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Let's be real, Halloween is the best holiday for every child (at least I hope). Candy, fun costumes, incredible decorations, candy, trick or treating, candy, and the novelty of it all. I used to always go trick or treating as a kid and I would have so much fun decorating the house and planning my costume. But what do you do when you're "too old" for Halloween anymore? Not that you can ever out-grow Halloween, but sometimes there are some aspects of how you previously spent Halloween that you just might need to modify. Because sometimes it feels a little strange, like you're too old to part-take in some Halloween festivities, but you're just not ready and/or to let go of the holiday. (Sound familiar? Check out the Peter Pan diaries - a series about the struggles of letting go of childhood) Not that trick or treating when you're older is a bad thing, trust me, free candy is always a perk of Halloween, but sometimes it's just time to change things up a bit so that you can still enjoy Halloween, but in a different way.
Get your spook on, starting with a murder. Because what's Halloween without the talk of the dead? I had a murder mystery party for my birthday a few years ago and it was so much fun! Not only can you wear costumes to get into character, but it's a ton of fun trying to guess who the murderer is. It's essentially like clue, but much more interactive. Get a murder mystery kit, there are tons of themes and plot stories that you can pick from, and you can pick a spooky one to fit the festivity of Halloween. The kits come with everything you need for a great night, character descriptions, instructions, evidence and/or forensics reports, menu options (so that your food matches the theme) and costume ideas for you to really get into character. For my birthday party a few years ago I used the "Class of '54" murder mystery party kit, where the theme took place in the 50s in a class reunion.
This murder mystery party kit is super cute and Halloween themed if you're looking for one, and this one looks interesting to me as well, about the gangs of Prohibition-era Chicago.
Halloween treats are so much fun. I've been seeing them all over Pinterest and I want to try them all out. Invite some friends over and have a Halloween themed bake-off. Have everyone bake a sweet treat that is Halloween inspired, or break off into teams. May the best baker win! Currently swooning (and drooling) over these gingerbread skeletons (bonus tip: turn them into pumpkin gingerbread for even more Halloween fun), cookie dough mummies, and oreo eyeball truffles. It's a double whammy, you get the joy of making the treats and eating them. I personally love the decorating aspect, especially since they all have the Halloween theme. Plus, there's the adding bonus of spending time with friends, but you can always bake Halloween treats on your own if you're not spending the night with friends.
Not a literal blood bath, but a nice warm bath with a red bath bomb. Of course you don't necessarily have to be limited to a red one, but using a red bath bomb will turn the water red like blood, right along with the festivity of Halloween. Lush also has some absolutely adorable Halloween bath bombs and bath melts and soaps that you can use to make bathtime more festive. Eat some candy while in the bath and just relax. This is the perfect thing to do if you don't have any Halloween plans. Just because you're at home doesn't mean that you can't still celebrate with a nice hot blood bath.
I'm not sure if there is one everywhere, but check to see if there is a local event around you for a Halloween dog costume parade or something similar. There are lots of parades of dogs wearing adorable Halloween costumes, sometimes handmade if their owners are super committed, and it's so cute. If there's no parade around you, no problem! Host your own Halloween pet costume parade and invite all of your friends to bring their pets and have them dress them up. Make it even more fun and have a costume contest to see which pet has the cutest costume, to encourage your friends to go all out. When it's time for Halloween, it's not just you that needs a killer costume, but your furry friend as well!
Okay, this one is kind of simple and straight to the point, but as a kid I didn't really carve pumpkins very often. However, now that I'm older, it's so much fun to carve them! You can use stencils or go freehand, but you can get creative with your design. It's easy and a great way to spend Halloween and get in the festive mood. A couple years ago I did a Snoopy design and it was SO cute. It's a great activity to do with friends or with your family, or even by yourself. It's a fun journey to carve a pumpkin and the end result is so satisfying.
Go out among the trick or treaters and have a scavenger hunt. Before heading out, write a list of things that you need to find, like 5 kids dressed as Elsa, a Frankenstein carved pumpkin, a person handing out Cadbury Dairy Milk chocolate, a ton of random things that you need to find while you're either a) trick or treating or b) roaming around on the night of Halloween. Make up some specific things on the list that are a bit trickier to find. The person or group that finds the most of the things on the list gets a prize. It's a fun way to either change up trick or treating or just spend your evening. This way, you're still enjoying the festivities of Halloween and it adds that additional competitive edge to make the night even better.


