text:
Washington (November 15, 2016) – In preparation for the release later this week of the first-ever Surgeon General’s Report on substance use, addiction, and health, Senator Edward J. Markey (D-Mass.) released the following statement in hopes that the report will serve as a call to action for the opioid crisis. In 2015, Senator Markey and Senate Majority Leader Mitch McConnell (R-Ky.) first called on the Department of Health and Human Services to issue a Surgeon General’s Report and Call to Action on prescription opioid and heroin abuse. Nearly 30,000 people in the United States died from an opioid overdose in 2014. Through September of this year, Massachusetts has suffered nearly 1,000 opioid related overdose deaths, and authorities have estimated that this number will more than double by the end of the year, in part fueled by the deadly rise of the synthetic opioid fentanyl.
“Given the magnitude and continued growth of this epidemic, this Surgeon General’s Report must serve as a seminal document outlining the scope of the crisis and how we can spur national efforts to assist communities most in need. States and communities need to understand the financial burdens caused by opioid abuse, dependence and addiction so they can better plan their budgets and allocate resources. Our medical and public health community need to understand the science and health impacts of the opioid crisis so that they can develop targeted research programs aimed at developing best practices for opioid prevention, treatment and recovery. Congress needs to understand the nationwide economic impacts of the prescription drug and heroin crisis so that it can allocate funding to help communities in need. And we must all understand the tragic impacts – in human terms – that this epidemic is having on families across the country.
“Various federal departments have recently announced new initiatives focused on opioids, which must be measured and documented for effectiveness. The Surgeon General is in a unique position to assist in this effort. This report will serve as a first step in what needs to be a comprehensive national effort to address this public health emergency.

