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AGORA Data, Inc. including any affiliated entities (“AGORA”, “us”, “we”, or “our”) welcomes you (“User” or “You” or “Your”) to the AGORA websites located at https://www.agoradata.com, https://app.agoradata.com and https://support.agoradata.com (all such websites, individually and collectively, the “Site”). We have established and are operating the Site to facilitate the analysis, monitoring, valuation, purchase and sale of various consumer and commercial financial asset portfolios. Please read these Terms before using the Site. A copy of these Terms may be downloaded, saved, and printed for your reference. To the extent of any express inconsistency between these Terms and any other agreement you may have with AGORA, that other agreement shall prevail unless otherwise explicitly stated therein.
3. DEFINITIONS. The following capitalized terms shall have the following meanings whenever used in these TOU.
3.1. “Agreement” refers to any legal agreement executed between AGORA or Member, in either paper or electronic format.
3.2. “Documentation” means any user guides, supplements and other materials that AGORA has made or may make available in the future, as posted at www.agoradata.com or otherwise distributed to You.
3.3. “Member” means any user of the Platform as defined under section 3.8 below.
3.4. “Member Data” means data in electronic form inputted into or collected through the Platform by or from Member, including without limitation by Member’s Users.
3.5. “Member Asset” means all information relating to an asset uploaded by any User to the Platform.
3.6. “Membership Agreement” refers to an agreement as executed between Member and AGORA.
3.8. “Platform” means AGORA’s online technology for the analysis, monitoring, valuation and exchange of assets.
3.10. “User” means any individual who uses the Platform on Member’s behalf, and any individual who uses the Platform on behalf of other AGORA Members.
4.1. Use of the Platform. AGORA grants Member a non-exclusive, non-transferable, non-sublicensable license to access and use the Platform pursuant to this TOU and to any other Agreement.
4.2. Authorized Access. Member shall not allow access to or use of the Platform by anyone other than an employee of Member who has been registered to access and use the Platform on such Member’s behalf and assigned a unique username-password combination or who has express permission to use the Platform on behalf of the Member. At no time, will Member provide persons who are not employees of Member any information regarding access to the Platform, including usernames or passwords. Member assumes full responsibility for the protection of usernames and passwords assigned to Member’s Users, and agrees to restrict access of this information to those individuals employed by Member who have a bona fide need to know this information to perform the duties of their role or function within the Member’s organization or who have been expressly authorized by such Member to use the Platform on behalf of such Member. AGORA reserves the right to request each Member to supply evidence to AGORA of such Member’s authorizing or permitting anyone to use the Platform on Member’s behalf.
4.3. Restrictions. Except as set forth in these TOU, Member will not: (a)interfere with or disrupt the Platform or attempt to gain access to any systems or networks that connect to the Platform (except as required to access and use the Platform and then only in accordance with AGORA’s policies posted on the Site or otherwise communicated to such Member); (b)reproduce or distribute the Platform or any portion thereof (including, without limitation, any documentation, training materials or screenshots); (c)use or authorize use of the Platform for any purpose not specified in these TOU; (d)copy, transfer, sell, lease, syndicate, sub-syndicate, lend, or use for co-branding, timesharing, service bureau, arbitrage or other unauthorized purposes the Platform or access thereto; (e)modify, prepare derivative works of, translate, reverse engineer, reverse compile or disassemble the Platform or any portion thereof (including, without limitation, any documentation, training materials or screenshots); and (f) attempt to do any of the foregoing.
4.4. Enforcement. AGORA may suspend or terminate Member’s or any Member User’s access to the Platform upon notice to Member if AGORA determines in its sole discretion that any Member User has violated the terms and conditions of these TOU. Member shall be liable for any violation of the terms and conditions of these TOU by any Member User.
4.5. Documentation. Member may reproduce and use the Documentation solely as permitted by the terms and conditions of these TOU and as necessary to use the Platform.
4.6. Platform Revisions. AGORA may revise Platform features or functions at any time, including without limitation, by removing such features and functions or reducing service levels.
5.1. Pricing. AGORA reserves the right, it its sole discretion, to offer access (on a periodic basis) to the Platform and of the services (including transactions) and product at costs and pricing (collectively, “Fees”) as AGORA and its management deem to be in the best interests of AGORA. Such Fees may be based measured and calculated on a variety of methods including, without limitation, a subscription basis for access to the Platform, a “per transaction” basis, a volume basis, and other methodologies. AGORA further reserves the right to offer varied pricing and rates to Members on a case-by-case basis. AGORA will communicate pricing for Fees (including any changes to such Fees) to Members through one or more forms of communication, including, without limitation, email and postings on the AGORA website.
5.2. Payment Terms. All fees charged to Member are due and payable within 30 days from the date of the invoice, and AGORA shall have the right to limit and/or terminate service to Member for unpaid invoices and/or chronic late or short payment. Any amounts not paid within such 30 days shall be subject to a late penalty fee of 1.5% interest per month or, if lower, the highest rate permitted by applicable law, from the applicable due date until the overdue amount is paid. Member expressly understands and agrees that it shall be responsible for any and all costs of collection incurred following any late payment, including legal fees and related expenses.
5.3. Taxes. Member will be responsible for and will pay when due all sales, use and other taxes and similar charges based on or arising from these TOU or its performance, other than taxes based on AGORA’s net income.
6.1. Sophisticated Member. Member is knowledgeable and experienced in the origination, collections, managing, servicing, sale and purchase of performing and non-performing or distressed consumer or commercial assets of the type potentially available through the Site, as well as other financial and business matters related thereto, and Member (and its Users) can evaluate the merits and risks of the prospective acquisition and ownership of such assets, including the risk that Member may not be able to collect such asset. Member (and its Users) has the expertise and capability to service the assets of the type available on the Platform or will hire a qualified third party to do so on its behalf, based upon the Member’s knowledge of such servicer’s capabilities and expertise. Member acknowledges and agrees that any proposed sale of the Member Assets facilitated by the Site does not involve, nor is intended to in any way constitute, the sale of a “security” within the meaning of any applicable federal or state securities law.
6.2. Restriction on Use. Member shall not collect or save information related to other Members, Users or any Member Asset for the purpose of conducting, attempting to conduct or the soliciting or attempting to solicit business in any manner outside the Platform such that the intent or result is to reduce fees payable to AGORA or otherwise act in any manner adverse to the interest of AGORA. Any attempt by Member to circumvent the Platform and/or any applicable fee or restriction, may result, at AGORA’s sole discretion and without limitation or in lieu of any other rights and remedies available to AGORA at law or equity, in immediate termination of Member’s access to the Platform. Moreover, and without limitation or in lieu of any other rights and remedies available to AGORA at law or equity, in the event Member trades Assets outside of the Platform that have been loaded to the Platform, or otherwise conducts activity outside of the Platform on such Assets where it is reasonably likely in the opinion of AGORA that such activity could have been facilitated in the Platform and would result in fees coming due to AGORA, Member shall owe amounts to AGORA equivalent to the applicable fees that otherwise would have come due had such activity been conducted on or through the use of the Platform.
6.3. False Asset Data. To the Member’s knowledge, all data associated with Member Assets and all information and credentials concerning Member are factually correct. Member shall not use falsified Member Assets or misrepresent itself or its credentials in any capacity for the purposes of attracting or soliciting business from other User or Members. If AGORA determines, at its sole discretion, that Member has provided false Asset data on the Platform or that such member has misrepresented itself, its credentials or its intentions, AGORA may immediately terminate these TOU and Member’s access to the Platform.
7. OTHER MEMBERS & INFORMATION.
7.1. AGORA Hold Harmless. Member agrees and acknowledges that all risk associated with interacting with other Users or legal entities participating on the Platform (commonly known as “Counterparty Risk”) is assumed by Member, and Member agrees to hold AGORA harmless from any disputes between Member and other Platform Users and/or Members.
7.2. Information Accurate. Member acknowledges and agrees that all portfolio and asset information, including without limitation information any data, documentation and other files, were communicated to AGORA by the respective owner of the corresponding Asset, and AGORA has relied on such owner’s descriptions, representations and data. AGORA has no actual knowledge that any such data or information are accurate or inaccurate. Member represents that all registration information and background information provided to AGORA is accurate and current to the best of Member’s knowledge, information and belief. Member agrees to provide AGORA with any changes or additions to the information provided to AGORA during the Member’s registration process. Member acknowledges it may request from AGORA the current information on file. Member acknowledges that AGORA may, in its sole discretion, terminate, suspend or condition Member’s AGORA account in, AGORA’s sole discretion, due to material changes to the Member’s registration information.
8. MEMBER DATA & PRIVACY.
8.1. Member Data. Member grants to AGORA a non-exclusive, non-transferable, non-sublicensable, worldwide, royalty-free license to use, copy and distribute the Member Data and Member Assets that Member uploads to the Platform. Member is solely responsible for the Member Data and Member Assets that it uploads to the Platform. Member represents and warrants that it owns or has all rights that are necessary to upload the Member Data and Member Assets, and that the provision of the Member Data and Member Assets will not infringe, misappropriate or violate a third party’s intellectual property rights or result in the violation of any applicable law or regulation.
