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Earlier this week the FDIC and OCC agreed to terms for defining “qualified residential mortgages” and have agreed on new rules for risk-retention in mortgage banking. Dodd-Frank directed all federal bank regulators—the Federal Deposit Insurance Corp., Office of the Comptroller of the Currency, Federal Reserve Board, Securities and Exchange Commission, Housing and Urban Development Department and Federal Housing Finance Agency—to work together in a joint process to define underwriting standards for what would be a safe mortgage, the so-called QRM, and then directed that banks be required to hold 5% of the value of any mortgage that was originated with terms outside the QRM definition to cover the risk involved.
Under the agreement, which still must be ratified by other agencies involved with the issue, servicers would be required to offer a loan modification when the value of a borrower’s home is greater than its value in a foreclosure. Loss mitigation activities would have to be initiated within 90 days after a borrower was delinquent, and such procedures would have to be disclosed to borrowers prior to a mortgage closing.
But the banking agencies have fought for months over whether servicing standards should be included as part of the QRM exemption, with FDIC Chairman Sheila Bair arguing it was the best way to fix ongoing problems in the servicing arena. The OCC, however, favored separate servicing standards, saying the risk retention rule was not the appropriate place to handle the topic.
The Fed has been working for weeks to broker an agreement between the FDIC and OCC. Under the deal, both sides get what they want. Servicing standards will become part of the QRM, but the agencies will also continue work on separate servicing standards.
An additional—but not trifle—issue here is news that loans sold to Fannie Mae and Freddie Mac will be exempted from the risk-retention rules. This is completely backwards. The GSEs should not support more risky mortgages, that is terrible public policy. Rather, while we still have GSEs—Treasury and GOP are committed to finding a path to shut them down—they should be limited to only QRMs.
If the government is going to say, “This over here is a safe mortgage, and if loan money on more risky terms you will have to hold 5 percent,” then why would it also be okay to say, “But if you sell to Fannie and Freddie you can make loans more risky than our definition of safe and you don’t have to hold the 5 percent either.” Why should the taxpayers have to take on that risk?
Also at play here is the validity of the servicing standard rules. Originally the servicing standards portion in this agreement was not directed to be a part of the rules for risk-retention. And there is some question about whether regulators have the authority to establish mortgage servicing standards. Fed Chairman Bernanke was not certain about the extent of Fed authority at today’s hearing before the House Financial Services Committee.
If these rules hold it could mean serious changes for the securitization market. The large banks would be able to absorb the 5% rules, but for originators that operate with little capital in reserve, this could be a death blow. Some industry experts suggest this could spark the rise in a covered bonds market, but only if Congress creates a legal framework for the mortgage investment tool later this year. FDIC Chair Bair has suggested, though, that the final rules will not be damaging to community banks.
While the FDIC, OCC, and Fed are on board with these terms, the SEC, HUD, and FHFA still need to sign their consent.


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TJ: I used to work at a company on the Universal Studios lot – which meant I had access to the backlot – the sound stages which, if you ever go on the Studio Tour, the trams for ride drive around. Normally, you’re not allowed out of these behind the scenes trams, but, if you know someone who works at Universal Studios, or if you pay the roughly $350 VIP experience fee, you’re in luck!
Dara: So this is one where we had special insider access and a golf cart – but anyone can enter for a fairly steep price.
TJ: Right, and the outdoor stages are very fun to explore if you get the chance! Most filming these days happens on the indoor stages around the lot, which you will likely not have access to. But, if you do have a legitimate reason to be on the lot, and if filming is not happening on the outdoor stages, you can explore anywhere in the outdoor areas.
Dara: Of all the studios in LA, Universal has the biggest backlot – which includes a large New York area, a Western village, a European center, Whoville, and more. They’re enormous, and, for the most part, abandoned. Since these are sets, all of the buildings are just facades, their interiors are, for the most part, empty. They’re very fun to explore, and filled with little odds and ends – like props that have been left there for years.
The below map lays out where everything is. You can find some official photos of the locations here, and this site is a great reference for looking up what films the location you’re at has been featured in.
We normally start in New York – a large neighborhood of outdoor sets built to look like various parts of New York City. Most LA studios have some version of this on their lot, but none are as big.
We first go to the Brooklyn Brownstones – a group of the archetypical NY brownstone buildings, because the doors on these buildings are always open. If you find an open door, and follow the stairs up, you’ll end up on the connected roof of the sets, which has a great view over Universal. That’s where we are in the featured image. You can also get down and up to this roof via a fake (but working) fire escape that comes up the opposite side of the building.
It’s also fun to explore the fake shops in New York, which are filled with fake props, like bottles of alcohol that are really colored water, and teabags filled with sand.
From New York, if you continue on the main road, Jimmy Stewart Ave, you’ll get to the Western section of the backlot. This has been closed off for a bit for renovations, but is fun to explore when it’s open. If you turn right and go through the Western section, you’ll get to one of the main attractions here: Jaws Lake.
Not that it was actually used in JAWS, or in any other movie. But if you park there and wait for a tram to pass, there is a fake animatronic shark and crazy fireballs that are incredibly fun to watch.
Back down in the Western area, if you wait for a Studio Tour tram to pass, you can also witness a terrifying flood (as seen in BIG FAT LIAR).
If you keep going on Jimmy Stewart Ave, you’ll hit Europe, and if you keep going up past Jaws Lake, you’ll find a nice Cul De Sac of houses called Colonial Street. Elon Musk just did an event showing off his new solar panels there, and you may recognize some of the houses.
If you continue up the hill, you’ll drive past one of the original Deloreans from BACK TO THE FUTURE. Past that are three great attractions: Whoville, from THE GRINCH WHO STOLE CHRISTMAS, a huge simulated plane crash – and the original Bates Motel from PSYCHO.
Whoville is a fun place to take photos, same with the plane crash. The Bates Motel consists of both the lower motel section, and the upper, iconic house, which you can go inside (but is mostly hollow and filled with dirt). The lower motel section often has an actor who pretends to be a murderer, and jumps out at the tram. In between trams, he’ll go back and hide (and he’ll get made at you if you try to enter his room like we did once).
Finally, up further you get to an enormous bluescreen, in front of a lake. This is where the ending of the TRUMAN SHOW was filmed, as well as numerous sea battles over the years. Every once in a while there’s a fake ship floating in the water there. It’s also been used in APOLLO 13, BRUCE ALMIGHTY, JURASSIC PARK III, THE ITALIAN JOB and more.
Overall, the Universal backlot is a very fun place to explore, and most of the fun lies in discovering tiny secrets, and hidden pockets of the old sets, which are now mostly left there to rot, now that most films shoot on location. If you’re a movie buff, it’s great looking up the building you’re in – often times, you’ll be surprised by how many things have been filmed there.
You never know what you’re going to find when you visit.

industry_corpus2: Film & Entertainment


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ISO 9000 International Standard of Quality. Company making a quality product.
Development and production of modern, innovative and reliable power supply system for the modeller.
Specialist in onboard aircraft power and distribution systems.
With the ultra-highquality 3-acis gyro system CORTEX, bavarianDEMON offers the perhaps best and most universal 3-axis gyro system for stabilisation of RC planes. The fix-wing gyro is suitable for all types of remote controlled airplanes, from park flyer to 3D acro model and the top-class turbine jets.

industry_corpus2: Aerospace


text:
Persistence Market Research has analyzed various facets of the shrink bags market from a global standpoint and has skilfully presented them in its new research publication titled “Shrink Bags Market: Global Industry Analysis (2012-2016) and Forecast (2017-2025)”. The extensive shrink bags market research report covers various trends, opportunities, drivers and restraints influencing the growth of the global shrink bags market along with regional analysis, competitive scenario and forecasts. This analysis focuses on each segment and sub-segment of the global market based on which analysts have given their opinions regarding various market dynamics. This research report is more focused on presenting qualitative and quantitative inputs that can add value to a business.
The global shrink bags market is expected to grow at a value CAGR of 5.3% during the period of assessment, 2017-2025. The market is estimated to reach a valuation of US$ 4,539.6 Mn by the end of the year of assessment (2025) from a value of US$ 2,995.5 Mn in 2017.
The factors influencing the growth of the global shrink bags market include increasing demand for shrink bags as a promotional product, increasing popularity of shrink bags as they help extend the shelf life of the product, increasing use of shrink bags in the food industry, extensive use of alternative barrier material, increasing preference of multilayer structure shrink bags (that offer strength, safety and improved resistance), increasing growth in retail sector, increasing adoption of EVOH material due to excellent barrier properties, growing concern regarding food safety and hygiene, growing preference and hence sales of packed meat products and growing use of shrink bags in different applications due to developments in barrier film techniques.
The global shrink bags market is segmented on the basis of barrier type, product type, material type, thickness, application and region.
The global shrink bags market research report includes company profiles of key players involved in the daily operations of shrink bags. Bemis Company, Inc., Kureha Corporation, Sealed Air Corporation, Winpak Ltd., Flexopack S.A., Coveris Holdings SA, PREMIUMPACK GmbH, Schur Flexible Group, BUERGOFOL GmbH, Allfo Vakuumverpackungen Hans Bresele Kg, Kuplast, Spektar d.o.o., Atlantis-Pak Co. Ltd., Inauen Group and GAP S.r.l., are the key players analyzed in the global shrink bags research study.

industry_corpus2: Others


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Shop our variety of salon professional hair masks for frizzy hair, colored, dull or damaged hair, as well as moisturizing hair masks that help to soften hair.
Repairing hair mask for very damaged hair.
Moisturizing hair mask for curly hair.
Repairing hair mask for damaged hair.


