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This Policy applies only to the actions of BnkToTheFuture.com and users with respect to this website. It does not extend to any websites that can be accessed from this website including, but not limited to, any links we may provide to social media websites.
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industry_corpus2: Technology & Research


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As I was spending time in the Word this morning I was struck by this passage, and especially this verse. Jacob was basically on the run. He could not go back to face his family because if he did, his brother, Esau, would kill him. Jacob was far away from his home, his family, and everything had ever known, he was fleeing for his life.
Jacob could only get so far before it got dark, and it was much harder to travel in the dark. So, he stopped to rest. He didn’t really have anything to make himself comfortable as he slept, so he put a rock under his head and went to sleep. As he slept, Jacob had a dream. In his dream, he saw angels ascending and descending from Heaven on a ladder. That’s where today’s verse comes in.
How often, in our business and day to day life, do we do the same thing? We just go through our lives doing the same thing over and over without ever really looking for God; then, when He shows up, we are surprised. Well, we shouldn’t be, this is God’s world and we are His children. We should never be surprised when He shows up.
Another thing that comes to mind is, I don’t want to miss God when I am someplace. I do not want to be going about my business and completely miss the presence of God because I wasn’t paying attention. So, I would like to challenge everyone who reads this to watch for God’s Presence in the midst of the ordinary, you might be surprised as to where you will find Him.

industry_corpus2: Others


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Waterloo Sheet Music, is a song by the Swedish pop group ABBA, It was the winning song of the Eurovision Song Contest in 1974 in Brighton (UK), becoming its first World Cup success. Recorded on December 17, 1973, published on March 4, 1974.
Waterloo Sheet Music ABBA .

industry_corpus2: Film & Entertainment


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I am Interested in Mustang Horses. I would like to now more about them. What colors they are and where they live. Ive found some basic information, but I dont know why they are considered different than regular horses.
escaped from settlers as the original horses had escaped from the Spanish. Draft breeding was among the horses which added to the Mustang herds. Also the Indians bartered and captured horses between tribes, making the distribution more complete.
decended from Spanish breeding. Among these are the Kiger and Cerat Mustangs.
Mustangs come in lots of horse colors: brown, black, pinto, white and others.they live in the western USA: California, Arizona, Nevada and some other western states. They are different from other horses because they have been living wild and free for about 500 years (since the spaniards brought them to Mexico from spain). some of them got loose and became wild. They are a bit smaller than most of the tame breeds of horses (like thoroughbreds or arabians or draft horses).

industry_corpus2: Agriculture & Fisheries


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Photo: "A Sailing Beauty!" by blogTO Flickr pooler **Mary**.
Mosquitoes as big as 5ft tall are invading Toronto. A West Nile virus educational campaign has hit the city's subways.
Finally something (albeit small) is being done about the relatively unabated condo boom. A new bylaw aims to protect renters from condo conversion by imposing restrictions on development and rental fees.
Getting to Montreal or Ottawa this weekend might be easiest by air. Via rail has cancelled scheduled rail trips in and out of Toronto, and the main road artery (Hwy 401) might be targeted by native protesters.
Mississauga's Lakeview coal plant was reduced to dust yesterday, but don't count on the location becoming a green space. There's talk of it being the site of a new gas-fired energy plant.
New regulations are to be imposed on Ontario lottery ticket sellers in the near future, in hopes of eliminating the potential for fraudulent claims by retailers.
Jays' veteran power-hitter Frank Thomas knocked his 500th career home run over the fence in Minnesota, making him the 21st player to achieve the milestone and first in Blue Jays history.
Yesterday's answer: Richmond St and Adelaide St overpassing Cherry St.

industry_corpus2: Real Estate & Construction


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How do you decide which are best to attend? Should I spend money to travel on a cruise, to a big event with models, or keep my eye out for something smaller?
I would be traveling alone, and it seems like everyone knows one another on social media already. While I occasionally comment in groups or like posts, I haven’t made that connection. I’m so excited to attend, especially when I see such great #TitanStrong friendships that come out the other side.
What’s a girl to do when she doesn’t know which type of signing is the right one and is uncertain about meeting online people in real life?
Hello, I’m Carmen—also known as the Princess with Team Titan—and I’m here to share my book signing advice. Mia is busy with the little ones and making her favorite dinner for their crew, and Jared asked Sugar to meet him at GUNS.
But I am happy to say that I share your love of books and am excited to give my two cents!
First off, make sure you’re a part of Team Titan! It’s a Facebook group filled with readers just like the two of us. This is a great way to make a connection with a Titan sister or two.
Consider stopping by a Team Titan meetup or having coffee with a local friend from our group. Starting close to home with a small group of familiar romance readers then building up would be less intimidating than a large group.
The Titan locator file is available for you to check out your area and see if there are any Titan sisters listed that live close by. Please make sure to add your name to the list as well! If you have any problems when you first join, write a post and tag Danyella. She’s in charge of all things group-orientation related.
Now that you don’t have to go to a book signing alone, I’d love to remind you that every day, we face situations that nudge us to be brave!
Share a book recommendation or your review of Cristin’s books. Others will join in and add on to your post!
Don’t be afraid to speak up in our Titan group. That’s a great way to introduce yourself!
Great things happen at small gatherings! I have been lucky enough to meet Cristin at a very small book signing. The quality of time we were able to have was priceless. With the larger signings, I always feared that I would feel like a head of cattle. You know? Just a number, standing in line for my two minutes with the author.
I’m not an author, but I think it would be safe to say that they might not be keen on this format either. Yet it’s an opportunity to get their names out there, meet new readers, and make small connections with their fans. Because of this, many authors hold luncheons or dinners at larger events. In my opinion, those opportunities are much more satisfying to both the author and reader alike.
As far as attending cruise trips or events that models attend, I would suggest that you ask yourself if you’ve ever purchased a book strictly because of the cover model. Do always buy books with a specific cover model no matter the content?
Then ask yourself if you buy books because of the author, the blurb, or the buzz on social media. Models can be fantastic people. They work hard to keep themselves photo-shoot ready, and at times, their dedication and hard work isn’t appreciated. They make connections with photographers and authors, and promote themselves and their covers as an added bonus for the author.
I would rather purchase books by my favorite authors and read them with lights on and heat in my house rather than sit in my cold, dark bedroom, hoping my Nook doesn’t run out of its battery charge because I attended a signing that strapped me financially.
AS FOR TRAVELING ALONE? ONLY YOU KNOW IF YOU CAN DO THAT.
Some people love it, and others feel safer when going with someone else. Only you can make that call. I do know that Sugar would tell you to always be aware of your surroundings and talk to the flight attendants so they remember you. Let them know of your unease if you’re alone; they’ll try to stick close to you.
Don’t be afraid to ask for directions if you’re in an airport and unsure of where to go, and definitely use that GPS if you’re driving. Make pit stops in well-lit areas and always be aware of your gas tank level. It’s good to know the general direction of where you’re going by using a map instead of just relying on GPS.
Again, reach out to your Titan sisters in the group and ask if anyone else is attending an event that you might have your eye on!
MY ULTIMATE BOOK SIGNING ADVICE IS TO BE BRAVE!
Make a conscious effort to put yourself out there with your Titan sisters. Don’t be shy! Team Titan is one of the best things to happen to a lot of women in the group. If you find that you gravitate to a couple of people in Titan, agree with their points of view, or enjoy their senses of humor, reach out to them. Whether you comment more to them in posts, or private message them, please do so! We’re a pretty great group!
Remember, as with any relationship, the more work and effort you put into it, the more you’ll get out of it. You have to put yourself out there so others can get to know the real you! Be open and honest, supportive and kind, and you’ll find others in the group that you can form lasting friendships with!
Before you know it, you’ll be able to contact one or more of them with the simple words “Road Trip,” and you’ll be off on another new adventure!
Hey Princess! Thanks for always giving us your pearls of wisdom! I’m an extreme introvert and last year I decided to, as you mentioned, put myself out there, and I traveled to go to a Dinner with Authors event just because Cristin was going to be there. I did it and I still can’t believe It! What helped me make that decision even though I was terrified? There were 3 other girls (Anna, Marion and Debbie) from the Team Titan group that I already interacted with very frequently and they were going as well. One of them even picked me up from the airport! So, even though I traveled alone, I had support from other friends and I achieved my ultimate goal of meeting Cristin!
I have wondered how to go about attending a book signing when you purchase digital copies only? I have downsized and have only digital copies of books? I know author’s make some if their money from the purchase of a signed book. What is the protocol or etiquette on this please?
That’s a great question, Janet!
Truthfully, you should know that in most cases, an author’s first priority isn’t the income from signed books. It’s always nice to sell out (so you don’t have to bring books home!). We’re there to meet you and your friends, have a great time, get our name and titles in front of new folks, and put real life faces to online profile pics.
As for etiquette, a smile and a hello, handshake, or a hug work well at book signings, all dependent on what feels most comfortable. Tell the author that you have the digital copy. We’re thrilled you’re readers, and even better, tell us your favorite and why. In most cases (small exceptions at certain bookstores), it’s acceptable and common place to still ask for something signed! I’ve signed scrapbooks that include the cover, or make it simple! Bring a blank notebooks, canvas bag, or picture frame mat and a couple of Sharpie markers. Don’t be afraid to ask for a picture with the author–and try to tag them on social media, too!
Also, more authors are moving to sell digital copies on their sites. I’m in the process of listing my ebooks and have been excited to hear about my author buddies taking similar actions.
Great question, and thanks for asking, Janet.