8.2. Use of Member Data. Unless it receives Member’s prior written consent, AGORA: (a) shall not access, process, or otherwise use Member Data other than as necessary to provide and/or facilitate the Platform; and (b) except through the Platform, shall not intentionally grant any third-party access to Member Data, including without limitation, AGORA’s other Members, except subcontractors that are subject to a reasonable nondisclosure agreement. Notwithstanding the foregoing, AGORA may disclose Member Data as required by applicable law or by proper legal or governmental authority. AGORA shall give Member prompt notice of any such legal or governmental demand and reasonably cooperate with Member in any effort to seek a protective order or otherwise to contest such required disclosure, at Member’s sole expense.
8.4. Risk of Exposure. Member recognizes and agrees that hosting data online involves risks of unauthorized disclosure or exposure and that, in accessing and using the Platform, Member assumes such risks. AGORA offers no representation, warranty, or guarantee that Member Data will not be exposed or disclosed through errors or the actions of Member or third parties.
8.5. Data Accuracy. AGORA shall have no responsibility or liability for the accuracy of data uploaded to the Platform by Users, including without limitation Member Data or Member Assets loaded onto the Platform. THE MEMBER DATA AND MEMBER ASSETS PROVIDED ON THE PLATFORM ARE PROVIDED “AS-IS,” WITHOUT WARRANTY OF ANY KIND.
8.6. Data Deletion. AGORA may permanently erase Member Data if Member’s account is delinquent, suspended, or terminated.
8.7. Aggregate & Anonymized Data. Notwithstanding anything to the contrary set forth herein, AGORA may use, reproduce, sell, publicize, or otherwise exploit Aggregate Data in any way, in its sole discretion (“Aggregate Data” refers to Member Data with the following removed: personally, identifiable information including the names and street addresses of Member and any of its Users or Members). AGORA owns all right, title, and interest in and to the Aggregate Data.
9.1. Acceptable Use. Member shall comply with the TOU, and Member shall not: (a) use the Platform for service bureau or time-sharing purposes or in any other way allow third parties to exploit the Platform; (b) provide Platform passwords or other log-in information to any third party; (c) share non-public Platform features or content with any third party; or (d) access the Platform in order to build a competitive product or service, to build a product using similar ideas, features, functions or graphics of the Platform, or to copy any ideas, features, functions or graphics of the Platform. If it suspects any breach of the requirements of this Section 9.1, including without limitation by Users, AGORA may suspend Member’s access to the Platform without advanced notice, in addition to such other remedies as AGORA may have. These TOU do not require that AGORA take any action against Member or any User or other third party for violating this Section 9.1, or these TOU, but AGORA is free to take any such action it deems appropriate.
9.2. Unauthorized Access. Each party shall take commercially reasonable steps to prevent unauthorized access to the Platform, including without limitation by protecting its respective passwords and other log-in information. Member shall notify AGORA immediately of any known or suspected unauthorized use of the Platform or breach of its security and shall use best efforts to stop said breach, including fully cooperating with AGORA if requested. AGORA shall notify Member of any known or suspected unauthorized use of the Platform or breach of its security that may reasonably impact Member and/or Member Data and shall use reasonable best efforts to stop said breach, including reasonably cooperating with Member if requested.
9.3. Technology Export. Member shall not: (a) permit any third party to access or use the Platform in violation of any law or regulation; or (b) export any software provided by AGORA or otherwise remove it from the United States except in compliance with all applicable laws and regulations. Without limiting the generality of the foregoing, Member shall not permit any third party to access or use the Platform in, or export such software to, a country subject to a United States embargo.
9.4. Compliance with Laws. In connection with these TOU, both parties shall comply with all applicable laws, including without limitation laws governing the protection of personally identifiable information and other laws applicable to the protection of Member Data.
9.5. Users & Platform Access. Member shall be responsible and liable for: (a) the actions of any Member User on the Platform, including without limitation unauthorized User conduct and any User conduct that would violate the TOU or the requirements of these TOU applicable to Member; and (b) any use of the Platform through Member’s account, whether authorized or unauthorized.
10.1. IP Rights to the Platform. AGORA retains all right, title, and interest in and to the Platform, and all intellectual property rights therein or relating thereto, including without limitation all software used to provide the Platform and all graphics, user interfaces, logos, and trademarks reproduced through the Platform. These Terms do not grant Member any intellectual property license or rights in or to the Platform or any of its components. Member recognizes that the Platform and its components are protected by copyright and other laws.
10.2. Feedback. AGORA has not agreed to and does not agree to treat as confidential any Feedback (as defined below) Member or Users provide to AGORA, and nothing in these TOU or in the parties’ dealings arising out of or related to these TOU will restrict AGORA’s right to use, profit from, disclose, publish, keep secret, or otherwise exploit Feedback, without compensating or crediting Member or the User in question (“Feedback” refers to any suggestion or idea for improving or otherwise modifying any of AGORA’s products or services, including but not limited to the Platform).
10.4. Use of Data. The data collected by AGORA may be used for the following purposes: (a) research for service improvements by AGORA, (b) facilitate marketing AGORA services and other business development efforts for AGORA, (c) produce statistical data that may be used by present and potential advertisers as well as entities affiliated with AGORA, (d) provide the service for which the Site was created, (e) bill You for items for which You have entered a contract via this Site, (f) communicate with the User regarding both communications that You have sent to us and items of potential interest to You.
Each Member party (a “Member Receiving Party”) understands that the other Member party (the “Member Disclosing Party”) may disclose information of a confidential nature including, without limitation, the Platform, product information, data, pricing, financial information, end user information including, without limitation, certain confidential, proprietary and/or non-public information relating to such individual end users (“Consumer Information”), software, specifications, research and development and proprietary algorithms or other materials that is (a) clearly and conspicuously marked as “confidential” or with a similar designation or (b) is disclosed in a manner in which the Member Disclosing Party reasonably communicated, or the Member Receiving Party should reasonably have understood under the circumstances, that the disclosure should be treated as confidential, whether or not the specific designation “confidential” or any similar designation is used (“Confidential Information”). The terms and conditions of these TOU also constitute the Confidential Information of each party. The Member Receiving Party agrees, for itself and its agents and employees, that it will not publish, disclose or otherwise divulge or use for its own purposes, other than the use (by Member) or provision (by AGORA) of the Platform and/or the services contemplated by these TOU, any Confidential Information of the Member Disclosing Party furnished to it by such Member Disclosing Party without the prior written approval of the Member Disclosing Party in each instance. Each party will use at least the same level of care to maintain the Confidential Information of the other party as it uses to maintain the confidentiality of its own non-public information, and in no event, less than a reasonable degree of care. The foregoing obligations shall not extend to any information to the extent that the Member Receiving Party can demonstrate that such information (i) was at the time of disclosure or, to the extent that such information thereafter becomes through no fault of the Member Receiving Party, a part of the public domain by publication or otherwise; (ii) was already properly and lawfully in the Member Receiving Party’s possession at the time it was received by the Member Receiving Party free from any obligation of confidentiality, (iii) was or is lawfully received by the Member Receiving Party from a third party who was under no obligation of confidentiality to the Member Disclosing Party with respect thereto, or (iv) is independently developed by the Member Receiving Party or its independent contractors who did not have access to the Member Disclosing Party’s Confidential Information. If the Member Receiving Party is required to disclose Confidential Information in accordance with judicial or governmental order or requirement, the Member Receiving Party shall promptly notify the Member Disclosing Party to allow such party to contest the order or requirement or seek confidential treatment for such information. Upon termination or expiration of these TOU, upon the request of a Member Disclosing Party, the Member Receiving Party agrees to return to the Member Disclosing Party all such other party’s Confidential Information that is reduced to one or more writing, drawing, schematic, tape, disk or other form of documentation, or to certify to the Member Disclosing Party in writing that all such material has been destroyed. The parties represent and warrant that each is aware of the rules and regulations promulgated under the Gramm-Leach-Bliley Act (“GLBA”), and, about GLBA, the parties will maintain Consumer Information in accordance with GLBA. The parties acknowledge and agree that Consumer Information will be deemed and treated as Confidential Information hereunder.
11.3. Retention of Rights. These TOU do not transfer ownership of Confidential Information or grant a license thereto. Each party will retain all right, title, and interest in and to its own Confidential Information unless and until the Assets to which such Confidential Information relates is sold or otherwise transferred to another party.
12.1. From AGORA. AGORA represents and warrants that it is the owner of the Platform and of each and every component thereof, or the recipient of a valid license thereto, and that it has and will maintain the full power and authority to grant the rights granted in these TOU without the further consent of any third party. AGORA’s representations and warranties in the preceding sentence do not apply to use of the Platform in combination with hardware or software not provided by AGORA. In the event of a breach of the warranty in this Section 12.1, AGORA, at its own expense, will promptly take the following actions: (a) secure for Member the right to continue using the Platform; (b) replace or modify the Platform to make it non-infringing; or (c) terminate the infringing features of the Service and refund to Member any prepaid fees for such features, in proportion to the portion of the Term left after such termination.