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The average millennial now changes jobs four times within their first decade out of college – twice as much as the generation prior. The people we’re trying to recruit may now easily have 15 jobs in their lifetime; they’re constantly on the market and always open for the next right opportunity. Given this “new normal,” how can organizations more effectively build, nurture and sustain relationships with potential hires? How can we reach people earlier in their careers to make a lasting impact so that we are top of mind every time, or any time, they are open to a new opportunity?
It comes down to executing a personalized, employer brand-led communications strategy that reaches people at the very beginning of their candidate journey: as enthusiastic students eager to learn, take on the world and make a difference.
Since 66 percent of candidates say they want to know most about a company’s culture when going through the recruiting process, you have to really immerse potential candidates in your organization’s values and culture.
PwC invests in experiential workshops and tools, like its online CareerAdvisor tool and the Aspire to lead series to strengthen its employer brand by providing experiences that give students and grads insight into PwC’s culture.
By focusing on experiences rather than job descriptions or ads or booth graphics, you’re enabling potential candidates to form a memorable connection with your brand so that when they’re ready for their next opportunity – whether that’s in two months or two years – you’re on the top of their list.
With so much information about your brand available online, setting up a booth and handing out free swag at the annual campus career fair isn’t going to cut it anymore. You need to create dynamic campus programs that complement your online presence.
Take PwC, for example. They have a strong brand to leverage, meaning students likely know a little about them before approaching their booth. So, their challenge may not be attracting, but really engaging talent. Or even further, screen in and out talent based on fit so recruiters aren’t pouring over applicants. To do this, they offer several student programs that develop and nurture relationships with college students. While each program differs in terms of its objectives and enrollment requirements, they all have a profound impact on PwC’s employer brand and ability to attract top talent. In 2017 they had over 5,000 students from 90 schools participate in these student programs. That’s 5,000 people to nurture, engage and build relationships with before they even start their careers. Talk about getting ahead of the future talent market!
The average person now spends about two hours per day on social media, and 73 percent of millennials found their last job through a social network. Digital and social channels broaden your reach to different and unique audiences, and they open the door for you to connect potential employees with current employees.
While many organizations use social to build and amplify an employer brand, an effective social strategy really comes down to storytelling. Use social as a means to enable employees to tell their stories in their own way. It sounds like a no brainer, but there’s still a huge missed opportunity here: only 33 percent of employers actually encourage employees to use social media.
Since people trust employees three times more than an employer to provide information about the company, make sure that you are empowering your employees to share employer brand content from their personal social accounts. By embracing your employees’ voices and encouraging them to share on social, you’re not only getting your story in front of more people, you’re setting yourself apart from competitors.
Within just three years, millennials will make up 50 percent of the global workforce, and corporate social responsibility (CSR) initiatives can be a huge recruitment aid when it comes to attracting top millennial talent. A study from the Stanford School of Business even revealed that 90 percent of MBAs from business schools in Europe and North America prefer working for organizations committed to social responsibility.
Let’s look at PwC again. They teamed up with rapper Dee-1 (yes, PwC + a rapper = a surprisingly awesome partnership!) for a hugely successful financial literacy campaign. Dee-1 was a former middle school math teacher who became famous for rapping about student loan debt. PwC partnered with him to announce and promote a new financial literacy program, Earn Your Future™, aimed at educating young people. PwC and Dee-1 toured the country together, getting in front of 1,700 people and achieving 400 million media impressions. This was a huge win. PwC positioned its brand in front of a younger audience, shared their culture and values with future potential candidates, and received a ton of media traction because it was such a fun, out-of-the-box way for PwC to promote a CSR program.
Relationships with talent need to start early – and way before they ever apply. Because the truth is this: applying today isn’t, and can’t be, one and done. People don’t just have one shot to get into their dream company, just as organizations don’t only have one shot to hire the perfect person for a key role. Stay present. Be consistent. Nurture your relationships.
With a typical candidate now participating in 15 (or more) career searches over the course of their 40+ year career, you can – and should make persistence, relevance and influence your competitive advantage in making candidates for life.

industry_corpus2: Subject Education


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The life and times of Klaus Hargreeves - dysfunctional junkie, disappointing son, annoying brother and kid superhero who never lived up to his full potential. From childhood to adulthood to childhood redux.
As seen through the eyes of his siblings (and Pogo) as well as the man himself.
Creating a safe bond between humans in the Drift is hard enough. No matter how great the need, some paths aren't meant to be taken.
Like the story? Want it in book form? Pick up a copy here!
Fíli tries to sabotage his brother's romance over the course of their journey, but sometimes love is worth the price.
Gimli closes his eyes, an old Dwarf on the brink of death in the home he had built with his husband in the Undying Lands, and opens them again as a young Dwarf in his childhood home in Ered Luin. He's returned to the tumultuous week before The Company set out to recruit their Burglar from his cosy hobbit hole. Gimli, once again a impetuous teen in the eyes of his family, must get into that Company--the lives of his loved ones, and the very fate of Middle Earth--depends on it.
Everybody in the group looks up to Rick as an Alpha... Lord help him the day they find out he's actually an Omega.

industry_corpus2: Literature & Emotions


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There is a transition period for babies when moving from being snugly wrapped or swaddled, to a sleeping bag or under blankets. This period can be quite unsettling for baby's & parents' precious sleep routine.
The Love To Swaddle UP 50/50 is the no cry solution, which helps your baby adjust to full blown sleep freedom - slowly. No matter how you have been swaddling your baby either with arms UP, down or across their chest, the 50/50 can help your baby transition out of swaddling & into a sleeping bag.

industry_corpus2: Health & Medicine


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“It is with great sadness that Winnipeg’s Assiniboine Park Zoo must advise that Debby the polar bear — one of the world’s most-famous and loved bears — was euthanized … surrounded by her caring zookeepers and veterinarians,” the zoo announced this week.
An exam indicated multiple organ failure.
Born in the Russian Arctic in 1966, and arriving at the Assiniboine Park Zoo as an orphaned cub in 1967, Debby was entered into the 2008 Guinness Book of Records as the oldest living polar bear. She was 42. “Many children who admired Debby in her youth, later brought their own children and grandchildren to meet this great ambassador of the North,” the zoo said in a statement.
The zoo said it was unable to acquire a new polar bear without a new enclosure being built to meet conservation standards.

industry_corpus2: Agriculture & Fisheries


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Get two VIP passes to Decadence Arizona in Chandler, AZ and catch sets from Marshmello, DJ Diesel, Alison Wonderland, Skrillex, 4B, Eric Prydz, and many more!
Are you looking for an unforgettable New Year's Eve experience? Look no further.
Propeller is teaming up with Surreal to offer one lucky winner and a friend VIP passes to this year's Decadence Arizona.
If you win, you'll be ringing in the New Year by enjoying two nights of music with sets from Marshmello, Skrillex, Alison Wonderland, Eric Prydz, DJ Diesel (aka Shaq), 4B, and more.
You'll also be getting dunked on by Shaq, throwing tacos on stage with Paz, meeting Marshmello, snapping a photo with Alison Wonderland, and hanging out with 4B. Seriously.
Roundtrip travel and hotel accommodations are also provided as part of the package. This experience will be unlike anything else. It's going to be Surreal. What are you waiting for?
All you have to do is take action in support of Childhelp to be entered to win. And then keep taking action to earn more points and redeem them for more entries into the experience.


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Unique opportunity to own multi-acre parcel property in the heart of the town of Davie. Unlimited potential for development or enjoy country living. Multiple houses currently on property with other structures including several barn/horse stalls. Near South Florida Education Center including Broward College, Nova Southeastern University, FAU, UF and McFatter Technical College.
This listing is courtesy of Team Usa Realty Llc.

industry_corpus2: Real Estate & Construction


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FORWARD UK (Foundation For Women's Health Research and Development) is committed to gender equality and safeguarding the health and rights of African Women.
It is a leading African diaspora women’s campaign and support organisation. It works through partnerships in the UK, Europe and Africa to transform lives, tackling discriminatory practices that affect the dignity and wellbeing of girls and women.
It's main focus is on female genital mutilation (FGM), child marriage and obstetric fistula.


text: Select from a wide range of Tables. Get a Tables in your desired Style. Designer Tables, Industrial Tables, Retro Tables & Scandinavian Tables.

industry_corpus2: Manufacturing


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As announced before, our interviewee Henrik Vibskov currently shows his art works at Ruttkowski;68 gallery. Today is the last day of the exhibition Ruttkowski;68 Viskovski;72. Take the chance to see not only his latest creative output, but also a retrospective of his last years.
Due to Visbkov’s 10th company anniversary, publishing house Gestalten just released his first monograph that Ruttkowski;68 presents during the closing today, May 20th, from 17hrs on.


