text:
#Angling - Sean Canney, Minister of State with responsibility for inland fisheries, has welcomed the success of Newport Sea Angling Club in Co Mayo in securing fishing equipment for junior anglers in the community.
Along with many others around Ireland, including the Finglas Youth Resource Centre in north Dublin, the club received funding from Inland Fisheries Ireland’s National Strategy for Angling Development to help support the recruitment of novices to the pursuit of angling.
Minister Canney said: “Newport Sea Angling Club has a strong junior membership hosting multiple events for young anglers every year. The club provides novice anglers with equipment, tackle, rods and life jackets during junior events.
“This helps in promoting angling to a new generation and also ensures that parents do not have to invest in any equipment until children have tried angling a number of times.
The club’s youth outreach initiatives attract many junior anglers with up to 60 juniors attending their National Junior Competition every year.
This new equipment will assist the club in training novice anglers in sea angling skills. In addition to fishing equipment, the club will also purchase a projector and screen for the club which will be used to assist them in theoretical training sessions.
Declan Moran of Newport Sea Angling Club said: “We hope that we can remove any pressure on parents or guardians to purchase angling equipment at the outset until their child has tried the pursuit and intends to continue with it. We believe this is one of the reasons why the club is so successful in introducing many young novice anglers to sea fishing each year.
Suzanne Campion, head of business development at Inland Fisheries Ireland, said: “Newport Sea Angling Club has a long history of supporting junior anglers with a number of popular junior events held in Newport every year. We are delighted to support the club through the National Strategy for Angling Development fund to enable the purchase of more fishing equipment.

industry_corpus2: Agriculture & Fisheries


text:
The U.S. Committee on NATO, a rightist advocacy organization committed to increasing U.S. influence through expansion of the transatlantic military alliance, was originally founded in the mid-1990s as the U.S. Committee to Expand NATO. Its founders, Bruce Jackson and Greg Craig, later renamed the group the U.S. Committee on NATO (USCN). The committee’s motto was “Strengthen America. Secure Europe. Defend Values. Expand NATO.” It ceased operations in 2003.
Following the group’s termination, Jackson and two other principals of the committee—Randy Scheunemann and Julie Finley—used the committee’s office space to found a successor group, the Project on Transitional Democracies.
Among USCN’s initial board members were two high-profile neoconservative figures, Paul Wolfowitz and Richard Perle. Other board members included Stephen Hadley, who served in the George W. Bush administration as deputy national security adviser to Condoleezza Rice; Randy Scheunemann, later a key aide to Sen. John McCain and Sarah Palin; Julie Finley, a Republican Party operative and founding member of the Committee for the Liberation of Iraq; and Gary Schmitt, a former director of the Project for the New American Century and scholar at the American Enterprise Institute.
The U.S. Committee on NATO and the Committee for the Liberation of Iraq, both of which were organized by Jackson, were disbanded in late 2003, apparently because its members believed that they had accomplished their mission.
The U.S. Committee on NATO did not offer any information about funding sources on its now-defunct website. According to Bruce Jackson, “I finance myself, with money I made from investment banking [he was chief strategist on the proprietary trading desk at Lehman Brothers from 1990 to 1993]. It's not as if it's some individual project though. A lot of people volunteer their time for the NGO. Volunteer work is much more normal in Washington than in Europe."
 Jeff Gerth and Tim Weiner, “Arms Makers See Bonanza in Selling NATO Expansion,” New York Times, June 28, 1997; J.J. Richardson, “Going For Broke--or Just Broke?” MoJo Wire, Mother Jones Magazine.
 Jeff Gerth and Tim Weiner, “Arms Makers See Bonanza in Selling NATO Expansion,” New York Times, June 28, 1997; John B. Judis, “Minister Without Portfolio,” The American Prospect, May 2003, http://www.prospect.org/cs/articles?article=minister_without_portfolio; Stephen Gowans, “War, NATO expansion, and the other rackets of Bruce P. Jackson,” What’s Left, November 25, 2002, http://www3.sympatico.ca/sr.gowans/jackson.html.
 Jeff Gerth and Tim Weiner, "Arms Makers See Bonanza in Selling NATO Expansion," New York Times, June 28, 1997.
 John B. Judis, “Minister Without Portfolio,” The American Prospect, May 2003, http://www.prospect.org/cs/articles?article=minister_without_portfolio.
 John B. Judis, “Minister Without Portfolio,” The American Prospect, May 2003, http://www.prospect.org/print/V14/5/judis-j.html; John Laughland, “The Prague racket: Nato is now a device to exert control and extract cash. Those who resist, like Belarus, are punished,” The Guardian, November 22, 2002, http://www.guardian.co.uk/comment/story/0,3604,845129,00.html.
 Julian Evans, “The Man Who Brought NATO East,” Euromoney, December 2003.

industry_corpus2: Politics & Administration


text:
Series 1 of Brotherhood was recorded in front of a studio audience at Pinewood Studios in TV One.
Brotherhood follows Dan (25) and Toby (23) who become surrogate parents for younger brother Jamie (13) after their mum passes away. Dan is a sarcastic joker - anxious and a little uptight. Toby is a naïve sweetheart with an eye for the ladies. And Jamie hasn't said a word in six months.
Will Dan ever get the upper hand on his live wire work colleague Poppy? Will Toby get it together with Jamie’s gorgeous school teacher Miss Pemberton? Will the boys get meddling Auntie Debbie off their backs? One thing's for sure: the brothers only have each other to rely on since, well, that’s all they’ve got.
Featuring Ben Ashenden, Johnny Flynn, Ellie Taylor, Scott Folan and guest starring Sarah Hadland (Miranda), Brotherhood is produced by Big Talk Productions, and will be broadcast on Comedy Central.

industry_corpus2: Film & Entertainment


text:
This upbeat musical Times Tables CD has been created by a Maths teacher at a leading London public school, to help children of all ages, and even adults, learn their times tables.
Fun to play at home or in the car, the catchy music will soon have everyone singing along. It comes with a free Times Tables Booklet. Approx 23 minutes playing time.
Very repetitive boring male music and kids got very bored quickly and didnt want to play after a few times.
We're sorry that you were disappointed with the Professor Mathmo Times Tables CD. Please feel free to return it to us under our no quibble returns guarantee for a full refund.
Purchased for a child of 8 years who is experiencing difficulty with multiplication at school. Trying to help her learn through playing this CD making it fun to learn at home and whilst travelling.
It is OK but I do not think the tune is very catchy.
Disappointed. I would like something more snappy & catchy.
Nothing in particular to aid memory.
The best to be said is that may be better than nothing!
Item a bit slow to arrive but I was told by the company that there would be a delay.
A present for my grandchildren who have just come back from their holidays. This dvd was played on their journey to Wales and return and I am now told the whole family now know their times tables, even the 5 year old. Family would recommend it.