(a) Member represents and warrants that: (a) it has the full right and authority to enter into, execute, and perform its obligations under these TOU and that no pending or threatened claim or litigation known to it would have a material adverse impact on its ability to perform as required by these TOU; (b) it has accurately identified itself and it has not provided any inaccurate information about itself to or through the Platform; and (c) it is a corporation, the sole proprietorship of an individual 18 years or older, or another entity authorized to do business pursuant to applicable law.
(b) Member acknowledges and agrees that except for AGORA’s obligations regarding proper operation of the Platform as expressly set out herein, Member is solely responsible for safeguarding Member Data and data related to Member Assets. Member is solely responsible for backup and restoration of Member Data and data related to Member Assets. AGORA is not responsible for the accuracy and/or completion of Member Data and data related to Member Assets.
(c) Member acknowledges and agrees that AGORA merely provides technological tools that may be used to transact business, perform analysis or conduct other general corporate activities on the Platform. AGORA is not involved in the actual transaction between Members, and does not approve, endorse or select, is not the agent of, nor has any authority on behalf of, any of the parties or any other third party, for any purpose whatsoever. AGORA cannot guarantee that any transactions through the Platform will be completed. AGORA further makes no representations or guaranties regarding any services offered through the Platform.
(d) Member acknowledges and agrees that AGORA does not and cannot control the flow of data to or from the Platform and other portions of the Internet. Such flow depends in large part on the performance of Internet services provided or controlled by third parties. At times, actions or inaction of such third parties can impair or disrupt Member’s connections to the Internet (or portions thereof). Although AGORA will use commercially reasonable efforts to take all actions it deems appropriate to remedy and avoid such events, AGORA cannot guarantee that such events will not occur. Accordingly, AGORA disclaims all liability resulting from or related to such events.
12.3. Disclaimer. EXCEPT FOR THE EXPRESS REPRESENTATIONS AND WARRANTIES MADE BY AGORA IN THESE TOU AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AGORA MAKES NO REPRESENTATIONS OR WARRANTIES. AGORA EXPRESSLY DISCLAIMS ANY AND ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, NON-INFRINGEMENT, TITLE OR IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. EXCEPT AS EXPRESSLY SET FORTH HEREIN, THE PLATFORM IS MADE AVAILABLE TO MEMBER “AS IS.” AGORA DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE PLATFORM AND/OR AGORA SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE PLATFORM IS SECURE FROM HACKING OR OTHER UNAUTHORIZED INTRUSION, THAT MEMBER DATA WILL REMAIN PRIVATE OR SECURE, OR THAT THE PLATFORM AND AGORA SERVICES OR THE SERVER THAT MAKES THE PLATFORM AND AGORA SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ADDITIONALLY, AGORA DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY ANY USER AND/OR THIRD PARTY ON OR THROUGH THE PLATFORM OR ANY WEB SITE LINKED TO FROM THE PLATFORM. WITHOUT LIMITATION OF THE FOREGOING, AGORA WILL HAVE NO LIABILITY FOR: (A) ANY ERRORS, MISTAKES, OR INACCURACIES OF ANY DATA; (B) THE APPLICATION OF ANY MEMBER BUSINESS RULE, PROCESS, INSTRUCTION OR SPECIFICATION; (C) ANY UNAUTHORIZED ACCESS TO OR USE OF THE PLATFORM; (D) ANY ACT OR OMISSION OF ANY USER OR OTHER THIRD PARTY MEMBER IN THE PLATFORM; (E) ANY INTERRUPTION OF TRANSMISSION TO OR FROM THE PLATFORM; (F) INDEMNIFICATION OR DEFENSE OF MEMBER OR USERS AGAINST CLAIMS RELATED TO INFRINGEMENT OF INTELLECTUAL; (G) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED ON OR THROUGH THE PLATFORM BY ANY USER AND/OR THIRD PARTY; OR (H) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY DATA OR INFORMATION POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE ON OR THROUGH THE PLATFORM. TO THE EXTENT THAT AGORA CANNOT DISCLAIM ANY SUCH WARRANTY AS A MATTER OF APPLICABLE LAW, THE SCOPE AND DURATION OF SUCH WARRANTY WILL BE THE MINIMUM REQUIRED UNDER SUCH LAW.
13.1. By AGORA. AGORA shall indemnify, defend and hold harmless Member and its directors, officers, employees and agents and its and their respective successors, heirs and assigns (collectively, the “Member Parties”) against any liability, damage, loss or expense (including reasonable attorneys’ fees and expenses of litigation) (collectively, “Losses”) incurred by or imposed upon the Member Parties in connection with any 3rd party claim, suit, action, demand or judgment (each, a “3rd Party Claim”) (a) that the Platform, as made available by AGORA and to the extent used in accordance with these TOU and all applicable AGORA policies posted on its Website, infringes or violates a third-party’s intellectual property right in the United States or (b) alleging any fact that, if true, would constitute a breach by AGORA of any representation, warranty or covenant made by it under Section 12.1. Notwithstanding the foregoing, AGORA will have no obligation to indemnify Member under subsection (a) to the extent that the 3rd Party Claim arises from (i) any aspect of the Platform, including any customization, that was developed by, for the benefit or at the request of Member or to implement a Member business process, requirement or specification, or (ii) any use of the Platform in combination with any software, hardware or other component not provided to Member by AGORA hereunder (each, an “Excluded Claim”). Member will (x) provide AGORA with prompt notice of any indemnifiable 3rd Party Claim; (y) permit AGORA to assume and control the defense of such action upon AGORA’s written notice to Member of AGORA’s intention to indemnify; and (z) upon AGORA’s written request, provide to AGORA all available information and assistance reasonably necessary for AGORA to defend such claim. AGORA will not enter any settlement or compromise of any such claim, which settlement or compromise would result in any liability to any Member Party, without Member’s prior written consent.
13.1.1. Right to Ameliorate Damages. If a Member Party seeks indemnity under Section 13.1 for a 3rd Party Claim for infringement of intellectual property rights, or if, in AGORA’s reasonable opinion, such a 3rd Party Claim is likely to be asserted against Member or AGORA, AGORA may, in its sole discretion and at its sole expense and without limiting any of its obligations under Section 13.1: (a) obtain the right for Member to continue to use the Platform; (b) render the Platform non-infringing; (c) provide a non-infringing substitute with substantially the same features, functions and performance; or (d) if (a)-(c) are not reasonably obtainable in the exercise of commercially reasonable efforts, AGORA may terminate these TOU upon notice to Member without further liability or obligation hereunder.
13.2. By Member. Member shall indemnify, defend and hold harmless AGORA and its directors, officers, employees and agents and its and their respective successors, heirs and assigns (collectively, the “AGORA Parties”) against any Losses incurred by or imposed upon the AGORA Parties or any of them about any 3rd Party Claim (a) arising from or relating to Member’s or Member’s contractors use of the Platform (excluding indemnifiable 3rd Party Claims under Section13.1); (b) that would be an Excluded Claim under Section 13.1 had it been asserted against a Member Party; or (c) alleging any fact, which, if true, would constitute a breach by Member of any representation, warranty or covenant made by it under Section 12.2. AGORA will (x) provide Member with prompt notice of any such 3rd Party Claim (provided that the failure to provide prompt notice shall only relieve Member of its obligation to the extent it is materially prejudiced by such failure and can demonstrate such prejudice); (y) permit Member to assume and control the defense of such action upon Member’s written notice to AGORA of Member’s intention to indemnify; and (z) upon Member’s written request, and at no expense to AGORA, provide to Member all available information and assistance reasonably necessary for Member to defend such claim. Member will not enter any settlement or compromise of any such claim, which settlement or compromise would result in any liability to any AGORA Party, without AGORA’s prior written consent.
14.1. Dollar Cap. NEITHER PARTY’S AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TOU WILL NOT EXCEED THE LESSER OF (I) THE AMOUNTS PAID TO AGORA BY MEMBER IN THE SIX MONTHS PRIOR TO THE DATE THE LIABILITY FIRST AROSE; OR (ii) $100,000.00.
14.3. Exceptions from Exclusions and Limitations. Nothing in these TOU shall exclude or limit either party’s liability for: (a) breaches of Section 11 (Confidential Information); (b) breaches of a party’s indemnification obligations under Section 13 (Indemnification) or any amounts paid or payable to third parties about such obligations; or (c) such party’s gross negligence, willful misconduct or abandonment of these TOU. Nothing in these TOU shall exclude or limit Member’s liability for a breach of Section 9 (Responsibility & Restrictions).
15.4 Severability. To the extent permitted by applicable law, the parties hereby waive any provision of law that would render any clause of these TOU invalid or otherwise unenforceable in any respect. If a provision of these TOU is held to be invalid or otherwise unenforceable, such provision will be interpreted to fulfill its intended purpose to the maximum extent permitted by applicable law, and the remaining provisions of these TOU will continue in full force and effect.
15.6 Choice of Law & Jurisdiction. These TOU will be governed solely by the internal laws of the State of Texas, without reference to: (a) any conflicts of law principle that would apply the substantive laws of another jurisdiction to the parties’ rights or duties; (b) the 1980 United Nations Convention on Contracts for the International Sale of Goods; or (c) other international laws. THE PARTIES HEREBY KNOWINGLY, VOLUNTARILY AND IRREVOCABLY WAIVE ANY RIGHT WHICH EITHER OR BOTH MAY must A TRIAL BY JURY WITH RESPECT TO ALL CLAIMS, CONTROVERSIES OR DISPUTES ARISING OUT OF OR RELATING TO THESE TOU OR THE SUBJECT MATTER HEREOF.
15.7 Construction. These TOU will not be construed in favor of or against either party because of authorship.
15.9 Headings; Counterparts. Headings are for convenience only and are not deemed to be part of these TOU. These TOU may be entered in separate counterparts, each of which when so executed will be deemed an original and taken together will constitute one fully executed Agreement. The parties agree to accept a digital image of these TOU, as executed, as a true and correct original and admissible as best evidence to the extent permitted by a court with proper jurisdiction.