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oriented.net was founded in summer 2002 by the merger of two small companies formerly known as Net Oriented and Pentragon.Net. The merger lead to a full-featured internet company with a globally distributed technical infrastructure and mutually complementing skillsets and services.
Our work is dedicated to UNIX/Linux servers, hosting and web solutions as well as network security, striving to deliver high-quality solutions by following the nature of technologies and their standards. We attempt to constantly increase our professionalism by acquiring the latest knowledge in IT. In projects we try to find a balance between customer driven flexibility and technical imperatives.
See the contact page for location & communication information.
oriented.net is driven by two individuals, each bringing specific expertise into the company.

industry_corpus2: Computing & Telecommunications


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In the discipline of engineering, there are many crucial topics and one such topic among them is Thermo-electrics. You can have a really tough time while comprehending the intricate aspects of this concept. You can easily get rid of all the confusions by procuring Thermo-electrics Homework Answers from knowledgeable professionals.
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Thermo-electrics is a specialized field of study where you will get to analyze that due to such an effect the direct conversion of temperature differences into electrical voltage form is possible. Vice versa is also applicable with the help of a thermocouple. Thermoelectric effect can be Thomson effect; Peltier effect or Seeback effect and all these effects are named after famous physicists. And these effects help in describing the notions of thermoelectrics in their own manner.
There are specific kinds of thermoelectric devices which can create voltage when there is a different temperature on different sides. And the other way round is also possible. So, you can say that such devices will help in creating a temperature difference when voltage will be applied. The concept of thermo-electrics is highly interesting, but at the same time it is confusing as well. But when you will get Thermo-electrics Homework Answers then all your confusions will come to an end.
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It is only because of the thermoelectric effect that you get the facility of electricity at your home. Not only this, but thermo-electrics mechanism is highly useful for measuring temperature range and also for changing the temperature of objects under consideration. In many fields the thermoelectric devices are not just used for the electrical purposes but these are also excellent temperature controllers which can be used in variety of applications.
This is just a small idea that what all is covered in the topic thermo-electrics but in reality it is very wide in coverage. If you are badly stuck with the assignment questions then immediately procure Thermo-electrics Assignment Answers from experts.
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By availing our services you can easily excel in any subject. Thus, contact us at any time of your choice and our team will help you in an unsurpassable manner.

industry_corpus2: Technology & Research


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In the late 1980s or the early 1990s, the first version of Sid Meier’s Civilization came out and it was highly addictive. It made you want to play it for hours and hours on end. One of the latest versions of Sid Meier’s Civilization is Civilization 6 and some people have created programs like Civilization Trainer 6 or Civilization VI Cheat.
For people who have never heard of this game or never played the game, Civilization is a strategy game where you pretend one of the major civilizations on Earth. You can pretend to be German, Greek, Roman, American or Russian civilizations. You chose one civilization and then you try to conquer all the other civilizations. You can also win the game by building a rocket ship and go into space. Whatever way you decide to win the game, it will take several hours.
One of the ways that help you accomplish your goals in the game is to learn skills. You learn skills like how to make fire or how to make a wheel. If you look at a Civilization 6 Trainer or cheat program, they will call it civics. The trainer or cheat will provide you with an app called Fast Civics. This app will help you get through the civics faster. With the Fast Research app, you will also be able to speed up the time that takes you to get a civic. The civics are one important of the game so you better work on them.
Each civilization is divided up into cities. The game provides names for the cities. The names are usually typical of that civilization. If you choose the French civilization, the name of the cities chosen by the game will be Paris, Lyonne or Nice. You are allowed to change the names if you want to. In these cities, you must build buildings and wonders. Some of the buildings are barracks, temple or palace. Some example of wonders is the Pyramids, The Hanging Garden or the SETI program. These wonders help speed up research like the SETI program will assist you in building a rocket ship faster. The Fast Build Buildings and Wonders will help speed up buildings and wonders and make it easier to win the game.
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Another aspect of the game that you must worry about is that units that you build, In the game, you can build land-based or sea-based units. Some of the units that you can build are phalanx, trireme, soldiers, ships or tanks. You use these units to take over enemy cities and accomplish your goal of taking over the world. If you choose the Greek civilization, you will get to build the unit called trireme. A trireme can only move on the sea for two squares and you must stay along the coast. If you are no longer on the coast with the trireme, you can sink. The trainer or cheat program will increase the number of moves that you can make. It might even make them unlimited. The quicker that you can move across your world, the quicker that you will conquer the world and win the game.
The main of these trainer/ cheat games is to make it quicker to win the game so you don’t have to hours and hours of your life playing this game. Whether you want to use these types of program is ultimately and whether you feel right about cheating at a game.
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industry_corpus2: Gaming


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Granted, I may have contributed to this days-before-Christmas madness myself because on December 23, I gave in and bought that radio-controlled car my youngest child coveted and which I had been resisting. Did everyone else in Europe have a similar experience?
Let me set the scene: Weeks 48 and 49 were generally glum across Europe, as NPD’s weekly data make clear. Week 50, the year’s biggest week for toys in many countries, was decent.
And then came week 51.
It was frankly astounding. I know that I finished my shopping that week and bought my stocking fillers, taking advantage of being off-work for the holiday. Did everyone else do the same?
Of course, we knew that week 51 would be up over 2015 because Christmas Day fell on a Sunday this year, leaving a full week to shop before Christmas. In 2015, Christmas Day fell on a Friday, which means shoppers had two more days this year than last year. And two more days make a big difference when it comes to sales.
But two more days can’t entirely explain this. Here’s what also happened: There was no clear driver in the toys market this year and, importantly, on-line shopping may have skewed the shopping season.
Last year, we had Frozen and we had Star Wars driving the market. This year was more of an open playing field- with the exception of the global hunt for Hatchimals - so people didn’t decide quite as quickly. They waited. Apparently they waited until Christmas week.
And on-line shopping allowed them to wait with confidence. They trusted retailers in-time-for-Christmas deadlines and procrastinated until then. They trusted Tesco’s and Sainsbury’s click-and-collect deadlines; the pick-up slots on the final days were sold out. And of course, brick-and-mortar stores stayed open too, like Auchan, that closed at 11 pm on December 23.


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When trapping is necessary, Bird Control Guys in Melville, LA has the widest selection of human live traps available. Our complete line of professional bird traps come in a variety of sizes to help accommodate the species of pest birds to be controlled and the location where the trap is to be placed. Mist netting from Bird Control Guys is a simple, humane way to capture and release trapped birds.
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You therefore should visit the Bird Control Guys in Melville, LA or give us a call on 888-371-5558 and we will be glad to be at your service.


text:
News from TransRe, Marsh, Hub International Limited and more.
Kyle Rhodes has been appointed to the newly created role of global head of business development for TransRe. Rhodes has been with TransRe for 11 years, where he excelled in a number of leadership roles.


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The global soybean market generated opportunities worth around $148 billion to $150 billion in 2018 and the demand is projected to grow at a CAGR of 4% to 5% during the forecast period of 2019 to 2025.
The soybean is a legume with cotyledons, which exhibits epigeal emergence above the soil surface. These legumes are utmost protein sources and also consist of phytic acid and dietary minerals. The rising awareness and demand of consumers towards nutrient-rich food and beverages for potential disease prevention and health enhancement is the driving force of the global soybean market. In 2018, around 114.834 million Metric tons of soybean was produced in India, according to the recent report of The Soybean Processors Association of India. The burgeoning demand for soybean is poised to expand the production to 20 Qtls. per Hectare by 2020. Moreover, the rising adoption of soybean oil in food and beverages industry to maintain a healthy diet is flourishing the soybean market growth. Abundant availability and low-pricing of soybean oil help in reducing the risks of osteoporosis and coronary heart diseases. These aforementioned factors are projected to be the key factors of soybean market growth.
APAC held dominating share in the soybean market, which was accounted for around 32% to 34% in 2018. China holds a major share in this region, which consumes about 60% of the global soybeans production for the manufacturing of various soybean products. Soymilk, tofu, natto, soy sprouts, and tempeh are the popular fermented soy products, which are widely used in the marketplace. Soybean is the major ingredient in animal diets to ensure adequate protein intake and easy digestibility, without any loss of energy to the animal. These factors, in turn, boost the growth of the global soybean market. For this, animal feed and pet food producing industries have become the major end-users of soya beans, which held a maximum share in the soya bean market and is projected to grow with a notable CAGR of around 3.1% - 4.2% over the forecast period 2019-2025.
Increasing usage of soybean as a key constituent in paints, act as a good stabilizing and wetting agent, which helps in maintaining a uniform mixture of several pigments in the paint industry. These factors altogether bolstering the growth of the soybean market.
Currently, soybean is widely used to produce genetically modified plants and crops. This development has made the plants to be more resistant against herbicides and insects, which further increases the production of crop yield.


