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Comments: The four largest New Zealand banks issue all non-New Zealand Dollar bonds from the London Branch of a subsidiary which is 100% owned. The New Zealand bank unconditionally guarantees issuance by the London Branch. References below to the issuer will be taken to include both the subsidiary and the New Zealand bank.
Comments: Assets acquired by the SPV using funds from an inter-company loan made by the issuing credit institution. Cash, bonds or swaps held by the SPV. Housing loans are subject to a clean sale while the associated mortgage securities, which give the SPV rights over the house and other security against the housing loan, are subject to an equitable assignment which becomes a clean sale when title to the mortgage security is perfected.
Comments: Not by legislation but programme documentation eligibility criteria require housing loans to be approved and originated by the issuer.
Comments: Part 5 of the Reserve Bank of New Zealand Act 1989 which came into effect on 10 December 2013.
Comments: The issuer is governed by general insolvency law, however, the Reserve Bank of New Zealand Act 1989 specifically states that the SPV, as covered bond guarantor, is seperate from the insolvency of the issuer.
Comments: Legislation does not specify assets, however, contractual programme documentation limits assets to Housing Loans and the Related Security, Substitution Assets and Authorised Investments (demand or time deposits, certificates of deposit, long-term debt obligations, short-term debt obligations, government and public securities).
Comments: Legislation does not specify assets, however, contractual programme documentation limits public sector debt to either: (1) NZ dollar denominated government and public securities provided that such investments have a remaining period to maturity of one year or less and which are rated at least P-1 by Moody's and F1+ by Fitch or their equivalents by two other internationally recognised rating agencies or (2) NZ dollar denominated and qualify for 0% risk weight under Standardised Approach.
Comments: By contract, New Zealand residential morgage assets only.
Comments: Not by Legislation, however, each issuer publishes monthly or quarterly investor reports on their website.
Comments: Latest valuation used at time of drawdown. In programme tests, LTV uses either latest valuation or lower of (i) latest valuation and (ii) indexed valuation, depending on the programme and series.
Comments: Legislation does not specify, however, contractual programme documentation limits credit to not greater than either of 75% or 80%, depending on the programme, for the purposes of calculating the asset coverage test and amortisation test.
and currency risk to be mitigated.
Comments: Legislation requires test at least annually to ensure value of the cover pool assets is greater than the outstanding covered bond. Contractual programme documentation requires an asset coverage test to be performed on a monthly or quarterly basis depending on the programme and following a notice to pay to the SPV an amortisation test on a monthly basis.
Comments: Legislation does not specify, however,contractual programme documentation requires calculation on a monthly or quarterly basis depending on the programme.
Comments: By contract, interest rate and cross currency risk is required to be hedged.
Comments: Legislation does not specify, however, contractual programme documentation does specify liquidity risk mitigants.
Comments: Legislation does not specify, however,contractual programme documentation requires reserve fund if issuer's rating falls below F1+ by Fitch or P-1 by Moody’s and an interest rate swap which is required to be entered into. Interest rate shortfall test required where interest rate swap is not in place.
Comments: Legislation does not specify, however,contractual programme documentation requires prematurity test for hard bullet and maturity extension of one year for soft bullet.
Comments: Legislation does not specify, however,contractual programme documentation requires 30 days from notice requiring remedy (Reserve Fund) and that the servicer shall use all reasonable efforts to ensure any breach of the interest rate shortfall test is rectified by the next determination date (i.e one month).
Comments: Legislation does not specify, however, contractual programme documentation does.
Comments: Legislation requires cover pool monitor (independant licensed auditor) to check calculation of tests at intervals of not more than 12 months and provide those reports to the Reserve Bank of New Zealand.
Comments: Documentation sets minimum asset percentage at either 90% or 97% depending on programme.
Comments: Between the contractual minimum and the contractual requirement amounts are protected but amounts in excess of the contractual (i.e. the ‘voluntary OC’) are not protected but instead serve as a management buffer for the issuer.
Comments: Legislation does not specify, however,contractual programme documentation allows for a breach of the coverage test to be resolved over two calculation dates.
Comments: By contract, issuer event of default and service of notice to pay to the covered bond guarantor SPV.
Comments: Only covered bond programmes registered with the Reserve Bank of New Zealand are permitted to issue covered bonds.
Cover pool monitor checks arithmatic accuracy of the asset coverage test and amortisation test on an annual basis, checks the asset register of cover pool assets has been updated accurately and in a timely manner and verifies issuer has satisfactory procedures in place.
Comments: Cash, bonds or swaps held by the SPV. Housing loans are subject to a clean sale while the associated mortgage securities, which give the SPV rights over the house and other security against the housing loan, are subject to an equitable assignment which becomes a clean sale when title to the mortgage security is perfected.
Comments: Legislation does not specify, however, contractual programme documentation has in place interest rate swaps and covered bond swaps documented to survive the insolvency of the issuer.
Comments: By contract, the interest rate swap is senior and covered bond cross currency swap is pari passu.
Comments: New Zealand credit institutions are not EEA entities and therefore cannot do so.
Comments: Being listed is not relevant. New Zealand Dollar denominated covered bonds eligible, see Reserve Bank of New Zealand website for eligible securities: http://www.rbnz.govt.nz/.
New Zealand covered bonds are issued by the following banking groups: ANZ Bank New Zealand Limited, ASB Bank Limited, Bank of New Zealand, Westpac New Zealand Limited, Kiwibank Limited.

industry_corpus2: Finance & Economics


text:
Power services in six provinces of central Philippines were disrupted plunging the region into darkness as Typhoon Melor roared across central Philippines.
The weakening storm was still packing winds of 140 kph and was 40 km north-northeast of Romblon island early today morning.
Reportedly, Melor is expected to move away from the Philippines by Wednesday and weaken to a tropical depression by Thursday.
Typhoon Melor underwent rapid intensification on Sunday, and the U.S. military's Joint Typhoon Warning Center upgraded Melor from a tropical storm to a Category 4 typhoon.
However, objective satellite estimates from University of Wisconsin-Madison suggested that Melor topped out in the Category 2 range before its eye dissipated on Sunday evening.
However, Melor's eye reappeared unexpectedly on Monday morning, hours before it made landfall.
On an average, 20 major typhoons pass through the Philippines every year. The strongest typhoon to hit the Philippines in recent years was Typhoon Haiyan in 2013, which left over 7,500 people dead and over 1.4 million people homeless.
Philippines conducted one of the biggest mass evacuations in recent history in preparation for Typhoon Melor, locally known as Typhoon Nona.
Around 590,000 people were evacuated in the Albay province over fears of typhoon-triggered volcanic mudflows from the Mount Mayon Volcano.
According to a spokesman for President Benigno S. Aquino III, a total of 724,839 people had been evacuated in anticipation of the storm.
About 40 domestic flights were cancelled for Typhoon Melor, and public storm alerts were issued in several provinces.
73 ferries and hundreds of fishing boats were ordered to remain in port in the village of Batag on the northern tip of Samar island in anticipation of the storm.
Schools and offices are to remain closed till Typhoon Melor goes off the main land.
Typhoon Melor tore in off the Pacific Ocean to make landfall close to Sorsogon on the heavily populated island of Luzon, about 385 km southeast of the Philippines' capital, Manila.
Winds of upto 155 kph were recorded as Typhoon Melor made landfall dumping heavy rain on the island.
There are reports of 4 casualties, but such reports cannot yet be confirmed said the authorities.
In a historic deal, Tech Mahindra is all set to acquire a controlling stake in Pininfarina, the iconic Italian automotive design firm.
The Supreme Court sought a response from the Centre on Nestle India's plea against further testing of 16 samples of Maggi by the government.

industry_corpus2: Power & Energy


text: Our Vision To help you set your financial goals. To give you a plan on how much to regularly save so you can be confident you're on target. We want you to feel good about how your investments are working for you, to understand the key concepts about investing so that you make the right decisions for you and your family.


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Thank you for your interest in learning more about Logos Church. Our prayer is that you would be as the Berean brethren in Acts 17:10-11…you would examine The Scriptures for yourself. Whether you are seeking The Truth, desiring to grow in The Truth or want to more accurately teach The Truth…you are always a welcome guest to this website or to Logos Church.
» We believe that members of the body of CHRIST/the Church (Romans 12:4-5, 1 Corinthians 12:27, Colossians 1:13-18) are born into the family of GOD (John 3:3, 1 Peter 1:3, 1 Peter 1:23) therefore do not have to “join”.

industry_corpus2: Others


text:
This is the final message of our sermon series entitled Raising the Bar, based on Scripture found in Malachi 4:1-6. God had delivered a strong message to the people and now it was time to respond. Would they rebel against the Word and have to face the coming fiery judgement? Would they repent and be ushered into a glorious kingdom ruled by the Lord himself? Today we can look back and be reminded that God loved us enough to come in person and show his love. I hope you choose repentance!!
This was a message on love given around Valentines Day, based on Scripture found in 1 John 4:4-12. This amazing love has the power to tear down all strong holds and cross all divides. This Agape Love comes only from God above and it’s presence affirms your faith. And finally receiving this love from God compels a dynamic response from each of us. How will you respond to God’s love for you?