text: Your health. It's a lot to trust somebody with. At Western Plains Medical Complex, we understand that walking into a hospital is a little different for everybody. For expectant mothers, it's the happiest (and perhaps most overwhelming) time. If you're facing injury or illness, you just want to know that there are caring hands to guide you on the path to recovery. Below, we offer the stories of past patients to make sure you know that at Western Plains Medical Complex, we're rethinking care so you can think Western Plains first..

industry_corpus2: Health & Medicine


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Quilty Habit: Orange Peel QAL: Winners!
Thank you for hosting the QAL, Jessica! It was a treat! Looking forward to your next one.
Congrats! Those were my fav too :) and thank you for hosting!
Thanks so much, Jessica, for inspiring us with the orange peels.
Thanks Jessica i had a lot of fun. You're a great host!!
Wow, I love these winners! I found your blog through the Petals Blog Tour. I am enjoying scrolling through it.

industry_corpus2: Others


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The Spanish clean energy company has been chosen by Indian developer Atria Power to build two large-scale solar PV plants in the country. Contract is firm’s largest order in India to date.
Gamesa, a Spanish renewables developer chiefly known for its prowess in the wind power sector, has revealed this week that it has been selected to develop two large-scale solar PV plants in India totaling a combined capacity of 130 MW.
Indian power developer Atria Power selected Gamesa as the EPC for its two solar projects, one with a capacity of 90 MW and the other with a capacity of 40 MW. Gamesa will not only design, engineer and build the solar farms, but will also handle all post-completion operations and maintenance in addition to providing 96 of its E1.37 MW solar inverters, produced by Gamesa Electric.
Commissioning for both solar projects is expected to begin in March next year. The 90 MW plant is to be located in the state of Karnataka, with the 40 MW plant being built in Andhra Pradesh.
"This contract marks a fresh milestone in our strategy in the solar power segment in India," said Gamesa CEO in India, Ramesh Kymal.
The Spanish-headquartered firm entered the Indian solar market in 2015, and has set out in its 2015-17 business plan goals to develop solar power projects around the world, chiefly to augment its sizable wind power presence in many regions.

industry_corpus2: Power & Energy


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From The New Normal: What Is Worship?
For the Israelites, worship wasn’t just a song or two. It was meant to be an integral part of their daily lives. Everything in the Torah that came before them, everything written during the times of the kings, and everything in the New Testament afterward point to living a lifestyle of worship, dedicated to God, obeying Him, and giving Him praise every single day.


text: Natural waves with endless versatility, it keeps you always in style. The healthy looking bevy of curls and long softly tousled tresses accentuate your hair. Made with 100% Remi human hair.


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We eat lots of eggs and have eggs available for sale at $3.00 per dozen.
If you are interested in having your own chickens in your back yard, check out the mobile backyard chicken coop on Christopher's manufacturing website at www.kranzman.com. The city of Lincoln (NE) allows 2 hens without a permit and you can have more if you apply for a permit.
The chicken's cozy winter lodging.

industry_corpus2: Agriculture & Fisheries


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By entering the promotion, entrants agree to be bound by these Terms and Conditions. The Promoter is BGC Residential Pty Ltd of 22 Mount St, Perth WA 6000 (ABN 54 052 543 450). The promotion is open to permanent Australian residents residing in Western Australia aged 18 years and over. Employees and immediate family of the Promoters and their agencies associated with this promotion are ineligible to enter.
The promotion starts at 00:01 W.S.T on 01/12/2016 and ends at 17:00 W.S.T on 15/12/2016. Entries submitted after this date will not be eligible for entry in this promotion. This is a competition of chance that gives entrants the opportunity to win one major prize. Entry to the competition is free. Each registered email address will be eligible for one entry into the promotion unless otherwise stated.
One major prize will be awarded consisting of one $100 Bunnings Gift Card. The promotion winner will be drawn at random at 11:00 W.S.T on 16/12/2016 at the BGC Residential Head Office in Western Australia. The winner will be notified by telephone between 16/12/2016 and 12/01/2017. If the prize is unclaimed, an unclaimed prize draw will be held on the 16/01/2017 at the BGC Residential Head Office. Prizes are not transferable, exchangeable or redeemable for other prizes.
All ancillary costs associated with redeeming the prize are the responsibility of the winner. Independent financial advice should be sought by the winner as tax implications may arise as a result of accepting the prize.
By entering this promotion, the entrant consents to receipt of any email, SMS or other method of communication regarding the competition or regarding the Promoter’s products, services and events. Please review our Privacy statement.
1. The promotion is for a pre-start allowance (“the voucher”) of $5,000 (five thousand dollars) for any National Homes’ building contract.
2. This promotion is only valid to be redeemed by clients who register for the voucher on the 11th of April 2019 at the Exclusive Opening Night and sign a PWA (Preliminary Works Agreement) between 11th of April and 29th of April 2019.
3. The promotion is not to be used in conjunction with any other promotion or offer from National Homes, unless otherwise agreed.
4. The $5,000 pre-start allowance cannot be redeemed for money or discount off the building contract. The voucher can only be used with National Homes.
5. This pre-start allowance is limited to one allowance per PWA signed. For example, should two or more persons enter into one PWA, this is to be viewed as one allowance only.
6. Through this promotion, the Promoter makes no representation whatsoever about an applicant’s eligibility for finance. The Promoter is not a licensed credit provider and cannot provide financial services.
7. Applicants are encouraged to seek independent financial or legal advice.
8. The Promotion may be terminated by the Promoter at any time without notice. The Promoter reserves the right to otherwise change the Terms and Conditions of the Promotion, without notice.

industry_corpus2: Real Estate & Construction


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WASHINGTON, D.C. – June 7, 2013 – (RealEstateRama) — A settlement announced today will provide $27 million in funding to rebuid communites affected by the housing crisis in 19 cities, including Dayton. Sen. Sherrod Brown (D-OH) welcomed the news, noting that it will promote home ownership, neighborhood stabilization, AND promote rehabilitation and development in communities of color.
The settlement between the National Fair Housing Alliance (NFHA) and Wells Fargo was prompted by a complaint filed by the U.S. Department of Housing and Urban Development (HUD) in April 2012. The complaint alleged that Wells Fargo’s Real Estate Owned (REO) properties in white neighborhoods were much better maintained and marketed than those in African-American and Latino neighborhoods. REO properties are homes that have gone through the foreclosure process and owned by banks, investors, Fannie Mae, Freddie Mac, the Federal Housing Administration, or Department of Veterans Affairs. This is the first-ever agreement regarding the equal maintenance and marketing of REO homes.
Funds from the settlement will benefit the Miami Valley Fair Housing Center in Dayton. Among other uses, the grant will help fund down payment assistance to owner-occupants seeking to purchase homes, as well as renovation efforts for homes that languished in foreclosure.
“Wells Fargo has established itself as a leader in an effort to ensure that REO properties are properly maintained and marketed no matter where they are located in our city,” said Jim McCarthy, President/CEO of the Miami Valley Fair Housing Center. In addition to grants, Wells Fargo will enhance its Homeowner Priority program to give owner-occupants priority over investors in purchasing REOs, while also making information about REOs more easily accessible to prospective buyers.
“This groundbreaking agreement is a testament to the fair housing movement’s vision and dedication to the promise of equality for all communities,” said Peter Romer-Friendman, of Cohen Milstein Sellers & Toll PLLC, who with Joseph M. Sellers represented the fair housing organizations in the matter.


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Hey there! Quick note to remind you guys that I’m buried under a mound of props and chocolate this week. Wanna catch a great show? Come out to Center Stage Theater in Comstock, MI, this weekend and next for Willy Wonka And The Chocolate Factory, featuring beloved music from the classic film as well as new selections written by the original composers. Tickets and more information are available at that link.
I’ve got a couple of busy weeks coming up, but I will try to have something here on the blog next week, at least. Definitely, I’ll have more information on an upcoming signing in Savannah, GA. Until then, pray for my fingers, as they have been burned with hot glue so many times this week.
I saw a production of Charlie and the chocolate factory at Calvin college in Grand Rapids last winter. It was performed by children who looked to be about ages 7-13, and it was pretty great. The Willy Wonka character was played by a boy who seemed to be channeling Johnny depp’s special brand of weirdness, and he was great to watch. Charlie was played by a kid with an amazing singing voice. My favorite scene was the “there’s no knowing where we’re going” boat song, which was haunting, and spooky, and melodic, and stuck in our heads for days afterwards. We also saw some very talented oompa-loompas who did gymnastics every time they came out to take away a child and sing their oompa-loompa song.
Is your production adults or children or a mixture? I’m not on Twitter, so apologies if you’ve already talked about it there. Is your daughter taking part this time? I think I remember the two of you doing Annie together?
Oh dear. I was *so* hot for Gene Wilder when I saw him sing that…I was 11. 40+ years later, I still think I had great taste.
Have big sweet fun, Jen!
I got a mad crush on Yul Brynner in The Ten Commandments when I was 10. And he was supposed to be the bad guy!
Guys!!! I was reading my new issue of Entertainment Weekly, and they have an article about the new Doctor, and Jenny’s video is mentioned!!! I got silly excited and I had to share!

industry_corpus2: Film & Entertainment


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Let’s start from the first model: the black bag! Medium size – large for the day and small-medium which will be perfect for the evening. The black bag will be perfect to use all year with any seasons!
The second model that would be perfect to keep at the base of our wardrobe is the iconic designer bag! Like one by Vuitton or Gucci with the monogram. They combine with everything, they are a classic and we will always find ourselves in time!
Third model: the red bag! A touch of color, fashion always offers it and red is the color that knows no trend! To choose from small-medium size.
Fourth model: a bag with a particular shape! One of these is the bucket bag, which fashion cyclically repeats. A bag with an unusual shape will give an extra touch to even the most basic looks.
At the bottom of the post you will also find a video posted on my YouTube channel where I talk about this topic. SUBSCRIBE to the channel, many more videos are coming!
Let’s have a good vision!
Daily hair care: my hair care routine!
All the bags are really versatile!