industry_corpus2: Literature & Emotions


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GreatAmerica is a national commercial equipment finance company dedicated to helping manufacturers, vendors and dealers be more successful and keep their customers for a lifetime. While GreatAmerica has grown to more than 500 team members, our entrepreneurial spirit remains and endless opportunities lie ahead. We have experienced unparalleled year over year growth since our founding in 1992.
GreatAmerica is structured in cross functional teams that allow individuals to make informed decisions that benefit the company and our customers. There is no doubt in our minds we are building the greatest company of its kind, offering the finest products and services available anywhere. When you are part of the GreatAmerica team, you are part of the future, part of an opportunity to grow professionally and to reach your potential while enjoying your work.
Are you a stickler for the details? Do you take pride in maintaining quality and accuracy in your work? As a Contract Solutions Specialist, you will collaborate with cross-functional teams to meet the billing needs of our customers. In this position, you will be the go-to for problem solving or assisting with complex billing situations.
As a Contract Solutions Specialist, you must demonstrate problem solving skills, be solution driven and have the ability to adapt to multiple situations and changing environments.
For this position you must have an Associate’s degree in a business-related field; a Bachelor’s degree is a plus. Two plus years of financial or leasing experience is desired. Two plus years of financial or leasingexperience is desired.
Competencies for all GreatAmerica team members: Honesty/Integrity, Customer Oriented, Accountability, Tenacious, Communication Skills (Oral & Written), Adaptability.

industry_corpus2: Finance & Economics


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Spend the day with Chicago Architecture Foundation (CAF). Begin at CAF’s Shop and Tour Center for an overview of the exhibit “Chicago: City of Big Data“ followed by a walking tour investigating how data is transforming how we plan, design and build cities. Enjoy lunch while cruising on the Chicago Architecture Foundation River Cruise Aboard Chicago’s First Lady Cruises, a “must-see” for visitors and Chicagoans alike. After your cruise a guided walk will lead you to discover Ellen Lanyon’s “Riverwalk Gateway”, a tiled mural charting the rise of Chicago and the significance of the river. This walk will conclude at Navy Pier where you will have a few hours free to shop, eat, drink or enjoy the attractions.
This is a full day tour and includes coffee at arrival and lunch during the river cruise. Please meet at Lecture Hall at Architecture Foundation. It is 5 minutes away from the Conference Hotel.
9:00am: Meet at the Lecture Hall, Chicago Architecture Foundation, 224 S. Michigan Avenue.
9:00am – 9:30am: Explore the Chicago: City of Big Data Exhibition and the Chicago City Model.
Located in the Railway Exchange Building’s Atrium, the Chicago Model is the only accurate and up-to-date depiction of Chicago’s downtown. For Chicago: City of Big Data, the Chicago Model is enhanced with a lighting installation, new touchscreens and an interactive digital model of the city. The integrated lighting installation brings the Chicago Model to life with colorful data visualizations, including electricity usage in the Loop and locations of historic landmarks.
With a CAF docent at your side, learn to see several Loop intersections through a new lens. This special walking tour investigates how data is transforming how we plan, design and build cities. At several intersections in the Loop, view digital data visualizations and hear how this information is helping designers and citizens identify patterns that affect the health and happiness of the city. You’ll also see examples of historic data and hear how architects like Daniel Burnham used data as well. For this group, the tour ending point will be altered to end at the river cruise dock.
Ellen Lanyon’s tiled mural charts the rise of Chicago and the significance of the river to the city. Its narrative panels begin with the explorations of Jacques Marquette and Louis Jolliet in 1673, and commemorate landmark events and important sites along the river and lake through the year 2000. Installed along the parallel interior walls of a trellised passageway, located under Lake Shore Drive on the south bank of the Chicago River where the river meets the lake, this gateway connects the Chicago Riverwalk to the lakefront bicycle path. Walk will continue on to Navy Pier.
The tour is SOLD OUT. Please email us to be added to the waitlist.


text: Mars, known as Mangal, Angaraka, Kuja and Chavai is the Commander in the planetary cabinet. He is the war lord. Mangal means the auspicious one. Angaraka is the one who is like burning coal. Kuja is the significator of brothers or sisters, aggressive attitude, war, sports, martial arts, analytical subjects like math, statistics, engineering. He also indicates loans, diseases that look violent particularly of nerves, liabilities and violence. He is the significator of vehicles and communication skills. Mars is known as “bhumi putra” (Son of Earth). Latest pictures taken of the surface of mars suggest similarities between Earth and Mars. Regular prayer to Mars to frees one from loans, poverty, sickness that effect brain. It gives immense courage and also gives communication skills. Kuja in certain placement causes ‘kuja dosha’ (Defects caused by mars), as he predisposes the native towards harshness. The role of kuja depends on individual charts – harshness for a policeman may be a gift but for a professor it may be a curse! Right click on the link and select 'Open in new tab', 'Save target as...' or 'Print target'. Please consider the environment - do not print unless essential.


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Chihuahuas might be small, but they are very smart and loving little dogs, so if you happen to have a chance to give one of them a happy home, don’t miss that opportunity.
However, you can never know what sort of a trauma rescue dogs went through. Your new pup might feel frightened of new people, animals, spaces and situations.
If this happens to be true, here’s a little guide on how to make your adopted Chi feel safe and welcome in your home and family.
A lot of people choose to adopt instead of buying dogs and most of them end up having amazing new pets. However, you must know that adopted dogs tend to be tense around other animals.
So, if you already have pets, make sure you’re very patient and alert during the first few weeks. A new dog carries a new type of energy that might disturb the dynamic of your old pets and create some problems. However, in time, most adopted dogs get a happy ending, fit into the family and become a part of the pack.
It’s quite normal if your new pup doesn’t want to eat right away. The change of environment and presence of new people, animals, smells and sights can cause a lot of stress, especially to small and sensitive dogs such as Chihuahuas.
However, they won’t even notice if they skip a few meals! When they are ready to eat, make sure to give them quality food full of nutritious ingredients. If you want to make the meal a bit more intriguing and appealing, add a spoon of canned food to the dry kibble and your Chi will love it!
Dogs appreciate a good routine. It can help them feel comfortable and safe and it can ensure they have regular and healthy bowel movements. Also, make sure to give your Chihuahua a quiet and safe place to eat, especially if you have other animals in the house or little kids who can disturb it. Crates are perfect and quite relaxing for many small dogs.
If you notice your Chi is sensitive to eye contact or spatial pressure, try this exercise. Go outside with a long and light leash and a bag of tasty treats. Show them to your dog and when they show interest, throw the treat and say “Find it”.
After a few times, your new dog will start to look at you and expect your next move.
Another good thing your new dog needs to know is how to behave on a short leash while you’re taking a stroll through your neighborhood.
This behavior is not so easy to master, so you might want to ask a pro in dog training in Sydney who will teach you and your dog all the best methods and techniques that will get your Chi walking on a short leash in no time.
It’s always great to have a well-behaved dog which makes your outings much more pleasant and safe.
As soon as you bring your Chihuahua home, make sure to show them the potty spot. Do this right away and take them there often—after meals, naps or when you notice he or she sniffing around with great interest.
If you’re outside, use a long and light lead (Chihuahuas being the smallest breed and can be overburdened by a heavy lead).
A long lead will give the dog a chance to walk around and sniff which stimulates the potty urge. Don’t forget to give your Chi a nice treat after it goes.
Do this regularly, every hour or so, since your adopted dog doesn’t know how to ask for potty (they will learn in time). Accompany your pup at first, but leave it to do its business alone after a few weeks.
Don’t give all of your attention to the new pet, even if it needs it more than your other pets. For instance, don’t allow your dog in high-value areas (kitchen, sofa, bed) unless your other dogs can also use them. Otherwise, this can lead to aggression and jealousy between pets, and that will result in conflict.
Also, every dog has routines that shouldn’t be disturbed by bringing the new dog home.
If you’re patient, understanding and loving, your adopted Chihuahua will fit right into your home, family and pack!


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In March, the city’s Department of Buildings approved demolition plans for the Brooklyn Heights branch of the Brooklyn Public Library. Work is now well underway at the site, and is scheduled to wrap up in the next 50 days.
The developer recently closed on the $52 million purchase of the site from the Brooklyn Public Library and has also managed to secure a $280 million loan that will go towards construction on the project.
The condo building will feature 134 apartments. The first three floors will be occupied by this new library that will span 26,620 square feet. The library will come with a double height area on the ground floor, a mezzanine level, and a space below ground for public events.
There are other components to this project as well: a 9,000-square-foot STEM lab that will be operated by the city’s Department of Education and be open to students in School District 13. Two retail spaces will front on Clinton Street. One of them will be leased by the Brooklyn Roasting Company and the other will be a pop-up food space for a variety of vendors curated by Smorgasburg.
Finally, the overall project also includes a commitment towards a 114-unit affordable housing project at Fulton Street and Atlantic Avenue. Like the library condo, this too will be designed by Marvel Architects, and will have 50 percent of the apartments set aside for eligible residents from Brooklyn Community Board 2. The apartments will be open to those making between 60 percent to 125 percent of the area median income.
The project has been divisive from the start with some local residents opposed to it. The overall project was allegedly under a federal probe, according to one New York Post story, though Hudson Companies says it never received a subpoena. A community activist group brought a lawsuit against the project, but that was ultimately dismissed by a judge (an appeal is still pending).
Regardless, funds from the sale to Hudson Companies will go towards creating the new Brooklyn Heights branch of the library as well as to other capital needs of the Brooklyn Public Library. Since this branch was shutdown last summer, it has been operating out of the Our Lady of Lebanon Church on Remsen Street. The project at 280 Cadman Plaza West is expected to break ground sometime this summer, and construction is scheduled to wrap in 2020.


