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Jan. 19, 2019 – Shortly after the current U.S. administration pulled out of the Iran nuclear deal, the European Union announced its plans to set up a clearinghouse-like mechanism that allowed continuous trade with Iran by circumventing the resuming energy and banking sanctions.
Unable to defeat the protesters at home, the regime launched a new wave of terrorism against the democratic opposition activists in Europe and in United States. In March 2018, a car-bomb plot targeting the Persian New Year gathering of Iranian dissidents in Tirana was foiled, and two men were arrested by the police. The Albanian government, host to nearly 3000 Iranian opposition refugees, should not permit Tehran’s agents on its territory.
On 1 July 2018, German police arrested an Iranian diplomat from the embassy in Vienna and charged him with terrorist offences. He was later extradited to Belgium, and he is on trial accused of handing over a highly-explosive device to an Iranian-Belgian couple who were planning to bomb the opposition NCRI’s Free Iran gathering in Paris in June. In August 2018, two Iranian agents were arrested by the FBI and charged with spying on the PMOI in the US and preparing assassination plots.
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Wall Street Journal, March 14, 2018 – Defying precedent and conventional wisdom, President Trump says he’ll meet in May with North Korean dictator Kim Jong Un. Mr. Trump wants a sustainable deal that leads to North Korean denuclearization. The president’s critics scoff, and even his supporters are rightly skeptical. But Mr. Trump has conditions: His policy of maximum sanctions pressure will remain in place, Pyongyang must commit to the goal of denuclearization upfront, and it must refrain from missile or nuclear tests during talks. That may give him some leverage.
But if there’s one thing that would help Mr. Trump to succeed, it’s fixing the fatally flawed nuclear deal with Iran. The Iran-North Korea axis dates back more than 30 years. The two regimes have exchanged nuclear expertise, cooperated widely on missile technologies, and run similar playbooks against Western negotiators. The fear: Tehran is using Pyongyang for work no longer permitted under the 2015 nuclear deal while perfecting North Korean-derived missile delivery systems back home.
Iran and North Korea both began their pursuit by acquiring designs and materials from Pakistan’s infamous A.Q. Khan proliferation network. Reports of more extensive cooperation haven’t been confirmed: Iran reportedly sent its nuclear chief, Mohsen Fakhrizadeh, to a North Korean nuclear test in 2013. Last summer North Korea’s second-highest-ranking official reportedly visited Iran for 10 days. In early 2015, Defense Secretary Ash Carter said Pyongyang and Tehran could be cooperating to develop a nuclear weapon.
For years Iran watched Pyongyang play the Clinton, Bush and Obama administrations to advance its nuclear and missile programs. The Kim regime demonstrated how a relatively weak country could persuade the U.S. to yield on major concessions along a patient pathway to nuclear weapons and intercontinental ballistic missiles.
The Islamic Republic followed North Korea’s lead when it negotiated the enrichment of uranium and potential reprocessing of plutonium on its own soil, crossing what for years had been an international red line. In exchange for short-lived restrictions on its nuclear program, missiles and conventional arms, Tehran will soon have industrial-size capabilities to enrich uranium and possibly reprocess plutonium for atomic weapons, nuclear-capable missiles, and hundreds of billions of dollars in sanctions relief.
Mr. Trump appears determined to regain American leverage. On Jan. 12, he declared that he would reinstate the most powerful economic sanctions against Iran by May 12 unless Europe agrees to join the U.S. in fixing the Joint Comprehensive Plan of Action. His demands: Eliminate the deal’s sunset provisions, constrain Iran’s nuclear-capable missile program, and demand intrusive inspections of Iranian military sites. All of these conditions would be tied to a snap-back of powerful U.S. and European Union sanctions if Iran was found in breach.
To date the Europeans have refused to budge, especially on the sunset provisions, perhaps not believing Mr. Trump will leave the deal. They are adamant that nothing must be done to jeopardize the JCPOA, which they see as an important foreign-policy accomplishment—not to mention a lucrative one, with billions of dollars of potential Iranian business for their companies.
If Mr. Trump caves in to European pressure on the sunset provisions, the agreement will grant Iran a legitimate nuclear program with weapons capability within a decade. In that case, the president will be hard-pressed to get North Korea to agree to permanent denuclearization. If he agrees to let Iran keep testing nuclear-capable missiles that threaten Bahrain, Saudi Arabia, the United Arab Emirates or Israel, North Korea will expect the right to test nuclear-capable missiles to hit South Korea, Japan and Guam. If he buckles on an Iranian nuclear breakout time of less than one year or on the development of advanced centrifuges that enable an easier clandestine nuclear sneak out, he will signal to Pyongyang that it, too, can withstand American pressure. Then Pyongyang can resume its march to nuclear-tipped missiles that hold America and its allies hostage.
Former Obama-administration officials warn that if Mr. Trump abandons their Iran nuclear deal, North Korea will view the U.S. as an untrustworthy partner. The opposite is true. The North Korean dictator wants to talk because the Trump administration’s campaign of maximum economic sanctions pressure is working.
But if the president agrees to a fictional fix to the JCPOA, or if he responds to a stalemate by backing down from the threat to reimpose maximum economic sanctions, North Korea will see Mr. Trump as a paper tiger. Conversely, if North Korea sees that Iran is held to tough nuclear and missile standards, backed by the credible threat of crippling sanctions, Mr. Trump will be better positioned to make it clear to Pyongyang that he means business.
The path to a denuclearized Korean Peninsula thus runs through Tehran. If Mr. Trump fixes the fatal flaws of the Iran deal, or even if he scraps it because the Europeans balk, his high-stakes North Korean gamble may yet succeed. Even if it doesn’t, he’ll have stopped Iran from following North Korea’s path to nuclear weapons and the missiles to deliver them.
Mr. Goldberg is a senior adviser and Mr. Dubowitz chief executive at the Foundation for Defense of Democracies.
Following the recent statement issued by U.S. President Donald Trump on the future of the Iran nuclear deal, technically dubbed as the Joint Comprehensive Plan of Action (JCPOA), and the four conditions he raised on America’s continued cooperation with this already controversial pact, Tehran’s concerns are focusing on why the Europeans haven’t shown the regime’s desired negative response.
Washington’s conditions include increasing inspections, ensuring “Iran never even comes close to possessing a nuclear weapon,” eliminating all JCPOA expiration dates, and requiring Congress to adopt a bill incorporating Iran’s ballistic missile program into the pact.
Some time ago I explained “How Iran Is Losing Europe,” receiving a variety of messages of agreement and more of harsh disagreement. Regarding the new developments that fall into this line of argument, one can analyze the true feelings of those ruling the Iranian regime through their media outlets.
“Negotiating the existing JCPOA is not in their agenda. However, instead of emphasizing on their previous positions, all parties are now talking of analyzing and making decisions regarding Trump’s conditions,” the piece reads in this regard.
In a sign of the continuing internal factional dispute amongst Iran’s ruling factions, this article lashes at the bloc loyal to Iranian President Hassan Rouhani.
“The fact that [the Europeans] consider this subject as assessable is an issue we must take into consideration in our calculations, and we must not have high hopes in the Europeans,” the article adds.
There is increasing talk about the EU’s response to Trump’s statement and its conditions as a signal of Europe beginning an episode of increasing cooperation with the US in relation to the JCPOA, and similar agreements over Tehran’s slate of belligerences.
“It appears that [French President Emmanuelle] Macron has agreed with Trump to launch talks about Iran’s ballistic missile program in return for the U.S. remaining loyal to the JCPOA. Trump raising the issue of ballistic missile negotiations is without a doubt involving France and Europe into an already lost faceoff,” according to the semi-official KhabarOnline website.
For those unfamiliar with the language and culture of Iran’s state-backed media outlets, this is actually an indication of Tehran’s weakness and deep concerns, and not a signal of readiness for further talks.
Describing the U.S. President’s four demands as “Trump’s pseudo ultimatum to Europe on the JCPOA,” the semi-official Iranian Diplomacywebsite considers this stance as in line with the European Union and indicates its hope of the Green Continent having more influence on Washington for the unpredictable future.
“The recent remarks and stance heard from Trump and senior U.S. officials proves that behind the curtains the Europeans are playing an important role in convincing Trump to once again waive sanctions for another four months,” the text reads in part.
“The EU today is facing a variety of dilemmas and internal crises, lacking the necessary organization to stand against various decisions made by Washington, including in regards to the JCPOA,” reads a piece in the semi-official Khabar Onewebsite.
From Tehran’s perspective, the conditions set by Trump are completely unacceptable and a prelude to place pressure Europe to adopt a stronger position in regards to Iran’s ballistic missile program, meddling in the Middle East and stoking terrorism.
Speaking of Iran’s bellicosity, relations with Germany is witnessing a twist recently. Following an investigation by the country’s domestic intelligence agency, German authorities on Tuesday raided the homes and offices of 10 suspected Iranian spies, Reuters reported citing prosecutors.
Considering the recent protests rocking the very pillars of this regime and raising many eyebrows, Iran’s human rights dossier will most likely remain under a constant international spotlight that may actually become the most dangerous source of Tehran’s brewing troubles in the near future.
Washington, with Trump’s latest demands, will most likely seek to transform the JCPOA into a meaningless platform for Iran, and yet a medium to increase its pressures and conditions. With Europe left in a pickle to decide between Washington and Tehran, it doesn’t need a political or economic expert to comprehend how bleak the future looks for the Iranian regime.
This is exactly why Iran’s media outlets, known as a good source into the mentality of Iran’s ruling elite, consider the EU’s new soft approach vis-à-vis Trump’s statement a step in undermining the JCPOA altogether and imposing further obligations to degrade Iran’s positions, especially in the Middle East and for its already dwindling and dismal social base.
This is sensed vividly in the words of Abdolreza Faraji-rad, Iran’s former ambassador to Norway.
“Following his discussions with other European leaders, Macron is deciding to both maintain his policy of safeguarding the JCPOA while launching talks regarding Iran’s ballistic missile program and this regime’s role in the region, all to gain U.S. content,” he explained in a radio interview.
Iran is entering troubled 2018 waters, especially with the wave of protests promising to gain strength across the country. How the West, and especially Europe, will respond to the Iranian people’s efforts to realize meaningful change and the regime’s human rights violations, is a major issue.
#Iran is facing a major dilemma as protesters won't quit & #Trump is demanding #Europe increase the pressure on #Tehran's ruling elite.
Join live on Wednesday 6 December at 13:30 CET, for online campaign on EU Policy.
Please Join live on Wednesday 6 December at 13:30(CET) for online campaign on EU Policy. Iran‘s Human Rights record, nefarious regional conduct and Ballistic Missile program.
paralegals faｖor freelancing over committing themsedlves to one particular workplace.
The #UnitedStates has changed its policy with the incoming new administration. The #Trump administration has not certified the actions of the Iranian regime, thus putting Congress into the position of deciding within 60 days whether or not to reimpose the #sanctions that had been lifted through the 2015 nuclear agreement. In addition, the Trump administration has designated the Iran Revolutionary Guard Corps (IRGC) as a terrorist organization. This blacklisting course of action is one that many within the international community wish the European governments would back this policy shift with one of their own.


