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I am a solid Bisaya and I have lived in Mindanao for the majority of my years. I was born in Malaysia, the place where my mom and dad met and wed. I was there for four years until my parents decided to come back to the Philippines for good. My dad is from Lanao del Norte while my mom is from Zamboanga City, they met halfway and decided to have us raised in Davao City. I've finished my elementary and high school education in Davao, then when I went to college, my family moved back to my father's hometown. Presently, my work is based in South Cotabato and I have been living here for the last six months. I practically have been all over Mindanao, so to speak, and I think this gives me the right to voice out my opinion on this controversial matter.
People that haven't yet come to Mindanao generalizes the place and its people as unsafe and uncivilized. This idea came from the belief that us Mindanaoans are living in mountains and rural places even though we have several industrialized cities in the island. People seriously need to be educated more, even teachers should check facts first before teaching what they know to children.
I have come across and heard of people who discriminates Mindanaoans as well as the Bisaya's altogether. They are rather rampant especially on social medias where anyone can say anything thanks to the gift of anonymity. I don't intend to generalize this but some people from the north tend to look down and discriminate us. It may seem as a joke and harmless to them but when addressed to us, it would come off as insulting and sometimes just downright disrespectful and rude. Some are just curious on what it is really like here in the south, though, so here's a post to quench your need for information, once and for all.
Mindanao is the second largest and one of the three island groups that comprise the Philippines. It's the southernmost part of the country and home to several tribes, as well as the Muslims and Christians. Major cities in the island are Davao City, Zamboanga City, Cagayan de Oro City and General Santos City (I have based this on the number of population per city).
In the past few years, Mindanao has been known to be a "dangerous place" (again with the generalization). In the past, news reports contain terrorist attacks, shoot-outs, bombings, and kidnappings so most people cringe when they hear the mere mention of the island. While these reports are true, not all of Mindanao has experienced these kinds of criminalities. There are only some parts that are affected by these. Mindanao, today, is at its safest. The people here are slowly embracing change and are leaning towards peace for the greater good of the country. The ugly images painted by the media have kept Mindanao behind a curtain of doubt and I am here to tear that curtain down and tell everybody to stop believing what you have all been lead to believe.
I have been living here almost all my life, I haven't been shot, or kidnapped, or raped, or held upped, or any of those things us girls are afraid of experiencing. Maybe I just got lucky, or maybe I was conscious and aware. A place does not necessarily grant you safety, it's your actions that does. Now, don't hate me for what I've said, of course, victims of the said criminalities didn't want that to happen to them and maybe it was because of wrong timing or lack of awareness or was just plain bad luck. But hear me out when I say that generalizing that a place is dangerous is a huge no-no because any of these can happen to anyone, anywhere.
Another opinion that disturbed me was that some people from the north visualized us Mindanaons as uncivilized tribal people (picture your ancestors who have just discovered fire, yep, that's it). They imagined us wearing "bahags" and not knowing how to socialize, they think we're different and weird. I even heard that we were savages and that we possess guns and know how to use them. People's imaginations are INSANE! News flash Kuya, we are as much as civilized as you are. This idea is not only limited to the people here in the south but also to all people coming from the province. The media portray them to be naive and gullible, and so everyone sees us as such. Pity.
So what I am saying here (to make the LONG story short) is that these assumptions about Mindanao is pure propaganda. Yes, there are certain places here, especially remote areas, that I am doubtful if safe and there are still people in tribes living among mountains that chooses to continue the ways of their ancestors and that's them! Not all of Mindanao is living in the past, we are progressing, too, along with the country, no matter how slow that is, but we also protect and preserve the rich history we have.
Mindanao is not a dangerous place, saying that it is is like saying Divisoria is the safest place on earth. It's not (but you still go there), so just stop and look for the facts.
Yes, that is exactly my point that's why I don't really get some people why they fear Mindanao. You should visit sometime, we have great beaches here!
I'm from GenSan, went to college in Davao, and now live in Cebu. I still go home to GenSan from time to time. I think that the people who think Mindanaons are barbaric or uncivilized need to have proper education in that department. One can never truly say who we are until they experience our culture. Ayt!
It's nice to hear you say that, Hazel. :) Truly, we are very different and have diverse cultures abut we are all still Filipinos and we come from the same nation.
Love the insight.Now I want to go I hate when people are closed minded.
I don't know about safe or not but Mindanao looks beautiful! I live in Washington, D.C. which people think is unsafe but if you're aware of your surroundings and careful about where you go when, it is perfectly safe.
I agree with you about people generalize too much. There are crimes ALL OVER the world, maybe a bit more in some and less in another. I had to Google Mindanao, because I've never heard of it. OMG, gorgeous!
Right? People should learn how to minimize generalization. Have you seen our tourist spots? I tell yo, Mindanao is rich with natural resources and stunning beaches!


text:
It's a new day at True Religion and the California based brand is ushering it with a new campaign entitled THIS IS TRUE, an outdoor and digital campaign that will launch October 3 with new ambassadors' Empire's Bryshere (Yazz The Greatest) Grey and Ireland Baldwin who will be joining current ambassador Russell Westbrook.
The campaign is meant to ignite the individuality of the True Religion consumer. As their 15-year anniversary approaches, the brand has gained a true understanding of who their consumer is and has created a campaign that embodies their confidence and non-conformist values.
Each ambassador is a reflection of the True Religion consumer: diverse, unique and driven with a passion to remain true to themselves.
Mike Rosenthal shot Russell Westbrook; Ireland Baldwin was shot by Matthew Sprout and Bryshere (Yazz The Greatest) Grey by Jai Odell. All three were styled by Wyman Chang.
The campaign breaks in select digital outlets and outdoor on October 3rd.

industry_corpus2: Film & Entertainment


text: At Kia of Timmins we sell winter tires packages starting as low as $999 (includes rims, balancing and installation). All winters tires & rims are designed and customized to fit your vehicle to ensure maximum performance. When installing winter tires, nitrogen is filled at no cost to ensure better gas millage & to prevent premature tire wear.

industry_corpus2: Automobiles


text:
Innovation & Research Focus (IRF) is the quarterly newsletter on ‘practical applications of innovation & research in construction and the built environment’.
The IRF Newsletter features articles from our Sponsors. Their aim in supporting and publishing material in Innovation & Research Focus (IRF) is to promote the application of innovation and research in building, civil engineering and the built environment by disseminating new information as widely as possible.
The content of IRF can be articles on research or innovation undertaken or funded by the Sponsor, or articles on projects in which the Sponsor is involved, irrespective of who is doing the actual project work. In addition, the articles can be about policy issues related to innovation and research, not just projects or their results.
IRF and this website are run on behalf of the ICE and other sponsors by an Editorial Team led by IRF’s Editor, Roger Venables, at Crane Environmental.

industry_corpus2: Real Estate & Construction


text:
Here you have, Jonathan Scales: a classically trained composer turned steel pan maestro who takes in influences from Igor Stravinsky to Kanye West and uses every element in between as a basis for his mind-bending compositions. Cody Wright’s technical yet melodic style on the bass pulls from masters Bobby Vega & Jaco Pastorius. His pick-style provides the harmonic foundation for Scales’ sound, while his solos leave audiences awestruck. Drummer Phill Bronson drives the Fourchestra’s time-shifting, modern grooves with a style stemming from his extensive background as a percussionist. He fuses his upbringing with his training, gracefully maneuvering through Jonathan’s complex rhythmic structures. The Fourchestra is a true mix of jazz edge and classical sensibility.
Steel pannist and virtuoso composer, Jonathan Scales, formed his 'Fourchestra' in 2007 as a means to deliver his musically complex, but somehow accessible ideas to anyone willing to listen. The latest installment in his musical saga, Character Farm & Other Short Stories, is a 45-minute dive deeper into the compositionally-twisted work of steel pannist . The nine original instrumental "stories" on the album take listeners from the primal Jam We Did to the lush Hallucinations of the Dream Chasers. The title track Character Farm takes the audience into an instrumental-fairy-tale of sorts, after the frantically emotional The Longest December. Guest appearances on the record include Jeff Coffin (of Dave Matthews Band), Yonrico Scott and Kofi Burbridge (of Derek Trucks Band fame) and the dazzling work of fiddle virtuoso Casey Driessen.


text:
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industry_corpus2: Health & Medicine