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From the picnics to the camping trips, the summertime means getting outside. Thankfully, there are a number of natural sun protection products that make it possible for your family to stay protected while enjoying all the warm weather fun. Tune in to Channel 2 this Tuesday in Denver as we talk about natural sun protection on Daybreak!
Vitamin E, A and C– Many people don’t realize they can help protect themselves from the sun by taking Vitamin supplements. However, according to Discovery Health, when vitamins C and E are combined they help prevent sunburn and make the effects of the sun much less severe. Also,Vitamin A is great tool to help heal skin from sun damage. The key is to find high-quality products that feature targeted nutrients, like these from Hanna’s Herb Shop.
Celebrity mom's favorite natural products Use Foods Around the House to Heal Indigestion, Acne and Sore Throat!

industry_corpus2: Biopharmaceuticals


text: You lying bastards! You said you were just in there to chat, no show! I actually had time to listen then, but now I'll be lucky to catch the podcast before next week!


text:
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outside stairs design pictures outside staircase design of classy outside steps for exclusive exterior design front stairs that spectacular staircase design stairs design ideas.


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This summer, don’t miss a great opportunity to give back!
In an effort to foster connections between current Ford Scholars and alumni, the Ford Scholar Alumni Association has organized the second annual summer get together for alumni and Scholars on Saturday, July 18 at Eagle Crest Resort in Central Oregon.
The Meet and Greet coordinates with the Ford Scholars Leadership Conference for the classes of 2012, 2013 and 2014 Ford Scholars.
Eagle Crest Resort: 1522 Cline Falls Road Redmond, Ore.
Alumni and their families are invited to play mini golf in groups of six at The Putting Course at the resort for the discounted group rate of $7 per adult and $5 per child. All are welcome to happy hour at the resort lounge and café before joining the Meet and Greet that evening.
Alumni should bring business casual attire to change into for the Meet and Greet and should bring business cards to hand out to Scholars.
Bolduc Culaba encourages alumni to carpool and to book accommodations early if planning to make it a weekend trip. Please RSVP by e-mail: communications@fordscholaralumni.com.
See you at Eagle Crest!

industry_corpus2: Subject Education


text:
Uzbekistan: The major source of instability in Central Asia?
Public debate continues to be full of myths and misconceptions about the conditions at the Community's new external borders and the consequences of enlargement in this respect.
The assumption behind the EU's policy is that Moldova is not going to join the Union, though theoretically, such a development is not precluded. Chisinau does indeed aspire to join the European Union.

industry_corpus2: Politics & Administration


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Because sometimes you get a second chance.
On Feb. 5, 2006, the Pittsburgh Steelers gave all NFL playoff teams a reason to dream.
The Steelers weren’t the first wild card team to win the Super Bowl. Nor did they have the worst record of any Super Bowl champion. But when the Steelers won three straight playoff games on the road and followed through by winning the Super Bowl, they officially put the “wild” in the Wild Card era.
The teams aren’t just trying to extend their seasons another week or so. They’re seeking a legitimate chance to win it all.
Now, as several teams battle for the last of the NFL’s 12 playoff spots this weekend, they aren’t just trying to extend their seasons another week or so. They’re seeking a legitimate chance to win it all. And they’ll be able to draw inspiration from the last few years, as wild card teams have become legitimate contenders, not accidental flukes. Here’s how the wild card came to be, how it changed, and how one team came from behind to win it all, giving perpetual hope to underdogs everywhere.
The wild card was born in the 1970 season when the NFL and AFL merged, becoming two conferences with three divisions each. Each conference had four playoff teams – the three division winners and the team with the next-best record, a.k.a. the wild card.
There weren’t a lot of upsets during the first decade. Only the 1975-76 Dallas Cowboys reached the Super Bowl as a wild card, winning two road games before falling to the Steelers in Super Bowl X.
The NFL added more wild cards in 1978 (five per conference) and 1990 (six per conference). The 1980-81 Oakland Raiders broke through as the first wild card team to win the Super Bowl, but no one else did it until John Elway led the 1997-98 Denver Broncos to a win in Super Bowl XXXII. The Baltimore Ravens repeated the feat in 2000-01.
Denver Broncos quarterback John Elway turns to handoff to running back Derek Loville in Super Bowl XXXII, 1998.
Then the NFL modified its rules and made things a little harder.
In 2002, the League reconfigured into its current 32-team, eight-division format, and one of the side effects was that it hurt the wild card teams, with home games reserved for division champions. To put it in perspective, when the Raiders, Broncos and Ravens won the Super Bowl via the Wild Card playoffs, they each played a home game in the wild card round. The only team that had won three postseason games on the road was the 1985-86 New England Patriots, who then lost to the “Super Bowl Shuffle” Chicago Bears.
Still, three teams have managed to take advantage of the wild card option to go all the way.
It started with the 2005 Pittsburgh Steelers, who had underachieved through most of the regular season and broken hearts all year long.
The year before, they had shown such promise. The Steelers were 15-1 in the regular season but lost to the New England Patriots in the AFC Championship. That was the Steelers’ fourth AFC Championship loss in five tries under head coach Bill Cowher, who was battling a reputation as someone who couldn’t win the big one.
By December, the Steelers were all but out of it. A streak of three losses, the last at division rival Cincinnati, left them sitting at 7-5.
“I don’t think right now we’re the most confident team,” Steelers center Jeff Hartings said.
But then things started to change. The Steelers bounced back to take a comfortable 21-9 win over Chicago, stifled host Minnesota for an 18-3 win, then routed the Browns 41-0 in Cleveland on Christmas Eve. All they needed to get into the playoffs was a homegame win against Detroit, which they pulled off via three touchdowns from stalwart running back Jerome Bettis in his final home game.
Now it was wild card time.
The Steelers got their initial revenge against Cincinnati with a controversial hit that knocked Bengals QB Carson Palmer out of the game with a knee injury.
Next, they marched into Indianapolis, scored the first 14 points of the game and held on after QB Ben Roethlisberger made an improbable tackle to stop a touchdown on a fumble return.
By the time the AFC Championship came around, they were on such a roll that they once again jumped to an early lead, and Denver never even threatened them, even though they were playing at home.
By comparison, Super Bowl XL was almost anti-climactic, though the outcome was in doubt until Roethlisberger handed off to Antwaan Randle El, a college QB-turned-pro receiver who threw a 43-yard touchdown pass to game MVP Hines Ward. The Steelers, dead in the water in early December, had seized the opportunities the NFL’s still-new playoff format allowed them.
Since then, the 2007 New York Giants and 2010 Green Bay Packers have duplicated the Steelers’ tough four-game road to the Lombardi Trophy. The Giants had a second improbable run in 2011, winning the NFC East with a record of 9-7 and then winning four postseason games, including the Super Bowl.
Next week, after the regular season standings are settled, four wild card teams will hit the road, all with hopes of keeping their Super Bowl dreams alive. You can forgive them and their fans for thinking that they’ve got a shot, since, well, they actually do.