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Nielsen just released the 2015 results of their Global Trust in Advertising poll. Overall, the numbers are slightly lower than they were in 2013. When you are trying to decide where to put your advertising dollars, you need to know what kind of content and what media people trust.
Nielson polled more than 30,000 consumers in 60 countries throughout Asia-Pacific, Europe, Latin America, the Middle East, Africa and North America.
What do people trust the most? "The most credible advertising comes straight from the people we know and trust," according to the report. "More than eight-in-10 global respondents (83%) say they completely or somewhat trust the recommendations of friends and family." In 2013, 84% of respondents trusted the recommendations of friends and family.
Surprisingly, the next most trusted medium is owned media instead of earned. 70% of respondents trust branded websites.
The third most trusted source of information are consumer opinions posted online, which 66% of respondents trust, down 2% from 2013. Editorial content, such as newspaper or magazine articles, matches online consumer opinions with 66% .
63% of respondents trust TV ads, up 1% from 2013. While only 56% trust billboard ads.
Trust in paid online media is a bit lower than trust in traditional media. What are the most trusted online form after branded websites and consumer opinions online? Online video ads are trusted by 48%. Ads served in search engine results are trusted 47%. The lowest? Text ads on mobile phones.
According to the report, "Millennials show the highest levels of trust in 18 of 19 advertising formats/channels, including TV, newspapers and magazines." As well, the poll found that humor resonated the most with Western audiences. Health-themed ads were most popular in Latin America. And ads depicting real life situations were most popular in Asia-Pacific, Africa and the Middle East.

industry_corpus2: Media & Journalism


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To keep the intimate setting, these events are limited to 14 guests. Thursday dates seat at 1:00 pm.
Please call or email to reserve.

industry_corpus2: Hospitality & Catering


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Yesterday, I wrote up my take on the recent Australian bomb-hoax story, in which a suspect was tracked from Sydney to Kentucky through a mixture of old-fashioned detective legwork and cyberinvestigation.
There are many hoops which the cops have to jump through to be able to pursue an enquiry of this sort - a due process which means they can't always and immediately get access to anything they want.
And that is exactly as it should be. Most of us are law-abiding, and our privacy and security is too important to be eroded merely to make the Orwellian nonsense of Hawaii-Five-O into a reality.
Today, someone pointed out to me the text of Bill C-52, currently under consideration by the Canadian federal parliament.
Amongst the many proposals in this Bill are two specific clauses to reduce the ‘due process’ imposed upon Canadian law enforcers when they wish to acquire information about internet subscribers from Canadian ISPs.
any information in the service provider's possession or control respecting the name, address, telephone number and electronic mail address of any subscriber to any of the service provider's telecommunications services and the Internet protocol (IP) address, mobile identification number, electronic serial number, local service provider identifier, international mobile equipment identity number, international mobile subscriber identity number and subscriber identity module card number that are associated with the subscriber's service and equipment.
The first sort of investigator authorised to acquire this information merely by asking (actually, the second listed in the Bill, as it is a special exception to the main proposal) is, broadly speaking, any police officer.
(c) the information directly concerns either the person who would perform the act that is likely to cause the harm or is the victim, or intended victim, of the harm.
You can probably quickly think up a number of scenarios in which this regulation might be a lifesaver. And the Bill requires any police officer who takes advantage of these special powers to declare that he has done so to a superior, who is, in turn, required to re-confirm the request with the service provider. So there is at least some bilateral oversight involved.
Of greater interest to privacy advocates, however, is the proposal in the Bill that each law enforcement agency would be able to designate up to five percent of its staff to request precisely the same information pretty much at will, about any subscriber.
This makes ‘fishing expeditions’ possible. The Bill doesn’t appear to place any limit, other than perhaps common sense, on the number of subscribers whose data can be sucked from an ISP at any time.
The Bill doesn’t even seem to propose that the requests be based on any sort of specific identifier, such as a name or an email address.
This suggests, in the worst case, that an ISP might be compelled simply to hand over information about all subscribers. No warrant needed, and thus no proactive oversight by the judiciary.
I’ll leave it to the Canadian legislature to debate whether this is really a change which Canada needs; to Canadian privacy advocates to argue the pros and cons as visibly as they can (I’m OK with legal street protests, but no Anonymous-style ‘hacking’, please!); and to the voters to make amends next time if the Bill passes but is deemed a step too far.
My concerns go beyond just those about our right to be free, as far as possible, from surveillance and intrusion by law enforcement. I’m just as worried about the safety of having information about our internet identities routinely duplicated into multiple databases.
If you are Canadian, I urge you to oppose Bill C-52 as a matter of public safety, at least until you can be sure that every agency and every officer who might request information about your internet identity will protect it at least as well as your ISP.
Recent data breaches and data leakages haven’t just been happening to commercial organisations, but to law enforcement, too.
The more people who acquire and store your Personally Identifiable Information (PII), the more points of security failure, and thus the more likely it will end up in the hands of cybercriminals.
So if law enforcement in your country wants to become more aggressive at acquiring your PII, I think it ought first to show you that it sets unstinting standards for protecting it. For example, any police force which lets its officers use unencrypted laptops in the field ought, ipso facto, to be disqualified from collecting information about you other than in the most exceptional circumstances.
And please note that I didn’t make that last remark because I work for a company that has a range of encryption products to sell. Actually, it’s the other way around. I work for such a company because I believe that privacy and security are incredibly important.
Arstechnica has a good discussion on this issue.
In the comments it mentions that C-52 is not the current bill, it is the previous bill which the new one is believed to be based on. The new bill has not been introduced yet.
Like you, my understanding, with apologies to Monty Python, is that C-52 "isn't dead, it's just resting."
Just what we need. Less due process.
Actually I'm very irritated by this.
this is horrible and idiotic. would the parliament like it if we hacked into their personal computer systems?

industry_corpus2: Law & Justice


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Below are some of the more common questions asked. If you have a question you think might benefit other users, please let us know.
What is the Interactive Map and how is it different to other GBMD maps?
Can I get the Greater Blue Mountains Drive on my GPS?
What is the Smartphone Touring Guide and how do I get it?
2. What is the Interactive Map and how is it different to other GBMD maps?
The Interactive Map is a feature of this site and its value lies in its ability to present 'live' information about the many tours and attractions in the Greater Blue Mountains Area. This is achieved by displaying live geo-referenced data from the Australian Tourism Data Warehouse using Google Maps. The GBMD Interactive Maps interface provides far more than what seems available at first glance and we recommend looking at the Help Section so that you don't miss out any detail of what the Drive has to offer.
3. Can I get the Greater Blue Mountains Drive on my GPS?
Yes. The GPS, Waypoint and Route Files page has the information you need. These files are in a range of common formats and include the Main Route, Discovery Trails, Accredited Visitor Information Centres, and many of the outstanding Natural Attractions of the Greater Blue Mountains area.
4. What is the Smartphone Touring Guide and how do I get it?
The GBMD Smartphone Touring Guide is an interactive PDF document that you can download to your smartphone and use even when you are out of mobile reception coverage. It complements the Touring Map and contains individual maps and information about the many Discovery Trails in each NPWS Sector of the drive, and much more.
The smartphone guide can be found (only on your mobile phone) at www.GetoutABOUT.com.au, and also at www.GetinNOW.com.au (under Great Drives).
The GBMD Touring Map also contains a link to the Smartphone Touring Guide.

industry_corpus2: Travel & Geography


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I’m super excited!! Curtis Silver has posted his response to my homework help tips, “doing the math homework mind meld with your geeklet,” on Wired’s GeekDad blog!! Thanks, Curtis, for your thoughtful response!
Curtis’s use of the term “mind meld” made me laugh, but also brings up an important point. As a tutor, part of what I’m trying to do is to make my students more like me—to make them more persistent, better problem solvers, and more active learners.
What intrigues me is that it is such a two-way street. I expand my students’ tool kits by making them more like me, but they also expand my tool kit as a teacher and problem-solver by forcing me to consider solutions that I never would have seen without them.
The paradox of “mind meld” is that in order to “mind meld” with someone, you need to understand how your minds are different in order to become more similar. The differences are actually what unleash the potential for change and learning.
Also, I’m glad that Silver highlighted continuous interaction, which is a huge part of my tutoring philosophy. But I want to clarify something important.
Sometimes, when a kid gets in the “math zone” and is confidently solving a problem without making any mistakes, I’ve found it’s totally appropriate to say nothing at all.
You still give the kid your absolutely undivided attention and watch their every move to make sure they stay on track. But when a kid is on a roll, interrupting them for the sake of being interactive – even just to praise them – can be counterproductive.
Sometimes being involved as much as possible means giving your kid undivided attention while staying quiet until it’s time to speak up.