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House mice are light brown to black in colour, often with a lighter colour under belly. Including their tail, they are about 10-15cm (4-6inches) in length. Their droppings are small and thin, shaped like grains of rice, and around 5mm long. Mice produce quite a strong smell of ammonia, especially if they are living in enclosed areas. They will chew through food stuffs, wires, and building fabrics. They build their nests using this gnawed off material and you may see evidence of this. Their droppings will typically be found where they eat, so look out for them in kitchen cupboards and drawers and on work surfaces. Mice are known to carry a number of diseases, such as Salmonella and Leptospirosis. They can contaminate food stuffs and work surfaces, and may also cause a fire hazard if they chew through wiring.
Please note that we only treat for mice indoors, not externally. Our pest control officer will survey your property and lay rodenticides as appropriate. We can offer advice on prevention of re-infestation and other contributory factors. After the first visit, a date will be agreed for a further appointment, during which we will move or replenish rodenticides as necessary. We will continue to visit until the treatment is complete. On the final visit the officer will remove all accessible baits. For further details, please see the about the service page. We are committed to safe and responsible use of rodenticides, in line with the Wildlife Aware Campaign.
Please call 01903 737755 to arrange a pest control appointment. This service is chargeable, please see our pest control fees page for more information. The fee will be payable at the time of booking, so please have your card details ready. We will not usually be able to refund the payment once treatment is underway. If the mice return within four weeks of your last visit we will call back free of charge. If the problem reoccurs after this time, this will be dealt with as a new treatment and a further charge will apply.


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Pablo, ok here's the first error I have found.
While looking at the guide section about Paris, I tried to look at the pictures which were uploaded, but it only displays 4 pictures, although it says there should be 702.
Hi Amanda, the problem is solved, thanks for reporting.
Yes it seems to be working, I see you also resolved the issue with the reports section as well.

industry_corpus2: Travel & Geography


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$20 at the door or purchase in advance at the front office.
Every month you’ll have a chance to win a fun prize just for reading the newsletter! This month when you come in for your lesson, tell us what movie inspired our Student of the Month to play the accordion!
Watching the Olympic games is something I’ve just recently learned to appreciate. There was a time when I would watch all the amazingly talented athletes and envy that I could never be like them. I could never be capable enough to be that exceptional at anything. I could never even dream of doing anything remotely close to the level of an Olympian.
Olympians must have an optimistic perspective in order to have the passion and motivation to continue pushing towards their goals. There must be an understanding that when something doesn’t go right that does not mean that you have failed. Challenges in life should not be thought of as opportunities to fail but open doors to succeed and grow.
In connection to changing your mindset to a growth mindset, you must also learn from your mistakes. Quickly learn the lesson your mistake is trying to tell you. Then use it to help you move forward. This concept is related to how ice-skaters can pick themselves up from a fall and keep going as if nothing happened. Making the mistake is not the issue. What really matters is how you react to or handle the mistake.
Often when we want to perform something perfectly, we will mess up because we are over-thinking every detail that needs to happen. In one way, this may seem like a positive thing. Yet, in reality, we just need to turn off our brain and let our bodies go on autopilot. Deep down, it knows what it’s supposed to do. When we are in practice mode, that is when we can analyze what we are doing and about what needs to be done.
A habit many of us are guilty of on a daily basis is talking negatively about ourselves when something doesn’t go right. We need to pay attention to that voice and turn that negativity into encouragement and uplifting words. If your words were coming from someone else’s mouth, what would you think? Would they be encouraging? Offensive? Sensible? We need to be our own cheerleader.
Did you know that it is not a sign of weakness to ask someone with more knowledge for help? In fact, seeking more wisdom and insight on something is a sign of strength and integrity. Everyone should have at least a handful of people in their life whom they can look up to, think of, follow and ask to help them grow. Finding a support group is crucial to helping you stay motivated to continue growing.
So now I challenge you to pick up your new toolbox and start building your new and improved life—breathing and living like an Olympian.
What instrument do you play? I play piano accordion.
Why did you choose to play this particular instrument? I got inspired to play the accordion while watching the animated movie Tangled and seeing a character play the accordion in a jail-cell.
What is your favorite song you’ve learned so far? Dark Eyes.
What is your hobby, other than music? I like to read and draw.
What is your favorite food? Italian!
What is the coolest thing you’ve learned in your lessons during the past three months? I really enjoyed learning everything about dynamics.
Puddles is a thirteen-year old Maltese and Shih Tzu mix. He has lived with his mother, Lulu, since he was born. Puddles was adopted in 2016 by his new family when his former owner became ill and was no longer able to care for him. Since his adoption, Puddles has gained confidence and has become more playful and independent. His new family loves him more each day and are blessed to have him in their lives.
Valid for 30 days after 3/16/2018.
0 responses on "March 2018 Newsletter"

industry_corpus2: Subject Education


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Opening doors of artistic creativity and inspiration, Grundy Avenue Elementary students in Nicole Liuzzi’s third-grade classes participated in their annual monthlong International Dot Day art project.
Students began their project by creating a single dot on a sheet of paper. Mrs. Liuzzi then read her class “The Dot,” by Peter H. Reynold. The book portrays a little girl who is shy about expressing her artistic abilities. After some encouragement from her art teacher, she becomes inspired by a tiny dot she put on a piece of paper and then goes on to create many more works of art, all stemming from a single dot. The students in Mrs. Liuzzi’s class mirrored this process, revisiting their original dots at the completion of the book and creating their very own masterpieces.
While creating their works of art, the students often looked to a line from the book, “Just make a mark and see where it takes you.” Each dot took the students though their very own enriching artistic journey.


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Q: Do I need a tax attorney or Accountant to resolve my tax debt or can I do it on my own?
A: You can attempt to resolve your tax debt on your own, but a qualified tax attorney or Accountant will normally achieve better results. Just like you could do your own wiring on your house, a qualified electrician is going to be more knowledgeable and experienced. A & L Tax Resolution has the professional knowledge to successfully negotiate resolution on your tax liabilities. Dealing with the IRS and State of Michigan is a complicated and time consuming process. Although you may be able to establish resolution on your own, you may not get the best resolution for your situation. Also, we will be able to properly advocate for you, making sure that your rights are protected and the IRS properly follows procedures.
Q: How long does it take to get resolution or settlement on my tax debt?
A: Your tax resolution can take anywhere from a few days to a few years. The amount of time required depends on the type of resolution sought, the IRS’s time line, and your availability to provide information. The IRS may assign a Revenue Officer to your account who requests all of your information and back tax returns within thirty days or you may have a tax audit or Offer in Compromise that spans a year or more. Each case is specific. After evaluating your specific tax situation, we can give you a better estimation of the amount of time it will take to resolve your tax liabilities.
Q: What are my different options for resolving my tax debt?
A: Some of this different resolution options available are IRS installment agreements, currently non-collectible status, offer in compromise, and bankruptcy. Each tax situation is unique and will require a careful analysis to determine which option is best for you. You may also require a combination of different tax resolution options to completely address all of your tax needs.
Q: What documents will be required for a resolution firm to establish tax resolution on my account?
A: If you have missing returns, you will need your W-2’s, 1099’s, profit and loss statement from your business, and stock sale information. Do not worry if you don’t have all of this information, we can assist you in gathering your tax records. You may also need proof of your income, expenses, assets, and bank statements. This will include your mortgage information, vehicle payoff information, pay stubs, utility statements, and proof of health and life insurance. Other documentation may also be requested depending on your individual situation.
Q: Will the IRS settle my tax debt for less than I owe?
A: The IRS Offer in Compromise program is a process through which the IRS can settle out a tax debt for less than the total amount owed. Even though not all taxpayers qualify for this program; it is a great resolution option available to those who qualify. There are also other ways to reduce your tax debt, such as filing original returns to replace IRS prepared returns or requesting a penalty abatement.
Q: Will the IRS take my principle residence to collect my tax debt?
A: The IRS will usually not take your principle residence to collect on a tax debt, however, they do have the power to do so. The IRS may also issue tax liens against it. Liens may prevent you from refinancing or being able to sell your home. The IRS may also pursue multiple other avenues to attempt to collect your debt including levies and wage garnishments.
Q: Can I influence the speed and results of my tax resolution?
1) Provide information timely and accurately – Your tax professional is trying to present your information to meet IRS imposed deadlines to prevent the issuance of levies or garnishments from the IRS. Most resolution options are very time sensitive.
2) Be available for communication and phone calls – The IRS has deadlines to respond by and if you are available by phone and provide all information requested, your case will move much more efficiently toward resolution.
3) Communicate accurate information – Make sure you communicate all information accurately to your tax professional. Falsely portraying information is illegal and will not help your case.
Q: Should I file married filing joint or married filing separately?
A: This answer will depend on your personal tax scenario as well as the amount of liability you would like to assume from your spouse. For example, you are a W-2 employee with proper with holdings and your spouse has a small business for which he fails to make estimates, you would most likely be due a refund whether filing MFS or MFJ. Your spouse on the other hand would probably have a large liability for not paying estimates. If you choose to file joint, your total liability would probably be less, but you would not be due a refund and you would both be equally responsible for the total tax debt. On the other hand, you may want to file separately when trying to resolve the tax debt so you only have to attempt to resolve one tax debt instead of one for yourself and one for your spouse.