industry_corpus2: Subject Education


text:
Every business generates data, and how a business manages it has a significant impact on performance. The traditional method of organising data was by using the humble pen and paper (no wonder they call it book-keeping), and as businesses grew, the increasing volume and complexity of data demanded drastic measures. With the advent of computers came software capable of managing huge databases. Earlier database management programs were tied to specific architectures; later software was standardised to run on all platforms. Oracle, DB2, Microsoft SQL Server, and MySQL are some enterprise-level data management tools.
But these tools are not entirely suitable for the home and the small office segment, because using them requires knowledge of relational database concepts and query languages, which could mean having to enrol in a course! Besides, using software like these to maintain the data generated by a small business is like using a cannon to kill a rabbit-it's simply not necessary.
There is therefore the need for a middle-road software that's simple to use and gets your data-related jobs done. Microsoft Access fits into this category.
Microsoft Access is a database manager. It is part of the Microsoft Office suite and has many versions, the latest being MS Access 2007. Here we have used Access 2003,an earlier version because it has been around for a longer time, and chances are most people haven't been exposed to the newer edition. That said, the essential elements are the same for the two editions, with the only major difference being the user interface.
Access is a Desktop application, not a client-server one, and hence is not scalable for use over a wide network. It uses tables, forms, queries, and reports to store, manipulate, and access data. Here we are going to describe how to use these data elements to create and manipulate a database consisting of student records for a coaching academy.
This is an example; Access can be used by a wide variety of small-and medium-sized businesses like bookshops, travel agencies, clinics, restaurants, etc. to store and handle data. In cases where the database or the number of users becomes too large for Access to handle, it can be upsized by linking the front-end of the database (the user interface) with enterprise-level database management tools (like Microsoft SQL Server, Oracle, or MySQL, like we mentioned).
New look and feel: Access 2007 has a completely revamped look and feel. The "Getting started" page is a completely new experience compared to that in the earlier edition. The Ribbon-one of the most widely-talked about features in Office 2007-is used inside Access, replacing all the old-style menus, buttons, and toolbars. The benefit of the Ribbon is you don't need to dig deep into the menus to find out a particular option; the Ribbon displays it to the user according to the context. You get lots of slick templates to choose from-this gives your user interface that "cool" look. Also, Access now implements the Single Document Interface, where forms and reports open in new tabs.
New formats: The databases generated by Access 2007 are in a new format, .accdb. Old-style .mdb databases can be opened in Access 2007, but .accdb files cannot be opened by Access 2003.
Easier database construction: Access 2007 automatically assigns data types to fields entered in a database. This is a very useful feature for users who are not clear whether they ought to use, say, text or number as the data type for phone numbers.
New Form and report authoring tools: A new WYSIWYG editor presents itself. It lets users see, during design, what their final reports and forms will look like. This feature saves a lot of time otherwise spent in redesigning the look of the reports and forms. Exporting them to PDF format is a mouse click away. You can incorporate .png or .jpg images without increasing the size of the database and make your tables look prettier by colouring alternate rows in different colours.
Search capabilities: A search box enables you to search any field in datasheets and forms. This feature is useful especially with large documents.
Access 2007, though a big improvement over its previous avatar, suffers from quite a few bugs like compatibility and interface issues. There are also doubts as to how it will work with forms, pages, etc. prepared using Access 2003. As of now, therefore, most people are adopting the wait-and-watch policy regarding the use of Access 2007.
Tables are the backbone of any database management system-data is typically stored in tabular form in a database. This is also the case with Access. To start storing data, open Access and select File > New. Click on Blank database, enter a name for your database, and save it. A Database window pops up showing all the elements in an Access database.
You have three options there-Create table in Design View, Create table by using wizard and Create table by entering data. We don't recommend using the Wizard-it looks simple and is tempting, but you can easily foul up and have to return to square one. Use either the first or the third option. For beginners, the third option might be the best, but once you get the hang of it, you will be benefited by creating your table in Design view.
For our student record database we created two tables-student info and fees, using Design view. A tip: design the layout of your tables on paper before you get cracking at the computer. Think about all the fields you need to put in a single table, and how many tables you need. A database is only as efficient as the table structure.
Each table needs a "primary key." In plain English, this simply means a unique value-like a serial number or ID-that is not likely to be repeated in the table. So select a field as the primary key, or if you are not too sure, let Access do it for you. Take care with the data types of the fields. You get a short description of each data type, so it's very unlikely that you'll use Text as the data type if your field is Date. Browse through the options and select what seems to be the best fit. Give a name for your table and save it. This appears in the Database window.
Click on the newly-created table and enter your data. If you have done your spadework right, the data will fit nicely into their places. If you goofed up, sweat not: go to the Database window, right-click on the table, select Design view from the menu, and tweak the field types. If you need to add or delete columns, you can do so from inside the table.
You can add data to your table-or delete data-simply by choosing to edit it.
Queries are used to extract data from databases. In Access, queries are of five types-select queries, action queries, parameter queries, crosstab queries, and SQL queries. Most users deal with select queries-those that retrieve required data from your tables and display them in spreadsheet view. Action queries do jobs like deleting or updating records. Parameter queries are interactive: a single query can give different results, depending on your parameter. Crosstab queries are used for restructuring data and doing operations like addition, calculating averages, etc. SQL queries are written in SQL (Structural Query Language) and are the most powerful of them all. In fact, all the other types of queries are converted by Access into the equivalent SQL forms and then executed. However, SQL queries are not suitable for the lay user because its grammar and syntax is complex.
From the Database window, click on the Query tab and select New. You get five options-Create query in Design view, and create query using the Wizards (for Simple Query, Crosstab Query, Duplicate Query, and Unmatched Query). Parameter queries and SQL queries can be created using the Design view. For our student database, we have used the Design view to create queries, though the job can be done using the Wizard too.
Click on Design view. Select the tables that contain the data for your query. In fact, you can also create sub-queries by selecting the queries you created earlier. Select the requisite data fields from the tables, add a sorting order if necessary, and save and name your query. That's all-click on the created query in the Database window and view the results. As an example, we have used both the Fees and the Student Info table and selected appropriate fields to create a query that relates student ID, name, subjects taken, and month joined.
Parameter queries can be created by adding an expression typed in square brackets with a prompt in the Criteria cell of the Field to be used as the parameter. For example, to find students who have fees less than a particular amount, type < [Fees lesser than:] in the Fees field of your table. When you click on the saved query, a message box pops up prompting you to enter a value for the chosen parameter. So if you need to find students who pay fees less than 500, enter 500 as the parameter.
These represent another data element in Access. Forms are mainly used to enter data into tables, and to view data. They can be used to edit data as well. They are also used to make a splash-screen or a "switchboard"-an entry screen where tabs and buttons guide you to the major parts of the database. Well-designed forms serve to demystify a database for first-time users who might be apprehensive of using one. Besides, they are easy on the eyes.
Forms are of five types-columnar, tabular, datasheet, pivot table, and pivot chart. Pivot tables and pivot charts are like bar diagrams-they are used to efficiently summarise and visually display large amounts of data according to set parameters. To create a form, you can use either Design view or the Wizard. For our sample database, we chose the Wizard.
Select your data fields from the field list. You can use tables or queries as the data source, but make sure the fields come from tables and queries where the fields have certain relations. Table relations may be one-to-one, many-to-one, or many-to-many: these refer to the different permutations in which fields in one table relate with fields in other tables. For instance, one single student might take up more than one subject. This would create a one-to-many relationship.
There is also the concept of subforms in Access. A subform is a smaller form that can be embedded in a larger form. Subforms are particularly suitable for complex databases. If you want to create subforms or create other types of forms using the Wizard, select New in the Database window. Choose your form type and the table or query from where your form gets the data. In our database, we used forms to enter data for the student info table. Click on Create form by using Wizard and choose Student info table as the source. Choose all the fields from the source table, select layout and style, and click Finish. You will be able to check out the data in the Student info table, edit it, and add new data. Any changes or additions you make will be reflected in the Student info table.
As the name indicates, reports are usually used to represent data in easily viewable or printable formats. Tables and queries are used as data sources for reports. You can design reports to represent the way you want to display the data: sort data in alphabetical or in increasing / decreasing order, and display sum, average, maximum, and minimum of data. If the report runs into multiple pages, you can add page numbers. Access gives you the option to display data in visual form.
are Wizards for representing data in visual format (the Chart Wizard) and another to print out labels.
In the Report tab, click New and choose the type of report you want. For our student database, we used the Autoreport Wizard. We chose the data source as the query for the number of students joining in January. After clicking Finish, we got a nice, printed report.
If you don't want to use all the fields or if you want to customise the look and feel of your reports, use the Report Wizard. Follow the instructions and you will get the result. To export reports to other formats like .html or .doc, right-click on the saved report, select Export from the menu, and select the required format. The Chart Wizard has plenty of options (bar chart, column chart, 3D area chart, and more) to visually represent your data.
Imagine a business with a Web site containing data that changes regularly. The data on the Web site needs to be updated regularly. If the data volume is small, the data can be manually updated. But for larger databases, this method is infeasible. Data Access Pages lets you connect your database to the Internet so that any changes made in the database are automatically reflected on your site. You can also edit an existing Web page. Pages are displayed using a combination of technologies like ODBC, Active Server Pages, IIS, and DHTML.
Creating a page is simple. As with other data elements in Access you can create pages in design view as well as using a wizard. We recommend the Wizard. Click on New tab in the window and select the type of wizard you want. We selected the Page Wizard. The data sources for Pages are tables or queries. As in other Wizards, the process of creating a page is the same. The created pages are stored by default in C:My Documents. If you intend to display the pages over a network, specify a network path.
A note here: pages created by Access are only visible if you use IE 5.0 or above. If you use other browsers such as Firefox or Opera, only the title of the page will be visible, not the data elements. This is a big drawback; those browsers are widely used today.
These are advanced features in Access. Both add functionality to your other data items like forms and reports.
Macros trigger specific events when run. For example, if you open a database, a switchboard that enables you to navigate to previously-constructed data elements like reports, forms, etc. can be displayed. This is done by a macro. If there is a Print button in your report or form, it is a macro that does the job when the button is clicked.
Modules are collections of user-defined routines, subroutines, and procedures that automate many tasks. Modules, once written, can be used with any data object in the database. For example, a simple three-line module can be written to launch a Word application from inside Access at the click of a button. You could write a module that can connect Oracle to Access or test whether a string contains alphanumeric characters.
Microsoft Access gives a lay user the ability to create databases that have the structural robustness of databases built using enterprise level tools like Oracle. It is also extensively used by developers to develop database models for rapid application development. Access is packaged with an eclectic collection of templates; templates are also available online, from Microsoft's Web site and also elsewhere. A sample database called Northwind comes with every copy of Access. This database illustrates all the functionalities of Access. Take some time to go through the Northwind database. Believe us, it will be a wise investment.
After you are comfortable with the basics of Access, you will be able to explore features such as adding security options, using macros to automate tasks, and more. You could also look up sample databases on the Web (www.databaseanswers.org/data_models is a very good repository) to see how they are structured.
There are similar database management tools, both paid and free, like Lotus Approach and OpenOffice.org Base. Access, however, is most widely used in this segment because of the ubiquity of the Windows / Office duo. The idea of databases and anything associated with them may sound geeky, but as you get more and more comfortable with Access, you will start to discover the sea change Access will bring to the way in which you deal with all those mounds of data.
Is there a way to remote access my android phone via my PC?

industry_corpus2: Computing & Telecommunications


text:
Circus/Acrobatics - Portland juggler Janoah "anygoodjokes?" Bailin and the Denmark Arts Center's Delaney McDonough team up for a silly and energetic extravaganza! Learn juggling, clowning, handstands, cartwheels, and team acrobatics. If you'd like you can also join us for Spring Break Circus Camp during April vacation! Supported by the Denmark Arts Center and the Maine Arts Commission.
This class will be replacing Just Dance presently listed for Fridays.