industry_corpus2: Subject Education


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We’re very excited to be attending the Desford Carnival again this year to spread the word about our work with Staffies! We’ll also be raising funds with a tombola, a ‘name-the-staffy’ competition and other bits and bobs.
If you’re in the area please do come along and say hello and have a go (or two or three!) at the tombola. It should be lots of fun and every penny raised will help Staffies in need.

industry_corpus2: Others


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Executives Network is focused on one thing . . .
Executives Network works with you to hire exceptional executives, identify and develop your next level of talent and ensure your team is truly high performing.
Does the search process have to be done the same way it has been for the last 50 years? Absolutely not! Executives Network is changing the game in Executive Search.
Bringing your executive team together is only the beginning. Executives Network works with you to develop an incredible, high impact event that includes strategy, operational planning and/or teambuilding - all in an interactive, results-oriented, fun and effective session.
Need a better way to develop truly high performing teams? Whether it's your executive team or teams across the organization, you'll benefit from Executives Network's highly effective approach that drives quick results.
While every executive search firm says they have a network - and indeed they probably do - what's different about ours is that we actually have ongoing relationships with our network, not just when we have a particular search. We meet with executives on an ongoing basis. We spend time with them outside an actual hiring process. That's when you really get to know them in order to adequately assess them.
Our network spans the country (as well as Europe/Asia). Ultimately, though, what's important to you is finding the right person. And that's why, for every search, we go out to the entire market to see who is the most competitive today, and not some past relationship we had that may or may not be worth your time.
Executives Network is changing the game in executive search. To one that works for your organization.
From the moment I met Molly, I was impressed with her business acumen across industries, and ability to converse in mine. I chose to work with her to hire a CEO for one of our U.S. businesses. As I'm based in Paris, it's evident that I needed someone I could trust implicitly, and Molly came through. She brought excellent candidates to the table, and implemented an innovative search process that was surprisingly efficient and respected my time constraints.
Since that first search, I engaged Executives Network on two additional senior executive searches which were completed in parallel and in record time. All in all, I am very impressed and highly recommend Executives Network for executive search.
What Molly Wendell understands better than anyone is that an organization's ability to compete and win is a direct function of its collective ability to connect, collaborate and influence others in this fast-paced environment.
Molly Wendell is one of those rare executive search consultants who puts in the extra effort to truly learn my business, and has developed an innovative search process that reduces time to hire and impact on my time. She has a knack for quickly understanding my business and our needs. The candidates she brings forward are well-versed in my business, the challenges of the role, our unique capabilities within the market, and thus my time is focused on determining how this candidate might fit into the overall business.
I've engaged Molly for a variety of roles over the years, and she demonstrates the perseverance and diligence to move the process along as rapidly as my schedule permits with clear and concise communication along the way. Best of all, she's found great additions to my team who have helped continue the growth of my company.
I first met Molly nearly 10 years ago. More than energy and enthusiasm, I remember that Molly had a vision for how executive search was changing and would continue to change.
I watched as she created an environment where experienced professionals could find their dignity, regain their footing, and then help each other spread out to find a motivating future. This is the kind of support people need in a transition: practical, local, and personal. Molly’s competent and compassionate leadership helps Executives Network clients and candidates flourish.
As a candidate, I saw how Executives Network works through a different lens. I had a comprehensive knowledge of her client that allowed her to precisely select candidates with high potential for success in the new opportunity. Molly’s insights regarding the company’s culture, business dynamics, and the managements’ business priorities were particularly unique versus any of my prior experiences with recruiters. Importantly, in the most professional way, Molly always followed through with the commitments she made regarding communication and schedules.
My relationship with Executives Network is extremely positive and in fact I would say life changing! As a part of corporate America, we often lose site of the value of getting out and networking. Not until I needed a job, did I understand the true value of building relationships all the time, not just when I needed something.
Be Part of The Networked Organization!


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Is Blake Lively's Booty Comment Racist?
Racist or body-positive song lyric?
Blake Lively loves her new curves. The pregnant actress posted a photo of herself from the Cannes Film Festival and captioned it "L.A. face with an Oakland booty." The song lyric from Sir Mix-A-Lot's "Baby Got Back" has caused a frenzy on social media, with critics blasting Blake as being racially insensitive.
The controversy revolves around the idea that an "Oakland booty" references a black woman's body, and whether the white actress is essentially fetishizing it. "Clearly a joke, but could have been more thought out," said a fan on Instagram. Another pointed to Blake's controversial wedding, which took place at Boone Hall Plantation in South Carolina, as proof of the actress' poor taste when it comes to race. "As if getting married on a slave plantation wasn't reason enough to hate her."
The song also got reality star Khloe Kardashian in hot water last year. "LA face and LA booty cause its fake..." commented one fan on Instagram, when she captioned a photo with the same lyric.
No comment yet from Sir Mix-A-Lot on whether Blake--or anyone else-- should appropriate his famous line. What do you think?

industry_corpus2: Film & Entertainment


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Handling a classroom full of fourth graders while also trying to teach them math could give a lot of people a headache – but for teacher Janet Winslow, the headaches were full-blown migraines. They were getting worse and they were keeping her from the classroom.
After doctors ruled out other medical conditions that could be causing the headaches, both Winslow and Roberts were referred to Mercy Headache Management in Springfield, Mo. After consulting with Mercy family nurse practitioner Laura Hediger, they began their treatment in the same way: by keeping a journal to pinpoint whether anything in particular was triggering the pain. For some, certain foods can be a problem. For Winslow, the journal showed her headaches popped up when she was overly tired or stressed out. In Galen’s case, it was more complicated.


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FHA Loans Mortgages - A mortgage on which the lender is insured against loss by the Federal Housing Administration, with the borrower paying the mortgage insurance premium. The major advantage of an FHA mortgage is that the required down payment is very low, but the maximum loan amount is also low.
FHA insures lenders against loss in the event that a borrower defaults on their mortgage loan. In this way, FHA encourages lenders to make loans that they might otherwise view as too risky. The principal role of the FHA is to help a segment of the low to moderate income population become homeowners who otherwise might not make it because they have blemished credit or can't come up with the cash needed for the down payment.
FHA Loans are for borrowers who seek loans no larger than the loan size limits set by the program, and either can't meet a 3% down payment requirement, have poor credit, or both.
Most FHA borrowers make down payments of less than 3 percent. FHA allows you to buy a home with 1% down. Private mortgage insurers require 5 percent down on most loans, and only allow 3 percent down on special programs. FHA is also liberal in allowing gifts to be used for paying settlement costs.
FHA borrowers also usually have weaker credit than private insurers accept. FHA allows higher ratios of expense to income, is more tolerant of existing debt, and will allow the income of co-borrowers who don't live in the house to count fully in measuring income adequacy. It is also quite forgiving about bad credit. For example, a borrower need be out of a Chapter 7 bankruptcy for only 2 years, and out of a Chapter 13 bankruptcy for only 1 year.
But there is a third group of FHA borrowers that shouldn't exist. It is comprised of borrowers like you who would meet the requirements of a conventional loan but are steered to an FHA. They pay more for their loan than they should.
FHA loans are generally available in the market at about the same interest rate and points as conventional loans with the same term. There may be a difference in mortgage insurance premiums, however.
On an FHA the mortgage insurance premium is 1.5% of the loan amount paid up front plus .5% of the loan balance paid monthly. The premium is the same regardless of the down payment.
On conventional loans, the insurance premium depends on the down payment. With 10% or more down, the premium on conventional loans is lower. Borrowers who can put 10% down and have good credit will usually do better with a conventional loan.
Recently, an additional option has opened for borrowers who are unable to make a down payment but have strong credit. The interest rate is higher on these zero-down-loans, but you don't have to pay for mortgage insurance.
If a borrower has credit good enough for FHA but not for conventional financing except at sub-prime terms, the FHA will be better if the borrower can improve his credit over the first year or two of the loan and then refinance. FHA loans do not carry prepayment penalties, which most sub-prime loans do, and most of the mortgage insurance premium will be refunded.
FHA allows a contribution to the down payment, but it must be an outright gift from a family member or friend, the borrower’s employer or union, a charity, a government agency, or a nonprofit corporation or charity. Such gifts don’t cause price inflation, so the borrower’s equity is protected.
FHA allows approved entities to affiliate with sellers. Several nonprofit corporations have developed programs offering down payment assistance using funds provided by sellers. These include www.nehemiah.org, www.partnersincharity.org and www.ameridream.org.
These programs have opened homeownership opportunities for a segment of the population that would otherwise be shut out of the market. On the other hand, since the funds for down payment assistance come from sellers, they cause price inflation. The combination of direct seller contributions to settlement costs on an FHA loan and indirect contributions through down payment assistance programs can add up to 9-10% of sale price.