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Exploration Commences on Newly Acquired Land in the Mara Rosa Area, Goias State Brazil - Amarillo Gold Corp.
Amarillo Gold Corporation’s (TSX VENTURE:AGC) (“Amarillo” or the “Company”) wishes to advise that it has been granted priority rights over 16,000 hectares of exploration tenements which will augment the Company’s existing landholdings in the area surrounding its key Mara Rosa Project. The Company’s land holding in this area now totals more than 60,000 hectares.
The new land consists of two areas named, Rio do Ouro and West Amaralina respectively.
The Rio do Ouro area is located 20 km north of the Mara Rosa Project mining concessions and is centered on an abandoned underground garimpo. Our records show that Metallica Resources, (the previous owner of the Mara Rosa Project), took 6 grab samples during a visit to the area in 2003. Metallica’s assays returned positive gold values of 2.5g/t, 0.05g/t, 5.7g/t, 94g/t, 0.25g/t and 8.1g/t. At this time mining at the site was still active, and this prevented Metallica from further work. Reportedly the gold is closely associated quartz/sericite alteration with pyrite plus abundant chalcopyrite and minor bornite mineralization, hosted in structurally controlled veins, within foliated amphibolite of mafic to intermediate composition. Amarillo has mobilized a back hoe to the area to begin trenching and sampling. The initial exploration program will also consist, mapping and stream sediment sampling.
The West Amaralina area is 15 km west of the Mara Rosa mining concessions. The Company was attracted to this area due to a pronounced N-S structure visible in both the aeromagnetic and radiometric potassium anomaly maps that is reminiscent of the structure that controls the Mara Rosa (a.k.a. Posse) deposits. In addition the area is highlighted as a zone of anomalous gold in stream samples as defined by work by BHPB in the late 1980’s. There are a number of abandoned garimpo workings in the area. Amarillo plans to take stream sediment samples, and prospect and sample around the workings and along the geophysical trends.
These land acquisitions and exploration proposals are part of Amarillo’s efforts to create nearby additions to the historic resource at Mara Rosa that might be fed, should they prove economic, to a centralized plant. Both areas occur in the NE regional trending Mara Rosa volcano-sedimentary belt that contains the Posse gold deposit and also, significantly, Yamana’s Chapada Cu-Au project which, has just been commissioned, occurs 32 kilometres to the south of Mara Rosa. The Company has been successful in acquiring this land despite the intense competition for title in the area with, CVRD, Anglo American, Yamana and several other groups holding ground adjacent to Amarillo’s mineral concessions.
The qualified person for this news release is Buddy Doyle as defined by the NI 43-101.
The Company seeks Safe Harbor, regarding forward looking statements contained within this news release.
Statements in this news release that are not historical are forward looking statements. Forward looking statements in this news release include that we plan to create nearby additions to the historic resource at Mara Rosa that might be fed, should they prove economic, to a centralized plant. It is important to note that the Company’s actual outcomes may differ materially from those statements contained in this press release. Factors which may delay or prevent these forward looking statements from being realized include misinterpretation of data; that we may not be able to get equipment or labor as we need it; that we may not be able to raise sufficient funds to complete our intended exploration; that we may not obtain permits to drill or environmental requirements are too onerous; that weather, logistical problems or hazards may prevent us from exploration; that analysis of data cannot be done accurately and at depth; that results which we have found in any particular location are not necessarily indicative of larger areas of our property; and that despite encouraging data there may be no commercially exploitable mineralization on our properties.

industry_corpus2: Mining


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My own family and friends are against me and I really dont know what to do anymore...Im thinking of so many things. The family member I trusted the most, my Sister, decided to choose her "friend" over me. She promised she chose and believes in family first and yet ends up choosing her stupid friend who did nothing but steal everyone including my sis from me. My sis and I were really close since we were kids..we even hanged out together at school with a group of people who I believed were my friends. But they ultimately turned out to be fakers who didn't care if I'm with them or if something happens to me. The other day for example, we decided to ditch to this place together but they ended up leaving me and I almost got in severe trouble because I was caught. Once I got on Facebook I saw that they were all messaging as if nothing happened and I ultimately decided to keep my distance and I left it. Now heres the part that really hurt me...My sister I guess pretended to help me talk to them again and ended up showing me some messages from that "friend" of hers where she stated that she was once jealous of me because I was social and had some friends while she did not. I expected her to defend me but all she could message was that I had problems and that I was just like that. The others in the chat agreed that I was the "jealous" type and they dismissed the topic easily. She also told me all these things about how they were looking for me the day we ditched and about how they really were "worried" at the time. I kinda believed in her, and I was kinda happy again to be honest. Then all of that went down after. She re added me in the chat and no one seemed to notice that I was back and so out of frustration I left. Before leaving I sent a message about why I left the chat (the incident with the ditching) in the first place and all that happened was my sister's friend leaving the chat too. I know I shouldn't of done this and I truly regret it but I checked her messages and to my surprise my sis had quickly rushed to cheer her up despite her tellling me that she hadn't messaged her at all. I even found out that rather than protect me she agreed with her "friend" that I was a nuisance. This really hurt me and upon finding out I rushed up to my sis and told her everything. I called her a liar and a traitor and she wouldn't say anything. I know Im wrong for checking her messages but apparently that was all she cared about. I told my mom about this and all she did was tell me to solve my own problems and do whatever I wanted and she ended up taking my Sister's side again. I told her I was probably going to switch schools because I really cannnot bear feeling like this anymore and she said she didn't care how I felt and that no matter what I had to protect my sis. My dad then got up and looked as if he was about to beat me and asked me what was going on. My mom intervened and thankfully nothing happened...However she told me that from now on my sis and I are split from hanging out ever again at school. My sister agreed with her right away and I was devastated...My mom and dad always believe her...and I trusted my sis and she ended up betraying me. My "friends" did too. And im pondering whether or notto run away from home. It hurts because I feel alone and the only person I trusted betrayed me and I feel that right now she along with my "friends" are in that chat acting as if nothing has happened.. Im really about to explode out of anger and sadness and I feel like I can do anything to stop this pain I just dont know how to deal with any of this anymore. Multiple responses would be appreciated. What should I do?
a) Don't run away from home.
b) Find other friends. Not this current group, or anyone who is connected to your sister, but rather people who will be your actual friends.
c) Since your sister is treating you this way, that thing about "you guys not hanging out with each other at school" will be to your benefit. It's not like you'll never see her again. She will still be part of your family.
Puberty can be a difficult time for children. But don't worry, time wounds all heels.

industry_corpus2: Others


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What is wrong with the following proof. You must explain your answer in words.
the problem with the proof is that the fourth step needs the sign to be reverse...but why?
From the first statement, a must be a positive number. In fact, it must exceed 3. (This is very important later). The second and third statements are correct, since you are either multiplying by positive numbers or just factoring. The fourth statement is incorrect because 3-a is a negative number.The directon of the > sign must change.
can someone tell me what the title of this proof is? a^2+b^2=c^2 im writing a paper on the Pythagorean theorem and this is the proof I would use to explain it to someone but idk the name of it. PLEASE help me out here.

industry_corpus2: Math & Statistics


text:
Who Is Your New Marketing Target? Machines!
The Internet of Things together with changes in consumer-buying habits are set to have profound consequences for marketers.
Connected devices are growing at an astonishing rate. Cisco’s latest Visual Networking Index has predicted that, by 2020, there will be 26 billion connected devices across the globe, up from 16 billion connections in 2015.
This is a trend that will revolutionise many aspects of life—not least, commerce. At Salmon we’ve termed this new era of retail “Programmatic Commerce” and believe it to be one of the most significant trends on the horizon for marketers in the digital age.
Programmatic Commerce encapsulates a shift in buying patterns, with consumers allowing purchase decisions to be delegated to connected machines. Imagine the coffee machine in your kitchen not only detecting when the coffee is running low, but automatically reordering supplies according to your pre-set preferences. Or picture the tyres on your car detecting when the tread is close to the legal limit, then sending a message to the car’s manufacturer, enabling them to order replacements in advance. Buying and selling, particularly of routine purchases, will be transformed into an automated process, guided by artificial intelligence and pre-set consumer parameters.
The origins of this shift may be seen already today, particularly in grocery ecommerce. Online grocery retailers are already collecting data on consumer purchases and are able to predict repeat grocery purchases and present these items to consumers in a list when they visit the site. Consumers can then accept these suggestions, partly automating the process. Consumers are already prepared to delegate these less exciting, “replenishment” purchase choices, while in the process realising the benefit of the retailer collecting data on them. Programmatic Commerce represents the next step in this process.
Programmatic Commerce will give consumers the opportunity to partly or fully automate their repeat purchases by inputting their preferences in advance. The way that this will work is likely to vary—consumers might select a brand in advance or instruct the device based on the product that will be the cheapest or will arrive most quickly. Devices might even come with default brands in place, which the consumer would then need to change manually. All of these developments would fundamentally shift products’ route to market and the role of marketing therein.
We predict a scenario of lock in/lock out, where consumers would tend to remain with one product once they have selected it without changing their choice. This would, of course, offer great benefits for the brand locked in, but mean that it would be more difficult for marketers to alter choices once they have been made.
Marketing teams would need to respond to this shift in two ways. First, brands would need to engage with consumers at a much earlier stage in the buying process, in order to be front of mind when a consumer makes the initial product selection. Second, brands would need to fundamentally rethink their partnerships. Depending on how the device makes the purchase, in order to influence the consumer the brand might need to have a partnership with a grocer such as Tesco, a marketplace such as Amazon, or even the device manufacturer. This new route to market would fundamentally shift the marketing landscape.
Programmatic Commerce would create a situation where retailers can shift from demand creation to anticipation. This is because of the increase in availability of data from device sensors, as well as accessible consumer data. As in the example of the connected car above, car tyres could alert manufacturers as tread wears down, giving manufacturers unprecedented insight into likely demand. This will enable improvements in supply chain efficiency and cash flow. Manufacturers can ensure that replacements are available for consumers, and consumers can benefit from improved convenience. As a result, the sales and marketing department will play less of a role in creating demand for a product in the market.
An accompanying development in Programmatic Commerce will be that digital assistants come of age. Consumers are becoming much more comfortable with digital assistant such as Apple’s Siri and Amazon’s Alexa—and, crucially, are comfortable with allowing them to access personal data. Currently, smartphone personal assistants can alert you to an upcoming anniversary, using personal data to provide convenience. Programmatic Commerce will take this one step further, as your assistant could recommend a gift based on its information about the recipient’s age, gender, and wish-lists. Again, this will impact marketers’ approach. SEO will become far less dominant in product searches, and marketers will need to ensure that products and content are clearly targeted to meet assistants’ search criteria.
Programmatic Commerce depends on one key facilitator: the willingness of the user to allow decision-making to be delegated. This change in consumer behaviour, tied with the advance in connected technology, will transform commerce, and marketers must be prepared to respond. The marketing teams that react most quickly to the changing landscape and take advantage of the Internet of Things will be the ones to benefit in the long run, particularly as brands face the risk of being “locked out.” Brands need to build a level of trust so that the “lock-in” is long term—trust both in terms of what personal data is used but also how it is used will be paramount.
Programmatic Commerce and the Internet of Things can offer new levels of convenience to us all— it’s up to brands to make sure they aren’t left behind.
标题：Who Is Your New Marketing Target? Machines!