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I mostly approach the gun control debate from a moral and practical perspective.
Morally, I think there is a presumption that free people should have the means to protect themselves. It doesn’t matter if they want to guard against crime, whether they’re worried about social breakdown (my concern, as I explain in this NRA-TV interview), or if they fear government tyranny (the most common answer in this poll).
The practical argument against gun control is best explained in this article by a liberal and this article by a conservative.
But let’s not forget that there’s also a constitutional argument against gun control, as explained in today’s Wall Street Journal by David Rivkin and Andrew Grossman.
…the debate over guns, as is the case with many other contentious issues in American history, cannot be intelligently pursued without recognizing its constitutional dimensions. The Supreme Court’s 2008 decision in Heller v. District of Columbia confirmed that the Second Amendment means what it says: “the right of the people to keep and bear arms shall not be infringed.” After Heller and its follow-on case, McDonald v. Chicago, which applied the Second Amendment rights to the states, what government cannot do is deny the individual interest in self-defense. As a legal matter, that debate is settled.
The authors then look at some of the anti-gun laws being considered at the state level.
Several states…are considering gun-insurance mandates modeled after those for automobile insurance. There is no conceivable public-safety benefit: Insurance policies cover accidents, not intentional crimes, and criminals with illegal guns will just evade the requirement. The real purpose is to make guns less affordable for law-abiding citizens and thereby reduce private gun ownership. Identical constitutionally suspect logic explains proposals to tax the sale of bullets at excessive rates. The courts, however, are no more likely to allow government to undermine the Second Amendment than to undermine the First. A state cannot circumvent the right to a free press by requiring that an unfriendly newspaper carry millions in libel insurance or pay a thousand-dollar tax on barrels of ink—the real motive, in either case, would be transparent and the regulation struck down. How could the result be any different for the right to keep and bear arms?
Rivkin and Grossman also explain why the President’s plan is empty posturing.
The same constitutional infirmity plagues the president’s plan. Consider his proposal for a new “assault weapons” ban, targeting a class of weapons distinguished by their cosmetic features, such as a pistol grip or threaded barrel. These guns may look sinister, but they don’t differ from other common weapons in any relevant respect—firing mechanism, ammunition, magazine size—and so present no greater threat to public safety. Needless to say, the government has no legitimate interest in banning guns that gun-controllers simply do not like and would not, themselves, care to own.
That last sentence is worth emphasizing. There are many types of cars I find distasteful. And there are many clothing styles I would never wear. But those cars and clothes serve the same functions as my car and clothes.
That’s why the attacks against so-called assault rifles are nonsensical. Those weapons are identical to guns that don’t look “scary.” Indeed, they’re usually less powerful.
One final point, albeit a depressing one. Contrary to what Rivkin and Grossman wrote, the constitutional issue is not settled. The Supreme Court correctly decided both the Heller and McDonald cases, but only by 5-4 margins.
All it takes is one untimely death or retirement and Obama surely would appoint some ideologue who will disregard the Second Amendment (in the same way Justices routinely disregard Article I, Section VIII, and other sections of the Constitution).
We agree that much of wnat has been proposed offer no conceivable public-safety benefit.
…from our cold dead hands.

industry_corpus2: Law & Justice


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CHAPTER 1. Redemption Generally. §§ 4101–4116.
CHAPTER 2. Redemption of Part of Assessment. §§ 4131–4159.
CHAPTER 3. Redemption After Payment of Delinquent Taxes in Installments. §§ 4186–4337.
CHAPTER 4. Preparation of Abstract Lists. §§ 4371–4379.


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Jacksonville-based Community First Credit Union started construction at 9690 Applecross Road in Oakleaf Plantation for its 19th Northeast Florida branch.
It is scheduled to open this summer.
The location is part of Community First’s Branch Transformation Project, a comprehensive facilities upgrade and update that it said will address modern banking needs and customer uses.

industry_corpus2: Finance & Economics


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Here at Home Care Assistance Guys, we are available to fulfill your goals when it comes to Home Care Assistances in Blakesburg, IA. We have a crew of experienced contractors and the most advanced solutions in the industry to supply everything that you might need. We grantee that you receive the best support, the right price tag, and the best quality supplies. Call us at 888-304-2244 and we'll be glad to talk about your options, reply to your concerns, and organize an appointment to initiate preparing your project.
You will have a price range to abide by, and you should get lower prices. Though, saving your money shouldn't indicate that you lose quality on Home Care Assistances in Blakesburg, IA. Our attempts to save a little money won't sacrifice the excellence of our work. Whenever you choose our team, you will get the advantage of our own knowledge and excellent products to be certain that your project can last even while saving time and money. We'll achieve this by supplying you with the very best discounts available and preventing costly complications. Save your time and cash by contacting Home Care Assistance Guys right now. Our company is ready to take your call at 888-304-2244.
To put together the very best judgments concerning Home Care Assistances in Blakesburg, IA, you need to be kept informed. We will not inspire you to come up with imprudent choices, as we understand exactly what we'll be working at, and we ensure that you know what to be expecting from the task. You will not face any sort of unexpected situations when you use Home Care Assistance Guys. You can begin by going over your task with our customer support representatives when you dial 888-304-2244. We'll address your questions and concerns and arrange your first appointment. We consistently appear at the arranged hour, prepared to work closely with you.
You have got lots of good reasons to rely on Home Care Assistance Guys for your needs concerning Home Care Assistances in Blakesburg, IA. We offer the top customer satisfaction ratings, the best materials, and the most effective and productive money saving solutions. We are aware of your expectations and objectives, and we are there to serve you using our skills. If you need Home Care Assistances in Blakesburg, choose Home Care Assistance Guys by dialing 888-304-2244, and we are going to be more than glad to help you.


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and ready to go to a new home. Price is $360.
Can deliver for $ 20.


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Bring sauce pan with 4 cups of water to a boil. Place chopped caulflower in water and simmer for 3-6 min. Remove from heat and drain.
Place miso, salted and roasted cashews in blender. Blend till smooth add water if needed. Add parsley and spices blend and add water until it becomes smooth.

industry_corpus2: Hospitality & Catering


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What books changed you as a kid?
Published on June 2, 2011 in Personal and Writing. 5 Comments Tags: books you read as a kid, children's literature, novels, stories you loved as a child.
For me it was A Wrinkle in Time. The 3 women, Meg as smart tomboy protag, the descriptions and settings in other worlds, the science.
Or Housekeeping by Marilynne Robinson. Ruthie’s awkwardness and loneliness and Aunt Sylvie’s ownership of herself.
There was this book called, Slake’s Limbo–I just recently reread it, and it also changed me. Beautiful story about a boy who lived under the NY subways and made a life for himself selling used newspapers.
I recently interviewed Maggie deVries for Vancouver International Writers’ Festival’s INK, and she talked about her aunt, Jean Little’s books. And The Secret Garden, or Sara Crewe. It’s funny how many writers talk about books that have some sort of isolated character, or special secret place.
How about you? What were your faves as a kid?
An interesting question, as many books in my ichildhood had meaning in different ways. I live inthe isolated Queen Charlotte Islands from age 7-11, when all books available had to be purchased, from a list. This experience though exposed me at an early age to first nation mythology, which perhaps influenced my rather existential view of the world.
Others that were very meaningful are lost to me; two that I read numerous times, by the same author, I don’t remember the names of the books or author, and more than 30 years later still remember (and even tonight tried to find on google). One was the story of a mouse who lived in the subways of New York City, the other a story of a boy and a genie. Both were about themes of escape and acceptance, and I would love to find them again.
Flowers in the Attic; James and the Giant Peach; and graphic true crime magazines all had equal attention for me for very different reasons.
My question back would be – what do you define as being a kid? I’ve defined these choices from age 12 and younger.
Thx for the thought-provoking question.
RE: Boy and Genie http://loganberrybooks.com/solved-l.html The Land of Green Ginger?
The BookStumper is a fun site and if after searching it you cannot find it you may create a mystery to be solved by others for $2.00 I think!
oooh neat site, I’m also looking for a book about two characters, more fantasy, and I can only remember their names: Judith and Tobias. This is a great site!
Loved Flowers in the Attic as a child, read it when I was about 11 though and i tried to read it again as an adult…ick!
That’s interesting that you didn’t have the exposure of a library–and good to have that early first nations influence. Some of the early books I read on my own were ones like Are you There God it’s me Margaret or Tales of a Fourth Grade Nothing, and while I could relate to their problems, I couldn’t really relate to their NYC big city life.
I think ‘as a kid’ maybe defined as 13 and under? Though I was reading some adult books at 13 I still enjoyed reading or rereading kids’ books.
Oooh, I think I read that one about the mouse in the subways…I’m going to search for it too!


text: The annual International Zero Waste Cities Conference was held from 5-7 March 2018 in Bandung, Indonesia. The conference was attended by speakers and participants from 12 countries to talk about creating zero waste cities. With “Circular City is the Future City” as the main theme, IZWCC 2018 presented this concept to local leaders and officials as a solution to the waste problem while creating resources for development towards sustainable cities.


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Marshall Wooldridge are specialists in arranging insurance for and advising businesses operating in the IT sector.
We accept and understand the insurance implications faced by businesses operating in the IT sector.
Ensuring software is defined correctly as a product within the policy definitions.
Errors and Omissions insurance – combining both cover for Professional Indemnity and Financial Loss arising from products supplied into one cover.
Ensuring Research and Development costs are properly insured as they do not form part of operating turnover.
Here at Marshall Wooldridge we have a dedicated and enthusiastic team who have a vast knowledge of the insurance sector. With our expertise and dedication to understanding your business needs we can find you the most suitable insurance policy tailored to your business. At Marshall Wooldridge we have years of experience in arranging cover for the IT sector. You can be assured that our personal and dedicated service will provide the right cover for you and your business.
Contact us today to arrange your competitive IT insurance quote.


text: Agate Export- Leading Wholesalers & Supplier of Rose Quartz Angel Small Size, Give us call on 91-8141113576 for best prices. This products can be customized as per your preference for logo and design. Kindly Go at our Website For View Prices : www.agateexport.com.