text:
Situation: There is increasing evidence that the US economy is moving away from the deflationary effects brought about by chronic trade deficits. This translates most directly into a recovery of the manufacturing sector, which we’re already starting to see. But emerging markets are the driver of industrial equipment sales, and those markets remain in a state of flux). Let’s take a closer look at what S&P classifies as “industrial” companies, since 11% of the S&P 500 Index consists of stocks issued by companies in that industry.
We’ve taken the Barron’s 500 List and pulled out the 16 “industrial” companies that are Dividend Achievers with good S&P bond ratings (Table). Of those 16 companies, 12 are manufacturers. Five are either defense companies, such as Lockheed-Martin (LMT), Northrop Grumman (NOC), and General Dynamics (GD), or they manufacture and service equipment for the aerospace industry, i.e., United Technologies (UTX) and Parker-Hannifin (PH). Two build agriculture, construction and mining equipment, Deere (DE) and Caterpillar (CAT). The 5 remaining companies are niche operators, Stanley Black & Decker (SWK), Illinois Tool Works (ITW), 3M (MMM), Dover (DOV) and Emerson Electric (EMR).
What about the other 4, the ones that don’t build stuff? Well, that’s the same story you’ve heard since the California Gold Rush days, namely that gold miners didn’t make nearly as much money as their suppliers, who made a lot. Industrial companies that supply and distribute parts (WW Grainger, GWW), transport manufactured goods (Norfolk Southern, NSC) or clean up messes (Waste Management, WM and Republic Services, RSC) do quite well.
Bottom Line: The US trade balance looks to be improving, which means our manufacturing sector is seeing an uptrend in exports. These “industrial” companies endured a hard decade to start the 21st century but are now in recovery mode, steady but slow.
Full Disclosure: I own shares of UTX, DE and MMM.
Situation: We’ve blogged often about the value to be gained from investing in food-related stocks (see Week 152 and Week 161). But there’s a problem. Many of those companies have market values in the mid-cap range and don’t have sterling credit ratings. This poses a problem because elsewhere in this blog we stress the importance of relying on large-cap companies with good credit ratings for your retirement portfolio. We also emphasize the importance of selecting the stocks to include in that portfolio from the list of 239 Dividend Achievers. That way you’ll have dividend income in retirement that grows faster than inflation.
This week we’ve bundled those ideas together to come up with a list of 14 companies (Table) for you to consider for your retirement portfolio. All 3 branches of the food supply chain are represented: production, processing, and distribution. The smallest company to meet our criteria is McCormick (MKC), a spice processor with a market capitalization of $8.6 Billion. As a group, stock in these companies rewarded investors with approximately a 12% total return/yr since the inflation-corrected S&P 500 Index peaked on 9/1/00, and lost 20% over the 18-month Lehman Panic period (Table). This compares well with our “Risk Off” benchmark, the Vanguard Wellesley Income Fund (VWINX), which returned 7.5%/yr since 9/1/00 and lost 16% during the Lehman Panic. Of course, the S&P 500 Index fund (VFINX) did much worse, returning 4% and losing 46.5%.
Bottom Line: You’ll get a lot better “bang for your buck” (and sleep better as well) if you have 3 or 4 food-related stocks in your retirement portfolio. Those have remarkably strong returns, and prices that don’t drop much when the market crashes. After all, everyone needs to eat!
Full Disclosure: I dollar-average into WMT and also own shares in MCD, HRL, MON, MKC, PEP, GIS, DE and KO.
Week 167 - Have Commodity-Related Stocks Hedged Against the Lack of Real Growth in the S&P 500 Index?
Situation: The S&P 500 Index made its all-time inflation-adjusted high on 9/1/00. Fourteen years is a long time for the stock market to be in the tank, even though the main hedging tool (10-yr US Treasury Notes) has been effective. After adjusting for 2.4%/yr inflation since 9/1/00, the Vanguard Intermediate-Term Treasury Fund (VFITX) has returned 3.3%/yr vs. 1.3%/yr for the Vanguard 500 Index fund (VFINX) with dividends reinvested, as of 8/16/14. Robert Shiller maintains a long-term series for both 10-yr US Treasury Notes and the S&P 500 Index. After adjusting for inflation, returns were 1.5%/yr for 10-yr Notes vs. -0.2%/yr for the S&P 500 Index (1.6%/yr with dividends reinvested). Without adjusting for inflation, 10-yr T-Notes were up 3.9%/yr and the S&P 500 Index was up 2.1%/yr (4.0%/yr with dividends reinvested).
The general explanation for this 14-yr period of low 2.4% inflation is that it results from the lack of real growth in economies around the world, and this lack of growth can be associated with two global recessions that have occurred. Most observers think that a growing reliance on borrowed funds has been a major contributor to those recessions, i.e., interest payments were shackling growth. This culminated in the credit crisis of 2007-08. The problem is slowly being corrected through deleveraging, including government action to reduce spending and raise taxes.
Let’s take a closer look at how commodity-related stocks have responded. Those stocks typically pay dividends and are easily traded, which are advantages not shared by other hard assets. On 9/10/13, we published an index of 15 commodity-related stocks (see Week 115). It showed that commodity-related stocks did indeed enjoy pricing power between 1992 and 2013, returning 14.5%/yr while the return for gold bullion was 13.7%/yr, twice the return on Vanguard’s S&P 500 Index fund (VFINX).
Now that another year has passed, let’s see how the unwinding of financial repression has impacted those results. The accompanying Table shows that both gold bullion and commodity-related stocks haven’t done as well as the S&P 500 Index fund (VFINX) over the past 5 yrs but are still ahead since 9/1/00. One of our benchmarks for this week is the T Rowe Price New Era Fund (PRNEX), a low-cost, low-risk natural resources mutual fund. Red highlights denote metrics that underperform our main benchmark, the Vanguard Balanced Index Fund (VBINX).
Bottom Line: Commodity-related stocks and gold bullion are volatile assets, but worth owning during periods of financial repression. You just need to think about switching to an S&P 500 Index fund the moment you think the Federal Reserve is starting to wind down its policy of “printing money” to “prime the pump.” Most financial professionals can’t time that trade correctly, so you’ll do better by simply owning shares in one or two of the highest quality commodity-related companies for the long term, taking care to pick companies with dividend growth that outpaces inflation (see Column H in the Table). Chevron (CVX), Exxon Mobil (XOM), Canadian National Railway (CNI), and Monsanto (MON) look like suitable candidates for long-term dollar-averaging. But there are others to consider (see Week 163), such as Archer Daniels Midland (ADM).
Full Disclosure: I dollar-average into a DRIP for XOM, and also own shares of CVX, CNI, POT, BBL, DD and MON.
Situation: Most of us take more risks with our investments when the world looks to be in good shape economically, and fewer risks when it doesn’t. For example, throughout 2008 investors were risk-averse and tended to sell their losing positions. It was a “Risk-Off” year by all accounts, and that selling did great damage to the retirement savings of roughly a billion people worldwide. The freed-up funds mostly went into US Treasury Bonds and German Bunds, lowering interest rates enough to leave investors in those bonds with no inflation-adjusted income for years. You see the problem, don’t you? Investors should have continued trading stocks in 2008 instead of holding a “fire sale.” The result of all this selling was that stocks became increasingly underpriced relative to their value, as assessed by time-tested methods of fundamental analysis. But where were the buyers? They showed up two years later.
We all need to take a deep breath and agree that our “animal spirits” sometimes lead us to take unreasonable risks when global economic patterns look rosey. I’ve done it, you’ve done it. The cure? Develop a consistent “Risk-Off” investment regimen, and stick with it through good times and bad. The only alternative is to panic when things look bad, and that means selling stocks at a loss. Remember, Warren Buffett's #1 Rule is to "never lose money."
What, exactly, is a consistent Risk-Off investment regimen? Warren Buffett has often said he looks for established companies in boring industries, companies that have built their brand through generations of managers. He likes Procter & Gamble, Coca-Cola, Wal-Mart Stores, Johnson & Johnson, IBM, Heinz, Mars, Wells Fargo, American Express, and Exxon Mobil. In 2008, he sold Johnson & Johnson stock only because he wanted to help out some floundering companies like General Electric and Goldman Sachs, but he otherwise continued to invest in a disciplined manner (e.g. moving to buy the Burlington Northern Santa Fe railroad). Once he buys a stock or company, he does so with the intention of never selling it. Exceptions are rare: 1) To free up money for younger associates to invest, he has done some selective selling; and, 2) he’s done some trading while learning to invest in the energy industry. The point is that he’s the quintessential “Risk Off” investor, and a model for us all to follow.
Where do we go to find a tidy list of old and mostly boring companies that stock analysts tend to yawn at (or just plain overlook)? Here at ITR, we go our “stockpickers secret fishing hole” (see Week 68 and Week 105), which is my name for the Dow Jones Composite Index of 65 companies (30 industrials, 15 utilities, and 20 transportation companies). Railroads and electrical utilities are highlighted there, for example, and have been among the best-performing sub-industries over the last few years (see Week 148). But few, if any, stock brokers are going to try and interest you in buying those. Why? Because they’re government-regulated “and regulators might get it wrong.” Regulation in these stocks is necessary for two reasons: 1) the companies are monopolies; 2) prices for their services need to be set high enough for the companies to afford massive fixed costs and still make a profit. In this week’s Table, you’ll find 11 electric utilities and 3 railroads because those companies prosper in good times and bad.
We’ve screened the 65 companies in the Dow Jones Composite Index, excluding those that a) don’t have long-term trading data, or b) have insufficient revenues to make it onto the Barron’s 500 List. We came up with 37 companies that either showed a higher rank by Barron’s criteria in 2014 than in 2013, or were ranked in the top 2/3rds for both years. The benchmark we use for “Risk Off” investing is the Vanguard Wellesley Income Fund (VWINX), which is 60% bonds/40% stocks. The benchmark we use for “Risk On” investing is the Vanguard Balanced Index Fund (VBINX), which is 40% bonds/60% stocks. VWINX has a low 5-yr Beta of 0.5, whereas, VBINX has a 5-yr Beta of 0.92, which is almost as high as the S&P 500 Index’s 5-yr Beta that is set at 1.0. This wide discrepancy is mainly because bonds have 70-80% less risk than stocks. Red highlights in the Table denote underperformance vs. VBINX.
NOTE: Our screening starts with the Barron’s 500 List of the largest companies (by revenue) on the New York and Toronto stock exchanges. That list is published each year in May and gives letter grades to each company in 3 areas: median three-year cash-flow-based return on investment (ROIC); the one-year change in that measure relative to the three-year median; and adjusted sales growth in the latest fiscal year. Those letter grades are equal-weighted and the combined grade determines the company’s rank for the year.
If you look at total returns for those 37 companies (Table), 20 outperformed VWINX in all 3 time periods (past 22, 10, and 5 yrs) but only 4 of those stocks lost less money for investors than VWINX did during the Lehman Panic: MCD, JBHT, SO, NEE. This was in spite of the fact that aggregate returns of the 37 companies not only beat VWINX at all 3 time periods but also beat the lowest-cost S&P 500 Index fund (VFINX) in all 3 time periods! So, picking safe stocks is trickier than picking a mutual fund that has built-in safety features. The only reason to pick stocks is to have a source of retirement income that outgrows inflation: Note that Dividend Growth values in Column I of the Table are typically 3-4 times greater than the rate of inflation. You have to “pick and track”. No mutual fund will do that for you.
When we look across the 3 market cycles since the 7/90-4/91 recession, we find that a bond-heavy balanced fund (VWINX) protects its investors from most of the stock market losses incurred during each recession. VWINX lost money in only 3 of the last 22 yrs: 1994 (-6.2%), 1999 (-3.6%), and 2008 (-9.1%), whereas, the S&P 500 Index lost money in 6 yrs, including a 33% loss in 2008. The protection that comes from high-quality bonds is what allows VWINX to grow from a point of preserved value at the beginning of recovery from each recession, instead of wasting months (or years) to make up for lost value.
Bottom Line: Stock-picking is the best way to have some retirement income that beats inflation (see Week 159), but it’s not the best way for a “retail investor” to accumulate wealth. We’ve found 37 stocks that (as a group) handily outperformed the S&P 500 Index after holding periods of 22, 10, and 5 yrs. But only 4 of those stocks could beat a bond-heavy balanced fund (VWINX) in all 3 time periods while losing less than the 16% that VWINX lost during the 18-month Lehman Panic. Two are regulated utilities (SO and NEE), the third is a trucking company (JBHT), and the fourth is a downscale restaurant chain (MCD) that thrives on recessions. So, if you didn’t start investing in those 4 companies 22 yrs ago, and kept adding money along the way, you’d have been better off investing in VWINX. Our standard stock-heavy benchmark, the Vanguard Balanced Index Fund (VBINX), only beat VWINX in the most recent 5-yr period because a severe recession has led to a strong bull market in stocks. Conclusion: We all need to learn how to become “Risk Off” investors by making a plan for investing a certain amount each month, then sticking to it through thick and thin.
Full Disclosure: I dollar-average each month into DRIPs for JNJ, NKE, PG, NEE, WMT, and MSFT, and also own shares of IBM, KO, UTX, MMM, MCD, and DD.