industry_corpus2: Finance & Economics


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Recorded at Immersive Studios, Boulder Colorado, except for track 14, which was recorded at StuSTu Studios, Los Angeles, California.
Telarc International, a division of Concord Music Group, Inc.
I had the honor of speaking with a friend recently, who took me with him for an interview with Otis Taylor ... we talked for hours, the notes and tapes have gone into an article, and hopefully a book regarding the artist. Here is an overview or those discussions, the album is sensational, and not to be missed.
"I was a weird kid," says bluesman Otis Taylor. The sight of Taylor riding down the street as a teenager, perched on a unicycle while flailing away on a banjo, turned quite a few heads in Denver during the mid-1960s. He had been studying the five-string instrument at the Denver Folklore Center and learning to play mountain music in the styles of Appalachian legends Dock Boggs and Roscoe Holcomb.
Taylor may not have realized at the time that it was odd for a black kid to play banjo, but it did hit him one day that doing so could be dangerous. His banjo teacher suggested that he "go down South and enter some of those banjo contests." This was at a time when African Americans in Southern states were being beaten and bombed by the Ku Klux Klan and other opponents of racial integration. "Where?" Taylor recalls responding in disbelief. "There was just hell going on down there. I freaked out. These people hate me. Why am I playing their music?"
Taylor put down his banjo and took up blues guitar and harmonica. It would be a number of years before he again picked up the banjo, after learning that it is of African origin. Since the February release of his eighth CD, "Recapturing the Banjo," Taylor has been on a crusade of sorts to make people aware of the banjo's origin and of its role in early blues, ragtime, jazz and jug-band music. Besides Taylor, who also sings and doubles on guitar, the disc features five other African American musicians playing banjo: prominent young bluesmen Guy Davis, Corey Harris, Alvin Youngblood Hart and Keb' Mo' and New Orleans jazz and ragtime picker Don Vappie.
Original compositions by Taylor - one is about fleeing the Ku Klux Klan, another about the Middle Passage on a slave ship - Hart and Keb' Mo' are mixed with such traditional numbers as "Hey Liza Jane" and "Deep Blue Sea," the Creole folk song "Les Oignons" and renditions of the 1960s pop hits "Hey Joe" and "Walk Right In." The latter song, a No. 1 hit in 1963 by the Rooftop Singers, had been written and first recorded more than three decades earlier by Gus Cannon, a black banjo player.
"I just wanted to set the record straight," says Taylor, who earned his living as an antiques dealer before releasing his debut CD, "When Negroes Walked the Earth." "Some people know, but I wanted the masses to find out. I wanted to get the word out, just like the traffic light or the iron lung or peanut butter; sometimes it just gets lost that African Americans did certain things. Black people don't know it either. I don't want to recapture it and take it away from the whites. I just want to recapture our culture with it."
Last month, Taylor took Davis, Harris, Hart and Vappie, along with his regular guitarist, John Richardson, and Taylor's 21 year old daughter, vocalist and bass player Cassie Taylor, to England for a week's worth of concerts. The opening act for two of them was Bassekou Kouyate, a musician from Mali who plays the ngoni, an oblong-shaped cousin to the banjo.
"It sounds more like a lute," Taylor says of the ngoni, "but it also sounds like a banjo because it has a head." The American musicians jammed with Kouyate's eight-member band at the conclusion of each show. Taylor says that during a sound check, they listened to him play and sing "You Know What I'm Talkin' About," a new tune that Kouyate had written in a style inspired by pioneering Mississippi bluesman Charley Patton. Africans tuned right in. "I noticed that the guys (Kouyate's musicians) in the back were kind of jumping around," Taylor recalls. "When we did it in the concert, his wife started singing like she had sung that song a thousand times. I just hit this beat, and they were off to the races. It had some kind of beat that they do, but I don't know what it was. They speak French, so I couldn't really communicate with them. "It was surrealistic to play something, and all of a sudden they started singing like they had been playing the song all their life. They were totally into it. They're laughing and smiling, like they knew something I didn't know."
Taylor's style of music has been called "trance blues" because it utilizes few chord changes. "If you listen to African music, there's not a lot of chord changes," he says. "It's more trancelike."
One chord songs, combined with rhythmic syncopation, can cause listeners to "lose a sense of time," he explains. "People dance for hours. If you do a round of chord changes, like 'Row, Row, Row Your Boat,' you can get a trancelike thing going, too. If you get too many chord changes, it breaks the trance."


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Our Act of Kindness Cards were born on our most recent company retreat (more on that here!) They help you actively seek out ways to be kind! Each kindness card features a kindness themed quote, while the backs all have pre-written messages such as “You’ve been hit with a random act of kindness! Pay it forward the next time you see an opportunity. Together, one act of kindness as a time, we can make the world a happier place."
Leave a card as a surprise for the person behind you in line after you pay for their coffee, or find tons of other ways to spread small acts of kindness here!
• Come packaged in a slide-out card deck box for easy storage!
Show us how you're spreading the love! Tag a picture with #bloomgirl or #plantobloom!
Love these card sets? You will also love our Belief Cards! Share your story of how giving or receiving an act of kindness has affected you here!


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For all your joinery and carpentry needs!
We are a family run joinery and carpentry business based in Glasgow.
With over 20 years experience we have a large portfolio of completed projects. All work carried out to our clients exact specifications. This has created a lot of happy clients who in return give us many referrals for further home improvement projects.
All projects are assigned a project manager and our team consists of qualified time served tradesmen providing a professional and personal service. All our work is guaranteed to an exceptionally high standard. Ensuring safety at all times.
Whether its contemporary, traditional or even bespoke improvements you require, our team are happy to discuss all your requirements and ensure that we design and create a solution exactly to your brief.
We don't take pictures from glossy magazines. All of the pictures in our gallery are from satisfied customers.

industry_corpus2: Real Estate & Construction


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Fremont, OH 8/17/15 -Motion Controls Robotics has been designing and installing quality robotic solutions for over 20 years. During this time, MCRI has focused on developing flexible solutions for a variety of industries and applications with specialization in a wide range of case packing and palletizing solutions.
R1000R2000 can also be used in jobs where a higher weight limit is required. MCRI can also pair a SmartCart Automatic Guided Cart solution with the ErgoPakPal to take away full pallet loads and deliver packaging materials to the robot cell.
During the PACK EXPO show the ErgoPackPal can be seen in action at Combis booth C-3245. Combi Packaging Systems will also be demonstrating their Sanitary Case Sealer and Alphapack Case Packer. Both of these automation cells are new products designed to dramatically improve the efficiency of the case packing and sealing processes.
Combi Packaging Systems and Motion Controls Robotics would like to extend the offer for free registration to any current or potential customer. Free registration is available here; use code 98F73.
Read more about and watch video of the ErgoPakPal complete automation solution.
About Motion Controls Robotics - Founded in 1995 and celebrating 20 years of continuous growth, Motion Controls Robotics is a leading provider of automation solutions to manufacturing industries. The company provides full service robotic solutions from concept to installation and service/support that keep manufacturers competitive. Motion Controls Robotics creates solutions for Fortune 500 and small to medium-sized companies in the food & beverage, plastics, building & construction materials, converting, manufacturing and board & sheet goods industries. They also automate small production shops and machine job shops. Motion Controls Robotics provides automation solutions to manufacturers for a variety of applications including material handling (case packing, palletizing and machine tending), and vision-guided systems. Motion Controls Robotics is an exclusive Level 4 Certified Servicing Integrator for FANUC Robotics, and a SmartCart Automatic Guided Cart Value Added Reseller (VAR) for Daifuku Webb.

industry_corpus2: Manufacturing


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You are engaged on an excellent business plan for your small business startup, to take to a financial institution. A key a part of that plan is the monetary statements. These statements will probably be looked at carefully by the lender, so here are some ideas for making these documents SELL your business plan! Monetary Projections Template Obtain this monetary projections Excel template to calculate your startup expenses, payroll prices, gross sales forecast, cash flow, earnings assertion, steadiness sheet, breakeven analysis, financial ratios, price of goods sold, amortization and depreciation in your small business, MULTI FUNCTION PLACE!! mortgage market to make sure their purchasers obtain neutral advice on their house loans.
Within the absence of the government nationalizing the banking system and utilizing their energy to tax to raise funds to mortgage, the results of such a system that you simply suggest could be a large lower in lending and/or schemes to get across the rules. Positioning Lifestyle Consumers, (1995-2013). Hospitality Web In Maslow Hierachy of Needs-Conclusions-of-overlook. Tokyo. Speedshop.
Each transaction, whether or not it is a query of purchase or sale, or change of loans, must be recorded in the books. Now Mary takes her $140,000, puts $50,000 in her retirement account and makes use of the $ninety,000 steadiness for a down fee on a business that earns $one hundred seventy,000 and is promoting for $450,000. If Mary could make comparable enhancements she may end up netting over $200,000 on her subsequent enterprise.
First, you can check out your operating expenses. This includes your overhead prices, issues like monthly rent and workers salaries in addition to the money it’s a must to spend on stock and to market your product/service. Do not forget to think about taxes and current loan debt funds. Then you possibly can calculate your whole present assets – including checking account balances, accounts receivable and the worth of any actual property property, equipment or inventory. Subtract the operating bills and any other liabilities from your belongings after which divide by three hundred and sixty five days to find out how a lot cash you presently have every day to work with. Based on that quantity you possibly can figure out how far more you want for your business to thrive.
It is to your advantage in case you are an accountant by occupation. But if not, you can nonetheless do your personal accounting if you’re operating a small-scale business. Nevertheless, if you have a big company it is advisable to hire an expert accountant especially in the event you would not have the time and the ability for it. It’s essential to understand that there are numerous methods in conserving varied kinds of accounts in a business.