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Colin MacIntyre – best known as Mull Historical Society – will mark the 15th anniversary of his debut single ‘Barcode Bypass’, with a best of compilation on 27 April 2015, through Xtra Mile Recordings. Preorder the CD from our web shop.
A special, double-vinyl format of the album will also be available on 18 April as part of 2015's Record Store Day celebrations.
The Best Of gathers material from all six of MacIntyre’s albums to date, including Xtra Mile release City Awakenings. In addition, the album also features the brand new single ‘Keep Falling’ - also out 27 April - which was produced by the Grammy-winning Dom Morley (Amy Winehouse, Mark Ronson, Grinderman), who MacIntyre previously worked with on City Awakenings.
Tour dates and tickets for the April Loss tour can be found on our gigs calendar.
MacIntyre has also recently announced his debut novel The Letters of Ivor Punch which is now available to preorder and will be released on 14 May 2015. Hilarious and heartfelt, rowdy and true, The Letters of Ivor Punch is a novel about fathers and sons, secrets and lies and how, sometimes, you have to leave home to know what home is. A MHS track of the same name will be released to coincide with the book’s publication.


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Elena Planas is a lecturer and researcher at the Open University of Catalonia (UOC). She has previously been a researcher at UPC-Barcelona Tech, where she received a PhD degree in Computing in 2013.
Broadly, her research interests mainly focus on the area of Model Driven Engineering (MDE) and its application on software development.
Some of her current research topics include the development of verification techniques to assess the quality of several types of software models (such as Class Diagrams, Operations or Feature Models) in order to improve the final quality of the software systems generated from them; and the modeling of a set of available API services in order to help the users to interact with them, among others.


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Hi Buddy, this time I wrote an article on how to install printer driver without its Installation Disk . This is also one of my own experiences when I found out that My office PC is having problems with its CD Drive. Though the situation is urgent, because it is a lot of documents that must be printed.
I think how to install this Canon IP 2770 printer driver without Installation Disk. If I think to buy CD Drive again the time is not possible, so one of the way is to download printer driver from it's Official site. After that, you can install it without using CD Driver.
10. The driver installation process has been successful, it is marked with a message "Windows has successfully upted your driver software"


text: If you are trying to figure out how to remove a tree in Salisbury from your yard, then you've come to the right place. CVS Home makes it fast and easy to find reliable, professional, affordable tree removal in Salisbury, Missouri. Whether you are looking for nearby tree removal companies or you need ASAP emergency tree removal of a fallen hazardous tree, then CVS Home can help you out. CVS Home screens local companies and has tools that help businesses and homeowner's quickly get free tree removal estimates in order to compare costs and see if the project fits in their budget, and if it does then it also helps them get the lowest Salisbury tree removal prices. Whether you are looking to hire tree removal service in Salisbury on a recurring basis, or just need one time service, you won't find a better resource.


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Fantastic opportunity on Dr Martin Luther King Blvd. The property is currently being used as A Place of Worship there is also a 3 bedroom 2 bath home on the property. This 3+- acre parcel not only fronts MLK it also has road frontage on the west side of the property along Jordan Rd. There is also the possibility of owner financing with terms negotiable.
Attention Sellers While this provides information about the current sale prices, this does not give you a full report of what has sold on Dr Martin Luther King Jr Boulevard or in the complete community for or 6 months prior. We can look at all the variables for you in of Hillsborough and surrounding areas and do a comparable market analysis at no charge, just request it using our "selling" link above. If your property is currently listed by another real estate company, please disregard.
More Info on T2919158 We want to provide you with more information on the Commercial property located at 15132 Dr Martin Luther King Jr Boulevard Dover, Florda situated in the community in Hillsborough. This particular property was constructed in 1900 and its exterior material is made of . Our MLS listing data shown on this page is the most up to date information available as it is uploaded every day with an automatic feed; many other web sites on the Internet are out dated. Please note that this listing may not be our listing and we take no responsibility for the wording therein. MLS # T2919158 is a Office with 3004.00 sq ft air conditioned and heated space. This property is offered for sale as of 04 21 2019 at $349,000. Its current status is either "ACTIVE" OR "ACTIVE WITH CONTRACT". We are happy to show you 15132 DR MARTIN LUTHER KING JR BOULEVARD in Dover, FL as well as any other property that you may have an interest in. There is no charge to work with us at Lipply Real Estate our services are FREE as the sellers of the property will pay our fee and it does not affect your purchase in any way.
Should 15132 Dr Martin Luther King Jr Boulevard Dover, FL not appear to be the right property for you, we hope that you will search for a different property utilizing our "search homes" link above. You may also call us to request our help at 1-888-423-5775.


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Our Members have a well established reputation in Insurance and Reinsurance Law, acting for a number of major brokers, Lloyd’s Syndicates, Insurance Companies, and Mutuals. They have acted on behalf of Hardy, Cathedral, OAMPS, The Military Mutual, The Livery Companies Mutual, The Activities Industry Mutual and Allied World, and are frequently instructed by Magic Circle and specialist Insurance Law Firms. Members draw upon detailed practical experience of the Lloyd’s and companies’ markets in London and around the world. They undertake work covering all types of commercial insurance including property, marine, aviation, satellite, catastrophe, business interruption, management liability, CAR, warfare, political risk, terrorism, medical malpractice, professional indemnity and life insurance; and reinsurance including treaty, excess of loss, quota share, and facultative. Members advise on FCA and Lloyds Market Compliance as well as compliance with EU, US, and UN sanctions. They advise on Mutual and Syndicate formation and the obligations of Mutuals and Managing Agents towards their members and Names.
Members are called upon to assist in policy drafting and advise upon reinsurance coverage, subrogated recovery of outlay, and coverage disputes arising out of policy construction, misrepresentation, and non-disclosure. Individual Members have considerable market experience, having worked in-house or on secondment at Lloyds Syndicates, Brokers, Insurance Companies, Mutuals and Loss Adjustors. Members are therefore able to combine legal expertise with commercial and market insight. Although the majority of Members’ work is on behalf of Insurers, Reinsurers, and Mutuals, we are frequently instructed by Brokers and Insureds. Members have established a strong reputation for compelling reluctant insurers to meet their obligations under policies without the need to commence proceedings. One Member recently succeeded in persuading a major insurer to meet a claim worth in excess of half a million pounds which had been denied over a sustained period. The Member persuaded the Insurer to meet the Claim before proceedings were commenced by advancing an F&V construction supported by historic case law, which redefined the Insurer’s understanding of these often pivotal clauses.
Members undertake work through Solicitors, Direct Access, and in appropriate circumstances on a Direct Public Access basis.
For further information please contact Civil and Commercial Clerk , Mike Wright .


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Who doesn’t need a life insurance cover? Irrespective of the financial condition of a person, life insurance makes a person feel secured. There are currently many life insurance companies fighting for space. But unless you are a reputed life insurance company, people won’t be coming to get your policy by themselves. That is why you have to trudge carefully over murky land to get some leads. This is where life insurance lead generation services come into the picture. The companies which offer life insurance leads, debt negotiation leads etc. helps take your business to a higher echelon.
Generating life insurance leads isn’t an easy job.It requires expertise and thoroughness. Lead generating companies will tell you that there are numerous ways they get the leads.
Using Internet: Internet has become a trusted ally for many people. People who are unable to opt for popular life insurances are looking up on the Internet for lucrative schemes that fits their budget and promises good returns. Since the Internet is filled with such information, people prefer to compare policies, check the prices offered by different companies, get instant quotes and reads reviews. While the consumers look up for information, the same resources are used to accumulate leads and create a database of sorts. That’s one of the ways companies are generating leads.
Mailing Lists: Mailing insurance ads is another way of generating leads. Even though mailing has been one of the traditional and most-used forms of lead generations, there is no control on how many people will respond to the mail.
Telephone Directory: Another old school method used for lead generation is placing ads in telephone directories. Large, graphical advertisements usually catch the eye and can work for you.
Search Engine Optimization: One of the new-age methods of generating life insurance leads is to market the company on popular search engines such as Google and Yahoo through a technique called search engine optimization. Improved rankings on search engines can draw more traffic to the website, thus attracting more people.
PPC Method: Pay per click (PPC) is a form of affiliate marketing that brings more people on-board. It is considered to be a simple yet effective way to create traffic. Through the PPC method, an ad (of your business) is placed on another site. When a potential customer clicks on the ad, he is redirected to your site. This generates leads.
Buying Leads: The above methods need your constant attention and involvement – something that is not always possible. In such cases, you can simply purchase the leads from a leading Internet marketing company. These companies are run by professional who make use of traditional and new-age practices to generate leads. Expert Media Results (expertmediaresults.com) is one such company which gets you the leads you require and also works on other areas such as live transfer mortgage leads.
Once you have the life insurance leads, you can easily see a raise in your sales. But for this to happen, you need to remember the effective ways to generate leads.
About Author: Francis Smith has been associated with life insurance lead generation services for over a decade. He keeps a keen interest in debt negotiation leads and regularly shares his experiences by writing articles, blogs etc.


