1. INTRODUCTION

2. DATA

3. CIRCUMSTELLAR DUST IN DISKS AROUND H & χ PERSEI STARS

4. CIRCUMSTELLAR GAS IN DISKS AROUND h AND χ PERSEI STARS

5. SPECTRAL ENERGY DISTRIBUTION MODELING OF DISK-BEARING STARS

6. EVOLUTION OF CIRCUMSTELLAR DISKS IN H AND χ PERSEI

7. DISCUSSION