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President Donald Trump on Friday announced he is suspending a controversial decision to lift the ban on importing trophies of dead elephants from Zimbabwe and Zambia into the U.S., which had been assailed by conservation and animal rights groups.
"Put big game trophy decision on hold until such time as I review all conservation facts,” Trump said on Twitter.
"Under study for years. Will update soon with Secretary Zinke," Trump said in the tweet, referring to Interior Secretary Ryan Zinke. Zinke said in a statement later Friday that "the issuing of permits is being put on hold as the decision is being reviewed."
The U.S. Fish and Wildlife Service confirmed on Thursday it lifted the ban. The agency "determined that the hunting and management programs for African elephants in Zimbabwe and Zambia will enhance the survival of the species in the wild," a spokesperson for the agency said.
The move would overturn a 2014 rule implemented under the Obama administration that banned hunters from bringing the trophy heads of elephants they'd killed in Zimbabwe and Zambia back to the U.S.
Animal rights groups blasted the decision. Conservationists and wildlife advocates were critical of the timing of the move, noting the political turmoil in Zimbabwe, where the military has seized power and had held President Robert Mugabe under house arrest.
The Republican chairman of the House Foreign Affairs Committee, Rep. Ed Royce, R-Calif., called the Fish and Wildlife Service decision to lift the ban "the wrong move at the wrong time" and in a statement on Friday called on the Trump administration to withdraw it.
And critics noted that Trump's adult sons, Donald Jr. and Eric, are known big game hunters. Photographs of the pair surfaced in 2012 showing the two men posing with the carcasses of several dead animals from a hunting trip they'd taken a year earlier in Zimbabwe.
The reversal of the ban would have applied to dead elephants hunted in Zimbabwe from Jan. 21, 2016, to Dec. 31, 2018, and to elephants hunted in Zambia in 2016, 2017 and 2018 "for applications that meet all other applicable permitting requirements," a Fish and Wildlife spokesperson said.
The agency said that well-regulated sport hunting as part of a management plan can provide local incentives for conservation and raise money for conservation efforts.
The African bush elephant is currently listed as endangered under the Endangered Species Act, but a provision of the law allows for the import of trophies if it can be proved that hunting the animals contributes to conservation efforts.
The African savanna elephant population was found to have declined by 30 percent overall between 2007 and 2014, according to the Great Elephant Census in 2016. The population in Zimbabwe was found to have declined 6 percent overall, but some regions in the country reported populations were down as much as 74 percent.
Wayne Pacelle, the CEO of the Humane Society of the United States, said on Twitter that he was grateful that Trump was reviewing the decision to lift the trophy ban.
Grateful to @POTUS @RealDonaldTrump for reassessing elephant and lion trophy hunting imports. This is the kind of trade we don't need.
The announced reversal of the Obama-era ban on elephant trophies was lauded by hunters’ rights group Safari Club International (SCI) and by the National Rifle Association, the two groups that had filed suit to challenge the ban. Hunters groups argue that hunting for sport can bring in tourism revenue that can aid conservation programs.
The Fish and Wildlife Service said it had decided to allow the imports because the government of Zimbabwe, non-governmental organizations, hunter associations and other groups had provided the service with additional information that addressed the concerns in the FWS' previous findings that led to the ban.
Royce, the chairman of the House Foreign Affairs Committee, said in the statement Friday that "Zimbabwe is in economic and political crisis."
"In this moment of turmoil, I have zero confidence that the regime — which for years has promoted corruption at the highest levels — is properly managing and regulating conservation programs. Furthermore, I am not convinced that elephant populations in the area warrant overconcentration measures," Royce said.

industry_corpus2: Agriculture & Fisheries


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Each individual copyright registration costs £70 plus VAT per annum. Any additional copyright claims filed at the same time with the initial application will cost £50 plus VAT per annum. The copyright registration is renewable annually and we will endeavour to forward a reminder to you approximately one month prior to the expiry date.
The designers, photographers, writers, artists who contributed to the material were specifically hired, licensed or commissioned to produce the material subject to this copyright registration on our behalf.

industry_corpus2: Law & Justice


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The +1 512 550 area code numbers are located in Austin, Texas. This serviced is provided by New Cingular Wireless PCS - IL for Wireless phone numbers. Retrieve caller information for 512550, we offer a full reverse phone number report for (512) 550 numbers in Texas.
Reverse Phone Number information for 1-512-550 numbers!

industry_corpus2: Computing & Telecommunications


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More details about the Mettafix song for Darfur, and Matt's comments in the introduction to the video, are at The Times. The video will be available at the Globe for Darfur site later today, but the song is previewed here.
If the time is not completely past when soap stars will weep on cue at images of babies with distended bellies, a new breed of celebrity advocate may be eclipsing them. Damon, for example, the all-action star of The Bourne Ultimatum, talks more like a UN delegate than a Hollywood A-lister.
Peace is possible in Darfur, he says, if the international community demands an immediate ceasefire and provides the peacekeepers that "they have talked about for months". He adds: "Once these conditions are in place and if the government of Sudan sticks to its agreements, we can finally talk about helping to rebuild the country and overcome the dreadful suffering and poverty in the region."
More video of Matt at the Toronto Film Festival is at Access Hollywood, including George Clooney commenting on Matt's casual attire at George's premiere.
Another video from the Oklahoma City charity premiere of Bourne Ultimatumis available here, including producer Frank Marshall praising Matt.
Marshall: He's the greatest. You can see how down to earth he is. He's so smart, he's a wonderful, wonderful actor. He's smart, he cares, he wants to give back. I can't say enough. He's just a great, great guy... There's no baloney here. He's a genuine, genuine, sincere human being and I love him.
George Clooney discusses Matt (seriously, for once) in an interview at Paris March magazine, transcribed at Clooney Studio. George mentions their frequent, long discussions about rebuilding the world, and provides more details about his rebuttal to Matt's Forbes magazine article.
A scan from People magazine, thanks to Stacie.
Been offline for the past week or so...been busy back to college and work etc. So i haven't been online recently.
But was happy when i came on this site today, with all the great info on stuff, pictures and stories - made me smile. So like to say thanx for the work you have put into it, appreciated. Made my day.
I want to thank you for all this amazing news about Matt!!
Congratulations to this incredible site!!
Thanks Patricia - and Cass.
Matt is supposed to be on Letterman tonight. Is this a re-run?
I wondered the same thing. He is listed as tonight's guest on the Letterman website, and it does not say that it's a re-run. I hope we will get to hear about Africa.

industry_corpus2: Film & Entertainment


text: Made in Italy quality and style are the main concepts behind each and every one of our products. Being carefully handcrafted, our products show high quality and attention to detail. We have found new and uncommon uses for exclusive materials such as steel, inox, corian and ceramics by creating unique, modern and elegant products that go beyond the limits of traditional speakers. Each product undergoes careful and rigorous testing and can be customized according to the customer's specific needs. A wide range of colors and front covers is available. Confident in our know-how, we offer a 3-year warranty on all products, with a view to showing our customers that they have made the right choice.