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That was some storm we had today – and it’s not over yet. I hope everyone stays safe and dry during the long Presidents’ Day weekend, and we look forward to seeing everyone back on Tuesday, February 21st.
You have one more day – Tuesday, February 21, to hand in Jump Rope for Heart envelopes. Our total raised for the American Heart Association is now $4561.24!
Next week the spotlight falls on our Topanga students’ artwork – on display in an actual art gallery. If you are dropping off artwork, please bring it by the gallery after school begins on Tuesday morning. The art will be on display from Wednesday 2/22 to Saturday 2/25. There will be a reception on Fridayfrom 3:00 – 6:00 pm – and I hope you see many of you there!


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View a list of large-print books held by the library. This is a large list (more than 100 pages) because of the larger font used. The list was created on December 3, 2011.
Books on CD - over 3000 titles. Help is available to get audiobooks from the Talking Books and Books Aloud programs.


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SP500, Daily technical analysis, USDCHF, NZDUSD, Kiwi dollar.
NZDUSD: The Kiwi dollar coming off from monthly highs posted last week at 0.81055 and has also retraced 61.8% of the gains made last week. The NZDUSD has closed last week’s trading week positively, for the 3rd week in a row. Recent moves are corrective to the bearish trend initiated at early May this Year. A move below 0.7900 is required to confirm a resumption of the bearish trend and initiation of the next leg down. As long as we are above this level, recent declines are considered corrective to recent gains. A break below that level would target next 0.7860 and 0.7830. Alternatively if the pair manages to stay above 0.7900, we could see a break of recent top before a resumption of the bearish trend.
USDCHF: The USDCHF closing last week’s trading negatively, for the 3rd week in a row, the pair has retraced most of the gains made from mid-June to early July. Weekly bias remains bearish as long as we below 0.9420, a move above this level are needed in order to relief the downside pressure. A move above this level would target next 0.9477 and 0.9525. Alternatively if we stay below that level, next target objectives are at 0.9243 followed by 0.9170 and eventually 0.9129, the Jun 13th lows.
SP500: The index is consolidating between 1675 and 1694 in recent days, seems like the index lacks the momentum to move higher above recent tops. A move below 1672, the last week and the week prior low level could trigger a deeper retracement in the index. A break below that level and sustaining below would trigger next 1662, followed by 1655 and 1647. Alternatively if the index stays above this level we could see a blow off to the upside before a corrective move lower.


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The world that Shooter Jennings has created in his ambitious new album, "Black Ribbons," is more ominous than brave and more nerve-rackingly familiar than new in presenting a scenario of the dark days ahead for humankind in the tradition of Aldous Huxley's classic 1932 novel.
Yet the singer and songwriter, the maverick offspring of country music outlaws Waylon Jennings and Jessi Colter, is putting his message across in myriad ways that Huxley wouldn't even have imagined in his treatise about a technological society in which there's little room for human connection.
It's an intriguing project -- one with a major guest role for horrormeister Stephen King as the acerbic narrator of a fanciful tale about the erosion of individual freedoms in the Internet Age. Jennings has made it by fully embracing the new avenues of expression the Internet has created.
For Jennings, who spent the last decade pushing at the boundaries of contemporary country music, it constitutes a dramatic departure from his country roots that finds him turning his back on the Nashville music establishment much like his father did three decades before him.
"When I started doing this record, I was in a place where I had left my label, left my management I had down there in Nashville, and felt like I was at rock bottom," Jennings, 30, said in the studio of the hilltop home above West Hollywood he shares with his fiancée, actress Drea De Matteo, and their 2-year-old daughter, Alabama. "I was feeling pretty voiceless, and depressed. . . . At this point I'm thinking no one's going to buy my records anyway, and I just wanted to do something that was really fun and different and exciting."
"Black Ribbons" was born, inspired during a cross-country RV trip with his family.
"I was driving the whole way," he said. "We were in the middle of nowhere, and every night about midnight I'd hear these programs: everything that was on coast-to-coast stations to local radio -- whatever we could get on the AM dial we had. It was all this really scary talk about the ballooning police state, the globalization agendas and whatnot.
"Here I was with my family in the middle of America in this RV, and it was so beautiful to be with them, but everything outside the RV was scary and unknown," said Jennings, looking through mirrored aviator sunglasses like those his father favored, his dark hair falling past his shoulders and scraggly beard telegraphing the image of a Southern rocker. Although his albums with his hard-edged alt-country band the .357s tested the boundaries of mainstream tastes, "Black Ribbons" has bypassed those limits entirely, crafting a darkly atmospheric rock concept album about the last voice of true freedom in the land, a freewheeling late-night talk-show DJ called Will O' the Wisp, voiced by King.
Fans of Pink Floyd's "The Wall," Roger Waters' "Radio KAOS" and Nine Inch Nails' "The Downward Spiral" will likely be empathetic to Jennings' album, with its searing extended guitar solos, spacey synthesizer textures and frequent bone-rattling hard-rock rhythms.
The effect of "Black Ribbons" is heightened considerably by King's droll, seemingly off-the-cuff riffs, full of righteous indignation and underlying humor as he rails against mounting government oppression and champions the importance of the voice of the individual to counter it. The album's conceit is that Will O' the Wisp is about to be shut down by the forces of conformity; he's making his last stand playing music by Hierophant, the fictional name Jennings has given the .357s for this project.
"It's a tremendously spooky idea," King, who had admired the .357s music he'd heard, said in a separate interview about his reasons for volunteering his services. "He sent me a draft, and it was just about perfect. I altered a few things and expanded some of it, but he knew exactly what he wanted. . . . To me, it was brilliant, the way the talk and the music weave in and out. I haven't heard the final version, but I heard a rough mix I thought was pretty good, even though I'm not in love with the sound of my own voice."
Not only hasn't King heard the finished version of the album, he and Jennings have never met, nor spoken by telephone. Jennings, a longtime fan of King's writing, originally reached out to the author by e-mail, which is how their whole collaboration was conducted. King recorded his bits at a studio in Florida and sent the digital files back to Jennings, who inserted them into the music he'd crafted at his home and at album producer Dave Cobb's home studio in Silver Lake.
Jennings is sincere about the subjects he addresses in "Black Ribbons," but he's also clearly having fun translating them into a role-playing video game he's created for his website and interactive features that let listeners remix or add to his versions of the songs. He's also going on tour in April.
"We're trying to bring people into this in as many ways as possible," he said. "It's almost like it's the best time for art right now but the worst time for commerce. . . . When you're broke, making money appear during an economic crisis is very hard."
Jennings will soon find out whether anyone will buy "Black Ribbons." But creating a hit wasn't the point.
"Ultimately," he said, "it was really pure and inspiration-driven, like if nothing ever happens with it, we know we've done something that we like."


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Toasted Coconut Banana Cream Pie - Oh Sweet Day!
I think I’ve up-ed the banana cream pie game a little here. By adding coconuts! Isn’t that genius?! No? Cause everyone is doing this? Oh! WHATEVER!!!
I made an extra mini pie crust last time when I was making this amazingly delicious mango lime cream tart. The crust had been sitting in the freezer for a few days until I decided to fill it with banana cream filling. Honestly I can’t pick which one I enjoy more, graham cracker crust or this toasted coconut crust. The pie filling goes equally well with both. I think it’s just the matter of how you like coconuts.
I used to dislike shredded coconut although I do love coconut. You know how in the old days people like to serve jelly cubes covered with shredded coconut in parties. Oh! The ultimate nightmare treat! Maybe I’ve never been a fan of jello. I simply don’t understand how they came up with this. And it’s probably one of the reasons why I didn’t like shredded coconut. Until I started to cook and bake a lot, and decided to explore around this hateful ingredient. And you know what I’ve done with it so far: coconut crepe cake, coconut macaroons, coconut cream pie, toasted coconut cake… Well, you know how we already remind our children to be forgiving. I guess it just applies to everything in life.
To prepare crust, mix coconut, flour, butter, powdered sugar and salt in a food processor until dough just becomes to form a ball.
In the same bowl, beat cream cheese until it’s soft and creamy.
Add sugar and vanilla, continue beating until combined.
Cover the bottom of the crust with banana slices. Pour the cream mixture over top. Smooth the top with a spatula.
Refrigerate the pies until set, about 2 hours.
Before serving, arrange more banana slices on top of the pie with a sprinkle of toasted coconut.
Hi Fanny, this is one of my all time favorite! The coconut crust sounds like a really good combination!


