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It’s been a long time since we’ve done one of these posts, so let’s review. We talk a lot here. In fact, we do like 99% of the talking . And technically, I guess it’s “writing” and not “talking.” Then again, you probably hear us in your head with whatever voices you’ve imagined for us while you read our site. Joanna probably sounds like Julia Roberts, I probably sound like Michael Cera. Whatever. Point being, we love to hear more about you out there on your computer machines. It helps remind us where you’re at in life, what makes you tick, and how cool (almost) all of you are.
But really quick before we jump into the Q&A’s, here are a few other ways we love to stay in touch and hear from more of you. Follow Joanna on Instagram (lots o’ Sally, NYC, and me running away from shots), like us on Facebook and follow us on Twitter. And we’re kicking off a super secret email list where a few times a month, we’ll show up in your email inbox with budgeting tips, knock-knock jokes, and other stuff you won’t read here. So if you’re into that sorta thing, join our secret email list.
A friend wants a TV show to binge-watch. What’s your recommendation?
What song/audio/sounds you got on repeat?
What financial achievement from 2014 are you most proud of?
Choose one to play for the rest of your life: Oregon Trail or Sim City.
Why are you here (OFB.com)?
We’re going to talk a little bit more and tell you our answers, and then we’ll shut up. Promise.
Breaking Bad. House of Cards. Reading Rainbow. In that order.
A little The Head and the Heart, but mostly the StartUp podcast. So good.
Saving 50% of our net income. And not blowing it on LEGOs.
Oregon Trail always makes me feel guilty. Being unknowingly frugal at an early age, I would play and buy the bare minimum amount of supplies, force my family to eat sparingly, hunt buffalo all day and night, and would always choose to just float my wagon and family across the river instead of paying some river expert to get us across safely. And by safely I mean killing half my family. I’ll do without the guilt trips and get my god complex on with Sim City.
I’m here, at 1 am, because I didn’t get started on this post earlier tonight. Because football. But I’m mostly here because I dig talking money stuff.
Johnny and I both love New Girl. It’s the only sitcom we’ve ever both loved. We have seen every single episode of this show, and we still can’t get enough.
Oh, music. I used to listen to listen to you. No time no mo. My favorite audio book this last year was What Alice Forgot. And men, this is strictly chick lit, so I don’t recommend it to you.
Going into FAO Schwarz over the holidays and not buying Sally a single item in the store. She wanted it ALL.
For some reason, members of my wagon party dying of diphtheria is way less stressful than a tornado destroying one of my neighborhoods, so I’m gonna say Oregon Trail.
In case you didn’t know, OFB kinda started out as Johnny’s hobby that I was reluctantly helping with. But I really love writing and reading on this site and interacting with so many cool peeps. This is all your fault… just remember that.
This concludes all Johnny/Joanna talking. Now talk to us!
1. Comedians in Cars Getting Coffee – light, quick, and funny.
2. Not much of an audiophile these days. Current audio-book: the Camel Club.
3. Paying off our non-mortgage debt.
4. Sim City – had a hack code when I was younger for essentially unlimited money! Made it so much more fun.
Haha, you and I are the same. The unlimited money code is what I lived and died by when I played Sim City. I didn’t have the patience otherwise. Johnny sees this as a cardinal sin, so I’m glad I’m not the only one.
Uptown Funk. I can’t stop listening to it!
I know this is really weird, but taking out a student loan. It’s for the 1 year master’s I just finished abroad. I was lucky enough to have a lot of grants and scholarships for my undergrad, and my parents took care of what was left. I also bought my car second-hand. While I certainly am thankful and count my blessings, I’ve been struggling to build my credit because of it. So, the smaller student loan (well, its still about $20k but much less than most!) coming at a time when I can actually pay it off more quickly will definitely help the future.
Oregon Trail all the way. Sim City just never appealed to me. Maybe the design aspect?
I came here to learn about budgeting from people my own age (I’m sure David Ramsey is great but he’s generally talking to people in a different stage of life and it’s harder for me to relate). Also– photos of Sally. She’s just so freaking cute with her little chin dimple and all.
Just started watching Mindy Project and we’re both thoroughly entertained! Not all debt has to be bad debt, and it sounds like you’ve figured that out with your student loan, so kudos on that.
And thanks for taking a chance on us weirdos.
Awesome on the condo down payment. It’s still TBD whether we can make it work budget-wise in this crazy place called NYC, but we’re gonna give it the best we’ve got!
2. Anything 80’s! Current song would have to be Uptown Funk though!
3. Actually saving money and clearing my credit card!
5. Love love love the blog! It’s just that good! Great to hear everyone’s perspective on things and love being inspired to carry on trying to be an amazeballs saver!!
Johnny and I had TOTALLY different upbringings, but we both played those games! They’re an American childhood staple for our generation. I keep hearing great things about The Wire… Johnny and I need to get on that!
1. I rarely watch any adult tv, our tv is almost always tuned to disney jr…no recommendation.
2. Need You Now – Plumb. Heard it a week ago for the first time and can’t stop listening.
3. Sold our house in Feb and moved (our family of 4) in with my parents to save money while finding a new home, which took 8 months. Found a wonderful home for a great price!
4. Never played either, that I remember. So boring.
5. Love hearing your perspective on all things personal finance. So inspiring.
Oh man.. that’s gonna be our house someday soon, I’m sure. Already Curious George is on more than it should be. And congrats on the new home! How exciting!
2. I heard this song by The Wind and The Wave on a show on E! and I downloaded their whole album and am obsessed.
3. My husband and I got married this year and we paid for it all ourselves. We both had credit card debt beforehand, and while we didn’t make progress paying it off at all during the past year, we did manage to keep it from going up. 2015 is the year of repayment!
4. This is tough! Oregon Trail! All the memories! Honestly, though, I have to say Sim City. I used to have one family that I used the money hack for – and I bought every single thing I wanted and decorated the house to the nines – and then I had another family that I had work for it for the “real game experience”. Best of both worlds!
5. I forget how I stumbled across you guys – but I think your PF blog is one of the best out there. Lots of other ones are so technical in nature – you guys share your real lives and weave personal finance into it. Its so much more relatable than reading the same old dry, informational post about interest rates or whatever. Also, love the humor you guys sprinkle throughout!
The next time Johnny and I have a long weekend or time off (might not be until April!), we’ll have to binge on True Detective… seems to be a major favorite for everyone we talk to! I’m dying laughing at your Sims comment. I would do the exact same thing! I felt I could justify my money hacking that way haha. Amazing.
A friend wants a TV show to binge-watch. What’s your recommendation? Walking Dead and The Profit.
What song/audio/sounds you got on repeat? Anything my kids are listening to, probably Meghan Trainer and Ariana Grande.
What financial achievement from 2014 are you most proud of? Actually taking a real vacation! First one with our kids. Oldest is 14. Went to San Francisco and spent 8 days traveling back down to LA. Only have ever taken long weekend trips. The joys of being a small business owner.
Choose one to play for the rest of your life: Oregon Trail or Sim City.haven’t really played either, but am aware of both. Probably Oregon Trail because I like 1800’s history.
Why are you here (OFB.com)? Love all three almost 4! of you.
+1 for The Profit. Love that show.
We’ve added it to our “must-watch” list!
Oh man, that is an achievement! Way to go. That sounds like a super cool trip. We have failed at that one for a few years, but it’s on my to-do list for next year!
1. Newsroom, Parenthood, Gilmore Girls.
2. This American Life and more recently Serial.
3. Um, not taking out a new loan? I know, lame sauce.
I feel ya… If I didn’t have to share my TV with Johnny, I would have shows like Parenthood and Gilmore Girls on at all times!
1) Haven – I love Sci-fi, and my guilty pleasure would be Hart of Dixie.
3) Finally got the husband on board with savings and the concept of retiring early.
4) Sim City, hands down.
Guilty pleasure shows are the best. I have too many to count. And Johnny wooed me with Damien Rice music when we were dating… I’d play one of his songs on the piano, and we’d sing it together… good times!
2. Lately music is all about Ed Sheeran. And I’m constantly pondering the podcast thing, I just can’t get aboard.
3. Hitting my savings goals so I can begin the debt repayment journey but yet have a cushion incase my job decides to relocate this year.
4. Oregon Trail. I loved seeing who of my family/friends was the strongest. Because a computer game can totally tell.
5. I’m here because I have so much to learn and you have taught me using a vocabulary I can understand with examples that I can relate to my own life.
Too true. I love watching shows that make me feel good about myself! And your Oregon Trail comment cracked me up… I remember doing that, too!
1 – A friend wants a TV show to binge-watch. What’s your recommendation? Friends, obviously. But then again, there might not be anybody who hasn’t seen it at this point. I also recommend Luther, Sherlock, Broadchurch and Doctor Who. I’m a Brit living in Atlanta, so I need to get my British TV fix.
2 – What song/audio/sounds you got on repeat? At almost 40 yrs old, it’s hard for me to say this, but Blank Space by Taylor Swift. That young lady has totally mastered the art of the perfect pop song.
3 – What financial achievement from 2014 are you most proud of? This is a holdover from 2013, but living on one income and not going broke during a period of unexpected unemployment for me after our move to Atlanta. I now have a job, and it’s been surprisingly hard to readjust to a dual income. I maybe got a little spend crazy when we had extra money again. 2015 is our year to reign it back in.
4 – Choose one to play for the rest of your life: Oregon Trail or Sim City. I’m not a gamer, and have never played either one. Computers just weren’t a thing when I was growing up in England. That makes me sound really old, but we were just a little behind the curve when it came to computer games in the UK.
5 – Why are you here (OFB.com)? For real world inspiration on how to manage money and to live vicariously through you now you are in NYC. I always wanted to live there. Also, babies.
Multiple friends have recommended Sherlock to me… I need to get on that STAT! And seriously, I want to have this baby just so I can listen to Taylor Swift’s new album while running haha.
I felt the same way when Johnny was laid off in 2013 and then got a new job. We’d been on a spending freeze for a few months, and I wanted to just buy, buy, buy! So totally understand that feeling! Here’s to 2015!
3. Getting Home Budget (recommended by OFB) and then using it!
Glad you like HomeBudget! It works for us, so I’m happy other people are having it work for them, too. Man, I just want a long weekend to sit in my pajamas, eat chocolate, crochet, and watch all of Gilmore Girls. Is that really so much to ask?!
1. My favorite TV show has always been House. In fact, I was just watching a couple re-runs of it last night. So I’d definitely have to recommend this one.
2. My sister-in-law was playing T-Swift’s latest CD in her car last weekend and now it’s stuck in my head. :/ Shake it off, boo, shake it off.
3. This sounds so bad….but surviving. My husband and I made a sudden move and then he spent almost two months without any income. Being at the beginning of our savings journey made all of that really hard, and I’m just proud of us for powering through and getting back to where we started by the end of the year.
House is a good one. We were obsessed with that show as newlyweds.
I resisted it for as long as I could, but I think Taylor has us all hooked. And way to go for getting through that tough move last year. Those moments are the ones that ultimately make you stronger as a couple and financially. They’re not fun in the moment, but definitely strengthening in the long run!
It makes us happy to have like-minded couples on here, too!
2. Veggie Tales. Not by choice, obviously. If I had my choice, we’d be jammin’ to the new Blake Shelton CD I got for Christmas but have not listened to yet.
3. My husband is in grad school and when we had our daughter, we had to take out a student loan to help cover expenses. Last semester, we took out less than half of what we had the previous two years. We did have to use some of the money last semester, but we do not think we will need it this semester and we may even be able to take out $0 in loans for this coming school year (his last)!
4. Sim City. I do not want to die of dysentery every again.
5. I love reading your blog because we are similar stages of life and have similar goals. I really appreciate the real-world, real-life advice! I do our family’s finances (my husband does help, but it is just not his strength!) and I know very little, so I am always looking for the best ways to use our money! Love the site!!!
Sally hasn’t yet discovered Veggie Tales music, but I bet she’d be a big, big fan… oh the things we do for our children! And awesome job on powering through your husband’s schooling and minimizing your need for loans. Very cool.
It’s a big motivation to us to have other young families like us reading and having the same goals we have. We’re glad you’re here!
My mother bought a Silly Songs with Larry CD for our daughter. I worked Christian retail for a while and learned a lot of the songs through our kids’ department. So, I happily popped in the CD on the way to daycare one day and seriously… we have listened to it EVERY DAY since. Before we even get in the car, she’s saying “Veggie Tales! Veggie Tales!”! Maleah’s favorite song right now is “Monkey” – pull it up on YouTube for Sally! It is seriously catchy! Before Veggie Tales, though, we were hooked on “Taylor Fift”.
1) Lost. Watching it on DVD was the only way I could watch it because the suspense was too much. Waiting a week would have made me crazy.
2) Taylor Swift…guilty pleasure. Her lyrics are written so well; it’s like poetry.
3) Um…nothing comes to mind. Sad.
4) Oregon Trail all day long! FORD THE RIVER!
5) I like your realistic approach to finances. It makes sense and is encouraging. Thank you!
Oh man… to this day, I’ve never watched a more suspenseful show than Lost. I think I started biting my nails again when we watched that show. All these Oregon Trail references are wanting me to play right this second… I need to ford the river RIGHT NOW!
2. I can’t stop listening to Alana Henderson, she showed up in a Spotify playlist and she only has like four songs on her single (Wax and Wane) and I listen to it over and over. Also, Welcome to Nightvale every couple weeks, and also there was a radio play of one of my favorite books, Good Omens, that came out around Christmas and I’ve listened to several times through now because it’s only free until 1/22 and then I’d have to buy it.
3. I’m most proud that we got out of my parents basement! I’ve lived there for eight years with my daughter while going back to school (and working). Mostly because of the new better paid position at work thanks to my degree. A little bit because my long-time boyfriend moved in with us, but I did the math and could still have afforded a place of my own, I just get to live in a NICER place thanks to his contribution (clearly, learning to think in terms of OUR money rather than my money/your money is a goal for the year ahead).
4. Sim City. I like when Godzilla attacks although that rarely happens. Wait, we’re talking original Sim City, right? Not the fancy later editions?
5. I’ve been following for a few months now, because it keeps me motivated reading about other people’s budgeting and financial goals, and it gives me good ideas, and as some one else said it’s really helpful to hear it from people at a more similar stage in life as me than some of the other sources I enjoy.
I need to look into Alana Henderson… I’m a total girl singer junkie at heart, and her music sounds like it’s right up my alley.
Awesome 2014 accomplishment… there isn’t a better feeling than being in your own space again!
3) We were able to pay for the entire year of preshcool for my daughter up front and finish our basement with only a small loan.
4) I guess Oregon Trail, but I’d rather not play either.