industry_corpus2: Manufacturing


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Home » Blog » What is Cyber Liability Coverage and Why You Need it?
What is Cyber Liability Coverage and Why You Need it?
Like it or not, there is an army of would-be hackers just waiting to prey on you. The data you have stored about your customers as well as your employees is a highly prized commodity for the tech-savvy criminal element. Cyber liability insurance is your best protection against this calamity.
Don’t lull yourself into complacency with the belief that your standard property and business coverage will come to the rescue if your systems are compromised by a hacker, a disgruntled employee or even a malicious virus. If you promise that your customers’ data will remain secure in your possession and one of these disasters happens, you could be held financially accountable. The last thing you need is a protracted and expensive court battle over the cost of damages. If credit card data is breached, you may even be required to pick up the tab for forensic investigations, the cost to reissue the cards and whatever expenses were fraudulently run up on the plastic.
The grim possibilities described above are nothing less than a business owner’s worst nightmare. Fortunately, cyber liability insurance covers most, if not all of these costs as well as any regulatory penalties you incur. It also protects you against copyright infringement, leaked data and defamatory information that you or one of your employees may have disseminated on social media sites. Better still, this coverage can compensate you for what it will cost to hire a public relations firm that will help you to salvage the all-important reputation of your brand.
If your business has less than 250 employees, you are even more likely to be the target of a cyber attack. The threat can be especially dangerous when it comes to your tablets, laptops and other mobile devices. Cyber liability coverage can safeguard all of these pieces of equipment, which by their portable nature, are more susceptible to loss or theft. When you set about to compare insurance quotes for this type of coverage, make sure that it includes all of your mobile devices.
It is important that you talk to your insurance broker or agent about integrating cyber liability coverage into your already-existing liability and business policy. You simply cannot afford to wait until a breach occurs or you are the victim of a hacker. The small increase you will experience in your premium could pay for itself a thousand fold should the worst happen.

industry_corpus2: Finance & Economics


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International World Thinking Day February 22nd history and images #InternationalWorldThinkingDay – Happy International World Thinking Day photo and download free pictures. Just think about it! Today is a day to ponder and contemplate.
International World Thinking Day is celebrated by Girl Scouts, Girl Guides and other girl groups. The original objective of this day was to set aside a day for girls all over the world to think of each other, and to give thanks and appreciation to “sister” Girl Scouts and Girl Guides. Over the years, it has been expanded to include the opportunity for girls (young and less young) to learn about health issues that affect girls and young women.
You don’t have to be a Girl Scout or a Girl Guide to participate in this day. Rather, we encourage all females, young and old, to learn a little more about health issues today. If you are in a position to provide education and training on health issues, do so today. If you can not conduct it today, then schedule it for some time in the near future.
Something to think about: February 22nd is the birthday of both Lord Baden-Powell founder of the Boy Scouts, and his wife Lady Olave Baden-Powell . Lady Baden-Powell who founded Girl Guides.

industry_corpus2: Subject Education


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PIC-CONTROL offers electronic product design, ODM services (Original Design Manufacturing) to our customers. The process to produce the electronic circuit board product is simple.
We will need the application details of your electronic product and can handle the rest of the engineering details for you. Delivery will usually include the design files for your future reproduction, depending on the project.
You have to provide us with an introduction to your project. This includes the product application and the intention. This information will provide us with the background to design the electronic with the correct intention for your application.
Our engineer will proceed to evaluate a draft design for your electronic product. Depending on the complexity, this process usually takes 1 to 10 days.
A quotation will be generated based on the evaluation for your consideration. An estimate quote for the production cost may also be presented for your reference. This allows you to project future costing and also understanding the production cost from PIC-CONTROL.
If the quotation is to proceed, you can acknowledge it by issuing a purchase order to PIC-CONTROL.
The development work for an electronic circuit prototype will proceed. A prototype will allow you to do testing and verify if the features are correct. A prototype production for a simple design can take about 3-8 weeks. The lead time can be shortened if manual wiring work is acceptable.
The delivery of the prototype usually includes the schematic design. We do not tie you down to do the electronic production with PIC-CONTROL. With the schematic design, the client can choose to work with their preferred electronic production house.
The next phase is the PCB design. This is the design of the component layout for mass production. PCB design takes about 1-2 weeks. The layout will be presented to you for acceptance and approval.
The final phase is the mass production of the circuit boards. PCB boards will be fabricated, components will be purchased for circuit assembly. The process can usually take another 3-5 weeks depending on the components availability and the production quantity.
Send in your electronic project details for our assessment today.


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Olympians embody the qualities of great yogis: great courage, mighty enthusiasm and full strength. Celebrate their commitment and achievement with us!
The BYCF Olympics coincide with the Rio Olympics, running from August 5th through the 21st. Look for guest teachers, pop up classes and celebratory events.
Festivities start this Friday evening, with a special 6:30pm ‘Opening Ceremonies’ class set to music. The class will include the traditional Bikram 26 postures and 2 breathing exercises. Join Megan as she leads you through this celebratory class!
On Sunday 8/7, join us for a pop-up barre class led by experienced teacher Stephanie Lyons!
Stay tuned for more info, as the Olympics unfold, both at home and in Rio!
← Great courage, mighty enthusiasm and full strength!