industry_corpus2: Computing & Telecommunications


text:
We take a progressive approach to market change by maintaining a strategic buying policy to manage the impact from inflation. Combined with our ability to command best pricing due to our large turnover, puts us in a unique position to offer our customers prices that other wholesalers are unable to.
We maintain huge inventories in our depots to ensure bulk export orders can be shipped without delay. It also allows us to offer our export customers a diverse selection for their consolidated containers.
We have in house translation, which allows fast, accurate and flexible Arabic label production.
We constantly seek to keep our prices competitive and have built strong relationships with a wide range of manufacturers and shipping lines so that our customers always pay the best price.
We keep you constantly informed about daily and weekly promotions.
We make sure that goods are palletised carefully to maximize the space efficiency of the shipment and ensure all shipments arrive in a good condition.
Our expertise knowledge and experience of the Middle East market means we are in a prime position to help you identify the right products for your customers.
We have Date Coding facilities which allow us to fully meet local regulations and ship goods to your market ASAP.
We can source and supply a wide range of products in large and/or small quantities from all major UK manufacturers.
Our offering ties in with our mission statement of Growth. We believe our flexible and diverse offering can help importers build a strong and dynamic business, which allows them to focus on their strength, while we focus on ours.

industry_corpus2: Manufacturing


text:
The 2018 regular Florida Legislative Session adjourned at 10:45 p.m. on March 9. Approximately 200 bills were passed this session of the 3,250 filed– significantly lower in comparison to other years where about 300 bills pass. Much of the last four weeks of session was spent focusing on school safety bills in reaction to the shooting at Marjorie Stoneman Douglas High School in Broward County.
The legislature was unable to adjourn on time on March 9th (day 60), as budget negotiations between the House and Senate required a two-day extension, but they ultimately cobbled together a budget and tax deal that must be ratified on March 11 before the legislature can officially Sine Die. However, action on all other bills, aside from the budget and tax packages, was final on March 9.
Below is a summary of the most relevant bills for these lines of insurance.
HB855 by Representative Brodeur was unanimously passed off the House floor in February, but ultimately never made it through its final committee stop in the Senate. The House made an unsuccessful late in session play to amend this bill onto other bills in an effort to keep it alive. Current Florida law prohibits insurers from considering genetic information when issuing health insurance policies and when setting applicable premium rates. The bill would have expanded these existing prohibitions to include life insurance policies, long-term care insurance, and disability income insurance and would prevent these policy types from canceling, limiting, or denying coverage or setting differential premium rates based on personal genetic information that is derived from genetic testing. The definition of genetic testing in current law excludes routine physical examinations or chemical, blood, or urine analysis, unless conducted purposefully to obtain genetic information, and also excludes questions regarding family history. The bill does not modify this definition.
This bill had the support of key leadership in the House and will likely be back in play next session.
HB681 by Representative Donalds passed the full House of Representatives on March 1st but ultimately died on the Senate floor. The Senate sponsor decided not to move forward after receiving communication that the Governor’s office had some concerns with the bill. The bill would have allowed a securities dealer to place a 15-day delay on suspicious transactions, clarifies that nothing in the subsection (starts on line 89) prevents the dealer from terminating a hold after contact with the specified adult and requires a dealer to notify the Office, on a quarterly basis, of every delay and related outcome. In addition, the bill would have allowed a dealer, investment adviser, or an associated person to place a temporary hold on a transaction regarding the account of a specified adult (65 or older, or meets requirements) or an account for which a specified adult is a beneficiary, or beneficial owner if the dealer, investment adviser, or associated person believes in good faith that exploitation of the specified adult has occurred. Annuity sales were also encompassed within the scope of this bill.
This bill had a lot of momentum this session so we expect to see it again in the 2019 session.
HB 351 by Representative Santiago and SB1494 by Senator Montford requires that a contract between a PBM and a health plan include prohibitions on certain practices that limit patient access to pricing information. The bill also requires a contract to limit patient cost sharing for a drug to the lesser of the applicable cost sharing amount, the total submitted charges, or the retail price. The bill creates an affirmative duty for a pharmacist to communicate to a patient the availability of a lower cost alternative drug if one exists and whether the patient’s cost sharing obligation exceeds the retail price of a drug in the absence of prescription drug coverage.
HB351 passed all of its committees of reference and unanimously passed off the House floor on March 1st. The Senate took up the House bill on March 8th and unanimously approved it; the bill now heads to the governor for approval.
HB217 by Representative Hager passed two of its three committees. Ultimately our industry messaging as to how this bill would increase rates likely killed it. The bill would have prohibited a health insurer or HMO from retroactively denying a claim at any time because of insured ineligibility, if the insurer or HMO verified the insured’s eligibility at the time of treatment and provided an authorization number. An amendment was adopted in a House committee that would exclude the State’s Medicaid Managed Care plan, which could be viewed as a recognition by the legislature how the potential law change will result in increased costs to providers.
Currently, a health insurer or HMO may retroactively deny a claim because of an insured’s ineligibility up to 1 year after the payment of the claim. Under existing law, the patient is responsible for those claims, which potentially exposes the physician to financial risk if the patient does not pay the claims.
The Senate version, SB162, by Steube, was unanimously approved by the Senate on March 3rd but the House was never considered on the floor as it was stuck in the HHS Committee.
SB 492 by Garcia, passed two of its three committees back in week four but ultimately was never heard in Senate appropriations. The bill prohibited an HMO or group health policy from requiring an insured to obtain a prescription drug for a chronic illness exclusively through mail, unless the drug is considered an “excluded” drug, a drug that the FDA decided cannot be provided by a retail pharmacy. The bill also allowed the insured to obtain prescription drugs for the treatment of a “chronic illness” (a broad list of conditions) through a retail pharmacy that agrees to the same terms and conditions applicable to a mail order pharmacy and accepts payment or reimbursement from the insurer.
The House companion, HB 289 by Raschein, passed its first subcommittee in week one but was never placed on the agenda in its second stop, the Insurance and Banking Subcommittee.
HB199 by Harrison unanimously passed its second of three committees in week four but was never set on the agenda in the House HHS Committee. The House bill had been narrowed down to eliminate the Prior Authorization section of the bill, focusing on a Step Therapy process that permits an insured to demonstrate that they had tried and failed a drug previously, promoting continuity of care. However, HB199 bogged down when PhRMA Companies attempted to reinsert Medicaid into the scope of the bill.
SB924 by Senator Baxley required that individual and group health insurance policies and HMO contracts which provide coverage for prescription eye drops to treat a chronic eye disease or condition, must provide coverage for prescription eye drop refills if certain criteria is met. However, the bill sponsor voluntarily postponed the bill, stating that it had come to his attention that health insurers are already voluntarily adhering to standards more generous than the bill would have required.
HB537, the House companion was never scheduled for a committee hearing.
SB660 by Senator Brandes and HB 1021 by Representative Altman, conforms the statute that governs health care sharing ministries to model legislation of the American Legislative Exchange Council, federal law, and the common practices of these ministries. A health care sharing ministry is an alternative to health insurance through which people of similar beliefs assist each other in paying for health care. The bill also requires a ministry to have an annual independent audit conducted according to generally accepted accounting principles and to provide monthly statements to participants of the total dollar amount of qualified needs shared in the previous month. SB660 passed all of its committees of reference and passed off the Senate floor on February 21st. The House took up the Senate bill and approved it March 7th; the bill now heads to the governor for approval.
HB21 by Representative Boyd and SB8 by Senator Benaquisto is intended to address the growing opioid issue by limiting the prescription for a Schedule II opioid to a three-day supply, or a seven-day supply if deemed medically necessary. The bill also requires Department of Health (DOH) to adopt rules establishing guidelines for prescribing controlled substances. Additionally, the bill requires a health care practitioner to complete a board-approved 2-hour continuing education course regarding safely and effectively prescribing controlled substances and to review a patient’s PDMP history prior to prescribing a controlled substance. The bill also requires all pain management clinics to register with the DOH or claim an exemption from registration to obtain a certificate of exemption by January 1, 2019.
This bill was a priority for the House, Senate and the Governor and there was a lot of work done late in session to ensure the bill passed. HB21 passed all of its committees of reference and unanimously passed off the House floor on March 1st. The Senate took up the House bill on March 8th and approved it after adding an amendment, sending it back to the House which amended the bill again before sending it back to the Senate. In the end, the final bill resolved treatment funding differences, omitted the bans on prior authorization/step therapy for MAT and also removed the reference to a brand-name MAT drug, Vivitrol. The Senate unanimously approved the bill now which now heads to the governor for approval.
HB37 passed all of its committees of reference and passed off the House floor on January 25th. The Senate took up the House bill on March 8th and unanimously approved it, the bill now heads to the governor for approval.
SB280 by Bean unanimously passed the Senate on March 2nd and ultimately died after its House companion, HB793 by Representative Massullo, was never heard in its first committee stop in the House. The bill defined the term, “telehealth,” as the mode of providing health care services and public health care services by a Florida licensed practitioner, within the scope of his or her practice, through synchronous and asynchronous information and telecommunication technologies where the practitioner is located at a site other than the site where the recipient, whether a patient or another licensed practitioner, is located. It established practice standards for telehealth services and addresses the prescribing of controlled substances, and the issuance of a physician’s certification for prescribing medical marijuana. The bill would have cleared up the regulatory uncertainty of using telehealth technology.
HB675 by Representative Brodeur and SB1128 by Senator Stargel create a new type of institutional pharmacy, the Class III institutional pharmacy.
HB675 passed all of its committees of reference and unanimously passed off the House floor on March 1st. The Senate took up the House bill on March 9th and unanimously approved it, the bill now heads to the governor for approval.
HB425 by Representative Plascencia passed its third and final committee, but was never heard on the floor. The bill was amended in its first committee and is now a Task Force, whose composition would include the Attorney General, Surgeon General and members appointed by the Department of Health, Legislature, hospitals, health insurers, practitioners, the Florida Bar, investors, medical device manufacturers, and IT specialists, among others.