5) To learn how others manage their budget and inspire me to make tweeks to my own. And this year, how to pay off a loan quickly!
My So-Called Life! I watched it for the first time a few years ago, and I couldn’t get enough.
Way to go on paying for preschool up front! We’re looking into preschools right now, and I’m trying to wrap my brain around what it’s gonna do to our budget!
1) The Bachelor/Bachelorette. I love reality TV!
2) Taylor Swift, she’s just so great! Plus, she’s my age so- totally age appropriate, right?
3) Proud that we put my husband through his Bachelor’s degree without any student debt!
4) What are Sim City & Oregon Trail?
5) Your personalities intrigue me, I love Sally posts (she’s a doll), and I like your take on budgeting!
3. That’s a huge accomplishment. Congrats!
4. Terri. You have missed out on so much. You now have homework: go here (https://archive.org/details/softwarelibrary_msdos_games) and play Oregon Trail and Sim City.
1. Grey’s Anatomy. No shame.
3. Beginning to budget. Finally putting my foot down and not letting my debt get any higher. I’ve got at least a couple years to go before it’s paid off.
4. Oregon Trail, I suppose, because I liked shooting the squirrels. But if it were an option, I’d say the Sims instead, because I like to turn off their free will and create the perfect lives. It’s a good outlet.
5. I looked for personal finance blogs to help keep me motivated, and this one seemed the most accessible and entertaining. Thanks!
3. You’ll have one less year of payoff after 2015! Make it happen.
4. Without the hunting side-game in Oregon Trail, it was just a bunch of people slowly starving to death and drowning. I loved hunting.
Shake It Off… My almost 3 yr old is obsessed. Also just started Serial.
Buying our second, probably forever, home.
Oregon Trail, mostly bc I only vaguely remember what Sim City was all about.
Personal finance is oddly exciting to me, and you guys write with such personality. We are probably about the same age and in similar points of life as well, so I can relate you both easily.
2. Sally is a big fan, too. Of “Shake it Off” that is. She hasn’t really taken to Serial yet.
3. Mannnn, so jealous! I mean, we’re happy doing what we’re doing, but super envious that you think you’ve found “it.” Congrats.
2. I found a “Classical Music for Sleep” playlist on Spotify that I listen to almost every night as I go to sleep. However, last night as I was just starting to doze off, some loud inappropriate rap song came on in the middle of my playlist and it really scared me.
5.I get really excited about budgeting, and my husband doesn’t get as giddy and excited about it as me… so I come here!
2. Hahah. I used to listen to the Gladiator score to study because if I accidentally started drifting asleep the loud war parts would scare the crap out of my dozing.
3. Congrats! You did work in 2014!
1. My husband and I are obsessed with Big Bang Theory. We bought all of the seasons and watched them together. And now that we have caught up we feel like we have lost our friends. It was a big part of our evening. I also highly recommend both Sister Wives and 90 Day Fiance. I have no reasoning for this other than pure fascination.
2. T-Swift. And sometimes the How To Train Your Dragon 2 soundtrack.
3. Applying for our first credit card. We debated for a long time and decided to take the plunge.
4. I am an Oregon Trail lover. Plus, I have never actually made it to my destination, but one day I will. It’s happening.
5. I like silently picking peoples financially-minded brains and the topics you cover are things I like to read and learn from.
1. We’ve watched most of Sister Wives for the fascination factor. Not proud of it, but it feels to get it off my chest.
3. Glad to hear it’s something you debated. Those types of decisions shouldn’t come easy. And you’ll be better off and use it more responsibly as a result.
2. “Farewell” by Bob Dylan – Did I mention I’m old school?
3. Not sure this is really a “financial” achievement, but I drove under 700 miles in 2014 – which really kept the gas bill down!
5. I’m here ’cause I like your perspective – which is different from my own – plus you make me laugh.
2. Old school and into the deeep cuts. Thumbs up.
3. That’s awesome. We’re hoping to join your club in 2015, granted it’s probably a lot easier for us in NYC than CO.
1. White Collar, Suits, Parenthood.
2. I’ve always been a whatever is on the radio person.
3. Staying on a strict budget and saving approximately 65% of my income.
4.Oregon Trail, because those memories of sharing a big arm chair and playing with my sister.
1. All I know about Parenthood is every time I walked in on Joanna watching it she was crying. So there’s that.
1. pretty little liars. guilty pleasure. I may be way too old to still be watching this show, but I got hooked during my maternity leave with my first daughter. once you start you cant stop!
2. old brand new cds. once again, I am probably way too old to still be listening to hipster emo.
3. saving most of my tax return money! still have about 2k of it left and about to get this years!! woot!
4. can it be the sims? cause I definitely spent way too many nights playing that when I was younger. this post is becoming nostalgic.
5. I enjoy you guys’ honest and refreshing viewpoints on budgeting, and I feel your blog has different information than the 2348932 other budgeting blogs you can find on pinterest. also, I am due april 7.. hey Joanna ready for the third trimester??
4. High five on The Sims. Joanna and I spent one of our first few dates diving deep into our Sims strategies. We should have known we were in trouble then.
1. House of Cards, Orange is the New Black, Newsroom, HIMYM, Modern Family.
2. Taylor Swift. Deep down I’m 12, and I don’t care who knows it.
3. Not blowing our wedding budget!
5. Waiting for LeVar Burton to show up. In the meantime I like the balanced perspective and humor you two bring to things as a couple, plus those adorable Sally pics aren’t too shabby.
3. Congrats again on the wedding AND the budget! Sounds like a great 2014.
5. Hahaha. I’m telling you, the day he stops by and/or retweets us, I’ll pull the plug. There really won’t be anything else to achieve at that point.
3. Having an emergency fund ready to use when I had some big/unexpected expenses come up at the end of the year (you know, like car repairs after I hit an ottoman on the expressway…). Next step: rebuild said emergency fund!
5. Great, relatable financial advice!
3. WHAT?! I guess I need be more careful for stray ottomans on the road. So lame that happened. But awesome job having that E-fund all ready to go.
1. New Girl! How have we not talked about this?? Klane hasn’t watched it but I LOVE IT. It’s one of the only shows that consistently makes me legitimately laugh out loud.
2. Taylor Swift. Don’t judge me. Okay, judge me. I can’t stop.
4. Sim city. But actually roller coaster tycoon.
5. Because I like you guys. Plus also I think you’re pretty smart and you’re teaching me stuff.
1. Tell Klane it’s Johnny-approved. Not that that means anything, but there are more than our share of bro-jokes to make it well worth the 23 minutes.
A friend wants a TV show to binge-watch. What’s your recommendation?: Depends on the friend. Girly-girl friend who doesn’t want to use brain? SATC or Gilmore Girls, Nostalgic friend? Boy meets world. Intellectual friend? The Newsroom.
What song/audio/sounds you got on repeat? We listen to satellite radio, so it varies.
What financial achievement from 2014 are you most proud of? Paying off 20k worth of principal debt and increasing my income.
Why are you here (OFB.com)? Wanted to see new site design (LOVE it :))…and I’m procrastinating.
Your nostalgic friend is in for the ride of their life — Boy Meets World is the bomb.com!
1) Buffy the Vampire Slayer. So old! So good!
2) Janelle Monae. And a lot of Pentatonix and Gregory Porter to keep my three year old happy.
3) Saving all of my babysitting money instead of blowing it on almond croissants and cute boots.
4) Oregon Trail, but I never played SimCity. We had SimEarth, in which you were in charge of an entire planet. My little brother used to see how quickly he could destroy the world.
5) Why am I here? I think it boils down to me still needing someone to tell me to go to bed. I mean, this is ridiculous.
Buffy! Before I started working from home, Buffy provided me with hours and hours of entertainment at my first job out of college. I will forever be indebted to that show for saving me from a boredom-induced death.
You and Johnny both on the the going to bed thing! I have to force him to go to bed every. single. night. If there were a Night Owls Anonymous, I’d sign him up.
5. I just appreciate your posts.
Well done on paying off your student loan. That is quite the 2014 accomplishment!
1. Homeland, Luther, House of Lies, House of Cards & Parenthood.
2. I, too, love The Head and The Heart (so great live!), Bleachers, The National, Ray Lamontagne, Jose Gonzalez, City and Colour.
3. Used our savings reserved for a down-payment and bought our first home- in our favorite school district, for our 9 year old!
5. Learn how to spend and save better… much better, than we have in the past!
You just named all of Johnny’s favorite musicians, not even kidding. Very cool on the first home! I can’t imagine the day when we’re settled enough to actually put our savings toward a down payment, but boy do I look forward to it!
4. I love both games so much… I guess I would pick Sim City (especially Sim City 2000). Fun Fact… archive.org now has Oregon Trail online and my wife has been playing that pretty much non-stop.
Very cool on the Dependent Care FSA… I MIGHT have had to look up what it was. We’re looking to put Sally in some part-time care before long, so it’s good to know those exist!
WHY did you tell me that Oregon Trail is online? I can never go to that site. Ever. Okay, going right now.
Hello my name is Jen.
1. Psych. Funny, lighthearted awesomeness that I can’t get enough of.
2. Currently, the soundtrack for the Musical Spamalot, because my husband and I are in the local community theater’s version of it this month.
3. Getting married without going into debt, and paying off all of our private debt in six months.
4. Oregon Trail, mostly because I feel I can actually WIN it.
5. To keep me financially motivated!
Hi Jen! Wow, what a year for you guys! A debt-free wedding and paying off your private debt? Very awesome. And congrats on getting married!
3) Keeping afloat during my second maternity leave to occur during my husband’s schooling and his new not-yet-successful job hunting… And by “afloat” I mean not going further into debt. Super excited to get back to debt-free (aside from mortgage) soon, and then chase that mortgage-free dream.
4) Sim City. I rocked at that game (definitely utilizing the money cheat!!). Oregon Trail stressed me out to the max. Plus I have an unhealthy addiction to anything that resembles a management game… too many hours of my childhood went to Roller Coaster Tycoon, Lemonade Tycoon, Sim Tower, Sim City, Sim Zoo, The Sims….
5) I’m here because we’re really trying to keep our financial goals in mind while we slog through the tough stuff and hopefully we’ll really gain some good ground when we start having more income again… I love your humour and easily applicable tips.
I feel about music the way you do about TV shows… I never listen to anything anymore! I’ll have to look up your recommendations the next time I’m on Spotify. Keeping afloat is 1000x times better than drowning, and it will make your transition to more income in the near future that much more enjoyable. Well done, and here’s to being more than afloat in 2015!
2. I have podcasts playing all day long at work. Really loved Serial and been listening to Too Beautiful To Live for about 5 years now. It’s just too guys talking about their day and life in general but for some reason so much fun.
3. Paying off all store credit cards before we had our little one in May. Paying off all our doctor bills by the end of the year.
4. Sim City. There is just so much more you can do!
5. We want a house, we want another baby, we want to be debt free. Both of you have helped me significantly in understanding budgeting and how to get started so thank you. Also love the HomeBudget app!
Crazy how having a kid helps to financially motivate us, right? It sounds like you guys are on a great path, so good work. I’ll have to look into the Too Beautiful to Live podcast… it sounds like it’d be right up my alley!
1. A friend wants a TV show to binge-watch. What’s your recommendation?
– 99% of the time when this happens we watch Friends. We have probably seen the whole series through 5 times now.
2. What song/audio/sounds you got on repeat?
– Queens of the Stone Age radio on Pandora. It’s got Black Keys, Arctic Monkeys, The Strokes, QOTSA (obviously), and many more tunes that are good for passing the boring work day.
3. What financial achievement from 2014 are you most proud of?
– The fact that I found your blog (and a couple others) and decided to actually take control of my debt and pay that crap off. Not to say I wasn’t paying it before…but I wouldn’t have been able to make myself pay off 2 car loans in 10 months without the push from personal finance blogs. Thanks, by the way.
4. Choose one to play for the rest of your life: Oregon Trail or Sim City.
– Sim City, only because I haven’t ever played Oregon Trail. I’m terrible at Sim City, though. That’d be a pretty terrible rest of my life.
5. Why are you here (OFB.com)?
– I stumbled upon the site initially while killing time at work. I’m a financial program coordinator for a non-profit organization. I occasionally (almost every single day) have some time to kill. I figured I would look up some money type success stories…and there you were.
Well, we’re glad you’re here! Way to go on paying down those car loans so quickly! Very cool. And agreed… Friends never gets old. It will forever be an oldie but goodie.
A friend wants a TV show to binge-watch. What’s your recommendation? Peaky Blinders on Netflix. I love me some Cillian Murphy.
What song/audio/sounds you got on repeat? “Desperation” by 1st Vows – really good!
What financial achievement from 2014 are you most proud of? My husband and I bought our first home! We live in an expensive area (Fairfield Cty, CT) so it took longer to save a down payment than I would have liked but I’m glad we’re finally in!
Choose one to play for the rest of your life: Oregon Trail or Sim City. Sim City!
Why are you here (OFB.com)? I have always been a budgeter, but now that I am a home owner I’m trying to cut costs wherever I can to put extra money toward our mortgage to pay it off as early as possible. You guys provide great tips in budgeting!
Yay! Homeownership is definitely something to get excited about! I’ll live through all of you who have taken the plunge until Johnny and I actually go for it, too. I’ve never heard of Peaky Blinders… I’ll have to look it up!
1.) Firefly, The Dresden Files, and Arrested Development.
2.) 2002 Believe, 2002 Across an Ocean of Dreams. 2 new age albums that will put you in a very chilled out mellow place.
3.) 2014 was my final push to retire my debt, I am debt free as of yesterday (house and everything as Dave would say) . $140K in 6 years, 3 months on about $65K income.
4.) Sim City…but the old old one. I wonder if that even runs on Windows?
5.) Saw your story Dave vs. Suze. I watch both, too. I followed Dave’s advice, but kept the credit cards and FICO score. I know, I know. I have no idea why I still have those stupid things.
Whoa!! Super congrats to you! That is quite the achievement. Very, very, very cool. We kept the credit cards, too! Ain’t no shame in that, especially after what you’ve accomplished!
Its not Dave Ramsey or Suze Orman, but they are relevant for folks like us. My biggest beef with the show is they don’t dig into the numbers. The more current episodes are better than the older ones.
No, we haven’t heard of that show, but it looks like it would be right up our alley! We’ll have to check it out this weekend. We love seeing real-world money situations and how other people are handling them. Thanks for sharing!
2.) Shake It Off by Taylor Swift. I realize that, at almost 40, I’m not her target demographic, but that song gets me off the couch to dance around the house every time.
3.) Moving to another country without going into debt.
4.) I’ve never played Sim City but I’m a huge fan of The Sims so I’m going to go with that.
5.) Found you while Googling articles on people who budget but still use their credit cards. We’re of the idea that credit is good when used responsibly but so many people refuse to see any positives in them. I wanted experiences from people who can handle using them and still keep to a regular budget, in the same way as the cash only budgeters do.
Agreed… The perfect TV show is one that makes me laugh but doesn’t take much time. We’re currently hooked on Parks and Rec.
No shame in loving Taylor… I swear it’s on repeat in our house most nights because we all love to dance to it.
Completely forgot about Parks and Rec! Just recently started catching a few episodes and I’m definitely thinking about starting at the beginning of the series.
It’s my go-to show for decompressing and getting some stress off my chest! I don’t know about you, but I need a good laugh every night once the day is done!