industry_corpus2: Health & Medicine


text:
Last updated on 2 April 2019, to include amendments to clause 6.3 with respect to when and how payment must be made.
This Learning Agreement is also known as the Student Learning Agreement.
1.1. What these terms cover. These are the terms and conditions on which we supply a course (or courses) to you, whether these are services or digital content.
1.2. Why you should read them. Please read these terms carefully before you enrol with us. These terms tell you who we are, how we will provide the course(s) to you, how you and we may change or end the contract, what to do if there is a problem, and other important information. If you think that there is a mistake in these terms, please contact us to discuss it.
2.1. Who we are. We are the College of Media and Publishing Limited, a company registered in England and Wales. Our company registration number is 05220267, and our registered office is at Forum House Business Centre, Stirling Road, Chichester, West Sussex, PO19 7DN. Our registered VAT number is 924385414.
2.2. How to contact us. Enquirers can contact us by emailing [email protected] or by writing to us at College of Media and Publishing, Forum House, Stirling Road, Chichester, West Sussex, PO19 7DN.
2.3. How we may contact you. If we have to contact you we will do so by phone or by writing to you at the email address or postal address you provided to us at the time of enrolment.
2.4. We may occasionally communicate with you on Facebook or Messenger if other methods of communication are unavailable.
3.1. How we will accept your order. Our acceptance of your order will take place when we email you to accept it, at which point a contract will come in to existence between you and us.
3.2. If we cannot accept your order. If we are unable to accept your order, we will inform you of this and will not charge you for the course(s). This may be because of unexpected limits on our resources which we could not reasonably plan for, because we have identified an error in the price or description of the course(s), or because we are unable to meet a deadline you have specified.
3.3. Our course materials are classified as digital content by the Consumer Rights Act 2015, and are made available for you to download upon enrolment.
3.5. Discount codes must be applied at the time of enrolment. They cannot be used retrospectively.
3.6. This agreement covers the period from the point of enrolment until the date we dispatch your CMP diploma and ABC/Certa Awards diploma when you complete a course. Any services and contact provided outside these periods are entirely at our discretion.
4.1. You must be aged 16 or over to enrol on a course with us. Learners under the age of 16 will need to provide us with a letter of consent from a parent / guardian or teacher.
4.2. You must provide truthful, accurate and complete information when registering for your course(s).
4.3. It is your responsibility to maintain any changes to your registered information (including your contact details). Your registered information can be viewed in the initial enrolment confirmation email you received from us when you signed up. Please message us through the Online Learning Area if you wish to alter any of your registered information. You can update your name and email address through the “edit profile” option on your Online Learning Area account without informing us.
4.4. Enrolment is at your own risk and we will not be liable for any unauthorised transactions or communications made using your username or password.
4.5. You are responsible for the security and use of any usernames or passwords needed to access our websites, or any of the content in relation to your course(s). It is your responsibility to ensure that security, and you agree not to allow or assist any other person, without express permission from us, to access content using your account.
5.1. Our materials are updated, if necessary, at least every 12 months.
5.2. All updates will improve the materials, and the materials will continue to match the product descriptions on the course pages and the course subjects’ pages. Updates will not reduce the quality of the content that was described upon purchase. However, some aspects of our materials, such as hyperlinks, online references, and content relating to digital media and technology may become out of date due to the ever-changing and fast-moving nature of the internet. We undertake to update materials more frequently than every 12 months, when we consider it necessary and upon receipt of a reasonable request by email.
It is your duty to read these policies and adhere to them at all times. If you breach them, we may remove you from your course(s), without a refund of payments made.
5.4. Our courses are delivered in English. If English is not your first language, it is entirely your responsibility to ensure that your written English is good enough to study our course materials, and to be able to communicate by email with our tutors and our administration department. We do not provide language support.
5.5. Our course materials are at all times owned by the College of Media and Publishing Ltd, which also owns the copyright. Your enrolment entitles you to save one copy of each Lesson and other course-related documents on to your computer; and to print one copy of each Lesson and other course-related documents.
No part of our Lessons, or other course-related documents, may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without our prior written permission, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law.
For permission requests send us an email titled “Attention: Permissions”.
Please also see section 8.2.
6.1. Where to find the price for the course(s). The price of the course(s) (which includes VAT) will be the price indicated on the order pages when you placed your order. We take all reasonable care to ensure that the price of the course(s) advised to you is correct.
(a) 60% – course materials (digital content).
(b) 35% – tutorial support.
(c) 5% – administrative costs.
6.3. When you must pay and how you must pay.
(a) You are paying by instalments, in which case the first instalment must be paid.
(b) You are paying by employer invoice, in which case, the funds must clear.
(c) Your course(s) is part of a redundancy / severance package or a similar arrangement put in place by your employer, that requires you to complete the course before the fees(s) are paid. In these circumstances, you must complete the course within six months of the date of enrolment. If you fail to do so, your employer will be liable for all fees and must pay for them within 30 days of the six month period ending.
(d) If your employer / ex employer cannot or will not pay the fees, you accept that you will be personally liable for them.
We will agree on an appropriate payment method for your course(s) at the point of enrolment.
From time to time, we provide discounts for our courses. These are activated by typing a discount code in the appropriate box on a course enrolment form.
Some of these codes are time-sensitive and have expiry dates. We will not accept any code that has expired. We also do not allow discount codes to be used with a monthly instalment plan.
Only one discount code can be used per course. Discount codes cannot be aggregated.
Discount codes must be used at the point of enrolment. They cannot be used retrospectively.
6.4. We can charge interest if you pay late. If you do not make any payment to us by the due date we may charge interest to you on the overdue amount at the rate of 8% per year above the base lending rate of Santander Bank. This interest shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgement. You must pay us interest together with any overdue amount.
6.5. What to do if you think an invoice is wrong. If you think an invoice is wrong please contact us promptly to let us know and we will not charge you interest until we have resolved the issue.
6.7. The prices stated on our course pages are inclusive of 20% VAT. You will not have to pay VAT if you live outside the European Union.
7.1. These conditions shall remain in place until terminated by either us or you.
7.2. If you wish to terminate you must inform us in writing.
7.3. We reserve sole discretion to immediately terminate our contract with you.
7.4. On termination, you must destroy all materials obtained from our websites together with any related documentation and all installations or copies of these, howsoever made.
8.1. Establish a learning outcome with you for your course(s).
8.2. Provide you with suitable materials, sufficient for your online course(s). Our materials are fit-for-purpose, and are compatible with all mainstream internet browsers (Google, Firefox, Bing, Safari and Microsoft Edge); and with MS Word, Adobe Acrobat and similar programs; and with most computers.
However, we are not responsible if any of our materials do not operate efficiently, or at all, because of incompatibility and your local technical issues with software, hardware, browsers, broadband, firewalls, antivirus or anti-spyware / malware software, or device settings at the user’s end.
Please remember that you are enrolling on an online course(s). You can see the equipment you will need to undertake the course(s) under the section: What will I need, on the relevant page(s). It is your responsibility to ensure that you have the necessary hardware and software, and that you know how to use it, before you enrol on the course.
8.3. Encourage you during your studies.
8.4. Provide you with access to appropriate expertise to support you during your course(s).
8.5. Update your learning materials as and when they require it, by announcing replacement teaching materials for download in the Learner Forum. This constant updating process means that course structures may change after you have enrolled. New subjects may be added, out-of-date subjects removed, and Lesson content / numbers / formatting may differ.
You should have the same tutor for the duration of your course(s). However, we cannot guarantee this. If we need to change your tutor, either permanently or temporarily, due to holidays, sickness or for any other reason, you will be provided with an appropriate replacement and will be informed of any changes through the Learner Forum.
8.7. Provide tutorial support for our course materials and directly related issues: careers / job / work advice. While our tutors will try to help with other queries, this is entirely at their discretion.
8.8. Inform you about contact arrangements between yourself and your tutor.
8.9. Deal with your tutorial queries via the OLA within two working days of receipt. Note: we do not do phone tutorials.
8.10. Return marked work to you within three working days of receipt (if you are doing a course where we mark assignments for you).
8.11. Provide constructive and individual feedback on your progress (if you are doing a course where we mark assignments for you).
8.12. Deal with any difficulties promptly and fairly.
8.14. Allow you to transfer to another more suitable course, at your request, and after discussion with us. A transfer fee may be charged. This will be in proportion to the amount of the original course you have completed. We only allow learners to transfer to another course once. Second and subsequent transfers are charged at the full course price.
8.15. Remind you if you have fallen behind with any course fee instalments and only lapse your tuition if you have failed to respond to two warning emails. We will then give you written notice that we have lapsed your tuition and we will archive your records. We will then calculate the amount that you owe us for course materials and services not paid for, and invoice you for the amount owed. See Clause 9.4. below.
8.16. You may rejoin the course(s) at any time if your course fees are brought up to date, and on payment of an administration fee. See details of our fees.
8.18. We will not mark work, offer tutorial advice or provide new Lessons if your course fee instalments are not paid up to date.
8.19. Offer advice and support if you are seeking work placements.
8.20. Offer advice and support if you are looking for work.
8.21. Offer advice and support if you are going for a job interview.
8.22. Not be held responsible, or liable, for problems, issues, or financial losses that are caused by outside agents or circumstances outside our control, for example, exam boards, overseas agencies, ISPs, web hosts, software creators, and servers, PayPal, banks, etc.
8.23. Remove you from the course(s) if, in our opinion, your behaviour towards us, or any member of our staff, is abusive or unreasonable, or if you indulge in plagiarism by submitting work for marking that is not your own. We have a zero tolerance policy on plagiarism. Refunds will not be made in such circumstances.
8.24. Offer other courses with a 40% discount once you have paid for one of our existing courses. This offer cannot be used in conjunction with any other offer.
8.25. Occasionally mention you in a positive context in our social media feeds, unless you tell us not to in an email. We will not disclose any personal information.
(a) You have completed and passed every course assignment to the required standard.
(b) You have paid any and all fees owed to us. If you still owe us any money at the time you complete any course(s), we will not issue your CMP diploma or your ABC/Certa Awards diploma until everything has been paid in full.
(a) The MBG is available to all learners, provided they do not owe us money for any other course(s) or service(s).
(b) The MBG is unconditional. We will refund you the full amount that you paid for the course(s).
(c) To claim a refund, you must email us within five working days of us sending you your Graduation pack.
(d) We will then cancel your enrolment, and withdraw your access to the Online Learning Area. You will no longer qualify for a CMP diploma, ABC/Certa Awards diploma, reference, or any post-course advice or support.
(e) Refunds will be made within two working days of receiving your email.
(f) Payment will be made by BACS or PayPal. We are not responsible for any fees that your bank, or PayPal, deducts from the payment.
(g) The MBG does not affect your legal rights.
8.29. Award you our CMP diploma and the ABC/Certa Awards diploma on successful completion of the course(s), provided you have passed every assignment with a grade of C or above, and have achieved an overall average grade of C or above, and have paid for your course fees in full.
We will send you your CMP diploma as a PDF, by email only, within seven days of you requesting it.
Your ABC/Certa diploma will be sent by surface mail within 21 days of you requesting it.
9.1.a. Prior to enrolment, read the relevant course information pages on this website to establish that the course is appropriate for you, and that you have the academic ability and the relevant IT and language skills needed to study it and complete it. You may email us or phone us if you wish to discuss your options and your suitability. We are bound by the ABCC Code of Ethics to give honest and impartial advice.
(a) Your level of academic achievement.
(b) Your level of written English, if English is not your first language.
(c) Your level of IT knowledge.
(d) The IT equipment that you use on the course(s).
We take no responsibility and will offer no refund if you discover that a course is too difficult for you or if you decide that any course is inappropriate for you, for whatever reason.
9.2. Read the Enrolment pack thoroughly, so that you are fully aware of how we work. Note: please refer only to the Enrolment pack, which we email you upon enrolment, for information about our procedures, etc. Do not refer to any other website or document for this information, as they may be out of date and unreliable.
9.3. Proceed with the course(s) in the way prescribed in the Enrolment pack. We may not be able to support you fully, or at all, if you decide to proceed with the course(s) in a different way.
9.4. Ensure that all course instalments are paid on time. If an instalment is late or you cancel it, the entire course fee then becomes due if your studies or your downloads of course learning materials from the Online Learning Area have progressed beyond your rate of payments. In these circumstances, we will calculate what you owe us, pro rata, according to the charges listed in clause 6.2. above, and invoice you for the amount that you owe us.
9.5. Accept that instalments are automatically debited from your credit / debit card, with your consent. If you wish to cancel your instalment plan, please email us five working days before the instalment is due. We cannot guarantee to cancel your plan without five days’ notice. All instalment plans are paid monthly. For example, if you enrol on a course on the first day of the month, your next instalments will automatically be taken on the first day of each month until the balance has been settled.
9.6. Undertake sufficient private study to maintain progress on your course(s). This will involve doing your own research to supplement our teaching materials.
9.7. Submit work which is your own original work, clearly presented, and which is a true reflection of your knowledge and abilities. Learners who commit plagiarism by submitting work that is not theirs will be removed from the course immediately, without refund of fees. We have a zero tolerance policy on plagiarism and cheating.
9.8. Conduct yourself in an ethical, legal and professional manner when using the name or services of the College of Media and Publishing Limited or any of our tutors in job applications, work experience applications, or references.
9.9. Submit work in the format and by the method explained in the Enrolment pack.
9.10. Ensure that your IT and software equipment works efficiently so that you can participate in the course(s). All our course files are created in standard Windows Microsoft software and can all be opened, and / or played. We cannot accept responsibility if your IT system does not open them, or play them. If files will not open or play, this is because of problems at your end such as incompatible software, broken file associations, or firewalls and other programs, etc, that are blocking access. We cannot provide IT support for these issues, though we may advise when we can.
9.11. Keep in contact with your tutor by using the Online Learning Area’s contact system only, without making unnecessary demands upon his or her time. We only provide tutorial support for our course materials and directly related issues such as careers / job / work advice. While our tutors will try to help with other queries, this is entirely at their discretion. Tutors will only respond to messages sent via the OLA. They do not engage in social media contact with learners.
9.12. Treat our staff and tutors with courtesy and respect. We have a zero tolerance policy on rudeness and will exclude you from the course(s) without refund of fees, if it occurs.
(b) Take legal action for defamation, malicious falsehood, breach of privacy, copyright or data protection laws, against any such person, whether or not they have used our Complaints Procedure (please also see clause 12.6).
9.13. Email your tutor to ask for help if you are stuck or need support.
9.14. Take reasonable precautions against computer viruses if communicating with us online.
9.15. Register with any external awarding body if we ask you to do so. Please note that there may be third party charges in connection with such registration, and that you are entirely responsible for paying them.
We take no responsibility if your learning or learning outcomes, are not fully or partially achieved because of any failure on your part to register, or pay fees to, an external awarding body.
9.16. Notify us in advance if you wish to take a break from your course(s), and tell us for how long (please note: we do not chase learners who take a break from their studies without notifying us).
9.17. Notify us if you are going to lapse from the course(s) for any reason (please note: we do not chase learners who discontinue their course(s)).
The following conditions will apply to you when using the Learner Chatroom (the Chatroom). You agree to accept and be bound by these conditions as outlined below. Should you reject the following conditions and not wish to be bound by them, then use of the Chatroom is prohibited to you.
10.1. We may update these conditions from time to time without any notice to you. In addition to the following conditions, you agree also to be bound by any guidelines or announcements that are made during your membership of the Learner Forum.
10.2. In addition, when using particular sections of the Chatroom, you shall be subject to any guidelines or rules applicable to such services, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference to the conditions.
(a) Post, transmit, upload, email or otherwise make available any material that contains software viruses, computer code, programs or files that are designed to interrupt, limit the functionality of, or destroy any computer hardware, software or telecommunications equipment.
(b) Impersonate any person or entity. This includes, but is not limited to, any College of Media and Publishing Ltd team member, learner or administrator, or falsely stating or otherwise misrepresenting your affiliation with another person or entity.
(c) Manipulate or forge headers or identifiers with the intention of disguising the origin of any content that you provide to the Learner Forum.
(d) Register or post in excess of one account with us. Should it come to our attention that you have registered more than one account, we may remove your use of the Chatroom.
10.4. You accept that we cannot be held responsible for any third party websites that you may access through the Learner Forum or Chatroom, and further agree that any third party content is not our responsibility.
10.5. We do not endorse any third party websites or content unless clearly stated, and therefore cannot be held liable or responsible for any promotion, content, service or product that is located on a third party website.
10.6. We further cannot be held liable or responsible for any loss or damage, or offence that may be caused, or that you allege has been caused, by third party content or websites.
10.7. All and any contact that you have with third party traders or websites that you may come in to contact with during your use of the Learner Forum, or Chatroom, including but not limited to payments for products or services, any conditions made, warranties offered, or contracts entered in to, are your responsibility and not the responsibility of College of Media and Publishing Ltd.
10.8. You acknowledge and accept that we are neither liable nor responsible for the content that you submit to the Chatroom. We will only remove objectionable material if there is a complaint.
10.9. You acknowledge and accept that we have the right to temporarily or permanently remove your ability to post content, and that we further have the right to ban you from the Chatroom should you break any of these conditions.
10.10. We reserve the right to terminate any user’s access to the Chatroom for any reason at any time.
10.11. You acknowledge and accept that in certain circumstances we have the right to provide information to your Internet Service Provider at our discretion following (but not limited to) severe disruption by you, the provision of illegal or abusive content, any attempts made by you to reregister after being banned, or for any other reason that involves you breaking these conditions.
10.12. You acknowledge that reproduction of material from the Learner Forum without prior written permission is strictly prohibited. All contributions to the Learner Forum are also copyright of College of Media and Publishing Limited.
10.13. You acknowledge and accept that if you are banned from use of the Chatroom, you will not in any way attempt to reregister using any other name or identity not known to us, or any other email address not known to us. If you do so, we will pursue the maximum penalty available under your Internet Service Provider’s Acceptable Use Policy.
10.14. Contributions to the Chatroom are governed in their entirety by section 6, above.
(c) If you agreed to this during the order process, that we use your personal information to tell you about further courses that we provide, and that you may stop receiving these at any time by contacting us.
11.2. We will only give your personal information to third parties where the law either requires or allows us to do so.
12.1. We may transfer this agreement to someone else. We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
12.2. Nobody else has any rights under this contract. This contract is between you and us. No other person shall have any rights to enforce any of its terms.
12.3. If a court finds part of this contract illegal, the rest will continue in force. Each of the paragraphs of these terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.
12.4. Even if we delay in enforcing this contract, we can still enforce it later. If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date. For example, if you miss a payment and we do not chase you and we continue to provide the products, we can still require you to make the payment at a later date.
12.5. Which laws apply to this contract and where you may bring legal proceedings. These terms are governed by English law and you can bring legal proceedings in respect of the products in the English courts. If you live in Scotland you can bring legal proceedings in respect of the products in either the Scottish or the English courts. If you live in Northern Ireland you can bring legal proceedings in respect of the products in either the Northern Irish or the English courts.
We hope that all of our learners will have an enjoyable experience with us.
However, if you have a complaint about any aspect of the course(s), or your learning experience, please email us and tell us about it.
The agreement, which you accepted when you enrolled, explains our responsibilities, and yours, and may help to avoid any misunderstandings.
(a) Reply within two working days.
(b) Do what we can to put things right.
(c) Let you know the outcome by email.
If a complaint is not resolved to your satisfaction, please email us. Put the word “Complaint” in the subject field.
(a) Acknowledge your email within two working days.
(b) Investigate the issue within seven working days.
(d) Do what we can to put things right.
If we are unable to resolve your complaint you may be able to conduct Alternative Dispute Resolution (ADR) via the European Commission Online Dispute Resolution portal.
For more information, please visit the Online Dispute Resolution website.
13.1. CMP grants reseller licences to other Organisations who sell courses on its behalf.
Inter-mission Industrial Development Association (IIDA).
13.2. A learner who purchases a course(s) from a licensed Reseller Organisation creates a financial agreement with that Organisation once payment is complete, not with CMP.
13.3. All queries and complaints about the purchase are the sole responsibility of the Organisation, not CMP.
13.4. Such learners are also required to complete CMP’s Learning Agreement, which creates a legal agreement between them and CMP.
13.5. CMP is solely responsible for fulfilling its responsibilities under the Learning Agreement, with the exception of the 14-day Refunds Policy. See clause 13.8 below.
13.6. When a learner has purchased a course from a Reseller Organisation, the delivery of the course and all further contact with the learner on all matters related to the course is the sole responsibility of CMP.
13.7. Learners who purchase a course from a Licensed Reseller Organisation do not qualify for CMP’s Money Back Guarantee.
13.8. Learners who purchase a course from a Licensed Reseller Organisation are entitled to a full refund of the course fees for a period of 14 days after purchase, but not after this period has elapsed.
13.9. Learners who require a refund within the 14-day period should contact the Organisation, not CMP.