industry_corpus2: Manufacturing


text:
EWO Media has ceased manufacturing at its base in Shoeburyness, Southend-on-Sea, with the loss of 11 jobs.
After meetings between the company’s senior management and shareholders, it was decided that manufacturing at the Essex facility should cease, effective yesterday (4 February), and that all production would be transferred together with the site’s eight-colour KBA Rapida long perfector to the much larger site of sister business GD Web Offset in Rotherham.
The company said the long perfector is currently being decommissioned and will be fully operational at the Rotherham facility by the end of February, where it will operate alongside the site’s existing 48pp Manroland Lithoman and 16pp Manroland Rotoman web presses.
EWO owns three sites at Shoeburyness. The principal unit houses its older 16pp Manroland Polyman web press, which was shut down last month following a “sharp decline” in work for the machine. Its remaining work was shifted to the 16pp Rotoman at the Rotherham site, which resulted in 24 redundancies at EWO.
22 staff remained at Shoeburyness at this point, with shifts increased on the long perfector to absorb remaining ‘sheeted’ work.
But only half of those will now make the move up to Rotherham, with the remainder not transferring “simply because of the geography”, according to EWO commercial manager David Payne.
The main Shoeburyness unit will now be used as a sales and customer service site, with the 16pp Polyman remaining in situ to ensure there is a disaster recovery unit available to the group. The remaining two sites will be rented out by the company.
EWO said its decision “was made purely on economic grounds” and that the excess capacity at both sites could be taken up by consolidating both plants into one.
Payne told PrintWeek: “At present, we’ve found that there are elements where we can’t be as competitive as we’d like to be, simply because of the logistics.
GD Web Offset has already made moves to reduce its overheads with a joint-venture deal with a waste management company.
The company said this circa-£2m investment had already directly reduced the rent and rates at Rotherham by around a third and that, following the latest decision, there will no longer be any transportation costs involved in work moving between the two sites.
Consisting of £6.5m-turnover EWO and £11m-turnover GD, the group said it will now share “an overall lower overhead with reduced logistical requirements”.
EWO will continue to trade as present from Rotherham, said Payne.


text:
Government must lift regulatory burden, not interest rate to kick off economic expansion.
Citing considerable improvement in labor market conditions, the Federal Reserve finally decided to raise interest rates today. This ends many months of speculation from journalists and pundits, who had devoted seemingly endless attention to the decision.
Real job creators look on dispassionately. It’s true that the price of credit, as indicated by the interest rate, has an impact on the economy. Yet it is nowhere close to the primary driver of economic expansion, which is determined to a far greater extent by consumer sentiment. The media should spare some column space for this consideration.
When I was the CEO of the electronics corporation Best Buy, my colleagues and I paid little attention to what the Fed was doing. At most, it had a negligible impact on our business decisions. These were made, rather, based on the actions of consumers, to which we had a front row seat as a major retailer.
And, at the moment, consumers are in far worse shape than the top line unemployment rate and record stock market levels suggest. The working-age labor force participation rate, which captures discouraged workers who have dropped out of the economy altogether, is at a generational low. The rate for young workers, whose early workplace experiences set the stage for their entire careers, hovers near a record low. This reduction in the labor force is a major driver of the falling unemployment rate.
Incredibly, the number of full-time employees in the country only just returned to its pre-recession peak this summer — nearly eight years later — despite the working-age population growing by nearly seven million people in the meantime. Median wages, on the other hand, still have not come back. As the Census Bureau reported recently, wage growth was flat for the third straight year and is still 6.5% below its 2007 level.
A major reason for these consumer headwinds is the regulatory burden placed on American job creators. Over-regulation discourages businesses from investing, expanding and hiring, which have historically been the drivers of economic and wage growth. Note, for instance, that net business formation is still well below historical standards, following years where business “deaths” outpaced “births” for the first time in recorded history.
While these regulations are almost always well-intended, they also almost always have unintended consequences that contribute to economic stagnation. For instance, the Affordable Care Act’s employer mandate requiring businesses to provide health insurance for employees who work 30 hours or more per week has led to an increase in the number of employees working only 29 hours or less. A growing list of high-profile companies, including Jimmy John’s, Fatburger and Regal Cinemas, have cut hours below 30 per week seemingly because of this regulation.
Or take the Dodd-Frank financial regulations, which require banks to hold more cash and place more restrictions on lending, among other rules that make it more difficult for banks to profit. As a result, only three new banks have opened since its implementation, down from over 100 each year, on average, before. This has cut off a valuable source of lending for small businesses, which account for two-thirds of the nation’s jobs.
The list goes on, but the principle stays the same: The swamp of regulations are drowning the nation’s job creators and preventing the robust job market and economic growth that would improve consumer sentiment. It’s this dynamic between over-regulation and consumer well-being that the nation must address, not wasting time trying to find the Rosetta Stone to predict what the Fed is going to do.
Brad Anderson is former CEO and vice chairman of Best Buy, and a member of the Job Creators Network.

industry_corpus2: Finance & Economics


text:
Applications are invited for a postdoctoral research position at the Nicolaus Copernicus Astronomical Center (NCAC), the leading astronomical institute in Poland. The current research at NCAC focuses on both observational and theoretical studies of stars, stellar systems and circumstellar matter (photometry, spectroscopy, dynamics of stellar systems), search for extrasolar planets, physical processes around compact objects, structure of active galactic nuclei, high energy astrophysics and cosmology.
Specialists in other fields represented at NCAC are also encouraged to apply. PhD in astronomy or physics is required. Preference will be given to applicants with a PhD received no earlier than in 2009. Candidates can apply before finishing their PhD, if the PhD defense is scheduled for no later than December 20., 2013 (a letter from the supervisor stating the planned date of the defense must be submitted). A PhD diploma is required by the date of employment.
Successful candidates are expected to start their appointment no later than January 1., 2014. The position is initially awarded for 2 years, with a possibility to extend it to a third year, depending on successful performance of the candidate and financing possibilities. The salary will be competitive with that of other researchers in Poland. For more information contact Ms. Anna Wyrebek or prof. Piotr Życki.
Applicants should send a copy of the PhD diploma, a CV, a publication list, a resume with statement of research interests and plans, and they should arrange for two recommendation letters to be sent directly to: Copernicus Astronomical Center, Bartycka 18, 00-716 Warszawa, POLAND.
Documents can be submitted electronically in pdf format to recruitment@camk.edu.pl.

industry_corpus2: Technology & Research


text:
In a sting dubbed Operation Pill Crusher, two dozen alleged drug dealers in Kentucky have been arrested and accused of obtaining prescription drugs at popular Florida pain clinics and taking them back to Kentucky to sell. A Miami Herald investigation published last week showed that pain clinics in Florida — particularly Broward County — are dispensing prescription narcotics daily to traffickers traveling from Kentucky and other states.
Doctors charge a few hundred dollars for an MRI that justifies the prescription and, in many cases, the drug seekers get monthly prescriptions filled at the clinics, for as many as 300 pills, without ever having to go to a pharmacy.
The drug dealers are making thousands of dollars for each trip to Florida. Each 30 milligram Roxicodone is selling for $30 on the street in Kentucky, a 15 milligram Roxicodone is selling for $15, and a Xanax brings about $4.
The stories showed that local doctors are dispensing the pills with little or no oversight — exploiting lax state laws and health regulations — while feeding an epidemic spreading across the eastern United States. On Tuesday, Kentucky law enforcement agents were rounding up alleged traffickers who police say are subsidizing car, van and airplane loads of people traveling to Fort Lauderdale to get prescription drugs from dozens of clinics.
Thousands of Kentuckians are traveling to South Florida’s pain clinics. Once there, people get prescriptions for hundreds of painkillers like oxycodone, sold under the brand name Roxicodone, and for Xanax, an anti-depressant.
A combination of factors has led to the much-traveled Kentucky-Broward County pipeline. Kentucky and 37 other states electronically monitor the number of narcotics prescriptions a person obtains from physicians. But Florida has no such system.
Pain clinics are everywhere in Broward County. I took a short drive the other day down Oakland Park Boulevard and saw over seven pain clinics just a few miles apart. It is no secret that the Fort Lauderdale Police and the Broward County Sheriff’s Office keep a tight watch on these pain clinics.
Interestingly, Florida has no system in place to monitor doctor shopping. That combined with lax health regulations have created a free for all for drug traffickers. In Kentucky, the Kentucky All Schedule Prescription Electronic Reporting system, known by the acronym KASPER, tracks the people who are prescribing, dispensing and obtaining pills.
A proposed law creating an electronic monitoring system is working through the Florida Legislature and could come up for a vote next week. However, similar legislation has failed for the past seven years in Florida.
Richard Ansara is a Fort Lauderdale Criminal Defense Attorney. He is the head attorney of the Ansara Law Firm located in Fort Lauderdale, Florida. The Ansara Law Firm handles Felony and Misdemeanor cases in Broward, Dade, and Palm Beach County. If you have any questions and would like to speak with Criminal Defense Attorney Richard Ansara about your case please call (954) 761-4011.