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Been a few years since I checked my eye sight. Chose Plaza Vision because they had Saturday appts so that was convenient for me. Didn't realize how off my sight was. Dr.Watanabe gave me an eye exam that was simple and explained in regular talk what was happening. He asked questions that by the time we where done I was very impressed by how he explained symptoms I didn't realize I had until we spoke about it. I had been having trouble reading my computer screen and cell phone but just thought it was because print was small and everyone had the same issue. It was actually causing headaches but I didn't realize it was from that. I was wrong! He said I needed glasses to see close for that type of reading. Wow! I can see again! Didn't realize how clear things really are! and my headaches are gone. Thanks Dr for your help!
I had a wonderful experience. The staff were all professional, courteous and helpful. My doctor was Alysa Watanabe, O.D. and she was so sweet and quick with her examination. I instantly liked her. She gave me a pair of comfy contacts to try out for a week. I loved them! I went back after a week for my follow-up appointment. They had a spectacular deal going with the manufacturer of the contact lenses so I purchased a full year of contacts. I was told they would arrive and be ready for pickup with 7 to 10 days....but 2 days later, the office called to tell me I could pick them up! Exceptional service!! I highly recommend Plazavision!
I have been going here since I was like 5 and I have never had a problem with them even after I've had insurance changes! Great place great staff!
Hands down best optometrist and staff around. We received our glasses really quickly. They really took the time with each of us. We love you plaza vision.
I have nothing but good things to say! My husband and I went in to get him new glasses and for some reason our insurance wasn't coming up correctly. They were nice enough to check and see what the issue was and wouldn't let us leave until it was resolved! She also took the time to show us many options for glasses for my husband. We definitely left happy and will be going back!
I've had great experiences with both doctors for many years and have nothing but good things to say about Plaza Vision. The staff is polite & the doctors take their time to walk you through the exam. I've never felt rushed & have always had all my questions answered.
My family and I have been going to PlazaVision optometry for many years. We have always had great experiences at this optometrist office! The doctors and staff are always very friendly and there to service to you. One year I went to Costco for glasses and i never went back! When you get glasses at this office you know that you are receiving the absolute best!
We go to both locations (here and Monrovia) and we have for at least 15 years now. We have never had any problems with them. They're thorough and accurate in their exams, they're extremely helpful in picking out frames that go well with your face shape, and meet your specific needs. They do have an absolute ton of designer frames but they also have a good selection of budget friendly yet still fashionable choices. They've even offered to help save us money by reusing the same frames and just updating the prescription. I'm all for getting a deal, but this kind of service is important for your every day life. Go to a quality place like this and work within your budget. The staff is friendly and way more helpful than the other place we have to go because they take our insurance (which only pays for glasses every other year - so we come here in between).
This was my first time here, and they answered all of my questions even though I bugged quite a bit to make sure I understood everything. I bought these totally amazing glasses and I had no problem with them whatsoever. They have a really good selection. I was surprised to find good frames because most frames do not settle quite right with me. My eye exam was quick and informative. I'm definitely coming back with my family.
Just had eyes checked. Very friendly service and Dr Watanabe is the best. He is very nice and makes you feel at ease. The staff is very friendly too. They have a large selection of frames to choose from. Pricey but having good insurance is a plus. Highly recommend this place.
Please Take A Moment and Rate Your Service Today!

industry_corpus2: Health & Medicine


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We hope everyone had a wonderful fourth of July and survived Hurricane Arthur without a hitch. Here on the farm we tried to make the best of A LOT of rain (around 5 inches in 24 hours)! Our strawberries that we’re out in our fields really took a beating. Good news is blueberries are in, even though there aren’t that many. But we’re going to try to pick a little of each strawberries and blueberries for everyone. We won’t know exactly how much until we’re out picking in the field tomorrow morning. For now, we’re crossing our fingers we’ll have a sizable amount!
Storage– Cabbage is cleverly self-packaged. Just stick dry, unwashed caggage in the refrigerator, preferably in the vegetable bin. The outer leaves may eventually get floppy or yellowish, but you can remove and discard them to reveal fresh inner leaves. Cabbage can keep for more than a month. If you only need half a head, place the remaining half in a plastic bag and shake a few drops of water onto the cut side. Close the bag and refrigerate. The cut half should last another few days if it was fairly fresh when you cut it.
Storage and Handling- Use peas as soon as possible. You can put them in a plastic bag in the refrigerator, but try to eat them within 4 or 5 days max. While being stored, peas may lose some of their signature texture and flavor.
From CSA member Rebecca Jarvis, Thank You!
From CSA member Abby Tonry! Thank You!
I think Kale can easily replace the Swiss chard in this recipe and it will be equally delicious.
2 Heat a large nonstick skillet coated with cooking spray over medium-high heat.
3 Add white onion; sauté 7 minutes or until golden. Add green onions and garlic, and sauté 1 minute.
4 Stir in chard; cook 2 minutes or until chard wilts.
5 Stir in parsley and mint, and cook 1 minute. Place in a large bowl; cool slightly.
6 Stir in cheeses, salt, pepper, and egg whites.
7 Place 1 phyllo sheet on a large cutting board (cover remaining phyllo to prevent drying), and coat with cooking spray.
8 Top with 1 phyllo sheet, and coat with cooking spray. Repeat procedure with 3 additional sheets.
9 Cut phyllo stack into a 14-inch square. Place square in center of a 13 x 9-inch baking dish coated with cooking spray, allowing phyllo to extend up long sides of dish.
10 Cut 14 x 4-inch piece into 2 (7 x 4-inch) rectangles.
11 Fold each rectangle in half lengthwise.
12 Place a rectangle against each short side of dish.
13 Spread the chard mixture evenly over phyllo.
14 Place 1 phyllo sheet on a large cutting board (cover remaining phyllo to prevent drying), and coat with cooking spray.
15 Top with 1 phyllo sheet, and coat with cooking spray.
16 Repeat procedure with remaining phyllo sheets. Place 18 x 14-inch phyllo stack over chard mixture.
17 Fold phyllo edges into center. Coat with cooking spray.
18 Score phyllo by making 2 lengthwise cuts and 3 crosswise cuts to form 12 rectangles. Bake at 350° for 40 minutes or until golden.
19 Note: Cut the phyllo stacks so they fit in and up the long side of the baking dish. Arrange folded section against short edges of dish to encase filling.
While the pasta is cooking, fry the bacon until just barely crisp. Remove from the pan and drain on paper towels. Pour off all of the bacon grease, but don’t clean the pan. Return the pan to the stove over medium-low heat and throw in the onions and garlic. Cook until golden brown. Set aside.
Halfway through, add the peas, bacon, and sauteed onion/garlic. Finish adding the sauce, stirring until it’s all combined.
3 Place peas on hot grill, arranged in a way so that they don’t fall through the grill grates. Grill a few minutes on each side, so that the peas are well charred, and sufficiently cooked so that the peas are tender inside.
Baked Summer Squash—Crowd favorite 2013!
Preheat oven to 350° F. Remove stem ends and slice squash cross-wise in 1/4″-thick rounds. Toss with olive oil.
In a small bowl, combine bread crumbs, Parmesan, salt and pepper. Arrange half the squash rounds in bottom of a 9″ by 12″ rectangular baking dish, or similar. Sprinkle with half the bread crumb mixture. Arrange remaining squash on top and sprinkle remaining bread crumb mixture.
Cover baking dish with foil and bake in oven for 30 minutes. Remove foil and bake another five minutes.
Top with chopped herbs and serve.
Toss the zucchini, onion, shallots, and salt together in a colander and place over a bowl to catch the liquids. Cover the bowl and refrigerate for at least a couple hours. Toss once or twice along the way. You’re aiming to get as much liquid out of the zucchini as possible.
When you’re finished draining the zucchini, shake off any water. At this point you want the zucchini as dry as possible. Place in a 1 liter / 1 quart jar along with the dill, chile pepper, and mustard seeds.
Combine the ciders and sugar in a small saucepan over medium heat. Bring to a simmer, stirring until the sugar dissolves, and continue to boil for a few minutes. Pour the liquid over the zucchini and seal the jar. Let cool, then refrigerate. The pickles are good for a week or so.
Zucchini usually works better than yellow summer squash because it is less watery and has fewer seeds. lt you douse yellow squash, first scrape the seeds out with a knife so the inside is smooth.
You can peel the yellow squash or zucchini if you went to create the most realistic looking noodles possible. Otherwise, leave the peel on for the added color and ease of preparation.
Use the thin julienne setting on a mandoline or a sharp knife to slice the zucchini into thin strips similar to spaghetti.
Next, the “noodles” need to dry out or the texture will be mushy when you saute them. Ideally, leave them on your counter for at least 3 hours. If you want to prep the dish in the morning for dinner, wrap the noodles in paper towels and leave them in the fridge while you’re at work all day.
After the noodles set and lose some of their moisture, warm olive oil and garlic in a pan and saute the noodles just a few minutes to heat and coat with oil. That’s it! Serve with any pasta sauce or sauteed vegetables.
2. Stir the flour, 2 cups of sugar and salt in a large bowl until combined/ Add the shortening or butter and cut into the flour with a pastry blender or your fingertips until the mixture looks like coarse oatmeal.
3. Pour half of the mixture into a 9×13 inch cake pan. Using your fingers or a rubber spatula, press the mixture evenly into the bottom of the pan. Bake for 10 minutes. Remove the pan from the oven and set it aside.
4. Combine the zucchini and lemon juice in a large pot over high heat and cook until zucchini is tender, 8 to 10 minutes. Stir in the remaining 1 cup of sugar, cinnamon and nutmeg. Simmer for 1 minute more. Stir in ½ cup of the reserved flour mixture and continue to cook, stirring constantly until mixture thickens.
5. Pour zucchini mixture over the baked crust and sprinkle with the remaining flour mixture. Return the pan to the oven and bake until it is lightly browned and bubbly, 40-45 minutes.
Cut zucchini crosswise into paper-thin slices with slicer. Toss zucchini slices with one teaspoon salt in a large colander set over a bowl and let drain 20 minutes.
Rinse zucchini slices well, then drain, pressing gently on slices to extract any excess liquid. Pat zucchini slices dry with a kitchen towel.
Put arugula greens in a large bowl. Sprinkle with 1/4 cup Parmigiano-Reggiano and remaining 1/4 teaspoon salt. Drizzle 1 1/2 tablespoons of oil over greens and toss. Arrange zucchini slices over arugula greens, then drizzle with remaining oil, lemon juice and sprinkle with remaining 1/4 cup Parmigiano-Reggiano and pepper.
* A delicious and colorful variation could include yellow summer squash, as well.
This slaw is both sweet and tart, surprisingly bold for the small number of ingredients. While it goes perfectly on top of pulled pork barbecue, I like it on the side as well.
Toss all vegetables in a large bowl with 1 tsp each of salt and pepper. Whisk together mayonnaise, vinegar, and sugar, then toss with slaw. Chill, covered, stirring occasionally, at least 1 hour (for vegetables to wilt and flavors to blend).
Sauté 1-pound chunks of kielbasa and one chopped onion in butter until browned. Add chopped cabbage leaves (1 small cabbage). Cover and cook until cabbage wilts, then add a cup or two of beer, plus 1/4 to 1/2 cup cider, red-wine or sherry vinegar. Simmer, partly covered, until cabbage is tender and sauce thickens. Toss in some caraway seeds if you like.
Sauté 1 pound ground beef, 1 chopped onion and 1 chopped carrot in olive oil until browned. Add chopped cabbage leaves (1 small cabbage), 1/4 cup raisins, a pinch of cinnamon, salt and pepper. Cover and cook until cabbage wilts, then add a 28-ounce can of whole tomatoes (with juice) and 1/2 cup stock. Simmer, partly covered, until cabbage is tender and sauce thickens. Garnish: Parsley.
Add the cauliflower and sprinkle with 1 cant teaspoon of salt. Turn up the heat to medium-high and sauté for 5 minutes. Add 3 tablespoons of water to the skillet, cover and cook for 5 minutes more.
Stir in the tomato puree, parsley and thyme; bring to a simmer, and cook for 15 minutes, stirring occasionally. Season with pepper to taste.
1. Preheat the oven to 400°. On a large rimmed baking sheet, drizzle the cauliflower florets with the olive oil. Season them with salt and pepper and toss well. Roast for about 30 minutes, stirring occasionally, until the cauliflower is tender and golden brown. Transfer to plates, garnish with the lemon wedges and serve hot or at room temperature.