industry_corpus2: Subject Education


text:
The recent 2008 financial tsunami has made the financial regulators realize the importance of stress testing in banking systems. One of the major challenges in stress testing is to model and calibrate "exceptional but plausible" scenarios in which macroeconomic shocks may cause contagious bank failures that may lead to the breakdown of a banking system. Presently, existing stress testing methods mainly focus on modeling single or multiple risk factors through a "static snapshot" of the banking systems. However, real-world bank crisis scenarios are much more dynamic such that different event occurrence sequences may have different impacts on individual banks and banking systems. For purposes of predicting contagious bank failures in stress testing, we propose the use of event-driven process chains in modeling bank failure scenarios. We refer to this approach as Banking Event-driven Scenario-oriented Stress Testing (or simply the BESST approach). We compare the pros and cons of the BESST approach with two existing approaches in an example scenario. In addition, we conducted a financial simulation based on this example scenario to demonstrate the validity of the BESST approach. © 2012 Springer-Verlag Berlin Heidelberg.
Banking Event Modeling and Simulation in Scenario-Oriented Stress Testing. / Hu, Daning; Zhao, J. Leon; Hua, Zhimin.
E-Life: Web-Enabled Convergence of Commerce, Work, and Social Life. ed. / Michael J. Shaw; Dongsongs Zhang; Wei T. Yue. Vol. 108 LNBIP Springer-Verlag Berlin Heidelberg, 2012. p. 379-389 (Lecture Notes in Business Information Processing; Vol. 108).
Hu, Daning ; Zhao, J. Leon ; Hua, Zhimin. / Banking Event Modeling and Simulation in Scenario-Oriented Stress Testing. E-Life: Web-Enabled Convergence of Commerce, Work, and Social Life. editor / Michael J. Shaw ; Dongsongs Zhang ; Wei T. Yue. Vol. 108 LNBIP Springer-Verlag Berlin Heidelberg, 2012. pp. 379-389 (Lecture Notes in Business Information Processing).

industry_corpus2: Finance & Economics


text: Welcome home to this beautiful 4 bed & 2.5 bath home in popular Sunblest Farms. Updated kitchen with granite ctops, SS appliances, tile backsplash, eat-in kitchen with separate dining room. Gorgeous vinyl plank flooring on main level & new carpet upstairs. Cozy family room with woodburning fireplace. Large master bedroom suite w/brand new tiled shower, granite ctops & vinyl plank flooring. 2nd full bath upstairs updated with brand new tiled shower and vinyl plank flooring.Enjoy entertaining in your backyard with mature trees, storage shed & NEW deck. Prime location in the heart of Fishers close to Holland Park, Nickel Plate District, dining and entertaining. Highly rated Hamilton Southeastern Schools. Hurry this one won't last long!

industry_corpus2: Real Estate & Construction


text:
Now there was a sinful woman in the city who learned that he was at table in the house of the Pharisee. Bringing an alabaster flask of ointment, she stood behind him at his feet weeping and began to bathe his feet with her tears. Then she wiped them with her hair, kissed them, and anointed them with the ointment.
When the Pharisee who had invited him saw this he said to himself, "If this man were a prophet, he would know who and what sort of woman this is who is touching him, that she is a sinner."
Jesus said to him in reply, "Simon, I have something to say to you." "Tell me, teacher," he said.
Two people were in debt to a certain creditor; one owed five hundred days' wages and the other owed fifty.
Since they were unable to repay the debt, he forgave it for both. Which of them will love him more?"
Simon said in reply, "The one, I suppose, whose larger debt was forgiven." He said to him, "You have judged rightly."
Then he turned to the woman and said to Simon, "Do you see this woman? When I entered your house, you did not give me water for my feet, but she has bathed them with her tears and wiped them with her hair.
themselves, "Who is this who even forgives sins?" But he said to the woman, "Your faith has saved you; go in peace."

industry_corpus2: Others


text:
Knock, Knock Who’s there? Wa Wa Who? What are you so excited about!?
Knock, knock Who’s there? You didn’t remember me!
A parent can’t have sufficient funny knock knock jokes for children on tap so please don’t hesitate to share.


text:
JONESBORO, Ark. (AP) Fredi Knighten and Michael Gordon each accounted for four touchdowns to lead Arkansas State to a 68-35 rout of New Mexico State on Saturday night.
Gordon's 19-yard scoring run gave the Red Wolves the lead for good, 27-21 with 6:18 to play in the second quarter. Gordon had scoring runs of 35 and 8 yards, and finished with 143 yards. It was his fifth 100-yard rushing game in the past seven games.
Knighten threw a 45-yard touchdown pass to Gordon, and connected with Kenneth Rains for a 22-yard score. Knighten had scoring runs of 14 and 2 yards, and finished with 153-yards rushing and 296-yards passing.
Andrew Tryon scored on a 46-yard interception return for Arkansas State (7-5, 5-3 Sun Belt Conference) with 1:52 to play.
Tyler Rogers threw for 314 yards and four touchdown passes, and Larry Rose III ran for two TDs to lead the Aggies (2-10, 1-7).

industry_corpus2: Sports


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To filter salaries for Recruiter in Fort Smith, AR Area, Sign In or Register.
How much does a Recruiter make in Fort Smith, AR?
The average salary for a Recruiter is $42,901 in Fort Smith, AR. Salaries estimates are based on 4 salaries submitted anonymously to Glassdoor by Recruiter employees in Fort Smith, AR.


