 8 Active, a very good phone but not a Note. I'm really enjoying this phone.
I had an S7 Active after Samsung took away my Note 7 and before the Note 8 came out. I liked it a lot... as a matter of fact, the Note 8 battery was a let down after having the S7 Active!!! Now, the Note 9 is sweet! You should love the battery AND all the added features this NEW Note brings!
Welcome aboard to both of you (the OP too)!
Beansr519, kitoii, kevinpleasants and 1 others like this.
Is there a way you can pick and choose which app notifications show up on the AOD? For example, I don't need to know when I get a new email so wanted to turn Gmail off on the AOD screen. I think it is either all or none but figured I'd ask!
Settings > lockscreen > always on display > app shortcut, then pick what you want.
Beansr519, kevinpleasants and kct1975 like this.
Just long press any app you want and tap info >notifications and badges turn off.
Edit: another way is go settings then apps click on the app >notifications and should see lock screen dont show .
Beansr519 and robinhelenehebert like this.
Well I want to see them when u wake the screen to the lock screen. Where I don't want to see certain icon notifications are on the Always on display.
Yeah some apps in those settings you can hide on lock screen.
Otherwise you can get the notification but hide content on AOD for all apps in lock screen tap AOD hide content.
Right so for the AOD is all or nothing is what I am saying.
I've always used Nova Prime and loaded it all my phones first thing, but this time around with the changes Samsung has done I have it stock except for a dark theme from them.
I'm curious how many other people are doing this?
I do want to change the dialer on it and eventually will but I am just used to it first.
i too went IMMEDIATELY to Nova Prime, then Action Launcher...but after giving the Samsung experience a try, i've been stuck! i like the fact that you can get themes that will make everything dark!
1lamore and jimd1050 like this.
I love the Samsung themes and I love the curved screen.
But I hope the Note's don't get any bigger or heavier. For me, this is my limit. For my hands, the best feeling phone was the 7 edge, but I like the bigger screen and of course, I want my Note.
I just bought the Note 9 and loving it. I hope to learn a lot in this forum.
Your welcome, good people here hope to see you around .
New Note 9 user here also. Had mine for about a week. Coming from the iPhone XS Max.
Beansr519 and T-Rock82 like this.
Welcome new Note 9 owners!! I am still obsessed with mine! I made the full on switch from apple, all in now with Google and android. Way more fun and freeing!! Didn't think I could ever break free from apple and all my apple products. Man they really sink their teeth in with that ecosystem, but I did it and I have to say it took me quite awhile switching back and forth so it feels really amazing to finally be settled. I'm probably not cured of my tech addiction in general though lol. Windows PC is next on my list!! Enjoy these Note 9's guys!!! I'm loving mine!
skatergirl, Beansr519, robpz16 and 1 others like this.
I immediately saw the size and was like this phone is way too big. I have an iPhone X and got the XS Max and returned it the next day because of how heavy and cumbersome it was to hold/use. When I used the note I couldn't believe how comfortable and easy it was to use! The curved edges help tremendously and the fact that I can swipe down anywhere on my screen for my notifications is so useful. Really impressed with the device!
By Aidonithith in forum New to the Forums? Introduce Yourself Here!
XMEYE for my android phone needs new permissions that I am not sure are secure.

industry_corpus2: Computing & Telecommunications


text:
What I’m about to write about isn’t a secret. It’s on the parliamentary record, and the occasional web or print news article has touched on it. But, as far as it possibly can, the government keeps it very much under the radar. So it may well be, esteemed visitor to this blog, that you’ve never heard about it.
If you’re a regular (esteemed) visitor, you’ll know that I’ve written frequently about the NHS and I’ve written at length about the government’s attacks, current and future, on it. I don’t work in the NHS, but I do recognise the enormous importance to our society of healthcare ‘free at the point of need’ and the doctors, nurses and other staff who provide it. I also recognise that it’s a prime target for the Tories’ state-stripping ideology.
In the course of my research for various articles over the past couple of weeks, I’ve been reading through some of the written evidence submitted to the Commons Health Select Committee on NHS funding. It’s in the course of this research that what I’m going to tell you now really came to my own attention, and I keep a close eye on NHS-related developments, so it’s entirely understandable if you weren’t aware of it until now.
If you’re a regular reader, excuse me repeating all these points, but I try to consider first-time readers and the importance of context for properly understanding what this government is up to.
Hunt’s and the Treasury’s measures are aimed at eroding the performance of, and therefore public affection for, the NHS in order to prepare it and us for the break-up and sale of our health service to private interests on the (carefully-created) grounds that the NHS needs to be ‘saved’, and that it’s all for our good. And they do it, by design, in ways which give them ‘plausible deniability’ – that allow them to say ‘the NHS is safe in our hands’ and ‘we’re protecting NHS spending’.
The extent of the Treasury’s clawback in the last full financial year was at least £1.4 billion – 15 times more than the total deficit of all the NHS’ financially-struggling hospitals – even if you don’t offset the surplus that the remaining hospitals generated against it. The NHS does not have a financial problem, and no hospital has to be allowed to struggle and fail. There is plenty of surplus to cover the debts of a few, to pay the salaries of each of the 7,000 nurses that have lost their jobs under this government, and still to have most of it left over. The government chooses to treat each hospital trust in isolation and make it swim, or sink.
But that’s not the limit of the government’s back-door robbery. The same amount again – in fact more – is being quietly bled off by the Dept of Heath (DH) to very partially mitigate the effects of swingeing cuts in another area.
The new funding will further support and promote more joint working between health and social care. This will enable local areas to transform their services and to deliver better integrated care that saves money across the two systems.
But this isn’t happening at all. The NHS Confederation – hardly a defender of true NHS principles – gave evidence that says the money is merely being used to ‘paper over the cracks’ caused by cuts to local government funding. They’ve even written a book with the title of ‘Papering over the cracks: the impact of social care funding on the NHS’.
a further £300 million over and above the funding set out at the Spending Review for the period 2013–15. The new funding will further support and promote more joint working between health and social care. This will enable local areas to transform their services and to deliver better integrated care that saves money across the two systems.
Again, these funds are supposed to save the NHS – and us – money, but as both the NHS Confederation and the RCN pointed out, this just isn’t happening.
So, we’re up to £1.3 billion so far – almost as much as the Treasury euphemistically ‘clawed back’. But the government isn’t finished yet.
It’s a very rough measure, but it gives an indication of the what it costs to treat people in hospital. According to the the Kings Fund, on any given day there are around 4,000 patients unnecessarily in hospital because of delayed discharges caused by lack of social care provision. £667 x 4,000 comes to a daily cost to the NHS of almost £2.7 million, or £973 million a year.
The NHSC’s estimate of £545,000 per day, divided among these 4,000 patients, would mean a cost of only £136 a day, which seems unrealistically low. There are, of course, fixed costs that don’t vary with the number of patients, so the real figure will be somewhere in the middle, but in any event it’s a vast cost that is little appreciated outside the healthcare system – and the government is quite happy for it to be that way – and that includes ignoring the effects on waiting times for those who do need treatment, who consequently suffer longer and unnecessarily.
But for the sake of argument, let’s use the Confederation’s figure of £200 million a year, so no one can say I’m exaggerating. Put that together with the £1bn taken every year from NHS funding to shore up social services that are falling apart because of cuts in other areas. Then add the extra £300 million the government has added to the ‘social care drain’.
Instead, this money is being taken away from front-line care for patients who need it, in order to inadequately ‘paper over the cracks’ – cracks that can only widen following Eric Pickles’ announcement this week in Parliament of further cuts to local government funding of 3-8% (although he factors this down to an average of 1.7% and calls this a ‘bargain’!). If he stays true to form, the higher cuts will fall on poorer areas because they will never vote Tory anyway, so that their effect on already-wobbling services will be catastrophic.
These twin moves of Treasury theft and quiet transfer of funds to partially offset massive spending cuts in local government and therefore in social care are a massive con designed to allow the government to claim (though according to the UK Statistics Authority it’s untrue even then) that it is ‘protecting’ and even increasing NHS funding, when the reality is that significant percentages of the NHS’ funds never make it through to benefit patients or provide the staff and care that they need.
It’s absolutely essential that the public starts to understand what’s going on. So spread the word and let’s counteract the propaganda and expose the con-trick.
The continuing saga about the dismantling of our NHS. One think I would disagree with, is his statement about local authorities having to cut-back to protect essential services. This is not the case in ‘Labour’ run Manchester. They have cut funding to essential services and closed some down, to protect funding to their ‘ego’ projects, which are needless. They have spent money on a new Irish Heritage Centre, when there is nothing wrong with the present one. They are spending money on moving the Library Theatre and the Cornerhouse, needlessly, just so Ask Development can make money. The are covering Library Walk against the wishes of Manchester residents, as well as moving the Cenotaph. At a time of austerity, they should be ensuring the budgets of essential services is protected. But the only want to build more white elephant ivory towers, ’emperors clothes’. It is not just the Tories we need to get rid off, but also a Labour party which no longers represents the ordinary people.