HB 1045 by Pigman passed all of its committees but was never heard on the floor. The bill required physicians, physician assistants, and nurses who administer vaccines to children aged 18 or younger, or to students aged 19 to 23 at a Florida College or university health care facility, to report the vaccination to the immunization registry. The bill also repealed the ability of a parent or guardian of a child to opt to exclude his or her child from participating in the SHOTS immunization registry.
SB1680 by Montford passed its first committee and was never scheduled for its second of three committees, Senate Education.
HB 431 by Representative Placenscia only passed one of its two committees and would have permitted pharmacists to test and treat the flu and strep under certain conditions. To be eligible to provide this service a pharmacist must meet certain insurance and certification requirements.
The Senate companion, SB524 by Senator Brandes, was temporarily postponed by the Health Policy Committee in its first committee stops and never heard again. The FMA testified against the bills, claiming that swabs are too imprecise when compared to a doctor’s diagnosis.
HB1337 by Representative Pigman and SB 1594 by Brandes changes the title of “advanced registered nurse practitioner” (ARNP) to “advanced practice registered nurse” (APRN) throughout the Florida Statutes. Instead of being certified to practice in this state as currently required for ARNPs, the bill requires APRNs to be licensed. Also, the bill repeals the clinical nurse specialist (CNS) license and adds the CNS specialty certification into APRN licensure. All authorizations granted to APRNs will be applicable to a CNS.
This is a win for the House, which passed similar bills in prior sessions but the Florida Medical Association has always managed to block the expansion of nursing practices in the Senate.
HB1337 passed all of its committees of reference and unanimously passed off the House floor on March 1st. The Senate took up the House bill on March 9th and unanimously approved it; the bill now heads to the governor for approval.
Ownership and video surveillance by a Florida licensed pharmacist.
The bill restricts an RDSP from performing centralized prescription filling and a registered pharmacy technician working in an RDSP from performing sterile or complex nonsterile compounding; and from storing, holding, and dispensing schedule II narcotic controlled substances. The bill was amended to allow HMOs to include remote sites in their networks while counting toward adequacy requirements.
HB679 by Ponder all of its committees of reference which included a stop that added an amendment establishing that a pharmacy technician employed at a RDSP must have at least 2,080 hours of experience within the 2 years immediately preceding employment.
SB1422 by Senator Rouson passed two of its three committees, but was ultimately never taken up in its last stop Senate Appropriations. The bill would have provided the Office of Insurance Regulation with the authority to ensure that individual and group policies and contracts of health insurers and health maintenance organizations are complying with the provisions of the federal Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008. The bill also required health insurers and HMOs to submit an annual report to the OIR showing their compliance with the MHPAEA. Medicaid plans must report annually to the Agency for Health Care Administration. Additionally, the OIR was required to report annually to the Legislature.
HB955 by Representative Shaw was never seen in its first of three committees.
HB689 by Representative Byrd unanimously passed the House floor on March 9th and was ultimately dead because SB914 by Senator Garcia was never heard in its first committee. The bill would have had a consultant pharmacist to enter into a collaborative agreement with a health facility medical director or an individual health care practitioner to allow a consultant pharmacist to: order and evaluate laboratory and clinical testing, conduct patient assessments, administer medications, and initiate, modify, or discontinue medicinal drugs pursuant to a patient-specific order or treatment protocol.
Establishes the authority of a county with a public health trust over the trust’s facility.
SB622 passed all of its committees of reference and unanimously passed off the Senate floor on March 3rd. The House took up the Senate bill on March 5th and unanimously approved it; the bill now heads to the governor for approval.
Requires applicants for licensure as a mental health counselor to have a master’s degree that is accredited by the Council for Accreditation of Counseling and Related Educational Programs (CACREP), beginning July 1, 2024.
HB1047 by Gonzalez passed its final committee in week seven but was never heard on the floor.
HB 683 by Perez passed its first of three committees and never made it any further after the bill was temporarily postponed in its second committee, Health Care Appropriations. The bill required the Department of Health to conduct a comprehensive study on the affordability, access, and delivery of dental care in Florida and submit a report of its findings to the Governor, the President of the Senate, and the Speaker of the House of Representatives by December 31, 2018. The report must include policy proposals for improving affordability, access, and delivery of dental services, and address implementation burdens and the sustainability of such proposals.
SB 1498 by Brandes was never scheduled for its first committee. These bills were opposed by the FDA.
SB764 by Bean unanimously passed the full Senate but its House companion, HB369 by Representative Burton, was only been heard in its first of three committees which ultimately kept this FDA priority from passing. The bill created the Dental Student Loan Repayment Program (Program) for licensed dentists who practice in specific public health programs located in in dental Health Professional Shortage Areas (population to provider ratio is 5000:1). A typical dentist’s debt post-graduation is between $250,000 and $500,000. Subject to the availability of funds, the Department of Health (DOH) may award up to $50,000 per year per eligible dentist in the Program for a minimum of one year and a maximum of five years.
In addition, SB1168 also would have amended current law to prohibit an insurer from utilizing “managed repair” controls, such as requiring that a particular vendor make repairs to a dwelling insured on the basis of replacement costs. It also prohibits the insurer from even recommending or suggesting a particular vendor to make repairs to a dwelling insured on the basis of replacement costs.
The bill required the assignee to provide a copy of the assignment agreement to the insurer within the earlier of 7 days after execution of the agreement, or 48 hours after beginning nonemergency work if the insurer has a facsimile number and e-mail address on its website designated for the delivery of such documents. It allowed the insurer to inspect the property at any time. If the insurer fails to attempt in good faith to inspect the property within 7 days after learning of the loss and promptly deliver to the assignee written notice of any perceived deficiency in the assignee’s notice or the work being performed; however, the failure may be raised to estop the insurer from asserting that work done was not reasonably necessary or that the notice was insufficient. We worked hard to stop this bill from advancing or being amended onto other legislation.
Industry’s preferred AOB bill, SB62 by Senator Hukill, was never scheduled for a committee hearing by the Banking & Insurance committee in the Senate.
Meanwhile, the Florida House of Representatives AOB reform, HB 7015 by Representative Trumbull was sent to the Senate in the first week of the legislative session. While the House version was not a perfect solution, the bill makes significant changes to the way property repair vendors are restricted in their use of an “assignment of benefits” or “AOB.” The bill requires disclosures be provided to insureds before entering into an AOB. It moved to a “loser pays” attorney fee system. The House legislation provided the insured with an opportunity to rescind the assignment within 7 days of entering into the contract with the vendor. Further, the bill increased consumer protections and required vendors to provide written estimates of the work to be completed and required the assignee to notify the insurer of the assignment within 3 days of it being executed. While it would be better to eliminate attorneys’ fees to repair vendors altogether, this bill would have been an improvement over the current system.
In the end, the House and Senate versions of AOB never matched up. This issue will be revisited next session.
SB1140 by Senator Garcia specifies requirements for an insurer offering residential coverage that places a restriction on the policyholder’s choice of contractor necessary to repair damage covered by the policy. Those restrictions would require the use of a contractor with an active license, prohibiting the contractor from placing a lien on the covered property for the work performed, ensure that all necessary permits are obtained for the work being performed, and guarantee the quality of work performed by the contractor under the policy for 3 years after all work has been completed.
The bill was never scheduled for a committee hearing and had no House companion.
SB 1668 by Senator Farmer required insurers filing rates with OIR to provide specific information and projections relating to claim litigation in their filings. This information included costs associated with litigating claims, denied or limited claims that were successfully defended by the insurer in court, denied or limited claims that reached settlement, denied or limited claims that were adjudicated in favor of the insured, plaintiff attorney fees paid in association with denied or limited claims, and defendant attorney fees paid in association with denied or limited claims.
This bill originally required the agent to get a signed attestation to similar language from the insured on the first application, then a second time at the first renewal. We worked to get this bill fixed to remove the signed attestation, and also to get the disclosure language streamlined.
HB1011 passed all of its committees of reference and unanimously passed off the House floor on February 14th. The Senate took up the House bill on March 2nd and unanimously approved it, the bill now heads to the governor for approval.
The bill, HB97 by Representative Santiago, was only heard in one of its two referenced committee stops. The bill would have created an additional coverage option within the Florida Hurricane Catastrophe Fund for property insurers, of 60 percent, adding to the current coverage options of 90, 75, or 45 percent. These percentage options are the amounts that the Florida Hurricane Catastrophe Fund will reimburse an insurer’s losses that are caused by hurricanes. This additional coverage option would have given insurers more flexibility in developing and funding their risk transfer programs.
The bill also revised the rapid cash build-up factor to fluctuate, up to a limit, based on the projected Fund balance. Additionally, the bill clarified that emergency assessments be levied only to fund bonds.
Its companion, SB1454 by Brandes, only passed its first of three committees, the Senate Banking & Insurance Committee. Senator Brandes attempted to pass the rapid cash buildup factor elimination as an amendment on the insurance Omnibus bill during the last week of session but we were able to prevent this from happening.
HB 1127 by Representative Lee and SB 1880 by Senator Broxson, creates public record exemptions for Citizens Property Insurance Corporation (Citizens) that are similar to those currently in law for state agencies. The bill provides that records held by Citizens that identify detection, investigation, or response practices for suspected or confirmed IT security incidents, including suspected or confirmed breaches, are confidential and exempt from public record requirements. Also, portions of risk assessments, evaluations, audits, and other reports are exempt.
HB1127 passed all of its committees of reference and passed off the House floor on February 21st. The Senate took up the House bill on March 7th and unanimously approved it, the bill now heads to the governor for approval.
SB7012, a Senate Banking and Insurance Committee Bill and HB7097 a House Government Accountability Committee Bill reauthorize the public records exemption for proprietary business information provided by insurers to the Citizens clearinghouse program. Such business information is shared with the clearinghouse to facilitate placing risks with private market insurers instead of Citizens when applicants or current Citizens policy holders seek new or renewal property insurance coverage. This public records exemption is set to be repealed on October 2, 2018. All public records exemptions in law undergo and Open Government Sunshine Review five years after they are enacted.