industry_corpus2: Agriculture & Fisheries


text:
After almost eight years of leading a ”church laboratory”, trying to find new ways of how church has to be in order to survive the spiritual whirlwinds of change that are still drawing over Europe, I’m sometimes asked: ”So – what are your conclusions?! What does the future church have to look like?” Well, there’s an awful lot to be said about that, but one of my most important observations is as follows: The church of the future has to consist of humble congregations.
Too many churches come across arrogant. They might not be, and I’m sure they don’t want to be. However, to non-church-goers it easily appears that churches tend to gather perfect people. Folks who have their life in control, and are always nice. Prospering people. Know-it-all's who can explain even the most difficult questions of life. In their gatherings and sermons you learn how you’ll become even more perfect. However, I know quite a number of people who find a perfect world pretty unpleasant, irritating, even repulsive. Why? Because they can’t relate to it at all. Deep inside they feel more like losers who’ll never flourish. They bear around too many tough ”Why?”-questions – and all those people who can explain everything right away are simply scary. It’s easy to see that they can’t stand the gap between their own messy lives and faultless, sort of proud, Christianity. Well, I forgot to mention that many “losers” don’t even believe in perfects worlds or shiny Christians anymore. They consider it hypocrisy.
So, as far as I see it, the church of the future probably won’t be known as much for preaching grace to the sinners outside. Instead, congregations need to re-learn how to experience grace inside, how to have mercy on the pews, among themselves with their own struggles, disappointments, brokenness. After all, church is not a beautiful Sunday masquerade, pretending as if there were no issues. There are issues. Lots of them. There is sin within the church. Too much. We need grace. Plenty of it.
Why don’t we share more of our own experiences of being pardoned? Authentic stories of experienced grace and true forgiveness are compelling and liberating. Of course, confessions are embarrassing for perfect Christians. They’re humbling because it implies that there was some sort of thing, delusion, or iniquity to forgive. But that is not only what the church needs, it’s also something non-churchers can relate to: imperfect people.
A humble imperfect gracious community is fun and easy to connect with – and it’s one of the most appealing and powerful things the church has had to offer since Pentecost. Neither present nor future will change that.


text:
Mayberry Homes is an award-winning home builder in the Greater Lansing Area. They create beautiful new homes and condominiums and have earned a first-rate reputation developing attractive new spaces that reflect unique and appealing neighborhood solutions.
Objective: Mayberry Homes existing space did not reflect their company’s vision. Our assignment was to assist them in closing the old chapter and develop a completely new look and feel that is both warm and welcoming. The challenge was to create a fun, family-oriented and innovative environment out of a worn and dated space.
Outcome: Fresh new colors and textiles were introduced as well as integrating new furniture with existing. The conference room, seen from virtually everywhere within the open space plan, was the main focus. New furniture selections included a standing adjustable height table, whimsical stools and plenty of storage to house and display samples. The results were a new charming and efficient space that can adapt to future needs.

industry_corpus2: Real Estate & Construction


text: The Portable Stand has been designed to increase the versatility and convenience of your Litte Ziggy, whilst taking up minimal space in your car boot. The grill locks firmly into the stand, giving you a sturdy barbecue on stand setup. Features powder-coated aluminium legs and adjustable feet, giving you the ability to set it up on uneven surfaces like at the beach or camp ground. Comes with a carry bag. Available from 4 Seasons New Plymouth – your bbq shop.

industry_corpus2: Manufacturing


text:
Just out: a pack of devotionals and a Christmas story!
A couple of months ago I crafted a Christmas short story. The parameters were: contemporary (as opposed to my usual historical bent), minimum of 10,000 words. The outcome is called The Christmas Sweater, available now on amazon and soon on kobo and B&N.
I loved writing this little story, once I got into it. Actually, once Debbie entered stage left! Two friends reunite after thirty years amid sad circumstances. How will they face Christmas this year when everything has changed?
The second publication I’ve been working on is a collaboration between six Canadian authors, a devotional volume titled Uplifting Devotionals III (the first two are from other authors). My contributions are ten reflections on portions of Scripture. I chose not to follow a defined devotional format, rather offering my perspectives on the passages.
I hope you enjoy these volumes. Merry Christmas to you all.