text:
So you’ve come round to thinking that any marketing strategy needs a blog of some kind, an opportunity to put across a personal view of your world and invite others to comment on it. But how do you find your audience?
A blog is a web page (maybe a collection of pages) and the same kind of promotional rules apply as for any website. Most of the search optimisation techniques outlined in Part 19 and 20 of the Marketing Toolkit, for instance, can be repeated for a blog site.
But there are a couple of special features about blogs, and if you can make the most of them you’ll be able to increase traffic to your blog. In particular, blogs are wordy: yes, you can include pictures and graphics, but basically they are text-heavy – because they’re typically opinionated, with comment to follow, and that means the contributors will be exercising the verbals.
Rule one then is keep the content good. It doesn’t have to be earth-shattering or vital or unmissable; it just has to be interesting, something that makes the reader think “I’ll carry on reading” and then “I’ll come back here again”.
A commercial blog, one that supports your business’s marketing, will probably rely heavily on products, services and corporate developments. That’s fine, provided you can find ways to make that stuff interesting. If you can’t, just run a brief note outlining the issue and giving a link to the formal press release.
However you handle that material, it makes sense to mix in comment postings and personal opinion pieces. Don’t let major industry changes or Government moves pass by without you getting the chance to air some views; if something occurred to you while fishing or watching Arsenal on the TV or clapping at you daughter’s school sports day, so much the better. It all makes you look and sound like a real person.
On the other hand, real people stammer and mumble. Here’s rule two: pay attention to the writing itself. Write well – correct spelling of course, but also correct punctuation, correct grammar, correct uses of apostrophes and capital letters. There are good reasons for those rules of English: they help the punter understand exactly what you’re saying.
Within those structures you can still play around with a personal style. Most people have a characteristic style of talking, a way of using metaphors and organising the words that immediately identifies you. Many of us find it difficult to do the same thing when they’re writing, so most of the web is filled with a bland uniformity of expression.
Work at finding the right style, meaning a style of expression that fits both you and what you’re writing about. Visitors will value that sense of personality. And if you’re unwilling or unable to find the best style, pay a professional writer – a freelance journalist, say – to give you a hand.
Write for your audience. A good way to build a community of visitors is to cultivate one quite deliberately. Write for a particular kind of reader; use language and concepts you think they’ll recognise. Even if you get it wrong, this focus will help give your writing coherence and help you develop a strong voice.
Whatever your writing style, work at keeping things tight. As a rule that means short paragraphs and short posts. Sometimes you need the lengthy piece; but you should always aim to trim the verbal flab, be succinct, get the information out there, move on. Most blog visitors will be touring round a few regular stopovers, so don’t give them any excuse to get bored. You can always come back a day or so later and add a few more (equally succinct) paragraphs in you need to.
Then make sure you publish regularly. Once you’ve established a tone of voice and inspired some interest, don’t let your audience down. Post regularly, and post frequently; otherwise they’ll stop coming.
Blogs and blog posts are naturally search engine friendly because they are text-rich, link-rich, frequently-updated web pages that use stylesheets and have very little extraneous HTML. So use all the usual techniques to help search engines find your blog site – meta tags, titles, heading tags, optimised text, link exchanges, the lot.
Some specifics for blogs: always use meaningful (aka keyword-heavy and searchable) titles on your posts along with your post page archiving. And try to be descriptive when you blog, including desired keyword search-for terms in your posts as well as titles. Use your primary keywords in the title of your post, use your secondary keywords in the body of your post, use your keywords in the anchor text of links in the body of your posts.
Your blog’s URL should of course contain the primary keyword you want to optimize for.
Link to other blogs. You’ll get links back almost as a matter of course. Links are the currency of the blogosphere, and links between blogs are actually more valuable than links between conventional websites simply because of the personal angle.
Install a blogroll. This is nearly the same as linking, except that it lists the bloggers you like rather than individual blog posts that have impressed. It’s a very simple social networking scheme, but it is very effective.
Of course you need to submit your blog address to Google and other search engines and directories, but make sure you also submit to the growing band of blog-specific search sites. Try Googling for ‘blog directories’ or something similar. And take a look at Ping-O-Matic (http://pingomatic.com); this is a service that can tell different search engines – you select from the list — that your blog has been updated.
Most blog-making software allows you to create an RSS ‘feed’ for your site; you should always include an RSS option on your blog. RSS is a way of allowing visitors to sign up to automatically receive notifications that a new post has appeared on your blog, so they don’t actually have to visit your site regularly to see whether anything new has been published.
To use RSS content the visitor needs a bit of software called a ‘RSS reader’ or a ‘feed aggregator’ – some web browsers include one anyhow (like Firefox and Internet Explorer 7), sometimes the software adds a new folder to Outlook and downloads the RSS feed into the mail program, sometimes it’s a stand-alone program than has to be run separately.
The user ‘subscribes’ to a feed by entering a link to your blog’s RSS page. The reader can then check your blog from time to time; and if there’s anything new, it can retrieve the content for the user.
A blog (originally ‘web log’) is a single web page that can be updated with fresh content from the original author — and usually from visitors too, in the form of comments on a ‘posting’ by the writer. The most recent additions appear first, along with any comments, and previous material gets shuffled down the page.
A blog page can feature anything that a conventional web page can include – a search tool, a calendar, images, links to other pages and other sites, and so on. But it doesn’t have to: a simple blog can be a text-only page, such as a sequentially presented diary or an ongoing to-and-fro discussion on a particular topic.
1. Most of the blogs out there are personal rather than commercial. But blogs work best when they are personal; find ways to put a personal slant on your business posts.
2. Once you’ve settled on the right blogging software, put some effort into finding out what it can do. Look for useful add-ins and blog-making extras; teach yourself how to use the software’s page design features to make sure your site doesn’t look like every other blog produced with that software.
3. Be an active blogger. Keep your own blog ticking over with frequent posts. Aim for 3-5 times per week, though each post must be worth reading .Not sure if you have enough information or comment to justify regular posting? Get into to the habit of splitting big ideas into smaller ones, then add the follow-on information as a separate post.
4. Be an active blogger. Visit other blogs regularly, and try to leave at least one comment every time you read a blog. It’s reassuring for the other blogger, and most comment systems also provide a way for you to leave a link back to your own blog.
5. Use social networking services, forums and discussion threads to connect with other bloggers. If they like what you have to say and the way you say it, they will link to you.
6. Remember when web sites were a shiny new idea and the inside advice was to print your web address anywhere you might have given your phone number? The same applies for your blog site..