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This is the occasional Electronic Newsletter from the Pneuma Foundation.
As an editor, I always appreciate response, even when it is not too friendly. I certainly still make mistakes in grammar or spelling and miss things more often then I like. For example, as I was bringing back the latest issue of the Pneuma Review from the printer, somebody pointed out how I the word "of" instead of "or" appeared on the contents page. There was nothing I could do about it then, and maybe this is one of those times when that old phrase, "Ignorance is bliss" might apply. Nevertheless, it was response, and I appreciate that.
In the last issue of the Pneuma Foundation's Electronic newsletter, there was a statement about how diverse the crowd is that is receiving this newsletter now. It went like this: "The people receiving this newsletter are also from all kinds of Christian traditions and backgrounds including classical Pentecostals, Noncharismatics, independent charismatics, charismatic Episcopalians, Vineyard, and Third Wave." Apparently, my statement was not diverse enough and somebody sent me a friendly note saying so.
So, let me try again. If I have inadvertently left out your tradition or affiliation, don't be offended. Just send me a friendly note (or a not-so-friendly one if you must) to tell me. I do enjoying hearing of the diversity of those receiving this E-newsletter.
Others receiving this E-mail newsletter include Baptists (some who are Bapti-costals and some who are non-charismatic), Catholics, people from a Sovereign Grace fellowship, folks that align themselves with the confession wing of the charismatic movement (often called Word of faith), Presbyterians, those who are involved in the prophetic movement, people in the convergence movement, Anglicans, those who ascribe to the "New Apostolic Reformation," some from the Restoration movement, and Wesleyans and others from Holiness traditions.
Let me say that I appreciate the diversity we share in the body of Christ. I also am encouraged by the interest many have expressed in the vision of the Pneuma Foundation in wanting to see a greater understanding of God and His Word among those in the Pentecostal/charismatic movement. If you know someone who might like to be added to the Pneuma Foundation's electronic mailing list, just drop us a note. We would be happy to send them an invitation and an introduction about who we are. Do feel free to pass along anything you receive from us.
The Pneuma Review editors and writers are celebrating one year of publication of the Pneuma Review. The Summer 1999 (Vol. 2, No. 3) Issue, available in mid-May, marked the fourth issue published since its beginning in the fall of 1998. After the next issue, Fall 1999 (Vol. 2, No. 4) is published, the entire volume will be offered for sale at a special price. The one issue of Volume 1 will also be bundled with this so that anyone who wishes to receive back issues can do so affordably and as inexpensively as possible.
"Do Full Gospel Ministers Need Theology?" by Larry Taylor. Pastor, scholar, and businessman Larry Taylor shows that there is no need to fear theology and answers that there is a great need for Biblical theology today.
"Baptism in the Spirit: Distinct from Salvation?" by Michael Peters. Pastor Michael Peters takes a look at the Baptism with the Spirit in light of the whole salvation experience.
"Tongues and Other Miraculous Gifts in the Second Through Nineteenth Centuries" by Richard Riss. This five part series (which will conclude in the Fall 1999 issue of the Pneuma Review) gives evidence for the operation of the gifts of the Spirit throughout the Church Age.
The Messianic Foundations Series by Kevin Williams began in the second issue of the Pneuma Review (Vol. 2, No. 1), and has included an introduction to studying the Jewish roots of Christianity as well as the articles "Messianic Pictures in the Temple Sacrifical System" and "The Full Picture of Passover." The Fall 1999 issue will feature a life-changing article about "Chayim Mayim: The Living Waters."
"The Place of the Holy Spirit in the Exegetical Process" by William Pankey. This is a discussion of the role of the Holy Spirit in Biblical interpretation and the limits of any interpretive method.
"Catholics and Evangelicals: What Still Divides Us?" by Raul Mock. This article takes a look at the major differences that still separate Catholics and Evangelicals theologically.
Robert Graves, author of "The Gospel According to Angels" (Chosen, 1998), has presented a series on "Praying in the Spirit" that began in the second issue of the Pneuma Review (Vol. 2, No. 1). This series has included "What They're Saying Now: Some Noncharismatics Reevaluate Tongues," "Some Effects of Praying in the Spirit," and "Focus of the Charismatic Experience: Tongues, the Holy Spirit, or Christ?" The Fall 1999 issue will continue this series with "Just What is the Nature of the Prayer Language?"
"Baptism in the Spirit: Is it Normal to Receive at or After Conversion?" by Michael Peters. In this article, Pastor Michael Peters investigates what is normative Spirit baptism.
There have been reviews of books and periodicals in every issue, including reviews of books and periodicals by Wayne Grudem, John Maxwell, Vinson Synan, Wonsuk Ma, William De Artega, Michael Brown, B. J. Oropeza, Jim Cymbala, Debra Wood, Zeb Bradford Long & Douglas McMurray, Jon Ruthven, David Daniels, and John Bevere.
Also has appeared resource articles about making use of a correspondence school for inmates in your prison ministry, and the seamless research tool of the Internet.
* The Lord has blessed the efforts of the writers and editors in making the Pneuma Review a "Journal of Ministry Resources and Theology for Pentecostal and Charismatic Ministries and Leaders." Thank you for your comments and the vote of confidence you extend to us when you purchase a subscription.
Someone asked me recently if there was a company or particular benefactor that has been the primary financial support behind the Pneuma Foundation. This gave me an opportunity, as a member of the Pneuma Foundation's board of directors, to reflect on how the Lord has provided for the needs of this ministry. No, there is not a particular sponsor or patron of the Pneuma Foundation. The Lord has faithfully met the needs of this ministry through the financial support of its members and friends. To me, this is quite amazing, when I think of how far the Pneuma Foundation has come just in the last year.
Although the Pneuma Foundation actually started as an un-incorporated association in 1997, it has seen tremendous growth in the last 12 months. There have been some 'tight' times financially as well. However, in all of these, the Pneuma Foundation stuck to its principle of not asking anyone but God for money. The founders believed that since this is a para-church ministry whose mission is to support the local church, it is not our place to request money. If the Pneuma Foundation is a blessing to people and a support to the local church, then out of abundance, the needs of this ministry will be met without becoming a burden to anyone. Otherwise, the founders felt, that this ministry could become odious if it was always begging for a handout and therefore its service to the Body of Christ would be hindered.
Having been faithful in not asking others for financial support has been both challenging and rewarding, for the Pneuma Foundation has always had its needs met. Now we find ourselves at a crossroads. There are areas where the board would like to see the Pneuma Foundation expand its ministry, but there are not funds presently available for this. Closely linked with the principle of not soliciting monies is a commitment to not expand our outreach beyond our financial support, thereby staying out of debt.
So, we ask for your prayers. Please pray with us that what the Pneuma Foundation is presently doing will have an excellence to it, continuously improving. And, if it is the Lord's will, that the financial resources are provided for the expansion of this ministry to the Body of Christ: more teaching resources for leading Pentecostal/charismatic believers to a greater understanding of God's Word.
Thank you for your support in prayer and your past financial generosity.
The international subscription agency EBSCO now offers one-year subscriptions to the Pneuma Review on request. If you purchase periodicals through their service, ask for the Pneuma Review on your next order.


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One of the universal questions of mankind is why is there suffering? How do we relate to suffering and to our relationship with G-d?
Well, anybody who has experienced suffering (may nobody know from such things), be it physical suffering, emotional suffering, or any type of suffering, knows that although friends and family and even strangers may have compassion and pity on the person suffering, they generally do not FEEL YOUR PAIN. They feel pity, they feel sad, they feel uncomfortable around you. But they don’t feel your pain.
Because if a person has not experienced a particular type of suffering they cannot relate to it the same way.
Nevertheless we do believe that G-d feels our pain and is with us in the midst of our suffering.
A person who, for example, suddenly becomes paralyzed or is in an accident (or even a terror attack, G-d forbid) and is physically damaged, is no longer the same person on some level. Such situations wreak havoc not only for the person himself but for his family. Everything turns upside down overnight.
After the initial emergency situation is under control, it is normal for thoughts to turn to a longing for the “good old days”, the days when things were “normal”. We long for the ability to do what we lost. We long for being in good health like we once were. We long to be able to do the things we used to do.
And we even may feel a bit sad or even a bit jealous when we see others able to live a “normal” life.
But what does that really mean ? what is “normal”?
To each of us normality is what we get used to. It is obviously what we are created to be according to the way G-d wanted us to function in this world. But normal is the way we experience life from the time we are small. A child, for example, who has a father who is totally functional will feel a tremendous shock and loss if the father one day loses his ability to walk. But a child who is born into a home where the father is wheelchair bound from day one will consider that normal to some extent.
So is normality only defined in terms of physical ability? If a person G-d forbid loses some aspect of their physical functioning , are they less “normal”?
True normality is much higher than that. It transcends such limitations. Because as Jews we are part of Hashem and we have untapped potentials in life.
If you can retain your sense of closeness and love to Hashem despite your suffering, that is normality.
If you can retain a balance in your life and manage to laugh and be happy despite your problems, that is normality.
If you can be an inspiration to others despite your suffering, that is normality.
If you can still fulfill your Torah obligations despite your challenges, that is normality.
If you can give your children and your spouse a sense of dignity and happiness and security despite your world falling apart, that is normality.
Because true normality is higher than just doing what you are used to. It is higher than functioning the way we “should” function in life. It is our ability to transcend problems and find meaning in whatever situation you find yourself in. To be able to laugh through the tears. To be able to stand back and see things objectively. That is normality. True normality is not falling apart and getting depressed when there are hard times. True normality is retaining dignity, strength, faith and happiness despite challenges.
True normality is finding G-d in the hard times, finding light in the darkness, and using it to get to a higher level. To rise to the challenge. To realize that if G-d is putting you in a certain situation and challenging you, this is because He wants you to rise to the occasion and bring out your hidden strengths and grow.
So the question is not why is there suffering. We never will have a real answer for that.
The question is not what does G-d get out of our suffering. We cannot know that. And certainly He does not need our suffering.
But it seems at certain times in life we need to go through that suffering, although we hope and pray we never should have to.
But if we do find ourselves in a challenging situation, even what seems impossible at times, we need to ask ourselves: what are WE supposed to get out of this suffering? How should this change us for the better? How should this allow us to give greater nachas to Hashem? How can our relationship to Hashem improve through this suffering?
Because our self worth is not defined by how physically functional we are. Our self worth is defined by how spiritually functional we are.
Many people who lose physical abilities suddenly feel useless. But that is not true at all. The person is simply being elevated to a higher state of being and to accomplishing something different that is their mission at this particular moment.
Another important point that emerges from suffering is that we learn to really appreciate whatever blessings we have, no matter how small they are. Often when everything is going well in life we forget to truly appreciate the small things or the blessings we have. We often kvetch and wish things were different. We want a nicer home, a bigger car, more money, more vacations etc. etc. But when a person is suddenly limited, for whatever reason, every little blessing becomes appreciated. And perhaps that is what life is really all about. To appreciate what we have. To find G-d in every place, in every moment, in every experience. And to deepen our relationship and our love. It is not based on physicality, just like a marriage must not be based only on physicality. Our relationship to G-d must be much deeper. We cannot love G-d only when He does what we want or gives us what we want. We have to love G-d all the time and try to find meaning and happiness even within darkness or suffering. That is truly living with the idea that there is nothing besides Him. And as it says in Tanya, when we accept suffering with happiness, it becomes sweetened at its source Above and changes to become good in a manifest way that we can see and appreciate. And of course we always have to believe that G-d can change every situation to become even better than before the problem started. And we gain so much from the challenges of life: we learn so much, change to become better people, our perspectives widen etc. We see how everything is truly for the good. Just like Rabbi Akiva who believed everything was truly good and it became so in ways that could be seen openly.
Nevertheless we pray that Hashem should never bring suffering to any of us and should not challenge us with difficulties. And we pray for the redemption of the world with the coming of Moshiach when Hashem will wipe away all tears and will change everything to open revealed good. May it be now!