industry_corpus2: Finance & Economics


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Tue., May 29, 2018, 10:20 a.m.
CAGUAS, Puerto Rico – At least 4,645 people died as a result of Hurricane Maria and its devastation across Puerto Rico last year, according to a new Harvard study released Tuesday, an estimate that far exceeds the official government death toll, which stands at 64.
The official death estimates have drawn sharp criticism from experts and local residents, and the new study criticized Puerto Rico’s methods for counting the dead – and its lack of transparency in sharing information – as detrimental to planning for future natural disasters. The authors called for patients, communities and doctors to develop contingency plans for natural disasters.
More than eight months after Hurricane Maria devastated Puerto Rico, the island’s slow recovery has been marked by a persistent lack of water, a faltering power grid and a lack of essential services – all of which have imperiled the lives of many residents who have been struggling to get back on their feet, especially the infirm and those in remote areas, some of which were the hardest hit in September.
The official toll included a variety of people from across Puerto Rico, such as those who suffered injuries, were swept away in floodwaters, or were unable to reach hospitals while facing severe medical conditions. No. 56 was a person from the city of Carolina who was bleeding from the mouth but could not reach a hospital in the days after the storm. Once arrived, the patient was diagnosed with pneumonia and died of kidney failure. No. 43, from Juncos, suffered from respiratory ailments and went to the hospital – only to be released because of the coming storm. That person later returned, dead.
Gov. Ricardo Rossells’s administration did not immediately release mortality data nor did officials provide much information publicly about the process officials were using to count the dead. But officials and physicians acknowledged privately that there were probably many, many more deaths and bodies piling up in morgues across the island.
After pressure from Congress and statistical analyses from news organizations that put the death toll at higher than 1,000, Rossells enlisted the help of George Washington University experts to review the government’s death certification process. He promised that “regardless of what the death certificate says,” each death would be inspected closely to ensure a correct tally.
“This is about more than numbers, these are lives: real people, leaving behind loved ones and families,” Rossells said at a news conference in late February.
Published: May 29, 2018, 10:20 a.m.

industry_corpus2: Media & Journalism


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Digital money that is created by certain algorithms using cryptography (encryption). The word" cryptos "from Greek means" secret", hence the name of digital money. Encryption methods allow cryptocurrency to be protected from fraud, while having such a characteristic as auditability, i.e. transactions with cryptocurrency are publicly available for verification.
Cryptocurrency in the bulk of a decentralized, i.e. do not depend on any single computer. The cryptocurrency has a Creator (a programmer, a team, a project based on which the cryptocurrency is released), but there is no owner, an owner who could take away everything from everyone, or force it to devalue, as well - prohibit to use. By the way, all this, if you think well, you can do with the usual money - and from time to time it happens.
Bitcoin (from the English. Bitcoin, abbreviation of BTC) is a kind of cryptocurrency, the ancestor of all altcoins (alternative coins). The word Bitcoin is derived from two words, bit (bit, the smallest unit of computer information in binary calculus) and coin (coin), i.e. it is a digital coin. Bitcoins are created (calculated) by computers according to a given algorithm, after the completion of this work will be created about 21 million bitcoins, after which, their creation will be terminated under the terms of the algorithm.
One of the factors in the growth of the value of Bitcoin is the constant number of coins with a constant increase in the population of the planet. The more people there are, the fewer coins each person will have, potentially making Bitcoin an excellent means to accumulate and save.
Satoshi is a small, indivisible particle of bitcoin cryptocurrency. The name comes from the name of the Creator (or possible alias) of the Bitcoin Protocol - Satoshi Nakamoto. One Bitcoin contains one hundred million Satoshi, or, in other words, 1 PTS is equal to 100 000 000 Satoshi, that is 0.00000001 part of bitcoin.
Altcoin - alternative cryptocurrency. After Bitcoin reached the popularity of the new coins began to appear with enviable regularity, every day was created by a few names. Most of them came out of the game as quietly and quickly as they entered it, but some became popular and in demand. For example, Litecoin, Dogecoin, etc., remain well-known and popular cryptocoins, although their cost is many times less than the cost of Bitcoin. Altcoins, for the most part, make it possible to trade more productive on the stock exchange, but unlike Bitcoin, less stable, in connection with which trade in altcoin more risky business.
Fork-cryptocurrency, which appears from under the main and is a partial analogue of the predecessor. As an example, the Bitcoin, Bitcoin cash, Bitcoin Gold etc.
Hard Fork - a rigid update of the Protocol, which inevitably leads to the branching of the chain of blocks of the crypto-system, as a result of which only the updated chat of the chain remains and is recognized, and the rest is either eliminated or becomes the basis of the new payment system.
Soft Fork - a soft update of the Protocol, which only partially updates or refreshes the entire chain of blocks. This can be a revision of the system security or any other small but useful improvements to the cryptocurrency ecosystem.
A token is produced in any project or payment system for collection of investment. Tokens can be called the internal cryptocurrency of the company. In fact, they do not cost anything, but when they are backed up with money and if the company withdraws its tokens to the exchange, then such tokens can become a full-fledged cryptocurrency.
Bitcoin address - a unique combination of uppercase and lowercase Latin letters, as well as numbers, lasting from 34 characters and less. Most bitcoin addresses consist of 34 or 33 characters, but may contain less than 30 characters. This is explained by the presence of zeros at the beginning of the address, since zeros are omitted, then there is a "short" address.
Each Bitcoin address created is unique and is recorded in the blockchain and therefore it is impossible to create two identical Bitcoin addresses. If you use a Bitcoin wallet on your computer, it allows you to generate Bitcoin addresses, usually one address is created by default, but you are free to create any number of new addresses by clicking the appropriate button, "create a new wallet".
Bitcoin wallet is a software or web site installed on a computer or smartphone that allows you to store keys and perform operations of sending, storing and receiving Bitcoins. In fact, the wallet does not store Bitcoins, it only contains keys to access some Bitcoins in the shared network. However, the loss of the wallet leads to the loss of keys, which makes "tied" to these Bitcoin keys inaccessible.
The blockchain is a key component of Bitcoin. All transactions in Bitcoins, ever committed, are recorded in the" blockchain", in other words,"open book". All bitcoins mined by miners are part of the blockchain. In the process, the blockchain grows, increases in volume, but so far, the size is not so large as not to fit on the hard disk of one computer. That is why one of the variants of cryptocurrency storage is storage on the local computer.
Mining - the use of computers, farms, asiks, for the extraction of cryptocurrency. In fact, the computer consumes electricity and its uses processing power to find the desired code sequence, i.e., solves mathematical problems - picks up the passcode to open the next chain. Mining can be called a "printing press", since cryptocurrency can be exchanged for" Fiat " or goods.
Confirmation of the transaction - procedure to be executed automatically by the Bitcoin network. When sending Bitcoins, a number of randomly selected computers confirm the authenticity of the transaction, after receiving several confirmations, the transaction is considered valid and more, no one can ever claim that such a transaction was not. There are two types of mining, cloud and conventional mining.
All transactions of the Bitcoin network are stored forever in an "open book" called "public ledger ". Although Bitcoin is considered an anonymous network, data on the involved wallets, amounts, dates are recorded in the "open book" and are available for viewing by anyone at any time. "Open book" can be downloaded to your computer at any time and have at hand records of all transactions in the Bitcoin network, ever committed.
Miner - a person engaged in the extraction of cryptocurrency on everything that is able to produce the necessary computational operations. For this purpose, both personal computers and laptops, and smartphones are suitable, but it must be said that for 2018, all this is ineffective and hardly covers the cost of electricity. The profitability of cryptocurrency mining at home tends to be negative, so advanced miners have become farmers and mines cryptocurrency using specialized equipment, cryptocurrency farms and asiks.
ASIC is an integrated circuit for special purposes. This means that the ASIC can be used for a specific task or for a narrow range of tasks. In relation to cryptocurrency mining, watches are designed to work with a set of algorithms, which increases their efficiency in comparison with personal computers, but only in a narrow area - cryptocurrency mining.
Watches are intended for the extraction of a certain type of cryptocurrency(s).
Farm-equipment designed for mining cryptocurrency. Farms can look completely different. The usual system unit of a personal computer, four graphics cards in the rack and a hangar with device racks-all farms. Farm productivity varies depending on the equipment and software optimization, but all farms are characterized by high electricity consumption and high heat generation, so they need cooling. Serious projects require serious investments, so the cost of such equipment is huge compared to the "Amateur" mining.
Farms, where cryptocurrency is extracted on an industrial scale, are mixed in places with cheap electricity and cool climate, as a rule, this is inherent to the "cloud" mining. In order to extend the life of the equipment, minimize maintenance costs and reduce the cost of the extracted cryptocurrency, which ultimately increases profitability. At the moment (and so will always be) the use of home computers for mining, is inappropriate! Large farms equipped with asiks have reached the leading positions in mining.
Cloud mining - buying capacity on the side, the investor is invited to buy computing power for cryptocurrency mining, the mining process takes place automatically, without your participation.
Hashrate - a criterion of farm productivity, characterizes the ability of the computer to perform a number of operations per second. The higher the hashrate, the higher the performance, the more chances to "find" the desired sequence of code, which will be the desired unit of cryptocurrency. If the performance of the farm "home" type hundreds of kilobases per second (or megahexe per second), then the largest farm in the world, characterized by carahasani and petheram per second. Figure Hasrat plotted in the form: 1 H/s 1 KH/s, MH 1/s, 1 GH/s 1 TH/s to 1 PH/s.
Pool - service presented on the Internet site, which simultaneously uses a large number of miners to extract cryptocurrency. The pool can be both specialized (i.e. its participants extract the same cryptocurrency) and diversified (i.e. its participants extract different types of cryptocurrencies).
The complexity of the network is a parameter that reduces the probability of finding the desired area of code at some intervals. At this point, miners say "the complexity of the network has grown". In other words, tomorrow less bitcoin Will be produced than it was yesterday, unless the technical capacity changes. That is why, the technical capacities are constantly increasing and improving, the equipment becomes obsolete within several months.
Emission - in relation to the economy, this term is called the issue of money, in turn, the institution that issues money is called the Issuer. Usually the Issuer of the national currency is the Central Bank of the country. The result of the issue may also be the creation of securities, or, as in the case of Bitcoin, cryptocurrencies.
Inflation is an increase in the money supply due to the increase in emissions, which leads to a gradual or sharp decrease in the purchasing power of money.
Deflation-the rise in price of money. In a market economy, this phenomenon is rare and short - lived, so it is said much less often than antipode - inflation. Under the "rise in price of money", it should be understood to increase purchasing power, ie in the future, the same amount of deflationary money, you can buy more and more goods and services.
Bitcoin has a deflationary nature, since the number of coins is limited in advance by the Protocol by which these coins are created (mined), unlike the usual money, whose emission is controlled by the interests of financial groups and can go against the needs of the population.
Fiat is not just a car brand. On the slang of stock exchanges, this word denotes the currency (any) Dollars, rubles, hryvnia, euros, British pounds, Swiss francs - all Fiat.
Master node (Proof of stake) - a technology that can be purchased from the developers of cryptocurrency, in order to increase the profitability of POS mining..
Transaction - transfer of currency from one wallet to another.
ICO is the initial placement of tokens by any project. As a rule, ICO tokens are placed at the time of the official launch of the project. With the help of such an internal cryptocurrency, the company attracts investments for its further development. Such a cryptocurrency (tokens/coupons) may in the future participate in stock trading, be used to pay for services within the project, as well as to make a profit as dividends to the holders of such tokens.
PAMP - deliberate purchase of assets in large quantities, aimed at an artificial increase in the rate in the short term.
Captcha - term, indirect cryptomemetic. Captcha is a computer test that determines whether you are a user in reality, or it is a bot that tries to bypass the control system. Captcha is needed in order to enable only the live user to perform the action.