industry_corpus2: Finance & Economics


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A talented Year 11 student has written and published her own novel.
Book mad Sophie Allen spent just three months writing her first novel No Longer Human and after months of anxious waiting received 25 copies in the post on Thursday.
The authoress went down the route of publishing the first draft herself and is now going to send the 250 page novel to the big publishing houses to discover if she can realise her dream of seeing her books among the ranks of top authors in the nation's bookshops.
The student, who is hoping to achieve a B grade in English Literature so she can go on to study English Literature at A level, said: "I have always loved writing, and used to write my own stories at primary school.
"I wrote the novel over the summer holidays last year - it had started with just writing down some ideas that had come into my head.
"It is a science fiction/fantasy type novel and I have been inspired by my favourite authors such as Malorie Blackman and Stephanie Meyer (who wrote the Twilight series).
The novel centres around the teenager girl Sylvia Robinson and her realisation that she is one of a group of people who can read people's minds.
The book charts her struggles with her gift and leads to a dramatic climax in which Sylvia has to make a decision about whether to use her powers for good or evil.
Sophie has planned a sequel, which she will begin writing soon.
She said: "No Longer Human sets up the second book, which is going to be a lot more dramatic. This first book establishes the characters and the sequel will show how their lives develop."
Sophie has distributed the book to parents and friends and is now waiting for their feedback.