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Throughout the UK, young men idly picking at the strings of their acoustic guitars discovered ‘the three-chord trick’, a sequence that was the bedrock of the two previously mentioned classics and their derivatives. Augmented by anyone with a sense of rhythm, a thimble and a washboard, plus a third person on an upright tea-chest bass, and the rudiments of ‘skiffle’ were born. Dating back to jug bands in the USA, this inexpensive form of entertainment, fashionable for only two years, in the U.K. kick-started the thrill of teenagers performing in front of their peers.
With the advent of Elvis, still retaining the twelve-bar sequence in his rock covers of blues standards, the adventurous skifflers became discontented with their limited kit and turned to either the lure of hire-purchase agreements or simply pressureised their parents into supplying them with electric guitars and ‘proper’ drums.
Although in its infancy, this groundswell was nationwide, and inevitably, London and the big cities led the way in allowing bands to take to the stage in their local dance halls.
Regionally, the development was a slower affair, and here along the Wharfe Valley, the transition was no exception – local venues stuck to the tried and trusted dance bands, efficient, traditional in their output. Ilkley’s Kings Hall, for example, provided the public with the likes of orchestras under the direction of Phil Wayne, Les Pratt, Jimmy Harrison etc. This offered ‘50/50’ dancing, which referred to a cocktail of waltzes, fox-trots, quicksteps and tangos. One exception was the ‘Eddie Bell Orchestra’ who, in late 1961, agreed to allow the local band ‘Johnny Crusoe and the Castaways’ to play during the interval, thus adding a new dimension to the term ‘50/50’.
Prior to this, Yeadon Town Hall had been far more enterprising. Throughout 1961 the venue was advertising established recording stars such as Gene Vincent, Nelson Keene, The Brook Brothers and Yorkshire’s own Mike Sagar and the Cresters from Bramley, Leeds. These were supported by local bands, the calibre of ‘Barry Corbett and The Mustangs’ who, in particular, went on to share the bill with ‘The Beatles’ at the Royal Hall, Harrogate, in 1963.
Way back in the ‘50’s, when ration books had finally been torn up and we were no longer toying with our rusks on the hearthrug, our ears were being bombarded with either lung-bursting ballads promising undying love, or sugar-coated novelties concerning runaway trains, elephants joining the circus, and the price of a doggie in the window.
The media remained aloof to a burgeoning youth culture. It didn’t understand, preferring to spoon-feed us a safe, cosy, and ultimately bland diet of Dickie Valentine, Alma Cogan, David Whitfield, and their ilk.
Then in 1955, a compromise of sorts was reached when Decca innocently lifted a track from a Chris Barber album featuring Lonnie Donegan on an update of Leadbelly’s ‘Rock Island Line’, and released it as a single.
Almost simultaneously a humble movie entitled ‘The Blackboard Jungle’ had caught the public’s fancy, prompting Decca (through its Brunswick outlet) to switch the film’s anthemic ‘Rock Around the Clock’ to A-side status on a single by Bill Haley and His Comets.
Both songs went on to sell a million, the latter defining an era, which caused a sea change in the media’s attitude to music, and the barriers were well and truly down.
Of a direct consequence of this, the public’s own view of music, and life in general, would never be the same again.

industry_corpus2: Film & Entertainment


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Deadly weekend attacks by suspected Boko Haram jihadists using young girls as suicide bombers killed 43 people in northeastern Nigeria, officials said Monday, updating the toll.
“About 43 lost their lives, 12 individuals who are desperately injured” are being flown by helicopter to the Maiduguri with help from the ICRC, local official Kaumi Wakil told AFP, referring to the capital of Borno and the birthplace of Boko Haram.
Wakil said 35 others were injured and were in the “process of referral to the ICRC clinic” in Biu. Another local official confirmed the new death toll, which had initially been reported as 31.
“Civilians consistently bear the brunt of the conflict and over 200 women, children and men have now been killed in indiscriminate attacks in the north-east since the beginning of the year,” the UN humanitarian coordinator in Nigeria Myrta Kaulard said.
The deadly violence, which has claimed more than 20,000 lives in nine years, has put Buhari under pressure as elections approach in February next year.

industry_corpus2: Politics & Administration


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- participate in co-ordinated schemes for medical assistance to ships.
Еntry standards -the trainees must either have received approved or recognised training in Proficiency in Medical Care On Board Ship (in accordance with Section A-VI/4-2 of the STCW Code) or to hold a certificate of Proficiency in Medical Care On Board- reftesher.
Certificate - after successful course completion Maritime Administration issues the respective certificate, valid for 5 years.
According to the BMA requirements the course is videorecorded.


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Industrial IoT sensors and environmental monitoring systems integrate with Tools.Valarm.net to give you, your teams, and your organization valuable, real-time information about your local and remote environments.
Your sensor hubs and sensors are available at Shop.Valarm.net and integrate Valarm APIs (e.g., JSON or CSV) to forward your sensor data to your endpoints.
Need to see your Industrial IoT information on a web dashboard viewable on your phone or tablet?
Have a look at our real-time webpage dashboards for Industrial IoT sensor telemetry monitoring water, tanks, air, and any other industrial equipment.
See our Customer Stories Page for stories on how Valarm customers use Industrial IoT solutions in any industry like water usage / levels, tanks, air quality, and vehicles / high tech transport with industrial sensors like pumps and vacuums on trailers and trucks.
Please don’t hesitate to contact us at Info@Valarm.net if you have any questions.
Can the Valarm monitor dB levels from airplane noise?
Yes, using a 4-20mA microphone/audio-level monitor, and the Yoctopuce 4-20mA USB adapter, Valarm can collect noise statistics from airplanes. However it cannot use the built-in microphone for this purpose. The built-in mic can be used to “notice” when something very loud occurs, but it cannot be used to measure dBs.
Yes, Valarm definitely handles that situation, in combination with a Yoctopuce “Yocto-Knob” sensor, we can monitor the condition of up to 5 switches/knobs, and send text messages, emails, etc, depending on what’s going on with your float switch. You can even easily wire it up in parallel with your existing strobe/audible alarm.
Can this system be configured to monitor water levels in a water tank about 200 yards from a wi-fi receiver? Tank is off grid so will need solar. And 200 yards is beyond the range of conventional Wi-Fi so may need a signal repeater. Thanks.
Hello Hunter! Yep, solar-powered Valarm does remote monitoring of water levels in water tanks. Your data is uploaded to the Valarm Tools Cloud via Wi-Fi, cell network, or satellite. I sent you an email so we can talk further about finding the right solution for you. I look forward to hearing more!


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Backbone: pDRIVE, pDRIVE5-SEAP, pGL3-basic, pcDNA3.1-EGFP, ect.
The human MUC1 (DF3) gene encodes a high molecular mass glycoprotein that is aberrantly overexpressed in most human carcinomas, including 80% of breast cancers. Overexpression of the MUC1 gene in human breast cancer cells is regulated at the transcriptional level. Cloning and characterization of the 5' flanking region of the MUC1 gene has shown that expression of the gene is regulated mainly by sequences between positions -598 bp and -485 bp upstream from the transcription start site. The MUC1 promoter has been used in the context of replication-defective adenoviruses to selectively express therapeutic genes, including herpes simplex virus thymidine kinase (HSV-tk) and the BAX proapoptotic gene in MUC1-positive human carcinoma cells [1, 2].
1. Chen L. et al. 1995. Breast cancer selective gene expression and therapy mediated by recombinant adenoviruses containing the DF3/MUC1 promoter. J. Clin. Invest. 96:2775-2782.
2. Tai YT. et al. 1999. In vivo cytotoxicity of ovarian cancer cells through tumor-selective expression of the BAX gene. Cancer Res. 59(9):2121-6.