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The Pillars Christian Learning Center attracts and retains staff members who have a true heart for children. The Pillars preschools are professionally managed and staffed by teachers and administrators who seek to contribute to your child’s growth in loving and meaningful ways – for a positive impact that lasts a lifetime. We strive for all members of our lead teaching staff to be certified in early childhood development or education. Many have advanced degrees.
Melissa Anderson had a vision to start a combined early childhood and day care center that would deliver an unrivaled, holistic approach to the San Antonio region. Her program addresses the comprehensive needs of the whole child – cognitively, socially, physically and spiritually. She received her Child Care Director’s License from the Texas Department of Family and Protective Services. Melissa holds an MBA from the University of Phoenix, San Antonio, Texas, and a Bachelor of Science degree in journalism from Texas A&M University. “I manage my learning centers largely from a parent’s perspective, and make decisions in the best interest of the children in our care,” she said. “I want the children to feel safe, comfortable and loved while learning and progressing through the various developmental stages of growth.” She and her family attend Northrock Church. Melissa has been married to Geren since 1999 and has two teenaged children. Her hobbies include reading, Pilates, camping, and traveling.
Geren Anderson is the co-founder of The Pillars Christian Learning Center and oversees the company’s financial, marketing, and strategic-growth activities. Since 2009, his vision and leadership have helped the business to grow from one location to multiple locations across the San Antonio area. His background includes extensive financial management, marketing, advertising, strategic planning and business development. Geren has owned and operated other small businesses and brings extensive corporate executive experience to his position as well. He earned his Master of Business Administration from the University of Phoenix and his Bachelor of Science degree in Agricultural Economics from Texas A&M University. Geren serves on the Board of Trustees at Northrock Church and his hobbies include fishing, hunting, camping, and golf.
Kellie Copeland is the Director of Finance and Administration of The Pillars Christian Learning Center, where she oversees accounting, finance and administrative responsibilities for each of the centers. Her background is diverse as she has experience ranging from bookkeeping to corporate finance to valuation consulting. She has also spent many years volunteering her time as an officer and treasurer of Wilderness Oak Elementary PTA as well as Bulverde MOPS (Mothers of Preschoolers). She earned her Bachelor of Business Administration from the University of Texas at Austin. Kellie and her family attend Community Bible Church. She and her husband have been married since 1999 and their two sons keep them on the go! She enjoys scuba diving with her family, traveling, camping, games and outdoor activities.
Joan Zamagni is the Director of Human Resources of The Pillars Christian Learning Center and our newest team member. She oversees the overall administration, coordination, and evaluation of the human resource function. Joan is a veteran of the US Army and has worked in a variety of industries including entertainment, the federal government, healthcare, and education. She earned her Master of Labor Relations and Human Resources from Cleveland State University and her Bachelor of Arts in Psychology from California State University, Northridge. She is also certified as a Professional in Human Resources. Joan and her husband have been married since 2000 and have one daughter and two four-legged “boys”. They are members of St. Thomas Episcopal Church and Joan enjoys reading and traveling.
Dawn Spainhower is the director of the Bandera location of The Pillars Christian Learning Center. She served as the director of the Reed location for two and a half years before our founder asked her to manage the opening of the Bandera location. She develops strong and trusting relationships with both children and parents so that they feel comfortable with her and the center. “As a director, it is important to partner with teachers and parents to enhance the spiritual, educational and social development of children,” she said. The idea of a weekly chapel service for the children was introduced by Dawn, who has been working with young children in her church since she was a little girl. She is actively involved in her church on both a state and local level and volunteers at summer church camps. Dawn believes that teaching and working with children should be enjoyable for everyone involved – children, teachers and parents. “As a parent, I want what is best for my children. As an educator, I am sensitive to the developmental needs of our children at every level.” Dawn has a Bachelor of Science degree in elementary education from Ohio University. She has been married to Donald since 1990 and has two children in college. Her hobbies include reading, singing and playing the guitar and saxophone.
Valerie Lewis is the director of our Reed Road location. She possesses 15 years of experience in early childhood development. Ms. Valerie spent 10 years teaching in infant and toddler classrooms. She was promoted to an administration position and later became director. “I have been very blessed to have been given the opportunity to be a part of The Pillars Family. Along with the staff, I work hard to continue the legacy of success established at The Pillars by building strong relationships with parents and the children. We focus on character education initiatives, fostering a nurturing, safe environment and spiritual growth to increase our children’s achievements. As Director, my door is always open and I welcome input from parents and staff.” Valerie has been married to her husband since 1997 and has three children. She attends City Church and enjoys volunteering there. She also enjoys reading, cooking, and baking.
Melissa Mason is the director of the Singing Hills location. With a career in early childhood education spanning 17 years, her childcare experience ranges from working as a nanny, to a range of teaching positions in licensed childcare facilities, to operating a state-registered in-home daycare. Melissa’s philosophy on early childhood education is that every child is unique to his or her life experiences, cultural heritage, and developmental readiness. “As a director, I believe in a high quality program that promotes the social, psychological, emotional, physical, and cognitive well-being of each child. I am fortunate to be a part of a center that envisions the same mission. Core values are essential to my position. I appreciate childhood and I further appreciate the bond between the child, family and caregivers. I always welcome comments, questions, or concerns from parents and staff.” Melissa has a Master of Science in Sociology from the University of Texas at San Antonio, where she focused her research on work/family balance, education, religion, and families. She earned her Bachelor of Science degree in Social Science from the University of Maryland. The center operates in her hometown, but she has lived all over the world while supporting her husband in the US Navy. Melissa has two teenage children and she loves to travel, is an avid sports fan, and loves to fish.


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Each year, an estimated 213 million women become pregnant and 140 million newborn babies are delivered. However, many of the women and infants receive no appropriate care or care that is below evidence-based standards; others suffer from over-medicalisation. Access to quality care, during and after pregnancy, is essential to ensure good maternal health and the favourable early development of the child.
Proposals should focus on implementation research for improving maternal and child health during the first '1000 days' from pregnancy until two years of age.

industry_corpus2: Health & Medicine


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G. Braun & F. Hogenberg -Lucenburgum.
G. Braun & F. Hogenberg - Lucenburgum.
Map maker : G. Braun & F. Hogenberg.
Size : 14.2 x 18.1 inches. / 36.0 x 46.0 cm.
Description :Very decorative and detailed view of the town of Luxembourg, the monument of Igel and the Palace of Mansfeld.
Condition : Paper very slightly age-toned. Small worm hole near the center fold. Lower margin cut close to border.