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Assume a project manager hears from his application vendor that his new ERP application will consume 1 Terabyte of application storage in the first 3 years in production. So he will typically ask the database administrator for a bit more, say, 50% extra, just in case the application grows faster than expected. Project managers don’t like to get management approval for spendings after finishing their project so if he gets the extra capacity today he will not be bothered later.
So before the project even starts we are already down to at least 1 Terabyte required / 1.5 Terabyte requested = 67% utilization (best case).
The DBA really does not like to get paged in the middle of the night when a database stops due to a full tablespace. So if he gets a request for a certain database size, he will typically make tablespaces a bit bigger initially and make sure that when the database grows, he will extend them long before they run out of capacity. Let’s assume the DBA oversizes by another 50% and asks his Unix administrator for 2.25 Terabyte capacity.
We’re now down to 1 Terabyte required / 2.25 Terabyte requested = 44% utilization.
The Unix admin was advised by his leading Unix vendor that most filesystems need at least 20% free capacity to avoid fragmentation and performance problems. But to just be sure, let’s assume he adds another 30% and asks for 3 Terabyte from his storage administrator.
You got the idea – we’re now down to 33% utilization.
So storage admins keep pools of unused diskspace – not per application but for a whole application landscape – but let’s say this is another terabyte per 3 terabyte allocated to applications.
We are eventually down to 25% utilization. Which means the organization purchases 4 Terabyte of usable capacity and only uses one.
A welcome, but unintended and sometimes even unnoticed side effect is, that because the disks are not fully used, there will be more spindles to satisfy the performance requirements and therefore the chance of suffering from potential disk I/O bottlenecks are significantly lower – but – as I said in earlier posts, I have serious objections to throwing more spinning rust against potential performance issues.
Thin provisioning (also known as Virtual Provisioning) – and in particular – overprovisioning – is the art of providing applications with more reported capacity than actually is available. Instead of having a one-to-one relationship of each logical block on disk to a specific application, there is a shared pool of storage that gets used as applications actually claim capacity. Every time the application (or server) writes to an area that was never written before (and therefore not really provisioned) the storage system will claim a new chunk of data somewhere in the pool and maps it to the application. As the application grows it will slowly consume more and more chunks until it has claimed all logical capacity that was provided. Because applications do not claim capacity sequential but sometimes in a bit random fashion, the chunk size is important and should be kept as low as possible – without adding too much performance overhead managing the metadata.
Large chunk sizes will result in too much capacity claimed without all chunks fully utilized (for example, only a few 8 kilobyte blocks formatted by a filesystem in an environment with 64 megabyte chunks will claim the entire 64 megabyte – not very efficient). Too small chunk sizes will cause overhead in managing meta-data. Making thin provisioning perform well with not too large chunks is another reason why modern storage systems need a lot of CPU power and large, fast internal memory. Ask your storage vendor what granularity is offered when performing virtual provisioning – as this is an important factor in estimating the efficency. As a rule: Smaller is better (unless it causes performance degradation).
For example, given a shared storage environment of (for explanation reasons) 5 similar applications that each really allocate between 20 Gigabyte of storage and 90 Gigabyte – totalling (in this example) 285 Gigabyte.
But because administrators tend to cover themselves against sudden out-of-storage issues (as explained), we assume each application needs to get more than needed so we logically allocate 100 GB to each application. Now if we use thin provisioning and we assume an unallocated pool of about 20%, we could do with 350 GB instead of 500 GB. Each application still thinks 100 GB is available – so there is an oversubscription of capacity.
If one application suddenly starts claiming the full 100 GB capacity, the free pool would typically have enough capacity to fulfill the need (because we have 65 GB spare capacity and the application will probably claim less than this.
(By the way if you inspect my example really close, you will see that one of the five applications could cause serious problems – just to illustrate that the reserved space in my example is too small).
The application cannot claim more than the 100GB logically provided. If the application still grows, we have to manually provision more actual or thin provisioned (thus: virtual) storage – but it would be a good idea to add capacity to the free pool ASAP because we would be really in trouble if another application would also suddenly claim all virtual capacity.
Of course, the more applications, the less likely we run into problems. For example, let’s assume 100 similar applications requiring 10 TB of actual capacity (100 GB each) and 30% spare = 13 TB of total (physically usable) capacity – where we provision each application with 300GB logically available, so the total sum of (virtual) provisioned capacity is 30 TB (and we actually only have 13 so we’re actually more than 100% overprovisioned!). Now we can happily sleep at night even if 5 applications suddenly claim all provisioned storage: we would need 10x (300 required -100 already in use) GB = 2 Terabyte, and the free pool is 3 Terabyte, no problem).
So: large, consolidated storage systems benefit from a statistical advantage.
Besides, a side effect of thin provisioning is that it distributes all data from all applications evenly across all disks in the disk pool – It removes hot spots.
The chance of suffering from performance problems is therefore reduced (some customers actually claim not having seen any disk related performance issues for a long time!). So, thin (virtual) provisioning not only over-provides capacity, but also over-provides performance!
And admins who do their homework during the day, will not get calls anymore at night just because there is a runaway application that suddenly runs out of capacity (as long as you make sure there is enough spare capacity in the pool available for all applications).
Currently there are some gotcha’s using this strategy – mostly having to do with applications deleting data (i.e. a user deleting lots of documents from a file share) or doing problematic stuff (such as periodic file system defragmentation). As the data is not actually deleted (the file structures are still on disk) the capacity cannot easily be handed back to the free pool. Technologies are becoming available to deal with such issues. Look for tools labeled as “zero space reclamation utilities” (there is one for Oracle ASM, for example, to reclaim unused ASM blocks after disk rebalancing). Or just write large files to the file system containing nothing but zeroes – the storage will see large areas of zeroes-only and will reclaim this capacity.
Bringing it all together, you can imagine a storage system that offers everything described: a thin provisioned pool constructed from Enterprise Flash drives as well as classic Fibre Channel and low-cost, large capacity SATA drives; with an automated load distributor that detects hot spots and moves the corresponding blocks to flash, and the hardly used blocks to SATA, and back if necessary (a technology that actually works like this is EMC FAST-VP, more on this in a future post).
Research is also being done on online de-duplication (i.e. finding multiple pieces of disk that contain exactly the same data) which should drive down capacity requirements even more (but I’m a bit skeptical to see this work well with relational databases – plain file serving would be a much better sweet spot).
Who said data storage had become commodity?


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In this section you will find information about sports and youth clubs, performing arts and music services, activities offered by East Riding Leisure Centres and clubs and services run by volunteers.
For details about FASP, including the eligibility criteria and how to apply please visit the Freedom Activity Support Payment page.
Music and the ArtsLearn more about music clubs, play instruments and get involved with performing arts.
Libraries and readingView services offered by your local library for children and young people with SEND.
ActivitiesFind your nearest sports and swimming clubs, as well as a range of other activities.
Leisure CentresFind information about your local leisure centre and SEND activities that take place.

industry_corpus2: Sports


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An enormous thanks to my brother and sister-in-law for my early birthday/going-away present!
Right now I'm the process of learning how to use it, which is just really overwhelming. I'm about 9 pages into the manual and I'm not doing so hot. I'd really like to use more than just the auto function.
Looks like I've a got a huge project for the next few weeks. You know, besides packing.
Today, Friday, I am leaving Columbus for the last time before I head for Paris. This means that I won't be returning to the good ol' 614 until at least next June.
This week was full of a lot of sad goodbyes. I know that I should be excited for the adventure ahead of me, but right now it still doesn't feel real. What does feel real is that fact that I won't see so many of my great friends for such a long time. This summer has certainly been one to remember. I got a great new job and made a lot of great memories - most of which I did not have to have relayed to me the next morning.
So far, leaving Columbus is reminding me of a few things. The first is that I'm going to miss out on a lot this year. Everyone and their brother is turning 21, and I won't be here to celebrate any of it. I'll also miss what is sure to be an incredible football season. Probably more upsetting is that I'm going to miss so many people graduating this year. Wish I could be here to enjoy that time as well. Second, is that Columbus has been so good to me. I love this school more than anything, and I'm so glad the path of life has brought me here. But for Ohio State, I would not have all of these many and incredible opportunities. Finally, I'm reminded of all the great people I have in my life. Without the people, this place wouldn't feel like home. I'll always remember long, lazy days at the pool and that night that we almost died coming back from downtown, but still blasted Defying Gravity the whole way.
Thank you to all my new co-workers and my new friends. You've made this summer one to remember, from all the hours we spent at the Union, way too much Chipotle, and so many great stories.
Thanks to all the girls (and Kyle) of apartment 50D for letting me crash for a few days. I wish I could have just moved in with you; you guys are fantastic.
Endless thanks for Kat and Bethany who let me crash in the Nosk for two and half weeks! I know you didn't plan on living in a triple, but I really appreciate everything! Without you I wouldn't have been able to work until the last minute, see all of my friends, and mostly just enjoy your company! Basically, I would have missed out on a lot. You guys are the best and I owe you big time.
So right now, I'm sitting in the terminal waiting to board. A quick 50 minute flight and I'll be back in Virginia. If I'm lucky, the plane will take off to the West and we'll do a huge turnaround over the city and have to fly over campus. It would be a great final send-off.


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A mahogany entry opens to a bright foyer with two-storey ceiling, heated marble tile flooring, and custom paneled walls – just one example of the intricate millwork consistent throughout the home. The foyer is flanked by a den with oak hardwood flooring, and a spacious dining room with servery access and double French doors opening to a covered verandah. The main level of the home encourages indoor/outdoor living, with double French doors connecting the formal living room to a covered terrace overlooking the rear yard. The hub of the home is the impressive family room, with full-height gas fireplace with exposed stone surround, and a two-storey ceiling with architectural beams and skylights. The family room opens to a gourmet eat-in kitchen with custom full-height soft-close cabinetry, granite countertops, and the highest-end appliances including WOLF, Bosch, and Sub-Zero. A central island offers bar seating, or dine in the spacious breakfast area with central chandelier. The kitchen opens to a covered outdoor living room with convenient custom retractable mosquito screens. The highly functional floor plan features two powder rooms, two mud rooms, and a finished triple car garage.
Upstairs, the second level landing overlooks the foyer and family rooms below. A true master retreat offers His & Hers closets and a pass-through gas fireplace connecting the bedroom to the five-piece ensuite with freestanding Jacuzzi tub, walk-in glass shower, and His & Hers vanities with marble countertops. Three additional bedrooms boast their own ensuites, in addition to a secondary den and convenient laundry room.
The finished lower level is fully loaded, with a spacious recreation room, theatre/media room with 3D projection screen and built-in speakers, exercise room with rubberized flooring, powder room, and nanny suite.
The 119’ x 181’ irregular lot is dressed with professional landscaping, serviced by a 13-zone irrigation system. A flagstone patio surrounds the in-ground saltwater pool with sheer descent waterfall. Located in one of Oakville’s most desirable neighborhoods, this home is genuinely the total package.