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I open my waiting room door to meet James Harrison for the first time. He rises, hand outstretched to shake mine. I’d guess he’s in his mid-forties. A good-looking man, tall, thin, seemingly comfortable in his own skin. We make the brief walk to my office and I gesture him to the sage chair across from mine.
I inadvertently jerk my head back while, at the same time, stifling the urge to laugh. He’s certainly wasted no time throwing down the gauntlet. Still, it’s so startling, that I find it almost funny. Perhaps that’s a defensive reaction on my part.
I think about commenting on his provocativeness, but decide that would only escalate what is already a fencing match between us. “Well, since I’ve never laid eyes on you before,” I respond, “I have no idea why you should be here. Perhaps it would be helpful if you told me.” Too hostile, I tell myself. It’s hard not to meet aggression with aggression.
“OK. So now what?” he challenges.
I really do not need this. I want to tell this man that I don’t think we should work together, that I’m not the best person for him. Maybe that too would be a good interpretation. Or would it just be acting-out on my part?
“Have you decided that we’re not going to work together?” I ask.
“Have you?” is the rejoinder.
Perhaps, I think to myself, this treatment will be about whether a worthy opponent can become a stalwart ally. If so, it’s going to be a slow slog through.
Jenny‘s a young medical student. I wonder if, at a surface level, she’s anxious about how she will handle her responsibilities as a physician. I remain silent, waiting to see where Jenny’s thoughts will take her.
“Did you feel that way as a child?” I ask.
Despite the matter-of-factness in Jenny’s tone, I find myself becoming sad. I wonder about her desire for aloneness as a defense against loss. And I think again about her dream, since disaster almost always involves loss.
“It is a disaster to need people. No one is ever there. You can’t count on anyone. Not your mother, not your father …” Her voice trails off.


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Qualification: - Any Graduate/ Diploma in Hotel or Hospitality Management.
Taking proper handover of new joining member& fitness needs/goals/health history issue if any from sales manager, understanding the same and personally call the member to arrange personal training sessions by the trainer and ensure that member gets best training services.
Ensuring highest quality member satisfaction.
Direct, supervise and assist with event planning, marketing & execution to ensure maximum member non-member footfall for the event.

industry_corpus2: Hospitality & Catering


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Lush tropical landscaping combines with colorful foliage to create a setting that is ultra-private, quiet and relaxed for the 39 homes comprising Siesta Key’s exclusive community of Hidden Harbor. Here awaits your own Shangri La, a 7,500-square-foot coastal masterpiece that epitomizes the Florida lifestyle.
Strategically positioned on a peninsula overlooking Robert’s Bay, the estate was built to take advantage of water views from every room with an open floorplan punctuated by walls of glass. The cathedral-ceilinged living room flows seamlessly to the formal dining and inviting family room, which open to the main balcony where spectacular vistas create a stunning backdrop for any occasion. The chef’s kitchen is equipped with an abundance of top-of-the-line appliances and easily serves large-scale gatherings. Accommodations include four en suite bedrooms and a master suite comprised of a sumptuous bath and adjoining 2-story office and loft.
Family fun and outdoor living keynote this property, which offers something for everyone. Saltwater anglers can access the Gulf of Mexico in 10 minutes by boat, which is easily facilitated by two deep water docks equipped with lifts. A private kayak launch area takes you from backyard to bay. Shoppers will delight in the quaint boutiques, restaurants and night life of Siesta Key Village, just a mile away from where sun worshippers can play on world famous Gulf beaches.
At home, the infinity-edge swimming pool with waterfalls and slide provide plenty of backyard fun. Enjoy a glass of wine under the stars while gazing at the twinkling lights of the downtown Sarasota skyline from one of the many balcony or patio areas. A 600-square-foot fitness center, 6-seat home theater/safe room, 2-story office, workshop, ample storage for water toys and an elevator complete this offering.
Consistently recognized as the number one beach in the entire U.S., Siesta Key boasts sugary white sand beaches and shimmering Gulf waters. The island reflects an enviable pace of casual living, yet is just minutes to the cultural mecca of Sarasota where art galleries, museums and open-air concerts abound. Sarasota is also home to one of the best hospitals in the state according to a national survey, as well as top-rated schools and numerous institutions of higher education.
This coastal gem is offered at $6,200,000.


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Each match today is 3 sets to 25 points with a cap at 27. All sets begin at 5-5.
All matches will move ahead of schedule when possible. Be ready to play once your court becomes available.
5-5 warm for first matches only.
Teams will be awarded 1 Point per set victory for Pool Standings on Thursday.
Teams will be ranked 1-4 in their individual pools and then participate in another round robin on Friday, before playoffs.
Top 2 teams in each pool will play in the “A” Division at Sacred Heart HS on Friday.
Bottom 2 teams in each pool will play in the “B” Division at Walkerton DCS on Friday.
Each round robin match today is 2 sets to 25 points with a cap at 27. All sets begin at 0-0.
All games will begin 10 minutes after the last game, if ahead of schedule.
Each playoff match is best two of three, Cap at 27. Final set to 15, with no cap.
Each playoff match is best two of three to 25 points with a cap at 27. Final set to 15 with no cap.
Follow their action at OFSAA in Dryden, Ontario!
Also won against Milton DHS 2 sets to 1 - great fortitude guys!
Top 8 in the province guys ... well done!

industry_corpus2: Sports


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I guarantee you will smile while exploring West Hollywood’s egg-themed pop-up – The Egg House. It’s a multi-sensory “Eggventure” by female founder Biubiu Xu and a team of “eggcellent” creators, designers, and artists. It first debuted in the Lower East Side of NYC in 2018 and has since traveled to Shanghai, China and now Los Angeles.
Pink-colored walls and floors greet you when you step into the the two story space off Melrose Place and Croft Ave. A staff member asks if you would like to have your photo taken with a bigger-than-life egg carton filled with brown and white (styrofoam) eggs.
Each location has different theme rooms inspired by the city. Since Los Angeles is known as a fun brunch destination, there is a low ceiling brunch room with poached egg chairs and an egg table with miniature wooden food, silverware and plates. “Brunch Babes” is illuminated in pink neon lights.
Another room has two swivel cracked egg chairs and a Hollywood-style movie clapboard for fun photo opportunities. There is also a black and white Route 66 room that pops with color depending on what you are wearing.
Have fun swinging in a blue padded room with a yellow yolk floor.
Be sure to jump into the “Last One In Is A Rotten Egg” yellow and white plastic ball pit. Throw a bunch up in the air for a fun Boomerang post.
There are complimentary mini chocolate covered eggs and gummy eggs for a sweet treat.
Three miniature pink and yellow shopping carts filled with white and pink eggs occupy a room. On the yellow floor, the words “Avo Eggcellent Day” is in bold pink colors. It’s whimsical, colorful and fun.
A staff member walks around with a handheld removable tattoo machine and will happily apply a sunny side up egg, avocado or piece of toast on your forearm.
Before leaving check out the Egg House merchandise that includes three different types of adorable egg earrings. Egg House merchandise is available for purchase with a credit card only.
Tickets must be purchased in advance and range from $20 to $34 depending on the time and day of the week. For tickets go to Egg House LA. Your ticket includes entrance and numerous Instagrammable photo opportunities. Children age two and under do not need a ticket. Location – 708 North Croft Avenue, Los Angeles, CA 90069.