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Will Ride-Sharing Replace Traditional School Buses?
Aragon: New Mexico Is First State to Approve School Turnaround Plans Under the Every Student Succeeds Act. But Will Adult Politics Now Keep the Kids Waiting?

industry_corpus2: Transportation


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A song of praise followed by a song focussing on the reason for gathering together.
Depending on the message preached, it may be appropriate to have several songs on the theme, leading into a time of prayer about the message.
Another alternative might be to have a time of questions to the preacher or discussion about the sermon in small groups, followed by prayer about the topic.
A song of praise for our salvation in Christ should follow.


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We're excited and honored that our friends and founders of Bay Area Content Strategy Meetup asked us to host a evening with Karen McGrane. Karen is a thought leader in the content strategy field, with a firm stance that without a mobile content strategy, you don't have a content strategy!
As our communication tools become more advanced, it is undeniable that the mobile device is the easiest—and often first—tool for search and connecting with people. This means content must be fluid and adaptive. Karen will discuss the implications of considering mobile when designing, developing, and creating content for these interfaces.
Karen has spent over 15 years creating digital products that leverage user experience design and content strategy. She is currently Managing Partner at Bond Art + Science, where she develops web strategies and interaction designs for publishers, financial institutions, and healthcare companies. Karen also teaches Design Management as a faculty member of the MFA program in Interaction Design at SVA in NY, which focuses on teaching students how to run successful projects, teams and businesses, and was previously a VP and National Lead for User Experience at Razorfish. And, she just published a book on mobile content strategy called, "Content Strategy For Mobile."
Come join us! We can't wait to see you!
Additional info on Karen: Articles; audio podcast on Fresh Squeezed Mobile; speaking at SF at Event Apart.

industry_corpus2: Computing & Telecommunications


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20th Century Fox has officially locked down Jai Courtney to play John McClane's (Bruce Willis) son in their fifth Die Hard film, A Good Day To Die Hard. Courtney is mostly known for his role as Varro in the Starz series Spartacus. He is also starring along side Tom Cruise in the upcoming action film One Shot. Other actors that Courtney beat out for the role included Liam Hemsworth (Hunger Games), Aaron Paul (Breaking Bad), James Badge Dale (The Pacific), and D.J. Cotrona (Detroit 1-8-7 and G.I. Joe 2: Retaliation). I'm a little surprised that Courtney got the role, but he should be good in it.
John Moore is set to direct a film that is set to be released on February 14th, 2013. The story puts McClane on an international adventure to Moscow, where his estranged son Jack is introduced. According to Deadline Jack may be even more "of a hardass than his father. Despite their differences, they must work together to keep each other alive and keep the world safe for democracy."
I would love to see another awesome Die Hard film, I didn't really care for the fourth one, but the three before it were pretty great action films. John McClane didn't seem like John McClane in Live Free or Die Hard.
Do you think Courtney is a good choice to get crazy alongside Willis in this movie?


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One of Terry’s key teachings is called “moments” practices. These are practices we can do very quickly, many times a day, to reawaken awareness, energy and feeling. In this brief clip, Terry guides you through one of his favorite “moments” practices, Heart Breathing. It’s a way to reconnect with your heart intelligence and well-being. It can be done anywhere, anytime, as often as you need or want. It is a simple, but powerful way to directly experience that “all life is practice”.
your meditation on radical trust in the moment!


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Excellent Service! Thank you very much for the excellent and expeditious service.
Henry was an outstanding customer! It was a pleasure servicing you, thanks for the kind words. Feedback from our customers is always greatly valued and appreciated!!
5 Stars. Professional Courteous, Fast Service. Alex was Very Nice to work with. Highly recommend this company for your Garage Door Needs.
Thank you for taking the time to post your review. Alex will be happy to hear of your positive experience with Precision. Thank you for your business.
Courteous and capable technicians. Evaluation and repair work was presented logically and created a sense of trust.
Frank Edelstein, thank you for sharing your positive experience. Precision Door Service’s goal is not only to fix your garage door right, but to provide exceptional customer service.
Beverley Ditmore, thank you for sharing your positive experience. Precision Door Service’s goal is not only to fix your garage door right, but to provide exceptional customer service.
The service guys, Trenton and trainee Anthony were professional and courteous and knowledgeable....and kind! Very pleased with your company.
Sandee Bellwood, thank you for taking the time to write a review and share your feedback. We are glad to know you are pleased with Trenton and Anthony.
Cathy Mylrea, thank you for choosing Precision Door Service, and taking the time to share feedback on your experience.


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- Includes 7 minifigures: Kai, Nya, Cole, Zane, Lloyd, Jay and Jungle Garmadon (with 4 arms and new-for-August-2017 jungle outfit decoration) and 2 buildable temple guardian figures.
- Features large main entrance doors, trapdoor, rock-dropping and dynamite-dropping functions, dungeon with secret entrance/escape route, library with a scroll and hidden blade-shooter (shoots discs with blade decoration), room with gold-colored sword and chopping-sword trap, storage room with a sword and buildable vase, 2 attic rooms, a hanging cage that fits a minifigure inside, beacon with translucent-blue flame-style element, pull-out section with poles for minifigures to leap between to get to the treasure chest, statue, plus assorted elements including a skeleton, spider and 2 snakes.
- Release the rock to knock over a minifigure and then turn the dial to pull up the chain ready to drop it again!
- Press the lever to open the dungeon's secret entrance/escape route.
- Activate the hidden blade shooter under the scroll to topple a minifigure.
- Turn the dial to bring down the chopping sword and knock over a minifigure.
- Weapons include Kai’s 2 katanas, Nya’s tasseled spear, Cole’s hammer, Zane’s bow and arrow, Lloyd’s Chinese tasseled sword, Jay's chain with spike and Jungle Garmadon's 4 swords.
- Accessory elements include Kai's sword holster and Zane's quiver.
- Recreate and role-play exciting THE LEGO® NINJAGO® MOVIE™ scenes.
- Temple of The Ultimate Ultimate Weapon measures over 19” (49cm) high, 14” (38cm) wide and 11” (28cm) deep.
- Temple guardians each stand over 3” (10cm) tall.

industry_corpus2: Gaming


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Where Grey-Bruce employers find employees.
At the YMCA, we know that when everyone has access to meaningful job opportunities, the whole community wins. And a strong local economy is essential for building a healthy community.
We are committed to helping job seekers secure valuable employment opportunities.
Whether you're unemployed, under-employed, laid-off, searching for your first job or looking to re-enter the workforce we can help. Receive job search assistance from an Employment Advisor or visit one of our Resource Centres to access the tools you need for self-guided job searching.
Connect with qualified job seekers right here in your community. Choose to work with a YMCA Job Developer to qualify for financial hiring incentives and receive candidate referrals or, advertise your job opportunities on our free Job Board.


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This video of Dr. Sadaqat Ali contains information on “feeling of being unwanted”. There is another video of Dr Sadaqat Ali on the same topic Dr. Sadaqat Ali Talks about Home Runaway. Dr Sadaqat Ali is a renowned addiction psychiatrist and project director of Willing Ways Pakistan.
Usually girls have more feelings of being unwanted then boys. One of the reasons can be that in many societies, girls are considered lesser then boys since the time she opens her eyes in this world. A girl growing up with this mental state and then marital issues and relationship problems act as additional fuel, produces feelings of being unwanted. Parents do educate their girls but after completion of studies, they tell them that they are not productive and they should only do household chores. There are few things need to be done to get out of this issue. We have to leave the antique thinking, e.g. thinking women as inferior to men and we need to be open minded.
Every human possess different biology. Some handles thing pretty well while some heats up so quickly and they want to run away from family that they think are overlooking them. A child needs to consult any kind family member or loyal friend rather than running away from home. When we meet people outside, they are generally masking. An adult needs to identify before giving them priority over their parents. They should express their anger verbally in assertive manner instead of running away and continue to feel being unwanted.

industry_corpus2: Health & Medicine


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Mostly quiet weather is expected for the Finger Lakes through the weekend with gradually warming temperatures.
The current storm track across the eastern United States is taking systems from the Midwest and Plains towards the Mid-Atlantic, keeping the northeast dry.
One of these systems will pass to our south tonight and early Friday. A few flurries may sneak into the Finger Lakes, but accumulations will be an inch or less.
This system will be kept at bay by high pressure over eastern Canada. This high pressure will keep winds out of the north today, resulting in below normal temperatures. Most places will see highs in the upper 20s today. Cloud cover tonight should help keep temperatures in the low 20s and upper teens.
The cooling effect of the high pressure system will lessen over the coming days, with highs in the mid 30s expected both Friday and Saturday and near-normal highs around 40 degrees by Sunday.
Much of these three days will be cloudy, but some sun will be possible later Friday and early Sunday. A few more flurries may clip the area Saturday night as another system dives to our south.
Temperatures will start to warm up next week, however. High temperatures on Monday may push towards 50 degrees, while 60s are a decent possibility Tuesday and Wednesday. A storm system will bring some rain towards the middle of next week for our next real shot at substantial precipitation.