industry_corpus2: Others


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They do a great job with your nails. I usually have a spa mani/pedi and it always turns out amazing. I love the scented oil selection they have. What I love more than the terrific nail job is the very friendly atmosphere they have. The second time I went there was a month after my first time, and everybody remembered my name. Not only me, but they know every customer by name. Great service, great people!
After trying 3 nail salons on my own, in search of a decent pedicure. I decided to try my girlfriend’s nail spa. Finally, a great pedicure. My nail tech (Maria) gave me the best spa pedicure ever (good foot rub). She’s a bit shy and I had a hard time understanding her, but she is trying. I also got a spa manicure too because it was a Wed. They have a $10 off special on Tuesdays and Wednesdays. Anyway, I like this place because they don’t use the blade to remove your dry skin. (Not callous) Clean, professional but warm. Good music, yummy snacks, friendly staff and clientele. Oh btw call and book ahead they are very busy.
This place is fabulous. It is welcoming, incredibly clean, and I’ve never had a bad experience. All the nail techs are friendly and talkative (but not too chatty!) I’m lucky I live so close, but if I move, I will definitely go the distance for this salon!
Yep -this place is slightly pricier -but it worth every-single-penny!! Hmm .. where do I start -everything is great! The people, the beverages, the non-chip gel manicure, the snacks, the service, the ambiance — did I mention the people?
My nail tech is very sweet and talkative (but not overly talkative so you would wish she would be quiet). She did a very good job for both the regular manicure and non-chip gel manicure.
Everybody here -and I mean, everybody – is very sweet and helpful and friendly -yet very professional. They would actually recommend you what would be best for your nails- explain to you the advantage and disadvantage of different services -but not at all trying to sell you anything that you do not desire.
Seems like they have a large number of regular clientele. I’m pretty certain that they only take clients by appointment only — that’s how busy they are!

industry_corpus2: Hospitality & Catering


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Traditional toilet roll holder in solid brass with a chrome plate finish. The wooden dowel lifts out for easy changing of the toilet roll.
The Classic Range of bathroom accessories offers a traditional collection of Towel Ring, Towel Rail, Soap Dish, Tumbler with Wall Mounted Holder and a Coat Hook. All are available in a choice of finishes: Polished Brass, Antique Silver, Chrome Plate and Antique Brass.


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As a disclaimer, I don’t recommend that contractors file their own mechanic’s liens without the aid of an attorney. Every client and/or potential client that has ever come to me asking that I foreclose a mechanic’s lien that they filed on their own had some fatal defect. The reason for that is the arguably conflicting laws in the statutes and in the court decisions interpreting those laws.
Everyone knows that they ought to eat right and exercise; yet, far too few of us do it. Similarly, proper construction contract management requires a contractor to thoroughly understand their contracts but many fail to do so. Of course, the reason that contractors are often largely ignored are understandable. Most construction contracts have the same substantive provisions with which contractors are already familiar; the specific requirements for any given project will be discussed at the preconstruction meeting; and the more specific details of any contract tend to only really matter in the rare occasions that the parties end up in a dispute they cannot resolve on their own. However, the few instances that result in litigation may make having proper practices in place for every project worthwhile.
On a positive note, most contractors that I encounter are now reading their contracts before signing them, as opposed to only reading them after a problem develops. As obvious as this may sound, actually taking the time to thoroughly read a contract before a project begins is the only way to be certain that you will fully comply with all your obligations. In addition, reading a contract before signing can prevent a contractor from experiencing an unfortunate surprise.

industry_corpus2: Real Estate & Construction


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In a blog post by Bonnie Ross, general manager of 343 industries, Halo 5 has been officially announced!
By the sounds of it, it seems like we may finally be getting a game that truly utilizes the power of the next gen hardware. The game will also run in 60 frames per second.
Halo 5: Guardians will be releasing in 2015, and more information will be revealed this year at E3.
Also, executive producer Josh Holmes has confirmed on Twitter that the blue-visored character in the picture above is indeed an all new character.
This new installment sounds amazing. I’m really looking forward to how their going to utilize the more powerful hardware. Thankfully, we’ll be getting a taste in less than a month.
What Halo 5 info do you hope to see at E3? Let us know in the comments below.