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Do not be a game spoiler, but continually be in possession of all your talents once taking part in game machines, whether online or in a land-based casino. You may assume that it's additional fun to play with good-spirits at game machines, or it makes a bad mood, but all are wrong.
Buy a postpaid debit card with a hard and fast total. You can use the cardboard for the length of your vice session / sessions and set it as a hard and fast budget. Online casino vice or land-based casino vice is diversion prices and ought to be graded in and of itself consequently. How abundant are you willing to pay on these activities? So as to see the total, you must set and place your expenses such as (food, accommodation, insurance, education, transport and other mounted costs) aside. Money for your payroll account or savings account also so see what proportion per cent of your income you wish to allocate to the vice. It may be that you simply have $ a hundred offered, maybe $ 1,000 - this is quite personal. But be honest concerning however abundant you're really able to pay.
If you plan to go to a land-based casino, then do so with a postpaid Visa / MasterCard in hand or a mounted money quantity. Leave your other credit / debit cards and cash in your building space. If you are employing a MasterCard, be careful to not exceed your budget Online casinos provide you further limits. This can be within the sort of self-exclusion surely periods of your time, or help with games once you want them. If this is already a borderline, you ought to continually bear in mind that the Casino should be a fun recreation not an obsession.


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One of our Clinical Directors will be leaving the team temporarily to start a family, so we are looking for a 12-month maternity cover Clinical Director in her absence. A successful candidate would need to have a compassionate and client focused approach to practice management, always striving to find ways to improve patient care and the client experience. The role is split between management and clinical work, so the candidate would have to also be a competent medic and surgeon, able to support more junior members of staff. The practice is currently undergoing a period of growth and expansion, so the right candidate should be able to continue to encourage and shape this development. You would be supported by another Clinical Director and two practice managers.
Crossroads Veterinary Centre is a friendly, progressive, small animal practice that prides itself on offering a high standard of care to all its patients. We are lucky enough to have a close knit team of highly skilled clinical staff, including two Advanced Practitioners, and a wonderful team of caring support staff.
We are a host practice for Vets Now, so are able to offer 24-hour emergency cover to our patients, without requiring our vets to work out of hours. We are a fully equipped tier 2 clinic, with in house laboratory, portable ultrasonography, digital and dental radiographs, endoscopy, tonometry and much more. We offer a competitive salary, generous CPD allowance, exclusive company discounts, private medical insurance, pension, reward schemes and career development.
Crossroads Veterinary Services Limited is a small animal first opinion practice in the SE of England whose client base is across three counties (Buckinghamshire, Oxfordshire and Berkshire).


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Sierra Manors 092 offers accommodation in Mammoth Lakes 1.9 km from Village Gondola and 2.3 km from Eagle Express 15. Guests staying at this apartment have access to a balcony.The apartment features 1 bedroom a living room and a kitchen with a dining area and a dishwasher. A flat-screen TV is featured.The property has a sauna.Poma is 3.2 km from the apartment while Chair 7 is 3.2 km away.
Add Sierra Manors 092 to your free online travel itinerary.


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The hot fashion shops at Scottsdale Fashion Square and the Biltmore put on smoking spring and summer show. CASHAK.TV gives you a front row seat.
Presented by Scottsdale Fashion Square and Biltmore Fashion Park.
Stores: Frankie M's, Max Studio, Amy inc., Ann Taylor, CACHE' and Betsey Johnson.
Hair and make-up: Regis Salon at Scottsdale Fashion Square.
Event was a Soroptimist benefit for Florence Crittenton, Tumbleweed, Sojourner Center and UMOM New Day Centers.
Keywords: Spring, style, looks, Biltmore Fashion Park, Arizona, 2007, fashion, show, runway, trends, styles, models, video, movie, clip.


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Solo Violin - £160 for a 1 hour ceremony booking. Additional time charged at £40 per hour Violin/ Guitar Duo - £280 for a 1 hour ceremony booking. Additional time charged at £80 per hour. Jazz Trio £400 - 2 x 45 minutes Gypsy Jazz Quartet - £500 2 x 45 minute sets Plus travel expenses for venues over 20 miles (round trip) from Peterlee.
Solo violin is so romantic and is perfectly suited to classical, folk, pop, film & show melodies. It will sound wonderful in a church or castle; for a civil ceremony or even for an outdoor wedding. The solo violin works beautifully for classical, folk, religious and popular songs, film or show-tunes with strong melodies - for example 'When You Wish Upon A Star', 'A Whole New World' or even Green Day or ABBA!
Some of the most popular choices for ceremony music are Pachelbel's Canon in D, Can't Help Falling In Love, Ed Sheeran's Perfect and Tale As Old As Time from Beauty and The Beast.
Emma is a professional violinist based in Durham and has more than fifteen years experience of performing at many of the region's most prestigious wedding venues including Wynyard Hall, Lumley Castle, Matfen Hall, Beamish Hall, Headlam Hall, Healey Barn and many more.
We were absolutely delighted with the service provided to us for our Wedding Ceremony. From first point of contact Emma has been extremely quick to respond and has a great depth of experience, not just musically but with the finer details too that made it easy for us to know that this was exactly what we were after.
There was a vast repertoire to choose from and we were delighted that Emma had no problem catering for the more personal song choices we had for during our ceremony.
Emma and David were superb on our day. From the moment we first met them they were so professional, communication was superb and they answered any questions we had. They were flexible with the music we wanted playing and everyone we spoke to on the day said how much they enjoyed Emma and David's contribution. We couldn't recommend them enough. Thank you for sharing and contributing to our day.
I have used Emma for a number of events including my mother in law's 70th last August. All our guests absolutely loved Emma and she was a great start to a fantastic evening. Emma is always so professional, prompt, smart and helps every event have such an elegant touch. I would definitely use Emma again in the future.
Where ever possible we will cater for special requests.
Solo violin is available for ceremonies. The violin/ guitar duo can play for both ceremonies and receptions as well as private parties/ functions etc. 2 x 45 minutes is the standard length of playtime, however we are able to be flexible to fit in with event timings /requirements. Violin jazz trio/ quartet are available for receptions and parties and will usually play 2 x 45 minute sets. Timings are flexible to suit your event.


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HOUSTON -- Luis Valbuena burned his former team by hitting a two-run, bases-loaded double in the seventh inning off reliever Chris Devenski to break a tie and send the Angels to a 7-5 win over the Astros in the regular-season finale at Minute Maid Park on Sunday night.
The Angels, who snapped a six-game losing streak by sending the Astros to their third loss in their last 12 games, are 4 1/2 games behind the Twins for the second American League Wild Card spot. Houston fell 2 1/2 games behind the Indians for the best record in the AL.
"We've got seven games left to win as many games as we can," Astros manager A.J. Hinch said. "We set out this season to win the division. Checkmark that box in September. I said we're going to continue to compete and play and win as many games as we can. That's going to continue. Whatever the total is at the end is great, and then the real season begins in the postseason."
A two-run homer by Alex Bregman and two-run double by Evan Gattis in the third inning gave the Astros a 4-1 lead -- three of the runners who scored reached on walks -- but the Angels chipped away with a Brandon Phillips' solo homer in the fourth and consecutive bases-loaded walks to Phillips and Andrelton Simmons to tie the game at 4 in the fifth.
Valbuena's double gave the Angels a 6-4 lead in the seventh, and George Springer of the Astros (seventh) and Justin Upton of the Angels (eighth) swapped solo homers.
"We had good at-bats with the exception of guys in scoring position. We were 2-for-16 with guys in scoring position," Angels manager Mike Scioscia said. "We had a lot of opportunities. With McCullers, we were patient enough that when he made a mistake we hit it. We hit the ball hard."
Astros starter Lance McCullers, pitching for only the second time since July 30, allowed two runs and four hits in 3 1/3 innings, leaving after only 63 pitches. Angels starter Tyler Skaggs gave up four runs and six hits in five innings.
• Where does McCullers stand for ALDS?
Bad luck for Astros: The Angels loaded the bases in the seventh with the help of some fortunate bounces. Jose Pujols blooped a single down the right-field line that barely landed fair, Phillips reached when Bregman booted a grounder, and Simmons shot a grounder up the middle that glanced off the ankle of reliever Devenski and went for a single. With the bases loaded, Valbuena ripped a two-run double to right to put the Angels ahead, 6-4.
"We didn't finish the inning the way we normally do, and Valbuena comes up with a big hit," Hinch said. "Obviously, the ball is barely fair and hard to get to with the defensive alignment we're in. And then a ball we normally make and could be a double-play ball and would have been the most ideal outcome, and Valbuena with the big at-bat. We lost some big moments today and that's why we lost the game."
Gattis can't check swing: With the tying run at first base and two outs in the seventh, Gattis was rung up by home-plate umpire Will Little on a check swing for the third out. Astros manager A.J. Hinch was ejected by Little for arguing the call from the dugout, marking the second time in the series Hinch was thrown out.
"There was really no reason to throw me out," Hinch said. "I didn't curse at him. I didn't go over the top. It just ended up being he wins when he's the boss on the field. A couple of pitches didn't go our way. Check-swings, you always want the first-base umpire. That's what he's there for on that call. I don't have final say. I was just told to go to my office."
The win was the Angels' 45th comeback win of the season, which ties the Dodgers for the most in the Majors and is two shy of the club record of 47 in '09.
Altuve's bunt single in the fifth inning had him going home to first in 3.33 seconds, according to Statcast™ (the time starts at moment of contact and Altuve was already in motion towards first). Still, the 3.33 seconds is the fastest home-to-first time recorded since Statcast™ started tracking in 2015. (The next-fastest overall is 3.42 seconds by Adam Eaton on Aug. 23, 2016, and the next-fastest this season is 3.43 seconds by Rougned Odor on Aug. 14.).
Angels: The club begins a crucial four-game series in Chicago starting Monday. The Angels pretty much need to sweep the White Sox to stay in the race for the second Wild Card spot. Right-hander Ricky Nolasco (6-14, 5.06 ERA) has not faced the White Sox this season and is 1-4 in his career against them. He will oppose right-hander James Shields (4-7, 5.40).
Astros:Collin McHugh makes his 11th start of the season for the AL West Division champions, who begin a three-game series at Texas beginning at 7:05 p.m. CT Monday. In his only appearance against the Rangers this year, McHugh (3-2, 3.44), got a no-decision. Right-hander Andrew Cashner (10-10, 3.44) will start for the Rangers.
Richard Dean is a contributor to MLB.com and covered the Angels on Sunday.