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Freedom is a beautiful thing. Live and let live. No person or institution using force to impose it’s will on another human being.
It’s a wonderful goal that we should all aspire to in our lives and in our dealings with others. Unfortunately though, for most, personal freedom remains a starry-eyed fantasy, an elusive “if only”. That’s unfortunate, because most of the shackles that enslave us are of our own making: self-limiting beliefs, a refusal to venture out of our “comfort zone”, and allowing fear of failure or fear of rejection by others control our actions.
Futhermore, self-imposed financial shackles like suffocating debt and an uncomfortably high lifestyle burn-rate mean we often go to work each day not because we want to, but because we have to.
The first and most important step we must take to end this cycle of self-sabotage and achieve personal freedom is to free our minds. We can never truly be free as long as we are seeking approval and validation from others. This is much easier said than done because this requires undoing much of the “training” we have received since childhood. This is a big topic that deserves a blog post of it’s own but I’m going leave it there for now.
Once you get that right, I believe the second most effective measure you can take to achieve greater personal freedom is to build wealth. Financial freedom enables you to pursue your happiness, whether that means spending more time with family and friends or traveling the world and experiencing different cultures.
Financial freedom also empowers you to exercise your most fundamental and consequential voting right; the right to vote with your feet.
The pursuit of freedom is ultimately what this blog is about. If this is important to you, identify those activities that materially increase your freedom and spend your limited time and energy there. Let me give you a head start: politics and religion don’t make the cut. In fact, most of what is generally accepted by society as important won’t make the cut. The truth is, “society” doesn’t give a damn about your freedom and would actually just prefer a good citizen who falls in line and can easily be controlled.
Remove your self-imposed shackles. Free your mind and then invest time and energy increasing your wealth, and by extension, your freedom. I guarantee it will change your life. It has certainly changed mine.


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I consider Python a simple language. Here’s why.
I can read and understand Python code (unless it’s wilfully perverse). Syntactic whitespace and the associated removal of punctuation results in a regular, open layout. The combination of built in containers, extensive standard libraries and high level constructs allow for clear, compact code: code which fits in your head.
I can write Python code which is free of syntax errors and which does what I want. Of course it helps that I’ve been actively using the language for 15 years, but I’ve been using C++ for longer and still make mistakes with it: ask me to declare a pointer to a member function, for example, or to knock up a variadic template function, and I’ll need a moment or two.
I also consider C a simple language. C offers a transparent abstraction of a register machine, with a stack, a heap, and addressable memory. If you can imagine the operation of such a machine, you can figure out C. Python is less transparent but reveals its workings if pressed. Dicts form a part of the language seen by users, and under the hood they provide the dynamic context which supports a running program. The read-eval-print loop makes it easy to poke and reshape your program. You can disassemble code to see what the virtual machine sees.
The language has got better since I first started using it. It has also got bigger, and this growth would, at first, seem at odds with simplicity. However, consider — as an example — the point when list comprehensions were introduced. Language support for building a list from an iterable results in compact declarative code. Simple code. What’s more, the square brackets which now delimit list comprehensions are the same square brackets that were previously used to delimit lists. The syntax may have been new but it didn’t surprise. Now consider the introduction of set and dict comprehensions, which follow logically and naturally from list comprehensions, almost as if they were discovered rather than invented.
There are many other examples where additions to the language have unified and simplified.
I’m not a Python insider and cannot comment on the exact balance of benevolence and dictatorship which goes into the language enhancement process. I would say Python doesn’t suffer from being designed by a committee. It sticks to its strengths and its direction, to its vision.

industry_corpus2: Programming


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Don’t be fooled by the name. We offer a wide range of services not just related to music.
Editing and mixing for podcasts, e learning and well any audio really.
Podcasts edited for time and sound quality. Lessons and courses mixed with sound effects. Audio glitches, hums and hisses removed. Music added and voices leveled out and the whole project finalised to meet standard broadcast requirements.
Email your songs as a Pro Tools or Logic session or stems and have them professionally mixed and mastered to industry standards.
We create theme or incidental music for podcasts, movies, commercials etc. We also write songs for singers or we can customise a song for a gift.

industry_corpus2: Film & Entertainment


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Celebrate with us at ITALIAN AMERICAN CULTURAL CENTER THIS DATE and ENJOY the Christmas atmosphere with songs and dancing!!!
Make your reservation 586-228-3030 Happy Holidays!!!
PICANO'S EVERY MONTH WE HAVE A SPECIAL NIGHT WITH GREAT FOOD AND GREAT MUSIC! MAKE YOUR RESERVATION AND DO NOT FORGET TO TELL YOUR FRIENDS!!!! LOOK FOR NEXT DATES!!!!

industry_corpus2: Hospitality & Catering


text: Delicate bread pudding makes a perfect breakfast. It is quick, easy, delicious and satisfying. You will definitely want to try it with different toppings!


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Located in Cedarhurst, in the heart of the Five Towns, Central Perk Cafe offers everything from coffee and pastries to breakfast, lunch and dinner entrees. Under strict Kosher supervision, Central Perk Cafe has some of the tastiest salads, fish dishes and pastas I have ever tasted! Their vast coffee selection also helps give a nice early morning boost to your day.
Central Perk Cafe wanted us to shoot a Business View Tour to show off their space and outdoor patio seating in back. After waiting for the store to finally empty out, midst their early morning rush, we were able to capture the restaurant exactly how they wanted it to look. Next time your in town, definitely stop by for a quick bite.


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I love the idea of asking your friends to be a bridesmaid in your wedding in a unique way! Being a bridesmaid takes up not only time but also money. Why not put a little extra effort in to letting your girls know how much you care for them and how much you want them to be a part of your special day?
There are so many cute ideas out there and I have found a few more that I couldn’t wait to share with you. A simple idea is to send a card. You can make it fun by giving them a Mad Libs or a crossword puzzle to fill in!
A great DIY idea is to take a ring box and put the scrabble letter “B” inside with the word bridesmaid behind it. Too cute!
Another fun idea is to have a towel with the phrase “Will you be my…” hanging on a “bridesmaid” hanger. Not only is this a cute idea but they can also use the hanger on the day of the wedding for their bridesmaid dresses!
A handkerchief or a bag filled with a piece of jewelry with the words “Will you be my bridesmaid?” are also great ways to ask your girls.
Giving a personalized gift is always a thoughtful way to ask. My favorite idea is to put together a box filled with some of your favorite items or things that they can wear or use on the day of the wedding. Also including pictures of the two of you or ideas you have for the wedding is a nice touch!
Don’t forget about the guys! I am in love with the idea of taking their favorite beer and replacing the label with a customized one reading “Dude, will you be my groomsmen?” How awesome is that idea?
Check out the Part 1 blog for more ways to ask your friends to be in your wedding!
What idea is your favorite? We want to know!
Top Five Things to Do After You Become Engaged!
Congratulations on your engagement! If you are recently engaged you may still be up in the clouds about your engagement! After he proposes there is so much to do….you have to call all of your friends and scream that you just got engaged, post it on Facebook so everyone knows, bask in the attention of friends and family congratulating you, show off your beautiful ring, and then……start planning the wedding of your dreams. Once reality hits that you now have to plan a wedding many brides are left with the question….now what?
We have created a list of the five most important things to do over the next few weeks to start your wedding planning!
Setting a date may not be as easy as it sounds! Of course your need to think about the time of year you want to get married. Do you want a Spring, Summer or Fall wedding? You will want to consider the day of the week to get married. To save money look at getting married on a Friday evening or even a Saturday afternoon versus an evening wedding. Make sure the date you choose allows enough time for planning and enough time to pay for the wedding of your dreams. Giving between six months to a year to plan and pay for a wedding is usually best. Also, try not to be too specific on a date before you visit venues. Having a few dates in mind (maybe 1st, 2nd, 3rd choices) can open up available venues for you!
One of the hardest things you will do during your wedding planning is to decide on a budget. Talk with both sets of parents and see what each will contribute, if anything. This will help in deciding on an overall budget. Most parents have no idea how much a wedding costs. Preparing a sample budget is a great way to show realistic numbers to your parents. A great tool available for any bride to use is the Cost Calculator at Glendalough Manor. This tool gives you accurate numbers on everything from your venue to your flowers.
You will need to decide on whether or not you will need a wedding planner. How much time do you have to plan a wedding? If you don’t have much time to contribute to planning a wedding, consider a planner that will take some of the stress off of you. Are you planning a destination wedding that requires local knowledge and expertise? Do you want someone to be there on your wedding day to execute the day so it runs smoothly? Answering these questions will help in determining whether you may need a planner and how much help you will need!
Think about what you want your wedding to look like. Do you want an outdoor or indoor ceremony and reception? Do you want a traditional venue or untraditional venue? Do you have certain wedding colors you want to use? Make a list of the top five words you would use to describe your dream wedding. Keep these words in mind as you make decisions along the wedding planning process.
Most brides say finding the perfect wedding venue is one of the most difficult decisions you will make. Make sure to do your research. Come prepared with questions. Look for hidden costs that can add up as well as making sure you can afford any minimum requirements on food or alcohol. Trust your gut. If it sounds too good to be true, it probably is.
Once you set a date, create a budget, hire a wedding planner, decide on an overall theme for the wedding and book a wedding venue you can start on what we like to call the “fun stuff”. Buy magazines and search the internet looking at wedding dresses, cakes, flowers and all of the fun and exciting wedding details. Try to enjoy the experience as stressful as it can be sometimes. At the end of the planning you will be marrying the man of your dreams so that is what is most important!
Congratulations again and happy planning!
Are you a Mother of the Groom that is not sure what your roles and responsibilities are? Well, you are not alone. There are many other parents unsure how to tread these sometimes uncharted waters. Recently at Glendalough Manor we met a Mother of the Bride that was discussing how her son was also getting married and planning a wedding at the same time as her daughter. She was now acting as the mother of the bride and the mother of the groom. She expressed how different the experience was on each side. As a Mother of the Bride you are involved in the entire process but as a Mother of the Groom the roles and responsibilities aren’t as clear.
Below we have listed guidelines on the roles and responsibilities you should adopt as a Mother of the Groom.
-Custom dictates that the parents of the groom contact the parents of the bride to set up a dinner to talk and celebrate the engagement with the couple. If you live in different states this may not be as easy but a simple phone call can make all the difference.
-Create a list of guests from the groom’s side to submit to the bride. Remember to stick to the allotted number you are allowed to invite even if this may be difficult. If you are having difficulties make sure to talk openly with your son and bride-to-be to find a way to come to an agreement. This may mean paying for the additional guests you would like to invite.
-Offer to help! In some cases, the bride may need help with researching wedding vendors. More commonly the craft projects, seating assignments, out of town guest arrangements and any other tedious work leading up to the wedding can be the most stressful and a helping hand is always appreciated.
-Recommend songs for the mother/son dance for the reception.
-Ask the bride to accompany you or give suggestions on what to wear for your Mother of the Groom dress. It is also nice to discuss your thoughts with the Mother of the Bride to see what she will be wearing.
-Plan and Host the rehearsal dinner (the groom’s family traditionally pays for this event); make sure to involve bride and groom in major decisions. For example, location and food selections to ensure they are okay with your choices.
We hope this list has helped and given you guidance on the best practices as a Mother of the Groom.
Remember, this is not your wedding and some decisions will be made you may not agree with. Find a way to work through any disagreements with your son and bride-to-be. This process should be a fun and exciting experience for both sides of the family so enjoy it and let some things go. Having a great relationship with your son and future daughter in law are what will be the most important thing in the end.