industry_corpus2: Health & Medicine


text:
I increasingly find myself wondering whether those of us who have tried to achieve development gains in difficult governance environments have framed our interventions in ways which almost ensure that they are judged as failures – and leave us (and the development community more broadly) feeling dispirited. But perhaps beneath the blanket judgment of ‘failure’, if one looked closely one might find valuable partial successes – which, if we were willing to embrace as such, could offer a sense of hope and possibility. (Surely, in a complex, difficult world partial successes are worthwhile!). Take the example of the Chad-Cameroon Pipeline Project.
Many of us will remember the Chad-Cameroon project as an enormously ambitious, and enormously controversial effort to support a very large investment in oil extraction, in a very weak institutional environment – and to do so in a way which ensured that Chad would realize the fiscal benefits, and leverage them to support poverty reduction. But, with the World Bank pulling out prematurely in 2007, we are likely to also think of it as a grandiose, expensive, hubristic failure.
Interestingly, though, when I teach the case to my students at Johns Hopkins SAIS students, this is not their conclusion. (The average student in SAIS’s International Development program is in his or her late 20s, has spent time in the developing world, and is committed to a career in international development; fewer than half are Americans.) I explain the design and intent of the project, and detail what had been the impact as of 2010 (what I found on this came as something as a surprise to me…..). I then ask them whether (i) knowing what the World Bank did at the time it was right to support the project? And (ii) knowing what was the project’s consequences, they nonetheless think it was worth supporting? Strikingly, the vast majority come out in favor of the project.
I am eager to hear from others who are familiar with the project whether you agree with my students, or think that they (and I) are being blindly overoptimistic. So do please post a comment – either here or on my blog site, where you will find further detail on the project and some of its consequences. (And while you’re at the blog site, I’d be thrilled if you signed up to receive the blog on a regular basis — on one of the links at the side or the bottom of this page.
Also, for a comprehensive elaboration of the idea that we are unwilling to embrace as worthwhile outcomes where the glass is half-full, take a look at my new book — by exploring the other pages of this website, or purchasing the book itself (including a Kindle version, available at Amazon).

industry_corpus2: Power & Energy


text:
Great portraits boost your corporate image wherever you present key staff, such as in annual reports, the media, promotional literature and online. I understand the need for organisations to present leaders strongly, and in a style that works well with corporate branding.
My portraits provide the best possible image to suit your corporate style. I can visit your location, bringing portable studio lighting, or you can come to my studio in Kent Town. I will consult with you about the photo style prior to the shoot to ensure that the portraits suit your corporate branding and intended use.
Heidi Wolff's portrait signature style focuses on you, the subject. No matter who you are, I produce an image that puts your best face forward. I ensure my clients are comfortable throughout the process from brief, preparation, and shoot to final retouching and delivery.

industry_corpus2: Others


text:
Tonight, as part of the ‘L.A. Fight Club’ card at Los Angeles’ Belasco Theater, unbeaten junior lightweight prospect Roger Gutierrez will face Rene Alvarado.
On Saturday, one of the most important heavyweight title bouts in modern history took place in London, featuring Anthony Joshua vs. Wladimir Klitschko.
Although tucked away on tonight’s Top Rank Promotions card from Carson, California, 2016 Olympic gold medalist Fazliddin Gaibnazarov shouldn’t be overlooked.

industry_corpus2: Sports


text:
ZDF Enterprises will co-produce and internationally distribute the suspenseful 10 x 60’ drama series THE WINDOW. Created and written by British screenwriter James Payne (The Musketeers, Hooten & the Lady, Mr. Selfridge), THE WINDOW has been developed by Berlin-based production company Boogie Entertainment and is coproduced by Japanese Fuji TV and Panenka alongside Belga-Films in Belgium.
THE WINDOW is a one hour prime time drama series, with a strong thriller element, centred on the multi-billion dollar business surrounding the elite world of soccer. Focusing on an ensemble cast of players, agents, club owners, administrators and journalists, the series explores the off-field machinations of the beautiful game.
The series begins at the end of the English soccer season. The champions have been crowned, relegated teams drop down a division, and the transfer window opens... Across ten episodes THE WINDOW charts ten tense weeks in the life of Jordan Burdett, a humble 17 year old Wunderkind who finds himself on the wish list of every major club in Europe.
What starts out as a tug of war over a young lad’s first professional contract becomes entwined with a bigger, darker, criminal conspiracy. With multi-billion dollar broadcasting rights up for auction soccer’s money men are set on a collision course with the game’s governing bodies.
ZDF Enterprises was founded in the year 1993 as a 100 % private subsidiary of ZDF, one of the biggest and most renowned television broadcasters in Europe. On behalf of ZDF, ZDF Enterprises is responsible for worldwide program sales, the implementation of international co-productions, license purchasing for quality programs, marketing online rights and the merchandising of strong ZDF program brands. During the course of the process of development and diversification to date, it has been possible to incorporate a large number of business activities within the television and media industry within the ZDF Enterprises Group. Consequently, today ZDF Enterprises can offer a comprehensive, full-service offer that covers every step in the process of creation and utilisation of successful TV productions, from material development in all genres to production and then on to the marketing of television licenses, merchandising and online rights.
Christine Denilauler (Vice President Marketing and Corporate Communications), ZDF Enterprises GmbH, Erich-Dombrowski-Str. 1, 55127 Mainz/Germany, phone +49 6131-9911130, fax: +49 6131-9912130, e-mail: christine.denilauler@zdf-enterprises.de, www.zdf-enterprises.de.


text:
To see the collection of prior postings to the list, visit the Infolit Archives.
To post a message to all the list members, send email to infolit@lists.uaa.alaska.edu.
Subscribe to Infolit by filling out the following form. You will be sent email requesting confirmation, to prevent others from gratuitously subscribing you. This is a private list, which means that the list of members is not available to non-members.


text:
Wedding Invitations Free Download Designs wedding invitations free download designs editable wedding invitations free vector download 3813 free vector ideas. wedding invitations free download designs wedding invitation template vector free download templates. wedding invitations free download designs elegant wedding invitation with ribbond vector free download ideas. Wedding Invitations Free Download Designs wedding invitations free download designs ornamental wedding invitation card vector free download ideas. wedding invitations free download designs free wedding invitation templates downloads jessicajconsulting templates. wedding invitations free download designs hindu wedding images free download on veauty weddings in 2018. Wedding Invitations Free Download Designs wedding invitations free download designs wordingswedding invitation background designs psd free download printable.
Wedding Invitations Free Download Designs wedding invitations free download designs wedding invitation template vector free download templates. wedding invitations free download designs elegant wedding invitation with ribbond vector free download ideas. wedding invitations free download designs ornamental wedding invitation card vector free download ideas. wedding invitations free download designs free wedding invitation templates downloads jessicajconsulting templates. wedding invitations free download designs hindu wedding images free download on veauty weddings in 2018.


text:
The Admit Card will shortly be released, till then keep visiting this page to know latest news on it!
Though you had opted for the ‘Exam Centre’ while the registration as per your convenience, however, the Bank still has the right to allot you the another exam venue than the chosen one. And, no request in this regard will be entertained. Another thing to note is that you have to take all expenses when you go for your Online Test. There is no facility on the behalf of the Bank.
Another job opportunity has been given to the attentive applicants. And, they must not fail to avail it. Whether you are OBC, SC, ST, General, PWD, OC, VI, HI, etc., or other, access to the Online Test Call Letter is only provided to those who have their unique credentials. Do not bring other than what is required. Putting different, we can say you have to come with your Admit Card and other photo identity documents. Also, be a regular visitor at this blog and at www.syndicatebank.in, too.
Talking about the overall post division, we have Manager (Law), Manager (Security), Manager Credit (CA), Technical Officer (Electrical), Technical Officer (Civil). Considering all, the maximum number of posts goes to Manager (Security). Discussing the Grade/Scale, we have MMGS-II (Full Form is Junior Management Grade / Scale) and JMGS-I (Full Form is Middle Management Grade / Scale).
Whichever post you seemed to have the interest in, without Syndicate Bank Specialist Officer Call Letter 2017, Bank will not let you step into the Exam Centre (Address and Codes are given in the Admit Card). If you cannot log on to the official website address, this could happen because of too much traffic on the server. Thus, we suggest you download your Manager Call Letter for Online Test as soon as they are out.
We have told you above that Syndicate Bank, for this recruitment, will organise Online Test, GD/ Interview. This is to inform that for some posts, selection rounds are different. What is clear is that only those who clear Online Test will be called for Group Discussion/Interview. A mini guide on ‘Exam Pattern’ is being given beneath. Consider checking it.
Hope you have had enough knowledge of collecting your Technical Officer E-Admit Card or Call Letter with an intention to take part in the Online Test, let’s talk about the exam pattern below.
The total questions that will be asked in Online Test are 200.
Each question carries single mark. In other words, total marks that the Online Test will carry are 200.
Time duration of Online Exam will be 2 Hours (1:20 Minutes).
Questions will come from English Language, Professional Knowledge relevant to the post, Quantitative Aptitude, and Reasoning.
Exam Preparation is a must-do thing for all applicants. But don’t take Syndicate Bank Manager/ Technical Officer Call Letter 2017 lightly because your entry to exam venues depends on it.
At first, you will need to look up the main website of the bank that is considered as www.syndicatebank.in.
After visiting it, go to the careers link and click on it.
Then, you have to choose the option for current recruitments.
Click on the link which is about “Specialist Officer” and find the “Online Test Call Letter” link there.
Give all details as asked and submit them all.
After a couple of seconds, you will be able to grab your Online Test Call Letter. If you still have any question on Syndicate Bank SO Admit Card 2017, feel free to submit your views on it here.
Don’t forget to subscribe to us!
What is the exam date of jmgs-1 posts?
Currently, there is no updated regarding Syndicate Bank Exam Date. As soon as the " jmgs-1 Exam Date" is out, we will tell you.