industry_corpus2: Sports


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Leveraging on banks or other end financiers is a good strategy for property investing. Rather than dumping a large portion of your hard- earned money or savings, it often makes more financial sense to use OPM (other people’s money) to build your property portfolio.
Using less of your own money allows you to buy more properties and the rental income recouped can be used to generate a positive cashflow (or at least offset the monthly installments). This then allows you to purchase more properties.
Alternatively, if the potential for capital appreciation is high, you can always flip the purchase before the installment payments start to kick in. Here are some tips and ideas on how you can make loans work harder, faster and smarter for you.
What are some of the loans available in the market?
The bank loans in Malaysia are similar to bank loans in any part of the world (that adopts a modern banking system). You apply for a principal amount that is chargeable with a yearly annual interest rate (or profit rate for Islamic financing). Payments are usually to be made monthly (but some loans can be paid weekly as well to reduce interest on the principal amount borrowed) until the full debt of principal and interest is paid off.
During the early years, the large chunk of repayments are used to service the interest, while in the later years, repayments go towards drawing down the principal.
The loans are often unsecured (provided without any need for collateral) as the house itself can be foreclosed if the borrower defaults on his payments. Loans are usually bundled together with the cost of the Mortgage Reducing Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA), both a form of insurance that is mandatory for home loans. In the event of death or permanent disability of the principal purchaser, the MRTA comes into effect covering the home, relieving the said purchaser of the obligations to service the monthly installments.
While you can choose to get your MRTA from another bank or insurance provider, it is mandatory to have one.
Malaysian banks calculate interest rates based on the central bank’s (Bank Negara Malaysia) current Base Lending Rate (BLR). On average, banks charge an interest rate of approximately BLR- 2.4%, with BLR currently being at 6.85%. Hence, the effective interest rate is around 4.45%. Naturally, changes to the BLR will have a difference on bank interest rates. Changes are made with great care and plenty of advance notice by the central bank.
Some may opt for a fixed interest rate to provide for greater insulation from potential fluctuations. Fixed interest rate loans tend to have a slight premium. In return, one gets peace of mind that the monthly installment will remain the same throughout the entire loan tenure.
Usually, shorter loan tenures have higher interest rates, while longer ones (25 years and more) have lower rates.
Bank loans typically vary from 20 years to 35 years. The younger you are, the better your chances of securing a longer tenure. While a longer term tenure means longer and more repayments, it also means lower repayments on a monthly basis. This can be a great strategy if you are buying a property for rental yield or for the short term, i.e. looking to flip once it is completed.
However, that does not mean you cannot apply for housing loans when you are older. Some banks even have generational loans – loans that can be passed down to the next generation, meaning the liability of servicing the monthly installments will be cascaded to the offspring.
While some may frown on the idea of the liability being pushed to their children, if used carefully, this can be a very effective financial tool, especially when the loan is used to purchase a good investment property that will provide strong capital appreciation and positive cash flow. This way, though the loan is passed down to the offspring, so are the cash flow and the appreciated value of the property.
Another way for an older purchaser to secure a loan is to make a joint application with a younger family member, friend or business partner. In such an arrangement, the bank may be more willing to offer a longer loan tenure.
Should I opt for a conventional or Islamic housing loan?
For the most part, conventional and Islamic financing are similar. Nevertheless, there are some significant differences too. The one point to note is that in a conventional system, there are zero or very minimal penalties for early repayment (provided you repay after the stipulated early repayment period in the loan agreement), while Islamic loans often have a penalty.
The reason for this is the underlying difference between conventional and Islamic loans. A conventional loan is regarded as just that: a loan with an interest rate. Meanwhile an Islamic loan is viewed as a business transaction with a profit rate where the parties have entered into a contract for a guaranteed number of years. The bank operates as an “investor”, investing money rather than loaning money to you, who guarantees to return a profit for a fixed number of years. Early repayment negates this contract and the bank is viewed to have lost its profit, hence the penalty incurred.
However, the penalty amounts are usually negotiable. Some banks have also inserted clauses that if the property is sold after a certain number of years (the bank has had opportunity to make some profit from the loan transaction), it can be sold without penalties incurred.
Read the fine print before signing on the dotted line. Ask your loan officer for more details.
How can I find out how much loan I will need and monthly repayment amounts?
Get an easy calculation with the calculation feature from our website .
If you are a first-time Malaysian homeowner, it is possible to borrow up to 90% margin of financing (MOF). If you are buying your third property, then 70% is the maximum amount under current Malaysian law. However, building societies do not come under the law, which means you can have more than three properties and still get a MOF higher than 70% if you apply with a Building Society. The Malaysia Building Society Berhad is one such entity.
A foreigner can also apply for loans from Malaysian banks. The MOF will differ for foreigners residing in Malaysia (those who have a work permit, MM2H visa, spousal visa, etc.) and those living overseas. Generally, those residing in Malaysia can get MOF between 70% to 90% provided they can show they have the income to service the loan and will be staying in Malaysia for the long term.
For those living abroad, the loan tenure is usually lower ranging from 50% to a maximum of 70%.
Will banks provide loans based on the selling price?
Banks provide loans based on the actual valuation of the property. This means regardless of the MOF, the principal amount is based on the bank’s valuation of the property – the price they believe the property should be. If your price is higher than the bank’s valuation, you may need to source for alternative or additional funding to make up for the shortfall. However, if your selling price is below the bank’s valuation, you should have no problems getting the amount you seek, provided you meet all necessary requirements.


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NJHF is a not-for-profit corporation that supports biomedical research and health-related education programs through its Grants Program.
"New Jersey Health Foundation's expertise and experience lies in the areas of funding research, commercializing intellectual property and forming, funding and managing start-up companies," explained James M. Golubieski, president of NJHF.
"As a leading research institution focusing on innovation, Princeton possesses the technology and entrepreneurial spirit that will allow us to form an exciting partnership to advance our mutual goals of bringing breakthrough technology to the marketplace."
"The addition of Princeton adds strength to the whole New Jersey Health Foundation network as we plan to work with our affiliated organizations to develop unique collaborations," noted George F. Heinrich, M.D, vice chair and CEO of New Jersey Health Foundation. "We are also looking to grow our affiliate network by adding other organizations involved in developing innovative research so that we can collaborate as a larger group on exciting projects that advance science within the state."


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"The term automation totally return to the integration of a full range of advance information and engineering discoveries into operation process for strategic purpose."
"And then he watched automation, what we called automation takeover, remove the necessity of work from our well-being."
"Today "automation" is being given the same false meaning."

industry_corpus2: Computing & Telecommunications


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Our process takes you from start to finish with everything you need.
Every great project starts with a great plan. Our team will discuss your goals and objectives to establish the right foundation for your project.
Next, we work on the design and user experience for your platform. The UX is designed for your target demographic and product offering, giving you an effective vehicle for conversion and customer acquisition.
Then we get to work on back-end development, customization and 3rd party integrations. The end result is a flexible platform that you can manage and scale as your business grows.
Finally, after deep review and testing it's time to go live! We deploy your project and provide you with all the tools/training needed to manage your new platform.


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We are a well-established company with years of experience in the industry and strive to deliver excellent value at a reasonable price.
You can rest assured that we can bring your perfect bathroom to life, our teams knowledge base allows us to create and install almost any kind of bathroom, shower room or wetroom.
For your peace of mind, all our bathroom installations are completed to the highest of industry standards.
We understand that all customers have different requirements and hence we offer bespoke services to suit your needs and budget.


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If you’re offering agency services to your clients, there’s some good news coming your way. More marketers are putting out contracts for project-based work this year.
It’s easy to assume that the path to most working moms would be through digital media. After all, many of these consumers, especially those with younger children, are likely to be digitally savvy and looking for every time-saving advantage they can find. Digital media would seem to fit that need but Scarborough’s Working Moms Study data shows that traditional media holds a big place in the daily lives of working moms.
Twitter is a fabulous tool for disseminating information during an emergency. Because it’s easy to get the information out quickly, the sources sometimes get their facts wrong. These kinds of gaffs are why consumers cast a wary eye at social media with respect to trust. Edelman Trust Barometer for 2014 shows that consumers still find traditional media most trustworthy.
Small businesses might feel like their opportunities are getting squeezed by online merchants and big-box retailers. SMBs could also be feeling extra pressure this year because of the shortened holiday shopping season. As a result, they’re rolling out more promotions and earlier than usual according to the National Federation of Independent Businesses (NFIB) which has just released its Small Business Saturday Insights Survey. This year, researchers have learned that 70% of SMBs will engage in some sort of promotion to attract shoppers that day.
Marketers both big and small are rushing to get their ads online. But are consumers really noticing these ads? Probably not, according to the results of a recently published Harris Interactive poll. It’s long been known that consumers ignore ads but it turns out that people are tuning out ads at a higher rate when they encounter them online.
In yesterday’s blog, I discussed MarketingSherpa’s study on the maturation of social media. Along with social media, the entire online marketing industry continues to grow and is predicted to reach $55 billion or 21% of all ad spending by 2014. And, as I mentioned yesterday, funding the new initiatives comes at the expense of budgets previously allocated for traditional media. How bad is the damage to traditional media? Forrester Research has assembled some specific numbers in its Interactive Marketing Projections study released last year.
Traditional media influenced more than 30% of recently surveyed pizza consumers, while online media like restaurant Web sites were the most influential for restaurant-goers. The Ad-ology Research study also found 61 percent of U.S. consumers surveyed said they had visited “a restaurant they had not visited before” in the last year. Online media influenced 40% of recent restaurant visitors, with restaurant Web sites having the most influence. Traditional media proved more effective than social media for these consumers. Twenty-seven percent were influenced by newspaper, and 25.4% said the same for direct mail.


text: The QX21 from Rinker is a real eye catcher and with all the features to back it up. The performance is legendary Rinker with a 250 HP Mercruiser you've got all the power you'll need. Options include the multi level swim platform with marine mat, flip up rear facing recliner, walk thru transom, snap in sea grass flooring, Kicker stereo system, loads of storage and so much more. This is equipped with the R package including folding tower, Kicker 1,000 watt stereo, under water lights and more. You gotta check this one out! Includes Rinker's exclusive 5 Year Bow to Stern Warranty!