industry_corpus2: Literature & Emotions


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Do You Need Curtain Poles in Wigan?
The Millan Interior team can help with buying curtain poles in Wigan. Accurate window measurements need to be taken so that the curtain pole fits the window properly. A style and design should be chosen to match the existing curtains and décor of the room. Or, if new curtains are to be purchased or made, the curtain poles should be chosen to match the style. If you are unsure about which curtain poles to choose, speak to Millan Interiors.
In Wigan, choosing curtain poles is easy with the fully qualified, hands on Millan Interiors team. They provide honest advice on all aspects of interior design, from colour matching, lighting and curtaining, tackling complete project management services. They do an initial consultation at your home to gain an understanding of your style and the layout of your home. They return to the showroom and work on schemes which they present to their clients. Their beautiful showroom in Parbold, West Lancashire offers perfect examples of the many choices you have and there is plenty of parking. You’ll see examples of Traverse curtain poles, and swing and tension curtain poles. Swing and tension curtain poles are designed for heavier curtains. There are a number of varieties of curtain poles designed to hang different types of curtains for different areas of a home.
When it comes to curtain poles in Wigan, you might require professional advice. Curtain poles are made from a number of materials such as bamboo, wood or steel and are available in many different styles. There are also double curtain pole sets which give windows a layered look. Curtain poles can add aesthetic value and change the look of a room. There are certain features of decorative curtain poles that make them attractive and functional. Choose a team who knows every aspect about curtains, windows and curtain poles. Millan Interiors are standing by to assist you, so contact them today.

industry_corpus2: Real Estate & Construction


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Saint Helena city is located in Nebraska State, Cedar County and has a unique zip code assigned by the US Postal Service Office.
Saint Helena Area Code is 402 and Time Zone is Central (GMT -06:00).
The US ZIP Code basic format consists of five decimal numerical digits assigned to the Saint Helena City. An extended ZIP+4 code, introduced in the 1980s, includes the five digits of the Saint Helena ZIP code, a hyphen, and four more digits that determine a more specific location within a given ZIP code in Saint Helena, Nebraska.
The Saint Helena Zip Code is 68774.
If you want to send a mail to Saint Helena City, you should use the 68774 Zip Code.
In 1983, the U.S. Postal Service introduced an expanded Saint Helena ZIP code system that it called ZIP+4, often called "plus-four codes", "add-on codes", or "add ons". A ZIP+4 code uses the basic 68774 Zip code plus four additional digits to identify a geographic segment within the five-digit delivery area, such as a Saint Helena city block, a group of apartments, an individual high-volume receiver of mail or any other unit that could use an extra identifier to aid in efficient mail sorting and delivery in Nebraska.
What is the Saint Helena Zip Code?
The Saint Helena Zip Code in Nebraska is 68774.
What is the zip code for Saint Helena NE?

industry_corpus2: Others


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Here is a collection of some of my single and multi arch straight and skew, single and double track stone arch bridge and girder bridge display models, representing some that I have made for other model railroad enthusiasts. If you see anything here that you like, I can also make you one for your railroad for a reasonable price. I can make single or multi arch, straight, curved, or skew arch bridges, high or low, single or multi track. I make them almost entirely of EPS building foam, and sometimes a little wood here or there, but primarily foam. They are very strong, and I engineer that into them.
I will work within anyone's budget to make them one fine bridge. I plan on adding more bridges to my display as time allows, hopefully something new every month or so.
My prices are based largely on your budget and what "you can afford", as opposed to "what I charge", and I can be most reasonable and generous. If interested in something here or on any of the other pages of my blog area, please do not hesitate to inquire by email at ilovebridges.tw@gmail.com.
Upon starting your bridge, I will provide you text or email photos of it as it progresses through construction, with no payment required to begin construction. Payment only required after completion of bridge prior to shipping, after final photos are provided to client, and client's acceptance of work performed based on the provided photos. Cash, check or money order would be required at that point, and your finished bridge will be shipped (customer pays shipping, and I try to keep it as economical as possible, I will let you know cost, beforehand).
If interested in having a custom built bridge of this nature, or something specific to your railroad, please feel free to contact Tim by email, at: ilovebridges.tw@gmail.com.
Also see some of my other posts for different angled pictures of these bridges, and a few others that didn't make it into these photos.
And...yes, that is a 3 or 4 track, two arch version of the real Rockville bridge back there(which may go to York someday on display), behind the five arch high bridge. You can see other pictures of it and its two track sibling elsewhere on my website.


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Thursday 1st November: 11.30 am– 12.30pm.
Halloween fairy Sarah will take you on a magical story-time adventure to Halloween land, a place of magical secrets. This story time is interactive and fun using songs, puppets, props and real magic.

industry_corpus2: Subject Education


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Timeshare selling can be a advantageous business. Timeshare on a property such as that of a condominium, holiday resorts, yachts, houseboats or motor houses can be a monetary trade as well.
The mountainous terrain is the very best to go climbing and biking. Your stay at the North Ga Cabin Moon Bounce Rental Gainesville becomes even much better when you lease a grime bicycle and cover the tough terrain on wheels to return to your cabin fatigued, exhilarated and prepared to get some much needed rest.
If you expect one,000 people, and you determine $25.00 a person is acceptable, then your entire budget for meals, printing, entertainment, etc., is $25,000. If you expect only twenty people and you know they won’t come if it’s over $5.00 a person, then you know you’re much much more restricted.
An proprietor who owns time share can promote it to other like-minded buyers. 1 purpose why somebody would want to make a choice on to promoting his timeshare is they might not be in a position to use it at that given time and it was already paid for by him. So as to not go via a fiscal reduction, he’ll compensate for it by letting someone else use it – and that somebody will be having to pay him rather.
Good landlords don’t just know the present laws, they also make certain they maintain up to date with new guidelines and laws, this kind of as the new letting agent and landlord licensing.
Renting a car will enable you get the opportunity to journey Spain in an unique kind of way. It is a fantastic way to do issues at your own tempo. Vehicle rentals are very dependable and are readily accessible in all areas in Spain. There are many companies that are involved in this business and you will be in a position to find the kind of vehicle that you are searching for. When dealing with an company while preparing your journey details, car rentals can effortlessly be arranged even though it is a depth that you can take treatment of all by yourself once you get to the country.
One could argue that immediate mail will be making a Huge comeback as spammers carry on to destroy a legitimate marketing channel. So keep on testing e-mail but don’t neglect the proven, cash-creating power of a letter package deal or self-mailer!


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What is Girl Talk about?
Welcome to the Girl Talk guide at TV Tome. There are two different versions of this series. One is the 1969 adult talk show hosted by Virginia Graham. The other was a 1989 weekday special teen talk show (based on a girls board game) hosted by Soleil Moon Frye & two other girls. There were also two boys for comedy relief, one is Brad Kane. Brad even got to play the piano & sing his own tune on the show. Brad would go on as the singing voice of Aladdin. There is no editor for this show. If you would like to be the editor look here for details.

industry_corpus2: Film & Entertainment


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The survey found 45 percent of Americans take one or more of these drugs, NPR reports. The widespread use of these drugs could be contributing to the high rate of misuse, experts say.
I’m afraid that “misuse” is not defined and I didn’t realize that NPR is a medical organization. Fortunately if most pain meds are gotten from friends and family, there is no argument to interfere with a doctor’s direct relationship with a patient. Blessedly neither pain nor pain management is a problem for me but I don’t understand how the work of doctors is being so universally second guessed.

industry_corpus2: Health & Medicine


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Why this hotel? Great bar & dining. Near the Elia gay beach. Boutique luxury. Free WiFi.
The largest hotel within walking distance of the Elia gay beach. The 5-star Myconian Imperial offers stunning views of the Aegean Sea, 3 swimming pools, restaurants, bar, a spa and a private beach.
Modern rooms & villas feature flat screen LCD satellite TV, DVD/CD player and balcony with ocean views. Some rooms have an outdoor hot tub or private plunge pool. Free WiFi throughout.
The resort is located near the slightly more luxurious Royal Myconian Hotel, just a couple of minutes’ walk to the gay section of Elia Beach.

industry_corpus2: Hospitality & Catering


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Any Special requests or information you would like me to know Around 4-6 weeks prior to your wedding we will discuss your timeline and I will ask you for a specific list of formal photos that you would like. This is just to let me know if there is anything in particular that is important to you. Even if its just to tell me a little bit about your wedding style/ theme.
Bridal Prep Address * This field is required This may be the venue, your home or your parents address, for example. Please put n/a if not a full day.
Interested in photobooks/ albums after the wedding?
A non-refundable booking fee of £200 as well as full acceptance of the terms and conditions set out within this contract secures my time and services for your wedding and is non-refundable or transferable in the event of cancellation.
The deposit will be deducted from the cost of your wedding package when calculating the final balance due. Payment in full of the remaining balance will be due one calendar month before the wedding day. Weddings that are postponed, with at least three months notice, to a later date will retain the fee as long as I can re-schedule for the new date and time.
My bank details are: Halifax. Sort Code: 110405 Account No. 00422703.
You may cancel this contract at any time by giving written notice but in doing so shall forfeit any monies paid. Cancellation less than 12 weeks before the wedding will result in the 50% of full payment becoming due to cover losses. All cancellations must be in writing.
I may display any photograph covered by this contract or to generally promote my business in advertising, brochures, magazine articles, websites, social media, sample albums etc.
For a booking involving a church ceremony or at certain venues, my movements are sometimes restricted by the official in charge. The area from which I am able to cover the ceremony may not be the optimal choice and I cannot accept responsibility for any obstructed view should this be the case.
I will honour specific requests for photographs subject to the following: weather and time permitting; availability and the co-operation of the person(s) concerned.
All images will be individually edited with the same aesthetic style as seen on my website and social media sites. A range of colour and black and white jpeg images will be provided to you based on my judgement. Lighting and weather conditions for example may affect the exact colour of materials as perceived by the human eye. My judgement regarding these corrections and the number of images put forward to you for preview shall be deemed correct.
English Copyright Law states that the copyright of photographs remains with the photographer. However, you are permitted to print copies for your own personal use and to share with friends and relatives. Selling, publication or any commercial use of the photographs is not allowed without prior written permission from me. You are not permitted to pass on images to any third party, such as suppliers, that will be used for marketing or advertising purposes without written consent from myself.
In the extremely unlikely event of me being unable to attend your wedding due to unforeseen circumstances, I reserve the right to appoint another similar photographer to attend your wedding on my behalf to undertake the wedding photography to the best of my ability. If this is was not possible, my liability shall be limited to a full refund of any deposits and fees paid.
Any directions issued to clients, their guests or employees during a photographic shoot are deemed to be at said persons own risk. I cannot be held responsible for any personal accidents during a photographic shoot.
Client 2: By Signing this form I agree that I have read and understand the terms of this contract with Sharon Cudworth Photography.


text: A grave threat from beyond space and time swiftly approaches the Earth - imperiling the very nature of the entire universe! This catastrophic, existence-ending event forces Earth's mightiest heroes and villains to join forces to fend off Armageddon. But amid ever-shifting alliances and internally warring factions, will they succeed in their quest to save all of eternity? Led by the demigod Thanos (who is admittedly not only quite mad, but something of a continual threat himself to both Earth and eternity), Earth's superhumans must stand shoulder-to-shoulder to face the most terrifying threat that they've ever encountered: Nothing less than the end of all that ever was! Collecting MARVEL UNIVERSE: THE END #1-6.