industry_corpus2: Literature & Emotions


text:
The initial and the majority of obvious difference is the measurement. All comforters are developed to sit on prime from the bed, and cover just the highest with the mattress. That is why they could be named comforters, since they offer convenience and ease towards the guy or lady laying around the bed– simply in the event the bed was not comfy ample by itself. Far more to the level, comforters are comparatively more compact than bedspreads. In truth, these are pretty varied within the method they appear, as well. Guys and gal just get confused merely since they are brand-new for the matter of beds, and so they by no ways really obtained the possibility or the should uncover a slightly about it.
Sleep is the ultimate rest. The body is in its most unwinded state, entirely uninformed of its environments unless you’re a qualified Navy SEAL or a Japanese ninja or something. The human body is at its most comfy when it is sleeping.
These eider ducks are not injured while eiderdown is in fact gathered. Eiderdown is considered to be an extremely light, nevertheless magnificently insulating form of down. It stems from the Eider Duck, a migratory marine duck, that plucks her feathers in order to cover her nest and protect the actual eggs. Eiderdown, plucked from the female duck out of her own bust, is considered to be finer quality than Goose down. Sixty percent of the nest down could be farmed to make sure that the female wouldnt end up being exposed and therefore the brand brand-new generation of newborn Eiders would certainly endure.
Satin comforters offer opulence and sensuous fulfillment that only an actual quality satin can bring. Satin presents sophistication to a simple traditional bedroom and includes a romantic setting. The bridal satin comforters of exceptional quality are the glossiest and most elegant satin existing.
Eiderdown comforters provide their owners specifically those sensations. They will provide impressive warmth as well as the specific warmness vital to resting well, and in addition have the tendency to be so light that one just senses satisfaction. Nevertheless, such luxury comes at considerable cost. A king size eiderdown comforter is often in the $10,000 cost variety.
A lightweight duvet is your best selection if you are looking to take pleasure in undisturbed sleep. Various duvets have diverse fillings that ultimately ascertain its all round weight. Among lots of available possibilities, the goose down filled duvet is among the most comfortable. And, while goose down is one of the most costly duvet fillings, it is actually worth it. It’s durable as well as works as a great insulator. While this certain duvet range might be made use of by nearly anyone; individuals suffering from pain in the back might benefit most from it.
Silk is the most hypo allergenic among all microfiber crib sheets fabrics. It soaks up wetness more than its weight without feeling wet and does not impact the skin. It is helpful for individuals who are sufferers of dry skin and Eczema. People having asthma or any respiratory problem get terrific relief from sleeping on bedding products due to the fact that they prevent allergies triggered by dust and mites. Using bedding reduces dust and mites living in the bed that directly impacts the quality of sleep.
As winter draws better, lots of couples deal with the eternal problem of when winter duvets should be drawn out. Typically, guys have the tendency to feel warmer in bed and choose thinner duvets, where as females can often feel cold and desire much thicker duvets. Producing an issue for couples who share the same bed!
Some people are satisfied in just having one type of bed for a great night sleep. However, there are other individuals who can not bear looking at the exact same type of bed or comforter set daily. This is due to the fact that some people are obsessed with their types of bed and that is why these people like to keep different types of queen microfiber crib sheets sets.
But before buying the bed linens it is great to do a bit of research and afterwards move on. With this you will get a hang of what is readily available in the market and their rates. It will likewise give you a bigger picture of the on-going trends. A great set of bed linens will help you in donning a modern and elegant aim to your bedroom. The higher the thread count much better will be its quality and will give you the much needed resilience and longevity. Those will accompaniment you for years to come without fretting about the day-to-day wear and tear.
For instance, one set may cost more cash, however it might really have less products. In a lot of the sets you will have the ability to discover a comforter, shams, pillow cases and fitted and flat sheets. Naturally, as discussed previously, this will differ from one set to another so it is unbelievably vital to ensure that you are carefully reviewing all your options to ensure that you are going to be delighted with exactly what you wind up with.
The ideal bedding set ought to be aesthetically lovely and welcoming with the appropriate soft sheets and sweet smelling linen or cushions. Quality bedding parts are essential in creating the perfect bedding established for some quality time in the bedroom.
Hyperclean, TempraKON, and silk comforters are still other options which the Allergy Prospective buyers Membership suggests. As you’ll have the ability to see, even individuals who experience from allergies can delight in the soft, gentle warmth of your down comforter or possibly a close selection to one.
After a long and difficult day, arguably the something you look forward to the most is entering your bed to enjoy a peaceful and comfy night’s sleep. However, without the highest quality duvets and pillows, supreme comfort may be tough to come by. To guarantee you have the best night’s sleep possible, one developed business are on hand to supply you with top of the array down duvets.
Bed linens play an extremely important duty in every house. They have a major impact on an individual’s quality of sleep. This is precisely why it is so important to pick luxury bedding sets whenever possible, in order to ensure getting a good night’s sleep. Whether you look for bedding for a child, yourself, or your guest bedroom, you most likely want to get the very best possible price. Following are some tips for success in finding price cut bedding online.
The fabric of the duvet is yet someone else necessary consideration which you must bear in mind before you zero in on any specific one. Though there are a number of fabrics, it’s cotton that works the very best. It is cool in summertimes and does not cause sweating like other synthetic fibers. However, cotton fabric tends to get unclean quickly so ensure that you’ve duvet covers handy. Furthermore, guarantee that you check the thread count of the fabric before you zero in on any specific one.
Then once more, exactly what could be more extravagant than 100 % Mulberry silk as a filling for a duvet? Silk duvets are offered in two weights, firstly the 200g summer season weight equivalent to a 4 tog which is best for hot summer season nights or for those who prefer to be kept one’s cool. Second of all there is the ‘all seasons’ 400g weight equivalent to an 8 tog which is perfect for many people all year round, light enough for summer season and warm enough for winter season in a centrally heated house. For flexibility, the light silk duvet could be buttoned together with the ‘all seasons’ weight silk duvet, for added warmth in winter season. Mulberry silk duvets even come complete with a little inspection zip, discretely stitched into them, just so the buyer could inspect the long white silk fibers!
Fulled of Canadian, Siberian or Hungarian goose down, the natural duvets are extremely resilient and impressively breathable. By assisting to control your body temperature level whilst you are sleeping, your down duvet will assist you to stay warm in the winter season whilst guaranteeing you are good and cool during the summer months.
As in case your princess has a taste for the incorporating her favored pink with pictures of flowers and animals, you have numerous choices to choose from the Internet. While you do the surfing, think about points like the youngster’s selection, care guidelines and the family spending plan and choose the very best options for your child to make a decision. If you proceed by doing this, you’ll uncover that both you and your now-nearly-grown-up child will have the ability to pick the ideal bedding set that is inexpensive, easy to care for, and “groovy”!
Unlike the pillow covers, the pillow shams have flange which is an extra material piece extending from the pillow shams are stitched on both the edges. These include even more sophistication and finishing to the pillows. Most of the decorative pillow shams had elaborated embellishments. The bed skirts are put between the mattress and box springs that encompass the floor and conceal the box springs. These include extra sophistication and grace to a spaces interior. Typically, bed skirts are used with coverlets, comforter and duvets sets.
Being more thick, a duvet can be made use of as a blanket in addition to a bedding, therefore, making it unneeded to use other bedding layers under it. However, a comforter is simply a type of blanket that supplies restricted insulation and can not change the requirement for extra layers of bedding.
No bedding is total without an ultra-comfy comforter set. Comforter sets generally include a comforter, bed skirt, and collection of ornamental, throw pillows. Choose luxurious cotton comforter sets that supply you with softness and also the alternative of cleaning it regularly for that fresh feel. Get your teen soft comforters made from of Egyptian cotton that is an extremely durable and hypoallergenic product.
If you are shopping discount rate bedding online, be sure to take a look at wholesale sites. You can usually purchase individual pieces of bedding and still be able to get a wonderful general offer. As the majority of offline furniture stores buy bedding online and afterwards mark its cost up considerably before offering it for sale in their establishment, going directly to the source saves you significant amounts of cash in the long run.
They are still well known in Europe today and have actually ended up being rather popular in the United States. When you purchase a duvet microfiber crib sheets set, you will never ever return to any other kind of bedding. A duvet set is rather unique, it helps making your bed in the morning a lot faster and easier. A normal cover set consists of a comforter cover, pillow cases and fitted or flat sheet. All you will need to do when you wake up in the morning is deal with the sheet and throw the comforter cover over the bed.
Not everybody can pay for to have luxury houses. But you can make luxury and luxurious bedrooms adding the right furnishings, making use of the right wall colors, making use of wall hangings, making use of beautiful window drapes and door curtains, the right mattresses and pillows and obviously making use of mesmerizing bedspreads and pillow covers. It is bedspreads that are clean, that are either sober or vibrant, that which exhibit elaborate designs or patterns that specify the design visual appeals of bedrooms. The effort of unwinding on your bed or enjoying a blissful sleep gets rewarded; getting rejuvenated after a long day’s task then seems practical.


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Steven Yi wants to end the pain, suffering and loss associated with cancer by finding a cure. After losing both parents to cancer, he is studying to be a medical oncologist, but he takes time to help others along the way.
I have had the opportunity to take advantage of all the resources that UGA has—from internships, jobs, clubs and volunteer opportunities. I have interned at UGA’s Environmental Safety Division and have learned what it takes to keep UGA safe while being able to explore the entire campus. I did not realize how many precautionary steps we take to keep disasters from taking place along with how big UGA really is.
Through the Environmental Health Sciences department, it has been my honor to receive the Irving Bell Scholarship from the Georgia Environmental Health Association.
In addition, I volunteer for the Athens Regional Medical Center cardiology department and assist doctors, nurses, secretaries and the patients. I also help mentor elementary school children in an after-school program at Thomas Lay Recreation Center by helping with their schoolwork and having some fun at the playground or basketball court. And I am an active member of the National and the UGA American Medical Student Association.
I am the first of my family to attend UGA; my parents did not go to college. I have a cousin who is a graduate.
I always wanted to attend UGA. It was a “no-brainer” to go to UGA, in my opinion, and have not regretted a minute of it. The far yet close distance from home, along with the in-state financial benefits were the major factors in my decision. Aside from economical factors, the vast amount of educational opportunities is the best part. UGA offers diversity and a variety of outlets in which to focus, which is what attracted me to this university. I was not quite sure what my final educational goal was, so UGA was the perfect place to go with its limitless possibilities.
go to any sports events (free things are a plus), play Ultimate Frisbee on the intramural fields, occasionally work out at Ramsey, and eat at our spectacular dining halls.
to read, travel with my girlfriend, hang out with my friends and just relax.
swim next to a bull shark while scuba diving on the coast of Australia. It was a terrifying sight, but there was no harm done. Luckily my family and I had an experienced, and most importantly, calm instructor. While taking in the beauty of Australia’s Great Barrier Reef, some odd yards away was the largest fish I saw all day. But low and behold, it was not quite pretty and more menacing with a lot of jagged teeth. In hindsight, it was not such a big deal, but I probably would not risk swimming with a shark again. My advice is that if you’re ever in that situation, stay in a large group and aim for the eyes, gills and nose.
in my room because it is quiet and without distractions. Occasionally I like to study in the library or the Miller Learning Center.
There are too many to name, but I would like to mention some that have been very helpful: Anne Marie Zimeri, Travis and Julie Glenn, Terence Centner, Luke Naeher, Wendy Dustman and Mary Alice Smith. All of these teachers have been so very helpful and have reached out to me when I needed them, whether it was writing recommendation letters or guiding me through my years at UGA.
I would love to share it with my dad, because he was taken from me before I was able to say goodbye.
cure cancer. Cancer has had a huge effect on my life and has taken the lives of both my parents. If cancer could be cured, no one else would have to suffer like my parents did or lose family like I did.
take piano lessons, learn to fly an airplane, skydive, take a trip to South Korea and the rest of the world, including Antarctica, because the vastness of this uncharted territory shows the pristine nature of the world. Basically, I would do almost everything there is to do.
attend medical school to pursue a career in oncology.
was the snowstorms that caused school to be cancelled. It left a wide-open schedule for a field day of sledding on kayaks and cardboard signs. And although it sounds dangerous, driving on the snowy roads was one of the most enjoyable things with the beautiful white scenery in the background and drifting in the empty bowling parking lot.