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A lighthearted take on the perils of forbidden love. Lots of bees. Written by Vezquex because he had a project due and he hates puppet shows.
And dissuading him is beyond me.
Scares me this course of action does.
Fresh, Tybalt's death in her memory is.
For Love doest not harmonize with sadness.
Only that rat Romeo can stop us now!
And he is off dying in the forest.
Oh, how I loath him.
For Tybalt and the good of all earth.
But now the bees hast taken a stinging vengeance!
How dare thou conceive of such a demise for young Romeo.
Aghast! Juliet ist approaching at a thundering pace.
Push it not, thine fate may differ.
Thursday art the wedding day.
Father? Say not what angers thine sword.
Hast poisoned Romeo to a shallow grave. Me, or him?
What's all this about fuzzy minidevils?
Oh! But I do love you.
Like a Blue Jay loves its song.
Like The Sky loves The Stars.
That hurts: that obvious mockery.
Even though thou art a beslubbering, beef-witted, mangy dog.
Thou hast slander'd me twice in one sitting.
If I confessed thy love.
Doest the holy father have spare time now?
Brightly overhead after evening mass?
For you, fair lady, I can make time.
God forbid I should disturb your quoth-unquoth Religion!
Juliet, Bright and early Thursday.
I bid you adieu, kiss-kiss.
Sometimes I wonder if Paris is gay.
It upsets me with a torrential force.
Thursday is Wednes-day, so to speak.
Can you not hinder it?
And I will depart this life.
Suicide is not the way to go.
This morn. It's strawberry flavored.
Ice cream sounds mighty good.
The blood flow to a glacial stop.
Living you shall cease for the moment.
And then melt, awaken, as a tree in spring.
Spirits of the family come to haunt.
If thou hold no fear, onact it.
Be surest, A smidgeon not of fear.
Then it's set. I'll send for Romeo.
It is colder than the void of space.
Ooh! That is cold. Could I get a bag or something?
Hmmm, let's see here. Bible, bible, bible.
Sorry, M'lady, there art no bags to be seen.
Could ever wish to wreak upon thou.
A yearning for some vittles.
Perhaps sweets art what I desire.
Uh oh. No one has to know about this.
Oh! For the love of God, no!
There to warm my lips.
Wherefore wast not I invited to the bachorlette party?
Cold cheeks? Some sort of reverse fever?
I should knowest this. I'm a nurse for Friar's sake.
Pneumonia? O, upwake lady! Please!
'Tis a shame. On thou's Wedding Day, too.
Well, I hast better alert your mother and father.
Where is Lady Capulet anyway?
Capulet household fell victim to the Tempo-Death spell.
They descend'd into a brief hibernation.
When they upwoke, Juliet was gone.
For she had unfrozen hours earlier and run away to forest.
Her whole family would bother her, but not it did.
Staggered over to Juliet and collapsed into her arms.
I'm too late! The bees hadst gotten you!
This hellish mutant forest preys on my frail human body.
For they are the size of coconuts.
Now, quickly, run away! Before they get you too.
No! I shall die too. With you in my arms.
With my love in my arms.
"No! I shall die too with you in my arms."
But the feud ended, at least one good change.


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Fresh off being booted from "Melrose Place," Ashlee Simpson-Wentz is heading for the Great White Way.
Ashlee Simpson-Wentz might have been axed from "Melrose Place," but the actress/singer is getting a new gig on The Great White Way. Ashlee will star as Roxie Hart in the Broadway production of "Chicago," Access Hollywood has learned.
According to a source, the 25-year-old will begin starring in the Broadway show in December for a six-week run.
Ashlee shouldn't have too much trouble stepping into the role, as she starred in the musical in 2006 on London's West End.
As previously reported on AccessHollywood.com, though Ashlee's departure from "Melrose Place" was abrupt, she was thankful for the chance to star on the CW series.
"Having the chance to play Violet on 'Melrose Place' has been a thrill," Ashlee told Access in a statement last month. "Although I always knew her story would come to a final, insanely unpredictable end, playing a creepy, unstable character was something I always wanted to do, so I jumped at the chance. Thanks to The CW and the entire cast and crew of 'Melrose Place' for allowing me this opportunity!"


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It has certainly been an intense week for the athletes on DWTS! We had to say good bye to Jennie Finch, Chris Mazdzer and Mirai Nagasu all went home. With one figure skater down, we still have two in contention with Tonya Harding continuing to impress with her awesome athleticism Josh Norman coming out of nowhere to impress and Adam Rippon. Damn, Rippon is really showing what he is made of and why he was so fierce at the Olympics. With an amazing dance routine, Adam scored just one point short of a perfect 10, solidifying his place in the lead.
So, what happens next week? We’ve got our top 3 dance pairs all set for the finale. Adam is definitely the one to beat, but Tonya and Josh will certainly not hold back either. It’s set to be quite the event to watch.
Getting to Amsterdam by Tackle, Ruck, Maul and Drag!


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Prints in 3 parts to shorten print time. Watertight, checked in Autodesk Netfaab.
A very well modeled low poly Dragon mesh that is a true torture test for your printer. If you want a real challenge and think you are a 3D printing expert this is the print for you! Comes in 3 parts so it is easier to print. Body, Tail and wings. I strongly suggest you check the size of the wings and print them as large as possible and then adjust the body and tail accordingly. This will avoid you having issues with sizing. If your printer struggles with printing tall vertical models print the dragon laying flat. It will speed up print times and you will get good results by printing with supports.

industry_corpus2: Manufacturing


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Cooker & Oven Appliance Repairs Avoch | Fixed Price Avoch Home Appliance Repairs.
NEED YOUR COOKER-&-OVEN APPLIANCE FIXED FAST IN AVOCH?
To book your Cooker & Oven appliance repair in Avoch is easy peasy. Simply click on the “Get A Quote” button on the home page and fill out your details. You have an option to choose from either a fixed price appliance repair or labour only appliance repair. You can even choose the date of your repair visit and also an AM or PM visit. The choice is yours!
Why Choose Local Appliance Repairs For Your Cooker & Oven Appliance Repair In Avoch?
Cooker & Oven repairs in Avoch from Local Appliance Repairs are easy to book, cost-effective and most importantly flexible to suite you. The most important thing to know is that all our domestic appliance engineers are locally based to you, have local knowledge and can quickly return to you if parts are needed to be ordered or another appliance fault arises even on another appliance. Most of our domestic appliance engineers are employed directly with us but in areas where we do not have this cover we use a local appliance engineer that has been carefully chosen and vetted by us before hand. This also keeps your bill down compared to national manufactures charges who can charge you up to double the cost on certain appliance repairs. Great for landlords and letting agents who have multiple addresses in Avoch. You can't beat a local yokel!


text: Eldred Gee Smith, American religious leader (born Jan. 9, 1907, Lehi, Utah—died April 4, 2013, Salt Lake City, Utah), was the seventh patriarch and longest-serving general authority (1947–79) of the Church of Jesus Christ of Latter-day Saints (LDS), the main branch of Mormonism. He was a direct descendant of Joseph Smith, the prophet and founder of Mormonism. During Edred Smith’s tenure, he traveled to LDS stakes (subdivisions of a temple district) worldwide and delivered more than 18,000 patriarchal blessings. When Smith was asked to step down in 1979, the LDS president, Spencer W. Kimball, abolished the churchwide position in favour of stake patriarchs. Smith was named patriarch emeritus.


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Fibre prices in local markets steadied on buying by state-run Cotton Corporation of India, who had already purchased more than 1.3 million bales of 170 kg each from farmers at pre-agreed rates. And traders expect the government to buy additional 7 million bales that could outweigh rising supplies in spot markets.
According to traders, cotton supplies in spot markets across the country have risen to 240,000-250,000 bales per day from 200,000 bales per day earlier this month though overall cotton supplies in spot markets in the current marketing year that begin on Oct. 1 are still 6.2 per cent lower than previous year.
Demand for Indian cotton from Bangladesh and Pakistan are likely to rise as yarn makers in these countries are ramping up production to meet higher import orders from China where textile mills are looking to blend cheaper imported yarn with cotton stocks bought at higher prices to make more competitive end-products.
However, low demand for raw cotton from China, the world’s largest textile maker and biggest buyer of the Indian fibre, could limit the uptrend in the prices.
China has cut down on the fibre’s imports as it is sitting on huge stocks.
Global cotton prices are under pressure as an ongoing economic slowdown in Europe and the United States, has reduced consumer demand for textile products, while cotton output has risen.
In New York, the key March contract on the Intercontinental Exchange was up 0.29 per cent at 76.43 cents per lb at 0930 GMT.
On Tuesday, the most-traded domestic spot Shankar-6 variety closed flat at 33,400 rupees per candy of 356 kg (around 77 cents per lb), data from the Cotton Association of India showed.
Spot market prices are available in the evening.
The January cotton futures contract on the Multi Commodity Exchange (MCX) was trading up 0.18 per cent at 16,340 rupees ($300) per bale (about 80 cents per lb) on Wednesday.