text:
World Food Day Collaborative action is needed by companies, consumers and governments if smallholder families are to earn a living income from the produce they grow on their farms.
Our mission is to create a fairer, better, more sustainable tea industry for workers, farmers and their communities.
Every working smallholder farmer in every corner of the world deserves to earn a living income. This is an income that does more than simply lift growers and their families above the poverty line. Instead, it should ensure that everyone in their household can enjoy a decent standard of living.
That's the dream anyway. The reality is that a shocking 63% of people working in agriculture live in extreme poverty. In fact, according to figures from the World Bank, there are an estimated 500 million smallholder farming households globally, who comprise a large proportion of the world’s poor living on less than $2 a day. This situation has to end insists Dr Gerd Müller, the German Federal Minister for Economic Cooperation and Development — and governments around the world can help by offering their support in a number of areas.
Government support and consumer power are indispensable to end the economic plight facing many smallholder farmers. But moreover, companies need to do their bit, too. By joining forces they can create consistent sustainability messages while using their influence and resources more effectively.
A living income isn't 'a nice to have'. It should be a human right, and work is happening to help all smallholder farmers achieve it.
Dr Beier notes that smallholder farmers producing for global supply chains often receive just a fraction of the consumer price, so living incomes have to be an integral part of sustainable supply chains. The trouble is, says Antonie Fountain, some companies don't know enough about their suppliers and who they source their products from. Yet they have a moral duty to find out.
Sarah Roberts is Executive Director of The Ethical Tea Partnership, a not for profit organisation bringing together tea companies with development agencies, NGOs, and governments to create a fairer, more sustainable tea industry. She believes that deeper collaboration between companies, governments and NGO’s and a focus on longer term social impact work is the key to improving lives in tea communities.
“It is clear that in addition to collaborative working, companies also need to know the realities that farmers and workers are facing - they should look at what they can do with regard to their own terms of trade and procurement practices,” Roberts adds.
A living income isn't 'a nice to have'. It should be a human right, and work is happening to help all smallholder farmers achieve it. But it's a massive undertaking and more needs to be done. Joined up thinking and collaborative action from everyone is the only way forward.


text: Centrally located in Panagia Village Hotel Theo offers rooms and apartments that open to a balcony with mountain or village views. Chryssi Ammoudia Beach is 7 km away while free WiFi access is available in public areas. Each accommodation unit here will provide you with a TV fridge and air conditioning. Private bathroom comes with a shower. Some have a kitchenette. At Hotel Theo you will find a bar and a snack bar. Tavernas and shops are round the corner. Other facilities offered at the property include luggage storage. The property offers free private parking nearby.

industry_corpus2: Hospitality & Catering


text:
Parenting is increasingly intensive (and stressful), especially among the wealthy. And more adults are opting out. According to 2010 census data, about 20 percent of American women never have children, compared to 10 percent in the 1970s. In order to see whether or not these shifts were also reflected in pop culture, the researchers combed through a sample from more than 70,439 New Yorker cartoons, noting how the magazine’s cartoonists have lampooned parenting over time.
“Humor requires cultural resonance—comedy often hinges on the revelation, distortion or exaggeration of cultural realities,” the researchers write. Overall, they found that cartoons that showed having kids as beneficial waned over time, while cartoons about bad parenting have increased since the 1920s.
Almost 30 percent of all the parenting-related cartoons involved children doing something beneficial to society, like delivering papers or providing services or good deeds for their neighbors. Most of these were published in the middle of the 20th century.
And 17 percent of all the cartoons represented having kids as a natural part of life, depicting normal activities like families picnicking or walking around town. These were more common in the middle of the century, but have since been on the decline (probably as not having children became more normal, as the census data shows).
The researchers conclude that in eras where children are seen mostly through the lens of their high cost—in terms of finances, parental freedom, and life balance—people are more likely to opt out of having them. Cartoons from the 1920s and those from the late 20th and early 21st centuries were both more likely to poke fun at the cost of kids, coinciding with higher rates of childless people in those eras.
Cartoons: More important than you thought.


text:
Quickly create photo albums that can be uploaded to the web.
This software offers a solution to users who want to create photo albums that can be viewed on the internet. It will create albums as HTML files from your photos. The user can specify a list of image files or an entire folder of images to be processed. The software will create thumbnails in user defined dimensions. Image width and height can be specified or the image can be displayed using its default settings. Also, the background color can be set before publishing the album as HTML.


text:
sheet) and followed by another sheet.
The problem arises when executing the following lines of code.
"In Datei 'OutputFile.39744.xls' wurden Fehler festgestellt.
no differences between them when opening the files in Excel.
This bug is similar to 10943.
I am facing the same problem, althrough my file doesn't contains any chart.
Another case, I created a file and insert some charts, it works file.
So, the problem isn't on the chart.
Maybe the same bug as 44010 ?
The reported problem is not reproducible with the latest trunk.


text:
Oil prices have reached fresh highs as traders await the release of new US stockpile data.
US light, sweet crude climbed 58 cents to $62.47, while Brent crude rose 55 cents a barrel to $61.25, before both benchmark prices dropped back slightly.
US refinery shutdowns and the hurricane season in the Gulf of Mexico and Caribbean are hitting reserves.
Gasoline supplies fell for this time of year on strong demand and slower refinery output, the government said.
Its update of oil and petrol stocks on Wednesday showed gasoline stocks fell by more than expected.
However commercial crude stocks showed a strong build up and rose by 200,000 barrels nationwide to 318 million barrels last week.
Oil imports neared 11 million barrels a day, according to the federal Energy Information Administration.
Oil prices last broke records two days ago, after the death of King Fahd of Saudi Arabia - home to a quarter of the world's oil.
Concerns over Iran's nuclear ambitions have also bolstered oil prices in recent days.
Iran, the second largest oil exporter within the Opec producers cartel, is at loggerheads with the US over plans to resume the processing of uranium.
Investors fear this could increase political tensions and affect oil supplies.
The US is opposed to Iran's plan to resume uranium processing, which Iran claims is necessary for its domestic energy needs.
Iran produces about four million barrels of oil a day, making the country a vital source of supply for major energy consuming nations.

industry_corpus2: Petrochemicals


text:
Some SPOILER filled details have leaked out from someone who claims to have read the second draft of the script for Star Wars: Episode VII. We will treat the following information as rumor for now, but Latino-Review has been sitting on this information for awhile. The only reason they released it now is because some of the details have been reported by several other news outlets, which led them to believe that there was some truth behind it.
Some of the info here is stuff we've already reported on, so this helps confirm those rumors, and then there is new information that have some massive SPOILERS. So you know what to do if you don't want anything spoiled for you… Bye!
In case you've decided to stick around for some spoiler-filled fun, here's "Mizzlewump's" list of information!
- There are no Jedi whatsoever, and people still speak as if they are extinct, with Luke being "the last of his kind"
- The Republic are excavating ruins on a neutral world for a weapon; the world factors into tense negotiations the Empire have had with the Republic, and is referred to as the "Sith Homeworld"
- Luke saves the day at the end, but in a bad way; he has changed."
There's a strong possibility that Lando's kid could be played by Lupita Nyong'o. We've previously heard that Daisy Ridley is playing the daughter of Han and Leia, and that John Boyega is rumored to be playing the Stormtrooper. I can't help but think that Adam Driver will play the Emperor's older student and that Game of Thrones star Gwendoline Christie could be his apprentice. I'm just speculating, but regardless of who is cast in which role, I'm sure that this is going to be an awesome movie!


text:
The Work Study programs give students the opportunity to earn part or all of their financial need by working on campus or off campus in community service positions while they are in school. Examples of the jobs available are: teacher's aide, clerk, grounds person, custodian, and lab assistant. Your wage will be determined by the type and difficulty of the work that you choose.
This type of part-time work can add to your educational experience and can be a valuable asset when seeking employment after graduation.
The Work Study award reflects the amount of money that you are eligible to earn as wages. Your placement on a job depends upon your skills, the availability of jobs and the hours that you are available to work.
Students with Work Study eligibility must call the Financial Aid Office (619) 644-7129 for a job referral appointment. Students eligible to participate in the Work Study Program will be referred to a job and, if hired, complete the necessary payroll paperwork. Time sheets are turned in on the 10th of each month and paychecks are disbursed on the last business day of each month.
The Student Placement Center helps students find part-time employment in the community. All students enrolled at the college are eligible for Student Placement Center services and you may contact them at (619) 644-7611.