industry_corpus2: Gaming


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Young investors have much more on the line.
One of our DollarsAndSense team members was recently invited to moderate a panel discussion at the FSM Invest Expo 2018. Held on 6 January 2018, this free investment event was hosted by Fundsupermart and ShareInvestor, and covered key investment themes relevant for 2018.
During one of the exchanges, an interesting argument was presented for why young people can actually have more to lose than older folks and cannot take as much risk when it comes to investing.
This is the exact opposite advice that young people usually receive.
We’re not trying to say this is bad advice. In fact, it really makes sense when you reason that young investors have their whole lives ahead of them to ride out volatility in the markets. And this is why they should be able to take on as much risk as they can and get invested as soon as possible.
Add to the fact that young people have warmer blood and tend to engage in riskier behaviour regardless, and it looks inevitable that they’ll end up taking riskier investments.
Any losses you incur in the short-term, you can treat in one of two ways. Firstly, losses from market movements can be covered over the long-term as you ride out fluctuations in the market and the economy, and you also continue receiving dividends in the meantime.
The other way losses are brushed off is usually with the notion of “paying tuition”. This is the cost young people pay, in investment losses, to learn the ropes of investing. Again, this doesn’t sound too outlandish as young people usually have less to invest, and hence less at stake, and their losses would also tend to be less. Any experience they gain, can be used to greater effect when they have more money (when they’re older).
Also, because they have a long way to go in the markets, young investors are also advised to take bigger risks. The argument is that with bigger risks, come bigger returns, and all you have to do is play the long-term game to see the returns.
The problem with taking big risks is that you can also incur big losses. And, because you have only a little to start with, this is untenable and its effects can be magnified. Let us explain.
While losing some money at the beginning of your journey to become an astute investor might be acceptable to some, the problem is that you don’t have much to start with in the first place when you’re young.
This means that after a few episodes where you lose money, either through volatile markets or “paying tuition”, you’ll run out of money and confidence. This can be damaging not only to your retirement plans in the long run, but also your determination to continue investing.
Just because you’re a young investor does not mean you need to listen to the “experts” and take more investment risks. This is because taking bigger risks does not necessarily translate to a bigger return. The truth is that you’re more likely to end up with sub-par returns.
You could easily take a high-risk position and end up earning returns that even a low-risk position would have beaten in the course of the year. This is because some high-risk returns might turn out to be really bad investments (hence the higher risk associated with it).
Multiply this by a decade of youthful exuberance and the difference in your investment portfolio could be stark.
Sometimes, it’s not that taking big risks is a mistake. The problem lies with the person that is taking the big risks.
When an experienced investor takes a big risk, he or she knows exactly what they’re hoping for and would also know when to get out of it. This may not be the case for young investors who are just starting out, and blindly subscribing to the mantra of taking big risks.
You’ve surely heard of the term compound interest – it’s when you start earning interest on the interest that you’ve already earned in the past. When this happens over the long-term, your wealth can grow to a sizeable amount you can comfortably retire on.
The problem with losing money early on is that the same effect will be at play. The younger you are, the more time your money has to compound. Any money you lose today could have compounded into a significant amount when you retire, in 30 to 40 years, if you had just been more careful.
Even if you’re able to recover your losses and earn decent profits on your investments after a while, you still need to consider how your portfolio could have grown if you didn’t lose money very early on. It would very likely have far outstripped your returns.
In this last point, an argument could also be made for older people being in an advantageous position to take bigger risks. This is because they’ve gone through the raising their children, paying for their homes and have greater sight into how long they will likely have left.
This allows them to make a more accurate prediction on how much they should need in retirement. Now, they could actually afford to take greater risks with any money that is in excess of what they should require in retirement.
Conversely, younger people are unlikely to have gotten married, bought a home, consider how many kids they want or even know what kind of world (and inflation rates) they will be facing in the long-term. This actually puts them at a disadvantage to older people when it comes to being able to making accurate predictions about their long-term needs.
At the end of the day, it shouldn’t matter whether you’re young or old. You should be investing prudently, and trying your best to reduce the level of risks you’re taking on and earning as high a return you can.
This comes with experience and knowledge, which you need to build from day one. There’s no shortcuts, you’ll need to read articles like this, ask question to those with more experience and gain first-hand experience investing.
Younger investors also have to deal with the greater uncertainty over what the long-term actually holds, and this is why you should be even more prudent when it comes to investing.


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LOS ATACAMAS Y AV. ALTA GRACIA, POR ESTA-PAYSANDÚ-W. DOMÍNGUEZ- IGARZABAL-IBERA-PAYSANDÚ-RAFAELA-AV. ESTRADA-AV. SARMIENTO-ESPAÑA-PELLEGRINI-CATAMARCA-AV. VERA-PUERTO.
PUERTO-SALTA-H. IRIGOYEN-SANTA FE-GUTENBERG-CIUDAD DE AREQUIPA-COSQUIN-AV. EL MAESTRO- AV. PATAGONIA-AV. PAYSANDU-IBERA-IGARZABAL-W. DOMINGUEZ-PAYSANDU-AV. ALTA GRACIA HASTA LOS ATACAMAS.

industry_corpus2: Transportation


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As I was taking the photo a little head popped out from under mum for a quick glimpse and I managed to take a picture just in time before mum covered him up again.
Not seen that one must go and check it out…..
Hey Stephen I think I saw you yesterday at the park?
but Update on the baby it was found in one of the metal flower containers nearby obviously unable to fly much and being ‘messed about’ so was taken into care and a safe place by a bird lover and will be released when it is more able to fly, it has been named Valentino after the motor bike racer…….
Glad to hear it’s being well looked after.


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Stay anywhere! Because Las Vegas room rates flucuate, we do NOT arrange a room block at any hotel.
Check Groupon frequently as they post special deals throughout the year.
Renaissance Las Vegas - This is the closest hotel to the convention center, less than a 5 minute walk.
We are excited that you will be attending the Wedding MBA convention! We are located upstairs in the South Building of the Las Vegas Convention Center.
Comfortable shoes, you will be walking between seminars.
The convention center is cold inside. Consider dressing in layers as the rooms get very cold but it’s still hot outside on your walk over. Please pack a sweater or jacket.
Pick the breakout specialty room that best fits your business. If you offer multiple services you are welcome to switch between rooms.
If your specialty is not listed feel free to choose seminars that interested.
Food carts offer items available for purchase on site. Most attendees do not leave because of the busy schedule.
Consider changing your email or outgoing voicemail message to let your couples know you are at the Wedding MBA learning how to better serve your clients.
Bring your team to divide and conquer to get the most out of the conference seminars.Group rates are available.


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if you ready to polish their edge.
confidence can never be faked and quality is essential.
In every moment you’re a living representation of your business and more importantly – yourself. You’re telling a story of where you’ve been, where you are now and most importantly…where you’re headed. It’s not about pretending to be something you’re not. It’s about confidently telling the best version of your story every day. Let’s visualize Your Story.
while also embracing the softness and femininity that makes women unique. This delicate balance requires the perfect styling. Let’s talk.
We’ll deliver new pieces that will feel as if they were meant for you. All amidst an exclusive shopping experience in the best shops Munich has to offer.
Experience for yourself our exceptional ability to choose pieces that reflect your personality and flatter any figure so you can create your own signature style.
this into business and private."
should always reflect your unique personality.
the diverse culture and architecture of our beloved Munich.


text: SITHUB, provides one of the best Digital Marketing in Wazirpur Phase III, which provides the foremost training solution of Digital Marketing. We deliver you the best layout of every single and specialized course which is applied by calling these times. SITHUB has the particular add up to understudies and coaches which leads you at each progress of your prosperity, which can likewise call the training.