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The region’s strengths and role in the broader community.
Parkes Shire has emerged as an increasingly dominant regional service underpinned by a strong, progressive economy.
The Parkes Shire is in a strong economic position, with a Gross Regional Product (GRP) $0.71 billion, which represents 0.1% of the New South Wales GSP (Gross State Product).
Parkes Shire's economic profile presents economic information that enables you to describe the area's role within the broader economy, explore options for economic development and promote the area's strengths.
For more information, visit the Parkes Shire Economic Profile page.


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Picture-perfect music for film, TV, games, and beyond.
Whether he's rocking out, crafting tight beats and new sounds, or putting the finishing touches on a mix, New York-based musician, composer, and producer Nick Rodriguez approaches his craft with passion and professionalism.
Nick was hooked on music at an early age, picking out tunes on his grandmother's piano before school. And although he still tickles the ivories, it wasn't until he traded some computer smarts for a battered old pawn shop guitar that the creative spark started a fire.
Today he counts himself as a multi-instrumentalist, having added bass guitar, ukulele, accordion, drums, and banjo to his repertoire. And although he's still a rocker at heart, his music often takes cues from modern electronica, pop, and hip-hop.
Nick has composerd music for Videohelper and many other production music libraries that has been featured in a BAFTA-winning short animation, as well as the main titles of MSNBC's "Kasie DC," Fox Sports "Rangers Insider," and the A&E Series "Don't Trust Andrew Mayne", as well as a variety of programs on networks like AMC, National Geographic, History Channel, Fuse, and MTV.
Some tasty tracks to whet your appetite.
Have a project that needs music? Interested in licensing one of the tracks you've heard here? Drop me a line!
If you're human and you know it, type ""
Copyright © 2014-2015 Alpaca Room Music.


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that is exactally!! what i was talking about.
Get a exactally mug for your brother-in-law José.


text: Micah’s passion for music began even before he could combine words into coherent sentences. At only two years of age, he started what became a lasting relationship with his violin. He attended the Suzuki Violin Studies School in Tokyo, Japan. Later he studied at the Zino Francescatti School of music in Aix-en-Provence, France.At the age of thirteen, Micah performed with Liza Minnelli during her solo concert at the Philadelphia Academy of Music. Soon after, he was chosen to join the Philadelphia Youth Orchestra as principle first violinist, under Anthony Primavera. While pursuing a Bachelor’s degree in International Business at Drexel University, Micah became the lead violinist in the school’s String Ensemble. At the same time, he began working in nightclubs and experimenting with the fusion of the violin and electronic music.Upon graduation, Micah continued to enhance his skills by studying with various musicians throughout the Philadelphia area. His teachers included Estelle Kerner, author of the book "A History of the East European Violinist,” and Xiao-Fu Zhou, of the Pennsylvania Centre Orchestra. Micah also studied jazz & blues improvisation with Eric Nemeyer, publisher of Jazz Improv Magazine. He also began touring all major nightclubs in the United States including Philly, New York, New Jersey, Boston, Chicago, Miami, L.A, and many more.Micah is the first violinist in the world to have an exclusive residency at the best global club of 2005 to Present day: Amnesia in Ibiza, Spain. He also has had a residency at Club B3 of Seville in the wintertime for the past 4 years. Micah has collaborated with some of the great DJs of the world, including Mauro Picotto, Kurd Maverick, David Vendetta, Antoine Clamaran, Armin Van Buuren, Ron Carroll, Robbie Rivera, Mastiksoul, King Britt and Laurent Wolf. In his playing, Micah covers the vast spectrum of musical genres, from classical to hip-hop, from jazz to world music. He has performed every type of house music imaginable, including elektro, minimal, drum & bass, techno, vocal and gospel. Micah is one of the most well-known and respected electric violinists in the world. His performances in hundreds of nightclubs all over the world have set him apart from other performers. He has given stellar performances in many different countries, including the United States, Spain, Holland, France, Italy, Germany, London/UK, South America, Canada/Montreal, Toronto, Germany, Austria, Morocco, Moldavia, Ukraine, Algeria, Egypt, Latvia, Turkey, Russia, Albania, Syria, Qatar, Dubai, Tunisia, Belgium, Lebanon, Monaco, Romania, and Switzerland. He plays in styles ranging from the Far East, India, and Middle East to Latin, Spanish, Western and jazz, to name a few. Micah possesses a unique flair for improvising over any style of music. Upon request, he can accompany virtually any song of any style with other musicians or alone, giving a seamless impromptu performance. Micah enjoys performing solos as much as collaborating with other musicians, artists, vocalists & performers including Rebeka Brown, Lex Empress, Akram, Keith Thompson, Rachael Starr, and Ruben Moran.


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Teachers at the venue of chain hunger strike, which entered into 4th consecutive day on Sunday.
JAMMU, Sept 2: As the on going indefinite chain hunger strike of Teachers’ Joint Action Committee entered into 4th consecutive day on Sunday, a massive demonstration was also held at the site of fast dharna near Press Club Jammu, where a call was given for boycott of all Government functions on Teachers’ Day.
The teachers, who began their 24- hour fast this morning, included Lekh Raj Parihar (District president Udhampur JKRTTF), Sham Sharma (State chief press secretary JKRTTF), Sukesh Khajuria (State secretary JKRTTF), Ashok Seth (Provincial vice president JKRTTF) , Romesh Goswami, Swaran Singh, Maan Chand, Amit Gupta, Rajinder Singh and Sanjay Sharma.
The protesting teachers raised slogans in support of their main demand of implementing 7th Pay Commission in favour of SSA Teachers and Masters.
While addressing the gathering, JKRETTF president Vinod Sharma flayed the Government for its non seriousness and silence towards SSA Teachers and Masters whose families are living in mental trauma. He said that due to the casual approach of the Government, these teachers were unable to provide proper food and clothing to their children and required medicines to their old and ailing parents.
He appealed the Governor’s administration to intervene in this regard for the welfare of thousands of these Teachers and Masters and issue order regarding the implementation of 7th Pay Commission in their favour without any further delay.
Speaking on the occasion, Teachers Forum general secretary Ganesh Khajuria announced that TJAC will observe Teachers Day as black day and all Government functions at Zonal as well District level will be boycotted if the order for implementation of 7th Pay Commission is not issued before 5th September.
Gulzabir Daing, Sukhdev Singh Sumbria, Rajesh Jamwal, Dinesh Singh , Yog Raj Salathia, Gopal Singh, Raj Kumar Dubey, Darshan Sharma, Dinesh Singh, Pritam Goswami, Kuldip Bandral, P D Singh, Goutam Singh, Rekha Thakur, Ashraf Katoch and others also spoke on the occasion.


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Stainless Steel, Special Steel, Compressor Blading, Turbine Blading, Superalloy Supplier. S355J0W can be supplied as steel plate/ sheet, round steel bar, steel tube/pipe, steel stripe, steel billet, steel ingot, steel wire rods. electroslag, forged ring/ block,etc.
S355J0W STEEL, EN 10155 S355J0W STEEL PLATE. Steel plate S355J0W under specification EN10155 is mainly used for manufacturing welded,riveted or bolted structures,such as beidge built,façade and vehicle construction.
Germany France Italy Belgium Sweden EN10113EN10025(93) EN10025(90) 2 DIN 17100 NFA 35-501 UNI7070 NBN21-101 MNC810E S185 A 33 Fe 320 SMA 50 CP A 709 Gr.0566 P355NL1 TStE 355 A 510 FP 1 Fe E 355-3 224 Gr.8966 S355K2G1W 1.S.Equivalent Grades Steel with Cr.8959 S355J0W E 36 WB 3 Fe 510 C2K1 WR 50 B A 242 Type 1 A 588 . 430 P275NL1 TStE 285 1.
In grade S355J0W, W means S355J0W steel plates/sheets own weathering resistance ability, 235 is the min yield strength, and J0 stands for 0 impact degree and energy in 0 temperature, finally, S means S355J0W steel grade is structural steels with improved atmospheric corrosion resistance.