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It seems the finale of the Tonight Show with Conan O’brien was a ratings success. He almost tripled Letterman’s ratings for the night. Given the decisions the NBC executives have made the last several seasons, I wouldn’t be surprised at the above outcome.
On a similar note, the Team Conan t-shirts are way out pacing the Team Leno ones. Get yours by clicking the image below while you can.
isnt pompadour one of the elephant servants of Babar???
I’m gonna miss Conan… I’ve been watching him since I was in school. He better get a job somewhere else and not just run off with his millions!
Nice job on the hair, by the way.
Chris…thanks for visiting. I am sure he will pop up somewhere but I say, enjoy your millions for a while.
Well they had one between Leno and Letterman so I can see it too.
wasn’t he already symmetrical and angular???
You really did a great job on your Conan. You’re getting better and better with the caricatures each go ’round.
why yes he is and you depicted him perfectly.
i prefer C to L. L is so Lame and C is so Cool for a ginger..
I used to be in a relationship that was spotty like that. It was always on-again, off-again. And that was just in the bedroom.
I was going to say something about the Palm sisters but I’ll resist.
I liked Conan in the later time slot anyway.
I think he could have grown into the other slot. Jimmy Fallon is breathing a sigh of relief though.
Zucker is such a weiner, so I think the toon is right on.
He used to be a WINNER.
I agree with FJ…who, ironically enough, agrees with you.
…Within a few months everyone will have forgotten the whole mess anyway. It’s what we do.
What do you mean ironically enough FJ agrees with me. I have never seen anyone disagree with me.
Hey who asked for your opinion..haha j/k. I agree it is amazing how much press it has gotten….but I guess Haiti wasn’t a big enough news item.
A very pungent contrast bearman, or do I mean apposite?
I thought Conan was a barbarian. You guys all sit up way too late for me.
Good comic though… I recognize him because I have seen all the ruckus on the Today Show. When I was young all we had at that time of night was a test pattern.
Funny I was watching a fairly recent movie the other day and they played the old stand by trick of a guy falling asleep watching tv only to waken by snow on the TV. What channel doesnt broadcast 24 hours these days?
You wonder why I can’t get a job there…I could make just as good of decisions.
The L&L brothers, Letterman and Leno, are thinking dastardly thoughts on how to stop the Conan machine from taking over late night wasteland. I’m sure switching his Rogaine with Nair is one of them.
When I was younger I tried Nair on my back before going to the beach one year. Worst sunburn I ever got.
I did…it was snorkeling with a bare back.
I am surprised they didn’t let him run it a few more weeks until the olympics started.
Hey Bearman! Yeah, I’m glad Conan did well! He deserves it; he’s been a nice guy waiting 3 yrs!
5 but who is counting.
WOW! I’m impressed with your caricature!! Great job, Bear!
Does that mean you are usually unimpressed with my caricatures beano??
Even though Conan’s ratings topped everything, they were still below Jay Leno’s “last” tonight show’s numbers. Just goes to show that because of the majority, we can’t have nice things.
Then again there are situations where a certain small group of the public does/does not want something and we all have to follow along.
I heard that a lot of the great skits Conan had on the Late Show were cut out of the Tonight Show. I hope wherever Conan goes he gets that stuff back in. It was waaaaay better than anything Dave or Jay had/have.
Jay is still tops for the monologue. I used to watch Jay’s monologue and then switch to Letterman for everything else. Letterman is just unwatchable anymore.
It’s the second coming of Boss George and Billy!
Run! Run! Run for the hills!
George Steinbreener hired and fired Billy Martin about three or four times. They even made a Miller Lite commercial out of it.
NOW I get it!! I am thinking Boy George and Billy Dee Williams.
Oh God, that’s a frightening thought!
No late nights when getting up for work isn’t the same option as getting up for class.


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Ms. Vicky Warner is located in the RLS Columbus, Indiana Office where she is responsible for office administration and daily operations. She is an experienced transit manager and trainer, with over 24 years of transit experience. In addition to training, her primary areas of focus are FTA drug and alcohol program requirements, safety and security, and compliance. Ms. Warner is a former transit manager in rural Indiana where she operated a sixteen-route system for seven counties.
Ms. Warner’s current responsibilities include Project Manager for the Indiana and Wisconsin RTAP Programs. As Indiana RTAP Manager, she introduced and implemented a regional training concept; Indiana RTAP has been recognized as an Outstanding State RTAP Program. She was also instrumental in the creation of the Indiana RTAP drug and alcohol oversight program and the establishment of the third party administered consortium. For Wisconsin RTAP, she coordinates the state’s RTAP training program, serving as a Lead Trainer and overseeing the scholarship program. In addition, Ms. Warner is a trainer for, and provides support to, the Massachusetts, New Hampshire, and Tennessee RTAP Programs.
In addition, Ms. Warner conducts drug and alcohol program reviews for the states of California, Indiana, Massachusetts, North Carolina, Oregon, and West Virginia; conducts drug and alcohol training for the Georgia DOT; and passenger assistance techniques training for Ohio DOT subrecipients.
Ms. Warner is a CTAA Certified Community Transit Manager, Passenger Service and Safety (PASS) Master Trainer, and Safety and Security Officer. She is also a Passenger Assistance Techniques instructor. In addition, she has attended the National Transit Institute’s Advanced Mobility Securement Train-the-Trainer course. Ms. Warner has also been a volunteer firefighter with the East Columbus Independent Fire Department for seven years and acquired the State of Indiana 2nd Class Firefighter Certification from the State Board of Fire Fighting Personnel Standards and Education Office.

industry_corpus2: Transportation


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Despite the click bait headlines, the death of physical retail is greatly exaggerated. Far from it, in fact. But without a doubt boring, undifferentiated, irrelevant and unremarkable stores are most definitely dead, dying or moving perilously close to the edge of the precipice.
While retail is going through vast disruption causing many stores to close — and quite a few malls to undergo radical transformation or bulldozing — the reality is that shopping in physical stores in most markets continues to grow, albeit at a far slower pace than online. An inconvenient truth to those pushing the "retail apocalypse" narrative, physical store openings actually grew by more than 50% year over year. Much of this is driven by the hyper-growth of dollar stores and the off-price channel, but there is also significant growth on the part of decidedly more upscale specialty stores (think Lululemon, Apple and Sephora) and the move of digitally-native brands like Warby Parker, Bonobos, Untuckit and many others into brick and mortar.
Physical store openings grow by more than 50% year over year.
People also seem to forget that, according to most estimates, about 90% of all retail sales last year were still transacted in a brick-and-mortar location. And despite the anticipated continued rapid growth of online shopping, more than 80% of all retail sales will likely still be done in actual physical stores in the year 2025. Different? Absolutely. Dead? Hardly.
I have written and spoken about the bifurcation of retail and the collapse of the middle for years. While I was confident in my analysis, I had concluded much of this through intuition and connecting the dots from limited data points. Now, a brilliant new study by Deloitte entitled “The Great Retail Bifurcation” brings far greater data and rigor to help explain this growing phenomenon. Their analysis clearly shows that demographic factors — particularly the hammering that low-income people take while the rich get richer — help explain the rather divergent outcomes we see playing out in retail today.
The stores that are swimming in a sea of sameness are getting crushed.
Notably, if we isolate what’s going on with retailers focused on delivering convenience, operational efficiency and remarkably value-priced merchandise, along with those retailers who differentiate themselves on unique product and more remarkable experiential shopping (including great customer service, vibrant stores and digital channels that are well harmonized with their stores), you would conclude not only that physical retail isn’t dead, you could well argue it is quite healthy.
It’s been clear for some time that the future of retail will not be evenly distributed. Those who have looked closely know that the retail apocalypse narrative is nonsense. Yet, depending on where brands sit on the spectrum, the impact of digital disruption and the age of Amazon is affecting them quite differently. For some, at least for now, it’s much ado about nothing. For others, it should be sheer, full-on panic.
Physical retail is not dead, but it’s very different.
The future of retail will not be evenly distributed.
The market is likely to continue bifurcating and, increasingly, it’s death in the middle.
It’s a really bad time to be boring.
Struggling retailers need to decisively pick a lane.
If you think you are going to out-Amazon Amazon you are probably wrong. The problem with the race to the bottom is you might win.
Most likely you are going to have to have to choose remarkable, which means finding ways to amplify key points of differentiation, including potential entirely new sources of revenue.
You have to get started and you had better hurry.
Remember: The best time to plant a tree was 20 years ago. The second best time is now.
Steve Dennis is a strategic advisor, speaker and writer on retail innovation and the future of shopping. As President of SageBerry Consulting he works with retail, luxury and social impact brands to create compelling growth strategies. Prior to founding SageBerry, he was the chief strategy officer and head of multichannel marketing for the Neiman Marcus Group.
As a speaker, Steve has delivered keynotes on five continents, sharing his perspective on what it takes to be truly remarkable in the age of digital disruption. He is also a contributor for Forbes magazine and has been named a top global retail industry influencer by multiple groups. Steve received a BA in Economics from Tufts University and an MBA from the Harvard Business School.