text:
Micki and David Colfax delivered the opening keynote at the Growing Without Schooling 20th anniversary conference: How Children Learn From Everyday Life and Work. John Taylor Gatto delivered the closing keynote.
The Colfax family became controversial and famous not just because of the success of Homeschooling for Excellence, which they wrote after their oldest son, Grant, got into Harvard after raising dairy goats for a lot of his youth. Their second book, Hard Times in Paradise, details the real effort and physical work that made their small farm survive, largely because of the ideas and help of their children. It is an honest portrayal that Micki and David do not detail in their first book. As this speech makes clear, the boys' education was never pre-planned; events, classes, and conversations were handled as they emerged from their lives, not from a list of learning objectives designed by someone who knows nothing of the lives of the children he or she is putting educational hurdles before on their race to the top of the education heap. The fact that Grant got into Harvard, went to medical school, and then two of their other boys went to Ivy League schools (they tell all in the speech) caused a lot of homeschooling critics to blanche, particularly given the boys unschooled upbringing.
Besides being outspoken unschoolers, the Colfaxes are also concerned about helping all people learn, which is why David is a school board member (for 15 years as of the taping of this speech) and hosts a radio talk show about education. Their keynote is full of unusual and keen observations about unschooling, politics, education, and conventional schooling. Micki and David spoke about how their boys, biological and adopted, all flourished by living and learning-by-doing on their farm, never following a fixed curriculum and using their wits and initiative to forge their lives. Their boys, particularly Grant, were minor celebrities in the eighties when they were accepted into Ivy League Schools—the National Enquirer ran a story about Grant headlined, "Goat-boy gets into Harvard." The Colfaxes were featured in People magazine, and Johnny Carson interviewed Grant on The Tonight Show.
After Pat Farenga's introduction, Micki speaks, then David, and then, together they answer questions from the audience.
Micki starts by discussing the history of slavery, work, and education and how they are inextricably entwined and cause much confusion in our conceptions of schooling. She then shows how homeschooling is able to reunite living and learning through real work and the politics that prevent this from happening.
Micki analyzes how education became separated from work—indeed how education demeans most work—and cites many historic examples to support her points. She then takes issue with descriptions of her family's unschooling as a sort of "physical work program" that was imposed on her family. She notes, "Work is not construed as a means to, but an end in and of itself, as we and our children are shaped by the work we do." She discusses Illich's Deschooling Society and Holt's work and how "we do not need to make special arrangements for learning."
Then Micki talks about how play is the work of children and how it isn't necessary to seek work for children in order to fill up their days. She further explores the nature of work as an ordeal and the types of work her children did as youngsters and teenagers. Micki wraps up her talk by describing how none of the activities, work, and play that her children did could easily predict what they would be or do as adults. For instance, she and David long felt Grant would be an archaeologist, but he became a doctor and medical researcher. Micki then hands the microphone to David, who starts by discussing the paradigm shift that homeschooling is causing in society.
David's discusses society and the credential business, including how "homeschoolers, unschoolers, family-centered learners, whatever" need to reconcile the world in which we have the freedom to be and the freedom to learn at an early age with the rest of society that does not do this. Is there a point at which we need to integrate our educational views with a world that is based on education credentials? Do we want to prepare our children for the world of work that is out there now or are we prepared to transform that larger world into something different for our children? David explores these ideas in detail.
David concludes by noting how lacking the words unschooling and homeschooling are to describe what we are doing with our children and how we need to come up with more precise words that do not use "the two most polluted words in the English language: school and education." Then Micki and David take questions from the audience.


text: We often look at the ascension from Luke accounts or even Daniel's vision. But Paul touches on it as well. What is it about, what does it mean?


text:
Out of the box, your site will come with landing pages set up for the top-level categories you've selected during the content planning phase (see: Step 1: Planning your content migration with the content spreadsheet).
But if you want to create landing pages for a second-level content category, or for a new campaign or program at any point down the road, you'll use the landing page wizard's step-by-step process.
Step 1: Title and Subtitle Type a title for the landing page (this will display on the page itself). You can also add a subtitle, which will appear under the title if you do not add a Hero image to this page.
Step 2: Menu placement If you'd like for this landing page to be in your site's menu, click "Provide menu link." Select a Parent for this menu link in the drop-down that appears. In almost every case, you can leave the contents of the Override URL field alone.
Step 3: Hero Image If you’d like the landing page to have a big Hero image, choose it here. You’ll also be asked to fill in a title and a subtitle, (which will appear overlaid on the image). Optionally, if you want to use the Hero area to link to a another page on your site, you can fill in the “Link title to URL” field with the full URL of the desired page.
Also, you can control the color of the subtitle and title to match your image.
Step 4: Intro Section: If you’d like to include a few paragraphs of introduction on the landing page, click “Provide text” and enter it into the box that appears. This is just like any other Body text field, so you can add inline links, images, etc, if you wish.
Step 5: Editorial Cards: Editorial cards are the primary way to add links to other pages to a landing page. You can select multiple sections of cards, and also choose between a row of two large cards, three medium cards, or four small cards.
Step 5.1: Once you've selected how many rows of editorial cards you want (and which kinds), you'll be asked to fill them. Each type of editorial card has slightly different fields. If you don't have all the content ready yet, you can add placeholder articles or pages to these editorial card fields and go back and fill them in later.
Step 6: Map If you want to include an ESRI or Google map on your page, copy its embed code here.
Step 8: New Stream If you’d like to include a stream of every page or article associated with this landing page’s category, select Yes. This is useful for Categories that will have frequent content updates, because a News Stream automatically updates with the article or page most recently added to the category. (As opposed to editorial cards, which you have to always change manually).
Step 9: Bird Cards You can add bird cards to the page to link to the National bird guide. You can choose to display them in a grid (default), or in a single row that users can scroll through (by checking the box). Just type the name of the birds you want to add.
Then Finish and you’re done!


text: Notes: DAN’S PARTY! It’s Election Night – we’re putting on a show in the front bar of the Gaso to coincide with the start of the vote count at 6pm. MC is Jimmo ‘The Apparatchik Magnet’ Carden. Musos include Dan Warner, Marcel Borrack and Jane Hendry. Come dressed as your favourite Aussie political figure. I vote Marcel as Don Dunstan and Jane as Caroline Chisolm.


text: As an ultimate Dawg fan, you definitely support Justin Hurston, you imagine one day you can wear like your hero on the filed, now your dream comes to reality. Check the latest Justin Hurston home, road, alternate jerseys from Nike, these are the finest authentic stitched jerseys by Nike. You can wear them to support your team and show your ultimate pride everyday, especially on the game Sunday. You also like Jake Fromm right? Check more Jake Fromm jersey for all ages.


text:
There are two places to upload your art work to at filmfetish.com/art.
In “Media” you can upload individual or groups of images, as well as small video and audio files.
You can also upload files into your “Posts”. Posts is where you can create Galleries of image files, which you can add to at a later date with new work.
All your media files will show up in the order they were uploaded, on your Profile (ID) Page.


text:
TENS unit for TMJ pain?
Not sure if I asked this question before, but in case I didn’t: Does anybody use a TENS unit for TMJ pain? Somewhere, in my hunting down of articles on TMJ pain, I found an inexpensive TENS unit (under $30) that a doctor particularly liked. It wasn’t particularly for TMJ pain, but I don’t know if there are any that are. I figure one could set it to the lowest level and work on up, if necessary. Would love to hear about your experiences. Thanks.
Jennifer, I am such a total space cadet that I forgot you’d sent me an answer about TENS units! Duh! Thanks so much. I’m still dithering about whether to buy one. I see my primary care on August 8 about the next step in treating my TMJ pain is. She’s into all sorts of alternative forms of medicine, as well as traditional medicine, so I think this’d be something she’d like.
No problem Hazel, I hope you and you doc can find some answers for you.
I have a TENS unit and it certainly relaxes the muscles. They don't cost much.
I’m really going to have to purchase one. I have been pain free for three days (!!!), and I have absolutely no idea what, if anything, I’ve done differently. I am enjoying the current freedom from TMJ pain immensely.


text: Soulmate tattoo! | wAnt 2 Be FiT!!!


text:
In a sudden reversal, Gov. Charlie Baker's administration on Monday canceled its plan to send Massachusetts National Guard members and equipment to the southwestern U.S. border in light of the federal government's "inhumane" practice of separating undocumented children from their families, the governor's office said.
Baker announced on June 1 that he would send a UH-72 Lakota helicopter and two military analysts to pilot the chopper to the southwestern border by the end of the month in support of President Donald Trump's mission to curb illegal border crossings and drug trafficking.
But in recent weeks the federal government's practice of separating undocumented children from their parents when detained at the border has drawn bipartisan scorn and ignited a donnybrook between the White House and Congress. Baker, a Republican who did not support Trump, registered his disapproval Monday.
"Governor Baker directed the National Guard not to send any assets or personnel to the Southwest border today because the federal government's current actions are resulting in the inhumane treatment of children," Baker Communications Director Lizzy Guyton said in a statement.
Baker's office said Massachusetts has no personnel or assets participating in the border mission.
The flight crew had been expected to deploy by the end of June to work through September with the Arizona National Guard and the New Mexico National Guard, in coordination with U.S. Customs and Border Protection, to provide air reconnaissance and track illegal activity along the border with Mexico.
In its daily email newsletter Monday, the White House said that the "harshest family separation policy is that too many Americans have been permanently separated from loved ones because of crime spilling across our border" and highlighted the need for more security along the border.
"Illegal immigration along our Southwest border surged 230 percent in April compared to last year, according to the Department of Homeland Security," the White House wrote. "This statistic reveals the lack of an orderly and fair process to manage the escalating flow of illegal immigrants. That flawed system creates both a humanitarian and a national security crisis at our border."
Baker's announcement that he would send the Massachusetts National Guard to assist at the border came while Democrats were kicking off their party convention in Worcester earlier this month. Jay Gonzalez, the gubernatorial candidate endorsed by that convention, visited the press riser at the DCU Center to say he would not have complied with the Pentagon's request as Baker did.
"If Donald Trump's Pentagon made that type of request to me I would not comply with it," Gonzalez told reporters hours after the News Service first reported on the National Guard's plans. "We need to stand up to what he's doing and we've got a governor right now who doesn't do it and on this issue he not only doesn't stand up to him he helps him."
On Sunday, Gonzalez circulated a petition to supporters calling on Baker to reconsider his decision and to instead withhold Massachusetts resources from the border mission.
"Governor Baker's commitment of Massachusetts National Guard personnel and equipment might have been before the horrific family break-up policy was in full-swing, but it's not too late for the Governor to do the right thing and withdraw support," Gonzalez wrote in the email to supporters.
Bob Massie, another Democrat running for governor, said Monday afternoon that Baker's decision to rescind the state's support for the border mission was "too little, too late."
The Baker administration downplayed its cooperation with the Trump administration's border security efforts when it was announced, noting that the request for resources and personnel was relatively small and that Massachusetts has assisted with border operations for both Democrat and Republican presidents.
Massachusetts National Guardsmen were activated to support Operation Jump Start under President George W. Bush from 2006 to 2008 and Operation Phalanx under President Barack Obama.