HB7097 passed all of its committees of reference and unanimously passed off the House floor on March 5th. The Senate took up the House bill on March 8th and unanimously approved it, the bill now heads to the governor for approval.
The bill, advocated for by AAA, HB 533 by Representative Hager and SB756 by Senator Grimsley allows a property and casualty insurer to condition the sale of insurance on the purchase of motor vehicle services if such services are purchased from a membership organization that has maintained more than one million members in Florida continuously since January 1, 2018 and is affiliated with the insurer.
HB553 passed all of its committees of reference and unanimously passed off the House floor on January 31st. The Senate took up the House bill on March 9th and amended the bill, due to concerns expressed by the Governor, to remove a requirement that the membership organization have more than one million members and sent the bill back to the House. The House ultimately concurred with the amendment and unanimously approved the amended bill. The bill now heads to the governor for approval.
SB 396 by Senator Hukill passed its second committee back in week four, but then was sent back to its first committee of reference due to an amendment that Banking & Insurance Committee Chair didn’t approve of. The bill was ultimately never heard again in B&I and died. The bill was amended several times; the only remaining language provided that a motor vehicle repair shop may not provide an inducement in the form of a rebate, gift, gift card, coupon or any other thing of value in exchange for making an insurance claim for motor vehicle glass replacement or repair.
HB811 by Representative Plasencia, was never scheduled for a committee hearing.
HB 329 by Representative Ponder passed all of its committees but ultimately never passed the House after the Senate voted its version down.
HB33 by Representative Toledo passed the full House and ultimately died in the Senate. The bill would have made texting while driving, already a traffic infraction, and a primary offense. Today, law enforcement is only able to issue a citation as a secondary offense, meaning they must pull you over for something else, like speeding, and only then may cite you for texting while driving. A primary offense means that law enforcement officers that witness texting while driving may pull a driver over for that offense alone and issue a citation. An amendment was adopted on the bill to restrict search and seizure of data on a cell phone unless permission is voluntarily given by the owner.
Due to concerns regarding racial profiling as the bill moved through its Senate and House committees, a n amendment was adopted that would require law enforcement officers record the race/ethnicity of the violator on the traffic stop report. The data would be sent annually to the Department of Highway Safety and Motor Vehicles, and then to the Governor and Legislature.
SB90 by Senator Perry passed three of its four committees but was never placed on the agenda in Senate Appropriations due to nonspecific reservations expressed by Appropriations Chairman Bradley. Ultimately, the bill died.
The bill also prohibits motor vehicle dealers from transferring a manufacturer’s statement of origin for a motor vehicle to any person who intends to sell the vehicle in Florida, unless that person is a licensed motor vehicle dealer.
The definition of “motor vehicle broker” is also in the bill to clarify that brokers assist the general public in purchasing or leasing a motor vehicle from a dealer and clarifies that a licensed manufacturer, distributor, or importer is not a motor vehicle broker.
SB616 passed all of its committees of reference and unanimously passed off the Senate floor on March 3rd. The House took up the Senate bill on March 7th and unanimously approved it, the bill now heads to the governor for approval.
HB353 by Representative Brodeur and Fischer passed two of its three committees. The companion measure, SB712 by Senator Brandes, passed one of its three committees. The bills would have revised various provisions of law relating to autonomous vehicles. The bill provided that a licensed human operator is not required to operate a fully autonomous vehicle and authorizes operation of a fully autonomous vehicle on Florida roads regardless of whether a human operator physically present in the vehicle.
Additionally, the bill authorized certain television and pre-recorded video displays that are visible from the driver’s seat while the vehicle is in motion and authorizes use of a wireless communications device for texting, emailing, or instant messaging, if the vehicle is an autonomous vehicle operating in autonomous mode.
Mandatory minimum PIP coverages were added to both bills during committee stops that would apply to self-driving vehicles used for personal or ride-share use. However, the minimum insurance levels in the PIP section of the bill are confusing and still need work. This is likely an issue that will be around again next session.
HB215 by Representative Payne and SB504 by Senator Perry creates a definition for autocycles as a three-wheeled motorcycle that has two wheels in the front and one wheel in the back; is equipped with a roll cage or roll hoops, a seat belt for each occupant, antilock brakes, a steering wheel, and seating that does not require the operator to straddle or sit astride it; and is manufactured in accordance with the applicable federal motorcycle safety standards provided in 49 C.F.R. part 571 by a manufacturer registered with the National Highway Traffic Safety Administration.
The bill also amends the definition of motorcycle to include an autocycle and exempts a vehicle from the definition of motorcycle in which the operator is enclosed by a cabin. In addition, the bill also adds the definition of mobile carrier and defined it as not a vehicle or personal delivery device.
HB215 passed all of its committees of reference and passed off the House floor on January 25th. The Senate took up the House bill on March 9th and approved it after adding an amendment related to State university ingress and egress. The amended bill was sent back to the House where it was approved. The bill now heads to the governor for approval.
SB624 by Senator Young, passed two of its three committees in week five and was never heard in its next stop the Senate Rules Committee. Meanwhile, The House companion, HB471 by Representative Yarborough, passed all three of its committee stops and was approved on the House floor by a vote of 114-1. The bill would have amended the definition of “critical infrastructure facility” to include correctional and detention facilities as places an individual may not knowingly or willfully operate a drone. The bill also would have allowed law enforcement to use drones to collect evidence at a crime scene or traffic crash scene. Additionally, the bill was to allow local or state agencies the ability to use drones in the assessment of damage, flood state, wildfire, or land management.
SB 150 by Senator Lee was temporarily postponed in the Senate Appropriations Subcommittee on HHS, it’s second of three committees of reference, after being voted down 1-6. There committee spent two hours on the bill and several amendments before the bill was temporarily postponed by the committee chair to keep it alive after receiving the negative vote. The bill maintained $10,000 for physical damage, and “stepped up” the requirements for mandatory BI as follows: $20,000/$40,000 beginning January 1, 2019 through December 31, 2020; $25,000/$50,000 beginning January 1, 2021 through December 31, 2022; and $30,000/$60,000 beginning January 2023 and thereafter. The bill replaced PIP with a mandatory medical payments coverage of $5000. This coverage pays 100 percent of claims up to the limit, covers hospital, transportation, physician, chiropractic and dental services.
The House of Representatives passed their legislation, HB19 sponsored by Representative Grall to eliminate PIP and replace it with mandatory bodily injury coverage back on January 12th. The new BI limits are $25,000 for death or injury to one person, and $50,000 for the death or injury to two or more people, and $10,000 in physical damage limits. The bill eliminates PIP completely.
Neither of these bills would have addressed Florida’s runaway bad faith lawsuit crisis, which is causing insurer settlements to increase and raising rates on Florida drivers. We worked hard to make sure it was a struggle for the Senate to keep their version moving, and ultimately the bill was unsuccessful this session. This is likely an issue we will see back again next year.
HB1079 by Representative Burton and SB1360 by Senator Broxson makes a number of changes to the child welfare system and how DCF handles the out-of-home placement of a child. The bill includes a change to existing law that prohibits insurers that issue insurance policies for private passenger motor vehicles from charging an additional premium for a minor who operates his or her caregiver’s vehicle, during the time that the minor has a learner’s driver’s license. Current law uses the term foster parent, and the change replaced it with caregiver of a minor who is under the age of 18 years and is in out-of-home care.
HB1079 passed all of its committees of reference and unanimously passed off the House floor on March 7th. The Senate took up the House bill on March 8th and unanimously approved the bill, which now heads to the governor for approval.
HB483 by Representative Yarborough and SB 762 Sponsored by Senator Mayfield allows insurance agents to spend up to $100 on client entertainment or business-related costs without violating Florida Law. Current law allows an insurance agent to spend up to $25 to provide advertising or logo type items to their current or prospective customers. Agents are not allowed to take a client to lunch, take their client to a football game, or participate in other usual and customary business practices. The bill allows expenditures to include meals, tickets, andinsurance mitigation items like fire extinguishers or home fire inspections, etc.
HB483 passed all of its committees of reference and unanimously passed off the House floor on February 14th. The Senate took up the House bill on March 9th and unanimously approved it, the bill now heads to the governor for approval.
Foreign Insurer Stock Valuation – provides that the stock of a subsidiary corporation or related entity of a foreign insurer is exempt from certain limitations on valuation and investment requirements for solvency evaluation purposes in certain circumstances.
Surplus Lines Insurer Eligibility – repeals a requirement that conflicts with federal law; however, it does not affect the current eligibility determination process implemented in the state.
Personal Financial and Health Information Privacy – incorporates a recent amendment of the GrammLeach-Bliley Act for purposes of privacy standards applicable to certain notices required by rules adopted by the Department of Financial Services and the Financial Services Commission.
Notice of Policy Change – requires that a property and casualty insurer summarize policy changes on the required Notice of Change in Policy Terms that is issued at policy renewal, rather than merely issuing a notice (i.e., requires content more informative than merely the phrase “Notice of Change in Policy Terms”).
Property Insurance Claim Mediation – provides that a third-party assignee may request mediation of property insurance claims; except, an insurer is not required to participate in mediations requested by the assignee.
Proof of Mailing – permits motor vehicle insurers to use the Intelligent Mail barcode, or similar method approved by the United States Postal Service, to document proof of mailing of certain required notices.
Filing Exception for Specialty Insurers – authorizes specialty insurers to overcome a presumption of control regarding acquisition of stocks, interests, and assets of other companies in the same manner as insurers.
ORSA Protections Strengthened: Confidentiality of Documents Submitted to OIR – expands the confidentiality of documents submitted to the Office of Insurance Regulation (OIR) under Own-Risk and Solvency Assessment (“ORSA”) requirements to make them inadmissible as evidence in any private civil action, regardless of from whom they were obtained, rather than only when they are obtained from OIR.
Reciprocal Insurer Reserve Requirements – revises unearned premium reserve requirements.
Electronic Delivery of Policies for HMOs and Warranty – authorizes motor vehicle service agreement companies and health maintenance organizations (HMO) to deliver agreements and HMO contracts, respectively, in the same manner as currently authorized for other types of insurers, including the posting of boilerplate contents on a website and requiring delivery within 60 days, rather than 45 days and 10 days, respectively.