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This perfume is a great example of what you get when you buy niche perfumes; it’s complex and changes a lot from the initial notes to base notes. I always equate perfume to whisky: the single malts are always going to give you more of an ‘experience’, their tastes unfold and change as you sip them, you don’t necessarily want to drink them every day because of that wonderful complexity, some days you just want an uncomplicated blend that you got from the local supermarket!
The smelling notes I can find for this perfume list caramel, tonka bean and vetiver amongst it’s accords as well as davana (apparently this is an aromatic herb – I had to look it up!) and rum. I try not to look at the notes until after I have worn the perfume though so my judgement doesn’t become influenced by what I think I should be smelling.
Palo Santo means sacred wood. It is a mystical tree that grows in South America and is related to Frankincense and Myrrh, so maybe a good thing to be wearing at this time of year?
Carner Barcelona are a young (created in 2010) company from the gorgeous Spanish city of the same name (Incidentally it’s one of my favourite European cities so I was positively inclined towards this perfume from the start!). The founder, Sara Carner, comes from a long family of Spanish leather artisans and boy can you smell that in this perfume!
When you initially spray this perfume it smells like the back of an antique cupboard at your grandma’s house. No really. It smells like wood, warmth, hints of sweetness from the toiletries that your Gran kept in that cupboard for years, it’s soothing and familiar and yet mysterious at the same time.There’s the scent of tobacco lingering in there as well, and even the vaguest hint of oily fish (again, I don’t mean this in a bad was as it’s fresh smelling) which quickly mellows to freshly polished leather shoes. The top notes on this one don’t last for long.
The middle of this perfume allows the sweetness to come through, I get creamy vanilla from it, milk, tonka bean. Again, quite soothing and comforting. There’s also a sweet, musky note in there that leads nicely on to the….
The sweet musk gives way to woodsmoke and sandalwood. The finish, on me at least, is very woody, incense, Winter bonfire burning. There is also a lingering polished leather, which I like. The longevity of this perfume is excellent. It stayed all day on my skin, which is great. I am always disappointed by a great smell that vanishes by lunch, especially when it come’s with a significant price tag.
Many of the niche ranges don’t differentiate between male and female fragrances, which I think is a really good thing (because who gets to say that men should smell of this and women smell of that? It’s a bit silly when you think about it!). That said, I think this sweet woody scent would work very nicely on male skin, but if you are a lady who wants to wear something slightly more woody then definitely go with it. For me it’s both a touch too woody and a touch too sweet to wear often but that said it has a mystery that intrigues me to keep sniffing it throughout the day. I definitely think it’s a Winter perfume when the cold air will temper it somewhat.
I bought a sample of this for the purposes of reviewing it, so I don’t have the bottle in my hands, however, the packaging is minimal and attractive, possibly leaning slightly more towards the male market in it’s design. Again, I don’t really mind that.
As this is a relatively unusual perfume, it is more expensive, retailing around £85 for 50ml. It is available from the fabulous Blooms Perfumery (more on them later).


text: Children's activity book based on Australian themes. Includes crosswords, games, colouring, make your own family tree activity, Australian inventions, how to make damper, cut-out bookmarks, mazes, design your own Australian flag, word search, game, cut-out doorhangers, jigsaw, and card games. Includes full-colour photos.


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More effective than traditional universities, 1/30th the price.
Get free access to all program curriculum (including video lectures, tools, guides, resources, etc.). You'll only pay when you engage a program mentor.
View lectures, complete challenges, and privately interact with your mentor on any device from anywhere in the world.
Complete courses and challenges at your own pace and interact with mentors digitally via email.
Hundreds of resources that support your skill development are at your fingertips and usable in the real world. Think of these tools as an extension of your own brain.
Complete Challenges and earn Skills Badges to include on your LinkedIn profile, portfolio, and resume.
Above: Badges available for the Business Writing course.
Try until you get it right.
Our priority is that you learn. When you don't pass a challenge, it's just between you and your mentor. Attempt a challenge until you are workplace-ready. Feedback from your mentor will help you get there.
To be successful in the modern economy, you need to be able to collaborate, communicate, and solve problems. The BFE program enables you to develop two or more 21st Century Skills with each Challenge you attempt and pass.
Leave with a portfolio of useful, relevant projects.
Each course provides you with something to show, including ready-to-publish content that will help you build your professional brand.
Yes, I'm ready to invest in myself.
Based on skills that are in-demand, using real data from authorities like LinkedIn, World Economic Forum, and Financial Times.
Integrates use of digital tools to support your learning and build your technical skills.
Features real practitioners from all over the world who use the skills you'll be learning every day at work.
Manageable courses centered around completing projects based on real-world situations. Courses are compact and efficient so you can focus on practicing what you learn.
The first course you'll take as a part of the Business, Finance, and Economics Intensive Program will build your writing skills for the workplace.
Persuasive Video Scripts ...and much more.
Business Writing: One Pattern, Infinite Applications is the first course available in the BFE Program.
Until all of the courses are published, we recommend moving through the program in the order in which the courses are released.
You must enroll in the Business Writing course first but the order in which you move through the rest of the program is up to you.
The next course to open for enrollment is about collaborating with teams and is currently in production. More details will be announced soon.
Your ability to succeed in this program is based on your willingness to commit to applying the curriculum and mentor feedback until you are able to submit workplace-ready work. For some assignments, you might meet the standards on the first try. Others might take a couple of attempts to get there.
If you have grit and persistence, you'll do well here. If you don't have these qualities, this program will help you develop them. Think of your mentor as a kind but honest friend who is genuinely invested in your ability to succeed.
In Level I, you'll demonstrate your comprehension of the curriculum by completing and passing a rigorous quiz with at least a 90.
In Level II, you'll put the curriculum to work by responding to a series of short-answer questions, some of which will be used as a foundation for your Level III Challenge.
In Levell III, you'll build leadership-level abilities with a long-form written assignment that requires critical thinking and decision-making.
If you are admitted to the BFE Intensive program, your enrollment in the curriculum is completely free. You'll only pay when you engage a mentor to assess your Challenge responses.
In order to maintain free access to the curriculum, you must attempt Challenges.
Learn more about EazlCoins here.
You can take as much time as you need to complete the entire program or an individual course. You choose your own schedule and decide when you study.
Keep in mind that, in order to maintain free access to the curriculum, you must attempt Challenges. There is a 1 month grace period between your initial enrollment and your first attempt at a Challenge and a 2 month grace period between all other challenge attempts. If you exceed the grace period, we may remove you from the program.
This program is for students who are serious about building their skills. Come ready to invest in yourself and we'll meet you halfway.
Upon admission, you'll receive access to an orientation materials and a student account that will enable you to ask questions in the Student Union. You can also book a time slot with a mentor if you have a question that isn't right for the Student Union.
Are you ready to build and demonstrate your skills?
Submit your inquiry in the form to the right and we'll try our best to get back to you.
©2019 MEG MEDIA INC, ALL RIGHTS RESERVED.