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Portsmouth is an independent city in the Commonwealth of Virginia. As of the 2010 census, the population was 95,535. It is part of the Hampton Roads metropolitan area. The Norfolk Naval Shipyard, often called the Norfolk Navy Yard, is a historic and active U.S. Navy facility that is actually located in Portsmouth rather than Norfolk; the original name “Gosport” was changed to “Norfolk” to reflect its location in what is now the former Norfolk County, Virginia.
We’ve provided helpful links about life in Portsmouth, Virginia. If we may improve our page by adding additional links, please fee free to drop us a line. Thank you!


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Anyone looking to sell their home by Christmas needs to know the relevant deadlines.
You may think that it is far too early to consider Christmas but there are some people who must prepare in advance. If you have a big family or you want to ensure that you use your budget in the most appropriate manner, it is only natural to plan early. If you’re organising a party, you’ll need to book a venue and entertainer in advance to ensure you have a reason to celebrate and if you work in retail, you need to plan months in advance. There is also the fact that if you want to sell your home in time for Christmas, you need to be active now.
The Manchester Christmas market may conjure up images of lights, overcrowded streets and overpriced goods but in the property market, the Manchester Christmas market is relevant for people looking to be settled in a new home in a timely fashion for New Year. The market grinds to a halt over the festive period and at the start of the New Year, so unless you want to find your property plans stalling for a few months, it is best to have everything concluded in advance of the festivities.
The average time it takes for property deals to be concluded, from the time an offer is accepted to moving day is 13 weeks. When you consider that we are now into September, with just 16 weeks between the start of the month and Christmas Day, there isn’t a lot of leeway. At Peter Anthony, we are well skilled and experienced in selling homes but with so many external parties involved in the process, there may be times when even we can’t speed up the process.
If you follow these steps, you will be well prepared to sell your home. Of course, you are not alone in a desire to sell your property before the festive period. In fact, some property specialists have cited the desire to sell before Christmas as a factor in the slight decrease in asking prices in the past month.
The gap between asking prices and sales prices has been notable of late but with many vendors looking to sell their home as quickly as they can, lower asking prices are the order of the day of late.
If a Christmas deadline encourages you to sell your home, come and speak with Peter Anthony and we will do what we can to assist you.


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NZNO's vision is: Freed to care, Proud to nurse.
NZNO is committed to the representation of members and the promotion of nursing and midwifery. NZNO embraces te Tiriti o Waitangi and works to improve the health status of all peoples of Aotearoa New Zealand through participation in health and social policy development.
"Me haere tahi tātou mō te hauora me te oranga o ngā iwi katoa o Aotearoa"
"Let us journey together for the health and wellbeing of the people of Aotearoa"
"Kaua e Takahia Te Mana o te Tangata"
"Do not trample over the mana of the people"
Te Rūnanga o Aotearoa represents the concerns and interests of Māori members. It leads NZNO in the development of policy pertaining to Māori and provides advice about implementation. A priority is to ensure that essential Tikanga is upheld and that the wider kaupapa of the organisation reflects Te Rūnanga values.
With its increasing profile, it is represented regionally, nationally and internationally in various health forums. Te Rūnanga and the NZNO Board of Directors continue to engage in dialogue regarding partnership.


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gnsolidsamerica.com shale shaker is actually linear movement shale shaker retains regarding 80M3/h dealing with capability. This retains two shaker displays. The actual display region arrived at 1.8M2 or even 9.5ft2. GN may be used within function more than drilling rigs dirt program, short essential oil nicely drilling, for example ZJ20 rigs, in addition to 100t HARD DISK DRIVE dirt program.
GN Shale shaker is actually an additional linear movement shaker created by GN. This retains regarding 120M3/h dealing with capability. This retains two shaker displays.
The actual shaker display is actually 630x1250mm. It’s exact same along with NOVEMBER Brandt shaker display therefore it may be changed through NOVEMBER Brandt shaker display. Additionally it’s the fast alternative kind with regard to preserving enough time. GN Shale shaker generally utilized in ZJ30 dirt program, additionally 200t, 300t, 450t HARD DISK DRIVE dirt techniques.
GN shale shaker screen is quite well-liked shale shaker possibly because divided gear or even part of dirt program. 83-3 retains regarding 140M3/h dealing with capability.
And contains 3 shaker displays because 830x1080mmx3 the actual shaker display region is going to be two 7M2. The actual shaker displays tend to be exact same along with 83-2 Shale shaker them all could be changed through one another. And also the kinds could be gentle connect straps, PWP, as well as PMD kind.

industry_corpus2: Mining


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Meet the genre-fusing artists you'll be hearing more of now that the Cuban-American friendship is back on.
Is Cuban Music About To Blow Up In America?
As the U.S. and Cuba re-establish diplomatic relations, Latin music execs are scouting the island for crossover hits.


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Welcome to Twin Pines Recruitment, a Specialist provider of Temporary and Permanent workers, based in the Borough of Staffordshire. Twin Pines Recruitment is born out seventeen years of experience in the social care field. Eleven of these years managing a Residential Care organisation. Twin Pines Recruitment is set up to accommodate the Social Care, Industrial and Professional Cleaning Sectors.
At Twin Pine Recruitment we strive to match the relevant expertise of our candidates to our client’s individual position requirements and thus provide clients with the most suitable candidates in order to establish positive working relations.
Twin Pines Recruitment have first-hand knowledge and experience in its field of services and are fully aware of the demands and challenges it presents. It is our intention to set our standards high and to provide Permanent and Temporary candidates who will provide the level of service that is required.


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Belleville, Ill. — May 2, 2017 — Allsup, a nationwide provider of Social Security Disability Insurance (SSDI) representation, will provide disability screenings and information on its online screening tool, empower by Allsup®, at the Lupus Foundation of America’s St. Louis Walk to End Lupus Now! The event is scheduled for Saturday, May 6, from 3 to 6:30 p.m. at Carondelet Park.
Lupus is a chronic autoimmune disease that can lead to significant tissue damage, organ failure, disability and death according to the Lupus Foundation of America (LFA). Many individuals with lupus are unable to continue working just a few years after diagnosis. If they are unable to work for 12 months or more, they may be eligible for the SSDI benefits they paid for during their working years. It is a lifeline for many former workers, providing a monthly income and access to Medicare.
However, most people who apply for SSDI benefits are denied and appeals can take several months or years. Nationally, more than 1.1 million people with severe disabilities are waiting an average 578 days for a disability hearing. In Missouri, 31,850 people are waiting an average 566 days.
Having expert SSDI representation can help individuals with lupus get approved sooner at the initial and appeal levels. empower by Allsup is an online tool that helps people with severe disabilities determine their likelihood of being approved for SSDI. It also offers return-to-work assistance for people whose health has recovered to the point they’re able to return to the workforce.
To obtain an SSDI eligibility screening online, visit Expert.Allsup.com.
For details on the Walk to End Lupus Now! visit lupus.org/heartland/pages/walk-to-end-lupus-now.


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More than two and a half billion years ago, Earth differed greatly from our modern environment, specifically in respect to the composition of gases in the atmosphere and the nature of the life forms inhabiting its surface. While today’s atmosphere consists of about 21 percent oxygen, the ancient atmosphere contained almost no oxygen. Life was limited to unicellular organisms. The complex eukaryotic life we are familiar with – animals, including humans – was not possible in an environment devoid of oxygen.
The life-supporting atmosphere Earth's inhabitants currently enjoy did not develop overnight. On the most basic level, biological activity in the ocean has shaped the oxygen concentrations in the atmosphere over the last few billion years. In a paper published today by Nature Geoscience online, Arizona State University researchers Brian Kendall and Ariel Anbar, together with colleagues at other institutions, show that "oxygen oases" in the surface ocean were sites of significant oxygen production long before the breathing gas began to accumulate in the atmosphere.
By the close of this period, Earth witnessed the emergence of microbes known as cyanobacteria. These organisms captured sunlight to produce energy. In the process, they altered Earth’s atmosphere through the production of oxygen – a waste product to them, but essential to later life. This oxygen entered into the seawater, and from there some of it escaped into the atmosphere.
The idea of “oxygen oases,” or regions of initial oxygen accumulation in the surface ocean, was hypothesized decades ago. However, it is only in the past few years that compelling geochemical evidence has been presented for the presence of dissolved oxygen in the surface ocean 2.5 billion years ago, prior to the first major accumulation of oxygen in the atmosphere (known as the Great Oxidation Event).
Kendall’s work is the latest in a series of recent studies by a collaborative team of researchers from ASU; University of California, Riverside; and University of Maryland that point to the early rise of oxygen in the oceans. Together with colleagues from University of Washington and University of Alberta, this team first presented evidence for the presence of dissolved oxygen in these oceans in a series of four Science papers over the past few years. These papers focused on a geologic formation called the Mt. McRae Shale from Western Australia. One of these papers, led by the ASU team, presented geochemical profiles that showed an abundance of two redox-sensitive elements – rhenium (Re) and molybdenum (Mo) – implying that small amounts of oxygen mobilized these metals from the crust on land or in the ocean, and transport them through an oxic surface ocean to deeper anoxic waters where the metals were hidden into organic-rich sediments. Kendall participated in this research while a postdoctoral student at the University of Alberta.
Kendall’s goal in the new project was to look for evidence of dissolved oxygen in another location. He wanted to see if the geochemical evidence from the Mt. McRae Shale in Western Australia would be found in similarly-aged rocks from South Africa. Those rocks were obtained in a project supported by the Agouron Institute. Kendall’s research was supported by grants from NASA and the National Science Foundation.
What Kendall discovered was a unique relationship of high rhenium and low molybdenum enrichments in the samples from South Africa, pointing to the presence of dissolved oxygen on the seafloor itself.
A key contribution to this study came from Christopher Reinhard and Timothy Lyons, collaborators at the University of California, Riverside, and Simon Poulton at Newcastle University, who found that the chemistry of iron (Fe) in the same shales is also consistent with the presence of dissolved oxygen.
“It was especially satisfying to see two different geochemical methods – rhenium and molybdenum abundances and Fe chemistry – independently tell the same story,” Kendall noted.
Evidence that the atmosphere contained at most minute amounts of oxygen came from measurements of the relative abundances of sulfur (S) isotopes. These measurements were performed by Alan Kaufman, a collaborator at the University of Maryland.
On a more practical level, Anbar observes that the research also connects to emerging concerns about our own planet.