HB465 passed all of its committees of reference and passed off the House floor on March 5th. The Senate took up the House bill on March 9th and unanimously approved it; the bill now heads to the governor for approval.
SB 1034 by Senator Steube and HB1043 by Representative Metz died after both were Temporarily Postponed in their first committee stops. The bills reduced the settlement authority that an insurance carrier representative must have at a mediation conference and authorizes a circuit court to compel the attendance of interested nonparties at a mediation conference. With respect to the report that a mediator must provide the court at the conclusion of mediation, the bill restricts what a mediator may disclose in its report to the court if the parties reach no agreement, but the bill expands what may be in the report if the parties reach a partial agreement. To the extent that these issues are addressed differently in the Florida Rules of Civil Procedure, the Supreme Court may choose to conform the rules to the provisions of the bill. The bill was on the agenda in the Senate Judiciary Committee in weeks one through three but was temporarily postponed all three times to allow discussion between industry and the sponsors.
HB461: Provided exemption from public record requirements for trade secret held by agency; provides notice requirements; provides process for responding to public record requests; provides exception to exemption; and provides that agency employee is not liable for release of records in compliance with act. The bill would have become effective on the same date that HB 459 or similar legislation would have taken effect.
An amendment was adopted in the this bills first committee providing that a person who submits records (that contains trade secrets) to an agency must claim they contain trade secrets, the person must submit a notice of trade secret to the agency. Failure to submit such notice constitutes a waiver of any claim by such person that the record contains a trade secret. The notice must provide the name, telephone number, and mailing address of the person claiming the record contains a trade secret. Such person is responsible for updating his or her contact information with the agency. Each page with a trade secret must be clearly marked with “Trade Secret.” If other parties want to view pages with trade secret information, the agency must notify the submitter, then the submitter must file a notice with the circuit court within 30 days seeking a declaratory judgment.
The companion bills, SB956 and 958 by Senator Mayfield, were similar but not identical, and were never heard in committee.
HB545 by Representatives Fine and Moskowitz and SB780 by Senator Brandes amends the provision prohibiting agencies and local governments from contracting with companies on the Israel List or that boycott Israel to apply the prohibition to contracts for goods or services of any amount, rather than only contracts of $1 million or more.
HB545 passed all of its committees of reference and passed off the House floor on January 31st. The Senate took up the House bill on March 1st and approved it, the bill now heads to the governor for approval.
“Exchange of Business” law, reducing from 24 to four the number of times per calendar year than an agent is permitted to place policies with an insurer without being appointed by that insurer. SB 1292 by Stargel and HB 1073 by Hager, are designed to reduce any gamesmanship by various property insurers that are gaming the system to save funds by avoiding agent appointments.
Nonresident All-lines Adjuster License Qualifications: removes a requirement that nonresident adjusters must certify that he or she is compliant with Florida insurance laws and rules.
Exemption to Adjuster Examination Requirement: provides an exemption to the all-lines adjuster licensing exam to individuals who receive a Claims Adjuster Certified Professional (CACP) designation from WebCE, Inc.
HB1073 passed all of its committees of reference and unanimously passed off the House floor on March 1st. The Senate took up the House bill on March 8th and unanimously approved it; the bill now heads to the governor for approval.
SB 88 by Senator Hukill and HB 323 by Representative Fitzenhagen would have made Florida the 6th state to require a stand-alone course in financial literacy. Beginning with the fall 2018 semester, all high school students would have been required to complete a one-half credit stand-alone elective in financial literacy, which equates to one hour a day for one semester. The course will cover instruction in opening and managing a bank account, assessing a depository institutions services, balancing a checkbook, basic principles of money management, credit scores, managing debt including credit card debt, completing a loan application, implications of receiving an inheritance, basic principles of insurance policies, computing federal income taxes, local tax assessments, computing interest rates, simple contracts, contesting incorrect billing statements, types of savings and investments, state and federal laws concerning finance.
This bill moved successfully in both the House and Senate chambers all session, until it bogged down in the House due to unrelated education issues. Ultimately the Senate bill which unanimously passed the full Senate on January 11th, was amended by the House on the floor on March 7th with some onerous provisions. The Senate refused to concur with this amendment, so ultimately the bill died.
SB792 by Senator Lee passed the full Senate on March 8th. This was a joint resolution to amend the state constitution that would provide, if approved by the voters, additional duties of the state’s Chief Financial Officer. Specifically, the resolution would have required that the Chief Financial Officer serve as a principal in consensus economic, demographic, and revenue estimating conferences. The resolution provided the Chief Financial Officer the authority to review and certify state contracts in excess of ten million dollars. That threshold is subject to review every four years to account for inflation or deflation.
HB1421 by Stevenson was never heard in its third and final committee, Government Accountability, which led to the bill not passing.
SB1256 by Brandes unanimously passed off the Senate floor on March 7th and ultimately died after not being heard on the House floor. The bill amended Florida law to address privacy issues related to the use of communication technology. It provided that a court may issue a warrant based upon probable cause for a law enforcement officer to intercept/obtain a wire communication, oral communication, electronic communication, cellular-site location data, precise global positioning satellite location data, or historical global positioning satellite data. It also allows for emergency location tracking; location tracking must have time constraints and a notice must be provided to the person being tracked.
HB 1249 by Representative Grant, which passed all its committees but was never heard on the floor, included the requirement in current law that the prosecution must disclose the application and order authorizing interception of communications at least 10 days before introducing the intercepted communications into evidence. The bill as originally filed had eliminated the 10 day component of this requirement.
Creating the Medical Reimbursement Program for Victims of Mass Shootings to reimburse trauma centers from the medical costs of treating victims for inuries associated with a mass shooting.
Authorizing a law enforcement officer who is taking a person into custody for an involuntary examination under the Baker Act to seize and hold a firearm or ammunition the person possesses at the time of being taken into custody.
Provides additional funding for youth mental health services at the school and local level.
Requires a three-day waiting period for all firearms, not just handguns or until the background check is complete, whichever is later.
Prohibits a person under 21 years of age from purchasing a firearm.
Prohibits a bump-fire stock from being imported, transferred, distributed, transported, sold, keeping for sale, offering or exposing for sale, or given away within the state.
SB7026 passed all of its committees of reference and passed off the Senate floor on March 5th by a vote of 20-18. The House took up the Senate bill and approved it by a vote of 67-50, this bill was signed by the Governor on March 9th.
HB7099 and SB7030 ratifies Rule 59A-4.1265, F.A.C., which requires, by July 1, 2018, currently licensed nursing homes to maintain an alternative power source, such as a generator, that can air-condition an area of no less than 30 net square feet per resident at a temperature of 81 degrees Fahrenheit or lower for at least 96 hours. The rule requires the nursing home to keep 72 hours of fuel on-site. The rule also allows the AHCA to grant an extension to comply with the requirements until January 1, 2019 for nursing homes that can show delays caused by necessary construction, delivery of order equipment, zoning or other regulatory approval process.
HB7099 passed all of its committees of reference and passed off the House floor on March 5th. The Senate took up the House bill and unanimously approved it, the bill now heads to the governor for approval.
SB7028 ratifies Rule 58A-5.036, F.A.C., which requires, by June 1, 2018, currently licensed assisted living facilities to maintain an alternative power source, such as a generator that can air-condition an area of no less than 30 net square feet per resident at a temperature of 81 degrees Fahrenheit or lower for at least 96 hours. The rule requires the nursing home to keep 72 hours of fuel on-site. The rule also allows the AHCA to grant an extension to comply with the requirements until January 1, 2019 for nursing homes that can show delays caused by necessary construction, delivery of order equipment, zoning or other regulatory approval process.
SB7028 passed all of its only committee of reference and unanimously passed off the Senate floor on March 5th. The House took up the Senate bill and approved it. The bill now heads to the governor for approval.
Adjusts the appellate fee structure for cases valued between $15,001 and $50,000 appealed from county court to match the appellate filing fee structure for cases appealed from circuit court.
The Senate has two similar pieces of legislation in SB 1396 by Senator Stuebe and SB1384 by Senator Brandes. SB1396 passed all of its committees and ultimately was substituted for the House bill before dying on the last day of session. Meanwhile, SB1348 only passed one of its three committees of reference and never made it any further.
SB900 by Flores (originally filed by Sen. Jack Latvala) passed two of its three committees and never made it any further. The bill would have required employers of full time firefighters to offer cancer insurance coverage to its firefighter employees. These agencies would have been allowed to provide coverage through purchased insurance coverages or through a self-insured program. While moving through its committees an amendment was adopted to include specific types of cancers.
If these conditions were met, the benefits are cancer treatment at no cost to the firefighter and a one-time cash payout of $25,000.
The House companion, HB 695 by Rep. Chris Latvala was workshopped by its first committee, House Oversight, Transparency & Administration Subcommittee, but not voted on and never went any further.
SB376 by Senator Book and HB227 by Rep. Wilhite revises the standards for determining compensability of employment related post-traumatic stress disorder (PTSD) under workers’ compensation for first responders, which includes law enforcement officers, firefighters, emergency medical technicians, and paramedics. The bill allows first responders that meet certain conditions to access indemnity and medical benefits for PTSD without an accompanying physical injury and requires the first responder to incur a compensable physical injury to receive indemnity benefits for a mental or nervous injury.
SB376 passed all of its committees of reference and unanimously passed off the Senate floor on March 3rd. The House took up the Senate bill and unanimously approved it. The bill now heads to the governor for approval.
SB1568 by Senator Farmer aimed to fix what some believe is contradictory language in the Workers Compensation and employment statutes, sometimes resulting in the deportation of undocumented workers who have made workers comp claims.
This bill passed its first of three committee stops in the Senate adding an amendment that narrows the bill to specify that incomplete or inaccurate statements regarding citizenship may not be used as the basis or denying benefits under Chapter 440, but never went any further. It also struck the sentence re knowingly presenting false statements re evidence of identity for the purpose of obtaining benefits. The bill had no House companion.