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A new version of the Flat Responsive Pro theme has been released. Current version v4.2.3 includes the following updates: Changelog: [!] Fixed related product height and width issues [!] Fixed page meta title bug – removed deprecated wp_title() function NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
A new version of the Lavish Pro theme has been released. Current version v4.1.6 includes the following updates: Changelog: [+] WooCommerce support for gallery zoom, gallery light box and gallery slider Added [+] WooCommerce page template updated to latest NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
A new version of the Encounters Pro theme has been released. Current version v3.0.1 includes the following updates: Changelog: [+] Added Software License keys and auto-updater integration for easier theme updates NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
A new version of the Caveat Pro theme has been released. Current version v2.5.1 includes the following updates: Changelog: [+] Added Software License keys and auto-updater integration for easier theme updates NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
A new version of the Luminescence Pro theme has been released. Current version v2.1.0 includes the following updates: Changelog: [+] Added Software License keys and auto-updater integration for easier theme updates NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
We are proud to present another FREE product for WordPress users. This time it’s a full feature Magazine Theme called Styled Mag. You can download it free here: https://wordpress.org/themes/styled-mag/ In the first 3 days it received 1000 downloads already so we think it’s going to be a popular one. Try it and let us know how you like it! From your valuable feedback we will create a to-do list to include features and adjustments for the next version release. Your ratings and feedback is also much appreciated.
A new version of the Sleeky Pro theme has been released. Current version v4.0.5 includes the following updates: Changelog: [+] Added Software License keys and auto-updater integration for easier theme updates NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.
A new version of the Encase Pro theme has been released. Current version v4.0.1 includes the following updates: Changelog: [+] Added Software License keys and auto-updater integration for easier theme updates [*] Fixed small portfolio item alignment bugs [*] Fixed front page blog post section comment display bug [*] Fixed 404 js error in customizer NOTE: A reminder that if you made any changes to the theme’s files, including the style.css file, these will be overwritten. It’s also recommended you make a copy of your theme and save it somewhere as a backup.

industry_corpus2: Computing & Telecommunications


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the light of budgetary considerations.
frustrate implementation of future NRC contracting actions.
in the direction of the NRC's program of nuclear safety research.
staff and other RES technical staff as necessary.
between 8:15 a.m. and 5:00 p.m.
Dated at Rockville, Maryland this 4th day of January, 1996.

industry_corpus2: Technology & Research


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Now in its fourth year, the Varkey Foundation’s Global Teacher Prize — sometimes described as the “Nobel prize” for teachers — was awarded to Andria Zafirakou at a glitzy ceremony at the end of the two-day Global Education & Skills Forum, a Davos-style event to raise the status of global education.
The forum saw some 3,000 education advocates, edtech developers, politicians, and celebrities gather in Dubai over the weekend for discussions, panels, and presentations on the theme of “how to prepare young people for the world of 2030 and beyond” and address the broader reality that not only are global education goals off track, but public financing for schools is also declining.
The prize has seen a growing number of entries from developing countries, many experimenting with innovative methods to help improve learning outcomes among their students.
Zafirakou, who teaches at an inner-city school in London, was praised for her work to reach marginalized pupils, often those from ethnic minorities, and ensure they feel included in school life. This has included helping launch a Somali school choir and forming a girls-only cricket team that is acceptable to more conservative parents.
The arts teacher was presented with her teaching trophy during a star-studded event led by South African TV host Trevor Noah, which also featured racing car driver Lewis Hamilton and music from Jennifer Hudson. The British Prime Minister Theresa May congratulated the winner by video.
Research shows that recruiting and retaining more and better teachers is the best way of improving learning outcomes for pupils, especially in poor settings. With an estimated 260 million children and young people currently out of school, and a further 330 million in school but learning little, developing countries are facing a “learning crisis,” according to the World Bank. Furthermore, this is happening at a time of rapid population growth, especially in Africa, combined with technological advances that could make a large swathe of existing jobs redundant.
Devex spoke to some of the finalists from the last two years operating in low- and middle-income countries to find out more about their models.
Jesus Insilada, who started off as a high-school English teacher in the Philippines and now runs the school, was nominated for his culture-based teaching methods which seek to integrate aspects of traditional indigenous culture into lessons in order to bridge the “gap between what is taught in the classroom and the realities of the student.” Lessons that are taught purely from textbooks and are not “anchored to our culture” became “irrelevant,” he said.
Ninety-five percent of Insilada’s students are from indigenous communities, and the teacher is himself from the Panay Bukidnon community. He was the first person from his farming family to go to college.
Insilada started teaching in 2000 and soon realized that a lot of the lessons failed to touch on his students’ cultural heritage, which he said is fast being forgotten due to modernization and stigmas surrounding indigenous traditions.
Culture-based teaching is now applied across the rest of the school curriculum and test scores indicate that 87 percent of Insilada’s pupils achieve their age-expected grades in part due to these methods. School enrolment rates have also increased across the community.
Marjorie Brown, a former human rights activist, earned her place on the shortlist thanks to her work to introduce and popularize “Kids’ Lit Quiz” in South Africa. Originally developed in New Zealand, the quiz is an international competition, which South Africa has now won three times in the past 13 years despite being the poorest country to participate.
Seeing the value of the prize as a motivational tool, Brown sought to translate it for poorer schools where the books she sends are often the only ones the school has. Known as the “Phendulani Quiz” in South Africa, over the past five years the number of teams participating has doubled and teachers have become coaches and reading champions, Brown said. The government is now using the quiz model as a pilot project in 45 reading clubs.
Another finalist, Belgian teacher Koen Timmers, has been working to virtually connect classrooms in the “global north” with students living in a refugee camp in Kenya via Skype. It started in 2015 when Timmers fundraised $5,000 to deliver 20 laptops, along with solar panels and internet infrastructure, to the Kakuma camp. This was used to start offering free online classes to the camp’s children who were struggling to learn with so few resources and teachers. From there, the project has grown and Timmers now links up approximately 175 teachers and their classes with the Kakuma camp for twice-weekly lessons.
These livestreamed lessons are designed to meet the Kenyan curriculum, but they offer more than education and are also a way of creating empathy in the classroom, Timmers told Devex.
“When we talk about education, everyone focuses on knowledge … but it’s as important that we instill compassion and empathy in classrooms,” he said. For children in the “global north” who are “fed up and tired of reading about refugees in the newspaper,” it offers the opportunity to connect to the refugee children and to have fun with them as well as learn, he said.
One of last year’s finalists for the prestigious prize has been using ballet as a tool to mentor children living in the Kibera slum in Nairobi, Kenya, and teach them “soft skills.” The boost to their confidence has in turn helped them advance in their academic pursuits.
Talking to Devex on the sidelines of this year’s GESF, Michael Wamaya said that since being shortlisted last year he has started his own social enterprise which offers after-school dance classes in both private schools and slum schools. The classes are free for poorer students.
What is unique about Wamaya’s approach is how he combines teaching dance steps with other skills and positions himself as a coach and mentor to his pupils. He believes the Kenyan education system is too focused on exams, which means “many children are left out and children are not learning how to be long-term learners or to have empathy,” he said. As a result, many pupils drop out, and those who remain spend their time cramming for exams rather than gaining employable skills.
Wamaya also seeks to inspire confidence in his students through dance, explaining that “we do a lot of miming and acting through dances,” so that the kids can broaden their aspirations. One girl now wants to be a neurosurgeon, he said.
Wamaya said he hopes to scale up his program into more schools and use his unique approach to change the school system in his city, and to raise the perception of teachers in his country.