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*If you call our emergency line for a non emergency issue your phone call will be billed at $35 per hour.
If you have a non emergency issue please call our office at 563-388-6422 ext. 4 or fill out our maintenance request form below.


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The principal pilot trainer used during World War II was the Link Trainer. Some 10,000 were produced to train 500,000 new pilots from allied nations, many in the USA and Canada because many pilots were trained in those countries before returning to Europe or the Pacific to fly combat missions. Almost all US Army Air Force pilots were trained in a Link Trainer.
Statistically significant assessments of skill transfer based on training on a simulator and leading to handling an actual aircraft are difficult to make, particularly where motion cues are concerned. Large samples of pilot opinion are required and many subjective opinions tend to be aired, particularly by pilots not used to making objective assessments and responding to a structured test schedule. For many years, it was believed that 6 DOF motion-based simulation gave the pilot closer fidelity to flight control operations and aircraft responses to control inputs and external forces and gave a better training outcome for students than non-motion-based simulation. This is described as "handling fidelity", which can be assessed by test flight standards such as the numerical Cooper-Harper rating scale for handling qualities. Recent scientific studies have shown that the use of technology such as vibration or dynamic seats within flight simulators can be equally as effective in the delivery of training as large and expensive 6-DOF FFS devices.
When a manufacturer wishes to have an ATD model approved, a document that contains the specifications for the model line and that proves compliance with the appropriate regulations is submitted to the FAA. Once this document, called a Qualification Approval Guide (QAG), has been approved, all future devices conforming to the QAG are automatically approved and individual evaluation is neither required nor available.
The largest flight simulator in the world is the Vertical Motion Simulator (VMS) at NASA Ames Research Center in "Silicon Valley" south of San Francisco. This has a very large-throw motion system with 60 feet (+/- 30 ft) of vertical movement (heave). The heave system supports a horizontal beam on which are mounted 40 ft rails, allowing lateral movement of a simulator cab of +/- 20 feet. A conventional 6-degree of freedom hexapod platform is mounted on the 40 ft beam, and an interchangeable cabin is mounted on the platform. This design permits quick switching of different aircraft cabins. Simulations have ranged from blimps, commercial and military aircraft to the Space Shuttle. In the case of the Space Shuttle, the large Vertical Motion Simulator was used to investigate a longitudinal pilot-induced oscillation (PIO) that occurred on an early Shuttle flight just before landing. After identification of the problem on the VMS, it was used to try different longitudinal control algorithms and recommend the best for use in the Shuttle program.
↑ Federal Aviation Administration (25 April 2013). "FAR 121 Subpart N—Training Program". Retrieved 28 April 2013.
↑ "Dry Shooting for Airplane Gunners." Popular Science Monthly, January 1919, pp. 13–14.
↑ Fly Away Simulation (12 July 2010). "Flight Simulator Technology Through the Years". Archived from the original on 12 October 2011. Retrieved 20 April 2011.
1 2 3 4 "ASME Landmarks: The Link Flight Trainer." American Society of Mechanical Engineers. Retrieved: 18 December 2011.
↑ "U.S. Air Force Fact Sheet: Link Trainer." National Museum of the United States Air Force. Retrieved: 12 October 2016.
↑ "Airline Pilots Fly Anywhere in the world - Without Leaving the Ground." Popular Mechanics, August 1954, p. 87.
↑ "Navy CPT". www.navair.navy.mil. U.S. Navy. Retrieved 4 August 2014.
↑ Andrea L. Sparko; Judith Bürki-Cohen; Tiauw H. Go (2010). Transfer of Training from a Full-Flight Simulator vs. a High Level Flight Training Device with a Dynamic Seat (PDF). AIAA Modeling and Simulation Technologies Conference. doi:10.2514/6.2010-8218. Retrieved September 18, 2016.
↑ Peter John Davison. "A summary of studies conducted on the effect of motion in flight simulator pilot training" (PDF). MPL Simulator Solutions. Retrieved September 18, 2016.
↑ Beard, Steven; et al. "Space Shuttle Landing and Rollout Training at the Vertical Motion Simulator" (PDF). AIAA. Retrieved 5 February 2014.
↑ "DESDEMONA: The next generation in movement simulation" Nederlandse Organisatie voor Toegepast Natuurwetenschappelijk Onderzoek Retrieved: 5 July 2012.
↑ Roza, M., M. Wentink and Ph. Feenstra. "Performance Testing of the Desdemona Motion System." AIAA MST, Hilton Head, South Carolina, 20–23 August 2007.

industry_corpus2: Aerospace


text: V-Panel sheet metal roofing is often associated with barns and sheds. This was the standard roofing material for barn-style buildings across East Texas for nearly a century. V-Panel has since graduated into residential roofing on a larger scale. Now recognized as one of the leading roofing materials for homeowners in Mount Vernon, Texas, V-Panel metal roofing offers longstanding durability, unique style and design, and affordability. It’s simple to install, and it seems to last forever.


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Pneumax Series 228 Pedal Pneumatic Valve 3/2 & 5/2 - 1/8"
Compact 3/2 or 5/2 foot operated air control valve with 1/8" connections. This pedal valve is available and selectable in the following verions: Aluminium Pedal (Spring Return), Plastic Pedal (Spring Return) and Plastic Pedal (2 Postion). The plastic pedals feature a protective plastic cover.

industry_corpus2: Petrochemicals


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Lisa is an experienced healthcare project manager, change manager and business consultant. She has dedicated her career to date to the healthcare / healthcare IT industry, having worked for both public and private sector organisations – in the UK and the Middle East.
PRINCE2 Practitioner qualified, Lisa has managed significant healthcare IT implementation projects and consulting assignments, including work with CCGs and across community & mental health, primary care and acute care settings.
Outside of work Lisa finds cooking relaxing, enjoys entertaining and spending time with her young family.


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The EVAHEART 2 (Sun Medical Technology Research Corporation, Nagano, Japan) is an investigational centrifugal ventricular assist device in the United States, introduced a new type inflow, named “double cuff tipless” inflow cannula intended to mitigate the risks of cannula malposition and subsequent ischemic stroke events associated with thrombi around the inflow cannula. To achieve these performance benefits of the “tipless” design, however, it is crucial to adhere to the recommended surgical procedure. We introduced a polymer-based patient model that mimics a dilated cardiomyopathy apex for inflow cannula implantation training. Here, we used the model to simulate appropriate and inappropriate techniques for inflow suturing. With the appropriate technique, the inflow ostium is aligned on the endocardial plane, and the cut myocardial surface is not exposed to the bloodstream. By contrast, with the inappropriate technique, which is represented as a worst-case suturing scenario, the inflow ostium is misaligned, thus exposing the cut myocardial cross-section to the bloodstream. This misalignment can predispose to platelet deposition, thrombus formation, and pannus formation with long-term support. Repeated training with this human apex model is important to confirm the inflow position and intraventricular finish before moving on to human cases. Along with rigorous preclinical training, technical adherence will help to ensure better clinical outcomes.
From the Evaheart, Inc., Houston, Texas.
Submitted for consideration July 2018; accepted for publication in revised form October 2018.
Disclosure: Motomura and Kelly are full-time employees of Evaheart, Inc.
This study was funded by Evaheart, Inc.
Correspondence: Tadashi Motomura, Evaheart, Inc., 6655 Travis Street, Suite 590, Houston, TX 77030. E-mail: tmotomura@evaheart-usa.com.