text:
Our Ice Rink and Winterland project proved to be a great success attracting over 57,000 visitors. Held in the grounds of Aberystwyth Castle and St Michaels Church between December 8th to January 2nd, approximately 12,000 ice rink tickets were sold with thousands more visiting the Winterland fairground rides and German Market Stalls. As well as attracting many locals and people from across Ceredigion, many visitors came from further afield including North Wales, Cardiff, Newport, Birmingham, Cambridgeshire, Stoke on Trent, Wigan, Telford, Kettering, Ipswich, Bristol, Bournemouth, Folkestone, London and Dundee!
Advancing Aberystwyth’s Board of Directors would like to give a special thanks to St Michael’s Church for their support as well Aberystwyth University for being the event’s main sponsors.

industry_corpus2: Travel & Geography


text:
Interview with Senad Galijasevic, General Manager of Senna Lighting Ltd.
In conversation with MBC Group’s new head of Digital and Video on Demand business, Johannes Larcher to talk about his mission - making Shahid the leading OTT platform for the modern Arab viewer.
As part of Digital Studio's Knowledge Partnership for the special report on Managed Broadcast Services, we invited Houssam Al Khaled from Red Bee Media Middle East and Richard Cranefield, Head of Portfolio for Playout at Red Bee Media, to talk about the benefits of using managed services in broadcasting to manage success during this time of change and how the Red Bee Media way of working has led to innovations like the world’s first software only uncompressed playout deployment.
Shazia Ali Khan's new film Pinky Memsaab opened in UAE cinemas, Thursday December 13.
Pyramedia has contributed immensely to putting Abu Dhabi at the forefront as a potential vocation for regional film and TV production talent. CEO Nashwa Al Ruwaini talks about her company’s evolution, shifting production trends, and being a woman leader in the industry.
Michael Crimp is CEO of IBC. From conference highlights to the latest technology innovations and media trends, there is a lot to see and do at IBC. In this Q&A he outlines what visitors can expect at IBC 2018.
TECOM Group's Gofreelance program has launched attractive new packages designed to attract professional freelance talent in the UAE’s education and media sectors. A discussion on the initiative with Majed Al Suwaidi, MD of Dubai Media City, Studio City, and Production City.
After launching the Jawwy TV app, Intigral is poised to launch a Jawwy TV OTT integrated set top box in KSA. Can Intigral’s Homebox disrupt the MENA entertainment landscape?
National Geographic’s popular series Genius focuses on the extraordinary life of painter Pablo Picasso. Colourist Pankaj Bajpai at Encore in Hollywood was charged with creating the look that evoked the time and place as well as the art.


text:
Ruby developer and bootstrapped co-founder of @honeybadgerapp.
Same to you, Jaff. Ship it!

industry_corpus2: Programming


text:
The UPP governorship candidate in Imo state and honourable member representing Isolo/oshodi constituency of Lagos State, Hon. Tony Nwulu has received the Taiwan Head of mission to Nigeria, Mr. Vincent W.S. Yang to warm reception at his Abuja residence yesterday. The courtesy visit was to discuss prospective partnership that will holistically transform Imo state.
During the visit by the Taiwan Head of mission to Nigeria, development areas like ICT, agriculture, mineral resource exploration, industrialization, electricity, transportation, health and commerce were critically appraised so as to engage a sustainable partnership for the effective exploration of these sectors for Imolites.
Hon. Tony Nwulu is the only candidate in the Imo governorship race that has shown full dedication and proactive intelligence especially in development areas that reflects on the socio-economic structure of the Imo people. His mandate is fervent, feasible, visionary and thus open to youth and women inclusiveness.
Unlike other controversial party candidates in Imo state that are challenged with division and disunity, UPP has proved itself to be a perfect alternative for the governorship race, as the people of Imo state rejoice over the peaceful emergence of Hon. Tony as the UPP candidate, who picked Mr. Nnaemeka Onyeka Obiaraeri, an astute administrator, as his running mate few weeks ago.
It is worthy to note that Hon. Tony recently led a delegation to the European Union in Brussels to discuss possible investment program that will champion economic advancement for Imo state and the entire Nigeria Community. During his Brussels meeting, Hon. Tony met with the delegation from Spain, Mr. Santiago Fisas Ayxela, a member of the European Parliament, whom after extensive talks and deliberations assured the Imo governorship candidate of his committed partnership of Spain in the development of Imo state.
Other meeting with delegations from several other countries at the EU parliament ended in fruition as Mr. Gerrad Quille, Mrs Maria Arena, Head Belgium International Trade Council and the Head of Slovenia Investment Council and member EU Parliament Mrs Romana Tomc, assured Nwulu of their readiness to collaborate with Imo State in the area of enhancing Youth capacity, as well as make Imo State an economic hub.


text:
1. The journal accepts articles written in Croatian, English, German, French, Spanish and Italian that have not been published elsewhere.
The journal does not accept translations of articles that have already been published elsewhere, or articles that are submitted to other journals at the same time.
3. Articles are generally not limited with regard to length, but preferably should not exceed 24 pages (43000 characters), including spaces and punctuation.
4. Authors should include an abstract written in the language of the article and a summary written in a foreign language. The abstract should not exceed 300 words. The summary should present the aim of the article, its theoretical background and methodological procedure, as well as the most important results and the conclusion of the study.
The author should list no more than five key words, both in the language of the article and in a foreign language, following the summary.
Articles that are not written in English should obligatorily be submitted with an English summary which is about 1,800 to 2,000 characters long.
If the article is not written in Croatian, it should also include a summary in Croatian which is about 1,800 to 2,000 characters long. Authors who are not native speakers of Croatian should include a summary in the language of the article.
5. If the author is not a native speaker of the language of the article, the author is obliged to have the article proofread, upon notification of acceptance.
6. Authors are welcome to submit the English or Croatian translation of their contribution, if they wish so.
This option is valid only for those contributions that have been accepted for publication in Suvremena lingvistika.
The translated article must be proofread and will be published on our website only.
7. The author is obliged to obtain written permission for the use of material (e.g. tables, charts, figures) for which the copyright is owned by others.
8. The submitted article must be formatted in accordance with these guidelines once it has been accepted for publication.
Please note that Suvremena lingvistika will not be able to publish your article unless the text has been proofread and prepared in accordance with these Guidelines!
1. The article should be submitted as a Microsoft Word document (.doc, .docx or .rtf); line spacing 1.5; font Times New Roman, point 12; left justified.
2. All margins should be set at 25 mm and each paragraph indented by 5 mm, with no added spaces between paragraphs.
3. If your contribution contains special characters, you should also submit it as a PDF file to ensure proper typesetting.
4. All pages should be numbered at the bottom of the page and to the right.
6. Examples from the language corpora that are used and analyzed in the article should be italicized, morphologically glossed and translated into the language of the article. Examples should be numbered and separated from the previous and following text by one space line, e.g.
(2) Djevojčic-a poslužu-je gost-ima čaj-Ø.
Examples may be grouped using small letters and in the text should be referred to as (2), (2a), (2a, b) or (2 a-c).
7. Short quotations (less than 60 words) may be included in the text and placed within double quotation marks.
8. Notes should be placed at the bottom of the page (footnotes) and not at the end of contribution. Do not use notes for citations only.
9. References to tables or figures within the article should include the capitalized word “Table” or “Figure” followed by a number, be set in point 11 and placed under the table or figure in question, e.g.
1. In-text citations should provide the cited author's surname, year of publication and page number where relevant, e.g.
2. The list of references should be placed at the end of the article, and it should contain full information on all the works referred to in the article. Works should be listed alphabetically by author's surname, and chronologically if they belong to the same author. If several works by one author were published in the same year, please use small letters after listing the year (a, b, c, etc.).
If a bibliographical item has several co-authors, please list all authors and do not use 'et al.' unless the number of authors is five or more.
Should you have any questions regarding references, please contact the editorial board.
4. If you cite works that have a DOI number, each reference should have its DOI number listed, e.g.
The DOI number can be found or checked through CrossRef service at http://www.crossref.org/guestquery/.


text:
Templeton city is located in Massachusetts State, Worcester County and has a unique zip code assigned by the US Postal Service Office.
Templeton Area Code is 978 and Time Zone is Eastern (GMT -05:00).
The US ZIP Code basic format consists of five decimal numerical digits assigned to the Templeton City. An extended ZIP+4 code, introduced in the 1980s, includes the five digits of the Templeton ZIP code, a hyphen, and four more digits that determine a more specific location within a given ZIP code in Templeton, Massachusetts.
The Templeton Zip Code is 01468.
If you want to send a mail to Templeton City, you should use the 01468 Zip Code.
In 1983, the U.S. Postal Service introduced an expanded Templeton ZIP code system that it called ZIP+4, often called "plus-four codes", "add-on codes", or "add ons". A ZIP+4 code uses the basic 01468 Zip code plus four additional digits to identify a geographic segment within the five-digit delivery area, such as a Templeton city block, a group of apartments, an individual high-volume receiver of mail or any other unit that could use an extra identifier to aid in efficient mail sorting and delivery in Massachusetts.
The Templeton Zip Code in Massachusetts is 01468.
What is the zip code for Templeton MA?