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I don't sell them, but I do fix them.
205 Wilson Street, 3 blocks south of the Memorial Centre.
Looking for a great bike light?
1. How do I keep my bike chain from falling off?
Typically, a chain that is falling off of a front or rear gear is due to a derailleur being poorly set, bent or from other reasons such as a damaged chain.
To fix it, attention should be paid to the limit screws (high and low) on the derailleur. For example, if the chain comes off of the rear gears and wedges against the wheel, the low limit screw (L) needs to be turned clockwise a tiny bit until the derailleur can no longer travel past the largest cog.
Turn the screw and try turning the crank and shifting beyond the lowest gear (largest cog).
There are other reasons of course. So please talk to a competent mechanic if you can't solve the issue.
Since I work from home, I can leave at anytime to pick up parts or go repair a bike. Please call, email or text for an appointment. Drop-ins are by chance.
ATTENTION: I am now able to accept e-Transfer and Credit Cards as payment and my labour remains TAX FREE.
New clients this spring include: David, Natasha, Christina , Jenn, Jason, Richard, Charles, Peter, Caroline, Jackie, Mary, Kirsty, Scott, Jon, Mike, Greg, Joe, Vanessa, Tom, Barry, Matt, Stephanie, Brian, Luky, Glen, Brett, Kat, Troy, Sue, Sandy, Rob, Chris, Michael, Tyler, Brian, Michelle, Brealy. Welcome one and all to Mike Fix My Bike..... I appreciate your business and will endeavour to take very good care of you and your bike.
2. How do you true a bike wheel?
Teaching a person to straighten wheels is about as simple as teaching a baby how to walk. It takes practice and an incredible amount of patience to get it right.
I would suggest getting some one-to-one time with an experienced mechanic. Reading about it can help, but putting a wheel in your hand is truly the best way to learn and get the feel for straightening wheels.
It will also afford you the skill to know when a wheel can NOT be straightened. This in itself is a huge time saver. From there you could learn how to build wheels, an art in itself.
Hands on practice is always the best way. Ask any baby. So here's a question, how did you find this site? Did you type in: bike shops Peterborough, or perhaps, bike repair Peterborough? Just curious. It helps to know how visitors are finding me.
Deb She is my first customer and keeps stopping in every year.
3. How do I fix a slipped bike chain?
Normally a chain slips because of one of two conditions.
Either the chain is worn out, and should be replaced, and/or the cog it is slipping off of is worn out. Both can be determined by a good mechanic and the proper tools.
Chains and gears very in price depending on application, manufacture, quality level etc. Typically, a chain for a multi-speed bicycle will run around $24, but that can change as quality goes up or down.
Special tools are required to replace chains on multiple speed bikes, as well as tools to replace the gears on the front and rear of the bike. Talk to a good mechanic and get it done right.
Miles. He has since moved out of town. Interesting note, he designed my logo for me.
I've started a YouTube channel that has short videos of some of the more interesting projects. I hope to post some "how-to" videos over the winter, so please be sure to check that out, and don't forget to "share".
"I brought my bikes and my wife's bikes to him for tune up and repair.
Quick question, did you find me through Google? Maybe you typed in the search phrase: bike repair Peterborough. About 90% of my new clients do exactly that.
Please let me know how you found me when you stop in.
I've been using Park tools for over 30 years. You can rely on them as well. This is my choice for pedal wrench.
http://mikefixmybike.weebly.com/ Owned and operated by Mike Taylor Please contact Mike here regarding this site.

industry_corpus2: Manufacturing


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Rule number one: get testimonials that are real and honest.
Rule number two: get their permission to add their contact details and to publish the testimonial.
I have a way to get awesome testimonials that doesn't sound all flowery and sugar sweet.
Please click here to email me for the info.
Welcome to your new business tool - your smartphone!
Free business advertising using your phone.
Let's assume you get 100 calls from potential new clients every month. What happens to those expensive calls?
If you are like 25% of the hundreds of businesses I've surveyed, you will let some calls go to your voice message. Lets say 10.
Of the 90 left, you talk to the caller and find out another 20 were just 'bloody tyre kickers' and you just answered their question and hang up. (Guess what - tyre kickers will buy from somebody, sometime - why not you?) There's a way to turn some of them into paying customers. Read on.
Of the 70 left, you decided 20 were too far away, you don't like doing 'that sort of work anyway' or you didn't like their attitude.
Of the 50 left, you gave 30 an approximate price over the phone and made an appointment to attend to an onsite quote for 20 of them.
For brand new prospects, you know you only get 3-4 jobs out of every 10 quotes you do. So the final 50 turn into say 15 paying jobs.
So, out of the 100 calls that probably cost you $12 each (total cost of advertising divided by number of calls), you got 15 paying customers.
you get out of those 100 calls?
I made $4,000[now $8,000 !] from LinkedIn . How?
Eight months ago, as a newbie, I set out to get involved.
business community. I figured that 'getting involved' was to join in conversations, encourage others to contribute and bring interesting posts to the table for discussion. I did just that.
commented on any of my posts - they felt heard.
without making these 6 mistakes. . .
1. Not knowing who your ‘target market’ is. What part of the populous do you want to call you? The 18 – 25yr olds; the women aged 35-55yrs, the ‘empty nesters’. There is little point advertising a new nursing home on the rock music radio station Triple M . . . you would be better of spending your money on 'Easy Listening' 2CH! If your target audience is families with children then sponsoring a few sporting teams in your area (and get an ad on their web site + uniforms). If it's the 'Baby Boomers' then a stand at the 'Retirement Expo' or if it's the home owners, try the 'Home Improvement' events.
2. Not knowing what it is that people buy from (of) you. Everybody makes buying decisions based on emotional reasons as well as the ‘facts’ about what you can do for them. Most businesses just tell the market the facts, and ignore the important emotional triggers people have for doing business.
How to advertise my business without turning people away.
5 guaranteed ways to drive local customers away.
"Drive customers away!" you say. "Why would I want to drive people away?"
Well, you probably don't. But could you be doing it without knowing it?
1. Not listing your local address in your local advertisements. No I don't mean you have to disclose your private home address - just your street and suburb.
Because local people prefer to do business with local people. There is a sense that they feel they can trust somebody who lives nearby. They know they can contact you easily and quickly if you are 'just around the corner', if something goes wrong. They want to give the 'Local Family Business' a fair go and support them, rather than a big impersonal 'multi-national'.
2. Not using a local phone number in local ads. I know you opperate your business using your mobile (cell phone), but people know, if they do not recognise a local phone number, they question if you are 'a local'.
Yes, it does cost more to have your calls diverted from a land line, but the increased business a local number brings in, far outweighs the cost.
3. Using mostly capital letters in your ad.
Job estimate. Quoting for work, when people won't say 'yes' straight away.
Bloody tire kickers! How to turn them into paying customers.
There are fewer calls these days than there used to be - so fewer quotes to do - and more competitors across 5 times as many media - all quoting against you.
You spend lots of money, advertising to get people to call you for a 'free quote', but it's not free at all. It's costing YOU a lot of time, petrol and money.
Is this how it feels for you?
You do the right thing and answer your phone; you agree on an appointment time; you show up (on time); you listen to their needs (or what they think they need) then you assemble your quote and you email or hand it to them for their consideration.
Now, your quote can take from half an hour to days to complete, depending on the industry you're in.
The FREE QUOTE costs you a lot.
If you've been doing this for a while, you begin to sense the prospects that are going to waste your time. Argh! Bloody tire kickers!
The ones who are getting 6 quotes and you are number 3.
The ones who don't have a clue what they want and only wanted you to pick your brains for ideas.
Then there are the ones that are getting a quote to see how much they will need to save up, before they can get the job done.
Some signs have to be seen to be believed.
"A moment on the lips . . . . a lifetime on the hips!"
but still called their lolly shop this?!?
No-one could miss this sign!
Oh good, I'll come back tomorrow!
Then why shut the gate?
How can you tell, if somebody is wasting your time?
How to get new clients - not 'Tyre Kickers'.