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Reduced-price tickets applicable to: Students, Carnet Jove, pensioners & over 65.
*In reduced-price tickets and free tickets, it's necessary to present the corresponding accreditation in the ticket office of MARQ and/or archaeological sites.
ARCHEOLOGICAL SITES 1,20€ ticket/per person.
- Basement of MARQ guided tour (scientific laboratory, room of restoration, store of ceramics): 6,00€ per person.
- Multimedia guided (IPAD): 1,00€ per person.
• BECOME A FRIEND OF MARQ CARDS.
We accept paying with cash or credit card.
It is forbidden to take pictures with flash.
No pets are allowed except for properly harnessed guide dogs.
Mobile phone for calls use is forbidden.
The MARQ reserves the right to allow the access to the facilities once initiated the visit guided. Once aquired the ticket cannot be exchanged or refunded.
The MARQ reserves the right to modify or alter the event scheduling.
This ticket has different measures of security. Do not buy your ticket in a not official sale point. The museum declines all responsibility for fraudulent tickets.
When entering, the public may be subject to a registry pursuant to Law.
Bottles, cans or all those objects that could be considered to be dangerous by the staff of the museum are not allowed.
The MARQ reserves the right to refuse admission.
There is prohibited the entry to those persons who are under the effects of alcoholic drinks, narcotic, psychotropic, stimulant or analogous substances.
The holder of this ticket will lose its rights on having gone out of the museum.
With the daily acquired ticket is possible to access to the museum during the whole day, even though the visitor goes out of the enclosure and wants to re-entry. The ticket admission will not have validity in a date later of its acquisition.
During the visit, please for any type of incident contact with MARQ´s staff. We are here to help you.

industry_corpus2: Travel & Geography


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красивая кожа в любом возрасте!
Specialists of the laboratory created professional ampoule phytocosmetics “FLORYLIS” on the basis of long-term developments.
The basis of brand's technological positioning is a production of phytogenous active substances in high concentrations using a unique technology CERACTIV® without use of preservatives.
Vegetable concentrate in ampoule is a main element of FLORYLIS professional beauty care.
Its high concentration and activity provide a real result when solving any cosmetic problem.
All beauty treatments of FLORYLIS line provide a complex effect of concentrate's active ingredients and subsidiary cosmetics.
Hi-tech soft extraction of vegetable components by the action of low-frequency ultrasound with a possibility to adjust incoming energy amount, extraction time and flow rate of vegetable material through the sources of energy.
The patented method of cavitation extraction is called CERACTIV® technology.
The efficiency of process depends on characteristics of ultrasonic wave and pressure, from which by-turn depends the amount and size of generated bubbles.
With the collapse of bubbles inside the plant cell it takes place a hydrodynamic shock, a sort of «micro explosion».
Series of micro explosions damage a cell membrane, which leads to the release of active components out of cells without any heat treatment.
FLORYLIS ® and obtained by technology CERACTIV®.
Why do we choose ampoule phytocosmetics FLORYLIS?
3. Safety. The absence of preservatives in active concentrates.
4. Efficiency (effectiveness of treatments with active concentrates).


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You are here: Home / tutorial / What is VPS hosting ?
VPS stands for ‘Virtual Private Server’ and is seen as a separate server by you and any other computer on the internet, but in reality it is actually a virtual environment hosted on a server with several other VPS.
They are seen by many as the step in between a cheap reseller account and a costly dedicated server – however, costs for VPS can vary greatly.
By having a VPS you have your own server, more or less, meaning that you can add programs and features as you like within your own environment without being at the mercy of other users; this can prove to be an advantage for some resellers since they might require special security settings which they’d never be able to get set on a reseller account – but which they will be able to set in a VPS environment.
A VPS is perfect for you if you require a dedicated environment but are not able to afford a dedicated server or if you have outgrown your standard reseller account and have no choice but to upgrade to a dedicated environment.
If you are using a control panel such as cPanel then you should be able to get all your data and websites moved over without causing any downtime or hassle to your customers.
A VPS also offers full root access to the user which allows total control and offers the flexibility to host multiple domains as well as third party software/applications.

industry_corpus2: Computing & Telecommunications


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its been a while..ive been hibernating..
Please keep your comment relevant and appropriate.
Your email address is not publicly displayed or be seen by anyone else.
It is only kept for contact information.
Please insert the Security Code and tick the "* I'm not spam!" box to help us avoid spam, computer generated comments, etc.
Published : Monday, 23 June 2008.
Please click button below to subscribe to Darbotz Newsletter and receive latest news and updates.


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Simply print the coupon below, bring to the pharmacy, and save on Cefixime at CVS, Walgreens, Walmart, Safeway, Albertsons, Rite Aid, Target, Kmart, Kroger, and many other drug stores! This coupon will also save you up to 90% on other medications.
These savings coupons are made possible by the thousands of program members who use them. We can provide better discounts on medication as more and more people use our coupons. So please share this Cefixime discount with anyone you know who may need it.

industry_corpus2: Biopharmaceuticals


text: Description - KONSELI is a journal published by the Tarbiyah Faculty, Raden Intan State Islamic University of Lampung, INDONESIA. KONSELI published twice a year. KONSELI receives articles about The Counseling Education, Guidance and Counseling and Psychology. It is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. Konseli: Jurnal Bimbingan dan Konseling Has been indexed on: Moraref: Scholarly Information; Research Bib: Academic Resource index; Google Scholar; Base: Bielefeld Academic Search Engine; and IPI: Indonesian Publication Index.

industry_corpus2: Subject Education


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Chase McDonald's two-run homer staked East Carolina to an early lead and Luke Lowery's round-tripper in the ninth provided the decisive edge as the Pirates claimed a 4-2 Conference USA victory over Tulane Sunday at Turchin Stadium.
Coming on the heels of a 3-2 13-inning marathon win over the Green Wave on Friday and a 5-4 12-inning loss on Saturday, ECU's Sunday triumph clinched its first win of a league series this season.
After Lowery's one-out homer to left in the top of the ninth broke a 2-2 tie, Bryan Bass singled up the middle, stole second and advanced to third on a wild pitch. Bass then scored an insurance run on Jack Reinheimer's single to right.
ECU designated hitter-turned-closer Drew Reynolds (3-1) retired the side in order in the bottom of the frame to seal the outcome and earn credit for the victory.
Reynolds took over for reliever Jake Harris with one out in the eighth and a man on second. After walking the first two batters he faced to load the bases, Reynolds got out of the jam with a strikeout and a groundout.
Ryan Williams started for the Pirates and surrendered seven hits over 5 2/3 innings. Williams was lifted for Harris with two outs in the sixth after giving up two runs on a double and three singles.
Starter David Napoli logged eight solid innings for the Wave, fanning eight and parceling out four hits and four bases on balls.
Two of the hits came in the second when Nick Thompson singled and McDonald homered down the right field line to put the Pirates in front 2-0.
The score was knotted at 2-2 when Napoli gave way to Ian Gibaut to open the ninth.
That's when ECU got its bats heated up and dinged Gibaut for two runs on three hits, including Lowery's homer.
The Pirates will host non-conference rival UNC-Wilmington on Tuesday at 6 p.m. before hitting the road for another league series next weekend at UAB.
Records: ECU 17-19 (3-6 Conference USA); TU 18-20 (5-7).
LOB - ECU 8; TU 11.
2B - B. Boudreaux(4); G. Cannizaro(7).
SH - Cannon(3); Carthon(2); Burns(1).
HBP - by Williams, R. (Woodson); by Napoli (Cannon).
Umpires - HP: Darin Stiers; 1B: Asa Howard; 3B: Michael Conlin.
Start: 11:30 AM CT; Time: 2:27.
Page updated: 04/15/2013 03:48 AM.

industry_corpus2: Sports


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Is Computer Controls ISO certified?
How does CControls ship parcels to me?
Country of origin code, two or three letters?


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This is why I love Passive Agressive Notes and wish I had thought to start that website.
I’d be laughing all day with these submissions.
And with it comes the chilly mornings, limited hours of sunshine, and cool evenings. How can there be a frost warning and still my tomatoes haven’t even turned red? Some have, of course, and we’ve been enjoying those daily, as one must do when one harvests a dozen a day. But still, the green prevails.
This weekend will find us all over the darned state; chasing fame in Buckfield: Neil is a featured guest of the Early Evening Show at the Oddfellow Theatre on both Friday and Saturday. He’ll be singing his songs and tellings stories, come on out and have a listen if you’re around.
And he plays Sunday at the Common Ground Fair. It’s our fall tradition to go there anyway, we just happen to have this extra fun opportunity to add to it. He’ll be on the Children’s stage at 3pm.
Have a wonderful weekend everyone! And what are you all doing on this fine early-Fall weekend?
And the lucky winner is: Alison, who had this to say about Fall.
So get back to me with your super-secret mailing information so I can stalk mail this out to you.
And Saturday’s festival was no exception. Such fun! Such great weather! Such good sales!
Honestly, such a great crowd came out and they were all looking to shop. Shopping plus supporting local artists and musicians? That’s a very good thing.
Thanks to all who stopped by my booth. Maybe it was what I was selling, maybe it was the pumpkin chocolate chip cookies I offered, but I met lots of new people and sold lots of good things, so much so that I only left my booth once (with the exception of bathroom breaks because, hey, seven months pregnant here…) for a quick tour around the grounds. I saw a lot of good things and truly wished I had more time to shop myself. Meg’s booth looked very enticing (great to meet you in person, if ever so briefly!), and though I didn’t see your booth Jen, it was great to meet you as well.
And now I’m enjoying a very lazy Sunday, mainly because I’m too exhausted to do anything else. When Dash wakes, we’ll go for a visit with Dan and Alex who we do not visit with enough.
Finally, to celebrate the return of the camera (or rather, the purchase of a new battery charger), here are some highlights from the past week or so.
Get mad when I turn around from cooking to find this? Nah, it’s much easier to just laugh and find the camera as quickly as possible.
As far as my family is concerned, this is about the best Fall/Winter meal there is. Roasted Veggie Pizza made with your very own hands. So so good.
Just one view of my booth at Picnic yesterday. Looks a bit picked over already so this must have been taken an hour or so into the fest.
And this is what I did whenever the booth was empty. Arrange. Rearrange. Repeat.
You are currently browsing the HappyDash weblog archives for September, 2008.