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The non-slip versions of Novoceram products are designed to be used for outdoor floorings. In the Novoceram Charme collection, various products for outdoor use can be perfectly combined with similar products for indoor use to ensure harmonious continuity between the interior and exterior of the house. They offer a real invitation to relax and to open up your house to benefit fully from nature in all seasons.
A variety of Novoceram porcelain tile collections await you with colours and sizes that will fulfil all your needs.
Decorating your terrace with different materials is easy thanks to the many textures of ceramic tiles.


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The Kruger to Cape tour makes emphasis in the Johannesburg, Kruger National Park Region and Cape Town. During these 7 days you will experience a kaleidoscope of cities and wildlife, nature, safaris, two oceans, amzing people, cultures and different habitats in what we call the rainbow nation. You will be accompanied by a tour guide through the itinerary on the northern part of the country and have a great diversity of activities to choose from in the Cape.
After that we will take you to the Airport for your flight to Cape Town where our representatives there will take you to your hotel.
Día 5 y 6: Cape Town. (Breakfast).
Accommodation in the city of Cape Town. You will have the next two days at leiure to discover the mother city.
There is a great variety of tours to do in Cape Town that you can choose from.
1) Half Day City and Table Mountain.
2) Full Day Cape Peninsula.
4) Full Day Combo City and Cape Peninsula.
5) Full Day Combo City and Winelands.
6) Full Day Combo Winelands and Cape Peninsula.
9) Helicopter Flights – Price depending on length of flight.
We also offer private tours on request.
Día 7: The tour finishes. (Breakfast).

industry_corpus2: Travel & Geography


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Love is a magical and superb feeling, when you look at it; you are appreciating their presence in your life. Try to think about it. Love is an emotion, a feeling, and it feels really great when we fall in love. Don’t you agree?
Love can be of different varieties. According to some sites, the term familial love and religious love are a matter of great affection while, romantic love is a deep, intense and unending feeling and emotion to sacrifice willingly for their loved ones. It shares on an intimate interpersonal and sexual relationship where familial and religious loves don’t do so. The focus here is on the romantic relationship and so I am going to write more on it right now.
As many have said, love has always been a part of music, poetries and literatures i.e. William Shakespeare for ages.
Researches have been conducted by psychologists on love and according to some perceptions, it is said that love is of 3 main components: Intimacy, Commitment, and Passion.
Love needs tolerance and compatibility in a relationship.
For readers’ information, love should be experienced and not merely felt. The depth of love is unimaginable and can never be measured at all costs.
needs patience and kindness, as well as being humble. With the power of love, evil and pessimism will be rejoiced. Love is also believed to be the truth seeker in the universe.
protects unconditionally and hopes for the brighter side of life in a relationship. Stand steadfast, know what you want in love and pursue it like no one’s business. It is a dream of yours; your matter of affection coming to reality. No one else shall stand in your way.
bonds with trust and intimacy among one another. It has a special ability to enhance the relationship and comfort oneself with the presence of the significant other.
Love is not as complicated as said. Love can be created. All you need to do is to focus on the bright side of the other person.
Thanks for dropping by. Well to be in love, it is in regardless whether how old or young are you..it is about your inner self…all the best to you..always remember that it is never too late….


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This is from my monthly personal letter, sent out January 25, 2018.
It’s hard to get back into the swing of real life post-holidays: the work, school, and messy house slams into my reality and I’m rarely prepared for it.
Not that I’m not wanting it—after the twelve days of Christmas, I’m eager to box up the decor and get back to predictability. But still… the kids’ first day back at school is always a “mack truck to the head,” as we say in our house.
When I was just a few meager years into being a solopreneur, I’d jump all in with the new year, forcing myself to plan my year, set my goals, clear the mental cobwebs, and generally force excitement into my bones about working hard for the next twelve months.
But I don’t do this anymore. In fact, I now hardly do any Big Work at all the first week back to my January routine.
Before I make any plans, I have to have my first Think Day of the year.
A Think Day is exactly what it sounds like: a day where nothing is scheduled and the only thing on my agenda is thinking.
Sometimes this thinking begins with a question (“Do I want to change up the podcast?”), but after doing these for several years now, I find it’s often better just to show up and see what comes my way.
There’s something about having an unforced agenda that frees my creativity to play in a part of my brain and soul I never would have guessed. It quiets the voices that scream all the Shoulds, because the only should here on a Think Day? Is to show up.
None of them look the same, and I don’t put any pressure on myself to make them magical and Instagram-worthy. They usually involve coffee and a journal, often a long walk, and sometimes a book or a few podcast episodes later in the day to grease the wheels.
I make them long enough to really go somewhere mentally, but not so long they require a departure from real life (I’ve got kids to drop off and pick up from school, after all).
I come with no agenda, but I admittedly do have an inkling of an idea of what I’d like to figure out—because, I mean, my brain is usually already on overload by the time the Think Day rolls around.
These Think Days work best quarterly for me. I think sorta big picture during the year’s first one, yes, but typically I focus my thinking only on what the next three months might look like.
I think both about my work and my personal life, because for me, there’s too much overlap to bother separating them.
And I loosely break up the day into three parts: the past, present, and future.
What was the best thing about the past 90 days?
What’s something, big or small, that I’m enjoying right now?
What’s challenging me in my work right now?
Is there a burden I’m carrying right now?
What relationships are most valuable in my life right now?
Is there anything that feels missing in my life right now?
What from my current reality do I want to continue in the next 90 days?
Is there anything I need to ditch? Anything to add?
Is there anything important on the calendar in the next 90 days?
Is there an exciting risk I feel compelled to take in the next 90 days?
What relationships should I focus on in the next 90 days?
By my next Think Day, where do I hope to be?
I’ve never gone through all these questions in one Think Day, but I’ve focused on some variation of all these over the past few years. And without forcing it, I’ve had more than one book idea, course topic, and podcast series birthed from one of these Think Days. I’ve grown to depend on them as part of my quarterly work routine.
And because my work life bleeds into the rest of my life, this also gives me a chance to reflect on my personal health, my kids, my marriage, and my long-term personal growth.
This year I’m trying something new, too… I’m doing a Think Weekend. Late last summer, before I could talk myself out of it, I booked a weekend at a quiet house on a gorgeous slice of land here in central Texas. I’ll lose the deposit if I don’t go, and because it’s been on the calendar for months, it’s officially etched in stone for my 2018 schedule.
If it feels like your head is full of wrackspurts, you’ve yet to come up with a work strategy for 2018, or you’re already feeling overwhelmed by all there is to do and it’s not even the end of January… perhaps you should add a Think Day to your calendar.
Think of it as a date with yourself. Make it an appointment, like you would a work meeting or health check-up, yet block out at least a good 3-4 hours. And don’t cancel.
Trade babysitting with a friend, if you’ve got a little one at home. Head to a new-to-you part of town to get those creativity juices flowing. Go on a long hike—the outdoors does wonders for my mental health. Do some yoga. Or just go for a long drive to nowhere; sometimes my best thinking happens in the driver’s seat.
If you decide to try a Think Day, I’d love to hear about it. Keep yourself accountable by hitting reply and telling me what day you’ve got yours scheduled. I promise to read it.
Until next month, my friend…Keep your soul fueled with the good things it needs. And say no to the junk it doesn’t.