text:
Do you know — Why people are shifting to Incorporating a ChatBot to their business websites or perhaps on many popular social networking platforms such as Facebook, Twitter, Telegram and Slack?
Inspection And mark down the negative and positive stats accumulated from the chatbot responses, work on these and enhance the efficacy to gain more leads and revenue.
Collect.chat pricing programs fit for any size Businesses! Small, Medium-sized or Big Small Business profiles. The service enables you to pay monthly or yearly with no credit cardnecessity and offers a 30-day money back guarantee.
Unlimited bots, 30 Amount of complete Conversations or opinions, 30 days up to that responses are on the dashboard or you can state 30 days of information storage, and Replies and Insights.
Experiment with all the areas given in the Script section. As you are able to add Personalize you chat dialog using factors, use conditional logic, request ratings, discuss your societal profiles and hyperlinks etc..
You may see all your prebuild chtbots here! You can edit them, make a backup, delete them or make a new bot using scratch or with any free Ink template.
Software experts Recently recognized and awarded our chatbot builder instrument for its capacities and performance. Collect.Chat went through an overview by reputable B2B directory FinancesOnline.com and emerged with a score of 8.0 as well as an ideal 100% consumer satisfaction rating. Reviewers discovered how Collect.Chat assists users create chatbots for sites as alternatives to sales representatives and static web forms in participating visitors.
A large thank you to FinancesOnline for your honors! Astonishingly, the recognition did not stop there. Due to the awards and positive review and evaluation, our application was pushed into the upper levels of the directory’s ranks. Collect.Chat is now among FinancesOnline’s recommendation in their what’s CRM software guide, joining the league of best products in this software category.
Indeed, from a practical point of view and based on Performance criteria, Collect.Chat is topnotch. Users save time and money since they do not have to engage coders for creating chat widgets that are easily deployable to sites since a copy-paste code snippet, as a WordPress plugin, or by simply mailing it to the programmer. Once the chatbot is set up, Collect.Chat supplies details via powerful visualizations through the user friendly dashboard.


text:
Who knew all this would teach me how to help Dad.
Let me start by apologizing for the delay in posting anything new for a while. I’ve been working a lot, reworking my business to serve additional clients and that’s taken a great deal of my time. The other thing that’s consumed my attention has been a decline in my father’s condition.
As you may recall, my dad has Parkinson’s disease and, at 84, his condition is not improving. He had lost a significant amount of weight over a few months which we’d generally attributed to a decrease in appetite related to depression. But that wasn’t all there was to it.
To make a long story short, with some careful observation and research, I discovered that his problem was more mechanical than anything. His tremors and manual dexterity have become problematic to a point where it’s hard for him to manipulate eating utensils. Add to that his strength has decreased and even his moving around has become harder.
Thanks to our doctor I managed to arrange both physical and occupational therapy which I’d directed towards the tasks of helping him more safely sit and stand and to work on his dexterity. But that wasn’t enough.
The plain truth is he’s just been sitting too much. He’s always been a very physically active person, what with running a trucking business, handling cattle and running our farm. So, sitting the last three years has not agreed with him. I needed to do something more to help.
After 10 months at my gym, I’ve often been pre-occupied by one piece of equipment there and how, at least in my head, it might help my dad feel and move better. I later learned that it’s a recumbent step machine, perfect for someone who may have balance issues but needs to do step-style leg and arm exercises.
This week, I decided to pull the trigger. I told him about the idea and he seemed genuinely interested in going to the gym with me. If that wasn’t shocking enough, several times the day before we went, he asked, “What time are we going tomorrow?” That was encouraging. It was a quiet Sunday afternoon when we went to the Antioch Wellness Center. He was remarkably interested in everything as we walked in and got him registered.
My plan was simple. I’d get him on the stepper and see how he made out. Then, if he was doing well, we’d get through some of the exercises the physical therapist had been doing with him. I’d digitized all of the instruction sheets to my Kindle and studied the moves in person at their last session. I could do at least some rudimentary work with him to keep things going.
I was elated when he sat down and got interested in the machine and its many readouts on the control panel. He was asking what this and that were and how the numbers related to what he was doing. I watched carefully and encouraged him as he went, finding just the right resistance and related the movements to driving our bulldozer or one of the big trucks.
He kept up 18 minutes on the machine, but I backed him down after that because I was worried he’d exhaust himself. But he did very well, especially considering, like me when I started, he’d never been exposed to any of this equipment before. I found myself very proud of him, but he wasn’t done yet.
Next, we moved to a platform where I could work with him on controlled sitting and standing exercises. He’s got a problem with just “dropping” into a chair instead of using his arms to lower himself in a steadier manner, and more safely. The therapists have been working with him on it so we did that for a few minutes and then took a break.
I referred to the exercise sheets on my Kindle and picked a couple more to do, including some raising and lowering of hand weights to help with his arms and shoulders. All quite successful and he actually seemed quite into it. I was still proud. But moreover, I was grateful.
I was grateful that all of the fitness training I’ve been doing the last 10 months has led to my having at least enough basic understanding to be able to apply it to helping dad to feel better. If I hadn’t started down this journey, I’d never have known I would be able to help him to get out of that house and try something he never would have 10 years ago (nor would I).
Life has a really odd way of directing you somewhere you didn’t know you wanted to go – all based on decisions you never thought you’d have to make. So here we are – me acting as sort of personal trainer to help my dad to stay healthier. Weird. And rewarding, for both of us.
Later in the day, we were eating dinner and I noticed his tremors were nearly nonexistent, at least for a while. He was steadier in his hands. I don’t know if I should be encouraged or not, but whatever we did gave him a little relief from that awful disease for a while and that’s worth everything to me.
He used to sit and watch me with mom and wonder, “What’s going to happen to him.” Well, Dad, I think I’m going to be OK. And so are you. I’ll keep you all posted.
Previous Post On the road again.

industry_corpus2: Health & Medicine


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Cantilever tubular steel chair in a good vintage condition. This frame is the same as that of the EMS, the First Automated Seating factory in Overschie Holland. This frame has been made in the 30s and the ends are sealed, a sign that this is a very old chair and made before world war II. Ergonomic seat shell and Bakelite armrests.
E.M.S. has been around since the 1930s. Famous names who designed for the firm were Bas van Pelt and Th. The White. Later, the name was changed to SA Galvanic Industry Overschie.


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jsuya updated the diff for D8709: vg_common_json: Support mask with matte case..
jsuya added inline comments to D8709: vg_common_json: Support mask with matte case..
jsuya closed D8675: Efl.Ui.Animation_View: Enhance documentation of elm_animation_view..
jsuya requested review of D8711: efl_ui_animation_view: Remove docs in set/get..
jsuya added a reviewer for D8710: README, doc : Fix typo: kimcinoo.
jsuya requested review of D8710: README, doc : Fix typo.
jsuya added a comment to D8675: Efl.Ui.Animation_View: Enhance documentation of elm_animation_view..
This patch has been merged into devs/hermet/lottie branch before updating the fix you requested.
I will update your request with new patches.
jsuya requested review of D8709: vg_common_json: Support mask with matte case..
jsuya updated the diff for D8675: Efl.Ui.Animation_View: Enhance documentation of elm_animation_view..
This patch is working on devs/hermet/lottie branch.
@Hermet is preparing features related to this patch.
jsuya requested review of D8675: Efl.Ui.Animation_View: Enhance documentation of elm_animation_view..
jsuya requested review of D8674: efl_ui_animation_view: Fix cmake build error.
jsuya updated the diff for D8507: vg_json: Set multiple mask from json.
jsuya added inline comments to D8507: vg_json: Set multiple mask from json.
jsuya added a comment to D8624: vg_load_svg : Implement gradientTransform property of linearGradient.
jsuya added parent revisions for D8624: vg_load_svg : Implement gradientTransform property of linearGradient: D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface, D8596: vg_common_svg : Using Efl.Gfx.Gradient.Units.set/get interface at svg loader.
jsuya added a child revision for D8596: vg_common_svg : Using Efl.Gfx.Gradient.Units.set/get interface at svg loader: D8624: vg_load_svg : Implement gradientTransform property of linearGradient.
jsuya added a child revision for D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface: D8624: vg_load_svg : Implement gradientTransform property of linearGradient.
jsuya requested review of D8624: vg_load_svg : Implement gradientTransform property of linearGradient.
jsuya added a comment to D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface.
jsuya requested review of D8596: vg_common_svg : Using Efl.Gfx.Gradient.Units.set/get interface at svg loader.
jsuya updated the diff for D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface.
jsuya planned changes to D8596: vg_common_svg : Using Efl.Gfx.Gradient.Units.set/get interface at svg loader.
jsuya planned changes to D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface.
jsuya requested review of D8595: efl_gfx_gradient: Add Efl.Gfx.Gradient.Units.set/get interface.
jsuya updated the diff for D8591: svg_parse: Support gradient when <defs/> is not declared..
jsuya requested review of D8594: vg_common_svg : Add missing eet data descriptor.
jsuya added a comment to D8591: svg_parse: Support gradient when <defs/> is not declared..
jsuya requested review of D8591: svg_parse: Support gradient when <defs/> is not declared..
jsuya requested review of D8590: svg_parse: The percentage gradient value divide by view's size.
jsuya updated the diff for D8589: svg_parse: Change initial value of gradientUnits of linearGradient.
jsuya requested review of D8589: svg_parse: Change initial value of gradientUnits of linearGradient.
jsuya abandoned D7493: Test unit: Add some exu unit temporary..
jsuya abandoned D7975: ector : Support multi mask layer(Add).
jsuya updated the diff for D8517: efl_canvas_vg_container : Support mask tree for multiple mask..
jsuya added inline comments to D8517: efl_canvas_vg_container : Support mask tree for multiple mask..
jsuya updated the diff for D8509: ector_software_rasterizer: Implement mask blending function..
jsuya added a reviewer for D8544: elm_entry: prevent from accessing null pointer: woohyun.
jsuya requested review of D8544: elm_entry: prevent from accessing null pointer.
jsuya abandoned D8534: jsuya : upload my info and key.
jsuya requested review of D8534: jsuya : upload my info and key.
When mask is set, _prepare_mask is only called once in the draw container(real draw object)'s render_pre.
then this container is a draw container(real draw object).
the level will always be zero unless i get the level value from render_pre.
i think, adding an argument to render_pre is not a good idea.
All functions that overload _evas_vg_render_pre must be modified.
jsuya abandoned D8508: efl_canvas_vg_container : Support mask tree for multiple mask..
I have re-upload the patch with your advice in master branch.
jsuya requested review of D8517: efl_canvas_vg_container : Support mask tree for multiple mask..
jsuya planned changes to D8509: ector_software_rasterizer: Implement mask blending function..
jsuya planned changes to D8507: vg_json: Set multiple mask from json.
jsuya added a comment to D8509: ector_software_rasterizer: Implement mask blending function..
this patch will move master branch with some modify.
jsuya requested review of D8509: ector_software_rasterizer: Implement mask blending function..
jsuya added a comment to D8508: efl_canvas_vg_container : Support mask tree for multiple mask..
jsuya requested review of D8508: efl_canvas_vg_container : Support mask tree for multiple mask..
jsuya requested review of D8507: vg_json: Set multiple mask from json.
jsuya added a comment to D8427: efl_access: add test cases for reading_info_type_set/get API.
jsuya updated the diff for D8399: Evas: Add type convert function for BIDI_Direction_Type..
jsuya requested review of D8399: Evas: Add type convert function for BIDI_Direction_Type..
jsuya planned changes to D7975: ector : Support multi mask layer(Add).
ans This patch will be split into functional units.
jsuya updated the diff for D7975: ector : Support multi mask layer(Add).
jsuya requested review of D7975: ector : Support multi mask layer(Add).
jsuya abandoned D7960: edje : Add zero character '\0' at result of memcpy.
jsuya requested review of D7960: edje : Add zero character '\0' at result of memcpy.
jsuya abandoned D7959: Remove use of sprintf by using the size..
this patch is not unnecessary.
jsuya updated the diff for D7959: Remove use of sprintf by using the size..
jsuya requested review of D7959: Remove use of sprintf by using the size..
jsuya updated the diff for D7891: evas json: Load mask property from rlottie..
jsuya requested review of D7891: evas json: Load mask property from rlottie..
jsuya requested review of D7890: Efl.Canvas.Vg.Object : Fix unnecessary resize function call..
jsuya requested review of D7820: efl_gfx_image_animation_controller: Rename '*.Image_Animation_*' to '*.Frame_*'.
jsuya requested review of D7818: Efl.Ui.Animation_View: Implement Min/Max_Progress/Frame_Set/Get.
jsuya abandoned D7813: evas_object_vg: Implement frame_rate_get function..
this function is not neccessary.
jsuya added a comment to D7769: efl_gfx_image_animation_controller: Rename '*.Image_Animation_*' to '*.Frame_*'.
I agree to change if there is a more correct name.
But I do not think Efl.Gfx.Animation_Controller is correct.