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I have just finished reading a just-out report of a generally very careful body of medical research that stretched over a 12 year period. (Assessment of Risk Factors and Biomarkers Associated With Risk of Cardiovascular Disease Among Women Consuming a Mediterranean Diet by Ahmad et al.). The work that went into it must have been immense. Yet it is in the end no evidence for or against anything.
The auguries surrounding it were bad from the start. It was a "Mediterranean diet" study and the Mediterranean diet myth was visibly wrong from the outset. Countries like Australia have longer lived populations than any Mediterranean country despite having nothing like a Mediterranean diet. A normal Australian diet, for instance, includes lots of fried steak, sausages, chops, sausage rolls, fries and burgers. It's about as UN-Mediterranean as you can imagine. If national diets were a guide to health (a silly proposition in the first place), everybody should be eating lots of fried steak and sausages along with a generous helping of fries. But, still, the Mediterranean myth lives on.
Anyway, this latest study of a large number of Americans who ate a more or less Mediterranean diet did report some benefit from that diet. As soon as I saw that, I said to myself "Aha! What's going on here?". That was only a rhetorical question, however as I knew what I would find: A TOTAL lack of demographic controls. I had to read right through the article twice to assure myself of that but it was so.
Yet probably the most consistent finding in medical research is that the poor have worse health. And it's not much of a guess to say that poor Americans are the least likely to comply with a Mediterranean diet regime. So what the research most probably showed was in fact the oldest finding in the book: That the poor have worse health. There was no need to invoke diet at all to get the results reported.
So why was the research design so crashingly stupid and ignorant? Political correctness. Under the Leftist dogma that all men are equal, all talk of social class is deadly dangerous and probably "racist". You could end your career by discussing it too frankly. So best not to mention it at all. And medical researchers do regularly skip over it. They do not even attempt to gather data on the income of the people they study. I gathered income data in my survey research career so it can be done.
So the majority of epidemiological research might as well not have been done. By failing to apply basic demographic controls the authors rendered their conclusions moot. We do not know whether their conclusions were right or not -- though a suspicion that most of the findings were simple class effects and not the effect of anything dietary or medical would usually be the safest conclusion. All that work for nothing!
And I am not overgeneralizing from one study. For 9 years I ran a blog that looked daily at the latest epidemiological research reports -- and, with very few exceptions, income was not controlled for.
A federal appeals court upheld President Donald Trump’s military transgender ban on Friday, lifting an injunction that prevented the government from limiting transgender military service.
The court ruled that the partial ban, which was announced but not implemented by the Pentagon, should not have been challenged, USA Today reported.
“The District Court made an erroneous finding that the (administration’s policy) was the equivalent of a blanket ban on transgender service,” the appeals court wrote, according to The Washington Post.
“The government took substantial steps to cure the procedural deficiencies the court identified in the enjoined 2017 presidential memorandum,” the panel said, according to USA Today.
The Trump administration had decided to allow those with gender dysmorphia to serve, but only if they served under the gender assigned to them at birth and not the one that they self identify with.
The decision was made by a three-judge panel of the U.S. Court of Appeals for the District of Columbia Circuit and made up of judges appointed by Presidents Ronald Reagan, George W. Bush and Barack Obama.
American Military News reported that while the ruling is in favor of the Trump administration’s ban, there will not be an immediate impact on troops because there are three cases in other courts where the ban is being challenged.
President Donald Trump announced the proposed policy on Twitter in July 2017.
The president’s announcement brought turmoil among LGBTQ activists, and the decision has been challenged multiple times since the initial announcement was made.
Shannon Minter, legal director at the National Center for Lesbian Rights, called the recent ruling “devastating.” “Today’s ruling is a devastating slap in the face to transgender service members who have proved their fitness to serve and their dedication to this country,” Minter said, according to USA Today.
According to USA Today, dozens of transgender recruits have signed up to serve since Jan 1, 2018, when they became eligible and there are several thousand active-duty transgender troops.
How different are fascists and the Antifa, really?
So there’s this really whacked-out young lady just absolutely spitting high on rage with one of those weird Chelsea Girl fringe haircuts like skinhead molls used to wear back in the Age of Reagan and she is right at this moment very fixated on—and I am not making this up—kettle corn, that weird repulsive caramel-coated Dutch mutant popcorn varietal sold at state fairs and any place men in laced-up pirate blouses are gathered, and she’s just going on and on about it, screaming at the top of her skinny little lungs: “IT ’S SALTY AND SWEET! IT’S SALTY AND SWEET! IT’S SALTY AND SWEET!” and ain’t nobody listening, but that’s pretty clearly beside the point, psychically, from where this particular specimen is standing and chanting, working herself up into a kind of lathery confection-oriented trance as she contemplates the ineffable yin and yang of it all, kettle-corn-speaking.
I imagine that her head would explode if she found out that Oreo is making a kettle-corn-flavored sandwich cookie, and that it is—saints above!—vegan.
“OUR STREETS!” “Whose streets?” “OUR STREETS!” “Whose streets?” “OUR STREETS!” The thing is, the pointy-headed little black-shirted goons aren’t entirely wrong about that. The official target of tonight’s march is U.S. Immigration and Customs Enforcement—an agency within the Department of Homeland Security that some Top Gun–loving bureaucrat surely christened thus so that it could be called “ICE,” which sounds about 35 percent more jackbootilicious than you really want a law-enforcement agency serving a free people in a still-functional constitutional republic to sound. “Abolish ICE!” is the official theme of the evening, and the blackshirts return to it from time to time, but the real subject of tonight’s fugue is, pardon my Anglo-Saxon, “F*** THE POLICE!” which is developed in a kind of sloppy exposition in three or four different chants. “A-C-A-B!” “ALL COPS ARE BASTARDS!” “A-C-A-B!” “ALL COPS ARE BASTARDS!” “A-C-A-B!” “ALL COPS ARE BASTARDS!” And these absolutely are their streets, as the two neutered Portland cops following them dutifully around make clear.
The goons and thugs occasionally take a moment to amuse themselves by messing with the cops, screaming obscenities at them or committing flagrant but relatively minor violations of the law in front of them, daring them to do anything about it. The cops trudge and trundle on, calm as monks, pretending not to notice as the hoodlums pound on passing cars, block intersections, and menace bystanders.
At the most public of public spaces in Portland, Pioneer Courthouse Square—“Portland’s living room,” they call it—the goons encounter a little bit of counterprotest, not from sad incel Proud Boys or the Klan or simply from other pissant neo-fascists wearing slightly different-color shirts—but from a young black man who intuits, not inaccurately, that this is mainly a bunch of rich-white-kid play-acting by little runts who make pretty good thugs when confronted with people in wheelchairs or little old ladies—more on that in a second—but who are basically chickensh** poseurs who are DOWN FOR THE CAUSE only to the extent that it doesn’t stand between them and a soy latte and an MFA.
He says as much, at higher volume than probably is really necessary—and the weaselly little munchkin blackshirts who had just a second before insisted that ALL COPS ARE BASTARDS! and boasted of their control of the streets turn immediately to the police for help. And the police, damn their eyes, help: They evict an actual peaceable protester, if a loud one, from the public square—in order to make room for mask-wearing, law-breaking, little-old-lady-assaulting hooligans.
A police vehicle cruises down the street a respectful distance behind the mob. The purported lawmen inside announce over the loudspeakers that they are there to assure this rabble of miscreants that they are there to help the mob “exercise your First Amendment rights safely,” so please stay on the sidewalk and obey the traffic laws. Naturally, the mob responds to this by immediately stepping off the sidewalk and violating the traffic laws. Not that there’s any need to—they just want to remind themselves, and the police, that they can. Whose streets? That’s pretty clear.
On Portlandia, the mayor of Portland is played by Kyle Maclachlan (of Twin Peaks) as a goofy and generally earnest middle-aged municipal careerist trying to be cool. In real life, Portland’s mayor is Ted Wheeler, a sniveling little runt of a bureaucrat who professes to be “appalled” at the political violence that is now commonplace on the streets of Portland but complains that he is effectively unable to do anything about it.
When Antifa thugs attacked a march held by Patriot Prayer, a local right-wing group, police reported seeing people brandishing guns, clubs, knives, and pepper spray. They made no arrests.
Owing to one of the eccentricities of Portland governance, the mayor is also the police commissioner. The police chief, who bears the wonderful inaptronym “Danielle Outlaw,” answers to him, as of course do the police themselves.
Fair enough. If only Portland had some sort of city leader who in his official capacity might be relied upon to make such judgments and see them put into place through city policies. Perhaps an elected official something like what the Spanish call an alcalde.
Peter Beinart, writing in The Atlantic, forthrightly described Antifa as a group of “people preventing Republicans from safely assembling on the streets of Portland.” And elsewhere, of course.
And in spite of the ridiculous rhetoric surrounding Antifa, this is very much a Democrats-vs.-Republicans issue. As the blackshirts marched through Portland on the evening of the 2018 midterm elections, Democratic-party workers and campaign flunkies wearing official IDs on lanyards around their necks stepped out of the Hilton and the other places where Democratic grandees gathered to watch the returns, pumping their fists and chanting along with Antifa, sometimes looking around at one another a little guiltily. Nice young well-scrubbed college-educated political professionals and volunteers cheering on a mob of masked terrorists explicitly committed to a campaign of political violence. Why?
Antifa, in Ngo’s estimate, is made up of “young people who are ideologues wanting to be heroes. With the ideological monoculture in Portland, people here really think that they are in some kind of cosmic battle with fascists. So whenever there happens to be a gathering of Trump supporters—and they do it in Portland to be provocative, coming from out of town to make a point—these people, who don’t have a lot of meaning in their lives, take to the streets to fight.” Ngo notes that the majority of them reject religion, suggesting that in street violence they have found, or tried to find, a substitute.
THE ‘crisis of democracy is not a peculiarly Italian or German problem, but one confronting every modern state. Nor does it matter which symbols the enemies of human freedom choose: freedom is not less endangered if attacked in the name of anti-Fascism or in that of outright Fascism.” So wrote the Freudian-Marxist social critic Erich Fromm all the way back in 1941. He knew whereof he spoke: Only a few years before, London had seen the so-called Battle of Cable Street, in which Oswald Mosley and his British Union of Fascists had attempted to march—lawfully, it is worth adding—through the city. They were attacked by thousands of anarchists, socialists, and union workers organized by the Communist Party and armed with bombs and other weapons, including bags of feces, a kind of low-rent biological weapon favored by their imitators today. They had to go through 6,000 police officers, many of them mounted on horses, to get to their enemies, and they did so, crippling police horses by tossing marbles under their hooves.
Germany of course had some genuine fascists to fight, but, as in the Soviet Union itself, “anti-fascist” came to cover action against everything displeasing to the Kremlin. It probably is worth noting that these black-bloc hooligans do not always call themselves “Antifa.” The Portland march was organized by Abolish ICE PDX. Sometimes they call themselves “Smash Racism” or something else. But they are the same people, and their goal is the same: They are fascists, albeit fascists whose idol is the proletariat rather than the nation.
The helpful people at Merriam-Webster remind us that fascists seek “severe economic and social regimentation and forcible suppression of opposition.” Senator Warren pursues the former, and the blackshirts pursue the latter. Their efforts are perfectly complementary.
It is tempting to think of the street brawls between Antifa and the Proud Boys and their ilk as a kind of midget Battle of Stalingrad during which all good republicans should stand to one side and cheer for casualties. But it is more serious than that. Once political violence is out of the box, it is hard to put it back in.
Left-wing militias such as Antifa beget right-wing militias that cite the existence of left-wing militias as justification for their own, and on and on it goes. We have seen this before in many contexts, and it rarely ends well. The original German Antifa served an enterprise whose worldwide affiliates would murder some 100 million people in the 20th century alone.
But those were sober times. Our own are a little less so. If you want to see what a bunch of half-baked idiots and kettle-corn psalmists in a political march are up to, the easiest thing to do is to march around with them, as I did for a while in Portland. I do not look much like Tucker Carlson, and I remain, for the moment, able to blend in with such groups.
Which I did—and a funny thing happened: As the march began to peter out, a group of Antifa loitered for a bit on a street corner, and I loitered with them for a while, observing. And then I got tired and decided to bring my labors to an end and go on my merry. As I walked off, a contingent, apparently believing that we were once again on the move against fascism, began to follow me, pumping their fists and chanting, until they figured out that I wasn’t leading them anywhere. And thus did a NATIONAL R EVIEW correspondent end up briefly leading an Antifa march through Portland. Of course they followed me. They’ll follow anything that moves.