industry_corpus2: Manufacturing


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The UN climate conference in Paris last December decided to limit the temperature increase to well below 2°C/1.5°C above pre-industrial levels.
An integrated food and agricultural policy and changes in consumption patterns are holistic approaches needed to tackle emissions from agriculture.
Europe’s solar and wind initiatives, if both implemented, could increase Europe’s climate target of 40% below 1990 levels by 2030 to 60%.
Polish lignite plant Belchatow and British coal plant Drax dominate Europe’s most polluting point sources in 2014.
Several European countries are investing in lignite mining, despite the fact that the industry faces declining profit margins in competition with low-carbon energy production.
Nitrogen oxides from transport and ammonia from agriculture are still being emitted above the legal limits of the NEC directive.
IRENA launched a new report revealing that the dramatic cost reductions we’ve seen in recent years for solar and wind electricity will continue well into the future. It finds that by 2025 ..
Unleashing a fourth industrial revolution in Europe is the bold aim of a new report on how to make the continent’s buildings carbon-neutral energy producers.
In August, the US Environmental Protection Agency (EPA) published the second phase of greenhouse gas standards for the trucking sector, which are expected to lower CO2 emissions by approximately 1.1 billion metric tons ..
A recent scientific study has made new estimates of the marginal social cost per tonne of air pollutant emitted, focussing on the health damage caused by excessive levels of PM2.5 in the air.
A new report by the United Nations Environment Programme (UNEP) lists ten basic measures to improve air quality. It shows that the majority of countries worldwide are still ..
The International Energy Agency (IEA) in June released a report that highlights the links between energy, air pollution and health, and identifies contributions the energy sector can make to curb poor air quality.
An environmental ranking of European cruise ships concludes that none of these can currently be recommended. German green group NABU ..
In June, Friends of the Earth US released its new Cruise Ship Report Card, documenting the environmental footprint of the cruise industry and grading 17 cruise lines and their 171 ships.
A Chinese-led study has estimated that sulphur dioxide emissions from ships caused an estimated 24 000 premature deaths a year in East Asia, mainly from heart and lung diseases and cancer.
A recent information paper from the German Nature and Biodiversity Conservation Union (NABU) discusses the role of LNG (liquefied natural gas) as an alternative fuel for shipping.
Despite recent improvements in air quality in Europe and North America, air pollution is still the primary environmental cause of premature death and ecosystem biodiversity is threatened by nitrogen deposition ..

industry_corpus2: Agriculture & Fisheries


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100% veniv, soe Mystic Drip kalipso. Tootel väga hea hinna ja kvaliteedi suhe.
Suunitlus: SUP aerusurf, surf, purjelaud, wakeboard, kanuu, kajak ja lohesurf.
Stitching method whereby the panels are first glued together and then only stitched halfway through the fabric instead of fully perforating it, which will make the seams waterproof.
The lining save is used to prevent any damage on the soft inside by the velcro neck strap. Make sure to use the lining saver when taking off the wetsuit.
M-flex is a stretch layer within the neoprene. The high stretch of this layer creates a flexible suit, which makes it possible to move without restrictions.

industry_corpus2: Sports


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Gluten-Free beauty products can be expensive and difficult to find and not always the most natural in their ingredients! So I have decided to share a few of my favourite beauty recipes that are 100% GF and will leave you feeling positively radiant!
Mix all these ingredients in a bowl and get scrubbing for beautiful skin! The honey is naturally antibacterial, when coupled with the natural scrubbing power of baking soda it banishes acne the clean way!
Massage into hair and scalp and leave in for 15 minutes or up to over night for truly unruly hair. Be sure to rinse thoroughly and enjoy gluten free tame hair.
Mash strawberries with sugar and olive oil, rub over any rough areas (knees, elbows, feet, legs) and rinse with water.


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Are We Consuming Too Much Information?
Since the beginning of the internet, the volume of information has been growing exponentially.
Without even realizing it, we are pumping out unbelievable amounts of data onto the web every day. By “unbelievable” here I mean around 2.5 quintillion bytes — that’s a 1 with 18 zeros after it. If you have hard time grasping how much that is, you’re far from alone.
Let’s translate this impossible-to-imagine number into something we all understand. There are so many HD movies on the web today you would need 47 million years to watch them all. There are over 1.8 billion websites out there, and on average 571 new ones are created every minute. That’s how much data we’ve generated. It’s no wonder that information overload has become an issue.
The large volume of information is not a problem per se. The real problems are the lack of information-quality control on the one hand, and our inability to control the flow of incoming information on the other. Given the situation, it is not surprising that some of us suffer from information overload and feel an urgent need for an information detox.
Information overload is something you’ve likely felt or dealt with at least once. It is the feeling you get when, after hours of searching the web, you realize there’s so much data in your head that you can no longer think clearly.
Information overload has many alternative names — “infoxication”, “infobesity”, and data smog. No matter the name, the meaning stays the same.
Information overload is the state of feeling overwhelmed by the volume of information to the point at which one feels more confused than knowledgeable about a particular topic. Information overload can manifest itself as brain fog and difficulty making decisions.
In general, information overload is the kind of stress you feel when you consume more information than you can “digest” (and more than it is needed to make a decision).
Theoretically, having so much information at our fingertips should be a good thing. It should help us make informed and smart choices. In reality, it seems to do more harm than good.
The statistics are interesting: 1 in 5 Americans admit feeling overloaded by information. It may not seem like it, but this means that around 20% of your co-workers are operating in a mental fog.
Information overload leads to cognitive overload (and brain fog).
There is only a certain amount of information a human brain can process at one time. When we surpass that limit, symptoms of cognitive overload occur. We start to feel irritated, we are no longer able to think clearly, and even a minor decision may feel like a huge ordeal.
Decision-making becomes a real challenge.
Consuming large volumes of information tires our mind. Making decision is an energy-consuming process. When your brain is tired from processing too much information at one time, the last thing it needs is another energy-consuming process like decision-making. That’s why even minor decisions such as which color t-shirt to pick or what sort of tea to buy can feel so challenging when you’re overloaded with information.
Your willpower reservoir gets depleted, too.
When you’re overloaded with information, it is not just your ability to make decisions that suffers. Since your willpower uses the same energy stores as decision-making, your ability to stay motivated and productive can be impaired when there is too much information in your head.
Information overdose may trigger anxiety.
Scientists call it “information anxiety.” Simply put, it is the feeling we get as a result of being unable to interpret large volumes of data or find that particular piece of information we are looking for. Apart from information anxiety, which is very specific, information overdose can also aggravate anxiety one is already feeling. If we take information overload for what it is– a source of stress–it all starts to make sense.
Overload of information makes it harder to focus.
According to experts, information overload takes a toll on concentration and focus. When there is more information in our head than we can effectively process, our brain starts to rush from one idea to another. Think of it as a form of mental multitasking that makes your brain jump from one thought to another. As you might have guessed, this state of mind does nothing to help with focus and concentration.
Critical thinking skills become impaired.
If you consume way too much information, it becomes harder to distinguish between high-quality and poor-quality content. The outcomes can be dramatic. If you stop questioning the trustworthiness of information you consume, it becomes a lot easier to be manipulated. Things like fake news, phishing, and scams flourish exactly for that reason — because we forget to think critically at precisely the time that doing so is most important.
How To Deal With Information Overload?
The symptoms of information overload are not fun. Irritability, brain fog, anxiety, emotional fatigue — the list can go on and on. Let’s see what you can do to sooth the unpleasant symptoms and get back your clarity of mind.
Unplug for at least a few hours.
The worst you can do when overloaded with information is to try to put more information inside your head. This applies to all information, including funny posts on Facebook or pictures of cute puppies on Instagram. This kind of information might be easier for your brain to digest, but you’ll do much better by going offline altogether. Consider it a short-term information detox.
Take a walk outside, get engaged with real life.
The best way to clear your mind is to take some time outside. This could be anything from a short walk in a park to hiking to exploring a neighborhood you’ve never been to. You have only one rule to follow: no social networks, no emails, no push notifications. Just you and the real world around.
Take a break from your information hunt and, once you’re back, filter all the clutter.
No matter what you’ve been searching for, chances are high that you’ve collected at least some poorly-sourced information. Take time to review it with fresh eyes and filter out the unhelpful content.
Kindly remind yourself that you can’t read/process/analyze it all.
For nearly any topic or question, Google will give you more answers that you can possibly grasp. Keep this in mind and know when it’s time to stop. Unless you are an expert in a given field, reading around 3–5 high-quality pieces of material on a topic should be just enough.
Our brains are not trays at an all-you-can-eat buffet. Just like we should care about what and how much we eat, we should pay attention to the quantity and quality of the information we consume.
Remember that what junk food does to our bodies is not much different to what junk content does to our minds. And with such amount of information available to us at any given moment, it’s important to be mindful of when our brains are full and need a chance to digest.

industry_corpus2: Technology & Research


text:
Pathway and Fence Post Solar Lights for Spring!
Celebrate Spring with New Ideas in Solar Lighting!
The NEW! Millenia Solar Pathway Light disperses 30' of light from a stylish light fixture that is 31.5" tall (or .8M / 80cm) and a perfectly square 10.25" (26cm) width and length. The Millenia Solar Pathway Light by free-light turns on automatically at dark and turns off 5 hours later. The large crystalline solar panel keeps the large batteries charged each day. The Millenia Solar Pathway Light is the perfect addition to any landscape, walkway, pathway... anywhere you'd like more light without wires or electricity. Oh free-light! No wires... just add sun!
We've Got 6 x 6 Solar Fence Post Cap Lights!
See 6 x 6 Fence Post Cap Solar Lights here.

industry_corpus2: Power & Energy


text:
Technavio’s analysts forecast the global military laser systems market to grow at a CAGR of 8.2% during the period 2016-2020.
The report covers the present scenario and the growth prospects of the global military laser systems market for 2016-2020. To calculate the market size, the report considers the revenue generated in the overall market. It also presents the market segmentation based on application (defense and homeland security), technology (SSL, fiber laser, chemical laser, semiconductor laser, and Co₂ laser) and geography (Americas, EMEA, and APAC).
Technavio's report, Global Military Laser Systems Market 2016-2020, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the market landscape and its growth prospects over the coming years. The report also includes a discussion of the key vendors operating in this market.

industry_corpus2: Aerospace


text:
Build the majestic Ferris Wheel, the star of the fairground! This delightful LEGO® Creator Expert model has an iconic elegance that evokes feelings of nostalgia, romance and adventure. The carnival has come to town and the ice cream vendor is busy serving a long queue of excited customers as they await their first ride on the magical Ferris Wheel that towers above the fairground. Slowly turn the crank and watch as the Ferris Wheel gracefully lowers the colorful gondolas into position for boarding. Raise the boarding platform with a simple pull of the lever, open the gondola door and help the passengers aboard! Have fun building this elegant model with an authentic charm and magic that will capture your imagination. You can also motorize the Ferris Wheel with the LEGO Power Functions 8883 medium motor and 88000 AAA battery box (not included). Includes 10 minifigures: a ride operator, ice cream vendor, 4 children and 4 adults.
Price is 32% above the initial Lego retail price!
This comes down to 10.14 cent per brick.
The Ferris Wheel (10247) Lego set is no longer directly available from the sites below. However, 3rd party partners of these sites might still have the set available.
Alternate description Build the iconic Ferris Wheel, featuring 12 colorful suspended gondolas with opening doors, ice cream stall, kiosk, 10 minifigures and more.