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Whether you are just starting out, or have an established social media presence, we are here to help you grow your business. From simple to complex – we create solutions built just for you!
Want to get your social media strategy up and running within 30 days? Consider our Quick Start your Business Program!
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The core mission of LittleBox Social is to help our clients succeed. In a complex digital environment, you need expert advice and training on how to grab hold of a unique opportunity, or tackle a tough problem. LittleBox Social can help you on a one on one basis in these situations. Whether it's a grand opening, a community festival, a fan building promotion or planning for the holiday season, we are here to support you through that process. We'll work together to create a fix priced bid that meets both your goals and your budget.
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The LittleBox Social QuickStart program helps businesses interested in establishing or refreshing their Social Media presence in a fast and efficient way. We work with you to assess your specific situation and goals, and then within 30 days, get your selected channels up and running. The program supports you for the next 60 days, where we create content, increase your fan base and make sure that you are ready to take on the day to day management of your social media strategy. Or you can continue the relationship with LittleBox Social through subscribing to a monthly plan.
LittleBox Social subscription plans are designed to give our clients the flexibility they want to respond to their business needs. Our scalable packages ensure that your social media presence stays relevant and your fan base grows. We do the work so that your valuable time is spent delivering great customer service and we provide monthly performance reporting to make sure we are meeting your expectations!

industry_corpus2: Computing & Telecommunications


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WASHINGTON — The Navy’s effort to field an electromagnetic rail gun has taken too long to develop but is yielding other technological advances, the Navy’s top officer said.
“I would say that rail gun is the case study that would say, ‘this is how innovation maybe shouldn’t happen,’” said Adm. John M. Richardson, chief of naval operations (CNO), speaking Feb. 6 to an audience at the Atlantic Council, a Washington think tank.
“[The rail gun project] has been around 15 years, maybe 20; ’rapid’ doesn’t come to mind in a time frame like that,” the CNO said, having just addressed the need for rapid prototyping and acquisition agility in order to maintain a technological edge in great power competition.
Richardson said that it was not uncommon in innovative approaches to yield unforeseen benefits.

industry_corpus2: Aerospace


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Minutes: Reviewed. Motion made by Bill F; seconded by Michelle W. Approved.
Website: Dave Snyder has been updating the site and needs info to complete the Board Member page. Peria will gather updates from members and send out. Discussion was held regarding the laptop and associated program costs, as well as the need for use of a credit card in order to purchase online should that be the best deal. Michelle will cost compare at Costco once more before purchase in the next 30 days.
Connections: Jeneva has been using Word for the newsletter. Michelle would like to see Dave S’s picture and bio in the next newsletter. Since we are asking for people and business to advertise in Connections, we needed to decide on advertisement costs and how many issues to include the ad on. Fees were decided upon: $25 for a business card size, $50 for a half page and $100 for a full page add, per issue. There would also be a 10% discount for a full year. Michelle Watson made motion, seconded by Dean Mason. Motion passed.
Please ensure you are sending regional reports and articles of interest to Jeneva so that we can maintain having the newsletter. There were no regional reports this last issue. There was good feedback on the last issue. It has opened some doors since going on-line and there are other agencies and organizations we could share this with to garner interest. The next date articles are due no later by is July 1st for the August issue.
Bi-Laws: Bill F and Hisami still plan to set a date to edit any bi-laws language prior to being sent out to the membership.
Membership: History and archived minutes are important to maintain for the future, and to help better orient new members. Communication needs to be open and ongoing. Pamela and Hisami started working on the survey we discussed at the last Board meeting. We need to balance what we provide to the general public and the benefits we provide our 208 members. A discussion was held over posting active member names and or information on the website and possible privacy issues. Part of WCA’s benefits is networking, and to share member names could work well in this regard. We could also highlight members in Connections. (Good article idea if someone is looking for one!!
We are still finding that the ACA and WCA member lists don’t match. Efforts were made to address this, yet the problem is ongoing. Discussion was held on ways to obtain and maintain a current active list. We need to update member contact information as well. Rich will make a follow up phone call to ACA. Direct payroll seems to be an issue for some, but not for others. Bill will try to get a list of DOC staff having membership dues deducted from their paychecks to compare to the membership lists we get from ACA. There was ongoing discussion about what benefits we receive (or not) as having dual membership w/ACA and how we should be proactive about touting WCA. We do receive $7 from every ACA paid membership which provides a steady income to WCA. The website still shows insurance benefits which ACA cancelled a long time ago, so these need to be removed asap.
Jeneva will send Peria, Michelle and Dave the WCA email address and related info to keep current. No one has been checking the email address for awhile. Dave will add the email address and “contact us” on the website.
Conference Planning: There won’t be a big conference this year or next, but we have decided to hold two smaller one day conferences this year, one on each side of the state. The first will be held in May at the Monroe Correctional Complex. (MCC) Sally is doing a lot of logistical work to organize the host site to get this going in a short amount of time. MCC also has a color guard to provide the presentation of colors.
Tracy provided a draft handout outline to continue discussion over the details for workshop tracks and timeframes. Michelle provided a handout to show a “giveaway” she is negotiating for conference attendees. It was decided to stick with the theme from the conference we had planned for last year, to focus on staff since May is Corrections Appreciation/Pride Week anyway. There were some great RFP’s submitted last time, and we should take a look at these first. It was decided to have a few limited non-profit vendors on site. Michelle will research whether training credits could be available from conference offerings.
There was discussion whether this was jointly sponsored with other CJ organizations or a stand-alone WCA event. Each participating organization should ensure participation in the planning and implementation process, and those heading it up should be more open and amenable to offers of help. One idea was to have non-sponsoring organizations sponsor a specific track or workshop that might be especially pertinent to their membership. May 28th was selected as the date at MCC. Giving the option of pre-registration might be helpful for traffic considerations and commuters. Having a membership registration booth set up was another good idea. The fall conference will be held in Walla Walla, date TBD.
Nominations and Elections: This position is vacant and this is an election year. Ballots are required to be sent out in May. WCA will try to send as many as possible electronically from updated membership lists. Jeneva and Michelle offered to work on covering this.
WCJ: WCJ recently held an event at Headquarters honoring Women in Corrections.
Western: The conference in Idaho for 2009 will be cancelled.
JIB: Discussed fork lift certification programs that are being expanded, thanks largely to the donation of a fork lift.


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United Kingdom, Australia, NewZealand , Albania, Austria, Belarus,Bosnia &Herzegovina,Belgium,Bulgaria, Croatia, Cyprus, Czech, Denmark, Estonia, Finland, France, Macedonaa FYRM,Germany, Gibraltar, Greece, Hungary, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, Poland, Portugal,Romania, San Marino, Serbia,Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey,Ukraine , Vatican，Russia, Norway.
Attention Please: Navline is a sub-brand of Noza Tec.
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With a sunshade that enables your driving more convenient and humanization and let you eyes becomes clearer. Attention Please: Navline is a sub-brand of Noza Tec.


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ZYF kids get together about every month for a variety of activities, ranging from canoe trips and rock climbing to bowling, laser tag, and just hanging out together and having pizza. And because ZYF is made up of teenagers, there are plenty of crazy games like Grog and movie nights where everyone stays up late. Every event includes prayer, devotion, and fellowship.
ZYF has a discipleship week every summer where the kids are involved in service project in our community and occasionally away from home (as far as Michigan or Missouri), and we've also participated in the national youth gathering for the Lutheran Church Missouri Synod (LCMS), attended by almost 25,000 of our brothers and sisters in Christ.
ZYF also sponsors activities for Junior High students (called JAMS - Jesus and Me) and supports college students who are away from home. Between high school, junior high, and college, almost 50 kids are involved in ZYF.


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Throughout the years Camp Splinter has given fond experiences for thousands of visitors. Whether it was a family reunion, a fishing or hunting expedition or a Scouting camping experience, the memories etched in everyone's mind lasts for a lifetime.
The Camp is over 70 years old and needs our attention. Won’t you help? If you have been to Camp Splinter, your gift may help to provide another great camping experience for someone. The money generated through rentals is just enough to cover insurance and leasing, allowing little or nothing for new projects. We have many projects in mind and your gift will certainly help. Please help us create life-long memories to entice more visitors and encourage those who have visited to return.
If you would like to become a "Friend of Camp Splinter" with a donation of $25 or more, please send a check made out to the Richwood Chamber of Commerce and in the memo line write Camp Splinter.
If you prefer your gift to be tax deductible, make your check out to NCCF-Camp Splinter. We have an endowed fund through the Nicholas County Community Foundation that permits a pass-through as a 501 (c) (3) organization.
For your donation you will receive a certificate that says "I Helped Make Splinter Better."