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戊 is the 3681st most frequent character.
戊 has 1 dictionary entry.
戊 appears as a character in 4 words.
戊 appears as a component in 5 characters.


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Affirm the boundaries of the Downtown District as previously approved in a motion at the Regular Meeting of the Mayor and Board of Alderman on September 4, 2018.
First reading of a proposed ordinance amending Section 18-46 of the Animal Control ordinance with regards to the dropping off of animals.
Discuss appointing a committee for the selection of a new Animal Control provider.

industry_corpus2: Politics & Administration


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MOLLĒ, alternative pop/electronic artist/Producer hails from Los Angeles via Nashville and is one of the few female artists out there writing and producing her own music.
Although her debut record was released only last year, she’s not a newcomer to the music world. Teaching herself the violin and piano and touring as a child, MOLLĒ grew up in the music industry and is already a celebrated instrumentalist and Grammy-Award nominated writer/musician.
She has her hands in every aspect of her music, from songwriting to production, and the result is well-worth it. In the same vein as Halsey, Tinashe, Banks, RITUAL, and Imogen Heap, MOLLĒ stands out for her intriguing instrumentation, heartfelt vocals, honest lyrics, and alternative production. Her sound is gritty, honest, dark, and more expressive than the manufactured pop flooding the streets, but certainly no less catchy.

industry_corpus2: Film & Entertainment


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Since I was a teenager I’ve always written in secret and I’ve always wanted to write a book. So, when I hit my thirties I thought it was time to stop talking about it and actually do it! That’s how my first book, ‘What You Don’t Know Won’t Hurt’ came about. Let’s just say, now I am much closer to forty than thirty, and I’m trying to complete book number two. I was lucky enough to get representation with my first book, but the dream of seeing it on the shelves remains elusive.
I’m in the final stages of my second novel, ‘If I Could Be Me’. That means it’s approx my 3rd draft and I’m not as horribly shy about people reading it. That’s the thing with writing – you’ve got to let other people read it at some point!


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5x8 silver utility trailer that we used to take the bikes to the track. License plate #018 XRZ.
We left friday night to drive to Houston for a funeral. Returned this morning at 11 am. Neither of us can remember if it was in its spot at that time due to driving 15 hours straight through. Left again at noon to run up to Denver. Returned at 6:45 and both of us immediately noticed it was missing. Which, makes us both think that it was there when we got in this morning.
Nothing in it but pit bull mounting plates, spare tire, and single bike tri fold ramp.
Edit: Stolen from Early Sun Drive and Azure circle. Can't find any pics, but its a standard silver box trailer. Not that that helps at all. I think there was a #32, very small, in black, on the left had back door. Door was one that opened to the side, from left to right.
also, the upper rear light was broken on the drivers side, the right brake light did not function properly, and there was a paintball splatter on the back door near the handle.
Last edited by Reyven; Thu Aug 23rd, 2012 at 09:06 AM.
I'll be on the lookout.
Dammit! You guys racing this weekend? Hit us up if you need a trailer.
Wow. What is with all these thefts lately in the Dirty? Sorry to hear and also about the funeral. I have the part that goes on your handlebars if you need it for ppir (forgot name). There is usually a few from the south that race on Sat in case you need help.
Thanks, We have canyon dancers and soft ties and tie downs. Will just need to find the space for the bike(s), as I was contemplating doing super street that weekend.
Thank you! I will let you know if we need it. There is only one more race weekend after this one. Luckily, its at PPIR. I will let you know though!

industry_corpus2: Automobiles


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How Do I Assign a Retail Lease in NSW?
Most retail lease tenancies are on the basis that the lessee will occupy the premises for a specified period (known as the “term” of the lease). Potential lessees will need to commit to occupying the premises for the term, and this may leave them concerned about the possible ramifications if their business is not successful or if they can no longer afford to operate from the premises. Below, we look at the retail leasing provisions in New South Wales under the Retail Leasing Act 1994 (NSW) (‘the Act’) and the protections a lessee will have in case they can no longer continue operating from a premises. In particular, we look at how a lessee can assign a retail lease.
What is an Assignment Clause?
Most retail lease agreements will include an assignment clause. An assignment means the lessee will transfer the lease to another party. The lessee will usually have to find an appropriate tenant, and it will in most cases require the approval of the lessor. All lessees should review the lease thoroughly to understand their obligations for assigning the lease.
What Does the Retail Leasing Act 1994 (NSW) Say?
The current lessee has not followed the correct procedure to obtain consent for the assignment of the lease (discussed below).
These factors limit the criteria that a lessor can use to withhold consent to an assignment. If the lessor does not reply in writing to a lessee’s request to assign the lease within 28 days from when the request was sent, the lessor is said to have approved the assignment.
What is the Correct Procedure to Obtain Consent?
Section 41 of the Act contains the correct procedure for obtaining consent from the lessor. In summary, the lessee must send the request in writing with information about the proposed lessee including their experience and financial standing. The lessee is responsible for providing the proposed lessee with a copy of a disclosure statement which includes details such as rent, outgoings, term, etc.
Subleasing, licensing and mortgaging differ as it is in the lessor’s absolute discretion whether they will provide this right to the lessee. You will need to review the terms of the lease to determine whether this right exists.
Although most lessees are required to commit to a period to remain an occupant of the lease, the Act provides certain protections to allow for assignment. These protections include limiting the lessor’s rights in denying consent to an assignment. In circumstances where the lessee can no longer occupy the premises, the lessee should make efforts to follow the correct procedure in the Act and in the lease to find an appropriate new tenant for the premises.
If you have any questions or need assistance with your retail lease, get in touch with our retail leasing lawyers on 1300 544 755 or fill out the form on this page.
Do I Need a Condition Report for My Retail or Commercial Lease?
Has My Landlord Repudiated the Lease?
Do I Need Special Conditions in My Commercial Lease?


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The gold leaf on glass technique, mainly used by artists and craftsmen during the Renaissance, is still employed in the same way. This process has remained unchanged for centuries: 22 carat gold foils are applied by hand on a thin layer of glue.
The processing technique is meticulous and requires the use of sable brushes, the only ones that, thanks to their softness, can spread the material without any damage.
The gold leaf decoration is increasingly used to create uniquely refined stained glass, in order to give character and elegance to any space. This technique enables to make small decorations on the glass, such as mirror frames or finishing touches on furnishing accessories. Similarly, it can be used to give new light to the walls, thus redesigning the traditional wooden paneling.


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WWW.DOPE-VIDEOS.COM: Eldorado Red feat. Doe B. & JR Boss - "DUB Floaters"
Eldorado Red feat. Doe B. & JR Boss - "DUB Floaters"


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Your Fiat Talento can be professionally remapped at a time & location to suit you.
Tuning data for a performance remap, suitable for a standard Turbo Diesel Fiat Talento or with minor modifications such as performance air filters & exhausts. Please contact us for more details.
Tuning data for a Diesel Economy remap, suitable for a standard Turbo Diesel Fiat Talento.


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I’m a doctor who runs a specialist FGM clinical service. Last week, Sir Christopher Chope MP objected to the passage of a private member’s bill seeking amendment to the Children Act 1989 which would apparently close a perceived legal gap to allow family courts to make interim care and supervisory orders about children deemed at risk of FGM. He has since faced near-universal condemnation – a man denying passage of new laws to protect the safety and rights of children! Rapidly cast as villainous misogynist, his political career now appears threatened (Minister to challenge Tory MP who blocked FGM legislation, 11 February). Good copy, but is the vilification justified?
What seems to have been overlooked entirely in parliament and subsequent reporting is that such powers already exist in the family court. I work in a multi-agency setting safeguarding children who might be at risk of FGM. I have observed judgment made in favour of an interim supervisory order rather than an FGM protection order in the same family court sitting. There were no delays. There were no separate applications. Children can be protected robustly and immediately.


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Would it be possible to fit a 325/50r15 on a 70 charger w a dana 60? If not how wide could i go?
What did I say was on my car, 68 & 70 same. so yes 325-50-15 fits, 295-50-15 is a little more forgiving on fit.
Last edited by csk; 10/16/18 07:38 PM.
Im assuming with no mods? Thats what i always thought but i read a ton of threads that said the outer lip needed to be rolled.
Sorry i was only skimming the other thread, but anyone else that has advice that didnt do any modifications? Thats just rhe way i prefer it.
A lot depends on how firm the rear springs and shocks are.
There is a bulge in the outer wheelhouse that interferes.


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Glas Éireann Solutions launches YouTube channel.
Glas Éireann Solutions, an Energy Savings company, or ESCO, based in Munster, has today launched its new YouTube Channel. The channel, found here, already has substantial content, including an 8 part introductory video as well as some humourous video out-takes. GES already boasts a healthy on line presence, with hits on its website growing daily, as well as interactions on Facebook, Twitter and LinkedIn.

industry_corpus2: Power & Energy