text: The University of Hartford's Integrated Science, Engineering & Technology (ISET) Complex project involved an addition of 37,000 square feet and a 108,000-square-foot renovation of administrative, academic and lab space. DPM worked closely with the owner, architect and construction manager to ensure the building met the University's program, needs and expectations. Responsibilities included schedule & budget management, construction administration, coordination of staff and faculty moves and the coordination, installation and management of FF&E.


text:
Irene School of Rhythmic Gymnastics is an elite center for girls interested in gymnastics, dance, kids gymnastics, stretching, flexibility, mastering apparatus like hoop and ball, ribbon gymnastics, and more.
at 844-TRY-ISRG (879-4774) or fill out the form below, and we will contact you as soon as possible.
We serve South and North Orange County area including, Aliso Viejo, Laguna Niguel, Lake Forest, Laguna Beach, Mission Viejo, Ladera Ranch, Long Beach, Westminster, Anaheim, Brea, Newport Beach, Costa Mesa, Brea, Fullerton, Irvine, Tustin, Yorba Linda, Garden Grove, Huntington Beach, and Diamond Bar.


text:
CHICAGO, IL - American Street Capital (“ASC”) announced today that it has arranged $3.9 million in financing for a 112-unit multifamily complex with retail located in Milwaukee, WI. The transaction closed in June, 2017.
ASC exclusively represented the sponsor to secure the refinance loan for a multi-family complex located in the Timmerman West neighborhood of Milwaukee, WI. The complex consisting of seven two story buildings which includes a single retail location is located on 7.39 acres and was built in 1984. The complex’s amenities include a pool, running paths, underground parking, laundry facilities, and on-site property management.
ASC secured the desired proceeds and non-recourse loan structure highlighted by full term interest-only payments. The loan featured a non-recourse, fully assumable structure and was placed with a correspondent DUS agency lender.


text:
Sarah’s Instagram Photo Got Us a Tote Bag!
We were at the Payless ShoeSource outlet in Robinson’s Magnolia last Sunday checking out some, err, shoes. Seeing the floor sticker at the shop inviting patrons to take a photo of their shoe choice, I decided to take a photo of Sarah wearing her cute pink sandals.
My friend Jennifer Barba has opened the virtual doors of her garage sale to the public! With Nordstrom as her inspiration, Dianne as the model, gray backdrop, and a single table lamp, I was given the task to take photos of the clothes, bags and shoes up for sale!


text:
Recording: Deeds, mortgages, other real estate documents, discharges, death certificates. Any legal document can be filed in the Clerk's Office. Certified copies of documents may be purchased.
Plat & Survey Recording: The Clerk's Office files and records Real Estate Subdivision maps and plats and is custodian of the records. Copies of plats and surveys may be purchased.
Marriage License: By law, the County Clerk's Office is the only agency permitted to issue marriage licenses. All marriage license applications are permanently filed, as are marriage records.
Business Registration: The Clerk's Office issues Business Registrations to businesses that fall within the unincorporated areas of Grant County, outside city limits. Business Registrations are $25.00 annually and you must complete an application and have a New Mexico Tax ID number. The County's business registration fee and policies are set forth in Ordinance 87-03-11. Read it here.
Liquor License: The Clerk's Office issues Certificates to all Liquor Licenses that fall within the unincorporated areas of Grant County, outside city limits. Liquor Licenses are to be renewed before July 1 of each year.
The Grant County Clerk's Office can be reached at 575-574-0042.


text:
Matt talks with New York State Lieutenant Governor Kathy Hochul about how humble beginnings with her very socially-conscious family pulled her toward public service at a very young age; her start in politics working with legendary Buffalonian Tim Russert and longtime Senator of New York Daniel Patrick Moynahan; her enthusiasm around Buffalo’s burgeoning tech scene as seen on the BNMC; and her pride in her role to support Governor Cuomo's laser focus on bringing back upstate New York by turning upside the typical economic development model.
Lt. Gov. Hochul has been an elected official at the town, county, state, and federal levels, providing her with an extraordinarily unique perspective of how government can truly work for the people. She view her ability to find common issues to “cross the aisle” as a hallmark of her success in Washington. She notes the importance of collaboration among women of different parties to enact great positive change.
She is chairing the NYS Women’s Suffrage Commission and speaks passionately about encouraging everyone, especially women, to step up and take risks to do great things.

industry_corpus2: Politics & Administration


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Too often, designers, illustrators, and small agencies have to interact with prospects who want a discount on their project based on the promise of future work. This is a dirty form of business, and creatives need to avoid these pondscum clients like the plague.
While I find this mildly insulting, I find it even more incredulous when someone not only demands a discount, but hinges the promise of future work on a forthcoming judgment of the work I have not even done yet. This is like demanding to buy a cake at half price because you might come back to buy another one, if they’ve met your arbitrary expectations on this one. I’m not sure where people find that reservoir of arrogance, but they need to plug the leak and get a grip on reality.
No future project — no matter how lucrative, portfolio-worthy, or paradigm-shifting — is worth any discount on the current piece. Unless there is a signed contract outlining every detail of both current and future projects, taking a financial hit because the client is promising a fatter, juicier carrot just over the horizon is as criminal as spec work.
It’s important for designers and illustrators to bill themselves fairly. Compromising this not only enables a client to get away with an unfair business deal (essentially cheating you), but permanently establishes the fact that your ethical fiber can be bent, which will haunt you down the road. (“But you charged me a fraction of this last time. Why do I have to pay more now?”) You also don’t want to have to pass on legitimate and fair opportunities because your production schedule is flooded with low-paying gigs.
Unfortunately, the world is teeming with knuckle-dragging cheap asses. The same ones who demand discounts are the same ones who seek out students for free work, amateur designers for a “partnership with longterm potential,” or illustrators for an opportunity “to get their name out there.” These guys will spin whatever tale is necessary to lowball a hard-working artist. I know — I field their calls several times a month for my own business. Avoid them from the outset or they will plague you for years.
Having been on both sides of the fence now, I’m starting to understand why some clients do this, but I definitely agree that its generally unadvisable to give a discount on a tester project with the prospect of future work. Typically people who insist this are inexperienced, pressed for time or broke. But I’ve had this situation with huge companies who mean it for real.
When somebody wants to do a tester project with you it means that your portfolio and /or client roster is hard to judge. They can’t tell if you are as good or experienced as you appear. They don’t know how to read you, maybe you clock tons of hours or fight over little things, produce worse work than you display etc, so they want to test you out – cheaply – to find out if the long-term relationship is worth it.
Typically more experienced or larger clients will have a more refined interview process to compensate for this, but people who don’t have the time or $$ to go out and check references, etc will try the tester project approach.
An experienced client will back down and feel sheepish about the discount offer when you call them out on it. A bad client will not and you shouldn’t give them any more thought. But if you know the client is legit and really does have lots of work, sometimes its really worth it.
While I don’t generally discount my services for web deisgn, marketing consulting or print design, I do however always try to build in a 10% new client discount when I start working with a new client.
I have found that the client really appreciates this, feels like they are getting more for their money, and if they like the work are more likely to continue doing business with me. I haven’t found it to have any negative effects on my relationships or earning potential as a freelancer.
1. You’ll be put in the “cheap pile”. As soon as their budget starts too look more juicy, they’ll drop you for the upscale agency with the glossier price list.
2. Once you’ve established a certain price relationship it’s difficult to change it. (As you rightly said, “But you charged me a fraction last time…”).
3. Not all companies make it. You might develop a discounted logo only to have the company dissemble within 6 months.

industry_corpus2: Computing & Telecommunications


text:
is the only way to see results.
Only 10% of the tutor applicants meet our standards. You only learn from the best.
Our certified tutors have all taught in business settings, but that’s not all. Fluentify tutors have professional backgrounds and experience in diverse sectors including banking, marketing, sales, HR and more.
with your tutor is what makes the Fluentify experience unique.
and full respect of each student’s learning pace is what makes Fluentify tutors much more than English teachers.


text:
b. A structure placed behind or over a podium or platform to reflect music or a speaker's voice to an audience. Also called soundboard.
Noun 1. sounding board - a person whose reactions to something serve as an indication of its acceptability; "I would use newspapermen as a sounding board for such policies"
Typically, this includes an incubator manager and assistants who act as sounding boards for clients.
She added: "The importance of sounding boards - people who help CEOs test and crystallise their thinking on strategy - is paramount.