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A week has gone by since my dear diary post about the “bad week” pattern I’ve been on. I’m not sure if it’s just a phase or what, but it seems my rough weeks don’t want to end. So rather than sulk in the crappiness of each day, I decided to counterattack bad days with good ol’ sarcasm.
I came across some funny and sarcastic quotes recently that seem to perfectly describe each moment of my day-to-day life. Many of you could probably relate to these sarcastic quotes too, and hopefully they will inspire you to laugh about life. Let’s face it, sometimes sarcasm is the best way to retaliate against a crappy day.
I am NOT a morning person at all. Every weekday that I wake up, I look and feel like the angry ball of fuzz you see above. Yes, my hair does look like that. And yes, I do want to kill everyone.
Even though I drive on 3 different highways to get to work, my commute isn’t that bad. It just gets bad when I sometimes get stuck in no-good-reason traffic with idiots who can’t drive.
When I get to work late, my usual parking spot is gone. So I have to drive around the lot looking for a spot. My patience is pushed when a free parking spot right by the entrance turns out to be a tin can with wheels.
One of my favourite sarcastic quotes! We all have that annoying co-worker who sends us an email, calls us right after, walks over to our desks, and then emails us again… all within 10 minutes!
Surprisingly, I’m most productive and creative after a drink or two. (God, I miss beer cart Fridays!) It’s how I got through school, balancing school and work, and many take-home projects.
Sometimes I wear earphones even though there’s no music playing. And I purposely ignore anyone who calls my name just so everyone would leave me alone. Admit it – you do it too!
I actually like deadlines because they keep me on track and give me something to work towards. But pathetically losing a race against my deadlines is definitely discouraging.
This sarcastic quote made me laugh out loud (literally). I think we’ve all sat in long pointless meetings or received strange brain-fart emails, which resulted in the execution of weird, pointless projects. Why? Just why?
Don’t you hate it when you’re super busy at work, but people around you are chatting about their kids, spouses, pets or other random topics? Then they go for 30-minute smoke breaks, 2-hour lunches, and leave an hour early.
This is my favourite part of coming home after a crappy day.
Another great sarcastic quote! We’ve all encountered someone like this on the road. What was the point of cutting me off, jackass? Seriously, what was the point? Now you’re at the same red light as me.


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Learn More ➡We personally design security systems for every agricultural size and need. We can keep your investments secure by offering remote control of your property, 24/7 monitoring, video surveillance and more. You’ll receive a test, inspection, repair and a maintenance contract to make sure your property and your assets are safe.
From design to installation, our team will design your property with a custom system to suit your needs. You can’t afford to not secure your livelihood, and our security systems will ensure your assets are protected.
Red Wave designs and installs affordable systems that send cellular alerts when a crime is occurring. A thief won’t have the chance to strip copper from your pump, siphon fuel from a tank or take tools from your ranch. These systems are custom designed to fit your application and requirements, and eliminate time and cost of fixing or replacing your property.
Our newest wireless video security systems are specifically designed to secure your outdoor assets and remote facilities. We can install a completely wireless motion-based capture system without any type of geographical limit. This allows the flexibility to protect many diverse applications from onsite fuel storage to offsite irrigation pumps. With live video verification the customer gets a priority response from the authorities.
The MotionViewer is equipped with an infrared motion sensor, digital video camera and infrared illuminators to easily capture any criminal activity. Motion activates the camera and sends a 10-second video to the 24/7 monitoring station and site manager. Based on this Instant Witness video, operators may dispatch police to a “crime in progress,” instead of a standard alarm, yielding faster police response times to catch intruders.
The MotionViewer has a completely wireless operation with battery life up to two years ensuring that loss of electricity will not affect the cameras. The alarm signal is sent over cell or LAN networks to the 24/7 Monitoring Station so the signal will go through even if the phone lines are clipped. The camera is built to withstand harsh climates. It can function between -20°F and 140°F, to make sure that crimes are recorded without any geographical limitations.
The camera’s motion-sensing capabilities and night illumination range up to 30 feet. The wireless range between the cameras and main panel ranges up to 1000 feet.
Red Wave can design and install a system for any rancher, from small to complex facilities. The system will allow you to be able to remotely control just about any type of system. From lighting to cameras to the temperature in your office, we can build it.
Our fire alarm systems quickly detect smoke and changes in the environment so you can safely evacuate your staff from the property in the event of an emergency. We offer tests, inspections, repairs and a maintenance contract to make sure you are safe.

industry_corpus2: Agriculture & Fisheries


text: Summary: A letter by Rabbi Moshe Brandsdorfer. The letter is about a bird that some people are saying is Kosher. Rabbi Brandsdorfer maintains, however, that it should not be eaten.


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If you want to really be creeped out and confused, read the below article from Fox News regarding a frightening trend of people encouraging teens to commit suicide via the WhatsApp social network.
“A sick suicide “game” dubbed “Momo” has been spreading on WhatsApp, prompting police to issue warnings about the shocking challenge.
“Momo” is described as similar to the sinister “Blue Whale challenge,” which is believed to be a social media group that encourages people to kill themselves, according to the Sun.
“Don’t add ‘Momo’!” warned Spain’s Guardia Civil in a recent tweet, noting that the game has gone viral on WhatsApp, targeting teenagers.
“Momo” threatens to appear in the night or lay a curse on the users if they do not respond, according to Mexican police. Criminals can use the “game” to steal personal information or even incite users to commit suicide or violence, investigators add.
The creepy “Momo” image was taken from an Instagram account and then circulated on WhatsApp, according to police.

industry_corpus2: Law & Justice


text: Bowie, who was 30 at the time, and Crosby, then 73, recorded the duet Sept. 11, 1977, for Crosby's "Merrie Olde Christmas" TV special. A month later, Crosby was dead of a heart attack. The special was broadcast on CBS about a month after his death.