industry_corpus2: Law & Justice


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HITECH HOUSES INC. is an entity registered at WESTCHESTER county with company number 3021451. HITECH HOUSES INC. located at the address Po Box 621 Yorktown Heights, New York, 10598. Company is incorporated on March 2, 2004. Current status of the company is inactive - dissolution (nov 14, 2008).
March 3, 2004 Actual HITECH HOUSES INC.
SUTTON MARKETING & CONSULTING, INC.
WHITEFIELD VAN-POWERED CARPET CLEANING, INC.


text: Last week, we filled up most of an hour on the subject of Atheism—not in an effort to disclaim it, but rather to better understand it. I think it was a great show. In fact, it was one of my favorites.


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Though not a car buff, I can appreciate the historical importance of the early cars and how their introduction into society helped change the lives of many folk.
The procession of these classic vehicles most likely stirs fond memories of past days in quite a few here today.
As design technology developed in line with consumer needs and perhaps too as communities expanded beyond the city walls, the role of the car evolved. Nowadays it certainly plays a central part in the lives of numerous people.
Whether an essential object of the household or a luxury item for just a few, the car is a symbol of progress and development in terms of mobility and connectivity.
As the procession continues, I guess now is not the occasion to raise concerns regarding pollution and dependency on oil exporting countries. Such matters can be aired another day.
Thanks for being here today. If you would like to contact me, I can be reached by e-mail, through my website, blog or via Twitter.
As imagined, the oil spill is fast receding from the headlines. Other global events have captured the attention of the world’s press; old news is never top news.
With apparently no accurate details forthcoming regarding how much oil is still gushing into the sea, talk has shifted to how much it will eventually cost BP to settle all the expenses involved in cleaning up the coastline. Yet even these estimates are just that, estimates.
As a believer in personal and professional development, I cannot help but feel any growth in either of these areas should be coupled with an increase in the connectivity we have with this world, our world, the one world we are part of.
Anything less seems wrong, akin to ‘biting the hand that feeds us’ or like ‘spitting in the dish from which we eat,’ as the Italian version of the saying goes.
I’m not hoping with my words here to change anyone’s attitude or behaviour. I understand change is always a personal matter. I just don’t want to remain silent whilst ‘the earth dies screaming’ to quote a song title by UB40.
Thanks for reading this today. My earlier posting on this issue, entitled ‘A Vested Interest,’ can be found on this blog if you are interested or curious.
Like many I have been amazed, shocked and upset by events surrounding the oil spill off the coast of America. For now it is big news and receiving worldwide coverage.
Yet other items are already vying for front page newspaper space and prime-time TV billing. At some point the incident will thus just slip off into the history books, unlike the environmental damage which won’t go away so easily.
Blame for the disaster can be attributed to every level of our so-called civilized society. Electricity is taken as a given right, use of the car for a two-minute journey is normal practice and let’s not even consider air conditioning. Though we pay for these services, there seems to be little thought and even less care about how energy supplies are obtained. Until something goes publicly wrong.
Moving away from the spill, the perfect-looking food reaching our tables will, in all likelihood, have been treated with various substances to ensure its ‘goodness’. And what about the impact crop dusting may have on our skin and respiratory system?
Four months ago my Dad died. Four months, not long really compared to the forty-six years and twelve days I had him in my life. Four months to get used to this new reality when in actual fact it will probably take forever, and still seem strange.
Looking back four months I see this dark moment of pain and upset. I can recall how I felt being closed in a room alone, attempting to make sense of years of papers as his executor, whilst all I wanted was to be downstairs with the rest of the family. Doing one’s duty isn’t always easy… Yet as the tears flowed, the kindness of many people carried me through those days.
What about looking forward four months? September 2010. The summer holidays will be over, the new academic year will more or less have started, and? Where will we be, what will we be doing? Naturally, like you, I have no precise answers, all we can do is plan, prepare and implement action today for then.
Four months, not long really but I’ve learnt this year it’s long enough for lives to be changed. I’m working now to play my part in bringing about a positive change. How it all goes is for another posting, yes four months down the line. And you? Where do you plan, think, and hope to be, four months down the line?
Keep in touch and thanks for reading this.
Dreamlike days, intense conversations and the universal love of people, these are the things coming to mind when reflecting on the past few weeks.
Dreamlike days: with the news of the death of my dad, initial actions took on a surreal feel. My mind coped on one level, yet I felt at times to be split between doing and being. Centering and connecting with the breath helped so let me offer thanks to Jack Kornfield, right here right now.
Intense conversations: each word seemed to take on a great intensity. Holding the space for a client to explore, speak, experience and be is what I do as a co-active coach. In this case, the space held me. Support, friendship and guidance formed the cushion.
Universal love of people: with a lifetime of memories gathered in the cremation chapel last Friday, this is the message I believe sums up my dad’s life. Choosing to celebrate laughter and happiness, however, need not only be done in times of loss. One could ask is there ever a bad moment to remember the wonderful essences of life?
2010, dedicated to helping clients optimize their potential.
… And his love goes marching on, on, on.
For Eric Groves, my dad, who died late Tuesday evening, aged 82.
The environment, or better man’s abuse of the environment, has made the news once again this week as the world’s leaders discuss the issue and outline grand schemes to ‘save’ the world by various dates in the future.
Daily it always strikes me as odd how we get upset by litter in the streets, the sight of the melting ice-caps and the destruction of the world’s forests yet are unable to change the very habits that contribute to these problems.
Believing the matter can only be dealt with at government or United Nations level seems to be an excuse for us to ignore our part in the problem and indeed in the eventual solution.
Shortly in Italy the annual clean-up organized by environmental activists will take place. Picking up litter is, of course, a good thing but perhaps we should all ask ourselves why someone felt inclined to throw it on the floor in the first place?
I wonder what the impact on our world would be if we were to first harness the energies of love; would we still be creating environmental damage, adjudicating the right of movement to fellow humans on the basis of their birthplace or religion and looking to solve disputes with force?
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Engineers are critical to the advancement of society. They build the structures we inhabit, they create technologies that save lives and enable more efficient operations, they design convenient products and so much more.
Mechanical engineers are problem solvers who use technical expertise to create novel solutions that improve our lives. This broad statement, while true, is usually all that people really understand about the role of a mechanical engineer. Mechanical engineering is actually a specialization with considerably diverse career applications in a range of industries and roles.
Mechanical engineering refers generally to the design and development of machines, which can include everything from simple household products to vehicles and even medical devices. Below, we’ve rounded up some common mechanical engineering jobs to give you just a glimpse of what you could do with a degree in this field.
When you think of St. Patrick’s Day, you probably think of crowds of jovial people wearing green. It’s a day when even those who have even the smallest drop of Irish blood seem to develop an unmistakable brogue.
However, despite the revelry and the abundance of green that comes every March 17, there is actually a more serious reason for celebrating St. Patrick. Sure, we all might have heard about the driving of the snakes out of Ireland, but did you know that St. Patrick is also considered the patron saint of engineers?


text: Funko has blended the pixel art style with their classic Pop! Vinyl silhouette to bring fans a line of 8-Bit Pop! Vinyl Figures! You favorite horror legend is joining the collection. This Alien Xenomorph Blood Splattered 8-Bit Pop! Vinyl Figure - Previews Exclusive #27 measures approximately 3 3/4-inches tall and comes packaged in a window display box. Ages 3 and up.