text:
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When you are a visitor to our website, our web server automatically recognizes your Internet Service Provider’s domain name and aggregates information about which pages you visited. We use this information to improve our website.
We are not responsible for the collection and use of information by companies or organizations outside of ChicagoFreedomMovement.com that may be linked to our website.


text: Do you have a questions about one of METALpro's Ironworker or Pipe and Tubing Benders? Need help finding the right accessory? Please fill out the information below and one of our staff will contact you.


text: These pro se petitioners argued that the DTP or DTaP vaccines caused their child to suffer fever, seizures, and encephalitis, thereby causing autism. Petitioners’ expert report “offer[ed] no causal theory whatsoever,” even assuming an encephalitis or encephalopathy had been proven, how that could lead to autism. Moreover, Petitioners’ expert, a hematologist and oncologist, was unpersuasive in comparison to Respondent’s expert, a pediatric neurologist with extensive experience in autism disorders. Respondent’s expert’s summary of the child’s medical history was found to be much more detailed, and his opinion that the onset of autism was unrelated to vaccinations tracked that history much more closely than Petitioners’ expert’s opinion. Finally, contemporaneous medical records showed that the child never experienced an encephalopathy or encephalitis.


text:
Executive Order D-41 Gas Mizer, Inc.
Executive order D-41 was approved by the California Air Resource Board on October 3, 1974 for emissions compliance and installation on vehicles in New York and California. This executive order approved parts marts manufactured by Gas Mizer, Inc. /.
This Executive Order approved the specified parts on on October 3, 1974.

industry_corpus2: Automobiles


text:
Working full time and keeping up with a home can leave you with little free time. That’s where Mansfield Handyman Services comes in, tackling your project list and making your time your own again. “Like most people, I was working full time, and I’d come home and realize I was behind on everything that needed to be done around the house,” Steven Kirchner, owner of Mansfield Handyman Services, said.
The experience is the foundation of Steven’s business today. “I gained all kinds of knowledge, and it built my confidence in problem solving. It left me with the ability to do good work,” Steven said.
Originally from the DFW area, Steven is pleased to serve his current hometown of Mansfield and is pleasantly surprised with the reception of his business in the community. “We’ll remain exclusive to the area, but demand is so great we may look to grow the business, adding more high-quality handymen to meet local’s needs even better in the future,” Steven projected.
With three children ranging from infant to age 5, Steven partners with his wife, Lindsey, to juggle family and home demands. “I’m a great handyman but a horrible salesman. That leaves Lindsey in charge of marketing and promotion,” Steven admitted.
It’s exactly this awareness of balance between work and home that led to the Kirchners’ business motto: The professional alternative to doing it yourself. “When there are just not enough hours in the day to maintain your home, we can help,” Steven said. Call Mansfield Handyman Services, and accept their offer of saving you time.


text: All information and specifications shown on this website are based upon the latest available information provided by race organizations, teams and riders. No rights can be withdrawn from rankings, results or statistics as presented on this website. 0.72093 sec.


text:
"Bernadette Parnell is an extremely professional and hard working realtor. She helped my husband and I purchase our first home recently. She was informative and patient and never made us feel unintelligent. It took us a while to complete our purchase, as we were in a difficult (for us) sellers market, but she never gave up on us. She stayed positive and inspired us to keep going. We highly recommend Bernadette to anyone purchasing or selling a house in the areas she serves. She has a wealth of knowledge and will go out of her way to help you succeed in your home purchase or sale."
"What a pleasure to find someone who idfneities the issues so clearly"


text:
Enjoy and download video The great adventure Internet Streaming in HD format. We have been usually up-date using the new great motion pictures that a whole family will delight in. The great adventure is () category release on: 1974-05-23 from .
The great adventure is billed as the very best stars and actris stars at any time assembled a single motion picture, the director takes care of the feelings of those associated with thorough quality and sensitivity. The focus is powerful, without distracting sub plots as being the characters lives unfold.
By using a first-class director, great creating, together with an all-star cast, The great adventure is actually a motion picture that lifestyles up to its thrill.


text:
Una is an artist and model bursting with talent and originality. She started out in fashion retail in Harajuku, and her career quickly took off after 2010 when she was featured in a street snap piece in a fashion magazine. With her cool and edgy looks, it didn’t take long for her to become a regular face in fashion magazines and in no time she was the “it” girl of Harajuku. Always expressing herself with a truly unique sense of style, her popularity has soared and she has attracted a great number of fans.
Una landed her major artist debut with the single “JUICY JUICY,” which garnered a lot of attention when Una herself was casted in a TV commercial that featured the release. She also put out a digital mini album, “True of Lights / Danse Danse,” which quickly rose to #2 on the electronic album charts. In 2014, she released her second single, “BOOM BOOM BOOM.” Even before she released her debut single, she performed at Japan Expo Paris in 2013 and also took part in the Anamanaguchi tour held in L.A. and San Francisco in Jun. 2014, making her name known not only in Japan but worldwide.


text:
"It must have been nice for the Anderlecht supporters"
INTERVIEWS The Red Devils have started their qualification campaign for the European Championship well with 6 points out of 6. Roberto Martinez had to do without some fixed values. For the midfield, he counted on Youri Tielemans and Leander Dendoncker this time.
At the end of the match against Cyprus, Dennis Praet was also allowed to come in. The Anderlecht supporters were happy to see it happen.
"We mainly represent Belgium," said Tielemans afterwards, "But it must have been nice for the Anderlecht supporters that they saw me and Dendoncker playing together with the Red Devils. And also a few minutes of Dennis Praet."


text:
I saw this recipe on a great instagram I follow, who’d seen it on another clean eating page they rather like. I’ve made a few tweaks to cater to my own tastes, but however you make them, these balls will make guests go: “huh?” (When you tell them what you’re making) Then “hmm…” (when you give it to them). Then “oh wow” (when they eat them).
In a bowl mix the meat and seasoning together.
Add the egg and im using your hands knead everything together.
Make a thin patty of meat mix and place a piece of avocado in the middle.
Wrap the meat around the avocado and roll into a ball.
Place on foil lined tray and bake for 30 minutes, turning half way until golden brown all over.
Serve with a salad and grate a bit of hard Parmesan over it. Bask in the glory of making healthy meatballs.

industry_corpus2: Hospitality & Catering