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Although took part in the first script reading, Lee Ha Na has decided to not act in the drama series few days later.
Screenwriter Moon Young Nam, actor Lee Byung Joon (1964), actor Choi Dae Chul and actor Jang Yong previously worked together on 2013 KBS2 drama series Wang's Family.
Actor Song Jae Rim and actress Kim So Eun previously worked together on MBC tv show "We Got Married".
Filming began early July 2016 and completed on 4th April 2017.
Beginning Nov. 05, this drama will air 2 episodes back-to-back on Saturdays at 20:45.
On 8th Dec 2016, an extension of 11 episodes has been added to the drama and results a total of 61 episodes.
This page was last edited on 9 December 2018, at 19:29.


text:
CMS simples. Não usa banco de dados. Instalou fácil.
"Siteman is a Content Management System (CMS) which is created with the purpose to make it easier to create and maintain a website, and both beginners and proffesional webmasters can benefit from using it. Some of the features of Siteman is that you can easily change the looks of the page, easily create, edit and delete pages without having to upload them from your computer, and scripts with functions like guestbook, articles, newssystem and downloads page. The only thing you need to use Siteman is a server with a minimum of diskspace (the current version of siteman takes approx. 1 MB) and PHP 4 installed."


text:
Complete your concession stand fare with a spicy kick from this Carnival King 110 oz. jalapeno cheese sauce bag. It's just what you need to put the finishing touch on a variety of concession staples, including nacho chips, hot dogs, pretzels, chili dogs, and fries. You can also kick up the heat your existing menu items, like Philly-style cheese steaks, baked potatoes, and burgers, with irresistible jalapeno flavor. This sauce offers the perfect fusion of creamy cheese and bits of jalapeno peppers with the convenience of a bagged product. The bag keeps your cheese sauce staying fresh, allowing you to safely store cheese sauce in your kitchen or concession stand without refrigeration.
This Carnival King jalapeno cheese sauce bag comes with four connecting tubes that can attach to a cheese sauce dispenser (sold separately). Using a cheese sauce dispenser limits wasted product, which ultimately saves you money. Since it's easy to dispense cheese sauce, you can begin adding creamy cheese to your crispy nacho chips and cheese fries with little effort. For great jalapeno cheese flavor in a convenient and shelf-stable and ready-to-serve package, you can't go wrong with this Carnival King 110 oz. jalapeno cheese sauce bag!


text:
The Washington Court of Appeals, Division I, recently reversed and remanded the dismissal of a foreclosure deficiency judgment against the guarantors of a commercial loan, holding that the Washington Deeds of Trust Act, codified in RCW 61.24.100, does not preclude an action for a deficiency judgment against guarantors of commercial loans following non-judicial foreclosure.
A bank (“Bank”) acquired three commercial loans secured by deeds of trust and guaranteed by the owners and managers of the borrower entities (“Guarantors”). After the three loans went into default, the Bank conducted a non-judicial foreclosure and sued the Guarantors for a substantial deficiency.
The trial court granted summary judgment in favor of the Guarantors, ruling that the Washington Deeds of Trust Act prohibited the Bank from seeking a deficiency judgment against the Guarantors, other than for waste and wrongful retention of rents.
As you may recall, the Washington Deeds of Trust Act permits non-judicial foreclosure of deeds of trust when certain requirements are met. Generally, in Washington non-judicial foreclosures, borrowers relinquish their statutory right to redeem the property up to one year after the foreclosure sale, and in exchange, lenders relinquish their right to seek deficiency judgments following trustee’s sales. See former RCW 61.24.050 and 61.24.220 (1965). This provided an alternative to judicial foreclosure.
The Washington Deeds of Trust Act was subsequently amended to create an exception to the ban against deficiency judgment on obligations secured by a foreclosed deed of trust for commercial loans.
In reversing the lower court’s decision, the Appellate Court first determined that the trial court misinterpreted RCW 61.24.100(3)(c) by limiting the scope of a deficiency against a guarantor to waste and wrongful retention of rents. The language of the statute states “section” and not “subsection.” Therefore, Appellate Court held that the lower court misinterpreted the statute by considering only subjections (3)(a) and (b), as opposed to RCW 61.24.100 in its entirety.
A trustee’s sale under a deed of trust securing a commercial loan does not preclude an action to collect or enforce any obligation of a borrower or guarantor if that obligation, or the substantial equivalent of that obligation, was not secured by the deed of trust.
Put in another way, the Appellate Court explained that only by striking the word “not” from subsection (10) can the otherwise permissive statement of the statute be read as a prohibition as the Guarantors suggest. The Court declined to omit or add language to the statute, and held it would not infer the inverse of what the statute states is necessarily true.
The Appellate Court also rejected the Guarantor’s reliance on First-Citizens Bank & Trust Co. v. Cornerstone Homes & Development LLC, ____ Wn. App. ___, 314 P.3d 420 (2013), in support of their interpretation of subjection (10) as barring a deficiency action.
In First-Citizens Bank, a deficiency judgment against guarantors of commercial loans was reversed because the court in that action concluded that RCW 61.24.100(10) implied that a bank cannot sue a guarantor for any deficiency remaining after non-judicial foreclosure. Id. at 425.
The Appellate Court declined to follow First-Citizens Bank because its narrow interpretation ignores other subsections within the statute, particularly subsection (3)(c), which is at issue in this case. Moreover, the First-Citizens Bank interpretation requires an inverse reading of subsection (10) by eliminating the word “not,” which this Court declined to do.
The Appellate Court disagreed with the Guarantors’ follow-up argument that subsection (10) permits an action to enforce the guaranties only if the guaranties were not secured by the non-judicially foreclosed deeds of trust. In doing so, the Court noted that the statute states “if,” not “only if,” and declined to rewrite the statue by adding the word “only” into the analysis to create an indispensable condition precedent.
In sum, the Appellate Court rejected the various interpretation of RCW 61.24.100(10) provided by the Guarantors, and held that the Bank is not precluded from pursuing a deficiency under subsections (3)(a) and (b), or subjection (10).
Additionally, the Appellate Court also rejected Guarantors’ argument that the loan contracts barred an action for deficiency because their guaranties were secured by the foreclosed deeds of trust.
The Appellate Court held “[t]here is simply no way to read these provisions so that any deed of trust secures the payment and performance obligations of anyone other than the Borrower and Grantor.” The Court also noted that there is no mention of any obligations of guarantors in the deeds of trust. Thus, according to the Appellate Court, the guaranties were not secured by the deeds of trust and extinguished by foreclosure.
Finally, the Court denied an award of attorney fees to either party as premature. Although the guaranties provide for payment of reasonable attorney fees in connection with enforcement of the guarantees, such an award is premature until the “prevailing party” is determined and a fair value hearing conducted.
Accordingly, the Appellate Court reversed and remanded for further proceedings, vacating the portion of the trial court’s decision concerning enforceability of waiver of anti-deficiency defenses, and denying an award of attorney’s fees as premature.


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Reference to “we”, “our” and “us”, etc. are references to Sligo Social Service Council CLG, a company limited by guarantee, registered in Ireland (Company number 140759) which has been granted Charitable Status (charity number CHY 9731), with its registered office at Retreat House, Charles Street, Sligo, F91 RVOD, Ireland. We reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time. You should review the Terms periodically as, by using the Site, you agree to be bound by these Terms. If you are dissatisfied with any portion of the Site, or with any of these Terms, your sole and exclusive remedy is the discontinuation of your use of this Site.
You expressly understand and agree that (to the fullest extent permitted by law), Sligo Social Service Council CLG shall not be liable for any direct, indirect, incidental, special, consequential, exemplary or punitive damages, or any other damages whatsoever, arising out of your downloading and/or using or referring to or relying on any information contained on this Site. The Site is provided by Sligo Social Services on an “as is" and “as available” basis. To the fullest extent permissible by law, Sligo Social Services disclaims all warranties, conditions and undertakings, express or implied. In particular Sligo Social Services does not warrant that the Site will be continuously available, or that your use of the Site or any function of the Site will be interrupted or error free, or that the Site and server will be free from infection, viruses and/or other components that have contaminating or destructive properties. Where you rely on any information, material or services on the Site, you do so entirely at your own risk.
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