text:
Jacob Dexheimer was born on 21 August 1817 in Biebelnheim, Rheinhessen.
The 24 August 1817 baptism of Jacob Dexheimer was recorded in the Reformed churchbooks of Biebelnheim, Rheinhessen. Sponsors were Jacob Wolf and Magdalena, local citizen.
He married Catharina Hock on 2 October 1843 in Philadelphia, Pennsylvania, at St. Michael's and Zion Lutheran Church.
Jacob Dexheimer appeared in the 1844 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
He filed a declaration of intent to become a US citizen on 26 July 1844 at Court of General Quarter Sessions, Philadelphia, Pennsylvania.
Jacob Dexheimer appeared in the 1845 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed without an occupation..
Jacob Dexheimer appeared in the 1846 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
Jacob Dexheimer appeared in the 1847 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
He was naturalized on 7 October 1847 at Philadelphia, Pennsylvania. Witnessed by Christian Hahn.
Jacob Dexheimer appeared in the 1848 Philadelphia, Pennsylvania, City Directory at Charlees below Buttonwood listed as a tailor..
Jacob Dexheimer appeared in the 1849 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
Jacob Dexheimer appeared in the 1850 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
He was a tailor, according to the 1850 census.
Jacob Dexheimer appeared in the 1851 Philadelphia, Pennsylvania, City Directory at Charles below Buttonwood listed as a tailor..
Jacob Dexheimer and Daniel Kornbau appeared in the 1852 Philadelphia, Pennsylvania, City Directory listed as Dexheimer & Kornbau, tailors, at 4 Vine above Franklin..
Jacob Dexheimer appeared in the 1853 Philadelphia, Pennsylvania, City Directory at Charles above Noble listed as a tailor, with a separate listing as Dexheimer & Kornbau, tailors, 4 Vine above Franklin..
Jacob Dexheimer appeared in the 1854 Philadelphia, Pennsylvania, City Directory at Charles above Noble listed as a tailor, with a separate listing as Dexheimer & Kornbau, tailors, 4 Vine above Franklin..
Jacob Dexheimer appeared in the 1855 Philadelphia, Pennsylvania, City Directory at Charles above Noble listed as a tailor at Vine above Franklin, with a separate listing as Dexheimer & Kornbau, tailors, at 4 Vine above Franklin..
Jacob Dexheimer appeared in the 1856 Philadelphia, Pennsylvania, City Directory at Charles above Noble listed as a tailor at Vine above Franklin, with a separate listing for Dexheimer & Kornbau, tailors, at 4 Vine above Franklin, and also listed under "Tailors and Drapers" as Dexheimer & Thornbau, Nine below 8th [sic]..
Jacob Dexheimer appeared in the 1857 Philadelphia, Pennsylvania, City Directory at 37 Garden listed as a tailor at Vine above Franklin, and also under "Tailors and Drapers" as Dexheimer & Thornbau at Vine below 8th..
Jacob Dexheimer appeared in the 1859 Philadelphia, Pennsylvania, City Directory at 1320 North 10th listed as a tailor at 714 Vine, and also under the heading "Tailors and Drapers" as Dexheimer & Khornbau at 714 Vine..
Jacob Dexheimer appeared in the 1860 Philadelphia, Pennsylvania, City Directory at 446 North 9th Street listed as a tailor at 714 Vine, with a separate listing for Jacob Dexheimer & Daniel Kornbau, tailors, at 714 & 716 Vine..
Jacob Dexheimer and Catharina Hock appeared in the US federal census of 1 June 1860 in Philadelphia, Pennsylvania. Other members of the household included Charles Herman Dexheimer and Edward Dexheimer.
Jacob Dexheimer appeared in the 1861 Philadelphia, Pennsylvania, City Directory at 446 North 9th listed as a tailor at 714 Vine, and separately as Jacob Dexheimer & Daniel Kornbau, tailors, at 714 Vine..
Jacob Dexheimer appeared in the 1862 Philadelphia, Pennsylvania, City Directory at 1302 Lawrence listed as a tailor at 446 North 9th, and also as "John" Dexhiemer, tailor, at 714 Vine. There is no mention of Daniel Kornbau in this directory..
Jacob Dexheimer appeared in the 1863 Philadelphia, Pennsylvania, City Directory at 1216 Melon listed as a tailor at 714 Vine, and separately as Jacob Dexheimer & Daniel Kornbau, tailors, at 714 Vine..
Jacob Dexheimer appeared in the 1864 Philadelphia, Pennsylvania, City Directory at 1216 Melon listed as a tailor at 714 Vine, with a separate listing for Jacob Dexheimer and Daniel Kornbaugh, tailors, at 714 Vine..
Jacob Dexheimer appeared in the 1865 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine. Daniel Kornbau is listed elsewhere in the directory as a tailor at the same address, but they do not appear to have a joint listing in this directory..
Jacob Dexheimer appeared in the 1866 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine, and separately as Jacob Dexheimer & Daniel Kornbau, tailors, at 714 Vine..
Jacob Dexheimer appeared in the 1867 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine, and separately under "Tailors" at the same address..
Jacob Dexheimer appeared in the 1868 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine, and also under "Tailors" at the same address..
Jacob Dexheimer appeared in the 1869 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at Vine near North 8th..
Jacob Dexheimer appeared in the 1870 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine..
Jacob Dexheimer and Catharina Hock, appeared in the US federal census of 1 June 1870 in Philadelphia, Pennsylvania. Other members of the household included Charles Herman Dexheimer and Edward Dexheimer.
He was a tailor, according to the 1870 census.
Jacob Dexheimer appeared in the 1871 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine..
Jacob Dexheimer appeared in the 1872 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 714 Vine..
Jacob Dexheimer appeared in the 1873 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 804 Vine..
The following appeared on 21 July 1873 in the North American and United States Gazette: The store and dwelling of Jacob Dexheimer, No. 804 Vine street, a new building, showed such signs of weakness Saturday, on the front, that the goods were removed to the rear portion of the premises, and ropes were put up in front by the police, under the direction of Captain Thompson, to prevent accidents to passers by. The weakness is supposed to have been daused by digging under the foundation for a drainpipe. Yesterday a portion of the front fell down, but no one was injured.
Jacob Dexheimer appeared in the 1874 Philadelphia, Pennsylvania, City Directory at 1220 Marshall listed as a tailor at 804 Vine..
Jacob Dexheimer appeared in the 1875 Philadelphia, Pennsylvania, City Directory at 117 North 9th Street and also listed separately as J. Dexheimer & Sons (Jacob, Herman & Edward), tailors, 117 North 9th..
Jacob Dexheimer appeared in the 1876 Philadelphia, Pennsylvania, City Directory at 1220 Marshall with a separate listing as Dexheimer & Son (Jacob & Herman C.), tailors, 117 North 9th..
Jacob Dexheimer appeared in the 1877 Philadelphia, Pennsylvania, City Directory at 1220 Marshall with a separate listing as J. Dexheimer & Son (Jacob & Herman C.), tailors, 117 North 9th..
Jacob Dexheimer became a widower at the 14 May 1877 death of his wife Catharina Hock.
Jacob Dexheimer appeared in the 1878 Philadelphia, Pennsylvania, City Directory at 808 Poplar listed as a tailor at 117 North 9th, the same location as his son Herman..
He married Catherine Brester, daughter of John Brester and Hannah Mylie, between 1877 and 1880.
Jacob Dexheimer appeared in the 1879 Philadelphia, New York, City Directory at 1005 Girard Avenue listed as Daniel Kornbau & Son (Daniel & Rudolph J.), tailors..
Jacob Dexheimer appeared in the 1879 Philadelphia, Pennsylvania, City Directory at 808 Poplar listed as a tailor, at the same address as his son Edward..
Jacob Dexheimer appeared in the 1880 Philadelphia, Pennsylvania, City Directory at 806 Poplar listed as a tailor..
He was a merchant tailor, according to the 1880 census.
Jacob Dexheimer appeared in the 1881 Philadelphia, Pennsylvania, City Directory at 806 Poplar listed as a tailor..
Jacob Dexheimer appeared in the 1882 Philadelphia, Pennsylvania, City Directory at 806 Poplar listed as a tailor..
Jacob Dexheimer appeared in the 1883 Philadelphia, Pennsylvania, City Directory at 806 Poplar listed as a tailor..
Jacob Dexheimer appeared in the 1884 Philadelphia, Pennsylvania, City Directory at 806 Poplar listed as a tailor..
Jacob Dexheimer appeared in the 1885 Philadelphia, Pennsylvania, City Directory at 803 Poplar Street listed as a tailor..
The following appeared on 24 April 1885 in The Philadelphia Inquirer: A gold watch, valued at ninety dollars, was stolen yesterday morning from the tailor store of Jacob Dexheimer, No. 803 Poplar street, by one of two colored men who entered the store and engaged him in conversation.
Jacob Dexheimer appeared in the 1886 Philadelphia, Pennsylvania, City Directory at 803 Poplar listed as a tailor..
Jacob Dexheimer appeared in the 1887 Philadelphia, Pennsylvania, City Directory at 856 Randolph with no occupation specified..
Jacob Dexheimer appeared in the 1888 Philadelphia, Pennsylvania, City Directory at 856 Randolph listed as a tailor..
At the time of his death Jacob Dexheimer was living in Philadelphia, Pennsylvania, at 856 Randolph Street.
He was interred at Mt. Vernon Cemetery, Philadelphia, Pennsylvania.
Jacob Dexheimer died on 22 January 1888 at age 70 in Philadelphia, Pennsylvania.
Catherine Brester became a widow at his death.
The following appeared on 25 January 1888 in The Philadelphia Inquirer: [Died] On January 22d, Jacob Dexhimer, aged 70 years.
The relatives and friends of the family are respectfully invited to attend the funeral, this day, at 1 o'clock, from his late residence, No. 856 Randolph street. To proceed to Mount Vernon Cemetery.
No probate records have been found.


text: Two employees of Abuco travelled early September to Singapore to perform welding work for Heerema Marine Contractors. They worked there for two and a half weeks. Within 24 hours after the request our people stood ready in Singapore to start with this job. The customer was very satisfied with the work formed by our employees.


text:
At age eighteen, I was relentlessly pursued by a young man I never knew existed until he trapped me in a revolving door—literally. Lee Quinn was entering the college library and I was leaving. He pushed the door around so fast I could not exit. He had planned this initial meeting to the second and was smart enough to know he could blow the entire scheme of meeting and courting me if I were angry about being held captive in the confines of the door. Round and round we went, he in one panel, me trapped in the opposite panel. It was akin to a roller coaster ride. He didn’t let me out until I was laughing uncontrollably.
I went back into the library with Lee where we discussed the subjects we were taking. Until Lee told me, I was unaware that he was in my Political Science class at San Mateo Junior College. I thought maybe this was someone who would understand how I felt about this class.
Well, now, I thought, that was easy. What a nice young man. It was in this moment I made the decision not to try for all A’s in college.
Actually, Lee (even before our meeting) had already selected me to be his wife—if I met his “qualifications.” One would expect that what might follow would be dates to the movies, a dinner out now and then, strolls in the park or along a beach. Instead, Lee took me to flower shows, an art exhibit, a prize fight, a wrestling match, the ballet, live theater, auto racing, a rodeo, and many more firsts in my life. This was life before television.
My parents were so close and protective that they would wait up for my return after these dates. In fact, to make sure they didn’t drop off to sleep with Mary Ann not accounted for, they reset the alarm clock every half hour.
Then Lee asked to meet my parents. Later I learned he wanted to size up my mother and was pleased that at fifty-eight she still had her slim girlish figure. He was trying to judge what I might look like in later years!
Throughout life, I have met few men as self-assured as Lee Quinn. We were both pre-legal students, and I could sense he would become a relentless trial lawyer of the type who tries to make a felon confess his guilt on the stand in open court.
Six months after our initial meeting, I surmised that the serious side of our relationship was coming and made a feeble attempt at hinting that I was too young for marriage.
“I always get what I want,” Lee said as we drove one evening to the top of Sutro Mountain overlooking San Francisco Bay. There he proposed marriage.
I again hedged. “Get in the car,” he ordered, then raced down the mountain’s dark and winding road.
In 1946 we were married in Reno, Nevada. We did not elope. Our parents accompanied us.


text:
The List to single quoted CSV Text Wizard!
A fast way to convert a one word per line block of text into a single row of text with each term trimmed and single quoted and separated by a comma. Useful for building big IN() SQL statements or arrays in many programming languages.
will get you the following: 'alpha', 'beta', 'gamma'.

industry_corpus2: Programming