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The first time television audiences got something other than a brief glimpse of Paul Shaffer may have been the night when he donned a toupee, a gold chain around an unbuttoned dress shirt that revealed a bare chest, and offered a dead-on impersonation of Don Kirshner, the music impresario whose on-camera introductions of rock bands on In Concert were notorious for a demeanor as stiff and uncomfortable as the music he highlighted was loose and exciting. The occasion was the first appearance of the Blues Brothers on NBC's Saturday Night Live, the show for which Shaffer supplied special musical material and could be spotted playing keyboards. With his receding hairline and spectacles, he bore a slight resemblance to Elton John, but even as he branched out to become a featured performer in the occasional sketch, it's doubtful Shaffer or the audience realized that in less than a decade, he would be as recognizable as the more prominent talent on the late night show. Now, after 25 years as David Letterman's musical director, Shaffer is a national treasure, sort of America's unofficial musician laureate. Whether he's leading the band during the closing moments of 1985's Live Aid concert, or serving as the musical director for the annual induction ceremonies for the Rock and Roll Hall of Fame, Shaffer is the musician to call for the biggest, most prestigious events.
Shaffer enrolled at the University of Toronto to study philosophy, sociology, and psychology, but giving up music made him feel more like a man in need of psychological treatment. He found himself depressed and sleeping unusually long hours. He had played rock and roll throughout his high school years and now sensed a real void in his life. Once he began playing with a local jazz group, his mood lightened and he realized that music was not an avocation but a calling.
He made a modest living playing at weddings and at clubs, and also rented out his talents to singers who needed musical accompaniment for theatrical auditions. “For 20 bucks, if you were going to audition for a show, you could come over to my apartment and we would rehearse together, and I would accompany you at your audition.” One such experience provided Shaffer with his first big break. Two of his friends had auditioned for roles in Steven Schwartz's long running gospel infused musical Godspell. Schwartz hired Shaffer to both conduct and play piano for the show when it played Toronto. In 1974, Schwartz asked him to take on the same role for The Magic Show, but this time the stage was Broadway. “Before I knew it, I was here in New York,” Shaffer said, and in New York he would remain as his career would reach greater heights.
Saturday Night Live became a phenomenon, a show that made comedy as hip as rock and roll. If the Beatles and Bob Dylan had been the voice of the ‘60s generation, Saturday Night Live became the voice of the ‘70s. Shaffer was very much in the background, but wrote some of the memorable musical parodies that were often a highlight of the show. In addition to introducing Dan Ackroyd and John Belushi as the Blues Brothers, Shaffer also worked as the composer and musical director for Gilda Live, the show that marked Gilda Radner's Broadway debut.
Shaffer also attracted notice from TV producer Norman Lear who had joined forces with rock impresario Don Kirshner to produce a sitcom, A Year at the Top, about a rock band that had made a deal with the devil for success. Shaffer joined Greg Evigan, later the star of BJ and the Bear, in the show which had a brief five week run in the summer of 1977. It was during the show's production that Elvis Presley died, and upon hearing the news, Shaffer remembers sitting at the piano and playing a solemn version of “Love Me Tender” as a tribute to the rock and roll legend.
Among Shaffer's projects after leaving Saturday Night Live were recording sessions with Diana Ross, Yoko Ono, and Joan Armatrading, co-writing the Weather Girls hit “It's Raining Men” with Paul Jabara, and a cameo in Rob Reiner's rock mockumentary This Is Spinal Tap. By the time the latter film was released in 1984, Shaffer was back on TV, this time leading the World's Most Dangerous Band as musical director for Late Night with David Letterman, which premiered on NBC following The Tonight Show on the evening of February 1, 1982.
Nothing exemplifies Late Night's eccentric quality better than the episode of March 24, 1984 when Bob Dylan made a rare television appearance on a show that also featured flamboyant showman Liberace offering a cooking demonstration. A show that could bring together two such incongruous figures could do anything, and Late Night broke every rule of the late night talk show, quickly becoming the most cutting edge show on television. Shaffer led the band, of course, but was also an active participant in the comedy, often acting as Letterman's foil. Musically, Late Night was even more diverse than Saturday Night Live with Shaffer and his band providing musical accompaniment for everyone from James Brown to crooner Andy Williams, as well as supplying special musical material, such as the theme for the “Kenny the Gardener” segment featuring Calvin Deforest, aka, Larry “Bud” Melman.
Shaffer's prominence as Letterman's bandleader led to other gigs. He led an all-star lineup for the “We Are the World” finale that closed the American portion of Live Aid in 1985, and in 1986 he served as both the producer and musical director for the first induction ceremony for the Rock and Roll Hall of Fame, a position he has retained with each successive year. But Late Night remained the principal showcase for his talents.
Letterman would often joke that he left NBC because Paul was fired for stealing chalk, but the switch from a network known for its dominance in late night to CBS where there had been no late night tradition, came about after Jay Leno's manager threatened to take her client, then the permanent substitute for Carson, to a rival network unless he was guaranteed the hosting duties on The Tonight Show when Carson retired. The deal was made secretly as early as 1991, and it became official once Carson made headlines by announcing his plan to retire following his broadcast of May 22, 1992.
The choice of Leno was a slap in the face to Letterman who had long dreamed of hosting the show that set the pattern for late night comedy when it premiered four decades earlier with Steve Allen as host. The resultant controversy generated the kind of headlines normally reserved for peace negotiations in the Middle East. While the “late night war” raged on, inspiring Bill Carter's best-selling The Late Shift, Letterman celebrated his 10 year anniversary on NBC with a prime-time special that brought Bob Dylan back for his second Letterman show appearance. The rock legend performed his classic “Like a Rolling Stone” with Shaffer leading an all-star band that included such diverse musicians as Chrissie Hynde and Tonight Show bandleader Doc Severinson.
Despite the success of the anniversary special, Letterman's days at NBC were numbered. On the evening of May 25, 1992, Jay Leno took over as host of The Tonight Show only three nights after Johnny Carson ended his 30 year reign as the undisputed King of Late Night with a heartfelt goodbye that attracted 50 million viewers, a record for late night. A little more than a year later, in June 1993, Letterman and Shaffer said goodbye to NBC, as well. On August 30 that year, The Late Show with David Letterman premiered on CBS, earning critical raves and immediately dominating the ratings, proving what most viewers knew all along: Letterman, not Leno, was the true heir to Johnny Carson.
The new show was flashier and classier than Late Night, but no less funny. Due to NBC's refusal to relinquish its right to what they called their “intellectual property,” Shaffer was now leading the CBS Orchestra rather than “The World's Most Dangerous Band,” but the music was as dynamic as ever. The ratings would fluctuate after CBS lost many of its affiliated stations in a raid by the Fox network, but The Late Show remains the most consistently entertaining hour on television.
On March 24, 2003, Shaffer even took on the hosting duties while Letterman recuperated from an illness. Mike Smith, the keyboardist for the Dave Clark Five, took over Shaffer's musical duties that evening while Shaffer interviewed Bob Dole and Connie Nielsen.
Shaffer continued to branch out, and he describes his duties as musical director for the closing ceremonies of the 1996 Olympics as “one of the highlights of my whole life.” Three years later, he was the musical director for the Concert of the Century at the White House, an event that featured Eric Clapton, Gloria Estefan, and B.B. King to raise money for music programs in public schools. Following the terrorist attacks of September 11, 2001, Shaffer took on the same role for Paul McCartney's Concert for New York.
In 2007, he also turned to radio, hosting the daily 60-second “Paul Shaffer's Day In Rock” on Envision Radio. “I've been interested in radio since I was a kid,” he said. “Radio was the way we heard rock and roll. I've always been a Top 40 radio fan.” He also continues to appear in movies, including Look Who's Talking, Scrooged, and as the voice of Hermes in Disney's Hercules. In 2002, he shared a Grammy with Earl Scruggs, Steve Martin, and others for Best Country Instrumental Performance for “Foggy Mountain Breakdown.” And he has recorded several albums of his own, including 1989's Coast to Coast and 1993's The World's Most Dangerous Party.
Although he says he “never had a plan for three to five years ahead,” he has announced plans for a memoir to be published in 2009.


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Tomorrow, you turn four years old… I can’t believe where the time has gone. It was a very cold afternoon: the day you were born.
I remember running around the house trying to get water ready for the birthing tub, not being able to get enough hot water for us to use it, because you were ready to enter this world.
For me, it still seems like yesterday that you were small enough to fit in my hand, that cold February afternoon. Now on the eve of your 4th year, you fit from my waist to my shoulders, with your legs dangling down. I want to push back these years; they’ve just come upon me so fast.
I hope I have done right by you. I hope that four years from now, when I am writing and crying (not from sadness, but from the extreme happiness that you fill my heart with) about how these 4 years have flown by, that you will still know how much I love you, and how proud I am of everything you are, and everything you will become.
You amaze me everyday–in the things I see in you, the things you say and do. I know other parents believe they have the smartest, most amazing kid(s), and they should. For me no one is equal to you or your brother in those areas.


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Are you one of those people who is always barefoot? Well, I am…I don’t like wearing shoes, I especially don’t like wearing socks, and I can’t be bothered with slippers. I just want my feet to be free!
So yeah, my feet are dry and I have calluses, but I’m not about to go to a nail salon to take care of it. I don’t like nail salons, and I am perfectly capable of doing my own feet.
So, here is how I DIY.
I fill up my tub just a little bit and add some of this Dr. Teals Foaming Bath. This has Epsom salts and essential oils and makes my feet feel very nice. It smells really good, and is pretty cheap. They have a whole bunch of kinds, but I am really liking this Pink Himalayan Sea Salt kind.
I just sit on the edge of my tub and soak my feet for around 20-30 minutes. I will just relax and read for awhile until I’m tired of sitting there.
I take one foot out at a time and use a pumice stone on the bottoms of my feet while they are still wet. This is very rough, so be careful to not do it too hard or too long. It will do a really good job of getting rid of dead skin. I will then put that foot back into the tub, and do the other one.
The next thing I do is take my feet out of the water and dry them off. I use a foot file to smooth the calluses and dry patches. This step really works to make my feet soft again. Don’t do this for too long, or else you’ll have sore feet.
After the polish is dry, I will slather on a really thick lotion, like this Aveeno Skin Relief Overnight Cream. I will then put on some nice thick socks to hold the moisture in and keep the lotion on all night.
When I wake up in the morning, I will have smooth soft feet!
I’ve tried this product. It is awesome!