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Trying to find the right bodybuilding supplements can be like searching for a needle in a haystack!
There’s a deluge of information out there about supplements, and much of it is conflicting, with experts on each side claiming passionately that their recommendations are the very best. So what’s a new bodybuilder to do?
This report seeks to simplify your search – at least at the beginning – by recommending just 5 bodybuilding supplements you can take for greatest benefit.
Now, the title of this report is perhaps misleading. You don’t really “have to” take a supplement. It’s optional.
Natural bodybuilding happens without any drugs, enhancers or even supplements. Just understand that it will take a little longer, and you’ll have to concentrate on eating the right foods to provide all nutrients that you’ll get more conveniently and easily from a bodybuilding supplement.
Supplements serve as a complement to what you eat, filling in any gaps and providing your body with all ingredients necessary for peak performance.
Ok, with that out of the way, which are the 5 top bodybuilding supplements everyone can take? The one bodybuilding supplement everyone should take is a multi-vitamin.
Regular diets for people not actively working out to build muscle or gain weight must include 10% of calories in the form of protein. For bodybuilders, this figure is nearer 30% – and that’s a lot of protein.
Eating as much protein in your diet is critically important when you work out. Animal sources of protein are the best, and eating enough of it can be expensive. Athletes who train hard might have to eat protein every 2 to 3 hours!
If you don’t want to (or cannot) eat that much protein-rich food, a diet supplement is an alternative. A protein bodybuilding supplement is convenient and affordable. Shortly after a bodybuilding workout, a protein shake can quickly provide your body with the building blocks of new muscle.
Whey protein is the best form for a post-workout bodybuilding supplement. Other options include casein, soy, egg and plant protein.
There are numerous health benefits to taking fish oil supplements, all due to their high content of omega 3 fatty acids rich in EPA and DHA. While fresh fish like salmon and trout are rich in natural omega 3, they are hard to find in all parts of the world. Non-fish sources like walnuts or flax seed are relatively poorer in content of essential fatty acids.
Fish oil bodybuilding supplements are a great choice to make up this deficit. They help build muscle or burn off fat. Small fish oil capsules are easy to swallow and a once-daily dosage is convenient to stick with.
BCAAs are needed for muscle development and help with recovery following a heavy workout. They also prevent muscle breakdown and help bulk up your physique. Leucine, isoleucine and valine are the 3 branched chain fatty acids most necessary for your body during workouts.
BCAAs are already present in most of the popular bodybuilding diet plans. Taking it as a bodybuilding supplement can help meet the increased demands of your body during intense workouts over a prolonged period of time.
Glutamine is an important amino acid that makes up muscle cells and adds mass. It helps muscles grow, prevents breakdown and is therefore an important component of your bodybuilding diet.
Another advantage of glutamine supplements for bodybuilders is that it helps build up stores of glycogen in your muscles. A bodybuilding supplement containing glutamine is best taken after a workout, when it helps rebuild muscle without the release of insulin.
Among the most carefully researched bodybuilding supplements in the market today, creatine has been proven to enhance athletic performance in runners and swimmers who engage in high-intensity activity. Weight and strength training is also improved with creatine supplementation.
How does creatine work? Well, among other things, it increases cell volume and makes muscles bulkier. This gives you greater endurance so that you can lift for longer and heft heavier weights. The best form to take as a bodybuilding supplement is creatine monohydrate.
So there you have it – a list of the five best bodybuilding supplements to take, even if you’re just starting out. The big question is whether supplements alone are enough. The answer is a bigger ‘No’.
Supplements are, as the name implies, additions or enhancements to your regular bodybuilding routine. This means you workout actively and eat sensibly before throwing a bodybuilding supplement into the mix.
You can add muscle and burn off fat just through proper diet and weight lifting. Many people do that without ever taking a bodybuilding supplement. But if you’re looking to maximize your potential, supplements will be helpful.
A constraint that many bodybuilders face is a limited budget. Supplements can be costly, and taking every one that is beneficial can burn a hole in your wallet! That’s why you should be smart about the bodybuilding supplements that you will take.
The 5 listed here in this report are a good starting point. See if they work for you. If you like, try out others that provide added benefits.


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Social media has exploded in popularity in recent years, leading many businesses to jump on the bandwagon and attempt to drive new leads through this communication channel. But without a focused social media strategy, many of them are not seeing the success that they are hoping for. However, instead of evaluating their social media strategy, many of them are simply passing on social media as a “fad”, instead of taking the time to understand how to use it more effectively.
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What are the right social media solutions for you?
When you think of social media, what services come to mind? If you are an average person, you think of Facebook, Twitter, and LinkedIn, because those are the three most popular networks. But social media strategy goes beyond those three. In fact, any methods you use to connect with customers online are considered to be forms of social media. Any effort you make to establish two-way communication with your market should be included in your social media strategy.
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