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O!range serves delicious yoghurt and curds, fresh fruit salads, refreshing juices and sumptuous waffles.
You’d like to spend the day relaxing on the beach? Then O!range is perfect for you! Enjoy the varied selection of refreshments directly on the long, sandy beach. O!range serves delicious yoghurt and curds, fresh fruit salads, refreshing juices and sumptuous waffles. Our guests are particularly fond of the various toppings. Decide for yourself what you like best, and select between fruit purée, muesli, mandarins and lots more!
O!range is located in close proximity to the pier and is opened during the summer months as well as during nice weather.


text: This year IHM School has trained staff in Responsive Classroom. This evidence-based approach focuses on relationships in the classroom, bridging academics with social-emotional learning. IHM School has adapted this concept through Morning Meeting. Students begin each day in their homeroom for 30 minutes, learning about each other in a safe and joyful environment. Every student feels welcome and each room is creating it’s own community, building upon the foundation each day.


text: Utilizing premium vegetable tanned leather and immense craftsmanship, this item is created to be both art and product. Each vase is handcrafted, therefore distinctly unique. Imperfections in color and material are a result of the making process and contribute to the originality of the item.


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The dangers in this modern century require survival basics from all of us. This article provides some essential information on a few prepping basics of emergency survival gear which may be especially useful for older students. Learning some of given rules and tips may save time in a dangerous situation or to keep you alive in case your life is threatened.
EDC is a basic of the basics if you want to be prepared for something out of the norm. It is a misconception that such a gear is a large bag of stuff which most of the people would never use. Firstly, if you think about the critical situation which may occur ‘you never know when’ having it already guarantees some feeling of security. Secondly, EDC should consist of small light tools which make the whole gear comfortable to carry around.
The specialists advise some obvious tools like some sort of small knife, multi-tool, watch, and flashlight as well as things not everyone could figure out as survival kit: spare cash, flash drive with copies of necessary documents or handkerchief which can be used as a dust mask, sling or tourniquet. The pro-gear will also include something to make fire with, firearm, paracord, and other tools which are better to learn before carrying around. You can fit each of these pieces together to make your own variant of EDC that works for you.
You just can’t predict when a critical situation occurs; this is the reason to keep your emergency kit in three places: car-home-university. By doing that you are able to reach some necessary tools in a limited amount of time and increase your chance to save your or somebody else life. Don’t forget to organize your ‘Get Home Plan’ if getting an emergency kit from your class is impossible.
Our natural instincts force us to get home in a disaster and it is reasonable as usually at home we have supplies designed especially for survival, we know where they lie and how to use them. For those students living in their family’s house, it is also important to reach their parents and make sure the rest of the family is safety. But what about getting home? Specialists advise thinking about a Get Home Bag for students studying more than few miles from their home. It has to contain basic supplies you might need to reach home: water, some food, gloves, lighter, multi-tool, headlamp, dust mask, and some medical tools. A number of supplies depend on whether you’ll drive home or walk in case car is damaged. Make several plans of getting home for alternative situations, for example, “roads are blocked” or “impossible to reach the car” and plan about 5-6 routes home through different areas. It is very useful to have a communication plan with your family: remember that in a disaster it is difficult to rely on cell phone communication.
Plan multiple routes you can take away from school back to safety and a communication plan with family.
One of the most extreme situations possible to happen in your university building is a terrorist attack in which your aim should be not to get shot. Dealing with the hostile situation is all about reaction: when every second counts it is better to have already planned actions in mind. Consider the plan of building, possible paths, means of communication in the building, and the safest zones. Panic can be fatal during hostile and avoiding it is only possible through good prepping. If there is an accessible escape route, attempt to leave the premises; don’t try to hide under the desk in case there is still an unblocked emergency path.
If you’re locked in the building and attacks have begun, think about the cover. Look for positions you may use as a cover from the view (bush, tabletop, door, rubbish bin, shadow), and from the fire (concrete wall, dead ground, car, heavy furniture, thick tree, curbstone). While using a cover as a shield always look around it, not over the cover. If you need to move while staying in cover, look around and select a piece of cover you will fast move to but stay low.Be careful with light-colored walls and lights as you may silhouette yourself. Camouflage yourself using light colors: black is always easy to notice even at night as there is quite a little black in nature and interior.
It may be dangerous to go through the doorway: always consider that there are no threats in the room or corridor you enter any possible way. If you have to evacuate from the building – do it as fast and quiet as possible: plan your path and don’t use obvious routes which could be already blocked or trapped. Always keep low while walking down corridors staying a couple of feet off the wall: that may prevent ricocheting part of the wall if you get under fire. Also use the door as a cover in the corridor while moving. It should be noticed it is important to check behind you constantly but not to stand up: stay on knees if you want to check what is happening behind your back and be aware of possible shadows you cast. Don’t stay behind the door for too long: if terrorists use rifles, they may shoot through the door easily.
It should be mentioned that even in such a critical situation it is vital to keep a cool head: avoiding panicking may save not only your life but lives of many people. If you’ll manage to escape the building – leave the dangerous area and summon support.
It is very important to get familiar with the basic instructions on how to escape from terrorists or kidnappers. In planning your actions, you should consider having good knowledge of the area where you study and live: learn all the safe areas in your locations and possible paths as long as your goal in such situation is to reach a safer place. Download the app which enables to track you in case you need to escape quickly and make sure needed maps are downloaded so they may be opened without network or Internet access. Be very attentive with booking tickets in case you escape from the unfamiliar city: some programs show your current location. It’s useful to remember that equipment which helps you to survive and escape has to be small, light and nondescript, like a thin wire, small lock pick set, razor blades or whistle.