industry_corpus2: Technology & Research


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Graduation weekend is the absolute highlight of the school year for me. On May 7, we celebrated with 154 graduates and their families. I know many will be entering the workforce with a passion and zeal for their work and a desire to give back to their communities. Others have been admitted to the following graduate schools: Andrews University, Baylor University, Dallas Baptist University, Georgetown University, Long School of Medicine, Loma Linda School of Medicine, Loma Linda School of Nursing (Doctorate of Nursing Practice), Southwestern Adventist University, Texas Christian University, Texas Women’s University, University of Houston, University of Texas at Arlington, University of Texas San Antonio Medical School, and Walla Walla University. We are so proud of each one and wish them well as they launch their careers.
What happens beyond graduation is also important to all of us in education. I recently learned of a story about Denny James, a 2013 graduate from our University. Denny is an ICU charge nurse at Lake Granbury Medical Center. As a team leader, Denny demonstrates his willingness to go beyond what is considered normal care to his patients. For this extraordinary care, he was recognized as the 2016 Employee of the Year at Lake Granbury Medical Center.
Denny knew little about nursing when he started at Southwestern Adventist University. He was inspired by his Uncle Robin Houghton, a 1992 nursing graduate, who was making a positive difference in the lives of his patients. Denny, too, desired to do something worthwhile for others and took up nursing as his educational major. While a student, Denny learned that holistic care was important; one must treat not only the health needs of his patients, but the emotional and spiritual needs as well.
Reflecting on one of his clinical experiences, he said, “I remember caring for a patient who was mentally unaware of what was going on around him. Dr. Mitchell (one of his professors) taught us that we protect this patient’s human dignity and that we treat the patient with the utmost respect even though it was doubtful that the patient even knew we were in the room taking care of him.” This impressed Denny and showed him the importance of providing compassionate Christ-like care to patients, even to those that may not realize the care they are receiving.
Today, Denny practices these compassionate skills in his daily work, one such example was his care for a dying elderly patient. He knew the patient’s wife was coming to see him and it was their anniversary. Going above and beyond normal nursing practice, he asked the patient if he could buy some flowers for him so the patient could give them to his wife when she visited. The patient consented and he was able to surprise his wife on their special day with flowers. Though the patient passed away a few days later, his wife said she will never forget Denny’s kindness.
In many ways, Denny is a typical Southwestern Adventist University graduate, providing atypical compassionate care for others. Although graduation is the highlight of the academic year for me, seeing how our graduates serve others inspires me to continue not only ensuring quality educational programs, but programs that encourage respect and compassion for the people our graduates will work with in their professions.
This article was originally published in the Cleburne Times Review.


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RSA is right around the corner, and the Illumio team is getting ready. In honor of our huge love of a little friendly competition, we've created a Bingo game you can play while walking Moscone Center's North and South Halls February 29-March 4.
So break out your most comfortable pair of shoes, check out this handy three-pronged approach to getting the most out of your time at RSA, and remember—the one with the most RSA swag wins!


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A mind is like a parachute. It doesn’t work if it is not open – Frank Zappa.
Am I open enough? to observe? to listen? to re-visit my own (limiting) beliefs? to be in non-denial (acceptance) mode? How do I support / sustain my openness?


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But for those who don’t want to eat after exercising, protein shakes are one of the best options for post-workout nutrition, says Chief Scientific Officer Dr. Carl W. Hastings.
ProVantage® includes 13 grams of soy protein in each serving. Soy protein increases muscle mass, reduces fatigue and burns fat for increased energy.
ProVantage also contains antioxidants from soy and other ingredients that support the immune system and a blend of amino acids that reduce fatigue and shorten recovery time after working out.
ProVantage, like other protein shakes, contains carbohydrates as well. The combination of protein and carbohydrates enables the body to store more glycogen for your muscles.
Isotonic sports drinks such as Innergize!® can help maintain the body’s electrolyte balance and provide energy because they contain fast-acting carbohydrates.
I have had great results drinking a Reliv shake of Provantage, Arthaffect, and Innergize as a recovery drink after my workouts. Seven years ago, before I learned about Reliv products, I enjoyed running with my daughters as well as other forms of exercise. However, due to inflammation in my knees I could not participate in the activities that I so much enjoyed. Six years ago I began using the Reliv products daily, since that time I have been able to participate in all of the physical activities that keep me fit and give me great enjoyment with my family and friends.

industry_corpus2: Biopharmaceuticals


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I agree cocooning is probably overkill, but I’m going to suggest my baby’s grandparents (who live close enough to see the baby weekly) get immunized, especially since both gmas work in schools, aka cesspools of disease-carrying vector children.
There is a recommendation on the CDC website suggesting anyone in regular contact with children (those disease-carrying vectors!) get a vaccine booster.


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This business plan was created to check the idea about the effectiveness of the creation of the database that will help clients at different shopping centers to find products more quickly. As a result, it saves their time and money.
The company name is Svetlana. The main idea of venture is the creation of the database of products that will help potential clients to find what are necessary for them.
The market of such informational service is quite big and has a lot of opportunities for development. In addition, Svetlana can use the greatest of them because there are no competitors at the market. It offer product that satisfy most of this market demand, as the product contain all main information potential clients want to get to find a product. The sales policy is build on the statement that clients lose nothing, but only save their time and money.
After the third year of existence, Svetlana reach the after-tax profit level of $3 510 and will have ROE 35%.
The structure of the company is simple as it is quite small, and it is ineffective to use complex system of the distribution of functions.
So, as a result of market opportunities, Svetlana have a lot of chances for succeed.
We will be the best consultants of defining the nonfood product location at the Irkutsk markets. We will take care of our clients by saving their time and money, when they do shopping. By using the best computer technology and polite and affable consultants, we will offer the best service our clients can get.
We will create a positive working environment for our employees that will promote satisfaction and personal growth.
Our company will offer service that does not exist yet at Irkutsk. It will create very good advantage for our development.
We will place the emphases on the Internet and telephone consultations.
The business will be based on TQM.
The main our clients are busy people who do not have time to go from shop to shop and want to find product as quickly as possible. Such people are the most likely users of our database.
As our service is new in the Irkutsk market, our company plans to follow the differentiation strategy. The determining factors will be clients and development. Price will not take the first place. We plan the step by step development at first in the ``Irkutskiy`` market, then in the ``Fortuma`` market, and the last step is ``Complex`` market. In addition, as our service is new, we plan to create loyalty of our customers until direct competitors appear. The scope of development will be the Irkutsk nonfood markets, which sell clothes, shoes, home appliances and other words things.
Irkutsk is the biggest city of eastern Siberia. It has a lot of markets, but any of them does not have any consolidating data base that help people to find goods that is necessary. So, this database of products is a result of the demand of many people.
Such business is new for the Irkutsk market, so there are no examples of development and existence of words service, where we can get information and some experience about our venture. The positive side of such situation is that we will be the first, and, as a result we can get the greatest benefits. The negative side is that we will have a lot of unpredictable situations that may create big obstacles for good development. Our informational service center can be classified as informational business, which is in the beginning stage in Russia today. It also creates some global opportunities and threats because during this stage the most prosperous ventures appear, but also many businesses force into insolvency.
So, current situation gives our venture a lot of opportunities for good development.
Our product is information. We plan to offer information about non-food products such as clothes, shoes, bags, home appliances and car spare parts for potential clients in the Irkutsk markets such as ``Irkutskiy``, ``Fortuna``, and ``Complex``.
Information about clothes and shoes will consist of the type of clothes, a season, the country of origin, the company name, the year of production, size, color, price range, and the location and number of the pavilion or the section of a market.
Information about bags will consist of the type of bags, the company name, the country of origin, the year of production, price range, and the location and number of the pavilion or the section of a market.
Information about home appliances will consist of the type of a home appliance, the company name, the year of production, size such as the length of diagonal for TV, price range, and the location and number of the pavilion or the section of a market.
Information about car spare parts will consist of the type of a spare part, the company name, the type of a car and other spare parts, where this spare part is used, the year of production, price range, and the location and number of the pavilion or the section of a market.
№TypeNameSizeSeasonCountry of originYear of productionColorPrice rangeLocationMarketPavelion1JeansAngara32Summer/FallRussia2001Red/Green/Blue/Black/other$20--$32“Irkutskiy”#1,#102, #1762JeansLee32Summer/FallChina2002All$30--$62“Irkutskiy”#17,#783…..…..…..…..…..…..…..…..…..…..4…..…..…..…..…..…..…..…..…..…..5…..…..…..…..…..…..…..…..…..…..