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ESCAPE WITHIN THE SET TIME AND CELEBRATE YOUR VICTORY!
Looking for something different to do? Everyone needs entertaining! This is the perfect choice to bring your friends or family together as you scramble to solve the puzzles and escape the room! Getting as far away from the norm as you can get!
The whole point of traveling is to experience something different that you could at home. Whether you’re by yourself or with a group our Escape Game is a must stop attraction.What better way to complement your holiday trip than to play a REAL LIFE ESCAPE GAME ?
Looking for the most fun and challenging team building activities in Glasgow? Test your management teams or colleagues playing a REAL LIFE ESCAPE GAME. After experiencing one of our games, your group will get along better and work together better than ever.
Here you have games that will test your wits, teamwork ability, clue finding skills, and knowledge on problem solving.
Using your intellect and wits you must solve puzzles and decipher clues in order to find the key to unlock the door.
Check our schedule or make a reservation with the LOCKED IN ESCAPE ROOM.
A team game based around having a set time limit (60 minutes) in which to work together and solve a range of puzzles, riddles and clues to release a key from a locked box and escape from a locked room.
Where is Locked In Escape Room located?
We are based in the heart of Glasgow, next to Central Station.
That’s right across the Grand Central Hotel. The building is called Central Chambers, please use the 93 Hope Street entrance right next to Cafe Nero. Inside the building take the stairs/lift up to the 5th floor.
We are working by appointment and accept online reservations ONLY. To book your game online click here .
All reservations are private, meaning that you are reserving a time slot for you and your team only. Sorry, but we are unable to hold time slots without payment.
Please allow for about 1 hour and 15 minutes to explain the rules at the beginning, play the game, and talk about game play after.
GUESTS MUST ARRIVE 5 MINUTES AHEAD OF THE SCHEDULED RESERVATION.
Your game will start right on time.
Being late will cause you to have less than the allotted time to play. We run a tight schedule and cannot allow other guests’ reservations to be impacted.
Do I need to book, can we just drop in?
Locked In games are only available by pre-booking online, if a game time is available you can book any time from 2 hours in advance up to three months before the date you require.
If you are running late, please call us on 07849987449 to let us know as soon as possible. We will do what we can to allow your game to go ahead, although you may not get to enjoy the full experience, due to bookings after yours. However, if you arrive more than 15 minutes after your booked time, then we will unfortunately have to cancel your game and no refund will be issued.
Can I reschedule or cancel after I have booked?
Rescheduling: You can reschedule (change your date and time) up to 48 hours before your scheduled time.
In order to reschedule you need to call us directly at 07849987449.
Cancelling: We have a strict No Cancellation/No Refund policy!
Please be aware of this before you book your reservation. This includes players who show up late!
For the Guilty Pleasure room minimum number of people is 2, the maximum is 4.
For the Witch House room minimum number of people is 2, the maximum is 6.
For the Heist and Surgery minimum number of people is 3, the maximum is 6.
Those under the age of 16 require an adult playing the game with them as part of their team.
The Surgery is strictly +16, NO CHILDREN ALLOWED IN THIS ROOM.
The Guilty Pleasure is strictly +18, is ADULT THEMED GAME.
Bare in mind our games are designed for adults and kids will find them difficult. We would always recommend a maximum 2 children per room.
Is this going to be really hard?
Our Adventures are designed to be challenging, but not impossible. You will not need any outside knowledge to win the game. The rooms can be left at any time during the game for any reason.
Is there more than one game available?
Here at Locked In we are firm believers in quality over quantity. With that in mind, we run four games with great, high-tech electronic props and unique rooms decor. We want your games to be as enjoyable and engaging as possible.
Can I use my smartphone?
We do not permit photos or videos to be taken inside our rooms or allow cell phones to interrupt game play.
Nothing apart from your brain and some competitive spirit.
We have had many claustrophobic players enjoy our games without any issues. Personal experiences may vary depending on the individual’s degree of claustrophobia. The game rooms can be left at any time during the game for any reason.
"We've now done the Witch House and The Heist and loved them both. Great clues with some really cool electronics. The Heist also had great lasers which the kids loved. Highly recommended"
"Such a fun and clever game!! Perfect for when you wanna do something different. Props to the creator of the rooms for making such smart clues. Definitely recommend it!"
"We visited The Witch House. It was one of the best rooms that we have visited. Very atmospheric with a great backstory and incredible decor. We did feel drawn into the story which happens rarely. The puzzles were really nice, cleverly designed, neither too hard or too easy which makes it a perfect experience.
We recommend to everyone to go into the Witch House and solve the mystery!"
"Went with 7 others & split up between The Heist & The witchy room, everyone had a great time & our host was fantastic. Highly recommended & will definitely be back!"
"One word...Brilliant! We went as a family of 4 with 2 children aged 10 and 11 and they absolutely loved it! The Christmas theme was what made me book the room and it was so well thought out with puzzles that both us adults and the children could figure out. The lady who runs it was an absolute delight and took time to explain our game after we escaped (on time!) and even showed us around another of the rooms. I thought that they made the children feel so special giving them certificates, lollies and balloons - I can't rate this Escape Rooms enough, I've done all the others in Glasgow and this is my new favourite. Fabulous job and can't wait to come back for another room soon. The Davidsons"
"Amazing! If you want to really test your brains this is the place to go! Loads of puzzles and well worth the money. The team behind it are lovely and you can see their passion in it all, Enjoy!"
"We really had great fun at LockedIn. We chose the Witch House and we were not disappointed. It was cleverly done with lots of historical references. It was challenging and spooky and had us working together to solve the puzzle. Lovely team there. Friendly and encouraging. Recommended!!"
"Excellent game! Highly recommended, totally professional from start to finish. We did the witch room, which was challenging but not impossible. Lovely to meet you guys and the pups, we will be back to do the other room next time we are in Glasgow."
"Had a fabby time today, loads of clues to keep your mind ticking, the time went in so quickly, loved the 2 room concept. Would love to try the new rooms that are coming soon. Host was very welcoming and made us feel at ease. Thanks again"
"The best escape room I've been to, without question (and I've been to few in different countries). Went to "The Surgery" last time and it was the perfect escape room: enough surprises, good balance between excitement and anxiety, and the props couldn't be better made! If you want a good hour of energy rush, defo room to go to!"
We are right opposite Glasgow Central Station. The building is called Central Chambers, please use the 93 Hope Street entrance right next to Cafe Nero.

industry_corpus2: Travel & Geography


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The policy of TWIM is not to enter into business relationships with criminals and/or terrorists, not to process transactions which result from criminal and/or terrorist activity and not to facilitate any transactions involving criminal and/or terrorist activity including the financing of terrorism. The Company undertakes to implement all policies and procedures necessary to prevent the money laundering and to comply with all applicable legislation in this regard.
TWIM Anti-Money Laundering Policy (hereinafter - the "AML Policy") is designated to prevent and mitigate possible risks of TWIM being involved in any kind of illegal activity.
Both international and local regulations require TWIM to implement effective internal procedures and mechanisms to prevent money laundering, terrorist financing, drug and human trafficking, proliferation of weapons of mass destruction, corruption and bribery and to take action in case of any form of suspicious activity from its Users.
One of the international standards for preventing illegal activity is customer due diligence ("CDD"). According to CDD, TWIM establishes its own verification procedures within the standards of anti-money laundering and "Know Your Customer" frameworks.
TWIM's identity verification procedure requires the User to provide TWIM with reliable, independent source documents, data or information (e.g., national ID, international passport, bank statement, utility bill). For such purposes, TWIM reserves the right to collect User's identification information for the AML Policy purposes.
TWIM will take steps to confirm the authenticity of documents and information provided by the Users. All legal methods for double-checking identification information will be used and TWIM reserves the right to investigate certain Users who have been determined to be risky or suspicious.
TWIM reserves the right to verify User's identity on an ongoing basis, especially when their identification information has been changed or their activity seemed to be suspicious (unusual for the particular User). In addition, TWIM reserves the right to request up-to-date documents from the Users, even though they have passed identity verification in the past.
The Compliance Officer is entitled to interact with law enforcement, involved in the prevention of money laundering, terrorist financing, and other illegal activity.
The above list is not exhaustive and the Compliance Officer will monitor Users' transactions on a day-to-day basis in order to define whether such transactions are to be reported and treated as suspicious or are to be treated as bona fide.
TWIM, in line with the international requirements, has adopted a risk-based approach to combating money laundering and terrorist financing. By adopting a risk-based approach, TWIM is able to ensure that measures to prevent or mitigate money laundering and terrorist financing are commensurate with the identified risks. This will allow resources to be allocated in the most efficient ways. The principle is that resources should be directed in accordance with priorities so that the greatest risks receive the highest attention.


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"Easy and elegant enough for the in-laws. Be sure, when filling the chops, not to stuff it too full, or the meat will be done cooking before the cheese has had a chance to melt."
Prepare yourself for pork chop perfection!
I thought the flavors if this dish were too simple and I did not like the cheese stuffed into the pork chop. It wasn't bad, but it definitely left me wanting something more.


text: Every little thing around us is making use of electricity so most individuals believe that it is challenging to get cheap electricity. Nonetheless, you have to do something about this because if you stayed like that, the electric organizations will drain your money. Reports explained that Texas will likely be experiencing an increase in energy prices, but it will be slower compared with prior months. There will probably be a sudden increase in the price of energy and a lot of people are having lots of problems in dealing with it. It's great that there are lots of ways on how you can lower your monthly bills. You can check out some of the straightforward recommendations to make sure that your monthly bills will be lower.

industry_corpus2: Power & Energy


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Luxury magazine dedicated to the Karloff classic.
BUY THIS PRODUCT WITH OUR WOLF MAN 1941 ULTIMATE GUIDE AND SAVE ON COVER PRICE AND SHIPPING – CLICK HERE!
This book, the fourth in the Classic Movie Monsters Collection, celebrates Karl Freund’s iconic 1932 production of The Mummy, the film which cemented Boris Karloff’s superstardom, billing him as Karloff the Uncanny. Called simply The Mummy 1932, it is beautifully written and illustrated with a wealth of stills and posters.
Author and horror film historian Nige Burton traces the story of Universal’s need for a new monster, through to the movie’s present-day status as a defining factor in the way we perceive ancient Egypt. Within these lovingly designed pages you’ll discover the backstory behind one of horror cinema’s most enduring monsters, as well as the diverse stories unfolding behind the scenes, and cast and crew biographies.
The Mummy 1932 is the perfect reference guide for any fan of this highly respected Universal classic.
Brilliant, the reproduction of the film poster on the back is superb.
Loved it! Great behind the scenes info and insight into the significant players who brought this great film to life! Photos were outstanding.