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No matter where you’re born, even if it’s a forest, you slowly get used to it. It raises you and nourishes you. It comforts you and renders you whole. Slowly, you start getting used to it. You know each corner, each bush, each thicket, each giant tree, each plant, each animal.
You get accustomed to it. You become fond of it.
The forest is your home, a familiar territory. A place you can always come back to, and feel safe. Your piece of solace, your very own bit of it.
However, slowly and slowly, by and by, you get tired. That forest stops helping you find your piece of mind. It stops comforting you. You stop feeling safe. You feel trapped.
The opposite of deja vu is jamais vu, a situation where familiar people or situations stop being intimate and feel strange and alien altogether.
Suddenly, you see a butterfly, coruscant and stepping out of its chrysalis, fluttering its bright wings and you’re immediately hooked. The insect gets out of the cocoon and starts moving away from the forest.
Then you realize what needs to be done. You chase the butterfly, running breathlessly, never losing sight of it. The moment you reach the edge of the forest, you know what is to follow. You look back at the forest one last time and smile. Smile, because that is all you can do about it. Then you chase the fluttering ‘angel’ because you want to know where it goes or maybe, because you want to go with it.
This is how it begins –the act of moving forward. The act of moving on.
I’m an IT professional hailing from India.I love to write. I’m also a voracious reader and like watching movies. Occasionally I play video games.
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© 2019 The Omniverse. Article © Rishav21. Don't just write what you know, write from the heart.

industry_corpus2: Literature & Emotions


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For an exceptional, all-around alternative to weight training, consider our 19-Piece Resistance Exercise Bands Set. A nearly endless variety of exercises is possible, exercises which will work every major muscle group of the body. They're great for athletes, injury rehabilitation, or just individuals wanting to get toned and fit. And with a total resistance of 134 kg, there's no end to what you can do.
The exercise bands are made from a highly durable and commercial-grade latex material, with double-stitched anchors, handles and straps. You'll receive a complete package of 19 pieces, including 7 colour-coded resistance bands, 2 O-Ring resistance bands, and 1 Figure-8 resistance band. You'll also receive 4 foam handles (meaning you and a partner can both work out at the same time), 1 door jam anchor for home workout convenience, 1 machine anchor, 2 ankle straps, and a travel pouch for portability. Effortlessly mix and match bands to find the resistance that's just right for your exercise needs.
The only limit is your imagination with the 19-Piece Resistance Exercise Bands Set. Order yours today.

industry_corpus2: Sports


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Spare Parts Adventure Society is having its next pop-up adventure playground Thursday, October 4th at Tipperary Park in New Westminster from 3pm-6pm. Come build with us during the last New West Farmers Market of the Summer season. We will be set up close to Queens Ave adjacent to the market and running rain or shine!
Spare Parts Adventure is about encouraging free play and is meant to be wonderfully unstructured! We encourage parents to take a mostly hands off approach and see what your kids create using their imagination! We provide basic tools such as saws and hammers as well as nails for the kids. We will also be on site supervising from a distance with an aim to ensure safety but not directing the play.
Follow our adventures, volunteer with us and find our next pop-up through our website, Twitter, Instagram and Facebook!


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You Are Here: Home » Local News » Junior Fire Explorer Summer Camp was really a blaze!
Junior Fire Explorer Summer Camp was really a blaze!
As a kid growing up a lot of boys in school, when asked, “What do you want to be when you grow up?” and they wound respond, “a fireman.” Well at this camp you could get more than you bargain for. This camp exposed the students to more than just life inside a fire station.
Mount Bethel Human Services Corporation partnered with Fort Lauderdale Fire Rescue, Fort Lauderdale Executive Airport, Fort Lauderdale Emergency Management and Public Safety Chaplancy to host the first ever “Junior Fire Explorer Summer Camp for Middle School Students” held in Broward County.
The Camp was held June 12-16, 2017 from 8 a.m. to 4:30 p.m. at Fire Station 53 which is located at Fort Lauderdale Executive Airport.
It has been long overdue to have a program like this for younger intercity kids.
Twenty-five students were able to attend the week long camp free of cost and received breakfast, lunch and snacks along with lessons in emergency preparedness, radio communication, Hands Only CPR, how to drag/carry someone from danger, how to escape a burning room and how to use a fire extinguisher.
“I liked the fire rescue practices and knowing what to do if I were in those situations. I also loved the tours,” said one of the students, Courtnie.
Fort Lauderdale Fire Station 53 permitted students t to see where the firefighters eat, sleep, and relax along with viewing the Engine, Rescue truck, Hazardous Material truck, Aircraft Rescue and Fire Fighting (ARFF) truck and Fort Lauderdale Emergency Operations Center (EOC). The students were able to watch the planes take off and land daily from Executive Airport while enjoying their breaks.
Broward County Regional Dispatch Center in Sunrise allowed students to see and hear emergency calls come in and witness how the Dispatchers handle sending emergency vehicles to a call and they were shown the different types of calls.
Fort Lauderdale Executive Airport allowed the school bus to travel on the taxiway and runway system while the students were being transported to the south side of the airport which gave them a chance to learn what the different colored lights and markings mean that distinguish the difference be-tween a runway and taxiway. The airport tour consisted of a trip around the entire airport, complete tour of Banyan Air Service, seeing the ARFF Truck simulate putting out an airplane fire, and the airport maintenance building where they were shown the different types of equipment it takes to maintain the airport.
Fort Lauderdale Fire Museum sponsored a tour where students learned Hands Only CPR from Fort Lauderdale’s CERT members, and spent the afternoon doing simulations on how to use a fire extinguisher on a stove fire in the kitchen and how to escape a bedroom fire in the Fire Safety Trailer.
Overall the students had a week full of new learning experiences and were exposed to numerous career opportunities as they were given the chance to board a plane, handle a charged hose line, and dress out in bunker gear.
“I liked the airport and the fire and rescue simulation part of the camp and I would like to come again,” expressed Talia.

industry_corpus2: Safety Management


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