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We do not have area to rent. Anyone can plant if we coordinate together. Anyone can harvest any of the produce. We welcome everyone to our garden. We are now funded by donations. We started with a $2700 grant from Big Muddy Gardens thru United Methodist Health Fund.
Raised beds available to neighborhood gardeners.
Communal garden looking for gardeners preferably in the Ken-Mar neighborhood. Also looking for youth gardeners. Extra produce is donated.
Notes: Under development. Have ground and water, looking for gardeners that will commit. Planning to install weed barrier and raised beds in 2018.
Fees will depend on the number of gardeners participating. There will be communal areas, but most of the beds will be available to rent individually.

industry_corpus2: Agriculture & Fisheries


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Tuesday April 16th @ 1pm, ACHS will be hosting Prom Promise. This is a car wreck re-enactment, using emergency personnel, to show students the dangers of Drinking and Driving. Again, this is just a re-enactment, parents that wish to attend must come through the high school office to receive a visitor badge.
Congratulations to Sean Jackson for being selected to sing in the Delta State Honor Choir February 8-11.
ACHS will host "Aiming For Healthy Families", a local non-profit organization, in the cafeteria Monday, February 11th @ 6pm. This parent education program is based on years of research that will help parents guide students through those teenage years. We hope to see you there.
Alcorn Central High School will be administering the CASE ACT Assessment to all JUNIORS Wednesday 1/16/19. This assessment will provide data to students, teachers, and parents so that we can better help prepare them for National ACT on February 20, 2019.
ACHS is Back!! Happy New Year!
Balfour will deliver Letterman Jackets on December 7. Balances must be paid in full, no checks will be accepted. See Mrs. Talley for your balance.
The Central Stage will present "Boxes" for friends, family, and fans on Monday, December 3, 2018 @ 6:30.
ACT score need a little boost? Check out Jump Start Test Prep, this program is boosting scores all over the state.
ACT October 2nd, is now open for Juniors. Cost is $42.50, deadline to sign up is August 21st. See Mrs. McPhail for more information.
ACT for Seniors October 2nd on campus. Deadline to sign up is August 21st. Sign up fee is $25, see Mrs. McPhail for more information.
ACHS Welcomes Mrs. Heather Arnold as our newest member of the team!

industry_corpus2: Subject Education


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There are many different roads to take in life. The hardest part is finding the one that leads most directly to your desired destination. At Kaye Capital Management, we like to think of ourselves as your navigators. Our professionals have decades of experience helping people, just like you, map their route to financial security and success. And we take our role very seriously.
Ready to take the next step to building your financial confidence.

industry_corpus2: Finance & Economics


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KGI said that this new product should be available at some point in Q4 2018, just in time for the holiday season. But Bloomberg thinks that Apple could push back the release date.
The AirPods have been a success, and Apple now wants to capitalize on this hit to create an entire product line. Those headphones should sound better than tiny AirPods, but they should also be more expensive — AirPods currently cost $159.
It’s unclear what is going to happen to Beats-branded headphones. Apple acquired Beats Electronics back in 2014. The company wanted to get a head start on building a music streaming service. Beats Music eventually became Apple Music.
But it doesn’t mean that Apple stopped selling Beats headphones altogether. In particular, the company announced some Beats-branded headphones with Apple’s W1 wireless chip. Those headphones use the same wireless chip as the one that you can find in the AirPods.
So it’s going to be interesting to see if Apple’s headphones feature a completely new design or are just a rebranding of Beats headphones.


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A couple of times recently I’ve read about pharma executives wondering out loud why their companies get such a bad rap — you know, what with all the good work they do, saving lives and all. The short answer is: we’d give you more credit if you would just stop distracting us by doing blatantly unethical things.
Pharmaceutical powerhouse Merck & Co. recently paid the Australian branch of Elsevier, a company that publishes a wide range of scholarly journals, to put together a bogus journal for them. This is bad behaviour on the part of both companies. No one is really all that surprised about Merck, I take it. But Elsevier should know better.
Physician & columnist, Ben Goldacre, has this nice summary of the situation: Elsevier get into fanzines.
But this time Elsevier Australia went the whole hog: they gave Merck an entire publication to themselves, which looked like an academic journal, but in fact only contained reprinted articles, or summaries of other articles. In issue 2, for example, 9 of the 29 articles were about Vioxx, and 12 of the remaining were about another Merck drug, Fosamax. All of these articles presented positive conclusions, and some were bizarre: like a review article containing just 2 references….
In a statement to The Scientist magazine, Elsevier initially said that the company “does not today consider a compilation of reprinted articles a ‘Journal’”. I would like to expand on this statement. It was a collection of academic journal articles, published by the academic journal publisher Elsevier, in an academic journal shaped package. Perhaps if it wasn’t an academic journal they could have made this clearer in the title which, I should have mentioned, was: The Australasian Journal of Bone and Joint Medicine.
Now Elsevier has retreated, and is apologizing.
It has recently come to my attention that from 2000 to 2005, our Australia office published a series of sponsored article compilation publications, on behalf of pharmaceutical clients, that were made to look like journals and lacked the proper disclosures. This was an unacceptable practice, and we regret that it took place.
We are currently conducting an internal review but believe this was an isolated practice from a past period in time. It does not reflect the way we operate today.
Here’s some free advice for Elsevier’s “internal review,” and for every other organization that has any dealings with any of the major pharmaceutical companies: beware. This is a group of companies with a terrible, terrible track record in terms of ethics. Does that mean don’t do business with them? No, that would be silly. A publisher or an office supplies company would be crazy to not want Merck (or Lilly or GlaxoSmithKline) as a customer, and a charity would probably be crazy to not want a donation from Merck’s charitable Foundation. So go ahead, do business with them. But be careful. This way danger lies. Take precautions. Ask questions. Doubt what they say. Think twice. And if they suggest doing anything out of the ordinary, be super vigilant. Think carefully about whether you’re being used, or manipulated, or drawn into something that is going to end in scandal. Because you probably are.
If you like Ben Goldacre’s blog as much as I do, take a look at his book, Bad Science.
< HREF="http://www.theaustralian.news.com.au/story/0,25197,25272600-2702,00.html" REL="nofollow">Vioxx maker Merck and Co drew up doctor hit list<>So not only do they attempt to fabricate positive news, but they actively try to discredit researchers that they view as threats.
The annoying thing is we can’t even boycott companies like this as the temporary monopoly we grant them means we can’t go elsewhere for life-saving drugs.
Several years ago, while working for big pharma in the USA, our Elsevier contact proposed pretty much the same thing to me, for the drug I was working on. [I said no.] I don’t think this is an isolated practice. Business ethics apply everywhere and can be broken everywhere – it’s not unique to pharma, it’s just that the stakes are higher.

industry_corpus2: Biopharmaceuticals


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In Norway, the federal government is being brought to court in a Climate lawsuit regarding the government’s permission to explore and expand oil production in the Barents Sea. The plaintiffs accuse Norway of violating the country’s constitution and the Paris climate agreement. Its NGOs, Young Friends of the Earth, led by Ingrid Skjoldvær, and Greenpeace Norway, led by Truls Gulowsen, recently sued Norway for violating their Constitution § 112, by having advertised exploration licenses in the Arctic Barents Sea.
Petroleum-producing countries such as Norway have a major responsibility towards environmental protection, in opposition to the country’s Ministry of Petroleum’s current stance that everything that is good for companies is good for the state. The Paris agreement did not change the Norway’s petroleum policy. This is where the fight stands. Does the future have a chance in Norway? Is it possible to ‘’fan away the oil-fog’’ and make Norway accountable?
Climate lawsuits are a matter of principle. Is it possible for the court to apply the constitution to halt disastrous political decisions in Norway? Lawsuits are currently the only possibility for legal change of political direction to fulfill the Paris agreement, since Greens only have one parliamentary representative, while remaining parliamentary representatives voted in favour of 23 licensing rounds. The outcome of the lawsuit is expected to be announced in January 2018; we plan to provide updates in an upcoming blog posting.
Ingrid Eline Morsund Skjoldvær (1993) is a Norwegian environmentalist and leader of Young Friends of the Earth. Her collaboration with Truls Gulowsen (head of Greenpeace Norway) has been a success, despite their age difference (he is twice as old as her). Ingrid has many qualities that have contributed to her & her team’s success: hard-working, she is good at delegating, is always up-to-date on current affairs, she clearly expresses her views & when she is dissatisfied, and is good at seeing the global picture.
I asked Ingrid how NGOs went from being activists to becoming prosecutors. She claims that this has been a natural evolution, with the combination of her and other NGOs’ hard work against the government’s granting of 23 oil & gas exploration licensing rounds (which unfortunately still went forward) and the reinforcement of Norwegian Constitution §112 in 2014.
Greenpeace Norway and Nature and Youth have had a huge job to jointly carry out the lawsuit, each focusing on equally important yet complementary tasks, for example legal preparations, fundraising, scheduling events, and coordinating participants.
Although Ingrid is lucky to have grown up in a country with relatively good gender equality, I still asked her for advice for women who wish to become leaders. Her advice: If you want to become a leader, you must try to take your space. Women often think that one has to be very prepared, but everything does not have to be thought through in advance; you can take one step at a time. Education is important, but you do not have to be good at everything — you can ask for help from others and delegate.
Read more about Norway Climate Lawsuit, at: Save The Arctic and Greenpeace.

industry_corpus2: Petrochemicals